Author Topic: Race from 500k to 1M!  (Read 479146 times)

joe189man

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Re: Race from 500k to 1M!
« Reply #2550 on: July 06, 2021, 09:11:52 AM »
@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!

at 8% returns we are looking more like January 2025

Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).

To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.

We need to add @monarda and @nickelwise to the race, the also graduated in June/July

monarda

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Re: Race from 500k to 1M!
« Reply #2551 on: July 06, 2021, 09:28:01 AM »
@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!

at 8% returns we are looking more like January 2025

Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).

To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.

We need to add @monarda and @nickelwise to the race, the also graduated in June/July
I've been here for a while (if I include my rental property equity). Thanks, @joe189man

drumstache

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Re: Race from 500k to 1M!
« Reply #2552 on: July 06, 2021, 10:12:50 AM »
05/20/16   INV-   $218,514      INV+CASH-$328,980
07/17/17   INV-   $306,386      INV+CASH-$417,772
03/14/18   INV-   $380,160      INV+CASH-$467,160
08/08/18   INV-   $423,708      INV+CASH-$491,708
02/18/19   INV-   $446,121      INV+CASH-$585,121
03/22/19   INV-   $481,093      INV+CASH-$592,941
04/18/19   INV-   $506,875      INV+CASH-$595,875
07/18/19   INV-   $540,071      INV+CASH-$617,447
01/01/20   INV-   $586,172      INV+CASH-$667,785
01/24/20   INV-   $610,000      INV+CASH-$691,000
07/21/20   INV-   $647,000      INV+CASH-$727,000
10/21/20   INV-   $681,430      INV+CASH-$765,430
12/04/20   INV-   $724,740      INV+CASH-$814,072
01/10/21   INV-   $756,650      INV+CASH-$842,650
04/10/21   INV-   $807,000      INV+CASH-$885,000
05/03/21   INV-   $827,000      INV+CASH-$903,000
07/06/21   INV-   $861,000      INV+CASH-$935,000

lollylegs

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Re: Race from 500k to 1M!
« Reply #2553 on: July 07, 2021, 12:11:45 PM »


2018
Jan -  $330,883
July - $372,389
-----------------------
2019
Jan  -  $376,421
July  - $449,818
Aug  - $461,802
Sept  -$471,690
Nov  - $486,235
Dec  - $498,006
------------------
2020
Jan  - $501,901
Feb -  $518,123
Mar -  $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct -  $509,740
Nov-  $538,580
Dec - $558,594
-----------------
2021
Jan - $574,925
Feb-  $591,277
Mar-  $595,814
Apr-  $614,723
May- $620,098
June-$639,526
July- $652,258


afuera

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Re: Race from 500k to 1M!
« Reply #2554 on: July 07, 2021, 12:23:51 PM »
Investments Only

                       2015                2016                2017                2018                2019                2020                2021               
January$12,964$53,694$117,156$286,460$366,568$554,279$789,070
February$14,893$57,320$130,755$284,267$388,104$530,928$829,754
March$22,065$71,035$150,924$291,192$415,305$575,079$873,947
April$24,785$75,120$161,757$306,848$429,917$529,397$925,944
May$26,931$87,541$171,174$317,739$416,867$573,991$938,401
June$29,021$90,964$191,558$321,370$458,412$607,523$952,115
July$31,341$93,025$210,018$339,122$459,062$630,288-
August$34,251$95,245$220,293$353,410$466,936$686,631-
September$39,854$97,814$231,801$361,506$481,531$669,786-
October$42,018$98,335$242,954$336,674$499,757$663,596-
November$45,987$100,344$256,324$356,143$528,712$743,883-
December$49,877$106,390$265,731$332,761$548,679$779,415-


Updating a little late this month because we just got back from a long vacation and I only care about updating numbers when I'm trapped at work...
$50K till the next thread!

monarda

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Re: Race from 500k to 1M!
« Reply #2555 on: July 07, 2021, 02:23:39 PM »
                                            liquid+rental equity but not primary residence equity
1/2016                                              $507K                 
1/2017                                              $625K                 
12/2017                                            $762K                 
12/2018                                            $821K                 
12/2019                                            $818K                 

add a new column
                liquid plus pension bal    plus rental equity but not primary residence equity  Zillow (or tax assessed) value
12/2020     $509K                            $1016K (959K)     
01/2021     $521K                            $1033K (976K)     
3/2021       $568K                            $1081K (1024K)   
6/2021       $579K                            $1089K (1061K)    new tax assessments, and bought a roof and paint job.

7/2021      $602K                    $1112K (1083K)       

This is the first month that liquid (not including pension bal) is far enough over 500K to consider myself a graduate of the previous thread. YAY

kiliscout

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Re: Race from 500k to 1M!
« Reply #2556 on: July 09, 2021, 07:28:52 AM »
Chugging along!

-20192020202120222023
January$282,434.$337,409.$471,679.
February$291,608.$311,090.$503,034.
March$297,041.$305,148.$507,281.
April$311,860.$315,763.$534,472.
May$314,419.$342,506.$538,416.
June$0.$355,784.$548,063.
July$0.$379,309.$-
August$0.$403,144.$-
September$0.$394,618.$-
October$0.$388,353.$-
November$0.$436,726.$-
December$0.$464,139.$-

TwoCommas

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Re: Race from 500k to 1M!
« Reply #2557 on: July 12, 2021, 07:52:26 AM »
I'm in (not currently pulling out monthly numbers, but just tracking milestones...100k, 50k increments).

Investments Only:
2020/07 - $400k
2021/01 - first time to hit $500k
2021/04 -$550k
2021/06 - Currently ~$585k

Riding this bull as far as we can.

added a data point for last July
2021/07 - $600k

[this market is nuts]

actionjackson

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Re: Race from 500k to 1M!
« Reply #2558 on: July 14, 2021, 04:58:56 AM »
2018
Jan   398000
Feb   431000
Mar   448000
Apr   462580
May   481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025

2019
Mar - 586808
May - 609872
Jun - 622961

Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320

2020
Jan - 717618
Feb - 739266
Mar - 681000
Apr - 659154
May - 666700
Jun - 690000
Jul - 704000
Aug - 727910
Sep - 727959
Oct - 751054
Nov - 774755
Dec - 800078

2021
Jan - 809285
Feb - 869654
Mar - 873372
Apr - 900593
May - 907408
Jun - 947449
Jul - 969900

It's nuts out there right now.

renata ricotta

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Re: Race from 500k to 1M!
« Reply #2559 on: July 14, 2021, 03:30:08 PM »
As of YESTERDAY, I have graduated into this thread! 

July 2018: $522k

I've been hovering around 498-502 for a few weeks now depending on what's going on in the market from day-to-day, but yesterday I received a $20k midyear bonus along with my regular paycheck, so I think I am now comfortably established in the half million+ zone, hopefully for good!

Approximately 3 years later, I am close to graduating out of this thread. :) I got a divorce that took about a $150k hit out of my stash, quit my high-paying job and took a 6 month sabbatical, and bought a house in a HCOL city -- but man did that stock market go up anyway! I'm sitting at around $945k at the moment, and think I'll hit $1M by this time next year if not sooner.

talltexan

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Re: Race from 500k to 1M!
« Reply #2560 on: July 22, 2021, 07:39:03 AM »
It seems like a lot of people are getting close to $1 million. If you're anxious to cover that final mile, you can take a sizable position in something highly volatile.

WesternAugust

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Re: Race from 500k to 1M!
« Reply #2561 on: July 25, 2021, 12:18:04 PM »
Hey whatís going on everyone? Iím staking my claim here on the way to 1M. I tallied up all my liquid cash and investments this weekend and Iím at $855,000.

My wife and I both expect to work from home for the foreseeable future so our savings rate should be pretty stellar for 2021. As long as we donít see an extended period of negative returns, we should cross the 1M mark within 12 months.

Total FIRE savings goal is 1.8-2M which I hope to see in 5-7 years. (Currently early 40ís).

I havenít posted in a while and I stopped checking my balances so often for my own sanity, but decided to tally up my number this weekend and looks like I crossed the 1M mark in the past week.

As of 7/23 cash and investments totaled $1,010,510.

Jadzia37000

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Re: Race from 500k to 1M!
« Reply #2562 on: July 29, 2021, 06:00:42 AM »
November 11, 2020:  $527,000
December 11, 2020:  $607,796 (501,797 euros). This month's total is more accurate than last month's, because I actually did the euro conversions and the math with a calculator instead of just spitballing it.  I STILL don't have an answer from the government about how much taxes they want for 2019, but I don't think it's going to bust my butt back down under 500K DOLLARS.

Thanks to a previous mathematical error on my part, a good stock market (for now), the resolution of my tax situation, and clients paying before year-end, I've rocketed past 500K in both euros and dollars, so drum roll please:

January 4, 2020:  564,565 in euros/692,608 in dollars.

The dollar is just limping along and I'm keeping my fingers crossed for some improvement in 2021 but am not optimistic on that front.  Next stop 750K in dollars because that'll mean I'm halfway through this stage.  Will have to have a good year for that to happen.

I have officially made it to 750K in dollars.

March 5, 2021:  642,068 in euros/764,565 in dollars!  March will probably be a good month too.  Next stop 900K.

Sadface:  I am down to $720,480.03 thanks to some long-overdue home repairs and the purchase of a wreck of a (different) house to renovate and sell.  That said, I have 2 possible large infusions by the end of 2021, and the renovation should be done within a few months, so if the strong housing market in my area continues, that could be a nice profit as well.  If even 1 of these 3 things works out, I'll be back on track.  We shall see.  Being more than halfway in the race from 500-1M was a psychological boost, but oh well.

Steeze

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Re: Race from 500k to 1M!
« Reply #2563 on: July 29, 2021, 06:49:06 AM »

I havenít posted in a while and I stopped checking my balances so often for my own sanity, but decided to tally up my number this weekend and looks like I crossed the 1M mark in the past week.

As of 7/23 cash and investments totaled $1,010,510.

Congratulations millionaire!! So many graduates lately.

dandypandys

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Re: Race from 500k to 1M!
« Reply #2564 on: July 30, 2021, 10:31:17 AM »
2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k     64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd  $523
March 1st  $499  I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5  Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd  $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)

SAfAmBrit

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Re: Race from 500k to 1M!
« Reply #2565 on: July 30, 2021, 10:39:01 AM »
Net Worth

May2021 -  $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193


Investments :

May 2021 -  $604,599
June 2021 - $616,224
July 2021 - $637,187

Expecing a boost next week due to some sales of company shares (not in my calculation)

bigote2032

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Re: Race from 500k to 1M!
« Reply #2566 on: July 30, 2021, 03:10:09 PM »
10/31/2020    $599,359.11
11/30/2020    $682,864.07
12/31/2020    $720,288.84
1/31/2021    $737,924.70
2/28/2021    $759,381.39
3/31/2021    $794,882.82
4/30/2021    $842,437.81
5/31/2021    $852,073.79
6/30/2021    $873,053.96
7/31/2021    $895,493.04

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #2567 on: July 30, 2021, 03:57:56 PM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k

« Last Edit: September 04, 2021, 02:34:56 PM by tjrssibelle »

salt cured

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Re: Race from 500k to 1M!
« Reply #2568 on: July 30, 2021, 04:39:20 PM »
As always, congratulations to this month's winners.

11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k
07/31/21: $940k

Dogastrophe

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Re: Race from 500k to 1M!
« Reply #2569 on: July 30, 2021, 04:57:22 PM »
Investments only; Household combined.

                       2019 ($)            2020 ($)            2021 ($)            2022 ($)           
January-496,255674,413-
February-472,573700,728-
March-444,067732,652-
April-495,051762,029-
May-524,063759,955-
June-524,530796,116-
July330,406552,296826,664-
August437,870632,115--
September443,081617,959--
October452,295604,646--
November483,711664,577--
December484,963674,843--

Nick_Miller

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Re: Race from 500k to 1M!
« Reply #2570 on: July 30, 2021, 06:43:14 PM »
Jan 2017    $147,729
April 2017  $140,847
July 2017   $157,768
Oct 2017    $173,045
Jan 2018    $190,018
April 2018  $206,732
July 2018   $231,046
Oct 2018    $252,544
Jan 2019    $252,481
April 2019  $311,927
July 2019   $326,646
Oct 2019    $338,088
Jan 2020    $364,075
April 2020  $347,174
July 2020   $401,514
Oct 2020    $433,564

Jan 2021    $487,851
Feb 2021    $500,780
March 2021 $520,737
April 2021   $536,442
May 2021   $578,346
June 2021  $583,837
July 2021  $591,779
Aug 2021 $595,730

Slow progress, but we've spent some $ this summer on vacations and computer upgrades. Everything's paid for.

NextTime

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Re: Race from 500k to 1M!
« Reply #2571 on: July 31, 2021, 01:07:55 AM »
Finally made it to this thread!

Happy to join you all, and hope I don't fall back out of it next month.



Investments only


             2018                2019                2020                2021               
January$198,265$224,401$305,287$424,924
February$204,080$231,997$290,554$453,313
March$204,080$236,710$274,909$471,199
April$206,310$246,138$298,297$489,213
May$207,731$245,062$320,072$492,274
June$209,453$256,868$331,215$493,272
July$218,450$256,076$349,025$503,214
August$224,243 $266,197$367,183
September$227,037$274,186$360,397
October$214,107$284,427$360,290
November$219,948$295.004$400,264
December$206,667$304,693$419,937


BiggerFishToFI

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Re: Race from 500k to 1M!
« Reply #2572 on: July 31, 2021, 05:27:30 AM »
Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166   
08/31/20   $582,298   $662,814   
09/30/20   $568,854   $652,181   
10/31/20   $576,142   $672,826   
11/30/20   $645,423   $741,146   
12/31/20   $705,754   $811,062   
01/31/21   $726,286   $824,521   
02/28/21   $756,396   $857,552   
03/31/21   $785,204   $908,384   
04/30/21   $844,153   $962,858   
05/31/21   $860,379   $1,000,458   
06/30/21   $887,204   $1,030,324   
07/31/21   $922,855   $1,064,045   

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2573 on: July 31, 2021, 07:22:25 AM »
Every month I'm disappointed when I get my number for this thread, until I see last month's posting and I'm always pleasantly surprised. I dialed back on investments to build up more cash reserves and am somehow still up a significant amount. I'll need a new heroin when the market goes down or flat again!

Investments only


                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129-
February-$249,796$414,430$610,412-
March-$270,351$412,631$630,438-
April-$285,770$393,815$679,078-
May-$295,838$414,524$719,534-
June$219,320$283,393$452,579$737,483-
July$228,483$307,071$471,455$771,570-
August$234,711$315,942$496,982$784,835-
September$245,993$318,301$529,603--
October$251,023$334,301$525,945--
November$238,881$352,430$528,082--
December$244,687$370,715$585,310--

« Last Edit: August 01, 2021, 02:36:57 PM by fuzzy math »

Steeze

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Re: Race from 500k to 1M!
« Reply #2574 on: July 31, 2021, 07:30:27 AM »
12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k

07/31/21 : 537k (+13k)

Wild to save this much all the time. Spent most of high school working after school, doubles on weekends and all summer. By the end of high school I had a paid off $10k car and around $10k in the bank which seemed like a fortune. All that work, all those days being pissed off about working... now I can save that much in a month, every month. Then the depression in college and after graduation - so much debt, no job, the feeling of hopelessness. All of that is a distant memory now, but spent so many days feeling like I made a mistake. Crazy how things change - Now I could pay for a new college degree every year and then some. All of those negative feelings, all a waste. Hindsight is 20/20 I suppose. Now I fight the feeling of meaningless repetition and fulfillment. Perhaps destine to never be satisfied. One day I will look back on this time with the same feelings of waste. Once FI the grind to FI, the feelings of meaninglessness, all for nothing.

Try to enjoy it.

Original Target for 1M - October 2024

pasadenafr

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Re: Race from 500k to 1M!
« Reply #2575 on: July 31, 2021, 09:17:45 AM »
Invested assets, long term savings and debts:

12/31/14    $51,962.23
12/31/15    $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64 - new job, nice retention bonus from previous job
12/31/19    $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20    $714,958.33

---

01/31/21    $732,701.46
02/28/21    $752,893.42
03/31/21    $768,088.25 - maxed out 401k
04/30/21    $812,226.27
05/31/21    $818,349.97
06/30/21    $845,008.30
07/31/21    $870,706.07 - maxed out Mega Backdoor Roth


Every month I'm disappointed when I get my number for this thread, until I see last month's posting and I'm always pleasantly surprised.

This is so true! For me this month was very "meh" in the market. Still, it was also a great month in terms of savings, and I'm up $25k. That's a lot more than my base salary. Half a year of projected retirement expenses. In a single month. I mean...

I saved ~$15k, and made an additional principal payment of $1,200 to my car loan. The rest is the market.

Now that I've maxed out my retirement accounts, the fun begins as I've started sending money to my brokerage account. July was the first month I had a paycheck above a couple hundred dollars 😂

« Last Edit: July 31, 2021, 09:22:07 AM by pasadenafr »

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #2576 on: July 31, 2021, 09:25:27 AM »
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000
08/1/2021 - $932,400

Might actually graduate before the next long period of no working.


ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #2577 on: July 31, 2021, 10:11:03 AM »
2015 2016 2017 2018 2019 2020 2021
January- $125,152 $190,212 $277,747 $300,773 $391,367 $503,318
February- $132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March- $142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April- $146,221 $213,616 $279,721 $332,703 $357,205 $561,751
May- $153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June- $151,884 $221,782 $288,234 $344,636 $401,862 $585,313
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 $593,812
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 -
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 -
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 -
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 -
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 -

gmdv

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Re: Race from 500k to 1M!
« Reply #2578 on: July 31, 2021, 10:27:13 AM »
6/1/21 - $525k
7/4/21 - $540k

7/30/21 - $545k


Jaayse

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Re: Race from 500k to 1M!
« Reply #2579 on: July 31, 2021, 01:27:02 PM »
Investments only, solo journey (so far)

                       2017                2018                2019                2020                2021                2022               
January-$232,213$356,542$500,087$659,936-
February-$245,447$383,348$502,244$662,250-
March-$242,789$394,563$475,671$684,929-
April$164,900$246,140$403,461$429,092$711,168-
May-$318,398$421,194$474,155$744,322-
June-$328,870$409,591$500,241$758,305-
July$180,808$342,159$435,981$516,358$776,059-
August$189,280$354,936$443,135$544,475$790,664-
September$193,727$366,727$441,101$579,806--
October$209,968$374,465$452,232$568,885--
November$220,602$361,296$466,688$562,892--
December$225,918$370,140$482,944$632,574--


Not much to say about this month, overall this year my spending has been up a little, between 100-200 per month, but my rent also went up 100 this year, so I guess that is to be expected.

UnleashHell

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Re: Race from 500k to 1M!
« Reply #2580 on: July 31, 2021, 02:05:58 PM »



Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
jun-21 nw 943 liquid 821
Jul-21 nw 969 liquid 822


I have funds due to me that will take the NW over 1m - but it hasn't arrived yet!!  until then I stay in this thread....not complaining about over 25k increase a month though,...

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2581 on: July 31, 2021, 05:47:00 PM »
                       2018                2019                2020                2021               
January$222,019$261,809$403,264$550,326
February$236,831$286,584$414,417$555,120
March$234,104$303,681$388,201$577,440
April$234,452$314,939$355,475$606,455
May$241,470$331,080$398,672$647,810
June$249,398$320,926$417,280$654,138
July$253,884$342,700$424,818$671,808
August$264,666$354,784$456,512$693,782
September$276,905$351,842$491,411-
October$285,986$360,853$482,214-
November$267,359$374,706$475,471-
December$281,461$391,293$531,137-

Markets still going crazy... happy to ride this wave however long it lasts.

JJ-

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Re: Race from 500k to 1M!
« Reply #2582 on: July 31, 2021, 09:51:31 PM »
Jan 2017  $275k
Jan 2018 $356k
Jan 2019 $447k
Jan 2020 $559k (433 liquid + 126 prop)
Jun 2020 $560k (440 liquid + 120 prop)
Jan 2021 $745k ($545k liquid)
June 2021 $913k ($675k liquid)

The stock market and housing insanity has just blown our net worth through the roof. It seems unreal.

July 2021 $1,003,776 ($750k liquid)

Breaking cycle to celebrate this little milestone. I call it millionaire status with a little m because it's real estate +liquid that puts us there. Big M is for when liquid assets hit the milestone.

 I think I will hang around here for a bit longer before popping my head in the next thread... It doesn't feel like I've earned the right to post in the other thread yet for some bizarre reason riding this weird wave of housing/stock market boom in a pandemic.

Is there a millionaire imposter syndrome? Asking for a friend :)

bownyboy

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Re: Race from 500k to 1M!
« Reply #2583 on: August 01, 2021, 03:09:08 AM »
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,760 (+£6,684)
Jun 2021 £718,320 (+£2,560)
July 2021 £738,939 (+£20,617)
Aug 2021 £751,018 (+£12,179)

Quite a bit of volatility in this month again, ending up with investments only up a couple of grand with the majority from income.



« Last Edit: August 03, 2021, 01:02:24 AM by bownyboy »

JJ-

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Re: Race from 500k to 1M!
« Reply #2584 on: August 01, 2021, 06:36:25 AM »
Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £708, 972 (+£19,693)
May 2021 £715,760 (+£6,684)
Jun 2021 £718,320 (+£2,560)
July 2021 £738,939 (+£20,617)
Aug 2021 £749,068 (+£10,129)

Quite a bit of volatility in this month again, ending up with investments only up a couple of grand with the majority from income.



Looks like you ought to change trend line data subset. You've been doing major work the last 4 years and the line doesn't reflect it. Or if you want to include all time pick non linear.

Morning Glory

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Re: Race from 500k to 1M!
« Reply #2585 on: August 01, 2021, 08:37:08 AM »



January
February
March
April
May
June
July
August
September
October
November
December
   2017
   236,254
   250,055
   262,196
   269,959
   282,665
   284,827
   292,037
   293,168
   297,489
   303,111
   309,583
   316,618
   2018
   322,183
   332,735
   328,393
   327,048
   332,943
   339,934
   341,553
   351,978
   356,877
   360,074
   346,354
   354,221
   2019
   339,623
   358,056
   368,263
   386,406
   395,806
   382,758
   399,023
   404,132
   404,378
   411,212
   421,398
   434,363
   2020
   447,716
   451,064
   427,409
   391,361
   428,733
   516,412/302,612
   524,981/314,313
   548,390/336,821
   574,193/361,734
   564,814/351,456
   561,416/347,157
   611,075/397,396
   2021
   624,711/408,641
   634,615/417,637
   648,273/430,384
   669,042/450,239
   861,370/561,651
   861,170/560,532
   875,996
   891,063

For these tracking threads I only count the stuff that's linked to my Mint account. Kinda silly to keep doing it because together we are over 1m and I plan to fire at the end of the year whether I see that number in my account or not.

kiliscout

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Re: Race from 500k to 1M!
« Reply #2586 on: August 01, 2021, 09:36:07 AM »
Slow and steady gains.

-20192020202120222023
January$282,434.$337,409.$471,679.
February$291,608.$311,090.$503,034.
March$297,041.$305,148.$507,281.
April$311,860.$315,763.$534,472.
May$314,419.$342,506.$538,416.
June$0.$355,784.$548,063.
July$0.$379,309.$550,977.
August$0.$403,144.$-
September$0.$394,618.$-
October$0.$388,353.$-
November$0.$436,726.$-
December$0.$464,139.$-

Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #2587 on: August 01, 2021, 11:40:37 AM »


                       2020                20212022
January-$580,000-
February-$584,000-
March-$605,000-
April-$622,000-
May-$650,000-
June-$656,000-
July-$677,000-
August-$682,000-
September$517,937.94--
October$511,000.00--
November$514,001.00--
December$567,000.00--

Hoping to hit $750k by the end of 2021.

charis

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Re: Race from 500k to 1M!
« Reply #2588 on: August 01, 2021, 01:09:38 PM »
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)
Aug 2021: 831k (625k)

Had much higher home improvement expenses in July, with a drop in home "value" (per Zillow) to make the NW go down.  But honestly, I don't really care about that number as long as investments are going up.  And they have increase 200k+ in one year.  That's mind blowing to me.

turketron

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Re: Race from 500k to 1M!
« Reply #2589 on: August 02, 2021, 07:51:34 AM »
2015              2016              2017              2018              2019              2020              2021             
Jan141,251.00$193,414.19$283,829.36$359,505.30$546,089.75$762,355.51
Feb$135,573.00$200,758.63$304,851.88$397,087.41$557,258.06$780,137.13
Mar$138,331.39$211,677.78$303,796.17$428,309.57$522,077.78$815,764.71
Apr$98k$146,788.37$217,643.71$307,682.67$440,342.71$451,185.96$829,307.88
May$111k$149,149.52$225,773.04$315,634.59$456,285.80$510,875.92$874,326.67
Jun$112k$161,205.21$232,222.09$337,046.55$441,047.77$551,923.37$878,873.50
Jul$113k$165,947.80$235,779.19$340,399.63$476,489.51$567,485.67$907,568.86
Aug$113k$176,198.00$244,461.55$363,304.76$486,559.27$601,161.19$923,408.92
Sept $116k
$178,840.37$247,101.69$385,572.12$483,967.28$653,037.25
Oct$184,372.64$256,365.91$392,296.56$490,200.54$639,398.62
Nov$120,330.91$181,625.28$266,140.14$370,000.25$501,003.17$637,260.06
Dec$138,810.56$187,972.57$279,806.93$386,361.40$531,904.82$723,586.82

Finwiz

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Re: Race from 500k to 1M!
« Reply #2590 on: August 02, 2021, 08:53:22 AM »
Continuing to chug along...

1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)
7/30/21 - $534,405 (+$134,256)

Here's to hoping we can keep up the same sort of pace going forward - aiming for 1,000,000 by 7/2023.

Engineer93

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Re: Race from 500k to 1M!
« Reply #2591 on: August 02, 2021, 10:38:37 AM »

August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k - Have now doubled our NW since finding MMM 2.75 years ago!
January 2020: 625k
August 2020: 711k
December 2020: 830k - Almost triple NW since finding MMM 4.25 years ago
March 2021: 939k
June 2021: 962K - If I used the zestimate for our house value we'd be at 1.04 million, but not sure how accurate it is.  Invested assets are at 754k.
August 2021: 987k (778k invested)

JLee

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Re: Race from 500k to 1M!
« Reply #2592 on: August 02, 2021, 10:47:24 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86
Aug 2021 $1,040,550.29 -$425,660.16 $614,890.13

Maybe $1 mil in 2-3 years?
« Last Edit: August 03, 2021, 10:05:16 AM by JLee »

afuera

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Re: Race from 500k to 1M!
« Reply #2593 on: August 02, 2021, 01:12:53 PM »
Investments Only

                       2015                2016                2017                2018                2019                2020                2021               
January$12,964$53,694$117,156$286,460$366,568$554,279$789,070
February$14,893$57,320$130,755$284,267$388,104$530,928$829,754
March$22,065$71,035$150,924$291,192$415,305$575,079$873,947
April$24,785$75,120$161,757$306,848$429,917$529,397$925,944
May$26,931$87,541$171,174$317,739$416,867$573,991$938,401
June$29,021$90,964$191,558$321,370$458,412$607,523$952,115
July$31,341$93,025$210,018$339,122$459,062$630,288$962,887
August$34,251$95,245$220,293$353,410$466,936$686,631-
September$39,854$97,814$231,801$361,506$481,531$669,786-
October$42,018$98,335$242,954$336,674$499,757$663,596-
November$45,987$100,344$256,324$356,143$528,712$743,883-
December$49,877$106,390$265,731$332,761$548,679$779,415-


Savings has really slowed down now that we are no longer DINKs but we will just keep chugging along.

McStache

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Re: Race from 500k to 1M!
« Reply #2594 on: August 02, 2021, 01:39:25 PM »
                       2015                2016                2017                2018                2019                2020                2021               
January$52,277$102,029$186,657$306,111$344,771$443,598$581,977
February$57,992$107,201$196,191$301,453$357,526$422,062$608,184
March$61,620$116,502$199,234$306,821$364,397$371,488$626,905
April$68,207$121,028$205,602$312,149$375,876$411,410$659,527
May$73,499$132,630$217,515$319,649$366,887$432,756$670,069
June$73,620$136,350$218,315$325,450$388,214$449,153$689,099
July$77,235$143,420$226,577$332,615$393,565$473,639$703,139
August$77,588$149,032$231,008$341,112$391,468$499,746-
September$77,524$161,672$251,872$343,628$400,870$492,572-
October$86,899$160,725$260,359$329,514$411,683$488,099-
November$94,202$170,428$273,396$336,035$423,504$546,559-
December$101,290$179,734$287,829$317,638$441,666$574,853-


DarkandStormy

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Re: Race from 500k to 1M!
« Reply #2595 on: August 02, 2021, 02:13:25 PM »
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351
7/1/21 - $612,700 // $431,974

8/1/21 - $625,715 // $412,017

We have to move (hence the drop in investments).  Terrible timing, but hopefully we can make up for it when we sell our current house.

SpareChange

  • Pencil Stache
  • ****
  • Posts: 570
Re: Race from 500k to 1M!
« Reply #2596 on: August 03, 2021, 09:53:39 AM »

$556,306

Up $3,770 m/m
Up $123,238 y/y

Meh...nothing too exciting to report. Slow and steady.

skip207

  • Bristles
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  • Posts: 395
  • Location: UK
Re: Race from 500k to 1M!
« Reply #2597 on: August 03, 2021, 12:52:48 PM »
01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243
01/07/21 £907604
01/08/21 £922728

joe189man

  • Bristles
  • ***
  • Posts: 460
Re: Race from 500k to 1M!
« Reply #2598 on: August 04, 2021, 09:11:51 AM »
Hi All,

We are so excited to be joining this race, its about 6-9 months ahead of schedule

07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K

08/03/2021 - $520,856 / $679K
« Last Edit: August 04, 2021, 09:14:44 AM by joe189man »

Weisass

  • Bristles
  • ***
  • Posts: 356
Re: Race from 500k to 1M!
« Reply #2599 on: August 04, 2021, 10:20:42 AM »
01/01/20: $760,565   
03/01/20:   $722,547
05/01/20:   $728,683
07/01/20:   $788,641
09/01/20:   $735,846
11/01/20:   $746,928
12/28/20: $813,604   
06/05/21: $947,322
08/04/21: $975,000

Getting so close to the end of this journey. It feels like it is taking forever, but when I look back at the numbers above, I realize just how quickly this has snowballed! What a trip.