Hey all! This is my first post, and figured this thread was a good place to start :D
I'm 27, my partner is 23.
Currently working my first job out of school as a software developer (I took some time off before school) making 50k. No debt.
Partner is in her last year of school, no income currently. She has ~7k student loan debt, currently 0% interest as it is deferred, and a ~4k line of credit @ 7% interest.
I'm also an electronic musician! I make some extra cash from playing gigs and am hoping to do a few month tour this summer, for which I have the goal of being financially neutral during that time. My soundcloud is here if anyone is interested
https://soundcloud.com/totemicmusic/Current stash: ~50k
Saving: ~2-2.5k/month currently, out of 3200 after-tax monthly salary + random extras from music.
Short-term goal: We plan to move across the country (Toronto-Vancouver) this summer, during the aforementioned tour. We are going to buy a truck and trailer for this out of the stash money (and also to live out of the trailer at music festivals instead of tenting!). Trying to save up ~12k in emergency fund before we leave, in order to be able to cover the trip on 0 income (even though I expect quite a bit from gigs during that time). If we end up spending less than that by the end of the summer, most of the extra will go right in the stash!
Long-term goal: FI at 400k! This is a VERY safe goal, as I plan to continue working as hard as I can on my music career after FI, and my partner plans to continue with her career as long as she enjoys it (concept artist for animation) and do freelance art gigs after. We can absolutely live on our income from music/art, although it doesn't leave very much room for saving with current projections. Essentially the 400k would just sit around working for us and building itself up indefinitely!
The long-term goal is seriously long-term, probably by 2030, as I plan to take multiple long sabbaticals where I will not be saving very much to continue with my music career. Essentially my plan is to take short (6-8month) contracts in tech during which I save a lot, followed by music-focused touring and/or music production periods where I mostly break even and let the stash build itself up!