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Can anyone planning to FIRE in 2019 share some of their numbers? Net worth, savings rate, annual spend, invested assets (stocks and bonds), rental property & income (if any), mortgage (rate and amount left), kids?, etc...
I
was going to be snarky and ask if you wanted SS numbers also, but then I realized that requested info is already on this forum.
$1.5M after the latest dip
0.5M 401k -- mostly S&P 500. 50k cash -- waiting to time the dip :-) near max input
0.4M Trad IRA. VISAX small cap value
0.4M. Taxable VTSAX TOTAL stock. some VISAX
0.03M taxable random small cap
0.05M. Roth mirrors random small cap 15k cash, from cash mergers --waiting to time the dip :-)
0.025M gold
80k mortgage left. Scheduled payoff by 55. 4.125%
Zillow claims 300K house value which has to be BS
26k student loan 4.88%
expenses~70K including taxes
Age 51 and 51
Youngest kid mostly out of the house.
8.5 grand kids
Not included in FIRE calculation
Pension 4k/yr. leave now, start it now, if I wait till 60 to start it then 11k
@55 8K/yr. or if I wait till 60 to start it then 19k
SS assumed 1/2. So ~ 13k/yr@ 62
wifes pension pretty small
Wife's 403 pretty small.
Savings rate 25% of gross
edit: forgot another reason to wait tll 55, the no-penalty 401k withdrawal.
If I get laid off earlier, then that reason is lost, which may move FIRE either direction
I also want to take DW on company-business work (~1 month) trips to Europe.
1/2 price tourism is better than full price.