We currently save $42K per year in various ways. Rather than a vague save more or spend less, I've decided to round up/down and use that as the next goal.
For example, my next goal will be to round up the saving to $45K, Then to $50K, etc. I'll do that by rounding down - spend $25 less per month on groceries, then $50 less, etc.
I think this sort of stepping stone goals will work better for us.
Who's in?
