Author Topic: Race from 500k to 1M!  (Read 499729 times)

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2500 on: June 28, 2021, 07:47:36 AM »
Congrats @use2betrix !!! You've had the most epic run of anyone just straight saving and investing (not in real estate).

Excited for everyone with their new kiddos arriving soon! Thinking back to being poor and non-MMM when my kids were born... I think I'd have been a happier mom if I was less stressed at the time. Enjoy those moments while they're tiny and immobile.


JLee

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Re: Race from 500k to 1M!
« Reply #2501 on: June 28, 2021, 09:50:45 AM »
2020
Code: [Select]
Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58

2021
Code: [Select]
Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08
Apr 2021 $1,021,347.71 -$433,808.86 $587,538.85
May 2021 $1,021,685.84 -$428,283.03 $593,402.81
Jun 2021 $1,033,636.33 -$427,154.47 $606,481.86

Holy shit, my initial barebones FI goal has been achieved (assuming of course that I sold my house and invested the proceeds, then lived super cheap - but still!) 2.5 years ahead of the plan :)

My seemingly impossible stretch goal was $1 mil by 40, which may be more reasonable than I had expected. We shall see!

Imustacheyouaquestion

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Re: Race from 500k to 1M!
« Reply #2502 on: June 29, 2021, 11:45:15 AM »

                       2020                20212022
January-$580,000-
February-$584,000-
March-$605,000-
April-$622,000-
May-$650,000-
June-$656,000-
July-$677,000-
August---
September$517,937.94--
October$511,000.00--
November$514,001.00--
December$567,000.00--


soulpatchmike

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Re: Race from 500k to 1M!
« Reply #2503 on: June 29, 2021, 02:52:25 PM »
Total Investable NW/Liquid
                                2021                                      
2001$133k/$14kJanuary$785k/$340k
2002$90k/$15kFebruary$803k/$349k
2003$142k/$15kMarch$850k/$355k
2004$271k/$16kApril$896k/$362k
2005$289k/$17kMay$943k/$368k
2006$275k/$18kJune$973k/$380k
2007$233k/$19kJuly-
2008$159k/$26kAugust-
2009$82k/$31kSeptember-
2010$46k/$45kOctober-
2011$-48k/$52kNovember-
2012$19k/$103kDecember-
2013$88k/$98k
2014$201k/$99k
2015$240k/$103k
2016$298k/$130k
2017$389k/$141k
2018$497k/$140k
2019$562k/$202k
2020$777k/$338k

bownyboy

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Re: Race from 500k to 1M!
« Reply #2504 on: June 30, 2021, 01:42:05 AM »
Jan 2014 - 222,149
===============
Jan 2015 - 250,275 (+28,126)
===============
Jan 2016 - 272,607 (+22,332)
===============
Jan 2017 - 346,854 (+74,247)
===============
Jan 2018 - 456,088 (+109,234)
===============
Jan 2019 - 495,379 (+39,291)
===============
Jan 2020 - 606,791 (+111,412)
===============
Jan 2021 710,244 (+103,453)
Feb 2021 692,104 (-18,141)
Mar 2021 689,239 (-2,865)
Apr 2021 708, 972 (+19,693)
May 2021 715,760 (+6,684)
Jun 2021 718,320 (+2,560)
July 2021 738,939 (+20,617)

Wow, the markets really picked up this month. Would have been higher still, but we both bought our first ebikes which made a dent, but they are so worth it! I highly recommend them to anyone who is thinking about getting one.

BiggerFishToFI

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Re: Race from 500k to 1M!
« Reply #2505 on: June 30, 2021, 08:56:44 AM »
Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166   
08/31/20   $582,298   $662,814   
09/30/20   $568,854   $652,181   
10/31/20   $576,142   $672,826   
11/30/20   $645,423   $741,146   
12/31/20   $705,754   $811,062   
01/31/21   $726,286   $824,521   
02/28/21   $756,396   $857,552   
03/31/21   $785,204   $908,384   
04/30/21   $844,153   $962,858   
05/31/21   $860,379   $1,000,458   
06/30/21   $887,204   $1,030,324   

Still targeting end of December for $1M invested. Hope to hit lean FI in 2022 ($1.15M), full FI in 2024 ($1.6M)

dandypandys

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Re: Race from 500k to 1M!
« Reply #2506 on: June 30, 2021, 09:46:49 AM »

2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k     64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd  $523
March 1st  $499  I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5  Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd  $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5
May 1st: $703
May 28: $714
June 30: $728

FIreSurfer

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Re: Race from 500k to 1M!
« Reply #2507 on: June 30, 2021, 01:11:56 PM »
05/01/2017:  $198,456 
05/31/2017:  $207,044
07/05/2017:  $219,933
08/01/2017:  $228,504
09/01/2017:  $237,500
09/19/2017:  $245,500
10/02/2017:  $251,933
11/07/2017:  $266,000
12/27/2017:  $280,000
01/23/2018:  $305,566
11/27/2018:  $359,000
03/01/2019:  $400,283 *baby born, kinda lost track of everything.....
08/15/2020:  $612,831
01/01/2021:  $689,500
02/01/2021:  $714,039
02/15/2021:  $747,215
03/15/2021:  $750,529
04/01/2021:  $767,398
05/02/2021:  $803,507
06/02/2021:  $809,000
06/28/2021:  $751,511 invested/$901,500NW  *family land purchase

Down significantly this month as we finally purchased my cousin's half of the family farm-the vacant land is probably "worth" a lot more than my estimate, but as the intention is to keep it in the family, I'm adding a "NW" column just for accuracy, but my race will continue as investments only.  This means I'll be hanging out in this race a whole lot longer, but well worth it to know my father can spend his golden years on his front porch looking up at the fields and the mountains rather than the backside of some awful McMansion....

bigote2032

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Re: Race from 500k to 1M!
« Reply #2508 on: June 30, 2021, 02:18:51 PM »
10/31/2020    $599,359.11
11/30/2020    $682,864.07
12/31/2020    $720,288.84
1/31/2021    $737,924.70
2/28/2021    $759,381.39
3/31/2021    $794,882.82
4/30/2021    $842,437.81
5/31/2021    $852,073.79
6/30/2021    $873,053.96

Steeze

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Re: Race from 500k to 1M!
« Reply #2509 on: June 30, 2021, 03:20:39 PM »
10/31/2020    $599,359.11
11/30/2020    $682,864.07
12/31/2020    $720,288.84
1/31/2021    $737,924.70
2/28/2021    $759,381.39
3/31/2021    $794,882.82
4/30/2021    $842,437.81
5/31/2021    $852,073.79
6/30/2021    $873,053.96

crushing it

nick663

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Re: Race from 500k to 1M!
« Reply #2510 on: June 30, 2021, 03:46:07 PM »
June 2017:  198.7k
July 2017:  207.5k
August 2017:  211.8k
September 2017:  222.1k
October 2017: *missing*
November 2017:  234.7k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k

March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k

March 2020:  371.1k
June 2020:  456.2k
September 2020:  505.5k
December 2020:  590.1k

March 2021:  644.3k
June 2021:  701.1k

Beat our projection by about 15k this quarter.  Currently on pace to graduate this thread ~Q3 2022.

salt cured

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Re: Race from 500k to 1M!
« Reply #2511 on: June 30, 2021, 04:52:33 PM »
Congrats to this month's winners.

11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k

2Birds1Stone

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Re: Race from 500k to 1M!
« Reply #2512 on: June 30, 2021, 05:38:02 PM »
08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000
05/1/2021 - $879,700
06/1/2021 - $894,700
07/1/2021 - $913,000

With a flat market we should hit the two comma club in exactly 12 months!

McStache

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Re: Race from 500k to 1M!
« Reply #2513 on: June 30, 2021, 06:33:03 PM »
                       2015                2016                2017                2018                2019                2020                2021               
January$52,277$102,029$186,657$306,111$344,771$443,598$581,977
February$57,992$107,201$196,191$301,453$357,526$422,062$608,184
March$61,620$116,502$199,234$306,821$364,397$371,488$626,905
April$68,207$121,028$205,602$312,149$375,876$411,410$659,527
May$73,499$132,630$217,515$319,649$366,887$432,756$670,069
June$73,620$136,350$218,315$325,450$388,214$449,153$689,099
July$77,235$143,420$226,577$332,615$393,565$473,639-
August$77,588$149,032$231,008$341,112$391,468$499,746-
September$77,524$161,672$251,872$343,628$400,870$492,572-
October$86,899$160,725$260,359$329,514$411,683$488,099-
November$94,202$170,428$273,396$336,035$423,504$546,559-
December$101,290$179,734$287,829$317,638$441,666$574,853-


Mrs. Sloth

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Re: Race from 500k to 1M!
« Reply #2514 on: June 30, 2021, 06:50:39 PM »
LNW:

08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
03/01/2021 $812,244 (house down payment = reason for the decrease)
04/01/2021 $839,928
05/01/2021 $891,402
06/01/2021 $887,662 (high spending (taxes and rental renovations) is the reason for the slight decrease)
07/01/2021 $915,189*

*modified to reflect an account that hasn't been updated since 1/30 due to my husband being locked out of it but we just got the quarterly statement in the mail
« Last Edit: July 11, 2021, 11:54:52 PM by Mrs. Sloth »

Steeze

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Re: Race from 500k to 1M!
« Reply #2515 on: June 30, 2021, 07:41:57 PM »
Its all fun and games until someone gets their eye poked out with a grape

12-31-13 ~ (-100k)
12-31-14 ~ (-80k)
12-31-15 ~ (-62k)
12-31-16 ~ (-30k)
12-31-17 ~ 20k
12-31-18 : 117k
12-31-19 : 243k
12-31-20 : 410k

06/30/21 : 523k (+12k)

Target for 1M - October 2024
« Last Edit: June 30, 2021, 07:44:51 PM by Steeze »

Steeze

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Re: Race from 500k to 1M!
« Reply #2516 on: June 30, 2021, 07:43:14 PM »
Congrats to this month's winners.

11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k
04/30/21: $860k
05/31/21: $878k
06/30/21: $908k

also crushing it

tjrssibelle

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Re: Race from 500k to 1M!
« Reply #2517 on: June 30, 2021, 07:48:39 PM »
Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k
Nov 2020: $431.15k
Dec 2020: $448.30k

Jan 2021: $458.12k
Feb 2021: $472k
Mar 2021: $491k
Apr 2021: $513.64k
May 2021: $522.51k
Jun 2021: $534.07k

Sent from my SM-N960U using Tapatalk


SAfAmBrit

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Re: Race from 500k to 1M!
« Reply #2518 on: June 30, 2021, 08:53:41 PM »
Not the best month but happy to say I stayed above the 1 mil so will move to the next group to track net worth - now tracking investments to 1 mil

May2021 -  $1,003,397
June 2021 - $1.013,773


Investments :

May 2021 -  $604,599
June 2021 - $616,224

Congrats to the new grads.

ingrownstudentloans

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Re: Race from 500k to 1M!
« Reply #2519 on: July 01, 2021, 05:55:39 AM »
(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)

12/2014    $32,000
12/2016    $64,000 (24 months)
1/2018      $128,000 (25 months)
5/2019      $256,000 (16 months)
11/2020  $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021   $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021   $637,442.01
3/1/2021   $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)
4/1/2021   $781,201.54 (fun part of the year is over...back to normal growth mode)
5/1/2021   $795,754.30
6/1/2021   $880,912.54 (3 rental properties reappraised for refinance is about 50k of this increase)
7/1/2021   $920,541.74 - realizing I could graduate a whole year early!!!

fuzzy math

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Re: Race from 500k to 1M!
« Reply #2520 on: July 01, 2021, 07:04:36 AM »
Bought a basic economy flight, found out I have a middle seat for both segments today. *shudders* Thought to myself "I can afford not to be stuck in between 2 strangers"... going forwards probably going to spend the extra $40


Investments only


                       2018                2019                2020                2021                2022               
January-$226,942$401,746$603,129-
February-$249,796$414,430$610,412-
March-$270,351$412,631$630,438-
April-$285,770$393,815$679,078-
May-$295,838$414,524$719,534-
June$219,320$283,393$452,579$737,483-
July$228,483$307,071$471,455$771,570-
August$234,711$315,942$496,982--
September$245,993$318,301$529,603--
October$251,023$334,301$525,945--
November$238,881$352,430$528,082--
December$244,687$370,715$585,310--

« Last Edit: July 02, 2021, 07:51:19 AM by fuzzy math »

neo von retorch

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Re: Race from 500k to 1M!
« Reply #2521 on: July 01, 2021, 07:11:08 AM »
1/31/2016:       $254,591
...
7/30/2018:       $486,199
8/31/2018:       $502,494 (+16,295)
9/30/2018:       $519,994 (+17,500)
10/31/2018:     $520,014 (+20)
11/30/2018:     $532,342 (+12,328)
12/31/2018:     $502,059 (-30,283)
1/31/2019:       $505,379 (+3,320)
2/28/2019:       $509,086 (+3,707)
3/31/2019:       $557,340 (+48,254)
...
6/30/2019:       $576,632 (+19,292)
9/30/2019:       $601,219 (+24,587)
12/31/2019:     $650,943 (+49,274)
3/31/2020:       $577,574 (-73,369)
6/30/2020:       $659,081 (+81,507)
9/30/2020:       $729,771 (+70,690)
12/31/2020:     $795,958 (+66,187)
3/31/2021:       $835,907 (+39,949)
6/30/2021:       $900,953 (+65,046)

Q2 2021 Update
It took about 2.5 years to go from $250k to $500k.
We're coming up on 3 years since then, and we are up another $400k.

I mostly feel like I'm just treading water working so that investments can do their thing. (Or the markets lose some exuberance, and I continue buying and maybe rebalance a bit.)

DeniseNJ

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Re: Race from 500k to 1M!
« Reply #2522 on: July 01, 2021, 07:23:11 AM »
I joined MMM October 2018. I had 350K in my 401k and 30K in cc debt. I was always broke. Packages came in the mail every single day but I couldn't figure out why we were always broke.

Today we have 900K invested and no cc debt.  It is only bc of MMM. Seriously. This site and forum has saved my family.  Thank you.

hudsoncat

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Re: Race from 500k to 1M!
« Reply #2523 on: July 01, 2021, 07:53:31 AM »
                       2018                2019                2020                2021               
January$222,019$261,809$403,264$550,326
February$236,831$286,584$414,417$555,120
March$234,104$303,681$388,201$577,440
April$234,452$314,939$355,475$606,455
May$241,470$331,080$398,672$647,810
June$249,398$320,926$417,280$654,138
July$253,884$342,700$424,818$671,808
August$264,666$354,784$456,512-
September$276,905$351,842$491,411-
October$285,986$360,853$482,214-
November$267,359$374,706$475,471-
December$281,461$391,293$531,137-


SpareChange

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Re: Race from 500k to 1M!
« Reply #2524 on: July 01, 2021, 09:23:33 AM »

$552,536.

m/m: Up $6,974
y/y:   Up $134,388

Another good month. Invested about $2,400. Steady as she goes...

turketron

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Re: Race from 500k to 1M!
« Reply #2525 on: July 01, 2021, 09:31:02 AM »
2015              2016              2017              2018              2019              2020              2021             
Jan141,251.00$193,414.19$283,829.36$359,505.30$546,089.75$762,355.51
Feb$135,573.00$200,758.63$304,851.88$397,087.41$557,258.06$780,137.13
Mar$138,331.39$211,677.78$303,796.17$428,309.57$522,077.78$815,764.71
Apr$98k$146,788.37$217,643.71$307,682.67$440,342.71$451,185.96$829,307.88
May$111k$149,149.52$225,773.04$315,634.59$456,285.80$510,875.92$874,326.67
Jun$112k$161,205.21$232,222.09$337,046.55$441,047.77$551,923.37$878,873.50
Jul$113k$165,947.80$235,779.19$340,399.63$476,489.51$567,485.67$907,568.86
Aug$113k$176,198.00$244,461.55$363,304.76$486,559.27$601,161.19
Sept $116k
$178,840.37$247,101.69$385,572.12$483,967.28$653,037.25
Oct$184,372.64$256,365.91$392,296.56$490,200.54$639,398.62
Nov$120,330.91$181,625.28$266,140.14$370,000.25$501,003.17$637,260.06
Dec$138,810.56$187,972.57$279,806.93$386,361.40$531,904.82$723,586.82

Over $900k! At this rate there's a chance I'll hit $1M by the end of the year.

Dogastrophe

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Re: Race from 500k to 1M!
« Reply #2526 on: July 01, 2021, 09:54:58 AM »
Investments only; Household combined.

                       2019 ($)            2020 ($)            2021 ($)            2022 ($)           
January-496,255674,413-
February-472,573700,728-
March-444,067732,652-
April-495,051762,029-
May-524,063759,955-
June-524,530796,116-
July330,406552,296--
August437,870632,115--
September443,081617,959--
October452,295604,646--
November483,711664,577--
December484,963674,843--

JGS1980

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Re: Race from 500k to 1M!
« Reply #2527 on: July 01, 2021, 10:21:40 AM »
I joined MMM October 2018. I had 350K in my 401k and 30K in cc debt. I was always broke. Packages came in the mail every single day but I couldn't figure out why we were always broke.

Today we have 900K invested and no cc debt.  It is only bc of MMM. Seriously. This site and forum has saved my family.  Thank you.

Great Post!!! Way to go.

Morning Glory

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Re: Race from 500k to 1M!
« Reply #2528 on: July 01, 2021, 11:20:57 AM »


January
February
March
April
May
June
July
August
September
October
November
December
   2017
   236,254
   250,055
   262,196
   269,959
   282,665
   284,827
   292,037
   293,168
   297,489
   303,111
   309,583
   316,618
   2018
   322,183
   332,735
   328,393
   327,048
   332,943
   339,934
   341,553
   351,978
   356,877
   360,074
   346,354
   354,221
   2019
   339,623
   358,056
   368,263
   386,406
   395,806
   382,758
   399,023
   404,132
   404,378
   411,212
   421,398
   434,363
   2020
   447,716
   451,064
   427,409
   391,361
   428,733
   516,412/302,612
   524,981/314,313
   548,390/336,821
   574,193/361,734
   564,814/351,456
   561,416/347,157
   611,075/397,396
   2021
   624,711/408,641
   634,615/417,637
   648,273/430,384
   669,042/450,239
   861,370/561,651
   861,170/560,532
   875,996

 Sold the house and invested most of the proceeds. For these tracking threads I only count the stuff that's linked to my Mint account. If I count the husband's we are just over 1 million.

3Mer

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Re: Race from 500k to 1M!
« Reply #2529 on: July 01, 2021, 11:30:52 AM »
Month End Update

Liquid assets / Net worth

Jan 2018  $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018  $502K / $585.3K
Dec 2018  $476.8K / $554K
Jan 2019   $509.1K / $587K
Feb 2019   $534.2K / $612.6K
Mar 2019   $549K  / $627.8K
Apr 2019   $561.1K / $640.1K
May 2019  $533.5K / $612.9K
June 2019  $566K / $646K
July 2019   $569K / $649K
Aug 2019   $558.4K / $638.8K
Sept 2019  $569.6K / $650.3K
Oct 2019    $583.5K / $664.5K
Nov 2019   $602.3K / $683.7K
Dec 2019   $621.3K / $703.1K
June 2020  $641.8K / $722.8K
July 2020   $674.1K / $755.9K
Aug 2020   $715.5K / $798.1K
Sep 2020   $704K / $787.3K
Oct 2020   $698.3K / $782.2K
Nov 2020   $770.4K / $854.9K
Dec 2020   $804.3K / $889.2K
Jan 2021   $809.6K / $895K
Feb 2021   $829.7K / $915.7K
Mar 2021   $855K / $941.5K
Apr 2021   $892K / $979.8K
May 2021  $903.9K / $991.7K
Jun 2021   $916.2K / $1004.7K

Total Net Worth > $1,000,000!  Yay!   I actually first made the milestone Jun 8th, but waited until month end to post here.

I think I'm graduating myself to the next gauntlet (though I also am wanting LNW to be above the million mark too).

Ladychips

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Re: Race from 500k to 1M!
« Reply #2530 on: July 01, 2021, 02:38:42 PM »
I joined MMM October 2018. I had 350K in my 401k and 30K in cc debt. I was always broke. Packages came in the mail every single day but I couldn't figure out why we were always broke.

Today we have 900K invested and no cc debt.  It is only bc of MMM. Seriously. This site and forum has saved my family.  Thank you.

Yea you!  It's not ONLY because of MMM....you did the heavy lifting.

Nick_Miller

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Re: Race from 500k to 1M!
« Reply #2531 on: July 01, 2021, 03:52:13 PM »
Jan 2017    $147,729
April 2017  $140,847
July 2017   $157,768
Oct 2017    $173,045
Jan 2018    $190,018
April 2018  $206,732
July 2018   $231,046
Oct 2018    $252,544
Jan 2019    $252,481
April 2019  $311,927
July 2019   $326,646
Oct 2019    $338,088
Jan 2020    $364,075
April 2020  $347,174
July 2020   $401,514
Oct 2020    $433,564

Jan 2021    $487,851
Feb 2021    $500,780
March 2021 $520,737
April 2021   $536,442
May 2021   $578,346
June 2021  $583,837
July 2021  $591,779

Slow and steady progress. Vacations are 90% paid for already; this is shaping up to be a nice summer. We'll get $500 in tax credits for July-Dec but will likely just pour that into the kiddos' college funds (not included in net worth number).

Ladychips

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Re: Race from 500k to 1M!
« Reply #2532 on: July 01, 2021, 07:30:18 PM »
12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361
03/21 - $937,653     $1,230,984
04/21 - $992,853     $1,288,099
05/21 - $1,001,090  $1,297,835

06/21 - $1,028,157     $1,326,302

I guess I'm moving on to the next thread.  I hate to leave this one.  You guys keep on rocking it, and I'll see you when you get there!

facepalm

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Re: Race from 500k to 1M!
« Reply #2533 on: July 01, 2021, 10:13:45 PM »
                         2017                2018                2019                2020               2021               2022               
January-318,100359,000465,145556,200-
February-321,800370,750467,380579,100-
March-313,540378,525418,695580,400-
April255,900322,810391,005454,145604,500-
May263,800328,600397,260472,320610,000-
June268,100331,860407,265485,420625,000-
July273,100340,250413,395502,730--
August276,800341,770413,070513,600--
September284,500348,465420,460511,466--
October292,100343,960429,655508,153--
November302,000347,470442,315537,343--
December309,500340,950447,950553,788--

DeniseNJ

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Re: Race from 500k to 1M!
« Reply #2534 on: July 02, 2021, 07:35:06 AM »
12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361
03/21 - $937,653     $1,230,984
04/21 - $992,853     $1,288,099
05/21 - $1,001,090  $1,297,835

06/21 - $1,028,157     $1,326,302

I guess I'm moving on to the next thread.  I hate to leave this one.  You guys keep on rocking it, and I'll see you when you get there!

Congratulations!!!  This is awesome.  These posts are so inspiring!

DarkandStormy

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Re: Race from 500k to 1M!
« Reply #2535 on: July 02, 2021, 07:40:43 AM »
Net Worth // Invested Assets
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107
4/1/21 - $548,364 // $380,740
5/1/21 - $568,829 // $408,712
6/1/21 - $569,723 // $408,351

7/1/21 - $612,700 // $431,974

joe189man

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Re: Race from 500k to 1M!
« Reply #2536 on: July 02, 2021, 08:19:34 AM »
Hi All,

We are so excited to be joining this race, its about 6-9 months ahead of schedule

07/14/2018 - $179,957 (when we joined personal capital, Investments Only)
09/01/2018 - $188,534
01/01/2019 - $183,112
03/01/2019 - $214,755
07/01/2019 - $244,273
09/01/2019 - $251,684 - We did it!
01/01/2020 - $292,285
02/01/2020 - $295,390
02/20/2020 - $310,386
03/22/2020 - $217,801
05/01/2020 - $268,377
07/01/2020 - $301,867
10/01/2020 - $338,909
01/01/2021 - $396,844 (Only 401ks and HSA's)
02/01/2021 - $424,746 (Investments and Emergency Fund ~$20K)
03/01/2021 - $442,769 / $591,662 (Investments and Emergency Fund / Personal Capital Networth)
04/01/2021 - $461,404.23 / $609,137
05/01/2021 - $481,520 / $629,395
06/01/2021 - $491,935 / ~$650k
06/26/2021 - $504,398 / ~$657k - We did it! (or the Market did :)...)
07/02/2021 - $505,955 / ~$660K

pasadenafr

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Re: Race from 500k to 1M!
« Reply #2537 on: July 02, 2021, 01:28:02 PM »
Hi all!

Excited to join this race, these posts have been so inspiring for me! All my assets are liquid (I'm a renter). Only debt is my $11k car loan that I'm desperately fighting with myself not to pay off early.

I'm a US immigrant since 2012 and started investing/saving seriously in 2015. SINK, fairly high income, HCOL. Expecting to reach $1M in 2023.

Invested assets, long term savings and debts:

12/31/14    $51,962.23
12/31/15    $92,762.33
12/31/16    $163,900.00
12/31/17    $251,415.07
12/31/18    $330,093.64 - new job, nice retention bonus from previous job
12/31/19    $519,878.70 - pension lump sum after leaving old job (rolled into 401k)
12/31/20    $714,958.33

---

01/31/21    $732,701.46
02/28/21    $752,893.42
03/31/21    $768,088.25 - maxed out 401k
04/30/21    $812,226.27
05/31/21    $818,349.97
06/30/21    $845,008.30



« Last Edit: July 02, 2021, 01:42:10 PM by pasadenafr »

Finwiz

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Re: Race from 500k to 1M!
« Reply #2538 on: July 02, 2021, 01:38:41 PM »
I'll echo @pasadenafr 's sentiments - we're excited to be joining this race, and continue to be inspired by everyone's progress!

1/01/21 - $400,149
2/14/21 - $427,486 (+$27,337)
3/01/21 - $443,490 (+$43,341)
3/19/21 - $451,670 (+$51,521)
3/31/21 - $458,005 (+$57,856)
4/15/21 - $470,187 (+$70,038)
4/30/21 - $475,833 (+$75,684)
5/15/21 - $486,446 (+$86,297)
5/28/21 - $497,565 (+$97,416)
6/05/21 - $505,428 (+$105,279)
6/30/21 - $517,109 (+$116,960)

Here's to hoping we can keep up the same sort of pace going forward - aiming for 1,000,000 by 7/2023.

charis

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Re: Race from 500k to 1M!
« Reply #2539 on: July 02, 2021, 03:07:46 PM »
Apr 2017: 175k NW
Apr 2018: 333k
Apr 2019: 400k
Feb 2020: 515k
Aug 2020: 602k (415k invested)
Dec 2020: 669k (478k)
Jan 2021: 690k (507k)
Mar 2021: 716k (529k)
Apr 2021: 751k (551k)
May 2021: 787k (576k)
Jun 2021: 807k (592k)
Jul 2021: 833k (611k)

joe189man

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Re: Race from 500k to 1M!
« Reply #2540 on: July 02, 2021, 03:24:23 PM »
@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!

at 8% returns we are looking more like January 2025
« Last Edit: July 02, 2021, 03:44:24 PM by joe189man »

skip207

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Re: Race from 500k to 1M!
« Reply #2541 on: July 02, 2021, 03:40:37 PM »
01/01/17 374668
01/01/18 497097
01/01/19 547415
01/01/20 649762
01/01/21 788172
01/02/21 802062
01/03/21 816123
01/04/21 835284
01/05/21 856901
01/06/21 877243
01/07/21 907604

Another crazy  month!!  30k in a month thats just madness.

Finwiz

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Re: Race from 500k to 1M!
« Reply #2542 on: July 02, 2021, 04:45:54 PM »
@Finwiz i think since we both graduated the 250-500 race the same month we should race to $1,000,000. you have an ambitious goal of 2 years. It might be hard to keep up!

at 8% returns we are looking more like January 2025

Lets do it! Its definitely an ambitious, highly aggressive goal. More realistically we're looking at sometime between December 2023 to July 2024 given that I doubt we can keep up the sort of pace we've had so far this year (we're on pace to increase NW by ~$234,000 this year which is insane).

To hit it in 2 years, we'd need to save about $175,000/year at 8% returns. To make it in2.5 years we'd need to save about $130,000/year at 8% returns. We'll see - for now just keep chugging along and hope the career track continues in the right direction.

Jaayse

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Re: Race from 500k to 1M!
« Reply #2543 on: July 02, 2021, 06:55:12 PM »
Investments only, solo journey (so far)

                       2017                2018                2019                2020                2021               
January-$232,213$356,542$500,087$659,936
February-$245,447$383,348$502,244$662,250
March-$242,789$394,563$475,671$684,929
April$164,900$246,140$403,461$429,092$711,168
May-$318,398$421,194$474,155$744,322
June-$328,870$409,591$500,241$758,305
July$180,808$342,159$435,981$516,358$776,059
August$189,280$354,936$443,135$544,475-
September$193,727$366,727$441,101$579,806-
October$209,968$374,465$452,232$568,885-
November$220,602$361,296$466,688$562,892-
December$225,918$370,140$482,944$632,574-


Steady progress so far, I'm on track to be at 800k by the end of the year if the market stagnates, so I'm hopeful I will hit it.

UnleashHell

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Re: Race from 500k to 1M!
« Reply #2544 on: July 03, 2021, 03:31:57 AM »


Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761
Apr-21 nw 892 Liquid 800
May-21 nw 914 liquid 816
jun-21 nw 943 liquid 821


Radagast

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Re: Race from 500k to 1M!
« Reply #2545 on: July 03, 2021, 12:21:05 PM »
Quarter StockBondCash  +Houses
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769
Q3 2019:  $350,244     $414,376
Q4 2019:  $408,250     $473,325
Q1 2020:  $362,044     $428,120
Q2 2020:  $457,379     $524,413
Q3 2020:  $383,076     $555,858
Q4 2020:  $478,879     $656,382
Q1 2021:  $522,651     $704,873
Q2 2021:  $575,207     $761,357

Pretty boring quarter. No changes to leading digits.

ArtOfFIRE

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Re: Race from 500k to 1M!
« Reply #2546 on: July 03, 2021, 01:52:20 PM »
2015 2016 2017 2018 2019 2020 2021
January- $125,152 $190,212 $277,747 $300,773 $391,367 $503,318
February- $132,476 $205,111 $276,647 $312,970 $372,287 $516,580
March- $142,868 $207,302 $277,401 $328,015 $316,940 $538,761
April- $146,221 $213,616 $279,721 $332,703 $357,205 $561,751
May- $153,151 $220,848 $292,665 $321,134 $404,385 $573,018
June- $151,884 $221,782 $288,234 $344,636 $401,862 $585,313
July$111,061 $162,292 $229,419 $300,537 $340,103 $424,226 -
August$109,293 $164,716 $233,575 $306,219 $341,637 $440,114 -
September$104,752 $167,126 $242,747 $293,075 $347,779 $436,932 -
October$112,604 $167,659 $246,050 $293,488 $361,290 $458,230 -
November$112,690 $177,602 $255,539 $293,026 $369,972 $485,863 -
December$120,262 $182,345 $262,362 $301,471 $390,730 $498,601 -

gmdv

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Re: Race from 500k to 1M!
« Reply #2547 on: July 04, 2021, 07:17:52 PM »
6/1/21 - $525k
7/4/21 - $540k



hounton

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Re: wow, I made it
« Reply #2548 on: July 04, 2021, 10:08:59 PM »
update

4.27.21   $502,162.30  investments only.
7.4.21     $523,278

« Last Edit: July 04, 2021, 10:10:39 PM by hounton »

Dr Kidstache

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Re: Race from 500k to 1M!
« Reply #2549 on: July 05, 2021, 08:20:27 AM »
Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635
Apr 5 2021: $902,462
Jun 6 2021: $954,561

Jul 5 2021: $958,034 ($3,473)