Race from 500k to 1M!

[turketron]

		2015	2016	2017	2018	2019	2020	2021
Jan			141,251.00	$193,414.19	$283,829.36	$359,505.30	$546,089.75	$762,355.51
Feb			$135,573.00	$200,758.63	$304,851.88	$397,087.41	$557,258.06	$780,137.13
Mar			$138,331.39	$211,677.78	$303,796.17	$428,309.57	$522,077.78	$815,764.71
Apr		$98k	$146,788.37	$217,643.71	$307,682.67	$440,342.71	$451,185.96	$829,307.88
May		$111k	$149,149.52	$225,773.04	$315,634.59	$456,285.80	$510,875.92
Jun		$112k	$161,205.21	$232,222.09	$337,046.55	$441,047.77	$551,923.37
Jul		$113k	$165,947.80	$235,779.19	$340,399.63	$476,489.51	$567,485.67
Aug		$113k	$176,198.00	$244,461.55	$363,304.76	$486,559.27	$601,161.19
Sept		$116k	$178,840.37	$247,101.69	$385,572.12	$483,967.28	$653,037.25
Oct			$184,372.64	$256,365.91	$392,296.56	$490,200.54	$639,398.62
Nov		$120,330.91	$181,625.28	$266,140.14	$370,000.25	$501,003.17	$637,260.06
Dec		$138,810.56	$187,972.57	$279,806.93	$386,361.40	$531,904.82	$723,586.82

[dreadmoose]

2016                2017                2018                2019                2020                2021                2022                January  - -$25,189 $116,236 $230,742 $402,238 $820,660 - February  - -$24,977 $122,183 $244,321 $389,937 $858,606 - - March  Found MMM-> -$21,759 $122,763 $252,749 $359,271 $895,439 - April  - -$15,838 $129,950 $263,657 $441,401 - - May  - $7,447 $149,174 $252,690 $482,281 - - June  - $16,623 $154,992 $287,639 $499,025 - - July  -$19,048 $27,638 $167,846 $299,427 $540,432 - Graduation August  -$18,739 $39,025 $180,481 $313,257 $571,960 - - September  -$21,536 $49,626 $185,098 $321,358 $582,947 - - October  -$25,832 $59,438 $194,857 $336,179 $582,543 - - November  -$25,621 $71,949 $205,772 $351,985 $658,773 - - December  -$25,405 $110,473 $212,859 $385,426 $796,160 - - This month I saved $12,733 and my net worth went up by $36,833. Any month the market does more than me I'm pretty excited about. Just keep swimming, just keep swimming. Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point

[ArtOfFIRE]

	2015	2016	2017	2018	2019	2020	2021
January	-	$125,152	$190,212	$277,747	$300,773	$391,367	$503,318
February	-	$132,476	$205,111	$276,647	$312,970	$372,287	$516,580
March	-	$142,868	$207,302	$277,401	$328,015	$316,940	$538,761
April	-	$146,221	$213,616	$279,721	$332,703	$357,205	-
May	-	$153,151	$220,848	$292,665	$321,134	$404,385	-
June	-	$151,884	$221,782	$288,234	$344,636	$401,862	-
July	$111,061	$162,292	$229,419	$300,537	$340,103	$424,226	-
August	$109,293	$164,716	$233,575	$306,219	$341,637	$440,114	-
September	$104,752	$167,126	$242,747	$293,075	$347,779	$436,932	-
October	$112,604	$167,659	$246,050	$293,488	$361,290	$458,230	-
November	$112,690	$177,602	$255,539	$293,026	$369,972	$485,863	-
December	$120,262	$182,345	$262,362	$301,471	$390,730	$498,601	-

Pretty excited about adding $35k in 3 months. If this keeps up, I could hit my LeanFIRE number of $645k by this time next year.

[Imustacheyouaquestion]

	2020	2021	2022
January	-	$580,000	-
February	-	$584,000	-
March	-	$605,000	-
April	-	$622,000	-
May	-	-	-
June	-	-	-
July	-	-	-
August	-	-	-
September	$517,937.94	-	-
October	$511,000.00	-	-
November	$514,001.00	-	-
December	$567,000.00	-	-

Still holding cash and planning to make another real estate investment by the end of 2021.

[SAfAmBrit]

July 2016 - $257,306
August 2016 - $264,625
September 2016 - $270,695
October 2016 - $283528
November 2016 - $291396
December 2016 - $295603
January 2017 - $303,195
March 2017 - $333,323
April 2017 - $340,884
May 2017 - $346,568
June 2017 - $357,230
July 2017 - $365,912
August 2017 - $370,689
September 2017 - $380,412
October 2017 - $390,025
November 2017 - $400,070
December 2017 - $404,188
January 2018 - $419426
February 2018 - $423744
May 2019 - $623013
August 2019 - $681260
November 2020 - $856576
December 2020 - $887822
January 2021 - $906,532
February 2021 - $933655
March 2021 - $947507

Expecting April update  to be minimal - a funeral and tax bill is going to hit this month.

[FIreSurfer]

05/01/2017:  $198,456
05/15/2017:  $200,404   
05/31/2017:  $207,044
06/15/2017:  $213,996
07/05/2017:  $219,933
07/17/2017:  $225,853
08/01/2017:  $228,504
08/24/2017:  $228,854
09/01/2017:  $237,500
09/19/2017:  $245,500
10/02/2017:  $251,933
11/07/2017:  $266,000
12/27/2017:  $280,000
01/12/2018:  $300,768
01/23/2018:  $305,566
11/27/2018:  $359,000
03/01/2019:  $400,283 *baby born, kinda lost track of everything.....
08/15/2020:  $612,831
01/01/2021:  $689,500
01/15/2021:  $705,137
02/01/2021:  $714,039
02/15/2021:  $747,215
03/15/2021:  $750,529
04/01/2021:  $767,398

Congrats to @Trifele @OurTown and the graduating class! 

[Radagast]

Hello wealthy peers! I just started this high fallutin race. This one is exciting! I am very happy to be here.
Quarter StockBondCash  +Houses
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769
Q3 2019:  $350,244     $414,376
Q4 2019:  $408,250     $473,325
Q1 2020:  $362,044     $428,120
Q2 2020:  $457,379     $524,413
Q3 2020:  $383,076     $555,858
Q4 2020:  $478,879     $656,382
Q1 2021:  $522,651     $704,873

I am am not racing our houses, though they are a solid part of our true NW.

[moonpalace]

First post in this thread! Somehow getting into this one is more exciting than the previous ones! :-)

Jan. 2017   $42,000 [discovered MMM at age 41]
...
Apr. 2019   $271,294
...
Aug. 2020  $402,692
Nov. 2020  $427,563
Dec. 2020  $444,558
Jan. 2021  $459,349
Feb. 2021  $475,145
Mar. 2021  $477,249
Apr. 2021  $503,448

Had been expecting to graduate into this thread sometime this coming summer, but here we are! I've got about $30k in federal student loans due to be forgiven this June, and a decent tax return and a raise coming up, so hopefully I'm here to stay for a while!

Figures above include a pretty conservative home-equity number. Liquid assets are at $452k currently.

[lampstache]

Investments only

	2017	2018	2019	2020	2021
January	$34,633	$56,928,	$98,248	$176,153	$419,499
February	$40,740	$56,241	$115,926	$182,362	$433,878
March	???	$57,195	$123,445	$171,868	$481,671
April	$41,346	$57,635	$129,678	$188,425	$503,015
May	$41,840	$66,682	$136,527	$255,004	-
June	$45,227	$71,500	$132,945	$279,130	-
July	$45,862	$75,817	$142,557	$290,173	-
August	$47,377	$85,050	$150,420	$310,173	-
September	$47,669	$87,937	$146,310	$336,875	-
October	$50,397	$94,114	$150,536	$338,532	-
November	$52,288	$95,502	$155,627	$332,899	-
December	???	$93,596	$165,458	$396,311	-

We made it! Woo hoo! Hoping we can stay in this thread going forward.

[3Mer]

Month End Update

Liquid assets / Net worth

Jan 2018  $415.5K / $508K
Jun 2018  $518.8K / $578.4K
Jul  2018  $528.3K / $588.2K
Aug 2018  $543K  / $603.2K
Sep 2018  $548K / $608.6K
Oct 2018   $492.6K / $569.5K
Nov 2018  $502K / $585.3K
Dec 2018  $476.8K / $554K
Jan 2019   $509.1K / $587K
Feb 2019   $534.2K / $612.6K
Mar 2019   $549K  / $627.8K
Apr 2019   $561.1K / $640.1K
May 2019  $533.5K / $612.9K
June 2019  $566K / $646K
July 2019   $569K / $649K
Aug 2019   $558.4K / $638.8K
Sept 2019  $569.6K / $650.3K
Oct 2019    $583.5K / $664.5K
Nov 2019   $602.3K / $683.7K
Dec 2019   $621.3K / $703.1K
June 2020  $641.8K / $722.8K
July 2020   $674.1K / $755.9K
Aug 2020   $715.5K / $798.1K
Sep 2020   $704K / $787.3K
Oct 2020   $698.3K / $782.2K
Nov 2020   $770.4K / $854.9K
Dec 2020   $804.3K / $889.2K
Jan 2021   $809.6K / $895K
Feb 2021   $829.7K / $915.7K
Mar 2021   $855K / $941.5K

[charis]

April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k
August 2020: 602k (415k invested/$50k cash)
December 2020: 669k (478k invested)
January 2021: 690k (507k invested)
March 2021: 716k (529k invested)
April 2021: 751k (551k invested)

[Nick_Miller]

Welcome aboard, @moonpalace and @lampstache! It's good to see you folks here.

And the snacks are much better here as opposed to the last thread.

[moonpalace]

Welcome aboard, @moonpalace and @lampstache! It's good to see you folks here.

And the snacks are much better here as opposed to the last thread.

Thanks, @Nick_Miller ! Definitely looking forward to the ritzy snacks!

[jlcnuke]

Hello all! I'm coming to join ya'll here on this journey, having recently crossed the threshold. As my current FI number is a bit less than the goal, I may not graduate from here, but maybe I'll end up with a OMY or two and end up finishing off this race as well.

Starting at:
1 January 2021 - $502,810

1 January 2021 - $502,810
1 April 2021      - $542,985

[Weisass]

It’s been awhile... seemed like time for an update!

08/28/2020: 741,386 (502,150 invested)
04/01/2021: 933,528 (665,000 invested)

[caracarn]

	2014	2015	2016	2017	2018	2019	2020	2021	2022
January	$-	$292,190	$304,411	$437,806	$581,831	$615,789	$767,806	$941,921	-
February	$-	$332,002	$331,197	$162,424	$585,663	$662,207	$735,649	$961,753	-
March	$-	$332,209	$331,749	$481,340	$583,773	$683,014	$683,851	$992,700	-
April	$-	$336,743	$260,548	$483,994	$582,862	$719,849	$734,510	-	-
May	$256,131	$338,884	$373,153	$483,982	$585,929	$701,938	$760,661	-	-
June	$258,642	$321,529	$377,807	$490,951	$590,577	$731,170	$777,705	-	-
July	$276,381	$320,767	$414,764	$503,706	$601,024	$721,753	$819,352	-	-
August	$296,700	$313,896	$405,676	$513,111	$606,442	$686,503	$860,605	-	-
September	$290,244	$301,079	$422,204	$525,158	$610,690	$698,968	$868,597	-	-
October	$274,986	$308,291	$413,967	$533,760	$585,817	$577,615	$868,808	-	-
November	$282,762	$308,558	$419,572	$549,074	$595,773	$620,036	$910,235	-	-
December	$292,942	$312,281	$431,458	$557,941	$575,877	$760,501	$940,128	-	-

So literally on 4/1 I broke $1m, but then fell back some.  Inched back over again, so we will see if we are a bit more safely ensconced at the end of April, but if we move in tens of thousands increments again will be very happy.

[FIreDrill]

This is getting a bit stupid....

End of      NW           Change

12/13:   $41,032   
12/14:   $106,801    $65,769
12/15:   $197,262    $90,461
12/16:   $276,361    $79,099
12/17:   $368,051    $91,690
12/18:   $394,472    $26,421
12/19:   $560,195    $165,723
12/20:   $840,205    $280,010


01/21:   $858,525    $18,320
02/21:   $890,820    $32,295
03/21:   $925,713    $34,893


Year to date:          +$85,508



Stonks only go up, right?!?!  Bahaha

[Dr Kidstache]

Apr 5 2019: $523,606 -> crossed 500k threshold
May 6 2019: $536,891
Jun 6 2019: $528,014
Jul 10 2019: $569,181
Aug 5 2019: $547,229
Sep 5 2019: $569,689 
Oct 5 2019: $579,502 
Nov 5 2019: $602,772   
Dec 5 2019: $607,806
Jan 5 2020: $634,119 
Feb 5 2020: $642,031
Mar 5 2020: $619,455
Apr 5 2020: $525,283
May 5 2020: $587,254 
June 5 2020: $654,920
July 5 2020: $650,510
Aug 5 2020: $685,038
Sept 5 2020: $704,156
Oct 5 2020: $706,274
Nov 5 2020: $733,378
Dec 5 2020: $812,902
Jan 5 2021: $829,260
Feb 5 2021: $865,479
Mar 5 2021: $862,635

Apr 5 2021: $902,462 ($39,827)

[drumstache]

05/20/16   INV-   $218,514      INV+CASH-   $328,980
07/17/17   INV-   $306,386      INV+CASH-   $417,772
03/14/18   INV-   $380,160      INV+CASH-   $467,160
08/08/18   INV-   $423,708      INV+CASH-   $491,708
02/18/19   INV-   $446,121      INV+CASH-   $585,121
03/22/19   INV-   $481,093      INV+CASH-   $592,941
04/18/19   INV-   $506,875      INV+CASH-   $595,875
07/18/19   INV-   $540,071      INV+CASH-   $617,447
01/01/20   INV-   $586,172      INV+CASH-   $667,785
01/24/20   INV-   $610,000      INV+CASH-   $691,000
07/21/20   INV-   $647,000      INV+CASH-   $727,000
10/21/20   INV-   $681,430      INV+CASH-   $765,430
12/04/20   INV-   $724,740      INV+CASH-   $814,072
01/10/21   INV-   $756,650      INV+CASH-   $842,650
04/10/21   INV-   $807,000      INV+CASH-   $885,000

[lollylegs]

Just broke through another level - $602,920!  15 months from joining this thread - it will be interesting to see how long the next $100,000 takes.

[facepalm]

	2017	2018	2019	2020	2021	2022
January	-	318,100	359,000	465,145	556,220	-
February	-	321,800	370,750	467,380	579,170	-
March	-	313,540	378,525	418,695	580,425	-
April	255,900	322,810	391,005	454,145	-	-
May	263,800	328,600	397,260	472,320	-	-
June	268,100	331,860	407,265	485,420	-	-
July	273,100	340,250	413,395	502,730	-	-
August	276,800	341,770	413,070	513,600	-	-
September	284,500	348,465	420,460	511,466	-	-
October	292,100	343,960	429,655	508,153	-	-
November	302,000	347,470	442,315	537,343	-	-
December	309,500	340,950	447,950	553,788	-	-

[Ladychips]

12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867
02/21 - $904,761     $1,197,361

03/21 - $937,653      $1,230,984

Posting a few days late but ran the numbers on my normal schedule. Good grief, we've seen tremendous growth this year/quarter.  Three more months for accumulation then retired life, here we come!

[Mazzinator]

Hello!!! Super happy to join you guys!!!

Investments only.

Dec 20 - $501
Jan 21 - $510

April 21 - $568

[skip207]

Just broke through another level - $602,920!  15 months from joining this thread - it will be interesting to see how long the next $100,000 takes.

Since passing 400k mark its took me about 14-18 months to move up 100k depending on markets etc.

However the 700-800k run took only 6 months which is crazy.  Its 3 months since I passed 800 and closing in on 850 so could be 7-8 months for 800-900.

[ender]

The last decade has been pretty great for these races.

I'm not as excited if we have -10% returns a few years in a row and I break even at best for net worth growth :)

[Sid Hoffman]

The last decade has been pretty great for these races.

I'm not as excited if we have -10% returns a few years in a row and I break even at best for net worth growth :)

Same, especially when looking at market valuation related to price/earnings ratios. While I'm on track to hit $1M in about 12 months even with pretty flat market returns, I would be in the same situation as you describe where if we were losing 10% a year, or an even bigger drop like we saw from mid 2007 to early 2009, my 12 months to $1M could end up taking more like 4 years. It's just part of the market cycle. We lean on our data and the data says equities are simply more valuable in the long term of multi-decade wealth planning than bonds, for example. Or even if you're in real estate, if the current runup in housing prices is leading to even a half-as-severe 2008 style housing crash, that's still going to put a similar multi-year dent in a big real estate portfolio.

We work with whatever we've got, and accept that we have very little control on external events that stretch beyond our own sphere of influence and ability to decide the balance of our portfolios.

[Whiskers]

Joining the ranks of you folks chasing that seven-figure milestone! (To keep my journey consistent, I’m going to be following based on my personal investments / retirement accounts—separate from the wife's—and not counting the home value).

This weekend, April 2021, I hit a major milestone: $700k at 37-years-old.

Looking back at notes from ‘Race from 250 to 500k!’, here’s a brief recap:
*June 2010 - Finish grad school, 26 y/o, $90k+ in debt; new job at $40k/year
*May 2015 - (I think) - First crossed $100k at 31 y/o
*January 2018 - Passed the $250k mark
*April 2019 - Hit $312.5k
*June 2019 - 1/3 of the way to $1M
*February 2020 - Hit $400k
*November 2020 - Eclipsed $500k (and finished the ‘Race from 250 to $500k!’)

[Rife]

Joining from the race to 500,000 thread which is based on liquid investments, but will post both since living in Seattle has been good to real estate value lately, but that is more an estimate of what we would get from a sale of our house

May 2018: $502,000 Inv/$852,000 NW

We just recently passed the $1,000,000 mark for liquid investments. Our house value has also gone up a lot living in the Seattle area.

April 2021: 1,029,000 investments/ 1,576,000 total NW. I have been going by investments total not including house.

My 401k: 360000
Wife 401k: 435000
Vanguard non-retirement: 164000
College fund: 33000
HSA: 37000

Total NW includes house minus mortgage estimate.

There has been good growth we also still save aggressively, but saving percent was a bit higher a few years ago. Still around 50% savings rate.

[bigote2032]

@Rife Congratulations!!!! Great to know that your property value is going up, probably you are in a neighborhood.  I also live in Seattle and my property value has been going down the hill, I live in downtown.  What's next in your race?

[Rife]

We are just outside Mill Creek. It has been crazy. Two houses on our street sold in less than 5 hours on the market. Prices have been going up fast. We are still working and going on to the race for 2 million next. My wife will retire first probably but not quite yet.

[24babsie]

First post as a celebration.
In April we graduated by NW to $500

Starting reading MMM January 2018.
Started tracking NW Nov 2018
Nov 2018 NW $74 Assets $379

March 2021 NW $495 Assets $747
April 2021 NW $515 Assets $766

[Sid Hoffman]

Congratulations and welcome, 24babsie!

[WesternAugust]

My wife and I crossed the $900k mark this month and are over 50% of our full FIRE number of $1.8 million. We are less than $300k from our $1.2m lean fire number (that would pay off the house plus give us $40k a year). This is finally starting to feel real. We’ve been at a 70%+ savings rate throughout COVID and are going to try and keep it up as long as possible.

Cash & investments:
2/21/21:$855k
3/15/21: $872k
4/15/21: $915k

[FIreSurfer]

05/01/2017:  $198,456
05/15/2017:  $200,404   
05/31/2017:  $207,044
06/15/2017:  $213,996
07/05/2017:  $219,933
07/17/2017:  $225,853
08/01/2017:  $228,504
08/24/2017:  $228,854
09/01/2017:  $237,500
09/19/2017:  $245,500
10/02/2017:  $251,933
11/07/2017:  $266,000
12/27/2017:  $280,000
01/12/2018:  $300,768
01/23/2018:  $305,566
11/27/2018:  $359,000
03/01/2019:  $400,283 *baby born, kinda lost track of everything.....
08/15/2020:  $612,831
01/01/2021:  $689,500
01/15/2021:  $705,137
02/01/2021:  $714,039
02/15/2021:  $747,215
03/15/2021:  $750,529
04/01/2021:  $767,398
04/15/2021:  $795,707

Agreed that this first quarter has been pretty incredible - @Sid Hoffman appreciate your realistic statement there - I'm exactly one of those folks you are referring to - I think I opened a brokerage account in 2012, so basically its just been a snowball rolling down a hill (especially since I started reading MMM in 2016 and got wise to Vanguard mutual funds) faster and faster, but the market can't do this forever....right? 

[lollylegs]

2018
Jan -  $330,883
July - $372,389
-----------------------
2019
Jan  -  $376,421
July  - $449,818
Aug  - $461,802
Sept  -$471,690
Nov  - $486,235
Dec  - $498,006
------------------
2020
Jan  - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct -  $509,740
Nov-  $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277
Mar- $595,814
Apr- $614,723

[Mrs. D.]

Just joining this thread and excited to be here! Hit 500K total net worth in March of 2021. Spent about 3 years in the Race from 250-500 thread.

[Nick_Miller]

Welcome, Mrs. D! You've reached Eagleton now. Because of our cupcake factory, the air here smells like vanilla.

And serious question to others: are folks counting their crypto portfolios in their net worth? Or do most people treat that more as an "extra?"

[RWD]

Welcome, Mrs. D! You've reached Eagleton now. Because of our cupcake factory, the air here smells like vanilla.

And serious question to others: are folks counting their crypto portfolios in their net worth? Or do most people treat that more as an "extra?"

By definition you should include all assets (including crypto) and liabilities when calculating net worth. It may make sense to exclude it from your calculation of your investment portfolio, however, depending on what you are trying to accomplish.

[Civex]

Joining. Can't improve what you don't measure. Targeting 1M in investments by 2024-age 35 as a couple.

Month/year-----Investments------NW

4/2021----------730---------------862

[PassMMM]

Belatedly joining the thread. I hit 500k in January, but due to the NYC suburbs housing market boom my NW is about 605k now when you include the equity in my home.

Jan 2016 - -35k
Jan 2017 - 30k
Jan 2018 - 125k
Jan 2019 - 245k
Jan 2020 - 367k
Dec 2020 - 489k
April 2021 - 605k - large bonus + home appreciation of nearly 100k in under a year.

Rough Breakdown:
Cash: 65k
Retirement: 92k
Investment: 172k
Home Equity: 290k
School Debt (through fam; 0% interest): 10k left

[The 585]

Officially passed $600k NW last week, but downshifting next month into sabbatical/coast/barista-FIRE mode. Might be a slow growth to 1M -- but the free time I'll get back will be worth it!

[ender]

Something weird to realize... we're probably in this race for good, barring a total collapse of the economy and real estate markets.

[Icecreamarsenal]

Something weird to realize... we're probably in this race for good, barring a total collapse of the economy and real estate markets.

What could possibly go wrong?

[Icecreamarsenal]

1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
3/14/21: 924k
4/22/21: 968k

[Mrs. D.]

Welcome, Mrs. D! You've reached Eagleton now. Because of our cupcake factory, the air here smells like vanilla.

And serious question to others: are folks counting their crypto portfolios in their net worth? Or do most people treat that more as an "extra?"

Thanks for the welcome, Nick_Miller. I thought the air up here reminded me of kids' birthday parties ;)

[dreadmoose]

Welcome, Mrs. D! You've reached Eagleton now. Because of our cupcake factory, the air here smells like vanilla.

And serious question to others: are folks counting their crypto portfolios in their net worth? Or do most people treat that more as an "extra?"

I treat mine as a complete extra, like my accruing credit card balance each month isn't a negative unless I don't pay it off.

I cashed out half my crypto earlier this year and added that to regular old boring investments so I've got some profits in my net worth now, but only count it at that point.

[The 585]

1/1/20: 491k
2/1/20: 525k
3/1/20: 538k
4/1/20: 477k
5/1/20: 444k
6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
9/1/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k
12/31/20: 813k
1/23/21: 864k
2/3/21: 883k
2/28/21: 893k
3/14/21: 924k
4/22/21: 968k

Impressive, how did you pull that off?! Doubled in one year. Super high income or mostly market-driven?

[Icecreamarsenal]

@Geographer I didn't notice until you mentioned it.  Savings rate for 19 was 50%, 20 was 60%, 21 so far is 80%.
Vanguard returns seem to be 50% for this last year?  which is crazy.

I did the usual, which is high savings rate and low-cost index funds.

I also did stupid shit like:
buy individual stocks (cciv and srngu)
Sell and buy options

[hounton]

I've had my eye on this thread for quite some time.  I watched my investment balance get closer and closer and finally today is the day.

4.27.21   $502,162.30  investments only.
8.29.21     540, 000 

This is crazy for me since I grew up in a working class household that never had enough to pay all the bills.  I never made more than 7000 dollars a year until the age of 30.  I am now 53.   I don't really aspire to a million.  My house and cars are paid off and my daughter got a fat four year scholarship.  My husband has a government job with health insurance.  We also have a couple of rentals.  My lean fire is 600 and fat fire is 900k.  I will quit in six years.  I'm feeling so happy. 

[MrThatsDifferent]

I've had my eye on this thread for quite some time.  I watched my investment balance get closer and closer and finally today is the day.

4.27.21   $502,162.30  investments only.

This is crazy for me since I grew up in a working class household that never had enough to pay all the bills.  I never made more than 7000 dollars a year until the age of 30.  I am now 53.   I don't really aspire to a million.  My house and cars are paid off and my daughter got a fat four year scholarship.  My husband has a government job with health insurance.  We also have a couple of rentals.  My lean fire is 600 and fat fire is 900k.  I will quit in six years.  I'm feeling so happy.

Congrats!