63. Bieber's "Believe."
I've lived a pretty fortunate life. The first 2/3 of my life was good circumstance (privilege), while the most recent 1/3 has been good luck. I feel like I've just been riding the train of good fortune my whole life and didn't really do anything to earn it. Actually, I'll go with 3/3 luck because I was adopted at birth--even my comfortable middle-class childhood was a stroke of good luck.
I think it's only that 63 because of a mildly emotionally abusive step-family (and it could have been SO much worse, I was even lucky here) and the fact that I graduated into the Great Recession. Other than that, I had a high middle class dad and a low middle class mom--best of both worlds for both having privilege and learning to be frugal (unfortunately, the combination has given me a bit of a greedy streak that I'm trying to overcome). My mom is, and has always been, supportive and involved. While my father failed at being a good father, he never failed to be a responsible one, with regards to making sure my needs were met. Child support was always on time (when my step-mom wasn't sabotaging it).
We travelled--one major summer trip and at least one ski trip every year. I had a mix of private and public education, but never paid a cent for either. I graduated into a job, despite the recession, and haven't been without one since. And I pretty much won the job lottery with my current amazing job--a random recruiter found me on LinkedIn. I've had some health problems, but I was still under my parents' insurance and my dad could more than afford it--in fact, his money has always been there as a safety net when I made mistakes. Probably why my first response to a problem is to throw money at it (working on that as well).
So, yeah. I should probably have gotten a 53 or whatever the lowest score is. I didn't have the happiest childhood, but there was money. And although it can't buy happiness, it definitely helps.
