Hi all,
I'm a long time reader of the forum and had planned to track my progress in this thread upon starting to work in the summer of 2018 after graduating. I feel like the positivity and encouragement in this thread is really awesome and had anticipated that posting regularly would help me keep myself accountable.
It took a bit to get into the groove of things of working life and some personal stuff happened simultaneously as well, so I never got around to actually posting here and graduated from the thread without actually participating. :/ Before moving on to the race to 100k however, I thought it would still be nice to document my progress in 2019 here, so here goes:
Assets:
01/01/2019: 3.914,63
01/02/2019: 4.106,10 (+ 101,47 )
01/03/2019: 4.359,75 (+ 343,65 )
01/04/2019: 4.959,75 (+ 599,82 )
01/05/2019: 6.669,92 (+1.710,35 )
01/06/2019: 7.451,88 (+ 781,96 )
01/07/2019: 8.069,41 (+ 617,26 )
01/08/2019: 8.949,17 (+ 880,03 )
01/09/2019: 11.310,21 (+2.361,04 )
01/10/2019: 10.795,59 (- 514,62 )
01/11/2019: 11.426,98 (+ 631,39 )
01/12/2019: 12.123,70 (+ 696,72 )
01/01/2020: 12.979,27 (+ 855,57 )
01/02/2020: 14.363,54 (+1.384,27 )
Debts:
01/01/2019: 4.024,10
01/02/2019: 3.746,69 (-277,41 )
01/03/2019: 3.469,28 (-277,41 )
01/04/2019: 3.191,87 (-277,41 )
01/05/2019: 2.914,46 (-277,41 )
01/06/2019: 2.637,05 (-277,41 )
01/07/2019: 2.109,64 (-527,41 )
01/08/2019: 1.832,23 (-277,41 )
01/09/2019: 1.454,82 (-377,41 )
01/10/2019: 1.077,41 (-377,41 )
01/11/2019: 700,00 (-377,41 )
01/12/2019: 350,00 (-350,00 )
01/01/2020: 0,00 (-350,00 )
01/02/2020: 0,00 (+- 0,00 )
Net worth:
01/01/2019: - 109,47
01/02/2019: 269,41 (+ 378,88 )
01/03/2019: 890,47 (+ 621,06 )
01/04/2019: 1.767,70 (+ 877,23 )
01/05/2019: 3.755,46 (+1.987,76 )
01/06/2019: 4.814,83 (+1.059,37 )
01/07/2019: 5.959,50 (+1.144,67 )
01/08/2019: 7.116,94 (+1.157,44 )
01/09/2019: 9.855,39 (+2.738,45 )
01/10/2019: 9.718,18 (- 137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
The debts were for a private no-interest loan of 4.500 from my parents to buy my first car (used 2012 Honda Fit for 6.500 in total) that still had a balance of 3.750 in the beginning of 2019 and a consumer loan for a monitor. I normaly wouldn't finance electronics like that, but financing the monitor for 0 % came with a 50 discount. The spike on the 1st of September was due to a large tax return in August and the lack of progress in September was due to an expected car repair bill of ~ 950 and my phone dying at the same time.
Typing this all out really motivated me to keep going in 2020, see you all back in the race to 100k.