Race from 500k to 1M!

[SpareChange]

$552,536.

m/m: Up $6,974
y/y:   Up $134,388

Another good month. Invested about $2,400. Steady as she goes...

[turketron]

		2015	2016	2017	2018	2019	2020	2021
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92	$874,326.67
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37	$878,873.50
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67	$907,568.86
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82

Over $900k! At this rate there's a chance I'll hit $1M by the end of the year.

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)
January	-	496,255	674,413	-
February	-	472,573	700,728	-
March	-	444,067	732,652	-
April	-	495,051	762,029	-
May	-	524,063	759,955	-
June	-	524,530	796,116	-
July	330,406	552,296	-	-
August	437,870	632,115	-	-
September	443,081	617,959	-	-
October	452,295	604,646	-	-
November	483,711	664,577	-	-
December	484,963	674,843	-	-

[JGS1980]

I joined MMM October 2018. I had 350K in my 401k and 30K in cc debt. I was always broke. Packages came in the mail every single day but I couldn't figure out why we were always broke.

Today we have 900K invested and no cc debt.  It is only bc of MMM. Seriously. This site and forum has saved my family.  Thank you.

Great Post!!! Way to go.

[Morning Glory]

January February March April May June July August September October November December

2017    236,254    250,055    262,196    269,959    282,665    284,827    292,037    293,168    297,489    303,111    309,583    316,618

2018    322,183    332,735    328,393    327,048    332,943    339,934    341,553    351,978    356,877    360,074    346,354    354,221

2019    339,623    358,056    368,263    386,406    395,806    382,758    399,023    404,132    404,378    411,212    421,398    434,363

2020    447,716    451,064    427,409    391,361    428,733    516,412/302,612    524,981/314,313    548,390/336,821    574,193/361,734    564,814/351,456    561,416/347,157    611,075/397,396

2021    624,711/408,641    634,615/417,637    648,273/430,384    669,042/450,239    861,370/561,651    861,170/560,532    875,996

 Sold the house and invested most of the proceeds. For these tracking threads I only count the stuff that's linked to my Mint account. If I count the husband's we are just over 1 million.

[3Mer]

Month End Update

Liquid assets / Net worth

Jan 2018  $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018  $502K / $585.3K
Dec 2018  $476.8K / $554K
Jan 2019   $509.1K / $587K
Feb 2019   $534.2K / $612.6K
Mar 2019   $549K  / $627.8K
Apr 2019   $561.1K / $640.1K
May 2019  $533.5K / $612.9K
June 2019  $566K / $646K
July 2019   $569K / $649K
Aug 2019   $558.4K / $638.8K
Sept 2019  $569.6K / $650.3K
Oct 2019    $583.5K / $664.5K
Nov 2019   $602.3K / $683.7K
Dec 2019   $621.3K / $703.1K
June 2020  $641.8K / $722.8K
July 2020   $674.1K / $755.9K
Aug 2020   $715.5K / $798.1K
Sep 2020   $704K / $787.3K
Oct 2020   $698.3K / $782.2K
Nov 2020   $770.4K / $854.9K
Dec 2020   $804.3K / $889.2K
Jan 2021   $809.6K / $895K
Feb 2021   $829.7K / $915.7K
Mar 2021   $855K / $941.5K
Apr 2021   $892K / $979.8K
May 2021  $903.9K / $991.7K
Jun 2021   $916.2K / $1004.7K

Total Net Worth > $1,000,000!  Yay!   I actually first made the milestone Jun 8th, but waited until month end to post here.

I think I'm graduating myself to the next gauntlet (though I also am wanting LNW to be above the million mark too).

[Ladychips]

I joined MMM October 2018. I had 350K in my 401k and 30K in cc debt. I was always broke. Packages came in the mail every single day but I couldn't figure out why we were always broke.

Today we have 900K invested and no cc debt.  It is only bc of MMM. Seriously. This site and forum has saved my family.  Thank you.

Yea you!  It's not ONLY because of MMM....you did the heavy lifting.

[Nick_Miller]

Jan 2017    $147,729
April 2017  $140,847
July 2017   $157,768
Oct 2017    $173,045
Jan 2018    $190,018
April 2018  $206,732
July 2018   $231,046
Oct 2018    $252,544
Jan 2019    $252,481
April 2019  $311,927
July 2019   $326,646
Oct 2019    $338,088
Jan 2020    $364,075
April 2020  $347,174
July 2020   $401,514
Oct 2020    $433,564

Jan 2021    $487,851
Feb 2021    $500,780
March 2021 $520,737
April 2021   $536,442
May 2021   $578,346
June 2021  $583,837
July 2021  $591,779

Slow and steady progress. Vacations are 90% paid for already; this is shaping up to be a nice summer. We'll get $500 in tax credits for July-Dec but will likely just pour that into the kiddos' college funds (not included in net worth number).

[Ladychips]

12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361
03/21 - $937,653     $1,230,984
04/21 - $992,853     $1,288,099
05/21 - $1,001,090  $1,297,835

06/21 - $1,028,157     $1,326,302

I guess I'm moving on to the next thread.  I hate to leave this one.  You guys keep on rocking it, and I'll see you when you get there!

[facepalm]

	2017	2018	2019	2020	2021	2022
January	-	318,100	359,000	465,145	556,200	-
February	-	321,800	370,750	467,380	579,100	-
March	-	313,540	378,525	418,695	580,400	-
April	255,900	322,810	391,005	454,145	604,500	-
May	263,800	328,600	397,260	472,320	610,000	-
June	268,100	331,860	407,265	485,420	625,000	-
July	273,100	340,250	413,395	502,730	-	-
August	276,800	341,770	413,070	513,600	-	-
September	284,500	348,465	420,460	511,466	-	-
October	292,100	343,960	429,655	508,153	-	-
November	302,000	347,470	442,315	537,343	-	-
December	309,500	340,950	447,950	553,788	-	-

[DeniseNJ]

12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361
03/21 - $937,653     $1,230,984
04/21 - $992,853     $1,288,099
05/21 - $1,001,090  $1,297,835

06/21 - $1,028,157     $1,326,302

I guess I'm moving on to the next thread.  I hate to leave this one.  You guys keep on rocking it, and I'll see you when you get there!

Congratulations!!!  This is awesome.  These posts are so inspiring!

[DarkandStormy]

Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351

7/1/21 - $612,700 // $431,974

[joe189man]

Hi All,

We are so excited to be joining this race, its about 6-9 months ahead of schedule

07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K

[pasadenafr]

Hi all!

Excited to join this race, these posts have been so inspiring for me! All my assets are liquid (I'm a renter). Only debt is my $11k car loan that I'm desperately fighting with myself not to pay off early.

I'm a US immigrant since 2012 and started investing/saving seriously in 2015. SINK, fairly high income, HCOL. Expecting to reach $1M in 2023.

Invested assets, long term savings and debts:

12/31/14    $51,962.23
12/31/15    $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64 - new job, nice retention bonus from previous job
12/31/19    $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20    $714,958.33

---

01/31/21    $732,701.46
02/28/21    $752,893.42
03/31/21    $768,088.25 - maxed out 401k
04/30/21    $812,226.27
05/31/21    $818,349.97
06/30/21    $845,008.30

[Finwiz]

I'll echo @pasadenafr 's sentiments - we're excited to be joining this race, and continue to be inspired by everyone's progress!

1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)

Here's to hoping we can keep up the same sort of pace going forward - aiming for 1,000,000 by 7/2023.

[charis]

Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)

[joe189man]

@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!

at 8% returns we are looking more like January 2025

[skip207]

01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284
01/05/21 £856901
01/06/21 £877243
01/07/21 £907604

Another crazy  month!!  30k in a month thats just madness.

[Finwiz]

@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!

at 8% returns we are looking more like January 2025

Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).

To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021
January	-	$232,213	$356,542	$500,087	$659,936
February	-	$245,447	$383,348	$502,244	$662,250
March	-	$242,789	$394,563	$475,671	$684,929
April	$164,900	$246,140	$403,461	$429,092	$711,168
May	-	$318,398	$421,194	$474,155	$744,322
June	-	$328,870	$409,591	$500,241	$758,305
July	$180,808	$342,159	$435,981	$516,358	$776,059
August	$189,280	$354,936	$443,135	$544,475	-
September	$193,727	$366,727	$441,101	$579,806	-
October	$209,968	$374,465	$452,232	$568,885	-
November	$220,602	$361,296	$466,688	$562,892	-
December	$225,918	$370,140	$482,944	$632,574	-

Steady progress so far, I'm on track to be at 800k by the end of the year if the market stagnates, so I'm hopeful I will hit it.

[UnleashHell]

Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
jun-21 nw 943 liquid 821

[Radagast]

Quarter StockBondCash  +Houses
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769
Q3 2019:  $350,244     $414,376
Q4 2019:  $408,250     $473,325
Q1 2020:  $362,044     $428,120
Q2 2020:  $457,379     $524,413
Q3 2020:  $383,076     $555,858
Q4 2020:  $478,879     $656,382
Q1 2021:  $522,651     $704,873
Q2 2021:  $575,207     $761,357

Pretty boring quarter. No changes to leading digits.

[ArtOfFIRE]

	2015		2016		2017		2018		2019		2020		2021
January	-		$125,152		$190,212		$277,747		$300,773		$391,367		$503,318
February	-		$132,476		$205,111		$276,647		$312,970		$372,287		$516,580
March	-		$142,868		$207,302		$277,401		$328,015		$316,940		$538,761
April	-		$146,221		$213,616		$279,721		$332,703		$357,205		$561,751
May	-		$153,151		$220,848		$292,665		$321,134		$404,385		$573,018
June	-		$151,884		$221,782		$288,234		$344,636		$401,862		$585,313
July	$111,061		$162,292		$229,419		$300,537		$340,103		$424,226		-
August	$109,293		$164,716		$233,575		$306,219		$341,637		$440,114		-
September	$104,752		$167,126		$242,747		$293,075		$347,779		$436,932		-
October	$112,604		$167,659		$246,050		$293,488		$361,290		$458,230		-
November	$112,690		$177,602		$255,539		$293,026		$369,972		$485,863		-
December	$120,262		$182,345		$262,362		$301,471		$390,730		$498,601		-

[gmdv]

6/1/21 - $525k
7/4/21 - $540k

[hounton]

update

4.27.21   $502,162.30  investments only.
7.4.21     $523,278

[Dr Kidstache]

Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561

Jul 5 2021: $958,034 ($3,473)

[joe189man]

@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!

at 8% returns we are looking more like January 2025

Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).

To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.

We need to add @monarda and @nickelwise to the race, the also graduated in June/July

[monarda]

@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!

at 8% returns we are looking more like January 2025

Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).

To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.

We need to add @monarda and @nickelwise to the race, the also graduated in June/July

I've been here for a while (if I include my rental property equity). Thanks, @joe189man

[drumstache]

05/20/16   INV-   $218,514      INV+CASH-$328,980
07/17/17   INV-   $306,386      INV+CASH-$417,772
03/14/18   INV-   $380,160      INV+CASH-$467,160
08/08/18   INV-   $423,708      INV+CASH-$491,708
02/18/19   INV-   $446,121      INV+CASH-$585,121
03/22/19   INV-   $481,093      INV+CASH-$592,941
04/18/19   INV-   $506,875      INV+CASH-$595,875
07/18/19   INV-   $540,071      INV+CASH-$617,447
01/01/20   INV-   $586,172      INV+CASH-$667,785
01/24/20   INV-   $610,000      INV+CASH-$691,000
07/21/20   INV-   $647,000      INV+CASH-$727,000
10/21/20   INV-   $681,430      INV+CASH-$765,430
12/04/20   INV-   $724,740      INV+CASH-$814,072
01/10/21   INV-   $756,650      INV+CASH-$842,650
04/10/21   INV-   $807,000      INV+CASH-$885,000
05/03/21   INV-   $827,000      INV+CASH-$903,000
07/06/21   INV-   $861,000      INV+CASH-$935,000

[lollylegs]

2018
Jan -  $330,883
July - $372,389
-----------------------
2019
Jan  -  $376,421
July  - $449,818
Aug  - $461,802
Sept  -$471,690
Nov  - $486,235
Dec  - $498,006
------------------
2020
Jan  - $501,901
Feb -  $518,123
Mar -  $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct -  $509,740
Nov-  $538,580
Dec - $558,594
-----------------
2021
Jan - $574,925
Feb-  $591,277
Mar-  $595,814
Apr-  $614,723
May- $620,098
June-$639,526
July- $652,258

[afuera]

Investments Only

	2015	2016	2017	2018	2019	2020	2021
January	$12,964	$53,694	$117,156	$286,460	$366,568	$554,279	$789,070
February	$14,893	$57,320	$130,755	$284,267	$388,104	$530,928	$829,754
March	$22,065	$71,035	$150,924	$291,192	$415,305	$575,079	$873,947
April	$24,785	$75,120	$161,757	$306,848	$429,917	$529,397	$925,944
May	$26,931	$87,541	$171,174	$317,739	$416,867	$573,991	$938,401
June	$29,021	$90,964	$191,558	$321,370	$458,412	$607,523	$952,115
July	$31,341	$93,025	$210,018	$339,122	$459,062	$630,288	-
August	$34,251	$95,245	$220,293	$353,410	$466,936	$686,631	-
September	$39,854	$97,814	$231,801	$361,506	$481,531	$669,786	-
October	$42,018	$98,335	$242,954	$336,674	$499,757	$663,596	-
November	$45,987	$100,344	$256,324	$356,143	$528,712	$743,883	-
December	$49,877	$106,390	$265,731	$332,761	$548,679	$779,415	-

Updating a little late this month because we just got back from a long vacation and I only care about updating numbers when I'm trapped at work...
$50K till the next thread!

[kiliscout]

Chugging along!

-	2019	2020	2021	2022	2023
January	$282,434.	$337,409.	$471,679.
February	$291,608.	$311,090.	$503,034.
March	$297,041.	$305,148.	$507,281.
April	$311,860.	$315,763.	$534,472.
May	$314,419.	$342,506.	$538,416.
June	$0.	$355,784.	$548,063.
July	$0.	$379,309.	$-
August	$0.	$403,144.	$-
September	$0.	$394,618.	$-
October	$0.	$388,353.	$-
November	$0.	$436,726.	$-
December	$0.	$464,139.	$-

[TwoCommas]

I'm in (not currently pulling out monthly numbers, but just tracking milestones...100k, 50k increments).

Investments Only:
2020/07 - $400k
2021/01 - first time to hit $500k
2021/04 -$550k
2021/06 - Currently ~$585k

Riding this bull as far as we can.

added a data point for last July
2021/07 - $600k

[this market is nuts]

[actionjackson]

2018
Jan   398000
Feb   431000
Mar   448000
Apr   462580
May   481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025

2019
Mar - 586808
May - 609872
Jun - 622961

Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320

2020
Jan - 717618
Feb - 739266
Mar - 681000
Apr - 659154
May - 666700
Jun - 690000
Jul - 704000
Aug - 727910
Sep - 727959
Oct - 751054
Nov - 774755
Dec - 800078

2021
Jan - 809285
Feb - 869654
Mar - 873372
Apr - 900593
May - 907408
Jun - 947449
Jul - 969900

It's nuts out there right now.

[renata ricotta]

As of YESTERDAY, I have graduated into this thread! 

July 2018: $522k

I've been hovering around 498-502 for a few weeks now depending on what's going on in the market from day-to-day, but yesterday I received a $20k midyear bonus along with my regular paycheck, so I think I am now comfortably established in the half million+ zone, hopefully for good!

Approximately 3 years later, I am close to graduating out of this thread. :) I got a divorce that took about a $150k hit out of my stash, quit my high-paying job and took a 6 month sabbatical, and bought a house in a HCOL city -- but man did that stock market go up anyway! I'm sitting at around $945k at the moment, and think I'll hit $1M by this time next year if not sooner.

[talltexan]

It seems like a lot of people are getting close to $1 million. If you're anxious to cover that final mile, you can take a sizable position in something highly volatile.

[WesternAugust]

Hey what’s going on everyone? I’m staking my claim here on the way to 1M. I tallied up all my liquid cash and investments this weekend and I’m at $855,000.

My wife and I both expect to work from home for the foreseeable future so our savings rate should be pretty stellar for 2021. As long as we don’t see an extended period of negative returns, we should cross the 1M mark within 12 months.

Total FIRE savings goal is 1.8-2M which I hope to see in 5-7 years. (Currently early 40’s).

I haven’t posted in a while and I stopped checking my balances so often for my own sanity, but decided to tally up my number this weekend and looks like I crossed the 1M mark in the past week.

As of 7/23 cash and investments totaled $1,010,510.

[Jadzia37000]

November 11, 2020:  $527,000
December 11, 2020:  $607,796 (501,797 euros). This month's total is more accurate than last month's, because I actually did the euro conversions and the math with a calculator instead of just spitballing it.  I STILL don't have an answer from the government about how much taxes they want for 2019, but I don't think it's going to bust my butt back down under 500K DOLLARS.

Thanks to a previous mathematical error on my part, a good stock market (for now), the resolution of my tax situation, and clients paying before year-end, I've rocketed past 500K in both euros and dollars, so drum roll please:

January 4, 2020:  564,565 in euros/692,608 in dollars.

The dollar is just limping along and I'm keeping my fingers crossed for some improvement in 2021 but am not optimistic on that front.  Next stop 750K in dollars because that'll mean I'm halfway through this stage.  Will have to have a good year for that to happen.

I have officially made it to 750K in dollars.

March 5, 2021:  642,068 in euros/764,565 in dollars!  March will probably be a good month too.  Next stop 900K.

Sadface:  I am down to $720,480.03 thanks to some long-overdue home repairs and the purchase of a wreck of a (different) house to renovate and sell.  That said, I have 2 possible large infusions by the end of 2021, and the renovation should be done within a few months, so if the strong housing market in my area continues, that could be a nice profit as well.  If even 1 of these 3 things works out, I'll be back on track.  We shall see.  Being more than halfway in the race from 500-1M was a psychological boost, but oh well.

[Steeze]

I haven’t posted in a while and I stopped checking my balances so often for my own sanity, but decided to tally up my number this weekend and looks like I crossed the 1M mark in the past week.

As of 7/23 cash and investments totaled $1,010,510.

Congratulations millionaire!! So many graduates lately.

[dandypandys]

2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k     64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd  $523
March 1st  $499  I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5  Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd  $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728
July 30th: $777 sold some art :)

[SAfAmBrit]

Net Worth

May2021 -  $1,003,397
June 2021 - $1.013,773
July 2021 - $1,035,193


Investments :

May 2021 -  $604,599
June 2021 - $616,224
July 2021 - $637,187

Expecing a boost next week due to some sales of company shares (not in my calculation)

[bigote2032]

10/31/2020    $599,359.11
11/30/2020    $682,864.07
12/31/2020    $720,288.84
1/31/2021    $737,924.70
2/28/2021    $759,381.39
3/31/2021    $794,882.82
4/30/2021    $842,437.81
5/31/2021    $852,073.79
6/30/2021    $873,053.96
7/31/2021    $895,493.04

[tjrssibelle]

Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k
July 2021: $542.13k

[salt cured]

As always, congratulations to this month's winners.

11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k
07/31/21: $940k

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)
January	-	496,255	674,413	-
February	-	472,573	700,728	-
March	-	444,067	732,652	-
April	-	495,051	762,029	-
May	-	524,063	759,955	-
June	-	524,530	796,116	-
July	330,406	552,296	826,664	-
August	437,870	632,115	-	-
September	443,081	617,959	-	-
October	452,295	604,646	-	-
November	483,711	664,577	-	-
December	484,963	674,843	-	-

[Nick_Miller]

Jan 2017    $147,729
April 2017  $140,847
July 2017   $157,768
Oct 2017    $173,045
Jan 2018    $190,018
April 2018  $206,732
July 2018   $231,046
Oct 2018    $252,544
Jan 2019    $252,481
April 2019  $311,927
July 2019   $326,646
Oct 2019    $338,088
Jan 2020    $364,075
April 2020  $347,174
July 2020   $401,514
Oct 2020    $433,564

Jan 2021    $487,851
Feb 2021    $500,780
March 2021 $520,737
April 2021   $536,442
May 2021   $578,346
June 2021  $583,837
July 2021  $591,779
Aug 2021 $595,730

Slow progress, but we've spent some $ this summer on vacations and computer upgrades. Everything's paid for.

[NextTime]

Finally made it to this thread!

Happy to join you all, and hope I don't fall back out of it next month.



Investments only

	2018	2019	2020	2021
January	$198,265	$224,401	$305,287	$424,924
February	$204,080	$231,997	$290,554	$453,313
March	$204,080	$236,710	$274,909	$471,199
April	$206,310	$246,138	$298,297	$489,213
May	$207,731	$245,062	$320,072	$492,274
June	$209,453	$256,868	$331,215	$493,272
July	$218,450	$256,076	$349,025	$503,214
August	$224,243	$266,197	$367,183
September	$227,037	$274,186	$360,397
October	$214,107	$284,427	$360,290
November	$219,948	$295.004	$400,264
December	$206,667	$304,693	$419,937

[BiggerFishToFI]

Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166   
08/31/20   $582,298   $662,814   
09/30/20   $568,854   $652,181   
10/31/20   $576,142   $672,826   
11/30/20   $645,423   $741,146   
12/31/20   $705,754   $811,062   
01/31/21   $726,286   $824,521   
02/28/21   $756,396   $857,552   
03/31/21   $785,204   $908,384   
04/30/21   $844,153   $962,858   
05/31/21   $860,379   $1,000,458   
06/30/21   $887,204   $1,030,324   
07/31/21   $922,855   $1,064,045   

[fuzzy math]

Every month I'm disappointed when I get my number for this thread, until I see last month's posting and I'm always pleasantly surprised. I dialed back on investments to build up more cash reserves and am somehow still up a significant amount. I'll need a new heroin when the market goes down or flat again!

Investments only

	2018	2019	2020	2021	2022
January	-	$226,942	$401,746	$603,129	-
February	-	$249,796	$414,430	$610,412	-
March	-	$270,351	$412,631	$630,438	-
April	-	$285,770	$393,815	$679,078	-
May	-	$295,838	$414,524	$719,534	-
June	$219,320	$283,393	$452,579	$737,483	-
July	$228,483	$307,071	$471,455	$771,570	-
August	$234,711	$315,942	$496,982	$784,835	-
September	$245,993	$318,301	$529,603	-	-
October	$251,023	$334,301	$525,945	-	-
November	$238,881	$352,430	$528,082	-	-
December	$244,687	$370,715	$585,310	-	-

[Steeze]

12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k

07/31/21 : 537k (+13k)

Wild to save this much all the time. Spent most of high school working after school, doubles on weekends and all summer. By the end of high school I had a paid off $10k car and around $10k in the bank which seemed like a fortune. All that work, all those days being pissed off about working... now I can save that much in a month, every month. Then the depression in college and after graduation - so much debt, no job, the feeling of hopelessness. All of that is a distant memory now, but spent so many days feeling like I made a mistake. Crazy how things change - Now I could pay for a new college degree every year and then some. All of those negative feelings, all a waste. Hindsight is 20/20 I suppose. Now I fight the feeling of meaningless repetition and fulfillment. Perhaps destine to never be satisfied. One day I will look back on this time with the same feelings of waste. Once FI the grind to FI, the feelings of meaninglessness, all for nothing.

Try to enjoy it.

Original Target for 1M - October 2024