Author Topic: 2024 FIRE Cohort  (Read 194822 times)

Roboturner

  • Pencil Stache
  • ****
  • Posts: 542
  • Age: 36
  • Location: MCOL
  • No Snacks, Just Math - FIRE'd June 2024
Re: 2024 FIRE Cohort
« Reply #600 on: July 12, 2024, 10:28:28 AM »
After initially planning on 2022, I have officially FIRE'd June 28, 2024

YAY!
Woot!

Woot to you as well FIRE twin!

BlueSkyyes

  • 5 O'Clock Shadow
  • *
  • Posts: 7
Re: 2024 FIRE Cohort
« Reply #601 on: July 13, 2024, 12:05:55 PM »
After initially planning on 2022, I have officially FIRE'd June 28, 2024

YAY!

That's awesome.  Congrats!

FrugalShrew

  • Magnum Stache
  • ******
  • Posts: 2714
Re: 2024 FIRE Cohort
« Reply #602 on: July 18, 2024, 11:06:05 AM »
How come when you are trying to coastFIRE, great job offers keep coming your way??

It is harder to stick to the plan of getting out than I thought it would be.

But I successfully fended off the latest offer...phew, time to rest!

Glenstache

  • Magnum Stache
  • ******
  • Posts: 3614
  • Age: 95
  • Location: Upper left corner
  • Plug pulled
Re: 2024 FIRE Cohort
« Reply #603 on: July 18, 2024, 12:41:53 PM »
How come when you are trying to coastFIRE, great job offers keep coming your way??

It is harder to stick to the plan of getting out than I thought it would be.

But I successfully fended off the latest offer...phew, time to rest!
Problems to have! Congrats on fending them off and taking a rest!

FrugalShrew

  • Magnum Stache
  • ******
  • Posts: 2714
Re: 2024 FIRE Cohort
« Reply #604 on: July 18, 2024, 01:37:47 PM »
Thank you, @Glenstache! Hopefully no more shiny offers emerge to tempt me. ;)

FrugalShrew

  • Magnum Stache
  • ******
  • Posts: 2714
Re: 2024 FIRE Cohort
« Reply #605 on: July 19, 2024, 03:21:48 PM »
Thank you, @Glenstache! Hopefully no more shiny offers emerge to tempt me. ;)

Okay, seriously, there is a conspiracy--I literally got another offer yesterday.

This one was easier to turn down, but what is happening???

(And where were all these offers back when I needed them, when I was young and starting out?)

ToughMother

  • Bristles
  • ***
  • Posts: 444
  • Location: Western Mass.
Re: 2024 FIRE Cohort
« Reply #606 on: July 24, 2024, 09:26:38 AM »
Bringing the list over to this page and adding a couple of new FIRE'd folks!!
Feel free to message me with any corrections or updates.

FIREd!!!
1/1/2024   @dangbe
1/2/2024   @Bluenose1966
1/13/2024 @phildonnia's DW
1/19/2024 @bluecollarlawyer
1/31/2024 @Money Badger
1/2024      @Irateplatypus (& partner in Feb)
2/6/2024   @ptobest
2/20/2024 @mtnrider
2/24/2024 @doneby35
2/29/2024 @crabby.van.man
2/29/2024 @ToughMother
3/10/2024 @MaybeBabyMustache
3/22/2024 @Bateaux
3/29/2024 @JungYo
3/31/2024 @Must_ache
5/1/2024   @By the River
5/3/2024   @Ch@d
5/5/2024   @PacificaFog
6/28/2024 @Glenstache
6/28/2024 @BlueSkyyes
6/28/2024 @Roboturner
7/3/2024   @Holocene
July 2024   @sandsoftime

FI!! (no RE yet, thanks)
Wageslave23
techwiz
Eco_eco
Jade

Plans to FIRE (with date)
2/2/2024     Lienlord
Early 2024   Simpli-FI
4/2/2024     JumpInTheFIRE GAVE NOTICE
4/2024        FireDAD
5/3/2024     PA_mtn_biker
5/31/2024   Cool Hwhip
6/2024        rmorris
7/9/2024     1SLOLS1
7/11/2024   Anon-E-Mouze 
Fall 2024     Nobodyinparticular
Fall 2024     zhelud
9/30/2024   frugalecon
09/2024      FrugalShrew
10/3/2024   aetheldrea
12/1/2024   AO1FireTo
12/2024      MinouMinou
12/2024      Ambergris 
12/2024      AccidentialMustache
12/31/2024 subiegirl
Mid 2024     themagicman
Late 2024    Kissthesky 

Plans to FIRE (no date given)
Abe - FI, but not RE
Boganvillia
Brooklynmoney 
Dcarrol
DutchGirl
Lamplighter 
Kaposzta
LadyStash
Marty998
Miss Piggy 
MrThatsDifferent
Nangirl17 - may do OMY
PharmaStache 
Plainjane
PMJL34
Snowball 
StarBright
Travis
Zaga

O/-LY
2019  Blahhh456 - mini RE
2019? Sisto
2020  begood
2020  Greensheep
2021  Dreams_and_discoveries
2022  ItsALongStory
2022  mspym
2022  Need2Save 
2022  TomTX
2022. WSUCoug1994
2023  Blissful Biker 
2023  navyswim01 
2023  Phryne

O/+MY
2025  jlcnuke
2025  OurTown
2025  Pdxvandal
2025  Asauer
2025  farmecologist
2025  Marblejane
2025? snuka
2025? ardrum
2025? scantee
2026  lilkidjesus
2026? BiggerFishToFI
2026? Edwards
2026? Highbeam
2026? Neo von retorch
2026? Turtle
2026? grantmeaname
2027  RWD
2029  dogboyslim
2029  Goose
TBD   garyjames8
« Last Edit: August 21, 2024, 07:56:30 AM by ToughMother »

ToughMother

  • Bristles
  • ***
  • Posts: 444
  • Location: Western Mass.
Re: 2024 FIRE Cohort
« Reply #607 on: July 24, 2024, 09:32:04 AM »
Apparently 6-28 was a fabulous day to FIRE! Congrats to @Glenstache, @BlueSkyyes and @Roboturner. Great to hear that you in fact had some FIREworks @Holocene for your celebration! And welcome to the cohort, @subiegirl.

Hope everyone is weathering, if not enjoying, their hard-earned transitions!

As for myself, I made the mistake of getting two rescue puppies at the same time, so I have even less autonomy than I did when I was working! Potty-training, crate-training, and taking care of two little floofs at the same time is brutal! DON'T DO THIS!

That said, I'm looking forward to vacation with friends starting on Saturday and then two weekends later, attending a 4-day long music festival. For me, having worked in higher ed for nearly my entire career, end of August, beginning of September will really feel like a big difference! While I worked year-round, the tempo was epic in the fall so not having that will definitely feel different!


FrugalShrew

  • Magnum Stache
  • ******
  • Posts: 2714
Re: 2024 FIRE Cohort
« Reply #608 on: July 24, 2024, 10:45:34 AM »
Apparently 6-28 was a fabulous day to FIRE! Congrats to @Glenstache, @BlueSkyyes and @Roboturner. Great to hear that you in fact had some FIREworks @Holocene for your celebration! And welcome to the cohort, @subiegirl.

+1, congrats, everyone!! I have extra respect now that I'm seeing how hard it can be to actually extract yourself from the workforce.

But turning down those couple of offers did help quiet any worries I had about coastFIRE--I think it just put into sharp relief that even if coastFIRE isn't perfect, it will be SO MUCH BETTER than working. The experience of having to confront professionally attractive offers and say "no" has really flipped a switch for me and turned on my excitement for the chapter ahead.

Dedicating your free time to rescue puppies sounds like an excellent use of FIRE, @ToughMother! (I am currently fostering rescue kitties while still working, and while I am sure it is chaotic while FIRE'd, at least you were smart enough to wait until then. :)


Holocene

  • Pencil Stache
  • ****
  • Posts: 512
  • Location: Fast Car
Re: 2024 FIRE Cohort
« Reply #609 on: July 24, 2024, 06:52:24 PM »
Thanks @ToughMother.  Sounds like you're still working hard, but I imagine it's a lot more fun training puppies than working!

+1, congrats, everyone!! I have extra respect now that I'm seeing how hard it can be to actually extract yourself from the workforce.

But turning down those couple of offers did help quiet any worries I had about coastFIRE--I think it just put into sharp relief that even if coastFIRE isn't perfect, it will be SO MUCH BETTER than working. The experience of having to confront professionally attractive offers and say "no" has really flipped a switch for me and turned on my excitement for the chapter ahead.

Good job on fending off the offers!  It does seem like the less you need a job, the more opportunities come up.  And it really can be super hard to leave the workforce, especially if you don't *hate* working.  I second guessed myself a million times.  I was tempted to stick around even longer after the new contractor I was training in quit after a couple days.  But I'd already delayed once and summer was going by fast.  I'm glad I left as planned.  Everything seems a lot more clear from the other side.  I had a few soft offers before I left.  One to go back to my old boss, who I liked a lot but liked the job itself a lot less.  Another is to work on a project next year sometime that I might take them up on if it works into my life at that point and can be done part-time and probably remote.  I'm not on LinkedIn or anything, so not expecting any further offers.  I never felt the need to network much since I basically just wanted to put in my time and be done!


FIREd life has been great so far.  I've mainly been doing my normal summer activities and relaxing in my hammock a bit more.  I went to Washington to visit family which was great.  We took flights at weird times that screwed up my sleep, so it was nice to just relax when I got back and not have to go straight back to work.  I've been working on the house - painting, fixing a leaky water softener, going through my stuff.  But I still have a ton of work to do, as I want to rent out my house and hit the road in a bit over a month.  That's getting me a bit stressed, but at least I'm not working.  And the end result should be worth it.  I'm really glad they turned down my offer to work remotely.  I'm not sure how I'd have time for that anymore!

Bluenose1966

  • 5 O'Clock Shadow
  • *
  • Posts: 14
Re: 2024 FIRE Cohort
« Reply #610 on: July 25, 2024, 04:38:57 AM »
I have now been retired nearly 7 months, finished at 57 after a couple of OMYs.
Haven’t missed work for one second and from the day I retired all my nagging doubts as to whether I have made the right decision disappeared. Been offered a few part time jobs and have surprised myself as not remotely interested.

Most mornings are spent walking the dog in nearby woods, relaxing coffee and visit to gym for strength training/ mobility stretches etc. I also do a 15 minute body scan meditation, find it really relaxes me as I am a worrier about things in general. Though thankfully no were near as bad now I have lost the stress of working.

Go out with husband, family or friends for a meal a day or two a week.
Though quite happy to potter around house, gardening etc.

I enjoy listening to mostly health podcasts , reading and have been learning French via free version of  Duolingo, only 10 minutes a day. I chose French as did it in school and thought more likely to be able to absorb.

Thought I would have joined loads of Clubs by now but haven’t got any inclination to, maybe that will come with time. 
Have booked several holidays home and abroad, great to be able to go away anytime that suits.

Really enjoying retirement, few things I would like to do such as more cooking from recipes and decluttering and decorating the house.  I do have a tendency to be on my iPad too much. So easy to go down a rabbit hole on Instagram etc.

So couple of things I need to work on  but I am very contented.
Good  luck to all those due to retire this year and who have already took the plunge.


Holocene

  • Pencil Stache
  • ****
  • Posts: 512
  • Location: Fast Car
Re: 2024 FIRE Cohort
« Reply #611 on: July 25, 2024, 08:53:26 AM »
What a great update @Bluenose1966!  Thanks for sharing and I'm happy to hear how much you're enjoying your retirement.  It sounds lovely.

FrugalShrew

  • Magnum Stache
  • ******
  • Posts: 2714
Re: 2024 FIRE Cohort
« Reply #612 on: July 25, 2024, 03:55:24 PM »
Good job on fending off the offers!  It does seem like the less you need a job, the more opportunities come up.  And it really can be super hard to leave the workforce, especially if you don't *hate* working.

Thank you! I still can't believe how hard it was to turn down the first one, and it has prompted a lot of reflection on the parts of my career that I have enjoyed and the things I'll miss about it.

I had heard that principle about the less you need a job, the more opportunities come up. I guess I didn't really believe it would happen to me...until it did!

Great to hear the FIRE updates from you & @Bluenose1966, and that you are both enjoying the FIRE'd life. :)

Nobodyinparticular

  • 5 O'Clock Shadow
  • *
  • Posts: 23
Re: 2024 FIRE Cohort
« Reply #613 on: July 26, 2024, 10:27:42 AM »
Things turned a little interesting at work, so I'm not finishing next week.  The company is going to be doing substantial layoffs in the fall, so I talked to my boss yesterday and volunteered to be a "victim".  Nothing has been officially approved, but I think there is a good chance I'll be able to leave with a little walking around money if I'm willing to stay a couple extra months.  Even if that doesn't happen, I will jump by 12/31/24.

For all of the plotting, planning, reading, and spreadsheeting that was a little bit of a nerve-wracking call to make.  It went really well though.

A family member asked me how I felt and I said "Like a first time skydiver who just looked out the door of the plane.   I said I wanted to do this, I've got a good parachute, but geez it is a long way down."

Glenstache

  • Magnum Stache
  • ******
  • Posts: 3614
  • Age: 95
  • Location: Upper left corner
  • Plug pulled
Re: 2024 FIRE Cohort
« Reply #614 on: July 26, 2024, 01:31:35 PM »
Things turned a little interesting at work, so I'm not finishing next week.  The company is going to be doing substantial layoffs in the fall, so I talked to my boss yesterday and volunteered to be a "victim".  Nothing has been officially approved, but I think there is a good chance I'll be able to leave with a little walking around money if I'm willing to stay a couple extra months.  Even if that doesn't happen, I will jump by 12/31/24.

For all of the plotting, planning, reading, and spreadsheeting that was a little bit of a nerve-wracking call to make.  It went really well though.

A family member asked me how I felt and I said "Like a first time skydiver who just looked out the door of the plane.   I said I wanted to do this, I've got a good parachute, but geez it is a long way down."
... and it sounds like maybe a golden parachute too!

Goose

  • 5 O'Clock Shadow
  • *
  • Posts: 12
  • Age: 57
  • Location: Central PA
  • On the path to FIRE...
Re: 2024 FIRE Cohort
« Reply #615 on: July 30, 2024, 11:51:21 AM »
Looks like I might be joining this group....

Took a new job in 2023 and found the culture toxic to the point where I would not be successful with my directive (digital transformation).  I gave owner - main culprit - an opportunity to evolve, but in the end he could not change his stripes with the rest of the executive team scared of him (side note:  all of them keep their job because they claim they cannot make similar $$$ anywhere else thus put up with it.....).  Any long term strategic planning is impossible in that scenario, so I resigned with my last day being March 8th 2024. 

I'm 56 (wife is 52) with 2.3 M net worth.  I'm searching for another position in case I find the perfect alignment, but have to admit that these past 60 days have shown money does not need to be the primary motivator.  If anything, it has given me confidence that I can retire whenever I want....

Looks like I will not be joining this cohort as I found another position which I really like thus has me coming off the bench.  I have to admit these past five months really showed I could retire if I wanted to as our net worth never left 2.3M the entire 5 months (even with my extra expenses as I resigned in the middle of relocating).  Why work then?  Well, I have travel plans I wish to fund along with a few other ambitions.  Worth working a few more years to fund these initiatives plus pad the stash even more!  Right now I'm considering myself a part of Cohort 2029, but never know as I now know I could easily bow out earlier...

Good luck to those who achieve 2024!

frugalecon

  • Pencil Stache
  • ****
  • Posts: 779
Re: 2024 FIRE Cohort
« Reply #616 on: August 09, 2024, 07:38:45 PM »
I have been giving some serious thought to dropping out of the 2025 cohort and switching to this one. The rationale for staying in 2025 is that there is a fairly significant benefit to making it to a particular time-in-service milestone. I could achieve that milestone by working until the end of January and then running out my annual leave. Alternatively, I could just put in motion the plan to leave this spring. The NPV of going the extra time is on the order of $300k. I know what the responsible thing is to do…but at the same time an extra year is really feeling like a mental grind, and I have little doubt that the numbers work fine either way.

I guess I could just say I will take it a day/week/month at a time, but it is hard for me not to be a clock watcher.

Looking more likely that I will be joining this cohort. I have learned that an early retirement offer is imminent. It won’t be super generous (work for the government), but it will relax the retirement rules. So I could go now rather than waiting six more months to retire with an unreduced pension. The offer would require that I be out by September 30…so 51 more days to go. I am going to sleep on it (probably for a few days), but I’m thinking that I should grab the brass ring.

AccidentialMustache

  • Handlebar Stache
  • *****
  • Posts: 1078
Re: 2024 FIRE Cohort
« Reply #617 on: August 09, 2024, 09:50:12 PM »
Well I'm delayed to Dec at least. Many green soldiers are trying to march my date into next year and it is hard to turn them down. Although my team is also changing responsibilities and I super do not care at all about the new thing we're supposed to do and I will be expected to set a good example as a senior type person on the team. So we'll see. The money is good, the work is not hard, but... I am super uninterested in the new team responsibilities.

sandsoftime

  • 5 O'Clock Shadow
  • *
  • Posts: 13
Re: 2024 FIRE Cohort
« Reply #618 on: August 09, 2024, 11:31:26 PM »
Longtime lurker here, so I'm thrilled to report that I **finally** FIRE'd last month!  I've dreamed of it for decades, and one part of the dream was being able to make this post.  I thought it might happen a few years ago, but the COVID/remote work/inflationary times pushed out that timeline. 

First impressions...it's strange how quickly work has left my mind, although it might take months (years?) before I move past the burnout phase.  For now, the top feelings are freedom and relief, like a giant weight has lifted. My time, mental energy, and physical energy are finally my own to use as I wish or need to.  Post-COBRA life and portfolio management lurk as concerns, and I don't think those will ever fully go away (and probably wouldn't have even if I'd waited until 65 to retire), but I think often about a comment from a couple who posted long ago: that at some point, they started worrying more about running out of life than about running out of money.  That comment has haunted me and given me courage and perspective, and it resonates even more as the years go by.  I'm very much aware these days that time is scarce, life and health are extremely precious, and opportunities and possibilities can come and go quickly.  The decades I spent at corporations were necessary to pay the bills and build the retirement portfolio, but they cost a lot of time and some of my mental and physical health.  Still, I've been extremely lucky that the economy, job market, and my health and personal circumstances were generally favorable for such a long time.  So...enough.  I've been planning for 25+ years, and now I just have to trust that I can figure it out from here and adapt to whatever new twists and turns lie ahead.

Congratulations to everyone who has FIRE'd, and many thanks to everyone for the camaraderie and support along the way...and now post-FIRE!  Special thanks for the excellent moderation, too. : )
« Last Edit: August 09, 2024, 11:36:02 PM by sandsoftime »

markus

  • 5 O'Clock Shadow
  • *
  • Posts: 61
Re: 2024 FIRE Cohort
« Reply #619 on: August 10, 2024, 06:28:56 AM »
Quote
Longtime lurker here, so I'm thrilled to report that I **finally** FIRE'd last month!

My hat's off to you, sandsoftime. You done did it. I'm just past about ten months since I left my job and I'm still slowly shedding lingering work anxieties, but the thing is that I also experience regular little doses of pure relief that counteract those anxieties. I think it just plain takes a really long time, and that's ok! I also felt very motivated by the same thoughts that you raised: running out of time before running out of money. So far I've no concerns. We planned for a long time and have many layers of contingencies and backups, and I sleep well.

Oh, and on the subject of sleeping well, being able to wake up naturally and no longer using an alarm clock might be one of the very best things. I even wake up around the same time as I did while working which is fine as I like to be up early, but doing so when one's body is actually ready makes all the difference. It still feels like a new and daily pleasure, and is one of many things I'm grateful for. In fact, that feeling of gratitude is another enormous and unquantifiable benefit of being able to FIRE.

Quote
I've been planning for 25+ years, and now I just have to trust that I can figure it out from here and adapt to whatever new twists and turns lie ahead.

This is an important point! You're clever and tenacious enough to pull this off, and if adversity arises then you'll be able to employ the full might of those attributes while also having the full day at your disposal. You'll be more than fine.

Cheers to you again, and congratulations.

Glenstache

  • Magnum Stache
  • ******
  • Posts: 3614
  • Age: 95
  • Location: Upper left corner
  • Plug pulled
Re: 2024 FIRE Cohort
« Reply #620 on: August 10, 2024, 10:46:52 AM »
Congrats @sandsoftime! Welcome to the cohort. I hear you on how satisfying it was to make "the post".

sandsoftime

  • 5 O'Clock Shadow
  • *
  • Posts: 13
Re: 2024 FIRE Cohort
« Reply #621 on: August 10, 2024, 01:29:49 PM »
Thank you very much for the kind words, @markus and @Glenstache! : )  It's great to hear that you've had similar feelings.  The sleep...yes, it's amazing already!  I'm feeling like a new person, both mentally and physically.  I can't believe how much of a difference it's made.  That I did *not* plan for, but it's a happy surprise. : )

Republic DC-9

  • Stubble
  • **
  • Posts: 121
Re: 2024 FIRE Cohort
« Reply #622 on: August 12, 2024, 06:13:24 AM »
@sandsoftime Congratulations!!!

As a soon to be in your shoes Mustachian (2025 Cohort), I find posts like yours inspiring.

I have a vacation day today and it’s amazing to think of having all days be like this.

Enjoy!

sandsoftime

  • 5 O'Clock Shadow
  • *
  • Posts: 13
Re: 2024 FIRE Cohort
« Reply #623 on: August 12, 2024, 02:36:25 PM »
@sandsoftime Congratulations!!!

As a soon to be in your shoes Mustachian (2025 Cohort), I find posts like yours inspiring.

I have a vacation day today and it’s amazing to think of having all days be like this.

Enjoy!

Thank you very much, and I wish you a very speedy countdown to T-0! : )  Re: vacation days, yet another excellent benefit...the ability to get errands done and schedule appointments at non-peak times.

aetheldrea

  • Stubble
  • **
  • Posts: 199
Re: 2024 FIRE Cohort
« Reply #624 on: August 12, 2024, 11:28:50 PM »
Popping over from the 2025 FIRE cohort. Today notified my work that I will be retiring on 10/3/24. Not early for this forum, 55, but hopefully FI :-)

Sandi_k

  • Handlebar Stache
  • *****
  • Posts: 2298
  • Location: California
Re: 2024 FIRE Cohort
« Reply #625 on: August 13, 2024, 12:21:02 AM »
Popping over from the 2025 FIRE cohort. Today notified my work that I will be retiring on 10/3/24. Not early for this forum, 55, but hopefully FI :-)

Nice!!

sandsoftime

  • 5 O'Clock Shadow
  • *
  • Posts: 13
Re: 2024 FIRE Cohort
« Reply #626 on: August 13, 2024, 12:57:24 AM »
Congratulations, @aetheldrea!  55 is plenty early. : )  Hope you enjoy your financial freedom and new adventures for decades to come!
« Last Edit: August 13, 2024, 12:33:16 PM by sandsoftime »

NastyWarNob

  • 5 O'Clock Shadow
  • *
  • Posts: 4
Re: 2024 FIRE Cohort
« Reply #627 on: August 13, 2024, 03:35:32 AM »
I attempted to join this cohort with a formal retirement date in June.  I was subsequently convinced to hang around part time through December and am currently loving the new work life balance.  I’m pretty sure I wasn’t ready for a full stop anyway. 

We will have to see how things look on both my side and my employer’s side of the equation as the year progresses to see if I actually retire in 2024 or extend a bit longer into the 2025 cohort.  There are some very real financial incentives for me to extend even for a short time into 2025.  I still have a little over 9 years until Medicare and the pay and benefits are serving as a great delay tactic for accessing retirement funds.
« Last Edit: August 13, 2024, 03:37:12 AM by NastyWarNob »

Sandi_k

  • Handlebar Stache
  • *****
  • Posts: 2298
  • Location: California
Re: 2024 FIRE Cohort
« Reply #628 on: August 13, 2024, 08:18:19 AM »
Congratulations, @Sandi_k!  55 is plenty early. : )  Hope you enjoy your financial freedom and new adventures for decades to come!

You mis-quoted - it's @aetheldrea who retired, not me!

sandsoftime

  • 5 O'Clock Shadow
  • *
  • Posts: 13
Re: 2024 FIRE Cohort
« Reply #629 on: August 13, 2024, 12:33:56 PM »
Oops, fixed my post - thanks for flagging that.

mspym

  • Senior Mustachian
  • ********
  • Posts: 10379
  • Location: Aotearoa
Re: 2024 FIRE Cohort
« Reply #630 on: August 14, 2024, 01:42:45 AM »
We are about to hit 1 year of our new life with both of us FIREd and it’s pretty great and getting better.

SharkStomper

  • 5 O'Clock Shadow
  • *
  • Posts: 83
  • Age: 55
  • Location: Great State of Tennessee
Re: 2024 FIRE Cohort
« Reply #631 on: August 15, 2024, 01:05:17 AM »
I attempted to join this cohort with a formal retirement date in June.  I was subsequently convinced to hang around part time through December and am currently loving the new work life balance.  I’m pretty sure I wasn’t ready for a full stop anyway. 

We will have to see how things look on both my side and my employer’s side of the equation as the year progresses to see if I actually retire in 2024 or extend a bit longer into the 2025 cohort.  There are some very real financial incentives for me to extend even for a short time into 2025.  I still have a little over 9 years until Medicare and the pay and benefits are serving as a great delay tactic for accessing retirement funds.

As a lurker from the 2025 Cohort, congrats!  And if you decide to hang out until the Best Retirement Year, well we have cookies.

NastyWarNob

  • 5 O'Clock Shadow
  • *
  • Posts: 4
Re: 2024 FIRE Cohort
« Reply #632 on: August 15, 2024, 03:19:02 AM »
I attempted to join this cohort with a formal retirement date in June.  I was subsequently convinced to hang around part time through December and am currently loving the new work life balance.  I’m pretty sure I wasn’t ready for a full stop anyway. 

We will have to see how things look on both my side and my employer’s side of the equation as the year progresses to see if I actually retire in 2024 or extend a bit longer into the 2025 cohort.  There are some very real financial incentives for me to extend even for a short time into 2025.  I still have a little over 9 years until Medicare and the pay and benefits are serving as a great delay tactic for accessing retirement funds.

As a lurker from the 2025 Cohort, congrats!  And if you decide to hang out until the Best Retirement Year, well we have cookies.

Thanks!  Much appreciated!
But…wait….
ISN’T EVERY YEAR THE BEST RETIREMENT YEAR???

Glenstache

  • Magnum Stache
  • ******
  • Posts: 3614
  • Age: 95
  • Location: Upper left corner
  • Plug pulled
Re: 2024 FIRE Cohort
« Reply #633 on: August 15, 2024, 09:01:29 AM »
I attempted to join this cohort with a formal retirement date in June.  I was subsequently convinced to hang around part time through December and am currently loving the new work life balance.  I’m pretty sure I wasn’t ready for a full stop anyway. 

We will have to see how things look on both my side and my employer’s side of the equation as the year progresses to see if I actually retire in 2024 or extend a bit longer into the 2025 cohort.  There are some very real financial incentives for me to extend even for a short time into 2025.  I still have a little over 9 years until Medicare and the pay and benefits are serving as a great delay tactic for accessing retirement funds.

As a lurker from the 2025 Cohort, congrats!  And if you decide to hang out until the Best Retirement Year, well we have cookies.

Thanks!  Much appreciated!
But…wait….
ISN’T EVERY YEAR THE BEST RETIREMENT YEAR???
The best retirement year is last year or before. :)

Nobodyinparticular

  • 5 O'Clock Shadow
  • *
  • Posts: 23
Re: 2024 FIRE Cohort
« Reply #634 on: August 15, 2024, 06:31:17 PM »

Oh, and on the subject of sleeping well, being able to wake up naturally and no longer using an alarm clock might be one of the very best things. I even wake up around the same time as I did while working which is fine as I like to be up early, but doing so when one's body is actually ready makes all the difference. It still feels like a new and daily pleasure, and is one of many things I'm grateful for.

I'm glad to read that comment about waking up without an alarm.  For the last couple of years, it isn't the idea of freedom or travel or flexibility that has occurred to me the most; it is the idea of not having to wake up on somebody else's schedule.  I really don't expect to sleep in much longer than I do now, but knowing I get to wake up when I want to rather than when I have to just seems amazing.
« Last Edit: August 16, 2024, 08:50:58 PM by Nobodyinparticular »

Glenstache

  • Magnum Stache
  • ******
  • Posts: 3614
  • Age: 95
  • Location: Upper left corner
  • Plug pulled
Re: 2024 FIRE Cohort
« Reply #635 on: August 15, 2024, 08:52:39 PM »
Apropros of nothing: today I woke up, made my partner coffee to make her trek to work easier, had my own coffee while sitting with my cat, took care of odds and ends around the house, then had a quite satisfying mountain bike ride. FIRE is great. I can start to feel the need to engage my brain more as the burnout ebbs, but the mental health trajectory is still markedly increasing on a week to week basis, so I'm going to stick with the interim plan of "nothing concrete" for the meantime. I'm doing stuff here and there for volunteer organizations, but not signing up for anything big.

How's everyone else doing after the pulling of the plug?

RWD

  • Walrus Stache
  • *******
  • Posts: 7219
  • Location: Arizona
Re: 2024 FIRE Cohort
« Reply #636 on: August 19, 2024, 04:16:08 PM »
Talked to spouse over the weekend, boss today.

2024 FIRE it is.

Official separation date: 9/30/2024

Now I feel like I have a million things to do between now and then!

Congrats!

Sandi_k

  • Handlebar Stache
  • *****
  • Posts: 2298
  • Location: California
Re: 2024 FIRE Cohort
« Reply #637 on: August 19, 2024, 06:18:58 PM »
Talked to spouse over the weekend, boss today.

2024 FIRE it is.

Official separation date: 9/30/2024

Now I feel like I have a million things to do between now and then!

Whoo-hoo! So excited for you!

By the River

  • Bristles
  • ***
  • Posts: 489
Re: 2024 FIRE Cohort
« Reply #638 on: August 26, 2024, 11:01:31 AM »

Oh, and on the subject of sleeping well, being able to wake up naturally and no longer using an alarm clock might be one of the very best things. I even wake up around the same time as I did while working which is fine as I like to be up early, but doing so when one's body is actually ready makes all the difference. It still feels like a new and daily pleasure, and is one of many things I'm grateful for.

I'm glad to read that comment about waking up without an alarm.  For the last couple of years, it isn't the idea of freedom or travel or flexibility that has occurred to me the most; it is the idea of not having to wake up on somebody else's schedule.  I really don't expect to sleep in much longer than I do now, but knowing I get to wake up when I want to rather than when I have to just seems amazing.

When I was working, I looked forward to being able to take naps in the afternoon.  After almost four months, I've taken 1 afternoon nap.  Why? because I can sleep until I want to rather than the alarm clock.  I'm averaging about 7.5 hours of sleep per night (per fitbit) rather than right at 6 hours when working.   It is glorious.

wageslave23

  • Handlebar Stache
  • *****
  • Posts: 1892
  • Location: Midwest
Re: 2024 FIRE Cohort
« Reply #639 on: August 26, 2024, 01:48:56 PM »

Oh, and on the subject of sleeping well, being able to wake up naturally and no longer using an alarm clock might be one of the very best things. I even wake up around the same time as I did while working which is fine as I like to be up early, but doing so when one's body is actually ready makes all the difference. It still feels like a new and daily pleasure, and is one of many things I'm grateful for.

I'm glad to read that comment about waking up without an alarm.  For the last couple of years, it isn't the idea of freedom or travel or flexibility that has occurred to me the most; it is the idea of not having to wake up on somebody else's schedule.  I really don't expect to sleep in much longer than I do now, but knowing I get to wake up when I want to rather than when I have to just seems amazing.

When I was working, I looked forward to being able to take naps in the afternoon.  After almost four months, I've taken 1 afternoon nap.  Why? because I can sleep until I want to rather than the alarm clock.  I'm averaging about 7.5 hours of sleep per night (per fitbit) rather than right at 6 hours when working.   It is glorious.

I never really understood why grown adults who can go to sleep at whatever time they want, don't just go to bed earlier so they can get the amount of sleep they want.  Whenever I work with younger people who look blurry eyed and miserable every morning, I ask them what time they go to bed. It's usually 12am or 1am. I suggest why don't you try 11pm or even 10pm and see how much better you feel. If you have to wake up at 6am, then go to bed at 1030 pm every night for several months in a row. Nothing you are doing between 1030pm and 12am is worth feeling tired and miserable all day. 

grantmeaname

  • CM*MW 2023 Attendees
  • Walrus Stache
  • *
  • Posts: 6329
  • Age: 32
  • Location: Middle West
  • Cast me away from yesterday's things
Re: 2024 FIRE Cohort
« Reply #640 on: August 26, 2024, 02:05:50 PM »
Everyone is wired differently. Some people have insomnia and spend a lot of time in bed to get a few hours of sleep, or can't fall asleep until much later and can't just make up for an earlier rise with an earlier bedtime.

AccidentialMustache

  • Handlebar Stache
  • *****
  • Posts: 1078
Re: 2024 FIRE Cohort
« Reply #641 on: August 29, 2024, 07:25:04 AM »
Because that's when their friends are up/out/having fun at bars/clubs/whatever. "Go to bed earlier" is "have fun having no life."

Or because too many of their friends moved out west, so 10pm is the new 8pm if you're meeting up with them online (video game, virtual board game, d&d, virtual watch party, whatever).

Even worse if they are in tech in the bay. The office won't be really in before 10, so they'll only get off at 6 or 7 their time, and then dinner and then maybe they'd be free to game if they have a minimal commute.

jrhampt

  • Handlebar Stache
  • *****
  • Posts: 2379
  • Age: 47
  • Location: Connecticut
Re: 2024 FIRE Cohort
« Reply #642 on: August 29, 2024, 08:17:19 AM »
People don't go into the office until 10 am??

AccidentialMustache

  • Handlebar Stache
  • *****
  • Posts: 1078
Re: 2024 FIRE Cohort
« Reply #643 on: August 30, 2024, 09:29:01 PM »
People don't go into the office until 10 am??

In bay-area tech companies? Yes. It is considered "normal practice" to avoid the worst of rush hour. At least, in the before times. Multiple companies I worked for worked like that. Some folks would be in earlier, but if you wanted basically everyone there it was 10 or 10:30. But they'd stay till 6 or 7... to avoid the worst of rush hour home.

Except sales. Sales was there early, because they need to sell to -0 to -4 time zones, relative to them.

Nobodyinparticular

  • 5 O'Clock Shadow
  • *
  • Posts: 23
Re: 2024 FIRE Cohort
« Reply #644 on: September 04, 2024, 08:25:28 PM »

Oh, and on the subject of sleeping well, being able to wake up naturally and no longer using an alarm clock might be one of the very best things. I even wake up around the same time as I did while working which is fine as I like to be up early, but doing so when one's body is actually ready makes all the difference. It still feels like a new and daily pleasure, and is one of many things I'm grateful for.

I'm glad to read that comment about waking up without an alarm.  For the last couple of years, it isn't the idea of freedom or travel or flexibility that has occurred to me the most; it is the idea of not having to wake up on somebody else's schedule.  I really don't expect to sleep in much longer than I do now, but knowing I get to wake up when I want to rather than when I have to just seems amazing.

When I was working, I looked forward to being able to take naps in the afternoon.  After almost four months, I've taken 1 afternoon nap.  Why? because I can sleep until I want to rather than the alarm clock.  I'm averaging about 7.5 hours of sleep per night (per fitbit) rather than right at 6 hours when working.   It is glorious.

I never really understood why grown adults who can go to sleep at whatever time they want, don't just go to bed earlier so they can get the amount of sleep they want.  Whenever I work with younger people who look blurry eyed and miserable every morning, I ask them what time they go to bed. It's usually 12am or 1am. I suggest why don't you try 11pm or even 10pm and see how much better you feel. If you have to wake up at 6am, then go to bed at 1030 pm every night for several months in a row. Nothing you are doing between 1030pm and 12am is worth feeling tired and miserable all day.

I know it takes time to read the comments before you start lecturing, but it is really a good idea.  Nobody in that quote talked about going to bed super late and in fact two people specifically said they weren't sleeping in any later, they just liked not having an alarm clock.  Give your sense of moral superiority a rest for once, would you?

wageslave23

  • Handlebar Stache
  • *****
  • Posts: 1892
  • Location: Midwest
Re: 2024 FIRE Cohort
« Reply #645 on: September 04, 2024, 09:14:07 PM »

Oh, and on the subject of sleeping well, being able to wake up naturally and no longer using an alarm clock might be one of the very best things. I even wake up around the same time as I did while working which is fine as I like to be up early, but doing so when one's body is actually ready makes all the difference. It still feels like a new and daily pleasure, and is one of many things I'm grateful for.

I'm glad to read that comment about waking up without an alarm.  For the last couple of years, it isn't the idea of freedom or travel or flexibility that has occurred to me the most; it is the idea of not having to wake up on somebody else's schedule.  I really don't expect to sleep in much longer than I do now, but knowing I get to wake up when I want to rather than when I have to just seems amazing.

When I was working, I looked forward to being able to take naps in the afternoon.  After almost four months, I've taken 1 afternoon nap.  Why? because I can sleep until I want to rather than the alarm clock.  I'm averaging about 7.5 hours of sleep per night (per fitbit) rather than right at 6 hours when working.   It is glorious.

I never really understood why grown adults who can go to sleep at whatever time they want, don't just go to bed earlier so they can get the amount of sleep they want.  Whenever I work with younger people who look blurry eyed and miserable every morning, I ask them what time they go to bed. It's usually 12am or 1am. I suggest why don't you try 11pm or even 10pm and see how much better you feel. If you have to wake up at 6am, then go to bed at 1030 pm every night for several months in a row. Nothing you are doing between 1030pm and 12am is worth feeling tired and miserable all day.

I know it takes time to read the comments before you start lecturing, but it is really a good idea.  Nobody in that quote talked about going to bed super late and in fact two people specifically said they weren't sleeping in any later, they just liked not having an alarm clock.  Give your sense of moral superiority a rest for once, would you?

Whoa! Where are you reading moral superiority in my post? You sound like you are attacking me - "I know it takes time to read posts..."?!. I read the posts and responded that it's not necessary to wait until you retire to wake up on your own without an alarm clock.  Why don't you try following your own advice and reread my post without reading it through a lense of defensiveness.  Then reread the post that I replied to - hint: it wasn't yours.  If you aren't going to bed late and you wake up before your alarm clock - great, good for you. Again, I'm not trying to be holier than thou. I legitimately don't understand.  I hate waking up to an alarm clock too, I'm not retired yet, so I make sure that I get in a routine of waking up earlier than I would need to and the easiest way to do that is to go to bed at a time that allows me to get the amount of sleep I desire. I have stopped setting an alarm after waking up before it went off for several years. The poster who responded to me immediately after responded with a thoughtful counter point about people having insomnia and not being able to sleep when they want. And also the point about having friends who stay up late and not wanting to miss out on a social life is also a counter point (I don't think the trade off is worth it but it is a counter point). 
« Last Edit: September 05, 2024, 07:19:11 AM by wageslave23 »

Highbeam

  • Stubble
  • **
  • Posts: 157
  • Location: Wet side of Washington
Re: 2024 FIRE Cohort
« Reply #646 on: September 05, 2024, 11:23:39 AM »

Oh, and on the subject of sleeping well, being able to wake up naturally and no longer using an alarm clock might be one of the very best things. I even wake up around the same time as I did while working which is fine as I like to be up early, but doing so when one's body is actually ready makes all the difference. It still feels like a new and daily pleasure, and is one of many things I'm grateful for.

I'm glad to read that comment about waking up without an alarm.  For the last couple of years, it isn't the idea of freedom or travel or flexibility that has occurred to me the most; it is the idea of not having to wake up on somebody else's schedule.  I really don't expect to sleep in much longer than I do now, but knowing I get to wake up when I want to rather than when I have to just seems amazing.

When I was working, I looked forward to being able to take naps in the afternoon.  After almost four months, I've taken 1 afternoon nap.  Why? because I can sleep until I want to rather than the alarm clock.  I'm averaging about 7.5 hours of sleep per night (per fitbit) rather than right at 6 hours when working.   It is glorious.

I never really understood why grown adults who can go to sleep at whatever time they want, don't just go to bed earlier so they can get the amount of sleep they want.  Whenever I work with younger people who look blurry eyed and miserable every morning, I ask them what time they go to bed. It's usually 12am or 1am. I suggest why don't you try 11pm or even 10pm and see how much better you feel. If you have to wake up at 6am, then go to bed at 1030 pm every night for several months in a row. Nothing you are doing between 1030pm and 12am is worth feeling tired and miserable all day.

I know it takes time to read the comments before you start lecturing, but it is really a good idea.  Nobody in that quote talked about going to bed super late and in fact two people specifically said they weren't sleeping in any later, they just liked not having an alarm clock.  Give your sense of moral superiority a rest for once, would you?

Whoa! Where are you reading moral superiority in my post? You sound like you are attacking me - "I know it takes time to read posts..."?!. I read the posts and responded that it's not necessary to wait until you retire to wake up on your own without an alarm clock.  Why don't you try following your own advice and reread my post without reading it through a lense of defensiveness.  Then reread the post that I replied to - hint: it wasn't yours.  If you aren't going to bed late and you wake up before your alarm clock - great, good for you. Again, I'm not trying to be holier than thou. I legitimately don't understand.  I hate waking up to an alarm clock too, I'm not retired yet, so I make sure that I get in a routine of waking up earlier than I would need to and the easiest way to do that is to go to bed at a time that allows me to get the amount of sleep I desire. I have stopped setting an alarm after waking up before it went off for several years. The poster who responded to me immediately after responded with a thoughtful counter point about people having insomnia and not being able to sleep when they want. And also the point about having friends who stay up late and not wanting to miss out on a social life is also a counter point (I don't think the trade off is worth it but it is a counter point).

I didn't find your post offensive.

The problem I have is that all of the good TVshows end at 10pm and then I want to catch some of the 10 o'clock news. Bedtime is set. Wake up time changes based on commitments. 6 o'clock this morning. Ugh.

yoda34

  • 5 O'Clock Shadow
  • *
  • Posts: 56
Re: 2024 FIRE Cohort
« Reply #647 on: September 05, 2024, 05:07:34 PM »
Just wanted to stop in and say I'm done. 8/2 was last official day. It's been awhile since I've posted here but wanted to let folks know

FrugalShrew

  • Magnum Stache
  • ******
  • Posts: 2714
Re: 2024 FIRE Cohort
« Reply #648 on: September 05, 2024, 06:05:41 PM »
Just wanted to stop in and say I'm done. 8/2 was last official day. It's been awhile since I've posted here but wanted to let folks know

Woohoo, congrats, @yoda34!

eyesonthehorizon

  • Handlebar Stache
  • *****
  • Posts: 1094
  • Location: Texas
Re: 2024 FIRE Cohort
« Reply #649 on: September 06, 2024, 08:59:16 AM »
I never really understood why grown adults who can go to sleep at whatever time they want, don't just go to bed earlier so they can get the amount of sleep they want.  Whenever I work with younger people who look blurry eyed and miserable every morning, I ask them what time they go to bed. It's usually 12am or 1am. I suggest why don't you try 11pm or even 10pm and see how much better you feel. If you have to wake up at 6am, then go to bed at 1030 pm every night for several months in a row. Nothing you are doing between 1030pm and 12am is worth feeling tired and miserable all day.

I know it takes time to read the comments before you start lecturing, but it is really a good idea.  Nobody in that quote talked about going to bed super late and in fact two people specifically said they weren't sleeping in any later, they just liked not having an alarm clock.  Give your sense of moral superiority a rest for once, would you?

Whoa! Where are you reading moral superiority in my post? You sound like you are attacking me - "I know it takes time to read posts..."?!. I read the posts and responded that it's not necessary to wait until you retire to wake up on your own without an alarm clock.  Why don't you try following your own advice and reread my post without reading it through a lense of defensiveness.  Then reread the post that I replied to - hint: it wasn't yours.  If you aren't going to bed late and you wake up before your alarm clock - great, good for you. Again, I'm not trying to be holier than thou. I legitimately don't understand.  I hate waking up to an alarm clock too, I'm not retired yet, so I make sure that I get in a routine of waking up earlier than I would need to and the easiest way to do that is to go to bed at a time that allows me to get the amount of sleep I desire. I have stopped setting an alarm after waking up before it went off for several years. The poster who responded to me immediately after responded with a thoughtful counter point about people having insomnia and not being able to sleep when they want. And also the point about having friends who stay up late and not wanting to miss out on a social life is also a counter point (I don't think the trade off is worth it but it is a counter point).

Where you assumed they can’t have had your bright, obvious idea to “just” go to bed earlier, or any circumstances you aren’t aware of where they can’t simply choose their own schedule before dispensing advice to do so, that’s where it sounds supercilious & out of touch.

Even when the curiosity or concern are genuine, leading with distributing “just do X” solutions as unsolicited advice (to be fair, this is how you describe it in your post, perhaps they asked?) as well as blanket comments that “nothing” done between certain hours is worth being tired, all suggest you’re more interested in teaching than learning, which makes it sound like you set yourself on a higher level than others.

This is especially likely to be irritating to others when there’s something significant you really don’t know, which you’ve already hinted you wouldn’t be receptive to or aren’t the sensitive concerned friend to whom they’d want to disclose it. Maybe they were thoughtlessly staying up late & ignoring the obvious consequences, which is what you insinuate when you suggest choosing to do otherwise is so easy for all people at all times. Or, for instance, could be their only time with friends or family who work weekends, they may have a “second shift” caring for a dependent relative, they might be dealing with ugly family matters such as abuse where the police were called, they may have to work a second job for various reasons, some people especially while young have a biologically-determined delayed sleep phase & going to bed neatly at 8pm with utmost discipline will just lead to spending the next four hours diligently staring at a dark ceiling. (Second shift jobs are great for these people but not available for everyone.)

I’m certain there are lots of other reasons - I’ve only listed the ones that applied to me at some point!

Anytime the solution seems really obvious but unused, there’s likely something more to the picture you don’t see.