*INDIVIDUAL FIRE PROFILE'S - Let's see who we are...

[jwilliams0215]

I'm sure many on here, myself included, are really interested in the "average" FIRE profile. Of course, everyone's situation is different, but what commonalities from a quantitative point of view are there? I was inspired by this other posting: http://forum.mrmoneymustache.com/share-your-badassity/how-old-*will*-you-be-when-you-retire/. Many had truly amazing FIRE ages. I'm personally hoping this post and seeing others summarized profiles will also help me/others get comfortable with what their FIRE date could be, given the uncertainity in future expenses, etc.

I'll get it started:

Current Age:
Me: 30
DW: 25

Expected Retirement Age
???

Investments/Debt
Current Investments: $301K (401K / Roth / Brokerage)
Cash: $83K (large emergency fund, slowing working it down as we get comfortable and DCA)
Debt: None
Investments Needed for Retirement: ???

Savings
After-Tax Income - $126.7K (including est. bonus)
Current Savings - $91.4K
Savings Rate - 72% (will decrease after replacing vehicles and start to build car fund again - albeit we'll run and maintain them until they die)

Expenses
Annual Expenses - $35.3K (car clown commute, savings for travel)
25 x Current Expenses - $882K
25 x FIRE Expenses - ??? - not sure how to calculate without kids / healthcare / etc

Children
Current - 0
Expected - 2

Other
Residence - Own (1,833 SF SFH)
Mortgage - Paid Off
Side Income Potential - Limited (not sure what side income jobs / lack mechanical skills!)
Residence - Tampa, FL
Vehicles Owned - 2
Occupation - Corp Banker / Marketing Research Analyst (DW)

[Pooperman]

Me/SO
Age: 24/24
Occupation: business analyst (60k/yr)/professional disabled (7k/yr)
Savings: 10k
Debt: 0
Savings rate (approx): 45%
Yearly expenses: ~30k
Housing: rent if 950/month (750sf, moving in October 1)
Car: Honda Accord 85k miles (2006, should last until FIRE)
Kids: 0, 2 planned in 5 years.
Estimated FIRE number: 1.25MM (adjusting for inflation)
Estimated FIRE age: 40 (less with career advances)

Future wildcard: inheritance (likely very large, starting with 50k yearly gifts in 10 or 15 years... After FIRE)

[ender]

Many of us might be more comfortable posting this detailed info if you had an anoymous survey or something :)

[Beric01]

Many of us might be more comfortable posting this detailed info if you had an anoymous survey or something :)

Agreed.

[sobezen]

+1 :)