Race from 250 to 500k!

[J.P. MoreGains]

Well, proving that I have no idea what will happen in the markets from one month to the next... I passed 300k.

What a turn of events. A good lesson for me about the ups and downs of investing and to stay disciplined. I did not see this coming so quickly. But I'll take it.

$308,655.52

Who knows if I'll keep it but it's still a milestone to pass into the "3" range on the money odometer.

[lcmac32]

Well, proving that I have no idea what will happen in the markets from one month to the next... I passed 300k.

What a turn of events. A good lesson for me about the ups and downs of investing and to stay disciplined. I did not see this coming so quickly. But I'll take it.

$308,655.52

Who knows if I'll keep it but it's still a milestone to pass into the "3" range on the money odometer.

Let's go!!!!  This could be the year with your savings rate that you bust into the $400k range as well.

[mgardner88]

7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)

1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)

1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)
9/1/2022: $135,884 (+1,084)
10/4/2022: $131,765 (-4,119)
11/1/2022: $140,759 (+8,994)
12/1/2022: $153,083 (+12,324)

1/5/2023: $149,173 (-3,910)
2/1/2023: $158,557 (+9,384)
3/2/2023: $161,557 (+3,000)
4/3/2023: $170,948 (+9,396)
5/1/2023: $177,777 (+6,829)
5/31/2023: $181,632 (+3,855)
7/5/2023: $188,234 (+6,602)
8/8/2023: $194,053 (+5,819)
9/5/2023: $196,069 (+2,016)
10/4/2023: $193,897 (-2,172)
11/6/2023: $198,247 (+4,350)
12/1/2023: $206,271 (+8,024)

1/1/2024: $217,857 (+11,586)
1/31/2024: $224,730 (+6,873)
3/1/2024: $235,031 (+10,301)
4/1/2024: $245,339 (+10,308)
5/1/2024: $241,715 (-3,624)
5/30/2024: $251,833 (+10,118)
7/1/2024: $261,459 (+9,626)
8/1/2024: $258,821 (-2,638)
8/29/2024: $277,996 (+19,175)
10/1/2024: $288,586 (+10,590)
10/31/2024: $296,854 (+8,268)
12/1/2024: $310,366 (+13,512)

1/1/2025: $306,619 (-3,747)
2/1/2025: $318,542 (+11,923)
3/1/2025: Missed
4/1/2025: $308,294 (-10,248)
4/30/2025: $307,852 (-442)
5/30/2025: $325,657 (+17,805)

Um ok. Investing less currently. Paying down some debt and holding on to a bit more cash as my job doesn't feel super secure at this time. So I'm at the mercy of the markets, which are clearly running on vibes alone.

[VodkaWater]

It's been a spendy spring with a vacation and house items. Thankfully the markets are recovering for now.

2025 NW/Investments   
   
Jan: $444,517 / $477,329   
Feb: $439,537 / $471,723   
March: $420,443 / $455,895   
April: $423,780 / $460,918   
May: $446,993 / $482,375   

[Vindicated]

It looks like we've finally reached a new high in both net worth and investments (previous high was Feb 2025).  The new job is going well.  Hopefully, I'll have some early success to boost my motivation to push it further.

Net Worth / Investments                         2024                2025                2026                2027                2028                January $229,361 / $154,659    $326,319 / $228,762    - - - February $244,573 / $163,859    $341,515 / $228,826    - - - March $268,588 / $171,474    $310,949 / $198,555    - - - April $261,445 / $168,856    $326,885 / $214,615    - - - May $273,526 / $175,739    $343,153 / $231,153    - - - June $259,296 / $181,603    - - - - July $271,886 / $191,002    - - - - August $283,359 / $196,453    - - - - September $292,254 / $204,018    - - - - October $308,389 / $208,236    - - - - November $321,180 / $221,721    - - - - December $323,861 / $223,877    - - - -

[J.P. MoreGains]

I'm a decent amount past 300k. Hoping to hold this milestone and keep moving upward.

@lcmac32  I think I have an outside chance at 400k if the market is really strong... trendline shows I'm on pace for 400k in early 2026. I'm still feeling really motivated so I just want to keep on working and saving. Will all be worth it.

Back on the trendline after a bit of a dip.

2025 Savings

	$ In	$ Out	Save	Save %
Jan	6,226.97	2,109.28	4,117.69	66.1%
Feb	6,622.35	2,156.78	4,465.57	67.4%
Mar	8,392.86	768.41	7,624.45	90.8%
Apr	8,299.25	779.42	7,519.83	90.6%
May	8,580.55	853.18	7,727.37	90.1%
Jun	-	-	-	-
Jul	-	-	-	-
Aug	-	-	-	-
Sep	-	-	-	-
Oct	-	-	-	-
Nov	-	-	-	-
Dec	-	-	-	-
Total	38,121.98	6,667.07	31,454.91	82.5%

Savings Since Sep 2023 Start

	$ In	$ Out	Save	Save %
Total	161,655.77	36,781.69	124,874.08	77.2%

Net Worth Progress

	Total	Month +/-	Year +/-	09/06/23 +/-
--2023--
09/06/23	115,236.73	n/a	n/a	n/a
--2024--
01/05/24	147,842.08	n/a	n/a	32,605.35
03/29/24	179,559.31	n/a	31,717.23	64,322.58
06/27/24	204,276.13	n/a	56,434.05	89,039.40
07/30/24	212,318.41	8,042.28	64,476.33	97,081.68
08/30/24	223,816.65	11,498.24	75,974.57	108,579.92
09/27/24	237,772.64	13,955.99	89,930.56	122,535.91
10/30/24	244,876.97	7,104.33	97,034.89	129,640.24
11/28/24	254,394.24	9,517.27	106,552.16	139,157.51
12/26/24	258,413.43	4,019.19	110,571.35	143,176.70
01/01/25	277,413.43	N/A	N/A	162,176.70
02/01/25	283,900.93	6,487.50	6,487.50	168,664.20
03/01/25	285,393.17	1,492.24	7,979.74	170,156.44
04/01/25	281,384.49	-4,008.68	3,971.06	166,147.76
05/01/25	289,954.16	8,569.67	12,540.73	174,717.43
06/01/25	313,321.04	23,366.88	35,907.61	198,084.31

[peppermint]

12/2024 - $260292.90
01/2025 - $254691.31
02/2025 - $266101.34
03/2025 - $267278.48
04/2025 - $262415.48
05/2025 - $278583.87

[eav]

June 2024: $338,180
August 2024: $350,534
September 2024: $364,235
October 2024: $370,528
November 2024: $380,834
December 2024: $401,920
January 2025: $392,759
February 2025: $408,400
March 2025: $407,249
April 2025: $391,604
May 2025: $402,873
June 2025: $421,312

(Only counting liquid assets/FI number)

[FICurious]

	2024	2025	2026	2027	2028
January	$260,470	$315,533	-	-	-
February	$260,200	$328,435	-	-	-
March	$269,213	$325,187	-	-	-
April	$277,837	$315,782	-	-	-
May	$268,052	$315,342	-	-	-
June	$278,669	$329,884	-	-	-
July	$281,323	-	-	-	-
August	$294,760	-	-	-	-
September	$308,676	-	-	-	-
October	$316,333	-	-	-	-
November	$313,193	-	-	-	-
December	$330,148	-	-	-	-

[TyGuy]

Graduation Goal: January 1, 2028


Net Worth:

03/04/19: -$30,065 (Started tracking NW)
01/01/20: $1,447  (First month in the black)
01/01/21: $21,735
01/01/22: $63,049
01/01/23: $87,715
04/01/23: $105,349 (Started the race 100K-250K)
01/01/24: $157,250

01/01/25: $250,328 (Started the race 250K-500K)
02/01/25: $260,644 (+10,316)
03/01/25: $264,290 (+3,646)
04/01/25: $255,259 (-9,031)
05/01/25: $267,658 (+12,399)
06/01/25: $282,645 (+14,987)


Another month with a high savings rate, I am looking forward to crossing the 300k mark!

[bcbaseballman]

2018                             2019                              2020                            2021                          2022                           2023                           2024                           2025
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576               1/31: 137,128              1/31: 144,932              1/31: 182,741               1/31: 272,928
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616               2/28: 132,607              2/28: 149,381              2/29: 194,032               2/28: 277,532
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009               3/31: 141,282              3/31: 150,830              3/31: 206,283               3/31: 268,562
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128               4/30: 138,395              4/30: 152,583              4/30: 203,318               4/30: 272,807
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056               5/31: 137,158              5/31: 153,509              5/31: 213,997
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201               6/30: 131,597              6/30: 162,074              6/30: 221,156
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792                 7/31: 97,017               7/31: 137,745              7/31: 167,006              7/31: 222,422
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970                 8/30: 133,097             8/30: 133,694              8/31: 164,711              8/31: 232,237
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466                 9/30: 129,725             9/30: 126,048              9/30: 159,407              9/30: 239,234
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288               10/31: 135,443          10/31: 133,795            10/31: 157,578             10/31: 241,936
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093               11/30: 132,452          11/30: 139,717            11/30: 168,012             11/30: 252,641
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002               12/31: 139,677          12/31: 135,251            12/31: 174,941             12/31: 251,587
Gain: 15,245.84                         29,783                            44,923                           55,655                       -4,416                         39,690                          76,646

5/31: 282,755

A good commission month and saving rate!

[lcmac32]

@J.P.MoreGaines -  I can't believe you had such a dip in your savings rate this month.  90.1% is unacceptable.  I will forward to moderators to see if you are even allowed to be on the forums anymore!

I jest of course.  Following your story and CanadianTeacher's have been some of the most fulfilling to watch.  So impressive and each in some aspects different paths to the goal, but each are incredible and inspiring.  Keep up the good work!!!

[J.P. MoreGains]

@J.P.MoreGaines -  I can't believe you had such a dip in your savings rate this month.  90.1% is unacceptable.  I will forward to moderators to see if you are even allowed to be on the forums anymore!

I jest of course.  Following your story and CanadianTeacher's have been some of the most fulfilling to watch.  So impressive and each in some aspects different paths to the goal, but each are incredible and inspiring.  Keep up the good work!!!

Thanks, appreciate it. Not sure how long I can keep this up but I'll ride it out while I can. I may have to step back from the multiple jobs for a bit.

I'll have to check out CanadianTeacher... I'll keep an eye out for a post.

[poetdereves]

7/1/2022   $104,281.96
8/1/2022   $130,183.28
9/1/2022   $127,931.79
10/1/2022   $128,898.99
11/1/2022   MISSED
12/1/2022   $141,418.82
1/1/2023   $121,714.98
2/1/2023   $142,417.22
3/1/2023   $134,691.79
4/1/2023   $142,945.07
5/1/2023   $149,890.62
6/1/2023   $162,561.19
7/1/2023  $174,911.20
8/1/2023  $187,499.33
9/1/2023 $192,180.06
10/1/2023 $188,633.94
11/1/2023 $202,069.37
12/1/2023 $209,686.68
1/1/2024 $221,242.93
2/1/2024 $232,927.06
3/1/2024 $249,749.58
4/1/2024 $250,729.25
5/1/2024 $257,516.11
6/1/2024 $269,741.20
7/1/2024 $284,089.86
8/1/2024 $280,295.79
9/1/2024 $298,568.10
10/1/2024 $307,768.62
11/1/2024 $308,011.63
12/1/2024 $328,688.30
1/1/2025 $319,949.24
2/1/2025 $328,800.71
3/1/2025 $326,020.69
4/1/2025 $323,844.47
5/1/2025 $325,830.57
6/1/2025 $336,963.43 (+$11,132.86)