I'll join in. My goal is to set up a direct deposit of $1152/month into a separate checking account (for the sign-on bonus; I'll consider moving it somewhere better a few months down the line). This will be our first ever automatic monthly saving of anything, so it feels big :) $1152 is 30% of two pay checks. My husband gets paid biweekly, but I like to pretend those two extra pay checks a year don't exist. Hopefully, if we behave, we'll be able to throw in a sizable tax return and those two "surprise" pay checks into that account, as well. By the end of the year, if all goes well, we'll have a decent emergency fund and a good start on savings for a garage rental unit conversion. Our first deposit will be mid-February or beginning of March (next paycheck or two are for paying off a small debt). A few possible hiccups I can foresee... Costs of breaking our phone contracts/new phones on a cheaper provider; husband deciding 30% is too aggressive; needing to pay for health insurance (we're currently covered for free for some unknown reason); taking a trip in the summer. But, I like to aim high! Here's to all of us reaching our goals!
