In a prior job, I lost my 457b as I had to leave before it vested. That was ok, I guess, since at that point it was all employer contributions, but it still stung, since its existence had figured in to salary negotiations.
Now, I've had access to an entirely employee-funded 457b, but haven't put a penny in, for seven years. Of course I'd like tax-advantaged space, but having it locked away until separation from the employer bothers me. The absolute deal-killer has been reading that the money is still owned by the employer, even if it's employee contributions - hence, the "deferred" part.
Anyone with good or bad experiences with 457b accounts to share?