I could be FIRE by 2026 if I really push it, and am super frugal both during the accumulation phase and post-retirement. This is my first year of employment post grad school, I've got around 40K in student loans, and I'm making about 50k pre-tax. My husband is doing an internship, and will be going to grad school for his degree next year. I'll be 37 in that year. Even now, my goal is not to stop working entirely, but rather shift to a field that right now is not stable enough to support us, thus I intend to bring in a small amount of income even after I retire, so I don't feel the need to build up quite as big a stash as others.
The plan basically boils down to this:
1. Save 33% of my take-home pay for the rest of this school year, then 40% next year, and then 50% ever year after.
2. Do everything we can to save money. We're selling our very old-and often needs repairs- car, I'll commute by walking and he commutes by busing. We already cook everything from scratch at home, bring all our food with us, etc. I'm thinking about giving up data on my cellphone, or switching to another plan. We have a roommate moving in with us come January.
3. Find side income in addition to our primary jobs. I don't really know what all that will look like, but I have a few ideas.