Author Topic: 'Days of Work Earned'  (Read 1871 times)


  • Stubble
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'Days of Work Earned'
« on: July 28, 2017, 10:54:58 AM »
Trying to think of a catchy name that we could use to describe this formula, which I think MMM readers would find useful in tracking their budget/progress.

Take your last 12 months worth of investment gains and divide that by your daily earnings.  So, below is an example where the family brought in $75,000 of income over the past year and where their investment portfolio grew by $3,000 (excluding contributions).

First, take $75,000 and divide by 250 working days.  = $300/day

Second, take $3,000 and divide by $300 = 10

So, this family can think about their portfolio as having earned them 10 days worth of income last year.  Basically they earned an additional paycheck just by investing that money.  Right now this is about where I'm at, and I think it'll be exciting to get to the point where my investments are earning me multiple months worth of income each year.

Anyways, I thought this might be a fun way for those of us in the early stages of saving to keep track and watch the progress.  Might only start at a few days, but that won't last long!


  • Pencil Stache
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Re: 'Days of Work Earned'
« Reply #1 on: July 28, 2017, 10:56:17 AM »
I like it. Never thought of it that way. 

Proud Foot

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Re: 'Days of Work Earned'
« Reply #2 on: August 03, 2017, 11:11:58 AM »