Author Topic: Race from 500k to 1M!  (Read 729608 times)

SAfAmBrit

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Re: Race from 500k to 1M!
« Reply #2700 on: September 30, 2021, 10:40:34 PM »
Net Worth

May2021 -  $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
August 2021 - $1,238,637
September 2021 - $,1228,412


Investments :

May 2021 -  $604,599
June 2021 - $616,224
July 2021 - $637,187
August 2021 - $726,863
September 2021 - $720314

Wrong way....

bownyboy

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Re: Race from 500k to 1M!
« Reply #2701 on: October 01, 2021, 01:07:16 AM »
Ouch! Got hit with the downturn this month like most other people.

One benefit is that I was able to throw 20k into my SIPP (pension) straight into Vanguard FTSE Global All Cap, so hopefully will see some additional upside to that.

Jan 2014 - 222,149
===============
Jan 2015 - 250,275 (+28,126)
===============
Jan 2016 - 272,607 (+22,332)
===============
Jan 2017 - 346,854 (+74,247)
===============
Jan 2018 - 456,088 (+109,234)
===============
Jan 2019 - 495,379 (+39,291)
===============
Jan 2020 - 606,791 (+111,412)
===============
Jan 2021 710,244 (+103,453)
Feb 2021 692,104 (-18,141)
Mar 2021 689,239 (-2,865)
Apr 2021 708, 972 (+19,693)
May 2021 715,760 (+6,684)
Jun 2021 718,320 (+2,560)
July 2021 739,838 (+21,517)
Aug 2021 752,173 (+12,179)
Sep 2021 774,841 (+22,666)
Oct 2021 755,027 (-22,186)


pasadenafr

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Re: Race from 500k to 1M!
« Reply #2702 on: October 01, 2021, 01:23:23 AM »
Invested assets, long term savings and debts:

12/31/14    $51,962.23
12/31/15    $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64 - new job, nice retention bonus from previous job
12/31/19    $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20    $714,958.33

---

01/31/21    $732,701.46
02/28/21    $752,893.42
03/31/21    $768,088.25 - maxed out 401k
04/30/21    $812,226.27
05/31/21    $818,349.97
06/30/21    $845,008.30
07/31/21    $870,706.07 - maxed out Mega Backdoor Roth
08/31/21    $896,241.14 - so clooooose to $900k
09/30/21    $893,116.97 - ouch?


Ouch. I got my bonus this month, plus 2 paycheck contributions, which took me over $900k a few times, and then the market ate all of it in two weeks. On the bright side, I guess that when it does go back up, those lost $ will give me a little boost since I bought less expensive shares. Oh, well.
« Last Edit: October 30, 2021, 09:49:26 AM by pasadenafr »

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #2703 on: October 01, 2021, 01:49:47 AM »
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000

Boy does having an income feel good during a month like we just had......looking forward to market going the other way again :)

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2704 on: October 01, 2021, 05:33:10 AM »
There's the downturn!!! Happier to have it now than in a year or so

Investments only


                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129-
February-$249,796$414,430$610,412-
March-$270,351$412,631$630,438-
April-$285,770$393,815$679,078-
May-$295,838$414,524$719,534-
June$219,320$283,393$452,579$737,483-
July$228,483$307,071$471,455$771,570-
August$234,711$315,942$496,982$784,835-
September$245,993$318,301$529,603$815,664-
October$251,023$334,301$525,945$795,014-
November$238,881$352,430$528,082--
December$244,687$370,715$585,310--


ingrownstudentloans

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Re: Race from 500k to 1M!
« Reply #2705 on: October 01, 2021, 05:34:27 AM »
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)

12/2014    $32,000
12/2016    $64,000 (24 months)
1/2018      $128,000 (25 months)
5/2019      $256,000 (16 months)
11/2020  $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021   $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021   $637,442.01
3/1/2021   $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021   $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021   $795,754.30
6/1/2021   $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021   $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021   $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment.  Poorly timed, though not a market timing move.  Onward
9/1/2021   $918,857.20
10/1/2021  $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900....

dandypandys

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Re: Race from 500k to 1M!
« Reply #2706 on: October 01, 2021, 05:55:23 AM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k     64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd  $523
March 1st  $499  I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5  Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd  $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5

turketron

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Re: Race from 500k to 1M!
« Reply #2707 on: October 01, 2021, 06:15:38 AM »
2015              2016              2017              2018              2019              2020              2021             
Jan141,251.00$193,414.19$283,829.36$359,505.30$546,089.75$762,355.51
Feb$135,573.00$200,758.63$304,851.88$397,087.41$557,258.06$780,137.13
Mar$138,331.39$211,677.78$303,796.17$428,309.57$522,077.78$815,764.71
Apr$98k$146,788.37$217,643.71$307,682.67$440,342.71$451,185.96$829,307.88
May$111k$149,149.52$225,773.04$315,634.59$456,285.80$510,875.92$874,326.67
Jun$112k$161,205.21$232,222.09$337,046.55$441,047.77$551,923.37$878,873.50
Jul$113k$165,947.80$235,779.19$340,399.63$476,489.51$567,485.67$907,568.86
Aug$113k$176,198.00$244,461.55$363,304.76$486,559.27$601,161.19$923,408.92
Sept $116k$178,840.37$247,101.69$385,572.12$483,967.28$653,037.25$950,899.02
Oct$184,372.64$256,365.91$392,296.56$490,200.54$639,398.62$907,416.93
Nov$120,330.91$181,625.28$266,140.14$370,000.25$501,003.17$637,260.06
Dec$138,810.56$187,972.57$279,806.93$386,361.40$531,904.82$723,586.82


trc4897

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Re: Race from 500k to 1M!
« Reply #2708 on: October 01, 2021, 06:20:51 AM »
Update for end of September. Market did me no favors this month!

201920202021
January$137,280$293,698$451,317
February$146,582$302,360$465,043
March$150,267$266,971$485,848
April$176,495$300,121$515,204
May$185,139$322,480$523,346
June$187,672$331,012$541,895
July$189,881$349,037$559,015
August$197,857$370,826$582,971
September     $199,332$368,358$574,120
October$206,540$374,344-
November$229,780$410,191-
December$274,581$431,621-

In any case, seeing YOY growth of over 200k is pretty awesome!

kiliscout

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Re: Race from 500k to 1M!
« Reply #2709 on: October 01, 2021, 06:48:15 AM »
I guess this was bound to happen at some point!

-20192020202120222023
January$282,434.$337,409.$471,679.
February$291,608.$311,090.$503,034.
March$297,041.$305,148.$507,281.
April$311,860.$315,763.$534,472.
May$314,419.$342,506.$538,416.
June$0.$355,784.$548,063.
July$0.$379,309.$550,977.
August$0.$403,144.$565,447.
September$0.$394,618.$553,294.
October$0.$388,353.$-
November$0.$436,726.$-
December$0.$464,139.$-

DarkandStormy

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Re: Race from 500k to 1M!
« Reply #2710 on: October 01, 2021, 08:15:10 AM »
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 //  $427,206

10/1/21 - $628,028 // $410,699

Turtle

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Re: Race from 500k to 1M!
« Reply #2711 on: October 01, 2021, 08:37:44 AM »
Year End 2018 - 359130.48
Year End 2019 - 493851.87
First Quarter 2020 - 394320.20 - Pandemic scare stock market related
Third Quarter 2020 - 45255.17
Year  End 2020 - 581720.20
First Quarter 2021 - 640707.95
Second Quarter 2021 - 687136.05
Third Quarter 2021 - 682741.12 

First time posting.  MMM forums inspired me to go back and individually track liquid NW totals.  They were up above 7 earlier in the month, but I was waiting for quarter end to post.

Nick_Miller

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Re: Race from 500k to 1M!
« Reply #2712 on: October 01, 2021, 08:56:04 AM »
Hey all!

I'm restructuring how I look at things. I'm only posting quarterly moving forward (I need to retrain my brain to think more long-term), and I'm posting progress in terms of total goal/how much we have/how much we still need to accumulate to pull the retirement trigger. This gives me more context as opposed to just tossing out a net worth number.

Assets are all elements of the retirement plan, so investments, cash, home equity (since having a paid-off home will allow us to retire with a smaller nest egg), and college accounts, since we won't pull the trigger until they reach a certain level.

End of Sept 2021
Retirement Number: $1,280,000
Have: $586,791
Still need: $692,209
« Last Edit: October 01, 2021, 08:59:01 AM by Nick_Miller »

JLee

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Re: Race from 500k to 1M!
« Reply #2713 on: October 01, 2021, 01:00:18 PM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32

joe189man

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Re: Race from 500k to 1M!
« Reply #2714 on: October 01, 2021, 01:39:00 PM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
« Last Edit: October 05, 2021, 12:42:29 PM by joe189man »

tarheeldan

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Re: Race from 500k to 1M!
« Reply #2715 on: October 02, 2021, 07:36:58 AM »
Down 1.9% last month to $648,150.10 :)

Race to Millionaire Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

SpareChange

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Re: Race from 500k to 1M!
« Reply #2716 on: October 02, 2021, 10:19:21 AM »
There was a glitch in HR and they overpaid me by 2k on my last Sept check. They'll deduct it back over the next 4, so Sept was better than it should've been, and Oct is not looking good lol.

$558,479
$8,502 m/m
$112,418 y/y

To help pass the time, thought I'd share a story from this week at work. Patient comes into ER. Was trying to have a bowel movement at home, fainted, fell over and broke his hip. Danger lurks everywhere people...be safe :).
« Last Edit: October 02, 2021, 10:28:03 AM by SpareChange »

Radagast

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Re: Race from 500k to 1M!
« Reply #2717 on: October 02, 2021, 12:38:40 PM »
Quarter StockBondCash  +Houses
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769
Q3 2019:  $350,244     $414,376
Q4 2019:  $408,250     $473,325
Q1 2020:  $362,044     $428,120
Q2 2020:  $457,379     $524,413
Q3 2020:  $383,076     $555,858
Q4 2020:  $478,879     $656,382
Q1 2021:  $522,651     $704,873
Q2 2021:  $575,207     $761,357
Q3 2021:  $722,632     $916,172
Big jumps! Excitements! A day after I last posted I changed my method for estimating home equity to account for current market value. Big changes! It was way up. A month later interest rates were low and the government refinance penalty disappeared. We did a cash out refinance!

Also this represents 5 years in the races... not a bad start!
« Last Edit: October 02, 2021, 12:44:42 PM by Radagast »

Radagast

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Re: Race from 500k to 1M!
« Reply #2718 on: October 02, 2021, 01:14:34 PM »
Quote
6/1/2021   $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021   $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021   $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment.  Poorly timed, though not a market timing move.  Onward
9/1/2021   $918,857.20
10/1/2021  $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900....
Sounds tough... that's why I only look quarterly :)

gmdv

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Re: Race from 500k to 1M!
« Reply #2719 on: October 02, 2021, 05:30:10 PM »
6/1/21 - $525k
7/4/21 - $540k
7/30/21 - $545k
9/4/21 - $550k

10/2/21 - $552k

ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #2720 on: October 02, 2021, 06:21:43 PM »
2015 2016 2017 2018 2019 2020 2021
January- $125,152 $190,212 $277,747 $300,773 $391,367 $503,318
February- $132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March- $142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April- $146,221 $213,616 $279,721 $332,703 $357,205 $561,751
May- $153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June- $151,884 $221,782 $288,234 $344,636 $401,862 $585,313
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 $593,812
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 $610,608
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 $590,638
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 -
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 -
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 -

ingrownstudentloans

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Re: Race from 500k to 1M!
« Reply #2721 on: October 03, 2021, 06:02:38 AM »
Quote
6/1/2021   $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021   $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021   $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment.  Poorly timed, though not a market timing move.  Onward
9/1/2021   $918,857.20
10/1/2021  $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900....
Sounds tough... that's why I only look quarterly :)
Ha. Real first world problems here :)  I'm expecting a truly massive bonus in February.  I hope I don't have to wait that long to get and stay above 900, but I know after February I won't have to worry about that threshold again.

getmoneyeatpizza

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Re: Race from 500k to 1M!
« Reply #2722 on: October 03, 2021, 12:49:59 PM »
@Nick_Miller @Radagast

I need to train to think long term too. With NW of $1 million and invested assets of 800k I'm still at least 6 years away. All savings is on automatic and honestly looking at this monthly doesn't help at all.  I wish I could be more stoic and just be more present in life vs thinking about something in the future all the time.


nick663

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Re: Race from 500k to 1M!
« Reply #2723 on: October 03, 2021, 02:03:45 PM »
June 2017:  198.7k
July 2017:  207.5k
August 2017:  211.8k
September 2017:  222.1k
October 2017: *missing*
November 2017:  234.7k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k

March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k

March 2020:  371.1k
June 2020:  456.2k
September 2020:  505.5k
December 2020:  590.1k

March 2021:  644.3k
June 2021:  701.1k
September 2021:  725.9k

Kind of a rough quarter relative to what we're used to lately.  We bought some furniture and took a vacation but it's really just market returns hurting us this quarter... we spent more in Q2 if we're being honest but the market returns hid it.

Oh well, we're still contributing the same so I try to think of it as a compressed spring.  Hopefully we release some potential energy next quarter instead of compressing it further.

Nick_Miller

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Re: Race from 500k to 1M!
« Reply #2724 on: October 04, 2021, 09:59:31 AM »
@Nick_Miller @Radagast

I need to train to think long term too. With NW of $1 million and invested assets of 800k I'm still at least 6 years away. All savings is on automatic and honestly looking at this monthly doesn't help at all.  I wish I could be more stoic and just be more present in life vs thinking about something in the future all the time.

Yeah, even with this particular thread, there's no rule that says anyone has to post monthly. For me, I think quarterly will be more healthy.

Too much information really f's with our heads. I look back to when I let $1000 worth of crypto dominate my thoughts on weekends, checking it constantly to try to catch a wave. That was ridiculously bad for me. I got a glimpse into what it must be like for day traders and addicted gamblers. The serotonin rushes are crazy strong.

charis

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Re: Race from 500k to 1M!
« Reply #2725 on: October 04, 2021, 10:36:04 AM »

Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)
Sept 2021: 640K (invested)
Oct 2021: 628k

Lucky Recardito

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Re: Race from 500k to 1M!
« Reply #2726 on: October 04, 2021, 11:26:24 AM »
Investments-only progress (excludes home equity, cash, and 529s)

8/1/20 $508K
10/1/20 $537K

1/1/21 $663K
4/1/21 $726K
6/1/21 $790K

Anticipated graduation for invested assets: January 2024 Mid-2023
Investments-only progress (excludes home equity, cash, and 529s)

8/1/20 $508K
10/1/20 $537K

1/1/21 $663K
4/1/21 $726K
7/1/21 $823K
10/1/21 $837K

Anticipated graduation: Mid-2023

solon

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Re: Race from 500k to 1M!
« Reply #2727 on: October 05, 2021, 06:06:37 AM »

                       2018                2019                2020                2021                2022               
January132,155177,349282,110344,002-
February138,015188,332290,845360,553-
March138,469187,634288,022367,222-
April148,093197,461257,224387,064-
May158,814194,010276,627398,896-
June161,284186,414299,563407,230-
July160,446196,934304,249418,701-
August168,222267,535318,456520,045-
September184,158268,153324,661527,305-
October189,536271,542317,511520,004-
November184,146283,636323,958--
December182,675287,248341,124--


Lost a month, but saved more this month than ever before. I think of it as potential energy.

talltexan

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Re: Race from 500k to 1M!
« Reply #2728 on: October 05, 2021, 12:31:51 PM »
@Nick_Miller @Radagast

I need to train to think long term too. With NW of $1 million and invested assets of 800k I'm still at least 6 years away. All savings is on automatic and honestly looking at this monthly doesn't help at all.  I wish I could be more stoic and just be more present in life vs thinking about something in the future all the time.

Yeah, even with this particular thread, there's no rule that says anyone has to post monthly. For me, I think quarterly will be more healthy.

Too much information really f's with our heads. I look back to when I let $1000 worth of crypto dominate my thoughts on weekends, checking it constantly to try to catch a wave. That was ridiculously bad for me. I got a glimpse into what it must be like for day traders and addicted gamblers. The serotonin rushes are crazy strong.

I'm also at a point where I think checking less often is actually better, I forgot my password, and intentionally avoiding recovering it just to keep from checking.

Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #2729 on: October 06, 2021, 09:16:35 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721
Sept 5 2021: $1,002,515     Holy cow! I can't believe that I hit the big kids club so fast!

Not outta here quite so fast!
Oct 6 2021: $971,883 ($30,632

lampstache

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Re: Race from 500k to 1M!
« Reply #2730 on: October 06, 2021, 08:35:12 PM »
Investments only

                       2017                2018                2019                2020                2021               
January$34,633$56,928,$98,248$176,153$419,499
February$40,740$56,241$115,926$182,362$433,878
March???$57,195$123,445$171,868$481,671
April$41,346$57,635$129,678$188,425$503,015
May$41,840$66,682$136,527$255,004$536,515
June$45,227$71,500$132,945$279,130$570,802
July$45,862$75,817$142,557$290,173$570,802
August$47,377$85,050$150,420$310,173$568,446
September$47,669$87,937$146,310$336,875$596,208
October$50,397$94,114$150,536$338,532$590,085
November$52,288$95,502$155,627$332,899-
December???$93,596$165,458$396,311-

nick663

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Re: Race from 500k to 1M!
« Reply #2731 on: October 10, 2021, 11:52:29 AM »
@Nick_Miller @Radagast

I need to train to think long term too. With NW of $1 million and invested assets of 800k I'm still at least 6 years away. All savings is on automatic and honestly looking at this monthly doesn't help at all.  I wish I could be more stoic and just be more present in life vs thinking about something in the future all the time.

Yeah, even with this particular thread, there's no rule that says anyone has to post monthly. For me, I think quarterly will be more healthy.

Too much information really f's with our heads. I look back to when I let $1000 worth of crypto dominate my thoughts on weekends, checking it constantly to try to catch a wave. That was ridiculously bad for me. I got a glimpse into what it must be like for day traders and addicted gamblers. The serotonin rushes are crazy strong.
We tracked monthly when we were making major changes (buying a house or changing jobs).  Once things stabilized, there wasn't much value in the monthly tracking so we rolled it back to quarterly.  We were (still are) years from our target so no reason to get down in the weeds on our exact position.

Vashy

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Re: Race from 500k to 1M!
« Reply #2732 on: October 11, 2021, 05:18:46 AM »
end-2018:  287,177
------------------------
Mar-2019: 313,570
Apr-2019: 322,726
May-2019: 330,583
Jun-2019: 339,992
Jul-2019: 349,062
Aug-2019: 354,036
Sep-2019: 362,238
Oct-2019: 370,985
Nov-2019: 378,005
Dec-2019: 385,670
---------------------------
Jan-2020: 394,002
Feb-2020: 394,625
Mar-2020: 366,559
Apr-2020: 367,364
May-2020: 387,750
Jun-2020: 395,376
Jul-2020: 406,107
Aug-2020: 407,577
Sep-2020: 415,436
Oct-2020: 424,444
Nov-2020: 436,017
Dec-2020: 445,311
-------------------------
Jan-2021: 460,732
Feb-2021: 468,507
Mar-2021: 469,417
Apr-2021: 483,531
May-2021: 496,874
Jun-2021: 504,408
Jul-2021: 511,775
Aug-2021: 519,225
Sep-2021: 531,083
Oct-2021: 566,962

Latest big jump is mostly a lump sum payment into the mortgage and a re-valuation of the house (past 2 years have been wild in UK real estate).

Kookaburra Risotto

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Re: Race from 500k to 1M!
« Reply #2733 on: October 15, 2021, 09:12:27 AM »
Just joining as we hit 518,318.15 in April. I can only get an accurate number at the end of each tax year as we only get pension statements once per year but since April we are up to 543,000.98 not including pensions. It's going to be a long slog to get to 1 million. My husband is 43 and if we get there before he turns 50 I'll be really happy.

tarheeldan

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Re: Race from 500k to 1M!
« Reply #2734 on: October 15, 2021, 09:31:34 AM »
Assuming average historical returns, that 500k could grow quite a ways towards 1m within 7 years,  even without any additions

Kookaburra Risotto

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Re: Race from 500k to 1M!
« Reply #2735 on: October 17, 2021, 03:52:59 AM »
Assuming average historical returns, that 500k could grow quite a ways towards 1m within 7 years,  even without any additions

Ah but the biggest chunk of that is in our defined benefits pensions which won't grow at all without contributions. Our DC pots (currently very small but growing!) and investment funds will of course grow and we are adding to those as much as we reasonably can.

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #2736 on: October 17, 2021, 06:51:18 AM »
Assuming average historical returns, that 500k could grow quite a ways towards 1m within 7 years,  even without any additions

11 years assuming 7.2% real returns, which is optimistic with current CAPE

drumstache

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Re: Race from 500k to 1M!
« Reply #2737 on: October 18, 2021, 12:17:06 PM »
Still plugging away.

12/01/10   INV-   $72,800      INV+CASH-   $137,800
12/01/11   INV-   $80,000      INV+CASH-   $145,000
12/01/12   INV-   $104,000      INV+CASH-   $179,000
12/01/13   INV-   $114,900      INV+CASH-   $199,543
12/01/14   INV-   $119,700      INV+CASH-   $221,787
01/01/15   INV-   $147,945      INV+CASH-   $247,945
05/20/15   INV-   $174,008      INV+CASH-   $279,652
09/02/15   INV-   $175,919      INV+CASH-   $277,696
05/20/16   INV-   $218,514      INV+CASH-   $328,980
07/17/17   INV-   $306,386      INV+CASH-   $417,772
03/14/18   INV-   $380,160      INV+CASH-   $467,160
08/08/18   INV-   $423,708      INV+CASH-   $491,708
02/18/19   INV-   $446,121      INV+CASH-   $585,121
03/22/19   INV-   $481,093      INV+CASH-   $592,941
04/18/19   INV-   $506,875      INV+CASH-   $595,875
07/18/19   INV-   $540,071      INV+CASH-   $617,447
01/01/20   INV-   $586,172      INV+CASH-   $667,785
01/24/20   INV-   $610,000      INV+CASH-   $691,000
07/21/20   INV-   $647,000      INV+CASH-   $727,000
10/21/20   INV-   $681,430      INV+CASH-   $765,430
12/04/20   INV-   $724,740      INV+CASH-   $814,072
01/10/21   INV-   $756,650      INV+CASH-   $842,650
04/10/21   INV-   $807,000      INV+CASH-   $885,000
05/03/21   INV-   $827,000      INV+CASH-   $903,000
07/06/21   INV-   $861,000      INV+CASH-   $935,000
09/09/21   INV-   $891,000      INV+CASH-   $958,000
10/18/21   INV-   $888,347      INV+CASH-   $955,347

Weisass

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Re: Race from 500k to 1M!
« Reply #2738 on: October 22, 2021, 06:45:43 AM »
How did yall celebrate hitting the 1 million mark? We are a couple days away, and Im wondering if any of you had a celebratory (mustachian approved) ritual?

BiggerFishToFI

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Re: Race from 500k to 1M!
« Reply #2739 on: October 22, 2021, 02:01:12 PM »
How did yall celebrate hitting the 1 million mark? We are a couple days away, and Im wondering if any of you had a celebratory (mustachian approved) ritual?

Same boat, currently ~990k here invested. Didn't do anything when NW surpassed 1M, so I imagine we'll do something similar.

Steeze

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Re: Race from 500k to 1M!
« Reply #2740 on: October 22, 2021, 07:52:41 PM »
How did yall celebrate hitting the 1 million mark? We are a couple days away, and Im wondering if any of you had a celebratory (mustachian approved) ritual?

Each time we graduated one of these threads DW and I went out to a fancy (for us) dinner (~$50).

Ill probably do the same at 1M NW next year, markets willing, and again when we graduate the thread since we are tracking the stash and not total NW. Of course by then we are FI technically, so maybe Ill celebrate by never working full time again!


JJ-

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Re: Race from 500k to 1M!
« Reply #2741 on: October 22, 2021, 09:06:29 PM »
How did yall celebrate hitting the 1 million mark? We are a couple days away, and Im wondering if any of you had a celebratory (mustachian approved) ritual?

Hi five i think. Maybe a glass of wine? I don't even remember. And this was like last month or so.

Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #2742 on: October 23, 2021, 09:25:29 AM »
How did yall celebrate hitting the 1 million mark? We are a couple days away, and Im wondering if any of you had a celebratory (mustachian approved) ritual?

I told my MMM friends "Hey, I'm a millionaire now!" and congratulated myself.
Then I started looking at condos in my HCOL town and felt like "I'm *only* a millionaire now, sigh" ;-)

turketron

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Re: Race from 500k to 1M!
« Reply #2743 on: October 23, 2021, 11:14:24 AM »
Personal Capital shows me at ~$1,001,000 this morning! But I'm definitely not considering it "official" until the end of the month. I showed my wife (we track finances separately) and her response was just "holy shit!" Not sure if we're gonna do anything to celebrate, maybe a steak and a bottle of wine?

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2744 on: October 23, 2021, 03:34:54 PM »
I think a fancy meal, or a small weekend trip or whatever is appropriate! By the time you're a millionaire, spending $100-300 as a 1 time celebration (likely the only milestone most of us will hit while still working) is pretty minor.

Trifle

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Re: Race from 500k to 1M!
« Reply #2745 on: October 24, 2021, 07:45:48 AM »
Personal Capital shows me at ~$1,001,000 this morning! But I'm definitely not considering it "official" until the end of the month. I showed my wife (we track finances separately) and her response was just "holy shit!" Not sure if we're gonna do anything to celebrate, maybe a steak and a bottle of wine?

Congrats @turketron!  :)

Blue Gem

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Re: Race from 500k to 1M!
« Reply #2746 on: October 24, 2021, 10:11:48 PM »
Jumping on this train. I haven't been too good at tracking numbers (for better for worse), but it might be nice to have a record of these things, so here we go!

March 2021: 500k
October 24 2021: 610k



drumstache

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Re: Race from 500k to 1M!
« Reply #2747 on: October 27, 2021, 11:21:12 AM »
Still plugging away.


05/20/16   INV-   $218,514      INV+CASH-   $328,980
07/17/17   INV-   $306,386      INV+CASH-   $417,772
03/14/18   INV-   $380,160      INV+CASH-   $467,160
08/08/18   INV-   $423,708      INV+CASH-   $491,708
02/18/19   INV-   $446,121      INV+CASH-   $585,121
03/22/19   INV-   $481,093      INV+CASH-   $592,941
04/18/19   INV-   $506,875      INV+CASH-   $595,875
07/18/19   INV-   $540,071      INV+CASH-   $617,447
01/01/20   INV-   $586,172      INV+CASH-   $667,785
01/24/20   INV-   $610,000      INV+CASH-   $691,000
07/21/20   INV-   $647,000      INV+CASH-   $727,000
10/21/20   INV-   $681,430      INV+CASH-   $765,430
12/04/20   INV-   $724,740      INV+CASH-   $814,072
01/10/21   INV-   $756,650      INV+CASH-   $842,650
04/10/21   INV-   $807,000      INV+CASH-   $885,000
05/03/21   INV-   $827,000      INV+CASH-   $903,000
07/06/21   INV-   $861,000      INV+CASH-   $935,000
09/09/21   INV-   $891,000      INV+CASH-   $958,000
10/18/21   INV-   $888,347      INV+CASH-   $955,347

Investments just took a peek over 900K for the first time.
« Last Edit: October 27, 2021, 11:52:26 AM by drumstache »

Weisass

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Re: Race from 500k to 1M!
« Reply #2748 on: October 28, 2021, 07:35:11 PM »

01/01/20: $760,565   
03/01/20:   $722,547
05/01/20:   $728,683
07/01/20:   $788,641
09/01/20:   $735,846
11/01/20:   $746,928
12/28/20: $813,604   
06/05/21: $947,322
08/04/21: $975,000
10/28/21: $1,007,900

Gonna stick around a week or so to make sure its solid, but.dang. What a ride!

Fru-Gal

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Re: Race from 500k to 1M!
« Reply #2749 on: October 28, 2021, 10:02:37 PM »
Way to go!!! Love looking a the velocity increasing this year...  I've looked at many posts like yours trying to figure out how long it would take to get to the proverbial million.