Author Topic: UK Accessible trackers  (Read 15039 times)

Brit71

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UK Accessible trackers
« on: February 07, 2024, 03:47:20 PM »
I'm weighing up whether to go all in on trackers.  But oddly on this site I can't find any advice on UK accessible and cheap trackers.  Does anyone know where to find information on trackers?  I've already got a Vanguard FTSE 100 tracker so am looking for more global exposure (and probably small caps as well).

MarcherLady

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Re: UK Accessible trackers
« Reply #1 on: February 08, 2024, 02:59:41 AM »
Vanguard do a full spread, UK gov bonds, FTSE250, Europe, US, Global with or without UK, etc. Moneyvator is a good source for research.

Brit71

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Re: UK Accessible trackers
« Reply #2 on: February 08, 2024, 03:36:24 AM »
Vanguard do a full spread, UK gov bonds, FTSE250, Europe, US, Global with or without UK, etc. Moneyvator is a good source for research.
Thank you. Looks like a great place to start.

exoatteacher

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Re: UK Accessible trackers
« Reply #3 on: February 19, 2024, 01:08:14 PM »
VWRP is the Vanguard whole world equities index fund.

daverobev

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Re: UK Accessible trackers
« Reply #4 on: February 20, 2024, 10:45:18 AM »
Justetf is a good site I find, you can filter and sort by MER.

Brit71

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Re: UK Accessible trackers
« Reply #5 on: February 28, 2024, 12:57:34 AM »
Thank you very much for the recommendations.

On the ETFs I'm seeing quite a lot of variance around the Total Expense Ratio, and many seem to be beating Vanguard - about half the cost for a similar fund.  I wasn't expecting that.  Are they teaser rates or  hiding the costs in some other way?

daverobev

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Re: UK Accessible trackers
« Reply #6 on: February 28, 2024, 01:07:06 AM »
Thank you very much for the recommendations.

On the ETFs I'm seeing quite a lot of variance around the Total Expense Ratio, and many seem to be beating Vanguard - about half the cost for a similar fund.  I wasn't expecting that.  Are they teaser rates or  hiding the costs in some other way?

Which tickers? There may be good reasons - 'synthetic' ETFs are sometimes cheaper, and probably just fine but I'm happier owning 'full replication' ones where possible - it's just one extra bit of potential problem you're avoiding. Global ones that include emerging markets tend to be a little more expensive, so if you can be bothered taking a developed global + dedicated emerging one can be cheaper.

Also you have to look at the tracking error. I seem to remember that Vanguard often has a positive tracking error, perhaps they pass various bits to the shareholder that other for-profit organisations don't.

But if say there is an iShares ETF at 0.15% and an HSBC one at 0.3%, take the iShares, no questions asked!

Brit71

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Re: UK Accessible trackers
« Reply #7 on: April 24, 2024, 09:21:32 AM »
Just as an update, I did finally move.  It was quite hard to research the available funds on the internet (Google definitely seems to have got worse or perhaps it's the internet in general, this wasn't my previous experience with this type of research) but Chat GPT came to the rescue and I could use Google to check out its recommendations.

I've finally made peace that I didn't beat the market, and I'm not likely to in future.