I'm most flabbergasted that her children are going to cover her rent, no matter what, but she's only "considering" a cheaper apartment. And she talks about feeling shame over the situation. I hope to be able to fully fund my retirement, but if my child was going to help, I'd do whatever I possibly could do to reduce the cost to her. I can't imagine living in a posh apartment paid for by my kid...maybe if they were already set for several lifetimes, but even then.