Author Topic: Race from 500k to 1M! (Read 701583 times)

UnleashHell · « **Reply #2000 on:** December 06, 2020, 04:17:11 AM »

Welcome new folks - theres names I recognize from the 250-500 thread!!
Well kids - it starts to go fast at this stage. You all get a big amount to work for you instead of just contributing your money.

Theres folks here hitting 100 to 200 k a year.. unreal numbers considering where we came from.

Good luck and I hope you aren't here too long!!

jda85 · « **Reply #2001 on:** December 06, 2020, 06:37:11 AM »

Starting with a copy from the 500k thread
12/5/2020: 505,000.00!!!!

ender · « **Reply #2002 on:** December 06, 2020, 08:15:01 AM »

Quote from: UnleashHell on December 06, 2020, 04:17:11 AM

Welcome new folks - theres names I recognize from the 250-500 thread!!
Well kids - it starts to go fast at this stage. You all get a big amount to work for you instead of just contributing your money.

Theres folks here hitting 100 to 200 k a year.. unreal numbers considering where we came from.

Good luck and I hope you aren't here too long!!

Assuming of course the market keeps going up :-)

If it goes down 10% a year most of us will be here a looong time :-)

UnleashHell · « **Reply #2003 on:** December 07, 2020, 04:40:54 AM »

Quote from: ender on December 06, 2020, 08:15:01 AM

Quote from: UnleashHell on December 06, 2020, 04:17:11 AM
Welcome new folks - theres names I recognize from the 250-500 thread!!
Well kids - it starts to go fast at this stage. You all get a big amount to work for you instead of just contributing your money.

Theres folks here hitting 100 to 200 k a year.. unreal numbers considering where we came from.

Good luck and I hope you aren't here too long!!

Assuming of course the market keeps going up :-)

If it goes down 10% a year most of us will be here a looong time :-)

woohoo!! thats the spirit!! :D

caracarn · « **Reply #2004 on:** December 07, 2020, 08:28:54 AM »

	2014	2015	2016	2017	2018	2019	2020	2021
January	$-	$292,190	$304,411	$437,806	$581,831	$615,789	$767,806	-
February	$-	$332,002	$331,197	$162,424	$585,663	$662,207	$735,649	-
March	$-	$332,209	$331,749	$481,340	$583,773	$683,014	$683,851	-
April	$-	$336,743	$260,548	$483,994	$582,862	$719,849	$734,510	-
May	$256,131	$338,884	$373,153	$483,982	$585,929	$701,938	$760,661	-
June	$258,642	$321,529	$377,807	$490,951	$590,577	$731,170	$777,705	-
July	$276,381	$320,767	$414,764	$503,706	$601,024	$721,753	$819,352	-
August	$296,700	$313,896	$405,676	$513,111	$606,442	$686,503	$860,605	-
September	$290,244	$301,079	$422,204	$525,158	$610,690	$698,968	$868,597	-
October	$274,986	$308,291	$413,967	$533,760	$585,817	$577,615	$868,808	-
November	$282,762	$308,558	$419,572	$549,074	$595,773	$620,036	$910,235	-
December	$292,942	$312,281	$431,458	$557,941	$575,877	$760,501	-	-

Pretty good hop up. We are getting nearly 100% of our pay back from my employer from our pay cuts earlier this year, but they announced a pay back plan in August when they took pay back to normal in September. Was not to be payed back until after the end of the year if we hit goals, but things went so well they not only opted to pay nearly 100% back but also are doing it before the end of the year so that will help the December number as I get about 5-6 months of payback. Will be a few thousand dollars for sure. Think it not likely to cross $1 million by the end of the month but hopeful that 2021 will be the year.

Icecreamarsenal · « **Reply #2005 on:** December 07, 2020, 01:00:08 PM »

6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
91/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k

@caracarn I'm on book 11 now. I have to take a breath after a couple of days and read something else. Looking forward to the Last Battle.

caracarn · « **Reply #2006 on:** December 08, 2020, 06:37:25 AM »

Quote from: Icecreamarsenal on December 07, 2020, 01:00:08 PM

@caracarn I'm on book 11 now. I have to take a breath after a couple of days and read something else. Looking forward to the Last Battle.

I was a bit worried with Sanderson taking over the writing but he did a great job. I had stopped reading at Book 8 when they originally came out and never picked them up again after Jordan died, but decided to give it a go recently. Having had such a break I started at the beginning and read all books and the prequel in about 3 years. I am waiting with baited breath for Amazon to begin filming the Wheel of Time after the pandemic makes it safe to do so. I expect this to outpace Game of Thrones as I have always found this series much more cohesive. I know several people who detest GoT treatment/portrayal of women and WoT does not have those issues, so I believe the audience appeal will be much broader.

Illmatic · « **Reply #2007 on:** December 08, 2020, 06:10:26 PM »

Very happy to join this group as of today. A few data points...

12/8/18 - $186,707
12/8/19 - $310,809
12/8/20 - $501,250

lollylegs · « **Reply #2008 on:** December 09, 2020, 10:35:21 AM »

Welcome to those recently joining!

Well its been another good month & its nice watching my balance go up.

2018
Jan - $330,883
July - $372,389
-----------------------
2019
Jan - $376,421
July - $449,818
Aug - $461,802
Sept -$471,690
Nov - $486,235
Dec - $498,006
------------------
2020
Jan - $501,901
Feb - $518,123
Mar - $446,241
April -$450,421
May - $465,042
June -$478,201
July - $494,067
Aug - $508,204
Sept- $512,108
Oct - $509,740
Nov- $538,580
Dec - $558,594

MrThatsDifferent · « **Reply #2009 on:** December 10, 2020, 12:23:12 PM »

Here now! Think this one will take longer to get through.

dodojojo · « **Reply #2010 on:** December 11, 2020, 10:07:39 AM »

I shy away from posting details hence not being active in this group. But a pleasant shock prompted me to search for 2 comma club threads.

I last checked my numbers in early summer and I figured I would reach the 2 comma mark at the end of 2021. Well, just checked a couple of days ago and if the nutty market continues its merry way, I'll likely get there sometime in 1Q2021. Crazy. Tell myself it's all paper gains and not to get too excited...

Edit to add: I don't own any property, not even a car. So it's all market/cash.

Jadzia37000 · « **Reply #2011 on:** December 11, 2020, 10:11:56 AM »

November 11, 2020: $527,000
December 11, 2020: $607,796 (501,797 euros). This month's total is more accurate than last month's, because I actually did the euro conversions and the math with a calculator instead of just spitballing it. I STILL don't have an answer from the government about how much taxes they want for 2019, but I don't think it's going to bust my butt back down under 500K DOLLARS.

achvfi · « **Reply #2012 on:** December 11, 2020, 11:12:06 AM »

Usually I have been focused on net worth (about 750000), to my great surprise I realized we have about $950,000 assets working for us. So close to a million!
I only started focusing on finances and investments around 2017! I am so proud of our achievements :-)

mizzourah2006 · « **Reply #2013 on:** December 14, 2020, 10:33:11 AM »

Quote from: mizzourah2006 on August 10, 2020, 08:41:17 AM

Quote from: mizzourah2006 on June 08, 2020, 12:25:30 PM
Quote from: mizzourah2006 on May 01, 2020, 03:22:39 PM
Quote from: mizzourah2006 on October 02, 2019, 09:13:12 AM
Quote from: mizzourah2006 on April 22, 2019, 08:59:26 AM
Quote from: mizzourah2006 on March 06, 2019, 09:45:35 AM
Just crossed over $500k for the stache this past month, so I'll jump in on the race.

Started tracking:
Jan 16: $181.2k

Feb 19: $532.8k

Update to April 1st. $546.25k

Update to October 1st: $620.15k

Feb 1. 20: $710.5k
March 1 20: $685.7k
Apr 1 20: $605.9k
May 1 20: $693.4k

June 1 20: $724.5k

Back up for the year (of course this counts a decent chunk of contributions too).

Aug 1 20: $789.1k

Dec 1 20: $969.9k

wenchsenior · « **Reply #2014 on:** December 16, 2020, 06:39:01 PM »

Aw, this thread makes me so happy for everyone...

We just made it!

We got a million in net worth a while ago, but had to wait a bit to get a million in cash. I usually only check our numbers once per month, but figured I better check now b/c we are so close (and it could slip back down before 1 January if the market takes a dive over the holidays).

Roughly 1,010,000 as of today! My husband grew up poor in a family where most members didn't even graduate high school, let alone get college degrees or save any money. He is still astounded that this has happened, even after 20 years of investing LOL.

solon · « **Reply #2015 on:** December 16, 2020, 07:19:18 PM »

You guys are an inspiration. I'm not even in this race yet, I'm in the one below. But I follow this thread just so I can hear about people reaching $1,000,000.

Weisass · « **Reply #2016 on:** December 16, 2020, 09:23:15 PM »

Quote from: wenchsenior on December 16, 2020, 06:39:01 PM

Aw, this thread makes me so happy for everyone...

We just made it!

We got a million in net worth a while ago, but had to wait a bit to get a million in cash. I usually only check our numbers once per month, but figured I better check now b/c we are so close (and it could slip back down before 1 January if the market takes a dive over the holidays).

Roughly 1,010,000 as of today! My husband grew up poor in a family where most members didn't even graduate high school, let alone get college degrees or save any money. He is still astounded that this has happened, even after 20 years of investing LOL.

Congrats! What a lovely git y’all have given yourselves!

Trifle · « **Reply #2017 on:** December 17, 2020, 02:02:05 AM »

Quote from: wenchsenior on December 16, 2020, 06:39:01 PM

Aw, this thread makes me so happy for everyone...

We just made it!

Congratulations @wenchsenior!!!

UnleashHell · « **Reply #2018 on:** December 17, 2020, 05:13:37 AM »

Quote from: wenchsenior on December 16, 2020, 06:39:01 PM

Aw, this thread makes me so happy for everyone...

We just made it!

We got a million in net worth a while ago, but had to wait a bit to get a million in cash. I usually only check our numbers once per month, but figured I better check now b/c we are so close (and it could slip back down before 1 January if the market takes a dive over the holidays).

Roughly 1,010,000 as of today! My husband grew up poor in a family where most members didn't even graduate high school, let alone get college degrees or save any money. He is still astounded that this has happened, even after 20 years of investing LOL.

congrats - thats awesome!

dandypandys · « **Reply #2019 on:** December 17, 2020, 03:34:37 PM »

CONGRATS WOOOHOOOOO!!!!!
Today we learned our pay and retirement match is going back to pre-covid times. YAY!

Engineer93 · « **Reply #2020 on:** December 18, 2020, 05:05:20 AM »

Quote from: Engineer93 on August 03, 2020, 06:29:10 AM

Quote from: Engineer93 on May 02, 2019, 03:53:44 PM
August 2016: $280k
November 2017: $380k
July 2018: $490k
April 2019: $541k
May 2019: $575k

Have now doubled our NW since finding MMM 2.75 years ago!

January 2020: 625k
August 2020: 711k

December 2020: 830k

Almost triple NW since finding MMM 4.25 years ago

Mathew675 · « **Reply #2021 on:** December 18, 2020, 11:46:56 PM »

Quote from: Mathew675 on January 12, 2018, 07:58:34 AM

Quote from: Mathew675 on January 15, 2017, 01:59:45 PM
Quote from: Mathew675 on December 02, 2016, 08:00:01 PM
I'm in! Currently at $574 investible assets.

Haven't been adding much lately, but the stock market growth pushed us over $600K. About to really start piling it on this year. Our goal is to get up to $700K before 2018. Good luck all!

Well the market certainly helped out a lot this past year. We ended up at $794K on 1 Jan. Beat our goal by a healthy margin! It really is amazing how the market can supercharge your savings with compound interest. I think it was around $500 that I really saw it take over and begin overwhelming my savings.

Just a few weeks into 2018 and we are up to $819K. I haven't added any of my own savings in yet this year either. Amazing. (I suppose it can be just as amazing going the other way too!)

Hey everyone. It’s been a while but I think I finally count myself as graduated. Went over the 2 comma club in Jan of this year. Then I fell below it... way below it. But I held on and am now sitting comfortably over $1.2m. I consider my wife a millionaire and now it’s time for me to get there too! Good luck everyone!

BluePhoenix75 · « **Reply #2022 on:** December 22, 2020, 06:23:47 AM »

Quote from: BluePhoenix75 on August 26, 2018, 07:24:44 PM

August 2018 Update:

Our Stash (NW):
1/2018 - $565,049
2/2018 - $560,628
3/2018 - $573,526
5/2018 - $601,628
6/2018 - $624,739
7/2018 - $641,020
8/2018 - $654,685

December 2020 update:

After a hiatus I’m back to graduate!

12/2020 - $1,004,814

On to $2M!

charis · « **Reply #2023 on:** December 22, 2020, 08:53:47 AM »

NW:
April 2017: 175k
April 2018: 333k
April 2019: 400k
February 2020: 515k
August 2020: 602k (415k invested/$50k cash)
December 2020: 669k (478k invested)

Investments grew well since August and we'll be adding 12k to IRAs on Jan 4. Closing in on half million invested soon, which is exciting. Refinancing the mortgage currently and that will free up some cash flow for more investing.

OurTown · « **Reply #2024 on:** December 23, 2020, 04:32:45 AM »

Today is bonus day which I lovingly call jelly of the month club. I am not expecting as much this year because we were shut down for several weeks in the spring. I did not just put a down payment on a pool so we should be okay with whatever I get.

caracarn · « **Reply #2025 on:** December 23, 2020, 07:20:31 AM »

Quote from: wenchsenior on December 16, 2020, 06:39:01 PM

Aw, this thread makes me so happy for everyone...

We just made it!

We got a million in net worth a while ago, but had to wait a bit to get a million in cash. I usually only check our numbers once per month, but figured I better check now b/c we are so close (and it could slip back down before 1 January if the market takes a dive over the holidays).

Roughly 1,010,000 as of today! My husband grew up poor in a family where most members didn't even graduate high school, let alone get college degrees or save any money. He is still astounded that this has happened, even after 20 years of investing LOL.

Congrats! Hoping we get there next year. What a feeling that will be.

YoungGranny · « **Reply #2026 on:** December 28, 2020, 06:38:43 AM »

Quote from: YoungGranny on June 04, 2020, 07:20:59 AM

Dec. 2017: $502k
Jan. 2, 2018: $513.7k
Feb. 5, 2018: $539.9k
Mar. 5, 2018: $543.6k
Apr. 2, 2018: $557.6
Apr. 30, 2018: $574.5k
June 4, 2018: $616.2k
July 2, 2018: $623.4k
Aug. 1, 2018: $643.8k
Sep. 4, 2018:$670.2k
Oct. 2, 2018: $677.7k
Nov. 2, 2018: $659.6k
Jan 2, 2019: $631.2k
Feb 1, 2019: $659.1k
Mar 1, 2019: $708k
Apr 1, 2019: $725.9k
May 1, 2019: $753.9k
July 1, 2019: $772.4k
Aug 1, 2019: $792.8k
Sep 3, 2019: $787.2k
Oct 1, 2019: $806.4k
Nov 1, 2019: $827.9k
Dec 2, 2019: $863.6k
Jan 2, 2020: $894.8k
Feb 3, 2020: $908.4k
Mar 2, 2020: $861.9k
Apr 2, 2020: $729.1k
May 1, 2020: $829.6k
June 4, 2020: $899.0k

December 28, 2020: $1,001.7k

WE DID IT!. It's been A YEAR. Husband got laid off 5 weeks before our baby girl was born in July, we ended up moving for my job selling our condo at a loss. But we're here now, and it feels good!

What will I do to splurge? Replace my Vans that have a hole in the heel with a new $30 pair of shoes since it's starting to snow here in MI now and I don't need snow in my shoe on my morning walk :)

skip207 · « **Reply #2027 on:** December 28, 2020, 03:23:44 PM »

Well done!!

Weisass · « **Reply #2028 on:** December 28, 2020, 07:59:09 PM »

01/01/20: $760,565
03/01/20:   $722,547
05/01/20:   $728,683
07/01/20:   $788,641
09/01/20:   $735,846
11/01/20:   $746,928
12/28/20: $813,604

Getting there!

dandypandys · « **Reply #2029 on:** December 29, 2020, 06:29:30 AM »

2017
Jan 1st: 252k
Dec 4th 322.5k

2018
Jan 1st:316.5k 64.5k up for 2017
Dec 1st:370k

2019
Jan 1st: $357.5 (marking the first year of maxing out retirement accounts!) UP: 41k for 2018 (markets took a hit)
Dec 1st $498.5

2020
Jan 1st $533.5 We did it! How exciting :) UP 176k for 2019- wow did I make a mistake lol!?
Feb 3rd $523
March 1st $499 I am glad I rebalanced the end of Jan, bought more bonds to maintain my IPS.
April 1st $455
May 1st $498.5 didn't check all month, so surprised at this.
June 1st $519.5
July 1st $534 yay back up again!
August 10 $547.5 Had to replace my car this month, paid in full of course and still up! :)
Sept 3rd $577
Oct 1st: $558
Nov 1st:
Dec 5th: $615
Dec 29th: $624 UP 90.5k for 2020

3Mer · « **Reply #2030 on:** December 29, 2020, 12:07:33 PM »

Quote from: 2Birds1Stone on December 01, 2020, 10:53:31 AM

@3Mer, it's eerie how similar our trajectory was. I got into the $500k club 2 months after you and we are within $1k of each other today =D

@2Birds1Stone - Wow, that is amazing! Nice to be trodding along next to you :-)

OurTown · « **Reply #2031 on:** December 30, 2020, 11:52:26 PM »

6/1/17 = $500
7/1/17 = $508
8/1/17 = $518
9/1/17 = $523
10/1/17 = $543
11/1/17 = $550
12/1/17 = $558

1/1/18 = $580
2/1/18 = $593
3/1/18 = $589
4/1/18 = $587
5/1/18 = $603
6/1/18 = $617
7/1/18 = $612
8/1/18 = $623
9/1/18 = $639
10/1/18 = $644
11/1/18 = $622
12/1/18 = $636

1/1/19 = $630
2/1/19 = $664
3/1/19 = $682
4/1/19 = $691
5/1/19 = $708
6/1/19 = $702
7/1/19 = $731
8/1/19 = $737
9/1/19 = $736
10/1/19 = $746
11/1/19 = $761
12/1/19 = $781

1/1/20 = $809
2/1/20 = $824
3/1/20 = $806
4/1/20 = $744
5/1/20 = $783
6/1/20 = $809
7/1/20 = $827
8/1/20 = $861
9/1/20 = $893
10/1/20 = $882
11/1/20 = $889
12/1/20 = $944

1/1/21 = $971

bownyboy · « **Reply #2032 on:** December 31, 2020, 01:51:56 AM »

Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,040 (+£103,249)

And its goodbye to the roller coaster that was 2020! All things considered, for those that buy and hold, people have done very well. On January 1st I forecast that we'd be around £720k at the end of the year using assumptions about contributions and growth.

Be interesting to start a thread where we all guess where we think we'll be on 31st December 2021.

Ladychips · « **Reply #2033 on:** December 31, 2020, 08:01:31 AM »

Quote from: Ladychips on November 30, 2020, 08:52:24 AM

12/16 - $360,891 $570,338
12/17 - $473,407 $697,411
12/18 - $480,550 $732,108
12/19 - $669,819 $943,739

01/20 - $675,940 $951,251
02/20 - $632,514 $909,220
03/20 - $570,114 $848,222
04/20 - $639,036 $918,460
05/20 - $668,874 $949,803
06/20 - $691,239 $973,588
07/20 - $726,252 $1,009,931
08/20 - $779,767 $1,064,777
09/20 - $757,594 $1,043,936
10/20 - $751,205 $1,038,882
11/20 - $837,535 $1,126563

12/20 - $868,659 $1,259,159

Crazy, crazy, crazy. Rounding to nice round numbers...we have had ~$60,000 in contributions and ~$140,000 in gains in one year. One year! The last two years alone have increased our savings by ~$270,000 growth, not including contributions). I hate to repeat myself, but that's bat shit crazy.

Our retirement timeline hasn't changed but the growth in the last two years absolutely have changed where we are sitting. I know we could lose the same amount that we have gained so I'm not going to lose my mind...but still this has been an amazing couple of years.

Six more months for us until we pull the trigger. I don't see us getting to $1 mil in money but I'm absolutely ok with that.

BiggerFishToFI · « **Reply #2034 on:** December 31, 2020, 08:27:16 AM »

Month   Invested   Networth
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166
08/31/20   $582,298   $662,814
09/30/20   $568,854   $652,181
10/31/20   $576,142   $672,826
11/30/20   $645,423   $741,146
12/31/20   $705,754   $811,062

Bonus time! 100% of it was split 50/50 between VTSAX and VTIAX to bring up my international allocation a little.

I've got a slim chance of breaking $1M invested in 2021 if the markets continue to perform like they did the last 6 months!

Tigerpine · « **Reply #2035 on:** December 31, 2020, 09:12:47 AM »

Quote from: BiggerFishToFI on December 31, 2020, 08:27:16 AM

Month   Invested   Networth
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166
08/31/20   $582,298   $662,814
09/30/20   $568,854   $652,181
10/31/20   $576,142   $672,826
11/30/20   $645,423   $741,146
12/31/20   $705,754   $811,062

Bonus time! 100% of it was split 50/50 between VTSAX and VTIAX to bring up my international allocation a little.

I've got a slim chance of breaking $1M invested in 2021 if the markets continue to perform like they did the last 6 months!

I am in complete awe of your growth rate! From approx. $68k to approx. $706k in 3.75 years?!?! Amazing!

BiggerFishToFI · « **Reply #2036 on:** December 31, 2020, 12:10:57 PM »

Quote from: Tigerpine on December 31, 2020, 09:12:47 AM

Quote from: BiggerFishToFI on December 31, 2020, 08:27:16 AM
Month   Invested   Networth
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166
08/31/20   $582,298   $662,814
09/30/20   $568,854   $652,181
10/31/20   $576,142   $672,826
11/30/20   $645,423   $741,146
12/31/20   $705,754   $811,062

Bonus time! 100% of it was split 50/50 between VTSAX and VTIAX to bring up my international allocation a little.

I've got a slim chance of breaking $1M invested in 2021 if the markets continue to perform like they did the last 6 months!

I am in complete awe of your growth rate! From approx. $68k to approx. $706k in 3.75 years?!?! Amazing!

As are we, it is pretty unreal looking back! We are very fortunate and have the following contributing factors:

DINKs in a MCOL area
70% savings rate, we still live about like we did when I made less than half of what I do now and DW was in school earning peanuts
I've somehow managed to earn much more than I ever thought I would, going from 45k right out of college to 160k now (9 years later)
DW is in healthcare and finished her doctorate level training in 2017 and earns ~130k
Pay $0/month for a high deductable health plan and have no major medical issues
Lucked out with some real estate purchased in 2012 and sold in 2017 allowing us to pay off all student loans of ~120k
Max out all tax-advantaged space $65k+ plus generous employer matches
Purchased mostly VTSAX throughout the last couple of dips and never have sold

Icecreamarsenal · « **Reply #2037 on:** December 31, 2020, 03:09:18 PM »

Quote from: Icecreamarsenal on December 07, 2020, 01:00:08 PM

6/4/20: 595k
7/1/20: 596k
8/1/20: 639k
91/20: 655k
10/1/20: 692k
11/1/20: 687k
12/1/20: 793k

@caracarn I'm on book 11 now. I have to take a breath after a couple of days and read something else. Looking forward to the Last Battle.

12/31/20: 813k

@caracarn I'm still on book 11 now lol. Looking forward to seeing Sanderson's take on it, hopefully a little less smoothing of skirts and clutching of braids and boxing of ears and some more movement.

dreadmoose · « **Reply #2038 on:** December 31, 2020, 03:26:28 PM »

	2016	2017	2018	2019	2020	2021	2022
January	-	-$25,189	$116,236	$230,742	$402,238	-	-
February	-	-$24,977	$122,183	$244,321	$389,937	-	-	-
March	Found MMM->	-$21,759	$122,763	$252,749	$359,271	-	-
April	-	-$15,838	$129,950	$263,657	$441,401	-	-
May	-	$7,447	$149,174	$252,690	$482,281	-	-
June	-	$16,623	$154,992	$287,639	$499,025	-	-
July	-$19,048	$27,638	$167,846	$299,427	$540,432	-	Graduation
August	-$18,739	$39,025	$180,481	$313,257	$571,960	-	-
September	-$21,536	$49,626	$185,098	$321,358	$582,947	-	-
October	-$25,832	$59,438	$194,857	$336,179	$582,543	-	-
November	-$25,621	$71,949	$205,772	$351,985	$658,773	-	-
December	-$25,405	$110,473	$212,859	$385,426	$796,160	-	-

And 2020 is done, my net worth exploded this year and I can't be grateful enough. Keeping my job combined with being able to save like this has shaved years off my original estimates of FIRE.

This month I saved $129,013 and went up by $137,387.

This year my net worth went up a staggering $410,734... which is more than double what it was.

This is also the year I changed my mind about charitable giving. I had planned on accumulating until I was done and then allotting an amount to charities after that. Now, I've decided to donate at least 1% of my net worth a year while I'm still accumulating, and then re-assess if / when I'm FIRE. This year that meant over $8000 split between three charities recommended by GiveWell (through RC Forward). This will slow me down, but not that much, and helping even a little bit makes me feel better about all the privileges that got me here.

_{Only tracking personal liquid stash and do not include my wife's savings or any Real Estate equity at this point}

Jack0Life · « **Reply #2039 on:** December 31, 2020, 03:26:46 PM »

Quote from: BiggerFishToFI on December 31, 2020, 12:10:57 PM

Quote from: Tigerpine on December 31, 2020, 09:12:47 AM
Quote from: BiggerFishToFI on December 31, 2020, 08:27:16 AM
Month   Invested   Networth
04/30/17   $67,858   $125,786   <---- Discovered MMM / LBYM
09/30/17   $100,416   $168,105   <---- 100k Invested
01/31/19   $251,061   $311,711   <---- 250k Invested
06/30/20   $501,158   $573,100   <---- 500k Invested
07/31/20   $534,311   $613,166
08/31/20   $582,298   $662,814
09/30/20   $568,854   $652,181
10/31/20   $576,142   $672,826
11/30/20   $645,423   $741,146
12/31/20   $705,754   $811,062

Bonus time! 100% of it was split 50/50 between VTSAX and VTIAX to bring up my international allocation a little.

I've got a slim chance of breaking $1M invested in 2021 if the markets continue to perform like they did the last 6 months!

I am in complete awe of your growth rate! From approx. $68k to approx. $706k in 3.75 years?!?! Amazing!

As are we, it is pretty unreal looking back! We are very fortunate and have the following contributing factors:

DINKs in a MCOL area
70% savings rate, we still live about like we did when I made less than half of what I do now and DW was in school earning peanuts
I've somehow managed to earn much more than I ever thought I would, going from 45k right out of college to 160k now (9 years later)
DW is in healthcare and finished her doctorate level training in 2017 and earns ~130k
Pay $0/month for a high deductable health plan and have no major medical issues
Lucked out with some real estate purchased in 2012 and sold in 2017 allowing us to pay off all student loans of ~120k
Max out all tax-advantaged space $65k+ plus generous employer matches
Purchased mostly VTSAX throughout the last couple of dips and never have sold

Man, you guys better have a baby quick or you're not going to know what to do with all the money you will have.

Dogastrophe · « **Reply #2040 on:** December 31, 2020, 03:43:25 PM »

Investments only; Household combined.

	2019 ($)	2020 ($)	2021 ($)	2022 ($)
January	-	496,255	-	-
February	-	472,573	-	-
March	-	444,067	-	-
April	-	495,051	-	-
May	-	524,063	-	-
June	-	524,530	-	-
July	330,406	552,296	-	-
August	437,870	632,115	-	-
September	443,081	617,959	-	-
October	452,295	604,646	-	-
November	483,711	664,577	-	-
December	484,963	674,843	-	-

nick663 · « **Reply #2041 on:** December 31, 2020, 04:33:55 PM »

June 2017: 198.7k
July 2017: 207.5k
August 2017: 211.8k
September 2017: 222.1k
October 2017: *missing*
November 2017: 234.7k
December 2017: 242.4k

March 2018: 263.3k
June 2018: 290.4k
September 2018: 313.7k
December 2018: 296.8k

March 2019: 346.3k
June 2019: 372.4k
September 2019: 390.4k
December 2019: 428.6k

March 2020: 371.1k
June 2020: 456.2k
September 2020: 505.5k
December 2020: 590.1k

Looks like we're staying in this thread for a while. Was nervous as we barely crept over the line last quarter.

salt cured · « **Reply #2042 on:** December 31, 2020, 04:49:29 PM »

Up $229k and my work’s COVID pay cut ends tomorrow. What up.

11/30/19: $496k
12/31/19: $524k
01/31/20: $533k
02/29/20: $507k
03/31/20: $458k
04/30/20: $510k
05/31/20: $542k
06/30/20: $578k
07/31/20: $624k
08/31/20: $664k
09/30/20: $660k
10/31/20: $653k
11/30/20: $720k
12/31/20: $753k

McStache · « **Reply #2043 on:** December 31, 2020, 08:12:09 PM »

	2015	2016	2017	2018	2019	2020	2021
January	$52,277	$102,029	$186,657	$306,111	$344,771	$443,598	-
February	$57,992	$107,201	$196,191	$301,453	$357,526	$422,062	-
March	$61,620	$116,502	$199,234	$306,821	$364,397	$371,488	-
April	$68,207	$121,028	$205,602	$312,149	$375,876	$411,410	-
May	$73,499	$132,630	$217,515	$319,649	$366,887	$432,756	-
June	$73,620	$136,350	$218,315	$325,450	$388,214	$449,153	-
July	$77,235	$143,420	$226,577	$332,615	$393,565	$473,639	-
August	$77,588	$149,032	$231,008	$341,112	$391,468	$499,746	-
September	$77,524	$161,672	$251,872	$343,628	$400,870	$492,572	-
October	$86,899	$160,725	$260,359	$329,514	$411,683	$488,099	-
November	$94,202	$170,428	$273,396	$336,035	$423,504	$546,559	-
December	$101,290	$179,734	$287,829	$317,638	$441,666	$574,853	-

I graduated the race to 500k last month, so this is my first month with you all! I think this one will be a bit more of a meander than a race for me as I may take a sabbatical along the way.

Jaayse · « **Reply #2044 on:** January 01, 2021, 02:00:49 AM »

Investments only, solo journey (so far)

	2017	2018	2019	2020	2021
January	-	$232,213	$356,542	$500,087	$659,936
February	-	$245,447	$383,348	$502,244	-
March	-	$242,789	$394,563	$475,671	-
April	$164,900	$246,140	$403,461	$429,092	-
May	-	$318,398	$421,194	$474,155	-
June	-	$328,870	$409,591	$500,241	-
July	$180,808	$342,159	$435,981	$516,358	-
August	$189,280	$354,936	$443,135	$544,475	-
September	$193,727	$366,727	$441,101	$579,806	-
October	$209,968	$374,465	$452,232	$568,885	-
November	$220,602	$361,296	$466,688	$562,892	-
December	$225,918	$370,140	$482,944	$632,574	-

Well, I ended the year so much higher than I thought I would be by this point. I'm up just around 160k for the year. Hopefully the market will continue to surprise me with how quickly it gets me to the next race.

FIreDrill · « **Reply #2045 on:** January 01, 2021, 03:57:23 AM »

I'm in disbelief of 2020. What an insane year in so many aspects.... I kept throwing money into the market through the crash and the rebound has been insane. Expecting to see some much lighter gains in 2021 but who knows. Might hit that double comma club sooner than expected.

End of NW Change

12/13: $41,032
12/14: $106,801 $65,769
12/15: $197,262 $90,461
12/16: $276,361 $79,099
12/17: $368,051 $91,690
12/18: $394,472 $26,421

12/19: $560,195 $165,723

01/20: $555,645 $-4,550
02/20: $548,136 $-7,509
03/20: $507,165 $-40,971
04/20: $571,647 $64,482
05/20: $602,413 $30,766
06/20: $623,728 $21,315
07/20: $663,216 $39,448
08/20: $710,666 $47,450
09/20: $690,049 $-20,616
10/20: $692,636 $2,587
11/20: $775,941 $83,305
12/20: $840,205 $64,264

Year to date: +$280,010

Here's to a great 2021!

dandypandys · « **Reply #2046 on:** January 01, 2021, 05:11:40 AM »

Quote from: bownyboy on December 31, 2020, 01:51:56 AM

Jan 2014 - £222,149
===============
Jan 2015 - £250,275 (+£28,126)
===============
Jan 2016 - £272,607 (+£22,332)
===============
Jan 2017 - £346,854 (+£74,247)
===============
Jan 2018 - £456,088 (+£109,234)
===============
Jan 2019 - £495,379 (+£39,291)
===============
Jan 2020 - £606,791 (+£111,412)
===============
Jan 2021 £710,040 (+£103,249)

And its goodbye to the roller coaster that was 2020! All things considered, for those that buy and hold, people have done very well. On January 1st I forecast that we'd be around £720k at the end of the year using assumptions about contributions and growth.

Be interesting to start a thread where we all guess where we think we'll be on 31st December 2021.

Yes, start it please! AND maybe give tips for using "assumptions about contributions and growth." Because I have no idea how to guess mine!

Trifle · « **Reply #2047 on:** January 01, 2021, 05:39:48 AM »

Welcome @McStache!

Totals are investments only, household combined. The stash keeps growing even though we haven't contributed anything in almost two years. Would love to graduate in 2021!

5/1/17 $631
6/1/17 $647
7/1/17 $655
8/1/17 $665
9/1/17 $672
10/1/17 $684
11/1/17 $702
12/1/17 $724

1/1/18 $731
2/1/18 $761
3/1/18 $737
4/1/18 $731
5/1/18 $738
6/1/18 $747
7/1/18 $744
8/1/18 $761
9/1/18 $776
10/1/18 $776
11/1/18 $729
12/1/18 $745

1/1/19 $703
2/1/19 $751 FIREd
3/1/19 $769
4/1/19 $813
5/1/19 $841
6/1/19 $810
7/1/19 $841
8/1/19 $849
9/1/19 $826
10/1/19 $832
11/1/19 $854
12/1/19 $870

1/1/20 $886
2/1/20 $881
3/1/20 $845
4/1/20 $745
5/1/20 $815
6/1/20 $848
7/1/20 $867
8/1/20 $893
9/1/20 $917
10/1/20 $900
11/1/20 $888
12/1/20 $953

1/1/21 $970

ingrownstudentloans · « **Reply #2048 on:** January 01, 2021, 06:05:13 AM »

Quote from: ingrownstudentloans on November 02, 2020, 06:22:25 AM

(tracking retirement accounts, cash accounts and conservative equity in my rental properties and side businesses)

12/2014 $32,000
12/2016 $64,000 (24 months)
1/2018 $128,000 (25 months)
5/2019 $256,000 (16 months)
11/2020 $512,000 (19 months)
[12/2022 $1,024,000 (24 months)] **TARGET**
--
11/1/2020 $506,667.23
12/1/2020 $552,641.05 (tons of market gains...sustainable/real?)

1/1/2021 $574,330.90 (very excited for the next couple of months...bonus, raises, 401K match all hit!!!)

2Birds1Stone · « **Reply #2049 on:** January 01, 2021, 07:34:05 AM »

08/1/2018 - $511,000
09/1/2018 - $519,000
10/1/2018 - $526,000
11/1/2018 - $511,000
12/1/2018 - $523,700
01/1/2019 - $515,100
02/1/2019 - $552,000
03/1/2019 - $576,000
04/1/2019 - $586,200
05/1/2019 - $604,500
06/1/2019 - $590,360
07/1/2019 - $624,000
08/1/2019 - $628,300
09/1/2019 - $637,300
10/1/2019 - $649,800 FIRE'd
11/1/2019 - $675,000
12/1/2019 - $695,700
01/1/2020 - $717,000
02/1/2020 - $721,000
03/1/2020 - $702,500
04/1/2020 - $651,000
05/1/2020 - $686,700
06/1/2020 - $702,200
07/1/2020 - $710,000
08/1/2020 - $731,800
09/1/2020 - $753,000
10/1/2020 - $736,600
11/1/2020 - $731,900 Back to work, whoops!
12/1/2020 - $769,100
01/1/2021 - $800,400

News:

Author Topic: Race from 500k to 1M! (Read 701583 times)