Race from 500k to 1M!

[skip207]

Mission: COMPLETED

01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243
01/07/21 £907604
01/08/21 £922728
01/09/21 £941531
01/10/21 £949972
01/11/21 £971260
01/12/21 £988856
01/01/22 £1009351

An amazing year.  Up £220k.  Thats an average of £18k a month.  Insane.
My income is around £5k a month.  So the rest of it is gains.

I never thought I would get here so quickly.  I was back at 300k TNW about 5 years ago.

I am on track to FIRE later in 2022.

I wont be joining the 1-2M thread as I wont be really going much further than this.

My "number" back in 2017 was 850k.  To be at 1MM today is just amazing and it has been a lot of work but its been worth it.

My new goal is to FIRE - obviously.  But also to try and maintain this TNW as long as I can.

I have a bit of money coming from the wrapping up of my business so I expect to be at around 1.1 to 1.15M at the mid point of 2022 when I hopefully will FIRE and then start a whole new journey.  I will update my progress in other threads as I go.

Cheers guys and good luck everyone!

[Trifle]

Mission: COMPLETED

Cheers guys and good luck everyone!

Congratulations @skip207 !

                                       

[lollylegs]

Just broke through another level - $602,920!  15 months from joining this thread - it will be interesting to see how long the next $100,000 takes.

Just thought I would update this - we hit $700,000 at the start of November - so it only took 7 months to go from 6 to 7 investing close to the same amount as in the 18 months prior. 

[Steeze]

Mission: COMPLETED

Cheers guys and good luck everyone!

Congratulations @skip207 !

                                       

Great show

[skip207]

Cheers guys!  I might post a final number here once I FIRE just to see what I can do in the next 6 months between now and then.
1.2 would be amazing but I think 1.1 is more possible.  Or you never know I might drop back sub 1M again who knows!!

[mountain_air]

5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596
6/1/19    241,727
7/1/19    258,652
8/1/19 -  174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/28/21 - 504,976
11/5/21 - 511,106
12/10/21 - 509,903
1/8/21 - 509,888

[pasadenafr]

Invested assets, long term savings and debts:

12/31/14    $51,962.23
12/31/15    $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64 - new job, nice retention bonus from previous job
12/31/19    $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20    $714,958.33
12/31/21    $993,847.78

---

01/31/21    $732,701.46
02/28/21    $752,893.42
03/31/21    $768,088.25 - maxed out 401k
04/30/21    $812,226.27
05/31/21    $818,349.97
06/30/21    $845,008.30
07/31/21    $870,706.07 - maxed out Mega Backdoor Roth
08/31/21    $896,241.14 - so clooooose to $900k
09/30/21    $893,116.97 - ouch? Annual bonus is in there, this is my biggest contribution of the year, lol.
10/30/21    $983,679.38 - wut?
11/30/21    $981,391.74 - Temporarily reached $1M on 11/03
12/31/21    $993,847.78


A bit late for the final update of the year, but hey, vacations. It's kinda annoying to finish the year so freaking close to the line, but honestly, I never thought I would be there so early, so I'll take it. Especially since January is a down month so far. Oh, well.

So to recap this year, my NW grew by $278,888.98, which is a jaw-dropping 39%. About 55% of that was new money, the rest was the market.

Now let's hope that I finish 2022 as a graduate :)

[grantmeaname]

Down a little but under $500 with the big market sell off, but next month is my biggest pay month of the year by far so I'll be back to actually belonging in this thread unless something really catastrophic happens in the market.

Jan

Feb

Mar

|

Apr

May

Jun

|

Jul

Aug

Sep

|

Oct

Nov

Dec

2015

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$10k

-$10k

-$10k

|

-$9k

-$6k

-$5k

2016

-$3k

-$2k

-$0k

|

$1k

$3k

$4k

|

$6k

$7k

$9k

|

$9k

$11k

$13k

2017

$15k

$16k

$18k

|

$20k

$22k

$24k

|

$26k

$27k

$30k

|

$32k

$35k

$36k

2018

$45k

$44k

$53k

|

$56k

$55k

$52k

|

$63k

$62k

$65k

|

$75k

$72k

$73k

2019

$80k

$100k

$104k

|

$108k

$119k

$126k

|

$127k

$130k

$133k

|

$141k

$153k

$163k

2020

$167k

$162k

$156k

|

$187k

$196k

$208k

|

$228k

$242k

$246k

|

$252k

$287k

$303k

2021

$316k

$365k

$377k

|

$403k

$414k

$428k

|

$444k

$460k

$461k

|

$485k

$485k

$516k

2022

$495k

-

-

|

-

-

-

|

-

-

-

|

-

-

-

[JustFixIt]

Count me in!

Dec 2016 402K
Dec 2017 585K
Dec 2018 628K
Dec 2019 802K

Large jumps in 2017 and 2019 partly due to sale of investment properties.

2020 1,016K
2021 1,200K

Off to the $1M to $2M thread.

[Turtle]

Will wait for actual closing numbers today for a number update, but the rollercoaster continues.

Took advantage of the chance to rebalance out of target date fund in small account of my spouse, which was the default choice but overly conservative with other factors taken into account.

That won't effect my numbers here, since I'm in this race is just for my retirement and investment accounts.

[Turtle]

Down a little but under $500 with the big market sell off, but next month is my biggest pay month of the year by far so I'll be back to actually belonging in this thread unless something really catastrophic happens in the market.

Largest annual lump add for me is also coming up in the next few weeks.  These are the times when it's not bad to be buying stocks "on sale" as it were.

[grantmeaname]

Absolutely!

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)
January	-	496,255	674,413	898,547
February	-	472,573	700,728	-
March	-	444,067	732,652	-
April	-	495,051	762,029	-
May	-	524,063	759,955	-
June	-	524,530	796,116	-
July	330,406	552,296	826,664	-
August	437,870	632,115	866,404	-
September	443,081	617,959	827,075	-
October	452,295	604,646	873,651	-
November	483,711	664,577	898,767	-
December	484,963	674,843	925,511	-

[tjrssibelle]

Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k

Sent from my SM-N960U using Tapatalk

[bigote2032]

Bad month, too bad I ran dry after the holidays and could not buy extra stocks that are on sale, crossing the 1M it's been difficult, so close but so far.

10/31/2020    $599,359.11
11/30/2020    $682,864.07
12/31/2020    $720,288.84
1/31/2021    $737,924.70
2/28/2021    $759,381.39
3/31/2021    $794,882.82
4/30/2021    $842,437.81
5/31/2021    $852,073.79
6/30/2021    $873,053.96
7/31/2021    $895,493.04
8/31/2021    $920,587.71
9/30/2021    $898,971.63
10/31/2021    $946,929.81
11/30/2021    $947,649.37
12/31/2021    $987,843.35
1/31/2022    $914,921.53

[oneday]

Hello! I see some familiar folks from the Race to $500K thread.

Investments are $515K at 12/31/21. I'll do a formatted chart for next month's update; this is just a quick post as the holidays are still happening in my world for another day.

Investments dropped to $491K this month. A setback to Nov 2021 value. Total NW is over $500K, but I'm aiming for investments only over $500K for this thread. Surely I'll be there soon.

[bownyboy]

Wow, that was a bumpy month! At one point we were down 5.2% which was almost the same as the Covid drop back in March 2020.

Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £796,528 (+£86,284)
Feb 2922 £776,496 (-£20,032)

[skip207]

Ouchie!!! That was not a great month was it.  Went from 1009k to 970k.
Exactly the same thing happened the month after I joined this thread at 500k.  Strange how things like that happen.

We also had to pay our annual tax bill which was more than usual.  We also had to buy a new car as the lease on our current car was ending.  Used car prices are through the roof at the moment!

Anyway, all in given what we have paid out I think we are lucky to be "just" 39k down for the month...

[charis]

Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k

We spent our butts off in Dec, probably the highest month ever, not including a spring vacation that will be paid off in credit card points. But it's hard to care when investments are up 200k for the year. I'm excited to max the 2022 IRAs on Monday and see my new 401k contribution on the paystub.

Feb 2022: 669k

So my 12k IRA deposit on January 3 didn't pan out quite as one would hope, lol! We broke 700k briefly in the first week and quickly dropped, but I'm glad to have rebounded a bit. Savings rate improved from December.

But I'm getting a rude awakening on our tax returns, showing that we owe 4k federally! Wtf!?  Our income did increase but not that much. Ugh

[dandypandys]

2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

2021
Feb 1st: $807

[SpareChange]

$577,038.
Down $14,361 m/m
Up $83,144 y/y

[lampstache]

Investments only

	2017	2018	2019	2020	2021	2022
January	$34,633	$56,928,	$98,248	$176,153	$419,499	$643,917
February	$40,740	$56,241	$115,926	$182,362	$433,878	$631,440
March	???	$57,195	$123,445	$171,868	$481,671	-
April	$41,346	$57,635	$129,678	$188,425	$503,015	-
May	$41,840	$66,682	$136,527	$255,004	$536,515	-
June	$45,227	$71,500	$132,945	$279,130	$570,802	-
July	$45,862	$75,817	$142,557	$290,173	$570,802	-
August	$47,377	$85,050	$150,420	$310,173	$568,446	-
September	$47,669	$87,937	$146,310	$336,875	$596,208	-
October	$50,397	$94,114	$150,536	$338,532	$590,085	-
November	$52,288	$95,502	$155,627	$332,899	$625,776	-
December	???	$93,596	$165,458	$396,311	$611,435	-

[Imustacheyouaquestion]

	2020	2021	2022
January	-	$580,000	$809,000
February	-	$584,000	$789,000
March	-	$605,000	-
April	-	$622,000	-
May	-	$650,000	-
June	-	$656,000	-
July	-	$677,000	-
August	-	$682,000	-
September	$517,937	$700,500	-
October	$511,000	$696,000	-
November	$514,001	$803,000	-
December	$567,000	$788,000	-

Only regret is not having more cash to buy stocks. Bring it, 2022!

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

[Turtle]

401K/IRA and Stock Investments only

	2019	2020	2021	2022
January	$359,130	-	-	$701,867
February	-	-	-	-
March	$374,402	$394,320	$640,707	-
April	-	-	-	-
May	-	-	-	-
June	$401,531	$421,221	$687,136	-
July	-	-	-	-
August	-	-	$704,330	-
September	$406,619	$452,555	$682,741	-
October	-	-	$713,220	-
November	-	-	$694,013	-
December	$493,851	$581,720	$727,274	-

Up from the lowest dip in January.  Bought stock on sale for a couple pay periods.  Would be perfectly happy for it to stay down for another couple months so that annual match/bonus amounts are also buying "on sale"

[fuzzy math]

Well this has been a kick in the pants towards my dream of graduating in 8 months!!


Investments only

	2018	2019	2020	2021	2022
January	-	$226,942	$401,746	$603,129	$905,792
February	-	$249,796	$414,430	$610,412	$867,164
March	-	$270,351	$412,631	$630,438	-
April	-	$285,770	$393,815	$679,078	-
May	-	$295,838	$414,524	$719,534	-
June	$219,320	$283,393	$452,579	$737,483	-
July	$228,483	$307,071	$471,455	$771,570	-
August	$234,711	$315,942	$496,982	$784,835	-
September	$245,993	$318,301	$529,603	$815,664	-
October	$251,023	$334,301	$525,945	$795,014	-
November	$238,881	$352,430	$528,082	$851,714	-
December	$244,687	$370,715	$585,310	$880,980	-

[pasadenafr]

Invested assets, long term savings and debts:

12/31/14     $51,962.23
12/31/15     $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64
12/31/19    $519,878.70
12/31/20    $714,958.33
12/31/21    $993,847.78

---

01/31/22    $947,983.02


Well, this race from $1M to $500k isn't as fun as the other one 😂

Did some nice tax loss harvesting last week near the bottom (so far), and my first 401(k) contribution went in. I'm watching with some sort of fascination, but so far, I'm just as unfrazzled as I was in March 2020, so I guess that's good? Wish I had more money to invest.

[DarkandStormy]

Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 //  $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347

2/1/22 - $652,912 // $412,208

[tarheeldan]

Little dip of  3.83% or $26,970.56 to $677,089.11 :)

Race to Millionaire spreadhseet:
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

[hudsoncat]

	2018	2019	2020	2021	2022
January	$222,019	$261,809	$403,264	$550,326	$775,790
February	$236,831	$286,584	$414,417	$555,120	$740,206
March	$234,104	$303,681	$388,201	$577,440	-
April	$234,452	$314,939	$355,475	$606,455	-
May	$241,470	$331,080	$398,672	$647,810	-
June	$249,398	$320,926	$417,280	$654,138	-
July	$253,884	$342,700	$424,818	$671,808	-
August	$264,666	$354,784	$456,512	$693,782	-
September	$276,905	$351,842	$491,411	$718,331	-
October	$285,986	$360,853	$482,214	$700,515	-
November	$267,359	$374,706	$475,471	$744,130	-
December	$281,461	$391,293	$531,137	$754,319	-

While this is just investments... it was a spendy month out of our savings. It was all planned and saved for spending, but I still hate to see that much money go out. I keep wondering if that will be the hardest part of retirement for me... spending money out of the accounts I'm used to shoveling money into.

Interestingly the markets being down doesn't phase me at all.

[bigote2032]

Wow, that was a bumpy month! At one point we were down 5.2% which was almost the same as the Covid drop back in March 2020.

Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
===============
Jan 2022 £796,528 (+£86,284)
Feb 2922 £776,496 (-£20,032)

You are lucky! We are down 7.38% this month.  We have everything on stock so probably explains it.

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021	2022
January	-	$232,213	$356,542	$500,087	$659,936	$861,393
February	-	$245,447	$383,348	$502,244	$662,250	$822,224
March	-	$242,789	$394,563	$475,671	$684,929	-
April	$164,900	$246,140	$403,461	$429,092	$711,168	-
May	-	$318,398	$421,194	$474,155	$744,322	-
June	-	$328,870	$409,591	$500,241	$758,305	-
July	$180,808	$342,159	$435,981	$516,358	$776,059	-
August	$189,280	$354,936	$443,135	$544,475	$790,664	-
September	$193,727	$366,727	$441,101	$579,806	$814,231	-
October	$209,968	$374,465	$452,232	$568,885	$794,659	-
November	$220,602	$361,296	$466,688	$562,892	$834,154	-
December	$225,918	$370,140	$482,944	$632,574	$824,757	-

The new year is starting off rough, but that just means stocks are on sale.  Time to buy!

[NextTime]

Investments only

	2018	2019	2020	2021	2022
January	$198,265	$224,401	$305,287	$424,924	$541,872
February	$204,080	$231,997	$290,554	$453,313	-
March	$204,080	$236,710	$274,909	$471,199	-
April	$206,310	$246,138	$298,297	$489,213	-
May	$207,731	$245,062	$320,072	$492,274	-
June	$209,453	$256,868	$331,215	$493,272	-
July	$218,450	$256,076	$349,025	$503,214	-
August	$224,243	$266,197	$367,183	$521,697	-
September	$227,037	$274,186	$360,397	$509,748	-
October	$214,107	$284,427	$360,290	$530,757	-
November	$219,948	$295.004	$400,264	$524,716	-
December	$206,667	$304,693	$419,937	$557,868	-

[JLee]

2020

Code: [Select]

Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29
2022

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63

[ArtOfFIRE]

	2015		2016		2017		2018		2019		2020		2021		2022
January	-		$125,152		$190,212		$277,747		$300,773		$391,367		$503,318		$605,856
February	-		$132,476		$205,111		$276,647		$312,970		$372,287		$516,580
March	-		$142,868		$207,302		$277,401		$328,015		$316,940		$538,761
April	-		$146,221		$213,616		$279,721		$332,703		$357,205		$561,751
May	-		$153,151		$220,848		$292,665		$321,134		$404,385		$573,018
June	-		$151,884		$221,782		$288,234		$344,636		$401,862		$585,313
July	$111,061		$162,292		$229,419		$300,537		$340,103		$424,226		$593,812
August	$109,293		$164,716		$233,575		$306,219		$341,637		$440,114		$610,608
September	$104,752		$167,126		$242,747		$293,075		$347,779		$436,932		$590,638
October	$112,604		$167,659		$246,050		$293,488		$361,290		$458,230		$621,333
November	$112,690		$177,602		$255,539		$293,026		$369,972		$485,863		$613,391
December	$120,262		$182,345		$262,362		$301,471		$390,730		$498,601		$635,119

[bownyboy]

You are lucky! We are down 7.38% this month.  We have everything on stock so probably explains it.

Yeah, it picked up slightly earlier in the week. We're currently 85%/10%/5% equities, bonds, cash.

[joe189man]

07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)


Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

[solon]

	2018	2019	2020	2021	2022
January	132,155	177,349	282,110	344,002	562,144
February	138,015	188,332	290,845	360,553	550,651
March	138,469	187,634	288,022	367,222	-
April	148,093	197,461	257,224	387,064	-
May	158,814	194,010	276,627	398,896	-
June	161,284	186,414	299,563	407,230	-
July	160,446	196,934	304,249	418,701	-
August	168,222	267,535	318,456	520,045	-
September	184,158	268,153	324,661	527,305	-
October	189,536	271,542	317,511	520,004	-
November	184,146	283,636	323,958	552,965	-
December	182,675	287,248	341,124	542,337	-

[Dr Kidstache]

Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246

Feb 5 2022: TNW $989,468 / Investments $668,804 ($11,442)

[ZaraThustra]

Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246

Feb 5 2022: TNW $989,468 / Investments $668,804 ($11,442)

This is impressive! Can I ask how are you achieving this?! High income earner, better savings rate?!

[Dr Kidstache]

Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246

Feb 5 2022: TNW $989,468 / Investments $668,804 ($11,442)

This is impressive! Can I ask how are you achieving this?! High income earner, better savings rate?!

Thanks! I've had a high savings rate (usually 50-60%). I'm on a fixed income because I'm disabled but it's a generous fixed income and I net about $13,000/month.

[Vashy]

end-2018:  £287,177
------------------------
Mar-2019: £313,570
Apr-2019: £322,726
May-2019: £330,583
Jun-2019: £339,992
Jul-2019: £349,062
Aug-2019: £354,036
Sep-2019: £362,238
Oct-2019: £370,985
Nov-2019: £378,005
Dec-2019: £385,670
---------------------------
Jan-2020: £394,002
Feb-2020: £394,625
Mar-2020: £366,559
Apr-2020: £367,364
May-2020: £387,750
Jun-2020: £395,376
Jul-2020: £406,107
Aug-2020: £407,577
Sep-2020: £415,436
Oct-2020: £424,444
Nov-2020: £436,017
Dec-2020: £445,311
-------------------------
Jan-2021: £460,732
Feb-2021: £468,507
Mar-2021: £469,417
Apr-2021: £483,531
May-2021: £496,874
Jun-2021: £504,408
Jul-2021: £511,775
Aug-2021: £519,225
Sep-2021: £531,083
Oct-2021: £566,962
Nov-2021: £588,910
Dec-2021: £591,798
---------------------------
Jan-2022: £577,693

[jnw]

I'll never get to 1M; I wish! Even though I'll be saving 50% after mortgage is paid off in 2.5 years, I'm too low income and too old -- 51 years old.  Maybe I'll get there if I live to 90 lol.

[Steeze]

I'll never get to 1M; I wish! Even though I'll be saving 50% after mortgage is paid off in 2.5 years, I'm too low income and too old -- 51 years old.  Maybe I'll get there if I live to 90 lol.

Maybe you will! Life is strange.

[tarheeldan]

I'll never get to 1M; I wish! Even though I'll be saving 50% after mortgage is paid off in 2.5 years, I'm too low income and too old -- 51 years old.  Maybe I'll get there if I live to 90 lol.

Maybe you will! Life is strange.

Yep! You never know!

[skip207]

This!  I expected to top out around 850k.  I passed 1MM in the new year.  Back under 1MM now..... life throws curve balls.
Not FIRE'd yet either - another 3-4 months to go!

[jnw]

This!  I expected to top out around 850k.  I passed 1MM in the new year.  Back under 1MM now..... life throws curve balls.
Not FIRE'd yet either - another 3-4 months to go!

Sweet :)

[Turtle]

So far it is looking like another down month.  (I track every Monday before market open)

At least since I'm still working the money going in is buying more regardless of the market volatility overall value dipping the total value down.

[bownyboy]

Yep, not looking great is it. We're down £28k / 4% for the month; can only see that going lower the way things are turning out in Ukraine...

[DeniseNJ]

Back with tail between legs. :(  Just over a million long enough to peek over the other side.  Now I'm back under with the market down.  I'm trying to tell myself it's all good as I'm buying cheaper stocks.  Still sad though.

[Turtle]

Back with tail between legs. :(  Just over a million long enough to peek over the other side.  Now I'm back under with the market down.  I'm trying to tell myself it's all good as I'm buying cheaper stocks.  Still sad though.

Adding more green workers is more effective when the market is down.  That's what I'm comforting myself with as well, although in my case it is going from nearly halfway through this race back to only being about a third done.