Dear Community,
trying to get my money to do somenthing useful, and based in South America without access to North American instruments I came across this (seemingly only) option: Fintual.cl.
This start up claims to be a copy of Betterment and Wealthfront, charge 1,19%, and have four funds to choose from (very conservative to risky).
I would like to give this a shot, but I don´t quite understand how their risk assessment relates to the advise given here. The "risky norris" fund has a "mínimo de 30% de exposición a activos accionarios". For someone with time on their hands, that is good, right? Or should I go with the "moderate pitt" fund, which has a "máximo de 50% de exposición a activos accionarios"? But that seems quite a small percentage, after all I have read here. So a Mustachian would go with Risky Norris?
Please help me out here! Which fond would you pick and why? Unfortunately, all information in Spanish only.
Description of Fintual-fonds:
https://storage.googleapis.com/fintual/public_web/series/2/FINTUAL_RISKY_NORRIS_A.pdfhttps://storage.googleapis.com/fintual/public_web/series/3/FINTUAL_MODERATE_PITT_A.pdf(If you go to the page, please ignore the APV fonds: they come with low comission and tax relief, but also heavy restrictions - let´s just say for the moment I am not interested.)
Cheers people!