One of the reasons I felt weird tithing when I was religious, and always criticize tithing when people are in debt - and vehemently disagree that tithing is "charity".
It's also a minor reason that helped me become atheist.
This. Many times it's hard to know where the tithes are going. Once your church starts building huge rec centers and stages though, you'll know. Churches enjoy tax-free existence comparatively and then turn around, take money from its members and buy themselves nicer things to appeal to a more massive audience who will in turn give them more money. They are nothing more than capitalist enterprises exploiting an ancient text and the good intentions of attendees. There are exceptions of course, but damn, Christian places of worship have it good in this country (USA).
Here's an exception. I'm the finance secretary for our small rural UMC church. In our case, I can assure you that at best, we're treading water.
Our church was built in 1968 and is actually owned by our "conference". Just to maintain this building includes insurance, oil for heat, small amount of propane, phone, internet(most basic package), electric, maintenance for all aspects of a brick 46 year old building and grounds(mowing, snow removal, garbage).
Next, payroll. As we can only afford a 1/4 time pastor, we share his salary requirements, which are set by the conference, with another local church who also provides him with a parsonage which we contribute to every month as well. We employ a PT church secretary(6 hours/wk) and must pay the organist each Sunday(~$55). We use ADP payroll services so incur fees for that every month as well.
We do our best through chicken BBQs and various dinners through the year to supplement what is received in offerings. Our church has many older congregants that are on fixed incomes so we must be creative and very frugal with what is given.
In addition to Sunday service and Sunday school, we offer our fellowship hall to AA every Saturday morning and have done so for well over 30 years.
The church property is on over 20 acres of forest which is also a meeting place for the local Cub and Boy Scouts to use and camp on whenever they wish. They help to maintain the property as they are able and have assisted with many maintenance projects over the years.
We do vacation bible school and support a mission in Nicaragua(two of our members are part of the medical mission team that goes there every few years).
We volunteer in groups at the local soup kitchen in the village which does a big hot meal every Saturday for anyone who wants it.
We donate to the local community center which serves seniors and children with after school activities and snacks as well as clothing and school supplies.
We do as much as we can and welcome anyone who walks through the doors of the church.
If anyone wants to use the church for a funeral service, the women's group offers to make and serve a luncheon after the service(no cost to the family, it is done with donations from members of the group and is always plentiful)
We have a prayer quilt ministry that makes and donates quilts to anyone who asks for one if someone is ill, or has a new baby, or just wants one.
Communion is open to anyone who wants to partake.....this is a big one from my point of view.
I would so love for you to come and visit us and see that not all churches are nefarious.
I would like to think that we are a good example of a small, rural church.