Author Topic: Race from 500k to 1M!  (Read 702917 times)

skip207

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Re: Race from 500k to 1M!
« Reply #2900 on: January 06, 2022, 07:46:32 PM »
Mission: COMPLETED

01/01/17 374668
01/01/18 497097
01/01/19 547415
01/01/20 649762
01/01/21 788172
01/02/21 802062
01/03/21 816123
01/04/21 835284
01/05/21 856901
01/06/21 877243
01/07/21 907604
01/08/21 922728
01/09/21 941531
01/10/21 949972
01/11/21 971260
01/12/21 988856
01/01/22 1009351

An amazing year.  Up 220k.  Thats an average of 18k a month.  Insane.
My income is around 5k a month.  So the rest of it is gains.

I never thought I would get here so quickly.  I was back at 300k TNW about 5 years ago.

I am on track to FIRE later in 2022.

I wont be joining the 1-2M thread as I wont be really going much further than this.

My "number" back in 2017 was 850k.  To be at 1MM today is just amazing and it has been a lot of work but its been worth it.

My new goal is to FIRE - obviously.  But also to try and maintain this TNW as long as I can.

I have a bit of money coming from the wrapping up of my business so I expect to be at around 1.1 to 1.15M at the mid point of 2022 when I hopefully will FIRE and then start a whole new journey.  I will update my progress in other threads as I go.

Cheers guys and good luck everyone!

Trifle

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Re: Race from 500k to 1M!
« Reply #2901 on: January 07, 2022, 04:40:16 AM »
Mission: COMPLETED

Cheers guys and good luck everyone!

Congratulations @skip207 !

                                       

lollylegs

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Re: Race from 500k to 1M!
« Reply #2902 on: January 07, 2022, 12:13:57 PM »
Just broke through another level - $602,920!  15 months from joining this thread - it will be interesting to see how long the next $100,000 takes.

Just thought I would update this - we hit $700,000 at the start of November - so it only took 7 months to go from 6 to 7 investing close to the same amount as in the 18 months prior. 


Steeze

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Re: Race from 500k to 1M!
« Reply #2903 on: January 07, 2022, 12:19:10 PM »
Mission: COMPLETED

Cheers guys and good luck everyone!

Congratulations @skip207 !

                                       

Great show

skip207

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Re: Race from 500k to 1M!
« Reply #2904 on: January 07, 2022, 10:08:41 PM »
Cheers guys!  I might post a final number here once I FIRE just to see what I can do in the next 6 months between now and then.
1.2 would be amazing but I think 1.1 is more possible.  Or you never know I might drop back sub 1M again who knows!!

mountain_air

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Re: Race from 500k to 1M!
« Reply #2905 on: January 08, 2022, 11:21:40 AM »
5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596
6/1/19    241,727
7/1/19    258,652
8/1/19 -  174,529 (bought a house)
9/1/19 - 192,565
10/1/19 - 259,358
11/1/19 - 273,244
12/1/19 - 302,448
1/1/20 - 301,682
2/1/20 - 304,295
3/1/20 - 306,773
4/1/20 - 285,603
5/1/20 - 312,209
6/1/20 - 335,833
7/1/20 - 347,776
8/1/20 - 362,340
9/1/20 - 368,846
10/1/20 - 370,190
11/1/20 - 386,231
9/28/21 - 504,976
11/5/21 - 511,106
12/10/21 - 509,903
1/8/21 - 509,888

pasadenafr

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Re: Race from 500k to 1M!
« Reply #2906 on: January 17, 2022, 08:25:16 PM »
Invested assets, long term savings and debts:

12/31/14    $51,962.23
12/31/15    $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64 - new job, nice retention bonus from previous job
12/31/19    $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20    $714,958.33
12/31/21    $993,847.78

---

01/31/21    $732,701.46
02/28/21    $752,893.42
03/31/21    $768,088.25 - maxed out 401k
04/30/21    $812,226.27
05/31/21    $818,349.97
06/30/21    $845,008.30
07/31/21    $870,706.07 - maxed out Mega Backdoor Roth
08/31/21    $896,241.14 - so clooooose to $900k
09/30/21    $893,116.97 - ouch? Annual bonus is in there, this is my biggest contribution of the year, lol.
10/30/21    $983,679.38 - wut?
11/30/21    $981,391.74 - Temporarily reached $1M on 11/03
12/31/21    $993,847.78


A bit late for the final update of the year, but hey, vacations. It's kinda annoying to finish the year so freaking close to the line, but honestly, I never thought I would be there so early, so I'll take it. Especially since January is a down month so far. Oh, well.

So to recap this year, my NW grew by $278,888.98, which is a jaw-dropping 39%. About 55% of that was new money, the rest was the market.

Now let's hope that I finish 2022 as a graduate :)

grantmeaname

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Re: Race from 500k to 1M!
« Reply #2907 on: January 31, 2022, 06:16:06 AM »
Down a little but under $500 with the big market sell off, but next month is my biggest pay month of the year by far so I'll be back to actually belonging in this thread unless something really catastrophic happens in the market.


                      Jan       Feb       Mar    |       Apr       May       Jun    |       Jul       Aug       Sep    |       Oct       Nov       Dec
2015 -$10k-$10k-$10k|-$10k-$10k-$10k|-$10k-$10k-$10k|-$9k-$6k-$5k
2016 -$3k-$2k-$0k|$1k$3k$4k|$6k$7k$9k|$9k$11k$13k
2017 $15k$16k$18k|$20k$22k$24k|$26k$27k$30k|$32k$35k$36k
2018 $45k$44k$53k|$56k$55k$52k|$63k$62k$65k|$75k$72k$73k
2019 $80k$100k$104k|$108k$119k$126k|$127k$130k$133k|$141k$153k$163k
2020 $167k$162k$156k|$187k$196k$208k|$228k$242k$246k|$252k$287k$303k
2021 $316k$365k$377k|$403k$414k$428k|$444k$460k$461k|$485k$485k$516k
2022 $495k--|---|---|---


JustFixIt

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Re: Race from 500k to 1M!
« Reply #2908 on: January 31, 2022, 07:39:28 AM »
Count me in!

Dec 2016 402K
Dec 2017 585K
Dec 2018 628K
Dec 2019 802K

Large jumps in 2017 and 2019 partly due to sale of investment properties.

2020 1,016K
2021 1,200K

Off to the $1M to $2M thread.



Turtle

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Re: Race from 500k to 1M!
« Reply #2909 on: January 31, 2022, 08:25:10 AM »
Will wait for actual closing numbers today for a number update, but the rollercoaster continues.

Took advantage of the chance to rebalance out of target date fund in small account of my spouse, which was the default choice but overly conservative with other factors taken into account.

That won't effect my numbers here, since I'm in this race is just for my retirement and investment accounts.

Turtle

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Re: Race from 500k to 1M!
« Reply #2910 on: January 31, 2022, 08:28:01 AM »
Down a little but under $500 with the big market sell off, but next month is my biggest pay month of the year by far so I'll be back to actually belonging in this thread unless something really catastrophic happens in the market.


Largest annual lump add for me is also coming up in the next few weeks.  These are the times when it's not bad to be buying stocks "on sale" as it were.

grantmeaname

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Re: Race from 500k to 1M!
« Reply #2911 on: January 31, 2022, 12:00:31 PM »
Absolutely!

Dogastrophe

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Re: Race from 500k to 1M!
« Reply #2912 on: January 31, 2022, 03:02:05 PM »
Investments only; Household combined.

                       2019 ($)            2020 ($)            2021 ($)            2022 ($)           
January-496,255674,413898,547
February-472,573700,728-
March-444,067732,652-
April-495,051762,029-
May-524,063759,955-
June-524,530796,116-
July330,406552,296826,664-
August437,870632,115866,404-
September443,081617,959827,075-
October452,295604,646873,651-
November483,711664,577898,767-
December484,963674,843925,511-


tjrssibelle

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Re: Race from 500k to 1M!
« Reply #2913 on: January 31, 2022, 06:52:07 PM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k
Oct 2021: $566.00k
Nov 2021: $554.97k
Dec 2021: $579.50k
Jan 2022: $555.08k

Sent from my SM-N960U using Tapatalk


bigote2032

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Re: Race from 500k to 1M!
« Reply #2914 on: January 31, 2022, 07:59:14 PM »
Bad month, too bad I ran dry after the holidays and could not buy extra stocks that are on sale, crossing the 1M it's been difficult, so close but so far.

10/31/2020    $599,359.11
11/30/2020    $682,864.07
12/31/2020    $720,288.84
1/31/2021    $737,924.70
2/28/2021    $759,381.39
3/31/2021    $794,882.82
4/30/2021    $842,437.81
5/31/2021    $852,073.79
6/30/2021    $873,053.96
7/31/2021    $895,493.04
8/31/2021    $920,587.71
9/30/2021    $898,971.63
10/31/2021    $946,929.81
11/30/2021    $947,649.37
12/31/2021    $987,843.35
1/31/2022    $914,921.53

oneday

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Re: Race from 500k to 1M!
« Reply #2915 on: January 31, 2022, 11:12:53 PM »
Hello! I see some familiar folks from the Race to $500K thread.

Investments are $515K at 12/31/21. I'll do a formatted chart for next month's update; this is just a quick post as the holidays are still happening in my world for another day.

Investments dropped to $491K this month. A setback to Nov 2021 value. Total NW is over $500K, but I'm aiming for investments only over $500K for this thread. Surely I'll be there soon.

bownyboy

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Re: Race from 500k to 1M!
« Reply #2916 on: February 01, 2022, 12:58:45 AM »
Wow, that was a bumpy month! At one point we were down 5.2% which was almost the same as the Covid drop back in March 2020.

Jan 2014 - 222,149
===============
Jan 2015 - 250,275 (+28,126)
===============
Jan 2016 - 272,607 (+22,332)
===============
Jan 2017 - 346,854 (+74,247)
===============
Jan 2018 - 456,088 (+109,234)
===============
Jan 2019 - 495,379 (+39,291)
===============
Jan 2020 - 606,791 (+111,412)
===============
Jan 2021 710,244 (+103,453)
===============
Jan 2022 796,528 (+86,284)
Feb 2922 776,496 (-20,032)


skip207

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Re: Race from 500k to 1M!
« Reply #2917 on: February 01, 2022, 04:48:21 AM »
Ouchie!!! That was not a great month was it.  Went from 1009k to 970k.
Exactly the same thing happened the month after I joined this thread at 500k.  Strange how things like that happen.

We also had to pay our annual tax bill which was more than usual.  We also had to buy a new car as the lease on our current car was ending.  Used car prices are through the roof at the moment!

Anyway, all in given what we have paid out I think we are lucky to be "just" 39k down for the month...


charis

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Re: Race from 500k to 1M!
« Reply #2918 on: February 01, 2022, 05:53:11 AM »
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested only hereafter)
Oct 2021: 628k
Nov 2021: 662k
Dec 2021: 657k
Jan 2022: 688k

We spent our butts off in Dec, probably the highest month ever, not including a spring vacation that will be paid off in credit card points. But it's hard to care when investments are up 200k for the year. I'm excited to max the 2022 IRAs on Monday and see my new 401k contribution on the paystub.

Feb 2022: 669k

So my 12k IRA deposit on January 3 didn't pan out quite as one would hope, lol! We broke 700k briefly in the first week and quickly dropped, but I'm glad to have rebounded a bit. Savings rate improved from December.

But I'm getting a rude awakening on our tax returns, showing that we owe 4k federally! Wtf!?  Our income did increase but not that much. Ugh
« Last Edit: February 01, 2022, 12:35:39 PM by charis »

dandypandys

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Re: Race from 500k to 1M!
« Reply #2919 on: February 01, 2022, 06:00:31 AM »

2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k  64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5
Nov: $808
Dec: $815.5   Put the condo up to 150k- Zillow says 180k now. Had to buy a nice new fridge :) but now both cars need fixed too, arg.
Dec 31:  $843  UP 218,977for 2021, but some was the condo

2021
Feb 1st: $807

SpareChange

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Re: Race from 500k to 1M!
« Reply #2920 on: February 01, 2022, 08:29:18 AM »
$577,038.
Down $14,361 m/m
Up $83,144 y/y

lampstache

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Re: Race from 500k to 1M!
« Reply #2921 on: February 01, 2022, 08:41:17 AM »
Investments only

                       2017                2018                2019                2020                2021                2022               
January$34,633$56,928,$98,248$176,153$419,499$643,917
February$40,740$56,241$115,926$182,362$433,878$631,440
March???$57,195$123,445$171,868$481,671-
April$41,346$57,635$129,678$188,425$503,015-
May$41,840$66,682$136,527$255,004$536,515-
June$45,227$71,500$132,945$279,130$570,802-
July$45,862$75,817$142,557$290,173$570,802-
August$47,377$85,050$150,420$310,173$568,446-
September$47,669$87,937$146,310$336,875$596,208-
October$50,397$94,114$150,536$338,532$590,085-
November$52,288$95,502$155,627$332,899$625,776-
December???$93,596$165,458$396,311$611,435-

Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #2922 on: February 01, 2022, 08:44:37 AM »

                       2020                20212022
January-$580,000$809,000
February-$584,000$789,000
March-$605,000-
April-$622,000-
May-$650,000-
June-$656,000-
July-$677,000-
August-$682,000-
September$517,937$700,500-
October$511,000$696,000-
November$514,001$803,000-
December$567,000$788,000-

Only regret is not having more cash to buy stocks. Bring it, 2022!

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

Turtle

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Re: Race from 500k to 1M!
« Reply #2923 on: February 01, 2022, 08:54:49 AM »
401K/IRA and Stock Investments only


                       2019                2020                2021                2022               
January$359,130--$701,867
February----
March$374,402$394,320$640,707-
April----
May----
June$401,531$421,221$687,136-
July----
August--$704,330-
September$406,619$452,555$682,741-
October--$713,220-
November--$694,013-
December$493,851$581,720$727,274-



Up from the lowest dip in January.  Bought stock on sale for a couple pay periods.  Would be perfectly happy for it to stay down for another couple months so that annual match/bonus amounts are also buying "on sale"

« Last Edit: February 01, 2022, 09:03:25 AM by Turtle »

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2924 on: February 01, 2022, 09:08:52 AM »
Well this has been a kick in the pants towards my dream of graduating in 8 months!!


Investments only

                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129$905,792
February-$249,796$414,430$610,412$867,164
March-$270,351$412,631$630,438-
April-$285,770$393,815$679,078-
May-$295,838$414,524$719,534-
June$219,320$283,393$452,579$737,483-
July$228,483$307,071$471,455$771,570-
August$234,711$315,942$496,982$784,835-
September$245,993$318,301$529,603$815,664-
October$251,023$334,301$525,945$795,014-
November$238,881$352,430$528,082$851,714-
December$244,687$370,715$585,310$880,980-


pasadenafr

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Re: Race from 500k to 1M!
« Reply #2925 on: February 01, 2022, 09:44:33 AM »
Invested assets, long term savings and debts:

12/31/14     $51,962.23
12/31/15     $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64
12/31/19    $519,878.70
12/31/20    $714,958.33
12/31/21    $993,847.78

---

01/31/22    $947,983.02


Well, this race from $1M to $500k isn't as fun as the other one 😂

Did some nice tax loss harvesting last week near the bottom (so far), and my first 401(k) contribution went in. I'm watching with some sort of fascination, but so far, I'm just as unfrazzled as I was in March 2020, so I guess that's good? Wish I had more money to invest.
« Last Edit: February 01, 2022, 09:49:04 AM by pasadenafr »

DarkandStormy

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Re: Race from 500k to 1M!
« Reply #2926 on: February 01, 2022, 10:48:37 AM »
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 //  $427,206
10/1/21 - $628,028 // $410,699
11/1/21 - $669,354 // $441,225
12/1/21 - $668,368 // $437,148
1/1/22 - $685,524 // $450,347

2/1/22 - $652,912 // $412,208

tarheeldan

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Re: Race from 500k to 1M!
« Reply #2927 on: February 01, 2022, 12:00:28 PM »
Little dip of  3.83% or $26,970.56 to $677,089.11 :)

Race to Millionaire spreadhseet:
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2928 on: February 01, 2022, 01:20:24 PM »
                       2018                2019                2020                2021                2022               
January$222,019$261,809$403,264$550,326$775,790
February$236,831$286,584$414,417$555,120$740,206
March$234,104$303,681$388,201$577,440-
April$234,452$314,939$355,475$606,455-
May$241,470$331,080$398,672$647,810-
June$249,398$320,926$417,280$654,138-
July$253,884$342,700$424,818$671,808-
August$264,666$354,784$456,512$693,782-
September$276,905$351,842$491,411$718,331-
October$285,986$360,853$482,214$700,515-
November$267,359$374,706$475,471$744,130-
December$281,461$391,293$531,137$754,319-

While this is just investments... it was a spendy month out of our savings. It was all planned and saved for spending, but I still hate to see that much money go out. I keep wondering if that will be the hardest part of retirement for me... spending money out of the accounts I'm used to shoveling money into.

Interestingly the markets being down doesn't phase me at all.

« Last Edit: February 01, 2022, 01:24:05 PM by hudsoncat »

bigote2032

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Re: Race from 500k to 1M!
« Reply #2929 on: February 01, 2022, 01:38:19 PM »
Wow, that was a bumpy month! At one point we were down 5.2% which was almost the same as the Covid drop back in March 2020.

Jan 2014 - 222,149
===============
Jan 2015 - 250,275 (+28,126)
===============
Jan 2016 - 272,607 (+22,332)
===============
Jan 2017 - 346,854 (+74,247)
===============
Jan 2018 - 456,088 (+109,234)
===============
Jan 2019 - 495,379 (+39,291)
===============
Jan 2020 - 606,791 (+111,412)
===============
Jan 2021 710,244 (+103,453)
===============
Jan 2022 796,528 (+86,284)
Feb 2922 776,496 (-20,032)



You are lucky! We are down 7.38% this month.  We have everything on stock so probably explains it.

Jaayse

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Re: Race from 500k to 1M!
« Reply #2930 on: February 01, 2022, 10:10:34 PM »
Investments only, solo journey (so far)

                       2017                2018                2019                2020                2021                2022               
January-$232,213$356,542$500,087$659,936$861,393
February-$245,447$383,348$502,244$662,250$822,224
March-$242,789$394,563$475,671$684,929-
April$164,900$246,140$403,461$429,092$711,168-
May-$318,398$421,194$474,155$744,322-
June-$328,870$409,591$500,241$758,305-
July$180,808$342,159$435,981$516,358$776,059-
August$189,280$354,936$443,135$544,475$790,664-
September$193,727$366,727$441,101$579,806$814,231-
October$209,968$374,465$452,232$568,885$794,659-
November$220,602$361,296$466,688$562,892$834,154-
December$225,918$370,140$482,944$632,574$824,757-


The new year is starting off rough, but that just means stocks are on sale.  Time to buy!

NextTime

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Re: Race from 500k to 1M!
« Reply #2931 on: February 02, 2022, 09:08:19 AM »
Investments only


             2018                2019                2020                2021                2022               
January$198,265$224,401$305,287$424,924$541,872
February$204,080$231,997$290,554$453,313-
March$204,080$236,710$274,909$471,199-
April$206,310$246,138$298,297$489,213-
May$207,731$245,062$320,072$492,274-
June$209,453$256,868$331,215$493,272-
July$218,450$256,076$349,025$503,214-
August$224,243 $266,197$367,183$521,697-
September$227,037$274,186$360,397$509,748-
October$214,107$284,427$360,290$530,757-
November$219,948$295.004$400,264$524,716-
December$206,667$304,693$419,937$557,868-

« Last Edit: February 02, 2022, 09:10:29 AM by NextTime »

JLee

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Re: Race from 500k to 1M!
« Reply #2932 on: February 02, 2022, 09:24:51 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32
Nov 2021 $1,101,914.46 -$447,727.22 $654,187.24
Dec 2021 $1,084,167.16 -$450,855.87 $633,311.29

2022
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2022 $1,116,799.93 -$444,795.98 $672,003.95
Feb 2022 $1,081,638.33 -$443,484.70 $638,153.63

ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #2933 on: February 02, 2022, 03:13:59 PM »
2015 2016 2017 2018 2019 2020 2021 2022
January- $125,152 $190,212 $277,747 $300,773 $391,367 $503,318 $605,856
February- $132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March- $142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April- $146,221 $213,616 $279,721 $332,703 $357,205 $561,751
May- $153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June- $151,884 $221,782 $288,234 $344,636 $401,862 $585,313
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 $593,812
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 $610,608
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 $590,638
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 $621,333
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 $613,391
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 $635,119

bownyboy

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Re: Race from 500k to 1M!
« Reply #2934 on: February 03, 2022, 01:03:30 AM »
You are lucky! We are down 7.38% this month.  We have everything on stock so probably explains it.

Yeah, it picked up slightly earlier in the week. We're currently 85%/10%/5% equities, bonds, cash.

joe189man

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Re: Race from 500k to 1M!
« Reply #2935 on: February 04, 2022, 10:05:55 AM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)
11/01/2021 - $559,896 / ~$797k
12/01/2021 - $558,710 / ~$817K (Zillow thinks my house is worth a lot more than a few months ago)
12/31/2021 - $590,743 / ~$857K
02/01/2022 - $560,789 / ~$832K (including ~$1,750 in Cryptocurrency)


Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0

solon

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Re: Race from 500k to 1M!
« Reply #2936 on: February 05, 2022, 06:57:46 AM »

                       2018                2019                2020                2021                2022               
January132,155177,349282,110344,002562,144
February138,015188,332290,845360,553550,651
March138,469187,634288,022367,222-
April148,093197,461257,224387,064-
May158,814194,010276,627398,896-
June161,284186,414299,563407,230-
July160,446196,934304,249418,701-
August168,222267,535318,456520,045-
September184,158268,153324,661527,305-
October189,536271,542317,511520,004-
November184,146283,636323,958552,965-
December182,675287,248341,124542,337-


Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #2937 on: February 05, 2022, 09:20:19 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246

Feb 5 2022: TNW $989,468 / Investments $668,804 ($11,442)



ZaraThustra

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Re: Race from 500k to 1M!
« Reply #2938 on: February 14, 2022, 05:30:25 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246

Feb 5 2022: TNW $989,468 / Investments $668,804 ($11,442)

This is impressive! Can I ask how are you achieving this?! High income earner, better savings rate?!

Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #2939 on: February 14, 2022, 07:28:29 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515   
Oct 6 2021: $971,883
Nov 5 2021: $1,017,020
Dec 5 2021: TNW $977, 498 / Investments $644,114  <-- Bought house
Jan 5 2022: TNW  $974,113 / Investments $680,246

Feb 5 2022: TNW $989,468 / Investments $668,804 ($11,442)

This is impressive! Can I ask how are you achieving this?! High income earner, better savings rate?!

Thanks! I've had a high savings rate (usually 50-60%). I'm on a fixed income because I'm disabled but it's a generous fixed income and I net about $13,000/month.

Vashy

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Re: Race from 500k to 1M!
« Reply #2940 on: February 14, 2022, 10:06:22 AM »
end-2018:  287,177
------------------------
Mar-2019: 313,570
Apr-2019: 322,726
May-2019: 330,583
Jun-2019: 339,992
Jul-2019: 349,062
Aug-2019: 354,036
Sep-2019: 362,238
Oct-2019: 370,985
Nov-2019: 378,005
Dec-2019: 385,670
---------------------------
Jan-2020: 394,002
Feb-2020: 394,625
Mar-2020: 366,559
Apr-2020: 367,364
May-2020: 387,750
Jun-2020: 395,376
Jul-2020: 406,107
Aug-2020: 407,577
Sep-2020: 415,436
Oct-2020: 424,444
Nov-2020: 436,017
Dec-2020: 445,311
-------------------------
Jan-2021: 460,732
Feb-2021: 468,507
Mar-2021: 469,417
Apr-2021: 483,531
May-2021: 496,874
Jun-2021: 504,408
Jul-2021: 511,775
Aug-2021: 519,225
Sep-2021: 531,083
Oct-2021: 566,962
Nov-2021: 588,910
Dec-2021: 591,798
---------------------------
Jan-2022: 577,693

jnw

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Re: Race from 500k to 1M!
« Reply #2941 on: February 14, 2022, 12:14:08 PM »
I'll never get to 1M; I wish! Even though I'll be saving 50% after mortgage is paid off in 2.5 years, I'm too low income and too old -- 51 years old.  Maybe I'll get there if I live to 90 lol.

Steeze

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Re: Race from 500k to 1M!
« Reply #2942 on: February 14, 2022, 06:09:10 PM »
I'll never get to 1M; I wish! Even though I'll be saving 50% after mortgage is paid off in 2.5 years, I'm too low income and too old -- 51 years old.  Maybe I'll get there if I live to 90 lol.

Maybe you will! Life is strange.

tarheeldan

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Re: Race from 500k to 1M!
« Reply #2943 on: February 14, 2022, 06:22:40 PM »
I'll never get to 1M; I wish! Even though I'll be saving 50% after mortgage is paid off in 2.5 years, I'm too low income and too old -- 51 years old.  Maybe I'll get there if I live to 90 lol.

Maybe you will! Life is strange.
Yep! You never know!

skip207

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Re: Race from 500k to 1M!
« Reply #2944 on: February 15, 2022, 06:25:01 AM »
This!  I expected to top out around 850k.  I passed 1MM in the new year.  Back under 1MM now..... life throws curve balls.
Not FIRE'd yet either - another 3-4 months to go!

jnw

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Re: Race from 500k to 1M!
« Reply #2945 on: February 15, 2022, 10:48:30 AM »
This!  I expected to top out around 850k.  I passed 1MM in the new year.  Back under 1MM now..... life throws curve balls.
Not FIRE'd yet either - another 3-4 months to go!

Sweet :)

Turtle

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Re: Race from 500k to 1M!
« Reply #2946 on: February 22, 2022, 07:48:47 AM »
So far it is looking like another down month.  (I track every Monday before market open)

At least since I'm still working the money going in is buying more regardless of the market volatility overall value dipping the total value down.

bownyboy

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Re: Race from 500k to 1M!
« Reply #2947 on: February 23, 2022, 04:23:13 AM »
Yep, not looking great is it. We're down 28k / 4% for the month; can only see that going lower the way things are turning out in Ukraine...
« Last Edit: February 23, 2022, 04:25:00 AM by bownyboy »

DeniseNJ

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Re: Race from 500k to 1M!
« Reply #2948 on: February 23, 2022, 07:17:53 AM »
Back with tail between legs. :(  Just over a million long enough to peek over the other side.  Now I'm back under with the market down.  I'm trying to tell myself it's all good as I'm buying cheaper stocks.  Still sad though.

Turtle

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Re: Race from 500k to 1M!
« Reply #2949 on: February 23, 2022, 07:28:27 AM »
Back with tail between legs. :(  Just over a million long enough to peek over the other side.  Now I'm back under with the market down.  I'm trying to tell myself it's all good as I'm buying cheaper stocks.  Still sad though.

Adding more green workers is more effective when the market is down.  That's what I'm comforting myself with as well, although in my case it is going from nearly halfway through this race back to only being about a third done.