Author Topic: Race from 500k to 1M!  (Read 478879 times)

getmoneyeatpizza

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Re: Race from 500k to 1M!
« Reply #2700 on: September 03, 2021, 01:08:23 PM »
First time documenting the monthly change. I updated the spreadsheet too. Part of me likes tracking this but part of me wants to just set it and forget it. I'm 8 years away but I can't stop thinking of FI now, checking markets etc. I need to just live life and forget this for the next 8 years.

8/1/21 $764,800
9/1/21 $790,100

ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #2701 on: September 03, 2021, 06:09:22 PM »
2015 2016 2017 2018 2019 2020 2021
January- $125,152 $190,212 $277,747 $300,773 $391,367 $503,318
February- $132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March- $142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April- $146,221 $213,616 $279,721 $332,703 $357,205 $561,751
May- $153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June- $151,884 $221,782 $288,234 $344,636 $401,862 $585,313
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 $593,812
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 $610,608
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 -
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 -
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 -
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 -

I crossed the $600k mark this month! Pretty wild that this last $100k only took 8 months.

gmdv

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Re: Race from 500k to 1M!
« Reply #2702 on: September 04, 2021, 09:03:31 AM »
6/1/21 - $525k
7/4/21 - $540k
7/30/21 - $545k

9/4/21 - $550k


pasadenafr

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Re: Race from 500k to 1M!
« Reply #2703 on: September 04, 2021, 11:50:33 AM »
2015 2016 2017 2018 2019 2020 2021
January- $125,152 $190,212 $277,747 $300,773 $391,367 $503,318
February- $132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March- $142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April- $146,221 $213,616 $279,721 $332,703 $357,205 $561,751
May- $153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June- $151,884 $221,782 $288,234 $344,636 $401,862 $585,313
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 $593,812
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 $610,608
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 -
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 -
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 -
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 -

I crossed the $600k mark this month! Pretty wild that this last $100k only took 8 months.

Yeah for a new milestone!

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #2704 on: September 04, 2021, 02:34:21 PM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k


Sent from my SM-N960U using Tapatalk


Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #2705 on: September 05, 2021, 12:23:16 PM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721

Sept 5 2021: $1,002,515 $33,794

Holy cow! I can't believe that I hit the big kids club so fast!

solon

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Re: Race from 500k to 1M!
« Reply #2706 on: September 05, 2021, 12:34:12 PM »
First post in this thread!


                       2018                2019                2020                2021                2022               
January132,155177,349282,110344,002-
February138,015188,332290,845360,553-
March138,469187,634288,022367,222-
April148,093197,461257,224387,064-
May158,814194,010276,627398,896-
June161,284186,414299,563407,230-
July160,446196,934304,249418,701-
August168,222267,535318,456520,045-
September184,158268,153324,661527,305-
October189,536271,542317,511--
November184,146283,636323,958--
December182,675287,248341,124--


pasadenafr

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Re: Race from 500k to 1M!
« Reply #2707 on: September 05, 2021, 12:49:13 PM »

Sept 5 2021: $1,002,515 $33,794

Holy cow! I can't believe that I hit the big kids club so fast!

Aww, yeah! Hope I'll see you soon on the other side :)

pasadenafr

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Re: Race from 500k to 1M!
« Reply #2708 on: September 05, 2021, 12:49:46 PM »
First post in this thread!


                       2018                2019                2020                2021                2022               
January132,155177,349282,110344,002-
February138,015188,332290,845360,553-
March138,469187,634288,022367,222-
April148,093197,461257,224387,064-
May158,814194,010276,627398,896-
June161,284186,414299,563407,230-
July160,446196,934304,249418,701-
August168,222267,535318,456520,045-
September184,158268,153324,661527,305-
October189,536271,542317,511--
November184,146283,636323,958--
December182,675287,248341,124--


Welcome! We have cookies!

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2709 on: September 07, 2021, 02:48:39 PM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561
Jul 5 2021: $958,034
Aug 5 2021: $968,721

Sept 5 2021: $1,002,515 $33,794

Holy cow! I can't believe that I hit the big kids club so fast!

Well, Dr Adult Stashe, we wish you well in the next thread ;p

moonpalace

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Re: Race from 500k to 1M!
« Reply #2710 on: September 08, 2021, 07:32:37 AM »
Jan. 2017   $42,000 [discovered MMM at age 41]
...
Apr. 2019   $271,294
...
Aug. 2020  $402,692
Nov. 2020  $427,563
Dec. 2020  $444,558
Jan. 2021  $459,349
Feb. 2021  $475,145
Mar. 2021  $477,249
Apr. 2021  $503,448
...
Sept. 2021 $607,797

Figures above include a pretty conservative home-equity number. Liquid assets are at $515k currently. Realistic home value is probably about $80k higher than what I'm giving myself credit for above, but it has gone through the roof since COVID so I'm reluctant to really count the high valuation.

trc4897

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Re: Race from 500k to 1M!
« Reply #2711 on: September 08, 2021, 08:26:55 AM »
Officially joining this group! Recent graduate from the race to 500k.

Update for end of August

201920202021
January$137,280  $293,698  $451,317 
February$146,582$302,360$465,043
March$150,267$266,971$485,848
April$176,495$300,121$515,204
May$185,139$322,480$523,346
June$187,672$331,012$541,895
July$189,881$349,037$559,015
August$197,857$370,826$582,971
September     $199,332$368,358-
October$206,540$374,344-
November$229,780$410,191-
December$274,581$431,621-

Estimated graduation is April 3, 2024. Good work everyone!

monarda

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Re: Race from 500k to 1M!
« Reply #2712 on: September 11, 2021, 05:46:16 PM »
                                            liquid+rental equity but not primary residence equity
1/2016                                              $507K                 
1/2017                                              $625K                 
12/2017                                            $762K                 
12/2018                                            $821K                 
12/2019                                            $818K                 

add a new column
                liquid plus pension bal    plus rental equity but not primary residence equity  Zillow (or tax assessed) value
12/2020     $509K                            $1016K (959K)     
01/2021     $521K                            $1033K (976K)     
3/2021       $568K                            $1081K (1024K)   
6/2021       $579K                            $1089K (1061K)    new tax assessments, and bought a roof and paint job.
7/2021       $602K                            $1112K (1083K)       

This is the first month that liquid (not including pension bal) is far enough over 500K to consider myself a graduate of the previous thread. YAY

9/2021      $619K                    $1132K (1104K)       

Finwiz

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Re: Race from 500k to 1M!
« Reply #2713 on: September 17, 2021, 02:10:58 PM »
Chugging along slowly...

1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)
7/30/21 - $534,405 (+$134,256)
8/15/21 - $543,454 (+$143,305)
8/30/21 - $548,512 (+$148,363)
9/16/21 - $578,628 (+$178,479)

Good news is my Mrs.Finwiz's raise kicks in soon so that'll help up our game a bit. Gotta keep up our pace if we're going to keep our $1m target date in time.

mountain_air

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Re: Race from 500k to 1M!
« Reply #2714 on: September 28, 2021, 02:15:53 PM »
It's been a long time since I posted, but I realized my numbers doubled in the meantime (since summer 2019) and thus joined the 500k-1M club!  It seems like just yesterday we were getting to 100k which was a huge milestone for us. 

7/1/19 -  258,652
9/28/21 - 504,976
« Last Edit: September 30, 2021, 09:24:00 AM by mountain_air »

Trifele

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Re: Race from 500k to 1M!
« Reply #2715 on: September 28, 2021, 04:23:08 PM »
It's been a long time since I posted, but I realized my numbers doubled in the meantime (since summer 2019) and thus joined the 500k-1M club!  It seems like just yesterday we were getting to 100k which was a huge milestone for us. 

9/21 - 504,976
[/quote

Congrats and welcome.  This is the fun part, where it goes faster and faster!

Tester

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Re: Race from 500k to 1M!
« Reply #2716 on: September 28, 2021, 05:02:13 PM »
Chugging along slowly...

1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)
7/30/21 - $534,405 (+$134,256)
8/15/21 - $543,454 (+$143,305)
8/30/21 - $548,512 (+$148,363)
9/16/21 - $578,628 (+$178,479)

Good news is my Mrs.Finwiz's raise kicks in soon so that'll help up our game a bit. Gotta keep up our pace if we're going to keep our $1m target date in time.

Ok, I have to say this: I would like to see your definition of slowly :))).

Congratulations, at this pace you get to the next race in no time at all.

Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #2717 on: September 30, 2021, 01:11:52 PM »


                       2020                20212022
January-$580,000-
February-$584,000-
March-$605,000-
April-$622,000-
May-$650,000-
June-$656,000-
July-$677,000-
August-$682,000-
September$517,937$700,500-
October$511,000$696,000-
November$514,001--
December$567,000--

One more quarter left to see if I hit $750k this year :)

https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

Dogastrophe

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Re: Race from 500k to 1M!
« Reply #2718 on: September 30, 2021, 02:07:29 PM »
Investments only; Household combined.

                       2019 ($)            2020 ($)            2021 ($)            2022 ($)           
January-496,255674,413-
February-472,573700,728-
March-444,067732,652-
April-495,051762,029-
May-524,063759,955-
June-524,530796,116-
July330,406552,296826,664-
August437,870632,115866,404-
September443,081617,959827,075-
October452,295604,646--
November483,711664,577--
December484,963674,843--

The market giveth and the market taketh away. :)

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2719 on: September 30, 2021, 04:19:58 PM »
                       2018                2019                2020                2021               
January$222,019$261,809$403,264$550,326
February$236,831$286,584$414,417$555,120
March$234,104$303,681$388,201$577,440
April$234,452$314,939$355,475$606,455
May$241,470$331,080$398,672$647,810
June$249,398$320,926$417,280$654,138
July$253,884$342,700$424,818$671,808
August$264,666$354,784$456,512$693,782
September$276,905$351,842$491,411$718,331
October$285,986$360,853$482,214$700,515
November$267,359$374,706$475,471-
December$281,461$391,293$531,137-

Still squeaked in above $700,000 but barely.

BiggerFishToFI

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Re: Race from 500k to 1M!
« Reply #2720 on: September 30, 2021, 04:55:23 PM »
2nd Largest Loss Month (other the March 2020) of my Investing Career at -$22,242. Still in the green looking two months back :)

Month   Invested   Networth
04/30/17   $67,858   $125,786
09/30/17   $100,416   $168,105
01/31/19   $251,061   $311,711
06/30/20   $501,158   $573,100
07/31/20   $534,311   $613,166
08/31/20   $582,298   $662,814
09/30/20   $568,854   $652,181
10/31/20   $576,142   $672,826
11/30/20   $645,423   $741,146
12/31/20   $705,754   $811,062
01/31/21   $726,286   $824,521
02/28/21   $756,396   $857,552
03/31/21   $785,204   $908,384
04/30/21   $844,153   $962,858
05/31/21   $860,379   $1,000,458
06/30/21   $887,204   $1,030,324
07/31/21   $924,815   $1,066,071
08/31/21   $955,822   $1,098,053
09/30/21   $933,580   $1,076,763

salt cured

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Re: Race from 500k to 1M!
« Reply #2721 on: September 30, 2021, 06:12:28 PM »
More red please.

11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k
07/31/21: $940k
08/31/21: $965k
09/30/21: $945k

Steeze

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Re: Race from 500k to 1M!
« Reply #2722 on: September 30, 2021, 06:57:07 PM »
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k
12-31-21 : 615k (Target)

09/30/21 : 550k (-15k)

Also 2nd largest loss since starting this journey. Haven't been this broke since early August. About to start a gofundme.

Original Target for 1M - October 2024
Current Target for 1M - December 2023

Race to 1M Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

McStache

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Re: Race from 500k to 1M!
« Reply #2723 on: September 30, 2021, 07:28:21 PM »
                       2015                2016                2017                2018                2019                2020                2021               
January$52,277$102,029$186,657$306,111$344,771$443,598$581,977
February$57,992$107,201$196,191$301,453$357,526$422,062$608,184
March$61,620$116,502$199,234$306,821$364,397$371,488$626,905
April$68,207$121,028$205,602$312,149$375,876$411,410$659,527
May$73,499$132,630$217,515$319,649$366,887$432,756$670,069
June$73,620$136,350$218,315$325,450$388,214$449,153$689,099
July$77,235$143,420$226,577$332,615$393,565$473,639$703,139
August$77,588$149,032$231,008$341,112$391,468$499,746$724,977
September$77,524$161,672$251,872$343,628$400,870$492,572$708,615
October$86,899$160,725$260,359$329,514$411,683$488,099-
November$94,202$170,428$273,396$336,035$423,504$546,559-
December$101,290$179,734$287,829$317,638$441,666$574,853-


NextTime

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Re: Race from 500k to 1M!
« Reply #2724 on: September 30, 2021, 08:32:39 PM »
Investments only


             2018                2019                2020                2021               
January$198,265$224,401$305,287$424,924
February$204,080$231,997$290,554$453,313
March$204,080$236,710$274,909$471,199
April$206,310$246,138$298,297$489,213
May$207,731$245,062$320,072$492,274
June$209,453$256,868$331,215$493,272
July$218,450$256,076$349,025$503,214
August$224,243 $266,197$367,183$521,697
September$227,037$274,186$360,397$509,748
October$214,107$284,427$360,290
November$219,948$295.004$400,264
December$206,667$304,693$419,937



Damn.
First Losing month since last October.
« Last Edit: October 01, 2021, 08:35:39 AM by NextTime »

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #2725 on: September 30, 2021, 10:13:28 PM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k
Aug 2021: $558.19k
Sep 2021: $535.50k

Sent from my SM-N960U using Tapatalk


SAfAmBrit

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Re: Race from 500k to 1M!
« Reply #2726 on: September 30, 2021, 10:40:34 PM »
Net Worth

May2021 -  $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193
August 2021 - $1,238,637
September 2021 - $,1228,412


Investments :

May 2021 -  $604,599
June 2021 - $616,224
July 2021 - $637,187
August 2021 - $726,863
September 2021 - $720314

Wrong way....

bownyboy

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Re: Race from 500k to 1M!
« Reply #2727 on: October 01, 2021, 01:07:16 AM »
Ouch! Got hit with the downturn this month like most other people.

One benefit is that I was able to throw 20k into my SIPP (pension) straight into Vanguard FTSE Global All Cap, so hopefully will see some additional upside to that.

Jan 2014 - 222,149
===============
Jan 2015 - 250,275 (+28,126)
===============
Jan 2016 - 272,607 (+22,332)
===============
Jan 2017 - 346,854 (+74,247)
===============
Jan 2018 - 456,088 (+109,234)
===============
Jan 2019 - 495,379 (+39,291)
===============
Jan 2020 - 606,791 (+111,412)
===============
Jan 2021 710,244 (+103,453)
Feb 2021 692,104 (-18,141)
Mar 2021 689,239 (-2,865)
Apr 2021 708, 972 (+19,693)
May 2021 715,760 (+6,684)
Jun 2021 718,320 (+2,560)
July 2021 739,838 (+21,517)
Aug 2021 752,173 (+12,179)
Sep 2021 774,841 (+22,666)
Oct 2021 755,027 (-22,186)


pasadenafr

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Re: Race from 500k to 1M!
« Reply #2728 on: October 01, 2021, 01:23:23 AM »
Invested assets, long term savings and debts:

12/31/14    $51,962.23
12/31/15    $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64 - new job, nice retention bonus from previous job
12/31/19    $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20    $714,958.33

---

01/31/21    $732,701.46
02/28/21    $752,893.42
03/31/21    $768,088.25 - maxed out 401k
04/30/21    $812,226.27
05/31/21    $818,349.97
06/30/21    $845,008.30
07/31/21    $870,706.07 - maxed out Mega Backdoor Roth
08/31/21    $896,241.14 - so clooooose to $900k
09/30/21    $892,889.84 - ouch?


Ouch. I got my bonus this month, plus 2 paycheck contributions, which took me over $900k a few times, and then the market ate all of it in two weeks. On the bright side, I guess that when it does go back up, those lost $ will give me a little boost since I bought less expensive shares. Oh, well.

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #2729 on: October 01, 2021, 01:49:47 AM »
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400
09/1/2021 - $954,800
10/1/2021 - $941,000

Boy does having an income feel good during a month like we just had......looking forward to market going the other way again :)

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2730 on: October 01, 2021, 05:33:10 AM »
There's the downturn!!! Happier to have it now than in a year or so

Investments only


                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129-
February-$249,796$414,430$610,412-
March-$270,351$412,631$630,438-
April-$285,770$393,815$679,078-
May-$295,838$414,524$719,534-
June$219,320$283,393$452,579$737,483-
July$228,483$307,071$471,455$771,570-
August$234,711$315,942$496,982$784,835-
September$245,993$318,301$529,603$815,664-
October$251,023$334,301$525,945$795,014-
November$238,881$352,430$528,082--
December$244,687$370,715$585,310--


ingrownstudentloans

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Re: Race from 500k to 1M!
« Reply #2731 on: October 01, 2021, 05:34:27 AM »
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)

12/2014    $32,000
12/2016    $64,000 (24 months)
1/2018      $128,000 (25 months)
5/2019      $256,000 (16 months)
11/2020  $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021   $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021   $637,442.01
3/1/2021   $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021   $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021   $795,754.30
6/1/2021   $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021   $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021   $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment.  Poorly timed, though not a market timing move.  Onward
9/1/2021   $918,857.20
10/1/2021  $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900....

dandypandys

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Re: Race from 500k to 1M!
« Reply #2732 on: October 01, 2021, 05:55:23 AM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k     64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd  $523
March 1st  $499  I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5  Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd  $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)
Sept 1: $796
Oct 1: $771.5

turketron

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Re: Race from 500k to 1M!
« Reply #2733 on: October 01, 2021, 06:15:38 AM »
2015              2016              2017              2018              2019              2020              2021             
Jan141,251.00$193,414.19$283,829.36$359,505.30$546,089.75$762,355.51
Feb$135,573.00$200,758.63$304,851.88$397,087.41$557,258.06$780,137.13
Mar$138,331.39$211,677.78$303,796.17$428,309.57$522,077.78$815,764.71
Apr$98k$146,788.37$217,643.71$307,682.67$440,342.71$451,185.96$829,307.88
May$111k$149,149.52$225,773.04$315,634.59$456,285.80$510,875.92$874,326.67
Jun$112k$161,205.21$232,222.09$337,046.55$441,047.77$551,923.37$878,873.50
Jul$113k$165,947.80$235,779.19$340,399.63$476,489.51$567,485.67$907,568.86
Aug$113k$176,198.00$244,461.55$363,304.76$486,559.27$601,161.19$923,408.92
Sept $116k$178,840.37$247,101.69$385,572.12$483,967.28$653,037.25$950,899.02
Oct$184,372.64$256,365.91$392,296.56$490,200.54$639,398.62$907,416.93
Nov$120,330.91$181,625.28$266,140.14$370,000.25$501,003.17$637,260.06
Dec$138,810.56$187,972.57$279,806.93$386,361.40$531,904.82$723,586.82


trc4897

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Re: Race from 500k to 1M!
« Reply #2734 on: October 01, 2021, 06:20:51 AM »
Update for end of September. Market did me no favors this month!

201920202021
January$137,280$293,698$451,317
February$146,582$302,360$465,043
March$150,267$266,971$485,848
April$176,495$300,121$515,204
May$185,139$322,480$523,346
June$187,672$331,012$541,895
July$189,881$349,037$559,015
August$197,857$370,826$582,971
September     $199,332$368,358$574,120
October$206,540$374,344-
November$229,780$410,191-
December$274,581$431,621-

In any case, seeing YOY growth of over 200k is pretty awesome!

kiliscout

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Re: Race from 500k to 1M!
« Reply #2735 on: October 01, 2021, 06:48:15 AM »
I guess this was bound to happen at some point!

-20192020202120222023
January$282,434.$337,409.$471,679.
February$291,608.$311,090.$503,034.
March$297,041.$305,148.$507,281.
April$311,860.$315,763.$534,472.
May$314,419.$342,506.$538,416.
June$0.$355,784.$548,063.
July$0.$379,309.$550,977.
August$0.$403,144.$565,447.
September$0.$394,618.$553,294.
October$0.$388,353.$-
November$0.$436,726.$-
December$0.$464,139.$-

neo von retorch

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Re: Race from 500k to 1M!
« Reply #2736 on: October 01, 2021, 07:25:51 AM »
1/31/2016:       $254,591
...
7/30/2018:       $486,199
8/31/2018:       $502,494 (+16,295)
9/30/2018:       $519,994 (+17,500)
10/31/2018:     $520,014 (+20)
11/30/2018:     $532,342 (+12,328)
12/31/2018:     $502,059 (-30,283)
1/31/2019:       $505,379 (+3,320)
2/28/2019:       $509,086 (+3,707)
3/31/2019:       $557,340 (+48,254)
...
6/30/2019:       $576,632 (+19,292)
9/30/2019:       $601,219 (+24,587)
12/31/2019:     $650,943 (+49,274)
3/31/2020:       $577,574 (-73,369)
6/30/2020:       $659,081 (+81,507)
9/30/2020:       $729,771 (+70,690)
12/31/2020:     $795,958 (+66,187)
3/31/2021:       $835,907 (+39,949)
6/30/2021:       $900,953 (+65,046)
9/30/2021:       $912,533 (+11,580)

Q3 Update
Nice thing about doing quarterly is avoiding some (just some, see 2020 Q1!) of the pain of ups and subsequent downs. For the quarter, investment values decreased more than dividends, but not more than we were able to contribute, so overall an increase in both brokerage and retirement accounts (and overall net worth.) Since that painful quarter starting off 2020, $335k increase over six straight positive quarters.

Took 2 years, 7 months to double $250k to $500k.
So far we're now past that same period since $500k, but... we have added $410k, so nothing to sneeze at.
« Last Edit: October 01, 2021, 07:27:57 AM by neo von retorch »

DarkandStormy

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Re: Race from 500k to 1M!
« Reply #2737 on: October 01, 2021, 08:15:10 AM »
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974
8/1/21 - $625,715 // $412,017 (deposit down on new house)
9/1/21 - $647,140 //  $427,206

10/1/21 - $628,028 // $410,699

Turtle

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Re: Race from 500k to 1M!
« Reply #2738 on: October 01, 2021, 08:37:44 AM »
Year End 2018 - 359130.48
Year End 2019 - 493851.87
First Quarter 2020 - 394320.20 - Pandemic scare stock market related
Third Quarter 2020 - 45255.17
Year  End 2020 - 581720.20
First Quarter 2021 - 640707.95
Second Quarter 2021 - 687136.05
Third Quarter 2021 - 682741.12 

First time posting.  MMM forums inspired me to go back and individually track liquid NW totals.  They were up above 7 earlier in the month, but I was waiting for quarter end to post.

Nick_Miller

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Re: Race from 500k to 1M!
« Reply #2739 on: October 01, 2021, 08:56:04 AM »
Hey all!

I'm restructuring how I look at things. I'm only posting quarterly moving forward (I need to retrain my brain to think more long-term), and I'm posting progress in terms of total goal/how much we have/how much we still need to accumulate to pull the retirement trigger. This gives me more context as opposed to just tossing out a net worth number.

Assets are all elements of the retirement plan, so investments, cash, home equity (since having a paid-off home will allow us to retire with a smaller nest egg), and college accounts, since we won't pull the trigger until they reach a certain level.

End of Sept 2021
Retirement Number: $1,280,000
Have: $586,791
Still need: $692,209
« Last Edit: October 01, 2021, 08:59:01 AM by Nick_Miller »

neo von retorch

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Re: Race from 500k to 1M!
« Reply #2740 on: October 01, 2021, 09:55:36 AM »
...This gives me more context as opposed to just tossing out a net worth number.

End of Sept 2021
Retirement Number: $1,280,000
Have: $586,791
Still need: $692,209

Hey! Have that in my spreadsheets.

Retirement Number: $1,362,921 (this is based on 25 times total of trailing 12 month expenses)
Net Investable: $798,777 (58.6%)

JLee

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Re: Race from 500k to 1M!
« Reply #2741 on: October 01, 2021, 01:00:18 PM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13
Sep 2021 $1,047,603.22 -$424,530.11 $623,073.11
Oct 2021 $1,071,990.16 -$453,231.84 $618,758.32

joe189man

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Re: Race from 500k to 1M!
« Reply #2742 on: October 01, 2021, 01:39:00 PM »
07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K
08/03/2021 - $520,856 / $~679K
09/01/2021 - $540,398 / ~$757k (home value changed in Personal Capital increased total net worth)
10/01/2021 - $534,405 / ~$769k (We paid off the last student loan, now only have a mortgage)

Race to Millionaire spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit#gid=0
« Last Edit: October 05, 2021, 12:42:29 PM by joe189man »

tarheeldan

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Re: Race from 500k to 1M!
« Reply #2743 on: October 02, 2021, 07:36:58 AM »
Down 1.9% last month to $648,150.10 :)

Race to Millionaire Spreadsheet
https://docs.google.com/spreadsheets/d/1jLRMTDbemf-JwZA10noQ8RrEf3EzpWC0R58nNypstrM/edit?usp=sharing

SpareChange

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Re: Race from 500k to 1M!
« Reply #2744 on: October 02, 2021, 10:19:21 AM »
There was a glitch in HR and they overpaid me by 2k on my last Sept check. They'll deduct it back over the next 4, so Sept was better than it should've been, and Oct is not looking good lol.

$558,479
$8,502 m/m
$112,418 y/y

To help pass the time, thought I'd share a story from this week at work. Patient comes into ER. Was trying to have a bowel movement at home, fainted, fell over and broke his hip. Danger lurks everywhere people...be safe :).
« Last Edit: October 02, 2021, 10:28:03 AM by SpareChange »

Radagast

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Re: Race from 500k to 1M!
« Reply #2745 on: October 02, 2021, 12:38:40 PM »
Quarter StockBondCash  +Houses
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769
Q3 2019:  $350,244     $414,376
Q4 2019:  $408,250     $473,325
Q1 2020:  $362,044     $428,120
Q2 2020:  $457,379     $524,413
Q3 2020:  $383,076     $555,858
Q4 2020:  $478,879     $656,382
Q1 2021:  $522,651     $704,873
Q2 2021:  $575,207     $761,357
Q3 2021:  $722,632     $916,172
Big jumps! Excitements! A day after I last posted I changed my method for estimating home equity to account for current market value. Big changes! It was way up. A month later interest rates were low and the government refinance penalty disappeared. We did a cash out refinance!

Also this represents 5 years in the races... not a bad start!
« Last Edit: October 02, 2021, 12:44:42 PM by Radagast »

Radagast

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Re: Race from 500k to 1M!
« Reply #2746 on: October 02, 2021, 01:14:34 PM »
Quote
6/1/2021   $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021   $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021   $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment.  Poorly timed, though not a market timing move.  Onward
9/1/2021   $918,857.20
10/1/2021  $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900....
Sounds tough... that's why I only look quarterly :)

gmdv

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Re: Race from 500k to 1M!
« Reply #2747 on: October 02, 2021, 05:30:10 PM »
6/1/21 - $525k
7/4/21 - $540k
7/30/21 - $545k
9/4/21 - $550k

10/2/21 - $552k

ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #2748 on: October 02, 2021, 06:21:43 PM »
2015 2016 2017 2018 2019 2020 2021
January- $125,152 $190,212 $277,747 $300,773 $391,367 $503,318
February- $132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March- $142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April- $146,221 $213,616 $279,721 $332,703 $357,205 $561,751
May- $153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June- $151,884 $221,782 $288,234 $344,636 $401,862 $585,313
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 $593,812
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 $610,608
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 $590,638
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 -
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 -
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 -

ingrownstudentloans

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Re: Race from 500k to 1M!
« Reply #2749 on: October 03, 2021, 06:02:38 AM »
Quote
6/1/2021   $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021   $920,541.74 - realizing I could graduate a whole year early!!!
8/1/2021   $893,351.71 - slippage due to taking some cash out during the mid-july market dip to fund a commercial property investment.  Poorly timed, though not a market timing move.  Onward
9/1/2021   $918,857.20
10/1/2021  $900,878.09 - Can't. Seem. To. Gain. Traction. Over. 900....
Sounds tough... that's why I only look quarterly :)
Ha. Real first world problems here :)  I'm expecting a truly massive bonus in February.  I hope I don't have to wait that long to get and stay above 900, but I know after February I won't have to worry about that threshold again.