Author Topic: "Investments" that pay off in saved time/energy  (Read 4109 times)

cangelosibrown

  • Stubble
  • **
  • Posts: 156
"Investments" that pay off in saved time/energy
« on: December 31, 2019, 09:47:58 AM »
I don't mean monetary investments (although I'd be happy to hear about those as well!), but rather investments of time and effort that payoff later. I'm in serious need of getting back on track -- the more tired I get the less proactive I get, the less efficient I get, the more tired I get, and on the death spiral goes. I want to get a snowball going of doing things that save energy, so I can use that energy to do more things that save energy.

The best example I can think of what I'm talking about is meal planning for the week and doing a weekly grocery shop. Takes a bit of time and effort at the beginning of the week, but then makes your week soooo much easier.

Anyone have more ideas for me?

Wrenchturner

  • Handlebar Stache
  • *****
  • Posts: 1341
  • Age: 37
  • Location: Canada
Re: "Investments" that pay off in saved time/energy
« Reply #1 on: December 31, 2019, 09:51:27 AM »
Some people hire housekeepers... basically anything that you can pay someone to do for less than your overtime wage could ostensibly be considered valuable if it results in overtime...

Cutting down your commute, scheduling your day/finding wasted downtime.

I find that eating well, sleeping and getting regular exercise are a good foundation; without those things I will get tired and unproductive.  So it's counter intuitive since I have to spend time to exercise and sleep well but it pays off.

cangelosibrown

  • Stubble
  • **
  • Posts: 156
Re: "Investments" that pay off in saved time/energy
« Reply #2 on: December 31, 2019, 10:03:07 AM »
I find that eating well, sleeping and getting regular exercise are a good foundation; without those things I will get tired and unproductive.  So it's counter intuitive since I have to spend time to exercise and sleep well but it pays off.

This is terrific.  Thinking of those things in terms of creating more energy than they consume is very motivating. Not that I don't try to do those things, but let's face it, I often fail and need all the motivation I can get.

RedmondStash

  • Handlebar Stache
  • *****
  • Posts: 1177
Re: "Investments" that pay off in saved time/energy
« Reply #3 on: December 31, 2019, 10:08:14 AM »
Creative time is a solid investment: Writing fiction, playing or listening to music, working on making a game -- these things feed me, which gives me more energy for other things, and also elevates my mood. At least to some extent.

John Galt incarnate!

  • Handlebar Stache
  • *****
  • Posts: 2038
  • Location: On Cloud Nine
Re: "Investments" that pay off in saved time/energy
« Reply #4 on: December 31, 2019, 10:26:43 AM »
doing a weekly grocery shop.

I do everything  I need to do just 1X per week, usually on Thursday.


buy groceries

buy gas for vehicle/chainsaw

go to hardware store

dump stuff in recycling bin

go to mailbox (mailbox is ~1mile from house)

visit elderly friend

sometimes take elderly neighbor to grocery store

Much Fishing to Do

  • Handlebar Stache
  • *****
  • Posts: 1262
Re: "Investments" that pay off in saved time/energy
« Reply #5 on: December 31, 2019, 10:31:06 AM »
If everyone in the house (incl. me) were to just put everything back where it goes when done with it it would need less repair, I could find it thus saving time and/or replacements, and I sure would save a lot of time "cleaning" (which is really "picking up")

RyanAtTanagra

  • Handlebar Stache
  • *****
  • Posts: 1321
  • Location: Sierra Mountains
Re: "Investments" that pay off in saved time/energy
« Reply #6 on: December 31, 2019, 11:30:20 AM »
If you want some incredible insight into energy:

https://forum.mrmoneymustache.com/continue-the-blog-conversation/how-to-slow-down-time/msg2300977/#msg2300977

A couple tricks I've found to free up time and mental energy:

1)  Force myself up early to get to the gym before work, even if it means lack of sleep.  Knocking that one out before the day has even started makes the rest of the day way less urgent.  Even if I get nothing else done that I wanted, at least I got to the gym.

2)  Use my lunch break to run errands.  Grocery store/Target/Hardware store, whatever errands you need to do after work, if you can get them done during lunch that frees up a little time, but also a lot of mental energy, for after work.

If I do both of those, I went to the gym and got my errands done, so when I leave work my evening just really opened up to new possibilities.

Cranky

  • Magnum Stache
  • ******
  • Posts: 3964
Re: "Investments" that pay off in saved time/energy
« Reply #7 on: December 31, 2019, 11:53:13 AM »
All of my basic chores have specific days. It makes the basic housework routine a no brainer, and I don’t need to even think about whether something needs to be done, because it is already scheduled. And it’s spread out so that I was done with that stuff before I left the house for work, when I did that.

cangelosibrown

  • Stubble
  • **
  • Posts: 156
Re: "Investments" that pay off in saved time/energy
« Reply #8 on: December 31, 2019, 12:06:17 PM »
If you want some incredible insight into energy:

https://forum.mrmoneymustache.com/continue-the-blog-conversation/how-to-slow-down-time/msg2300977/#msg2300977


Thanks for the link!

Also, off topic, but I love the name, @RyanAtTanagra . A buddy of mine was wearing this T-Shirt the other day, and I think it might be my favorite thing I've ever seen -- https://www.teepublic.com/t-shirt/5410972-darmok-and-jalad-at-tanagra-september-1991

RyanAtTanagra

  • Handlebar Stache
  • *****
  • Posts: 1321
  • Location: Sierra Mountains
Re: "Investments" that pay off in saved time/energy
« Reply #9 on: December 31, 2019, 12:44:21 PM »
Also, off topic, but I love the name, @RyanAtTanagra . A buddy of mine was wearing this T-Shirt the other day, and I think it might be my favorite thing I've ever seen -- https://www.teepublic.com/t-shirt/5410972-darmok-and-jalad-at-tanagra-september-1991

Lol that's a great shirt

BECABECA

  • Pencil Stache
  • ****
  • Posts: 629
  • Age: 43
  • Location: SoCal
Re: "Investments" that pay off in saved time/energy
« Reply #10 on: December 31, 2019, 01:16:17 PM »
Set all bills to autopay, with electronic statement delivery. That saves having to go through the mail and worry about paying things on time.

Set savings on auto: VTSAX purchased the same time every month automatically from my checking account into Vanguard. Or when living off stash, selling each month automatically and transferring into checking account.

Roomba vacuums the house each week. Just requires that I make sure nothing is on the floor and that I empty the dirt collector and clean out the brushes when it’s done.

Replacing grass with ground cover and other landscaping that doesn’t require weekly maintenance.

Consolidate bank accounts to minimize the number of organizations I have to deal with. Rolling all the orphan 401ks and IRAs from various previous jobs into Vanguard, holding all after tax stocks in Vanguard brokerage, moving cash emergency fund from high yield online savings into Vanguard brokerage’s settlement fund. Setting up authorization to manage spouse’s Vanguard accounts so I can do everything just from my login. Aside from our joint checking account, HSA, and credit card, I only have to maintain one login for everything else.

Consolidating insurance (auto, homeowners, rental property, umbrella) to all be through one company with just one annual bill. Multi-line discounts help make this the same total price if not better than shopping around for the best rates individually.

cupcakery

  • Stubble
  • **
  • Posts: 164
Re: "Investments" that pay off in saved time/energy
« Reply #11 on: January 01, 2020, 05:40:36 AM »
Here are some of my ideas:

1.  Cook in bulk.  My freezer is full of soup, casseroles, muffins, cookie dough, mini pizzas, etc.  I make a stock pot of tea weekly and keep it in the fridge.  I prefer to eat homecooked food, but don't have the time/energy to cook every day. 

2.  Automate.  Many of my bills are set to get automatically paid.  My bills get paid on time and I don't pay interest or late fees and I free up space in my head trying to remember everything.

3.  Use a calendar and list apps.  I put everything in my calendar and make use of the repeat feature. For example, book club is the same day and time each month.  I don't have to keep entering it in my calendar.  I make a list of things that I want to accomplish every day.  It takes a little bit of time, but keeps me organized and then I don't forget any important tasks.  I use a list app and set my chores to repeat.  I have weekly chores, monthly chores, quarterly chores, and yearly chores.  I set them all to repeat once I check them off. I have lists of gift ideas, books I want to read, long term goals, etc.   

4.  I invest in myself.  I exercise daily, I eat right, I read books, I cultivate my relationships, I save money, etc.  Some days I'd rather eat cookies and sit on my couch playing solitaire and doing online shopping, but I remind myself that getting up and being productive will pay off in the long run.  A few years ago I needed to have a physical to renew my life insurance.  The price was going to go up.  Instead, because of my health, they gave me a deep discount.  Cha-ching.

5.  Take the time to show other people how to do things.  It takes a little longer than doing it yourself, but it pays off in the long run.  Many of my mom friends have to do everything because their husbands and kids don't do things 'right'.  Who's fault is that?  I've taught my kids to do their own laundry and help out around the house.  It was tedious at the time, but has bought me hours of free time daily.

I feel like most of my friends are running around like chickens with their heads cut off, because they are so disorganized.  I'm probably hyper-organized, but I get too crabby and stressed out if I'm carrying too much of a mental and physical load.  I get a ton of stuff done every day, but it is very methodical.


Metalcat

  • Senior Mustachian
  • ********
  • Posts: 20654
Re: "Investments" that pay off in saved time/energy
« Reply #12 on: January 01, 2020, 05:52:34 AM »
Here are some of my ideas:

1.  Cook in bulk.  My freezer is full of soup, casseroles, muffins, cookie dough, mini pizzas, etc.  I make a stock pot of tea weekly and keep it in the fridge.  I prefer to eat homecooked food, but don't have the time/energy to cook every day. 

2.  Automate.  Many of my bills are set to get automatically paid.  My bills get paid on time and I don't pay interest or late fees and I free up space in my head trying to remember everything.

3.  Use a calendar and list apps.  I put everything in my calendar and make use of the repeat feature. For example, book club is the same day and time each month.  I don't have to keep entering it in my calendar.  I make a list of things that I want to accomplish every day.  It takes a little bit of time, but keeps me organized and then I don't forget any important tasks.  I use a list app and set my chores to repeat.  I have weekly chores, monthly chores, quarterly chores, and yearly chores.  I set them all to repeat once I check them off. I have lists of gift ideas, books I want to read, long term goals, etc.   

4.  I invest in myself.  I exercise daily, I eat right, I read books, I cultivate my relationships, I save money, etc.  Some days I'd rather eat cookies and sit on my couch playing solitaire and doing online shopping, but I remind myself that getting up and being productive will pay off in the long run.  A few years ago I needed to have a physical to renew my life insurance.  The price was going to go up.  Instead, because of my health, they gave me a deep discount.  Cha-ching.

5.  Take the time to show other people how to do things.  It takes a little longer than doing it yourself, but it pays off in the long run.  Many of my mom friends have to do everything because their husbands and kids don't do things 'right'.  Who's fault is that?  I've taught my kids to do their own laundry and help out around the house.  It was tedious at the time, but has bought me hours of free time daily.

I feel like most of my friends are running around like chickens with their heads cut off, because they are so disorganized.  I'm probably hyper-organized, but I get too crabby and stressed out if I'm carrying too much of a mental and physical load.  I get a ton of stuff done every day, but it is very methodical.

Uh...yeah, literally exactly all of this.

Being organized and systemized just makes life so much easier and less burdensome.

John Galt incarnate!

  • Handlebar Stache
  • *****
  • Posts: 2038
  • Location: On Cloud Nine
Re: "Investments" that pay off in saved time/energy
« Reply #13 on: January 01, 2020, 08:07:06 AM »
Here are some of my ideas:

1.  Cook in bulk.

+1 then freeze

2.  Automate.  Many of my bills are set to get automatically paid. 

+1




John Galt incarnate!

  • Handlebar Stache
  • *****
  • Posts: 2038
  • Location: On Cloud Nine
Re: "Investments" that pay off in saved time/energy
« Reply #14 on: January 01, 2020, 08:28:21 AM »
Set all bills to autopay

+1

Set savings on auto: VTSAX purchased the same time every month automatically.

Income from my fixed-income portfolio is automatically deposited every quarter. Usually my monthly purchase of FSKAX occurs on  the 30th or 31st. Sometimes  the monthly purchase will occur at any time during the month to take advantage of a price decrease.


Consolidate bank accounts to minimize the number of organizations I have to deal with

+1

Consolidating insurance (auto, homeowners)

+1
« Last Edit: January 01, 2020, 09:43:36 AM by John Galt incarnate! »

Hirondelle

  • Handlebar Stache
  • *****
  • Posts: 1598
Re: "Investments" that pay off in saved time/energy
« Reply #15 on: January 01, 2020, 08:46:22 AM »
My post is gonna be a full on MMM rant here. These are not so much 'time investments' but rather big choice moments.

1. Living close to work saves me lots of time and energy by not commuting. I can walk to work in a whopping 10 minutes. Time saved, stress saved and guarantees me a slight amount of physical activity every day. Also eliminates the need for a car (imagine no parking problems, no traffic jams and no car safety/breakdown stress!).

2. Living in a small place saves me time and energy as there's just not much to clean.

3. Not having much stuff saves me even more time and energy as it's even less cleaning, less buying/errands and it makes life simpler in general.

foghorn

  • Stubble
  • **
  • Posts: 144
Re: "Investments" that pay off in saved time/energy
« Reply #16 on: January 01, 2020, 08:59:29 AM »
1.)  Exercise in the morning (as others have said).  It is the one time of day that I can control.

2.)  I pay some monthly bills at once (for the entire year).  Just this morning I paid my Gas, Electric and Association Fee bills for all of 2020 - done!

3.)  If it is an option - Work From Home when possible.  An easy way to knock out a few household chores during the workday (laundry, dusting, etc.).

4.)  For me - stay single with no kids.  I do not need to try and manage or work around the schedules and priorities of others in the house.

John Galt incarnate!

  • Handlebar Stache
  • *****
  • Posts: 2038
  • Location: On Cloud Nine
Re: "Investments" that pay off in saved time/energy
« Reply #17 on: January 01, 2020, 09:47:46 AM »


1. Living close to work saves me lots of time and energy by not commuting. I can walk to work in a whopping 10 minutes. Time saved, stress saved and guarantees me a slight amount of physical activity every day. Also eliminates the need for a car (imagine no parking problems, no traffic jams and no car safety/breakdown stress!).



Some employees commute 2-3 hours to work and 2-3 hours home EVERY WORKDAY.

I couldn't do it.
« Last Edit: January 01, 2020, 10:50:14 AM by John Galt incarnate! »

NonprofitER

  • Stubble
  • **
  • Posts: 246
  • Location: Texas
  • Reaching FIRE w/ High Purpose (Low Pay) Nonprofit
Re: "Investments" that pay off in saved time/energy
« Reply #18 on: January 01, 2020, 09:51:40 AM »
Here are some of my ideas:

1.  Cook in bulk.  My freezer is full of soup, casseroles, muffins, cookie dough, mini pizzas, etc.  I make a stock pot of tea weekly and keep it in the fridge.  I prefer to eat homecooked food, but don't have the time/energy to cook every day. 

2.  Automate.  Many of my bills are set to get automatically paid.  My bills get paid on time and I don't pay interest or late fees and I free up space in my head trying to remember everything.

3.  Use a calendar and list apps.  I put everything in my calendar and make use of the repeat feature. For example, book club is the same day and time each month.  I don't have to keep entering it in my calendar.  I make a list of things that I want to accomplish every day.  It takes a little bit of time, but keeps me organized and then I don't forget any important tasks.  I use a list app and set my chores to repeat.  I have weekly chores, monthly chores, quarterly chores, and yearly chores.  I set them all to repeat once I check them off. I have lists of gift ideas, books I want to read, long term goals, etc.   

4.  I invest in myself.  I exercise daily, I eat right, I read books, I cultivate my relationships, I save money, etc.  Some days I'd rather eat cookies and sit on my couch playing solitaire and doing online shopping, but I remind myself that getting up and being productive will pay off in the long run.  A few years ago I needed to have a physical to renew my life insurance.  The price was going to go up.  Instead, because of my health, they gave me a deep discount.  Cha-ching.

5.  Take the time to show other people how to do things.  It takes a little longer than doing it yourself, but it pays off in the long run.  Many of my mom friends have to do everything because their husbands and kids don't do things 'right'.  Who's fault is that?  I've taught my kids to do their own laundry and help out around the house.  It was tedious at the time, but has bought me hours of free time daily.

I feel like most of my friends are running around like chickens with their heads cut off, because they are so disorganized.  I'm probably hyper-organized, but I get too crabby and stressed out if I'm carrying too much of a mental and physical load.  I get a ton of stuff done every day, but it is very methodical.

@cupcakery  What list app do you use? Does it sync with Google calendar?

ender

  • Walrus Stache
  • *******
  • Posts: 7415
Re: "Investments" that pay off in saved time/energy
« Reply #19 on: January 01, 2020, 10:45:33 AM »


@cupcakery  What list app do you use? Does it sync with Google calendar?

I'm curious about this too. I've wanted something similar to what they are describing for a while too.

ysette9

  • Walrus Stache
  • *******
  • Posts: 9030
  • Age: 2021
  • Location: Bay Area at heart living in the PNW
Re: "Investments" that pay off in saved time/energy
« Reply #20 on: January 01, 2020, 01:08:05 PM »
If everyone in the house (incl. me) were to just put everything back where it goes when done with it it would need less repair, I could find it thus saving time and/or replacements, and I sure would save a lot of time "cleaning" (which is really "picking up")
AMEN

I am working really hard to train my kids to close doors and drawers, pick up, put back, put away, and generally be responsible little humans. I wish I could make as much progrès with my husband. I can’t seem to get him to buy into Clean As You Go (him cooking is like a bomb went off in the kitchen). He spends so much mental energy and time tracking down his whatevers when I’ve pointed out before that “a place for everything and everything in its place” is really about making life easier for you. I never have to think about where my work badge or keys are because they only ever live in two spots: put away in their spot or on my person.

OtherJen

  • Walrus Stache
  • *******
  • Posts: 5267
  • Location: Metro Detroit
Re: "Investments" that pay off in saved time/energy
« Reply #21 on: January 01, 2020, 01:41:04 PM »
My post is gonna be a full on MMM rant here. These are not so much 'time investments' but rather big choice moments.

1. Living close to work saves me lots of time and energy by not commuting. I can walk to work in a whopping 10 minutes. Time saved, stress saved and guarantees me a slight amount of physical activity every day. Also eliminates the need for a car (imagine no parking problems, no traffic jams and no car safety/breakdown stress!).

2. Living in a small place saves me time and energy as there's just not much to clean.

3. Not having much stuff saves me even more time and energy as it's even less cleaning, less buying/errands and it makes life simpler in general.

Yes. Although re: point 1, I work remotely as a freelancer at home. Yes, it means replacing my computer every so often, upgrading software, and paying for utilities while I’m home. But it also means no commute, no separate work wardrobe, and no “I’m too tired to cook, let’s get takeout” when I get home at night because I’m already home. May as well start dinner during my afternoon break.

Otherwise: a good grocery list app on my phone (I use Out of Milk). If we run out of something, it goes on the list immediately. If I’m meal planning and want a particular ingredient, it goes on the list immediately. It makes it really easy to cut out and go to the grocery store once a week (or warehouse club once a month), and sticking to the list means that I am significantly less likely to put random stuff in the cart.

RyanAtTanagra

  • Handlebar Stache
  • *****
  • Posts: 1321
  • Location: Sierra Mountains
Re: "Investments" that pay off in saved time/energy
« Reply #22 on: January 01, 2020, 10:55:46 PM »


@cupcakery  What list app do you use? Does it sync with Google calendar?

I'm curious about this too. I've wanted something similar to what they are describing for a while too.

Not the OP, but I use Trello in a GTD-style setup and really like it (I suggest everyone read Getting Things Done if they haven't yet).  I also permanent cards in it for different types of shopping like Grocery Store/Hardware Store/Marine Hardware/Drug Store, and add things to the lists as I think of them, and pull it up on my phone when at one of the stores.  It doesn't sync to Google Calendar, but I'm not sure how it would or what data would sync.  I do use Google Calendar events with notifications extensively to remind me of things coming up (appointments/birthdays/oil changes/etc) so I don't have to keep track of them.

This has freed up a lot of mental energy by just getting stuff out of my head into another system (one of the major takeaways from the book).

AMandM

  • Handlebar Stache
  • *****
  • Posts: 1858
Re: "Investments" that pay off in saved time/energy
« Reply #23 on: January 02, 2020, 05:43:06 AM »
For me the unquestionable number one "investment" is getting to bed at a decent time. Enough sleep is the foundation of enough energy for everything else all day.

use2betrix

  • Magnum Stache
  • ******
  • Posts: 2583
Re: "Investments" that pay off in saved time/energy
« Reply #24 on: January 02, 2020, 06:47:16 AM »
My wife doesn’t work, so she does all the household duties that either I would have to do, or would hire someone for. The “chores” that require me to perform, we look hard at the cost of performing that work myself, or paying to have it done. I am able to work from home every Saturday if I would like. I earn $850 if I work form home. Depending on the task needing to be performed, I weigh it against that. Also, if I work from home Saturday, the means my only full day off is Sunday, which I usually don’t like doing crap I don’t want to do.

For example, if there’s a car repair that would cost a mechanic $500 to perform, vs costing me my Saturday, I’d gladly work from home that day and pay someone to do the repair, vs spending my Saturday doing it. Even if it was $700, if it’s not something I’d “like” to do, I’d rather sit at my computer catching up on work vs doing some sort of manual labor I don’t care for.

There are some things I do enjoy doing, like modifying the frame on our camper which took me about 50-60 hrs spread over 3 weekends. I enjoyed the cutting, welding, grinding, fitting, etc.

lollylegs

  • Stubble
  • **
  • Posts: 149
  • Location: Australia
Re: "Investments" that pay off in saved time/energy
« Reply #25 on: January 02, 2020, 08:29:34 AM »
bulk cooking & freezing - I don't really like cooking but every Sunday I cook and freeze something - meals, soups, biscuits, cake -

using crockpot(slowcooker)

prepping veggies as soon as I unpack groceries, so I chop them and peel and they are ready to cook fast when I get home from work.

I don't buy clothes that need ironing or dry cleaning. With DH's clothes I put them away unironed and he just irons when needed - that has totally eliminated baskets of ironing sitting around and wasted time spent ironing every week.

I wear clothes more than once before washing and change towels weekly - saves time, water, electricity

when I change the sheets I put the top sheet on the bottom and add a new top sheet - this halves the amount washed- saves water and time

my bills are automated

at work I use GTD approach

Photograph 51

  • Guest
Re: "Investments" that pay off in saved time/energy
« Reply #26 on: January 02, 2020, 01:11:05 PM »
The thing that saves me a ton of time and grief is giving myself permission to not let people guilt me into having to meet their never ending social needs.

ysette9

  • Walrus Stache
  • *******
  • Posts: 9030
  • Age: 2021
  • Location: Bay Area at heart living in the PNW
Re: "Investments" that pay off in saved time/energy
« Reply #27 on: January 02, 2020, 02:31:08 PM »
The thing that saves me a ton of time and grief is giving myself permission to not let people guilt me into having to meet their never ending social needs.
Yay!

The joy of missing out https://theoatmeal.com/comics/fomo

AnnaGrowsAMustache

  • Handlebar Stache
  • *****
  • Posts: 1941
  • Location: Noo Zilind
Re: "Investments" that pay off in saved time/energy
« Reply #28 on: January 02, 2020, 03:45:13 PM »
Couple of things that could fit in here:

I have a duvet cover the same colour as the cat. This was a deliberate choice so that I wouldn't be constantly feeling I needed to wash it. The duvet, not the cat.

Similarly, I have a bookcase in a lovey warm beige, the same colour as dust, and windowsills the same colour as grubby cat pawprints

LiveLean

  • Pencil Stache
  • ****
  • Posts: 899
  • Location: Central Florida
Re: "Investments" that pay off in saved time/energy
« Reply #29 on: January 02, 2020, 04:25:23 PM »
Designing my professional life so that I rarely attend a meeting or conference call. Maybe one call a month and 3-4 meetings a year.

cupcakery

  • Stubble
  • **
  • Posts: 164
Re: "Investments" that pay off in saved time/energy
« Reply #30 on: January 03, 2020, 01:32:56 PM »
I was using Astrid, but had to switch to Wunderlist.  That is now defunct and I just started using Microsoft To-Do a few weeks ago, because I could import my Wunderlist to it, without having to recreate it.  I haven't tried syncing, but I like to keep my to-do lists separate from my calendar.  Right now I'm in list hell, because my weekly, monthly, quarterly, biyearly, and yearly chores are all converging upon me for the new year.  It normally takes me a few weeks in January to complete them all.  The red incompletes trigger me, so I like to finish them up quickly!  I started doing this years ago, but on paper first and it was life altering.  An app is even better because it automatically repeats for me.  I get so much done!

Just Joe

  • Walrus Stache
  • *******
  • Posts: 7766
  • Location: In the middle....
  • Teach me something.
Re: "Investments" that pay off in saved time/energy
« Reply #31 on: January 03, 2020, 01:43:12 PM »
Have learned to DIY ALOT of stuff - mostly technology, automotive and household. Bought tools as necessary. DIY can be faster and more convenient than dealing with repair companies. My air compressor broke down. $16 repair done myself. Needed a pressure switch.

Choosing to live where you can bicycle or walk to work. Living in a place where you can garden to help feed your family. Living in a place that is calm, not a constant worry.

Avoiding those mega-commutes we hear about. Wear out cars quickly, consumes much fuel and many tires, added daily risk.

GuitarStv

  • Senior Mustachian
  • ********
  • Posts: 25624
  • Age: 44
  • Location: Toronto, Ontario, Canada
Re: "Investments" that pay off in saved time/energy
« Reply #32 on: January 03, 2020, 01:47:36 PM »
Dollar for dollar, I'd say that my marriage has probably been the best investment I've made.  The payoff in saved time/energy by having another person in my corner all the time, splitting housing costs, splitting time taken for chores like cooking/cleaning, splitting transportation costs, caring for me when I'm sick, mental health benefits, etc.  - all that was incredible over being single.

But then we had a kid.  Which I likely wouldn't have had if I wasn't married.  So we seem to be evening out now.  :P

Metalcat

  • Senior Mustachian
  • ********
  • Posts: 20654
Re: "Investments" that pay off in saved time/energy
« Reply #33 on: January 03, 2020, 02:29:25 PM »
I was using Astrid, but had to switch to Wunderlist.  That is now defunct and I just started using Microsoft To-Do a few weeks ago, because I could import my Wunderlist to it, without having to recreate it.  I haven't tried syncing, but I like to keep my to-do lists separate from my calendar.  Right now I'm in list hell, because my weekly, monthly, quarterly, biyearly, and yearly chores are all converging upon me for the new year.  It normally takes me a few weeks in January to complete them all.  The red incompletes trigger me, so I like to finish them up quickly!  I started doing this years ago, but on paper first and it was life altering.  An app is even better because it automatically repeats for me.  I get so much done!

I used Wunderlist for a few years, but switched to ToDoist after hearing about it on a ChooseFI podcast.
I like that I can separate out all of my tasks according to what they belong to, as in, I can separate home tasks from day-job tasks, from side hustle tasks, or I can look at all tasks in terms of their level of importance or urgency.

It also has a widget so that I can use it in gmail.

Laura33

  • Magnum Stache
  • ******
  • Posts: 3930
  • Location: Mid-Atlantic
Re: "Investments" that pay off in saved time/energy
« Reply #34 on: January 03, 2020, 02:32:25 PM »
1.  Do less.  Everything that is on my list because it is a "should" and not a "need" or a "want" goes.  Reassess periodically.

2.  Lower standards.  Guess what?  If the house doesn't get picked up before bed every night . . . [drum roll, please] . . . the house is still standing in the morning!  If the flower beds don't get weeded, guess my home will never be in House & Garden.  Oh well. 

Note that I am not saying live in a pigsty and do nothing.  The point is to challenge your expectations and put your energy toward the things you actually care about and learn to ignore the stuff that you're putting up with only because you think you should.  So if a messy house makes you feel antsy, by all means, pick up everything and emphasize training your people to put everything away.  OTOH, if you really don't care, do what I do and maintain a basic level of picked-upped-ness, and then do a whole house sweep every two weeks the night before the cleaning person comes.

3.  Read Malkynn's post on that earlier thread.  My most powerful energy-saving choice was the decision to do less.  I was incredibly inefficient at work, always putzing on the internet, and I finally realized that it was because I'm an introvert, and when I'm home, I'm always "on," and work was the only place I felt like I could close the door and play mental hooky for a while.  That's when I let go of a lot of the crap I thought mattered and scheduled in time at night to sit and run the clicker or read a book; my body and brain were going to claim that downtime no matter what I did, so I tried to give it a time and a place to do so that wasn't fucking with my job so much.  It wasn't "productive" -- just necessary.

4.  One kid activity at a time.

5.  Full use of modern technology.  I use the Wegmans app to track my grocery list, even when I don't always shop there.  I have basics on Amazon Subscribe & Save.  DH and I both have Outlook at work, so we send each other calendar appointments for all of the kid stuff that needs to get done (or even just a placeholder to make some decision).  We pay with credit cards as much as possible, and have those accounts tied in to Quicken; that way, we don't have to enter every single transaction all the time but can check and reconcile whenever we feel like it.  All investments are automatically withdrawn, and we adjust the amounts as necessary around the beginning of the year when we get raises/bonuses.  (Seriously, for someone who spent @45 years terrified of being poor, I spend so little time now actually looking at my money it's ridiculous).  We all use Bank of America, Southwest, and Marriott, so banking/travel stuff is all in one place, I can deposit checks and transfer money without needing to go anywhere, and we have everyone's account linked together or with shared passwords so we can move money or make reservations for the family as needed (and we also have the SW and Marriott CCs entered into our accounts so we get the bonus points and can use them without having to pull out and re-enter the cards every time).

I think the way I would sum all those things up is that I do not feel compelled to optimize every decision.  I could save a little money here and there by comparing every purchase between Amazon/Costco/Wegmans/ALDI and shopping at multiple places every week for my groceries; I could probably get a lot more CC rewards by juggling a whole bunch of different card bonuses; etc.  But every one of those options has a hidden cost in the extra time and energy it takes to accomplish it.  So I weigh the benefits against the costs and find some happy medium -- the knee of the curve -- that gets me the most of what I want for as little extra effort as possible.

6.  Gym and therapy.  Unlike others, I have a 4:30 class a few days a week that I adore and that keeps me coming back.  I am not a morning person, so the early class feels like drudgery, while the late class feels like a reward for getting through the day -- and also provides a nice structure to the day that I plan my work around to the extent possible (I find I am much more productive when I know I need to leave by 4 than when I could theoretically stay at work forever and just tell DH to make some hot dogs).  I also prioritize seeing my therapist and don't feel guilty at all when I need to take time off work to do that.

6.  Go part-time.  I have been anywhere between 60-100% since I had kids.  I was at 100%, but thanks to my fun time with depression and my DD leaving home and all, I dropped down to 70% a year ago and am now at 60%.  I do not like logistics and find them very stressful, so I needed more time with less "stuff" so I could tackle what I needed to while maintaining my sanity and a reasonably happy daily life.

I do menu plan as possible, but I largely do that for health and family happiness reasons -- I'm always happy to eat leftovers or scrounge, but that can lead to some poor choices on my part* and leaves my family bored and frustrated (I cook, DH cleans).  I also then cook/pre-cook much of the week's meals on Sunday while I'm watching football.  It's definitely a time-saver when I'm in the mood.  But I'm not always in the mood, so sometimes that becomes another "should" that goes by the wayside temporarily.

*I am sort of in training -- heavy lifting, but trying to drop some weight as well -- which means I need tons of lean protein.  So whipping out some pasta and butter, while a personal fave, is not going to help me achieve my bigger goals.

 

Wow, a phone plan for fifteen bucks!