Race from 500k to 1M!

[Trifle]

Looks like I'm a new entrant to this thread.  Hello!

Welcome @DarkandStormy !

[mastrr]

officially here now at a NW of $503,705 after market gains yesterday.

I posted once before a couple months ago about breaking $500k NW but that wasn't correct.  I was using a portion of money that I am no longer calculating towards my NW.  I want NW number to be pure and accurate which I now have.

[Nick_Miller]

Hey @DarkandStormy and @tarheeldan it's good to see folks from the old thread. Let's promise that being here won't change us.

*well I don't buy the bags of generic cheerios anymore

[tarheeldan]

Hey @Nick_Miller ! Good to see you too!

Generic cheerios do not taste the same :/ But the raisin bran is pretty good!

[charis]

I misread that as generic *cheetos.  And, likewise, the generic version is never as good.

[FIreDrill]

Getting started on the 2021 numbers.  We are at the mercy of the market but there is a good chance we break 1M NW this year.  February should be solid due to bonuses that will be shoved into investments.

End of      NW           Change

12/13:   $41,032   
12/14:   $106,801    $65,769
12/15:   $197,262    $90,461
12/16:   $276,361    $79,099
12/17:   $368,051    $91,690
12/18:   $394,472    $26,421
12/19:   $560,195    $165,723

12/20:   $840,205    $280,010

01/21:   $858,525    $18,320


Year to date:          +$18,320

[salt cured]

I am tracking this race in USD, but I squeaked past a notable (to me) milestone this morning when my NW crossed $1,000,000 CAD--the currency of my former and hopefully future home. The last year or so has been a slog, as the buying power of the US dollar has fallen and acted as a headwind, and so it's nice to finally check that box.

[tarheeldan]

I am tracking this race in USD, but I squeaked past a notable (to me) milestone this morning when my NW crossed $1,000,000 CAD--the currency of my former and hopefully future home. The last year or so has been a slog, as the buying power of the US dollar has fallen and acted as a headwind, and so it's nice to finally check that box.

Congratulations!!!!

[mtnman125]

Excited to graduate from this thread.  Looking back we hit $500k on 6/6/18, and crested $1m invested assets yesterday!

Next big milestone is for taxable account (currently ~$150k) to equal mortgage at $498k- not sure if we'll pay it off then, but more comfortable with that than sending extra payments.

[tarheeldan]

Excited to graduate from this thread.  Looking back we hit $500k on 6/6/18, and crested $1m invested assets yesterday!

Next big milestone is for taxable account (currently ~$150k) to equal mortgage at $498k- not sure if we'll pay it off then, but more comfortable with that than sending extra payments.

Wow! Less than 3 years to double! Congratulations!!!

[charis]

Excited to graduate from this thread.  Looking back we hit $500k on 6/6/18, and crested $1m invested assets yesterday!

Next big milestone is for taxable account (currently ~$150k) to equal mortgage at $498k- not sure if we'll pay it off then, but more comfortable with that than sending extra payments.

Congrats. We are currently at 530k and have similar plans re our mortgage after reaching FI. Do you mind saying how much of that gain in the 2.5 years were your contributions?

[mtnman125]

[/quote]

Congrats. We are currently at 530k and have similar plans re our mortgage after reaching FI. Do you mind saying how much of that gain in the 2.5 years were your contributions?
[/quote]

It was almost half/half contributions vs. gains.

We max out both of our 401ks annually, but exceeded income limits for Roth in 2019 and 2020, so we focused on taxable instead which we started with $10k in August of 2018.

Sold our condo in fall 2019 and rented for a year while we built new construction (condo proceeds were equal to 20% downpayment, cross country moving expenses, and new furnishings). During that time, our rent was pretty cheap so our savings rate was 50%+ for ~10mo.

We've been in new home ~6mo but just refi'd 30y fixed at 2.5%, so in no hurry to pay extra.

[actionjackson]

2018
Jan   398000
Feb   431000
Mar   448000
Apr   462580
May   481501
Jun - 489782
Jul - 507110
Aug - 523353
Sep - 529071
Oct - 519042
Nov - 532025

2019
Mar - 586808
May - 609872
Jun - 622961

Jul - 643390
Aug - 654710
Sep - 663790
Oct - 671853
Nov - 684764
Dec - 700320

2020
Jan - 717618
Feb - 739266
Mar - 681000
Apr - 659154
May - 666700
Jun - 690000
Jul - 704000
Aug - 727910
Sep - 727959
Oct - 751054
Nov - 774755
Dec - 800078

2021
Jan - 809285
Feb - 869654

Might graduate out of this thread sometime this year. It took about 3 years to get to 500k, and maybe about 4 by the time we double that to get to 1000k, wonder if it'll only take another 4 years to get to 2000k... Actually I expect it will take more like 5.

[FIreSurfer]

05/01/2017:  $198,456
05/15/2017:  $200,404   
05/31/2017:  $207,044
06/15/2017:  $213,996
07/05/2017:  $219,933
07/17/2017:  $225,853
08/01/2017:  $228,504
08/24/2017:  $228,854
09/01/2017:  $237,500
09/19/2017:  $245,500
10/02/2017:  $251,933
11/07/2017:  $266,000
12/27/2017:  $280,000
01/12/2018:  $300,768
01/23/2018:  $305,566
11/27/2018:  $359,000
03/01/2019:  $400,283 *baby born, kinda lost track of everything.....
08/15/2020:  $612,831
01/01/2021:  $689,500
01/15/2021:  $705,137
02/01/2021:  $714,039
02/15/2021:  $747,215

Wow I had to check that twice because it didn't seem right!

A little late but props to @talltexan for the reminder the other day that its not ALL ABOUT MONEY!  I have a good job where I get to work with my hands every day (when I haven't had this type of work, I've been unhappy) and I know I wouldn't be happy if I WAS a full time day trader (no knocks to day traders - you all have serious cajones and I'd love to learn more about how you do it!) Course this is easier to say after a good couple weeks of market gains : )

[talltexan]

I am grateful that something in my comment resonated with you! I have a job that requires that I stay current on macroeconomic conditions, which includes asset prices, so I cannot ignore things like Gamestop (though I can try to be disciplined about my own investing).

[caracarn]

	2014	2015	2016	2017	2018	2019	2020	2021	2022
January	$-	$292,190	$304,411	$437,806	$581,831	$615,789	$767,806	$941,921	-
February	$-	$332,002	$331,197	$162,424	$585,663	$662,207	$735,649	-	-
March	$-	$332,209	$331,749	$481,340	$583,773	$683,014	$683,851	-	-
April	$-	$336,743	$260,548	$483,994	$582,862	$719,849	$734,510	-	-
May	$256,131	$338,884	$373,153	$483,982	$585,929	$701,938	$760,661	-	-
June	$258,642	$321,529	$377,807	$490,951	$590,577	$731,170	$777,705	-	-
July	$276,381	$320,767	$414,764	$503,706	$601,024	$721,753	$819,352	-	-
August	$296,700	$313,896	$405,676	$513,111	$606,442	$686,503	$860,605	-	-
September	$290,244	$301,079	$422,204	$525,158	$610,690	$698,968	$868,597	-	-
October	$274,986	$308,291	$413,967	$533,760	$585,817	$577,615	$868,808	-	-
November	$282,762	$308,558	$419,572	$549,074	$595,773	$620,036	$910,235	-	-
December	$292,942	$312,281	$431,458	$557,941	$575,877	$760,501	$940,128	-	-

Stayed flat for the month.  Owe a good amount for taxes this year given better than expected self-employment income.  So a good problem to have.

[lollylegs]

Welcome all the new posters!!

I love the way these numbers are going! I'm hoping to be in the 600's by next month.
I just started a new 12 month position with a 20% payrise so most of that will be going  to savings & a bit to some work around the yard.


2018
Jan -  $330,883
July - $372,389
-----------------------
2019
Jan  -  $376,421
July  - $449,818
Aug  - $461,802
Sept  -$471,690
Nov  - $486,235
Dec  - $498,006
------------------
2020
Jan  - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct -  $509,740
Nov-  $538,580
Dec - $558,594
-----------------
2021
Jan- $574,925
Feb- $591,277

[WesternAugust]

Hey what’s going on everyone? I’m staking my claim here on the way to 1M. I tallied up all my liquid cash and investments this weekend and I’m at $855,000.

My wife and I both expect to work from home for the foreseeable future so our savings rate should be pretty stellar for 2021. As long as we don’t see an extended period of negative returns, we should cross the 1M mark within 12 months.

Total FIRE savings goal is 1.8-2M which I hope to see in 5-7 years. (Currently early 40’s). 

[Trifle]

Hey what’s going on everyone? I’m staking my claim here on the way to 1M. I tallied up all my liquid cash and investments this weekend and I’m at $855,000.

Welcome aboard!  If things continue the way they have been, we should have quite a few graduates this year.

[bownyboy]

Wow the volatility continues. After being up £20k last week for the month, things have now dropped to £1k this week.

Wondering where we’ll be at when I do the end of month update on Sunday...

[OurTown]

6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781

1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944

1/1/21 = $971
2/1/21 = $986
3/1/21 = $994

[JLee]

2020

Code: [Select]

Date             Assets           Debts          Net Worth
Dec 2020 $927,329.91 -$418,8651.23 $508,468.58
2021

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2021 $925,765.84 -$416,198.31 $509,567.53
Feb 2021 $939,436.18 -$418,551.55 $520,884.63
Kitchen renovation is paid for - just about all that's left is to buy floor and trim for the living room! Hopefully I'll start ramping up faster now.

[UnleashHell]

Nov-17 - 300k

May-18  - 375k
July -18 - 400k
Dec-18 - 345K

Mar-19 - 415K
Jun-19 nw 444K - liquid -514K
Sep-19 nw 450K liquid 527K
dec-19 nw  490k liquid 575k 


mar-20 nw 374 liquid 455
Jun-20 nw 468 liquid 541
Sep-20 nw 612 liquid 573
Dec-20 nw  737 liquid 679

Jan-21 nw 739 liquid 679
Feb-21 nw 792 liquid 723

[Nick_Miller]

Jan 2017    $147,729
April 2017  $140,847
July 2017   $157,768
Oct 2017    $173,045
Jan 2018    $190,018
April 2018  $206,732
July 2018   $231,046
Oct 2018    $252,544
Jan 2019    $252,481
April 2019  $311,927
July 2019   $326,646
Oct 2019    $338,088
Jan 2020    $364,075
April 2020  $347,174
July 2020   $401,514
Oct 2020    $433,564

Jan 2021    $487,851
Feb 2021    $500,780
March 2021 $520,737

Paid off the last of my student loans from law school. Feel great about it. Debt-free other than our home.

@OurTown can you feel it? Must be exciting to be that close.

[tarheeldan]

Paid off the last of my student loans from law school. Feel great about it. Debt-free other than our home.

Congratulations!!!

[dreadmoose]

2016                2017                2018                2019                2020                2021                2022                January  - -$25,189 $116,236 $230,742 $402,238 $820,660 - February  - -$24,977 $122,183 $244,321 $389,937 $858,606 - - March  Found MMM-> -$21,759 $122,763 $252,749 $359,271 - - April  - -$15,838 $129,950 $263,657 $441,401 - - May  - $7,447 $149,174 $252,690 $482,281 - - June  - $16,623 $154,992 $287,639 $499,025 - - July  -$19,048 $27,638 $167,846 $299,427 $540,432 - Graduation August  -$18,739 $39,025 $180,481 $313,257 $571,960 - - September  -$21,536 $49,626 $185,098 $321,358 $582,947 - - October  -$25,832 $59,438 $194,857 $336,179 $582,543 - - November  -$25,621 $71,949 $205,772 $351,985 $658,773 - - December  -$25,405 $110,473 $212,859 $385,426 $796,160 - - This month I saved 26,100 and my net worth went up by 37,946. Trending in the right direction, I believe I'll graduate earlier than expected (jinxing the market with that call). Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point

[Dogastrophe]

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)
January	-	496,255	674,413	-
February	-	472,573	700,728	-
March	-	444,067	-	-
April	-	495,051	-	-
May	-	524,063	-	-
June	-	524,530	-	-
July	330,406	552,296	-	-
August	437,870	632,115	-	-
September	443,081	617,959	-	-
October	452,295	604,646	-	-
November	483,711	664,577	-	-
December	484,963	674,843	-	-

[Ladychips]

12/16 - $360,891     $570,338
12/17 - $473,407     $697,411
12/18 - $480,550     $732,108
12/19 - $669,819     $943,739
12/20 - $868,659     $1,159,159
01/21 - $873,464     $1,163,867

2/21 - $904,761        $1,197,361

Rich as rich can be.  I'm not sure I'll ever stop being shocked at how much money we have.  Maybe when we start spending it in four months...

[salt cured]

I've been working on my RE budget, and I guess I'm FI now, assuming international travel becomes a thing again.

11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k
01/31/21: $748k
02/28/21: $772k

[bigote2032]

5/31/2020    $511,017.91
6/30/2020    $533,979.03
7/31/2020    $560,452.66
8/31/2020    $614,878.39
9/30/2020    $600,660.94
10/31/2020    $599,359.11
11/30/2020    $682,864.07
12/31/2020    $720,288.84
1/31/2021    $737,924.70
2/28/2021    $759,381.39

Won't complain, the numbers went up this month :)

[fuzzy math]

Look I can even copy my comment from last month because it's true again! LAst Friday sales are apparently a thing.


Nice little Friday end of the month sale yesterday!!

Investments only

	2018	2019	2020	2021	2022
January	-	$226,942	$401,746	$603,129	-
February	-	$249,796	$414,430	$610,412	-
March	-	$270,351	$412,631	$630,438	-
April	-	$285,770	$393,815		-
May	-	$295,838	$414,524	-	-
June	$219,320	$283,393	$452,579	-	-
July	$228,483	$307,071	$471,455	-	-
August	$234,711	$315,942	$496,982	-	-
September	$245,993	$318,301	$529,603	-	-
October	$251,023	$334,301	$525,945	-	-
November	$238,881	$352,430	$528,082	-	-
December	$244,687	$370,715	$585,310	-	-

[ender]

It's wild how much net worth bounces around with market fluctuations once you are in this race!

[Genevieve]

Net Worth:
Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301

August 2020: $506,951
September 2020: $490,416
October 2020: $486,410
November 2020: $533,248
December 2020: $602,182
February 2021: $619,579

[McStache]

	2015	2016	2017	2018	2019	2020	2021
January	$52,277	$102,029	$186,657	$306,111	$344,771	$443,598	$581,977
February	$57,992	$107,201	$196,191	$301,453	$357,526	$422,062	$608,184
March	$61,620	$116,502	$199,234	$306,821	$364,397	$371,488	-
April	$68,207	$121,028	$205,602	$312,149	$375,876	$411,410	-
May	$73,499	$132,630	$217,515	$319,649	$366,887	$432,756	-
June	$73,620	$136,350	$218,315	$325,450	$388,214	$449,153	-
July	$77,235	$143,420	$226,577	$332,615	$393,565	$473,639	-
August	$77,588	$149,032	$231,008	$341,112	$391,468	$499,746	-
September	$77,524	$161,672	$251,872	$343,628	$400,870	$492,572	-
October	$86,899	$160,725	$260,359	$329,514	$411,683	$488,099	-
November	$94,202	$170,428	$273,396	$336,035	$423,504	$546,559	-
December	$101,290	$179,734	$287,829	$317,638	$441,666	$574,853	-

@ender agreed! My contributions are definitely far less influential on end of month balances these days.

[Nick_Miller]

It's wild how much net worth bounces around with market fluctuations once you are in this race!

True dat. The idea of $10K+/- daily net worth fluctuations would have blown my mind just five years ago.

[ender]

We've saving about $2k every two weeks and it's hard to even know when it hits the account given all the market fluctuations.

Kinda nuts.

Also kinda demoralizing in a lot of ways, lol.

[RWD]

We've saving about $2k every two weeks and it's hard to even know when it hits the account given all the market fluctuations.

Kinda nuts.

Also kinda demoralizing in a lot of ways, lol.

I know what you mean. We're at the point now where if the market moves 0.1% it exceeds our combined gross income for the day. Hard to even notice the contributions sometimes.

[SpareChange]

$503,757.

Well shit. Guess I have to mingle in *this* room now. Change is...hard.

Hello! Spare Change has been around for awhile now in these threads...first posted a net worth of $11,963 in June of 2014. To be honest, I don't particularly have any motivation to graduate from this one. I would be retired before I did. Essentially FI now. I downshifted to PT about a year and a half ago. I work 5 days on, 9 off. Occasionally extra. Have a boatload of pto saved up. I still invest, just smaller amounts. The tortoise has arrived, and he's happy to make you hares look even better:). Cheers everyone!

[ender]

We've saving about $2k every two weeks and it's hard to even know when it hits the account given all the market fluctuations.

Kinda nuts.

Also kinda demoralizing in a lot of ways, lol.

I know what you mean. We're at the point now where if the market moves 0.1% it exceeds our combined gross income for the day. Hard to even notice the contributions sometimes.

It is what it is.

Buying shares either way right? Even if we break even on a year we still own more shares at the end :-)

[bownyboy]

Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,244 (+£103,453)
Feb 2021 £692,104 (-£18,141)
Mar 2021 £689,239 (-£2,865)

Ouch! Markets down again this week.

[Trifle]

$503,757.

Well shit. Guess I have to mingle in *this* room now. Change is...hard.

Hello! Spare Change has been around for awhile now in these threads...first posted a net worth of $11,963 in June of 2014. To be honest, I don't particularly have any motivation to graduate from this one. I would be retired before I did. Essentially FI now. I downshifted to PT about a year and a half ago. I work 5 days on, 9 off. Occasionally extra. Have a boatload of pto saved up. I still invest, just smaller amounts. The tortoise has arrived, and he's happy to make you hares look even better:). Cheers everyone!

Welcome from a fellow tortoise @SpareChange!  I've been in this thread many years and never expected to graduate.  But the stash has kept growing since we retired so it seems kind of fun to follow along and see if we can cross $1M.

Nice job on the work/life balance!

[Trifle]

Investments only, household combined.  Post is getting long -- I really gotta bite the bullet and do a table.

5/1/17     $631     
6/1/17     $647     
7/1/17     $655   
8/1/17     $665     
9/1/17     $672   
10/1/17   $684     
11/1/17   $702
12/1/17   $724

1/1/18     $731
2/1/18     $761
3/1/18     $737
4/1/18     $731
5/1/18     $738
6/1/18     $747
7/1/18     $744
8/1/18     $761
9/1/18     $776
10/1/18   $776
11/1/18   $729
12/1/18   $745

1/1/19     $703
2/1/19     $751  FIREd
3/1/19     $769
4/1/19     $813
5/1/19     $841
6/1/19     $810
7/1/19     $841
8/1/19     $849
9/1/19     $826
10/1/19   $832
11/1/19   $854
12/1/19   $870

1/1/20     $886
2/1/20     $881
3/1/20     $845
4/1/20     $745
5/1/20     $815
6/1/20     $848
7/1/20     $867
8/1/20     $893
9/1/20     $917
10/1/20   $900
11/1/20   $888
12/1/20   $953

1/1/21     $970
2/1/21     $976
3/1/21     $980

[2Birds1Stone]

08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400
02/1/2021 - $809,400
03/1/2021 - $829,100

[ArtOfFIRE]

	2015	2016	2017	2018	2019	2020	2021
January	-	$125,152	$190,212	$277,747	$300,773	$391,367	$503,318
February	-	$132,476	$205,111	$276,647	$312,970	$372,287	$516,580
March	-	$142,868	$207,302	$277,401	$328,015	$316,940	-
April	-	$146,221	$213,616	$279,721	$332,703	$357,205	-
May	-	$153,151	$220,848	$292,665	$321,134	$404,385	-
June	-	$151,884	$221,782	$288,234	$344,636	$401,862	-
July	$111,061	$162,292	$229,419	$300,537	$340,103	$424,226	-
August	$109,293	$164,716	$233,575	$306,219	$341,637	$440,114	-
September	$104,752	$167,126	$242,747	$293,075	$347,779	$436,932	-
October	$112,604	$167,659	$246,050	$293,488	$361,290	$458,230	-
November	$112,690	$177,602	$255,539	$293,026	$369,972	$485,863	-
December	$120,262	$182,345	$262,362	$301,471	$390,730	$498,601	-

[ingrownstudentloans]

(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)

12/2014    $32,000
12/2016    $64,000 (24 months)
1/2018      $128,000 (25 months)
5/2019      $256,000 (16 months)
11/2020  $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)
1/1/2021   $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)
2/1/2021   $637,442.01

3/1/2021    $730,728.94 (still waiting on that 401k match/employer-side contribution to hit for another 38k)

[fuzzy math]

Welcome SpareChange! You might have outgrown you name with your arrival here. Curious about your budget if you're FI at $500k. Could you live on $20k a year?

Trifele, you will earn yourself a nice stiff drink if you do the table. It took me an embarrassingly long time to get mine converted but its nice now.

[BiggerFishToFI]

Month   Invested   Networth   
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166   
08/31/20   $582,298   $662,814   
09/30/20   $568,854   $652,181   
10/31/20   $576,142   $672,826   
11/30/20   $645,423   $741,146   
12/31/20   $705,754   $811,062   
01/31/21   $726,286   $824,521   
02/28/21   $756,396   $857,552   

[SpareChange]

$503,757.

Well shit. Guess I have to mingle in *this* room now. Change is...hard.

Hello! Spare Change has been around for awhile now in these threads...first posted a net worth of $11,963 in June of 2014. To be honest, I don't particularly have any motivation to graduate from this one. I would be retired before I did. Essentially FI now. I downshifted to PT about a year and a half ago. I work 5 days on, 9 off. Occasionally extra. Have a boatload of pto saved up. I still invest, just smaller amounts. The tortoise has arrived, and he's happy to make you hares look even better:). Cheers everyone!

Welcome from a fellow tortoise @SpareChange!  I've been in this thread many years and never expected to graduate.  But the stash has kept growing since we retired so it seems kind of fun to follow along and see if we can cross $1M.

Nice job on the work/life balance!

Thanks! Nice to meet you before you outgrow this thread. Congrats in advance! 

[SpareChange]

Welcome SpareChange! You might have outgrown you name with your arrival here. Curious about your budget if you're FI at $500k. Could you live on $20k a year?

Thanks! Hmmm. Maybe I'll have to consider changing my avatar to precious metal coins at some point :). Outside of income taxes, my regular monthly, semi-annual, and annual expenses were just under 18k last year. So technically yes, but I wouldn't FIRE myself on it.

[tarheeldan]

$503,757.

Well shit. Guess I have to mingle in *this* room now. Change is...hard.

Welcome!!!! Always good to see my doppelganger :)