My SSO was FIRE'd (went back to work because he got an offer he couldn't refuse, but is saving 100% of his pay from that extremely well-paid job), and was living off about $25,000 annually, including $850 a month of rent. His stache is about a million, with more than half in real estate (commercial and residential). Once he finishes building a second unit on his rental property and using that hella fancy job to pay it off in the next 3 years, his expenses will likely drop below $20,000 a year.
My expenses are ˜16K a year right now, I make about $22K annualized, but am hoping to get that to $35K by the end of the year (run my own startup business).
Household & Insurance – $8,406
$7,380 – Rent
$330 – Water, Commons, Garbage, Sewer
$336 – Electricity
$240 – Internet
$140 – Renter’s Insurance
$120 – Household Items (detergent, TP, toothpaste, razors, etc)
Basic Food – $2,110
$1,860 – Groceries (including coffee/tea)
$250 – Annual farm half-share
Transport – $310
Bike Repairs & Parts – $250
Transit Trips – $60
Medical – $774
$100 – Copays before OOP Max reached in March (my drug is very very expensive so I hit my $7,500 OOP max via co-pay assistance early in the year)
$444 – Health Insurance (*with subsidy based on $22K income – I put the difference away in a Traditional IRA which keeps my AGI low- the market price for this is $284/month, last year I paid out of pocket each month and got the difference at tax time)
$230 – Dental Out of Pocket (no insurance, luckily good teeth)
Extra Food & Drink – $620
$360 – Restaurants & Bars
$180 – Tea/Coffee Out
$80 – Alcohol for hosting
Fun Stuff – $2,099
$564 – Fitness Membership
$500 – Clothing/Costumes
$250 – Dance Classes
$220 – Haircuts
$150 – Cosmetics (ugh) and Skin Care
$150 – Gifts
$120 – Entertainment (shows, movies)
$120 – “Spending Money” (candy, library fines, flotsam)
$100 – My Own Birthday Treat (whatever that may be)
$45 – C02 Refills for Sparkling Water
Personal (Non-Work) Travel – $1,400
$1,200 – Savings for annual international 3-5 week trip
$200 – Travel Hacking CC Fees
Charitable – $600 - this is a minimum, usually it is higher, depending on income
Cell phone is $40/month but my business pays for it right now, I could get that down to about $20/month.