Race from 500k to 1M!

[WesternAugust]

Hey what’s going on everyone? I’m staking my claim here on the way to 1M. I tallied up all my liquid cash and investments this weekend and I’m at $855,000.

$872K as of 3/15/21.

[Erma]

Hello
We crossed the half million networth this March. It took 3.5 years to double it from 250000 CHF. We will see how fast we will reach a million. The total networth target is between 1.5 and 2 million CHF (including house).

Welcome @Erma!  Is frugality popular in Switzerland?  A cousin of mine (Swiss) told me that she knew her husband was a keeper when they started dating, and she could tell "er wusste, was eine Rappe wert war."  :)

@Trifele I think it depends on the people as everywhere. In theory we are forced to save at least for taxes as you get a yearly bill, but some people don't do it/can't do it. Also housing and childcare is extremely expensive.

[Nick_Miller]

@racquetcat I also want to know the tricks @Icecreamarsenal is applying to his/her incredible money collection journey!!!  Same here, last summer I was around the same number as icecream and then he/she used the turbo button and left me behind :)

Congratulations @Icecreamarsenal, what an amazing run so far! You are an inspiration to many of us :)

Example: from 11/1/20 to 12/1/20 an increase of 106K!

Keep up the great work!

I auto-invest 8k/mo into vtsax. 

Using my world-class detective skills, I think I've blundered onto your secret.

We're lucky to invest $3k, maybe $3.5K, a month. (and yes I realize that does make us fortunate, but your pace is crazy fast!)

[Engineer93]

August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k

Have now doubled our NW since finding MMM 2.75 years ago!

January 2020: 625k
August 2020: 711k

December 2020: 830k

Almost triple NW since finding MMM 4.25 years ago

March 2021: 939k

[OurTown]

We would instantly spring over $1m in total net worth if I updated the fmv on the house.  At the moment I am using the last appraisal which was 260 when we refinanced about a year ago.  The county assessor just raised the value up to 290 and Zillow has me way up at 320.  Purchase price was 191 back in 2010.  I am going to stick with the actual appraisal as the most reliably accurate measure.  That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.

[ender]

We would instantly spring over $1m in total net worth if I updated the fmv on the house.  At the moment I am using the last appraisal which was 260 when we refinanced about a year ago.  The county assessor just raised the value up to 290 and Zillow has me way up at 320.  Purchase price was 191 back in 2010.  I am going to stick with the actual appraisal as the most reliably accurate measure.  That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.

I like calculating home equity as sale cost * 0.92% to account for transaction costs, too.

Because you rarely get 100% of the equity out of a house when you sell, regardless of how you sell.

[Arbitrage]

We would instantly spring over $1m in total net worth if I updated the fmv on the house.  At the moment I am using the last appraisal which was 260 when we refinanced about a year ago.  The county assessor just raised the value up to 290 and Zillow has me way up at 320.  Purchase price was 191 back in 2010.  I am going to stick with the actual appraisal as the most reliably accurate measure.  That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.

I like calculating home equity as sale cost * 0.92% to account for transaction costs, too.

Because you rarely get 100% of the equity out of a house when you sell, regardless of how you sell.

I've been doing 95% of the estimated value, but initial indications are that was probably too generous (we're just starting the process of preparing to sell).  We'll likely take a pretty significant hit in my presumed net worth, since we may have to sell for less than I - and computer algorithms - had been thinking our house was worth, but we'll be fine regardless.

[lollylegs]

I should hit the 600's in the next few weeks.

2018
Jan -  $330,883
July - $372,389
-----------------------
2019
Jan  -  $376,421
July  - $449,818
Aug  - $461,802
Sept  -$471,690
Nov  - $486,235
Dec  - $498,006
------------------
2020
Jan  - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct -  $509,740
Nov-  $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277
Mar- $595,814

[LostGirl]

We would instantly spring over $1m in total net worth if I updated the fmv on the house.  At the moment I am using the last appraisal which was 260 when we refinanced about a year ago.  The county assessor just raised the value up to 290 and Zillow has me way up at 320.  Purchase price was 191 back in 2010.  I am going to stick with the actual appraisal as the most reliably accurate measure.  That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.

I like calculating home equity as sale cost * 0.92% to account for transaction costs, too.

Because you rarely get 100% of the equity out of a house when you sell, regardless of how you sell.

At this point, I do not figure in any equity for my primary home. The transaction costs and availability of those funds means that I cannot use it to live. Also, being in a high cost of living area, if I figured it in my net worth would feel out of whack with my liquid savings. That paints an unrealistic picture.

[ingrownstudentloans]

We would instantly spring over $1m in total net worth if I updated the fmv on the house.  At the moment I am using the last appraisal which was 260 when we refinanced about a year ago.  The county assessor just raised the value up to 290 and Zillow has me way up at 320.  Purchase price was 191 back in 2010.  I am going to stick with the actual appraisal as the most reliably accurate measure.  That leaves me with about 150 in home equity and pushing 850 liquid net worth, which puts us right on the cusp.

I like calculating home equity as sale cost * 0.92% to account for transaction costs, too.

Because you rarely get 100% of the equity out of a house when you sell, regardless of how you sell.

At this point, I do not figure in any equity for my primary home. The transaction costs and availability of those funds means that I cannot use it to live. Also, being in a high cost of living area, if I figured it in my net worth would feel out of whack with my liquid savings. That paints an unrealistic picture.

Same here - for this race I track cash, investments, conservative equity in my side businesses and investment properties.  I do track house net worth separately though, and as of last night am a millionaire with that included.  Sounds strange to say :)

[happychineseboy]

$515k, I am up over 100k in less than 5 months.
I will update when I am at $1M

[OurTown]

Some people are measuring TNW and some LNW.  One of the reasons I am measuring TNW is I still have a mortgage, so the portion of my monthly payment that goes toward equity (about $900) shows up in the net worth progression.  There is no right or wrong way to do it, you do you. 

[OurTown]

6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781

1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944

1/1/21 = $971
2/1/21 = $986
3/1/21 = $994
4/1/21 = $1,004

[bownyboy]

Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)
Apr 2021 £711,114 (+£21,875)

Whoop! Back up this month and just nudged above where we were in January. Target is £780k for when my current contract finishes in September.

[BiggerFishToFI]

6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781

1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944

1/1/21 = $971
2/1/21 = $986
3/1/21 = $994
4/1/21 = $1,004

Congrats!

[Trifle]

Congratulations @OurTown!!   

[OurTown]

Thanks.  We started tracking monthly in January of 2015, when our tnw was $266k.  What a great ride!

[dandypandys]

2017
Jan 1st: 252k
Dec 4th 322.5k   

2018
Jan 1st:316.5k     64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5   

2020
Jan 1st $533.5  We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd  $523
March 1st  $499  I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5  Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd  $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020

2021
Mar 2nd: $665
Mar 31: $674.5

[RWD]

6/1/17 = $500
[...]
4/1/21 = $1,004

Awesome, congrats!

[skip207]

01/01/17 £374668
01/01/18 £497097
01/01/19 £547415
01/01/20 £649762
01/01/21 £788172
01/02/21 £802062
01/03/21 £816123
01/04/21 £835284

Well done OT.

[salt cured]

As always, congrats to this month's winners.

11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k
03/31/21: $802k

[bigote2032]

10/31/2020    $599,359.11
11/30/2020    $682,864.07
12/31/2020    $720,288.84
1/31/2021    $737,924.70
2/28/2021    $759,381.39
3/31/2021    $794,882.82

Best month so far this year, $35K growth (4.6%).

[Nick_Miller]

Jan 2017    $147,729
April 2017  $140,847
July 2017   $157,768
Oct 2017    $173,045
Jan 2018    $190,018
April 2018  $206,732
July 2018   $231,046
Oct 2018    $252,544
Jan 2019    $252,481
April 2019  $311,927
July 2019   $326,646
Oct 2019    $338,088
Jan 2020    $364,075
April 2020  $347,174
July 2020   $401,514
Oct 2020    $433,564

Jan 2021    $487,851
Feb 2021    $500,780
March 2021 $520,737
April 2021 $536,442

Chugging along. We paid for our airline tix for our June NYC vacation. No other big expenditures.

Oh and congrats to @OurTown! You get to go to Millionaire Estates like in the Life board game. Fancy!!

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)
January	-	496,255	674,413	-
February	-	472,573	700,728	-
March	-	444,067	732,652	-
April	-	495,051	-	-
May	-	524,063	-	-
June	-	524,530	-	-
July	330,406	552,296	-	-
August	437,870	632,115	-	-
September	443,081	617,959	-	-
October	452,295	604,646	-	-
November	483,711	664,577	-	-
December	484,963	674,843	-	-

[Tester]

Posting to keep track.
June last year was at 520k invested.
Started from zero in 2015.
Now I am at 280k invested and 505k total net worth.
Looking forward to get to 1 MM net worth and then to 1MM invested...

[McStache]

	2015	2016	2017	2018	2019	2020	2021
January	$52,277	$102,029	$186,657	$306,111	$344,771	$443,598	$581,977
February	$57,992	$107,201	$196,191	$301,453	$357,526	$422,062	$608,184
March	$61,620	$116,502	$199,234	$306,821	$364,397	$371,488	$626,905
April	$68,207	$121,028	$205,602	$312,149	$375,876	$411,410	-
May	$73,499	$132,630	$217,515	$319,649	$366,887	$432,756	-
June	$73,620	$136,350	$218,315	$325,450	$388,214	$449,153	-
July	$77,235	$143,420	$226,577	$332,615	$393,565	$473,639	-
August	$77,588	$149,032	$231,008	$341,112	$391,468	$499,746	-
September	$77,524	$161,672	$251,872	$343,628	$400,870	$492,572	-
October	$86,899	$160,725	$260,359	$329,514	$411,683	$488,099	-
November	$94,202	$170,428	$273,396	$336,035	$423,504	$546,559	-
December	$101,290	$179,734	$287,829	$317,638	$441,666	$574,853	-

[BiggerFishToFI]

Added another 15k to our primary home equity. Valuing it at a conservative 375k when Zillow and Redfin have it 70-100k higher. Apparently if I took the high estimate I'm a millionaire NW...! this market is wild. But don't congratulate me yet, I'm staying in this race until investments hit 1M.

Month   Invested   Networth
04/30/17   $67,858   $125,786
09/30/17   $100,416   $168,105
01/31/19   $251,061   $311,711
06/30/20   $501,158   $573,100
07/31/20   $534,311   $613,166
08/31/20   $582,298   $662,814
09/30/20   $568,854   $652,181
10/31/20   $576,142   $672,826
11/30/20   $645,423   $741,146
12/31/20   $705,754   $811,062
01/31/21   $726,286   $824,521
02/28/21   $756,396   $857,552
03/31/21   $785,204   $908,384

[Wintergreen78]

Alright, I’m blowing this taco stand. I rolled over 500k sometime in 2014 and I’m officially over 1M.

I was not working for the last few years, but I’m back at work now and may buy a house in the next year. If that happens my annual expenses will definitely go up, but I’d expect to be back to where investment returns can cover expenses within a few years.

[nick663]

June 2017:  198.7k
July 2017:  207.5k
August 2017:  211.8k
September 2017:  222.1k
October 2017: *missing*
November 2017:  234.7k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k

March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k

March 2020:  371.1k
June 2020:  456.2k
September 2020:  505.5k
December 2020:  590.1k

March 2021:  644.3k

Still on target despite our best efforts to derail it (vacation and home improvements).  It's interesting how once you are set into this type of lifestyle, the money takes care of itself.

[Mrs. Sloth]

LNW:

08/13/2020 $700,373
09/01/2020 $726,934
10/01/2020 $755,557 (windfall is the reason for the gain)
11/01/2020 $749,499
12/01/2020 $830,172
01/01/2021 $870,983
02/01/2021 $898,071
03/01/2021 $812,244 (house down payment = reason for the decrease)
04/01/2021 $839,928

[SpareChange]

Up $15,607 to $519,364. Unexpected bonus at work. 2020 403b match deposited. Stimulus. Markets. Great month! Congrats to the graduates!

[Jaayse]

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021
January	-	$232,213	$356,542	$500,087	$659,936
February	-	$245,447	$383,348	$502,244	$662,250
March	-	$242,789	$394,563	$475,671	$684,929
April	$164,900	$246,140	$403,461	$429,092	$711,168
May	-	$318,398	$421,194	$474,155	-
June	-	$328,870	$409,591	$500,241	-
July	$180,808	$342,159	$435,981	$516,358	-
August	$189,280	$354,936	$443,135	$544,475	-
September	$193,727	$366,727	$441,101	$579,806	-
October	$209,968	$374,465	$452,232	$568,885	-
November	$220,602	$361,296	$466,688	$562,892	-
December	$225,918	$370,140	$482,944	$632,574	-

I'm fully vaccinated +2 weeks, I'm firmly over 700k (for now since we all know things can swing), I got my state tax return and my stimulus check, so things have been going really really well.  The weather is even starting to get good enough to go for some fun bike rides over the weekend with friends.  Hopefully I can hit the 750k mark sometime soon and get over that halfway hump for this race.  This month marks 4 years of tracking my investment worth and a gain of over 550k since I began and I'm so much farther along than I thought I would be by this point. 

[Trifle]

WooHoo!  I thought we might never cross over, but we did!

Household, retirement accounts only: 

5/1/17     $631     
6/1/17     $647     
7/1/17     $655   
8/1/17     $665     
9/1/17     $672   
10/1/17   $684     
11/1/17   $702
12/1/17   $724

1/1/18     $731
2/1/18     $761
3/1/18     $737
4/1/18     $731
5/1/18     $738
6/1/18     $747
7/1/18     $744
8/1/18     $761
9/1/18     $776
10/1/18   $776
11/1/18   $729
12/1/18   $745

1/1/19     $703
2/1/19     $751  FIREd
3/1/19     $769
4/1/19     $813
5/1/19     $841
6/1/19     $810
7/1/19     $841
8/1/19     $849
9/1/19     $826
10/1/19   $832
11/1/19   $854
12/1/19   $870

1/1/20     $886
2/1/20     $881
3/1/20     $845
4/1/20     $745
5/1/20     $815
6/1/20     $848
7/1/20     $867
8/1/20     $893
9/1/20     $917
10/1/20   $900
11/1/20   $888
12/1/20   $953

1/1/21     $970
2/1/21     $976
3/1/21     $980
4/1/21     $1,004 !!!

[2Birds1Stone]

08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100
04/1/2021 - $851,000

@Trifele, don't forget us little people :)

[Trifle]

@Trifele, don't forget us little people :)

haha @2Birds1Stone  -- You two are doing great! You are light years ahead of where I was at your age -- which was deep in the hole.  :) 

[Trifle]

Posting to keep track.
June last year was at 520k invested.
Started from zero in 2015.
Now I am at 280k invested and 505k total net worth.
Looking forward to get to 1 MM net worth and then to 1MM invested...

Welcome @Tester!

[mastrr]

04/2021 - $521,524

[FLBiker]

Q1 2021 Update
Was unemployed for 6 months but got my first paycheck yesterday morning. (Called back from furlough.) While unemployed, our net worth increased by over six figures...
(Spouse income was typically under $1k/mo during this period.)

Congratulations, that is awesome!

[Enough]

26 months for 100-250k. Last post in 100-250k here: http://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-100-to-250k/msg1440605/#msg1440605

28 months for 250k-500k. Last post in 250k-500k here: https://forum.mrmoneymustache.com/throw-down-the-gauntlet/race-from-250-to-500k!/msg2457040/#msg2457040

May-19    $482,166
Jun-19    $506,489
Jul-19    $516,572
Aug-19    $520,552
Sep-19    $524,681
Oct-19    $547,979
Nov-19    $564,839
Dec-19    $600,838

Jan-20    $616,541
Feb-20    $635,416
Mar-20    $594,318
Apr-20    $636,358
May-20    $656,539
Jun-20    $672,803
Jul-20    $691,579
Aug-20    $722,451
Sep-20    $727,184
Oct-20    $716,294
Nov-20    $770,869
Dec-20    $787,587

Jan-21    $798,628
Feb-21    $818,179
Mar-21    $837,664

[UnleashHell]

Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723
Mar-21 nw 848 liquid 761

[Slow road to freedom]

I started following this group a short number of years ago, thinking it would be mission impossible. But a combination of saving and market returns meant I crossed the 1m threshold at the end of December 2020. I thought it was a fluke so didn’t particularly notice.

Just passed 1.1m.

Guess that means it wasn’t a fluke, so thank you for all the encouragement, I somehow managed to graduate this group :-)

Good luck everyone - if I can do it, you all certainly can (and will)!

[ingrownstudentloans]

(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)

12/2014    $32,000
12/2016    $64,000 (24 months)
1/2018      $128,000 (25 months)
5/2019      $256,000 (16 months)
11/2020  $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021   $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021   $637,442.01
3/1/2021   $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)

4/1/2021   $781,201.54 (fun part of the year is over...back to normal growth mode)

[JLee]

2020

Code: [Select]

Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Mar 2021 $955,475.27 -$414,407.19 $541,068.08

[RWD]

Congrats, @Trifele !

[Trifle]

Thanks @RWD!  :)

[DarkandStormy]

Net Worth // Invested Asset
1/1/21 - $500,317 // $346,651
2/1/21 - $513,258 // $355,473
3/1/21 - $531,847 // $366,107

4/1/21 - $538,626 // $374,897

[use2betrix]

Feb 1, 2016 - $90k
Apr 1, 2016 - $100k 
Jan 1, 2017 - $177k
(Took 7 month sabbatical between Jan 1st 2017 and December 1st 2017)
Dec 1, 2017 - $187k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462
Mar 1, 2018 - $225,651
Apr 1, 2018 - $238,764
May 1, 2018 - $251,725 (crossed $250k)

June 1, 2018 - $265,145
July 1, 2018 - $272,423
Aug 1, 2018 - $277,896
Sep 1, 2018 - $298,543
Oct 1, 2018 - $296,603
Nov 1, 2018 - $288,618
Dec 1, 2018 - $304,127
Jan 1, 2019 - $294,621
Feb 1, 2019 - $326,081
Mar 1, 2019 - $354,771
Apr 1, 2019 - $384,308
May 1, 2019 - $407,770
June 1, 2019 - $404,625
July 1, 2019 - $420,082
Aug 1, 2019 - $441,976
Sep 1, 2019 - $458,940
Oct 1, 2019 - $481,915
Nov 1, 2019 - $501,937 (Crossed $500k)

Dec 1, 2019 - $518,285
Jan 1, 2020 - $544,655
Feb 1, 2020 - $573,474
Mar 1, 2020 - $557,410
Apr 1, 2020 - $494,414
May 1, 2020 - $572,376
June 1, 2020 - $618,048
July 1, 2020 - $600,510
Aug 1, 2020 - $659,872
Sep 1, 2020 - $704,682
Oct 1, 2020 - $696,932
Nov 1, 2020 - $694,944
Dec 1, 2020 - $782,831
Jan 1, 2021 - $823,189
Feb 1, 2021 - $846,277
Mar 1, 2021 - $891,092
Apr 1, 2021 - $903,097

Still climbing.. Moved in March so had a lot of expenses (two months of overlapped rent, washer/dryer, fridge, built a home gym, etc.). April I get 5 paychecks instead of 4. still have a few sizable expenses but should save at least $12k-$14k.

Really itching to hit $1MM this year.. Our first baby is due in August, and with a bit of market help, if I can manage to become a millionaire the same month my first child is born, that will be a helluva month.. Even if I hit it this year, this will still be a helluva year!

[racquetcat]

Those of you who track monthly makes me jealous with all your data points, I just know I'd become obsessed if I reached it that frequently. This is household total net worth:

7/2020- $597k
10/2020-$646k
1/2021-$717k
4/2021-$763k

[hudsoncat]

	2018	2019	2020	2021
January	$222,019	$261,809	$403,264	$550,326
February	$236,831	$286,584	$414,417	$555,120
March	$234,104	$303,681	$388,201	$577,440
April	$234,452	$314,939	$355,475	606,455
May	$241,470	$331,080	$398,672	-
June	$249,398	$320,926	$417,280	-
July	$253,884	$342,700	$424,818	-
August	$264,666	$354,784	$456,512	-
September	$276,905	$351,842	$491,411	-
October	$285,986	$360,853	$482,214	-
November	$267,359	$374,706	$475,471	-
December	$281,461	$391,293	$531,137	-

March is usually a particularly good month for us (exception: 2020) due to a nice chunk the the 401K from my spouse's bonus (plus the match) and then using the rest of the bonus to fill any remainder in the IRAs, but this year was particularly good. We found out that spouse would be getting an additional $15,000 in retirement as a reward for good work (I KNOW, right?!).

That is not currently reflected in the numbers above because it comes with the added requirement that it vests in three parts over three years (there's the catch). I cannot decide how to count it here... the full amount shows as part of his retirement (including growth, thanks markets!) accounts. But I don't think I want count it until it vests.

Congrats to all the grads and welcome to the new folks!

[fuzzy math]

Big month here! Stimulus, maxed both 2020 and 2021 Roths for DH and I, sold a house... lots of good stuff!

Investments only

	2018	2019	2020	2021	2022
January	-	$226,942	$401,746	$603,129	-
February	-	$249,796	$414,430	$610,412	-
March	-	$270,351	$412,631	$630,438	-
April	-	$285,770	$393,815	$679,078	-
May	-	$295,838	$414,524	-	-
June	$219,320	$283,393	$452,579	-	-
July	$228,483	$307,071	$471,455	-	-
August	$234,711	$315,942	$496,982	-	-
September	$245,993	$318,301	$529,603	-	-
October	$251,023	$334,301	$525,945	-	-
November	$238,881	$352,430	$528,082	-	-
December	$244,687	$370,715	$585,310	-	-