Race from 250 to 500k!

[Sugaree]

Net Worth	2019	2020	2021	2022	2023	2024
January	$49,378.04	$90,928.02	$161,747.01	$229,977.41	$232,928.16	$        -
February	$50,300.10	$93,896.81	$162,883.32	$217,510.91	$346,856.21	$        -
March	$59,373.49	$100,165.23	$173,923.10	$220,602.56	$347,275.46	$        -
April	$59,558.47	$94,297.23	$183,031.09	$226,302.77	$358,270.55	$        -
May	$64,340.45	$106,341.84	$186,124.71	$216,297.22	$363,790.59	$        -
June	$64,940.28	$113,372.31	$189,866.01	$210,792.90	$370,890.90	$        -
July	$70,156.02	$120,466.05	$194,364.35	$206,546.54	$400,232.03	$        -
August	$74,302.64	$127,953.51	$197,286.96	$224,774.07	$        -	$        -
September	$74,328.43	$135,625.59	$205,953.08	$217,814.80	$        -	$        -
October	$78,067.76	$137,857.32	$201,884.29	$206,617.66	$        -	$        -
November	$81,274.16	$136,857.08	$215,701.01	$220,532.58	$        -	$        -
December	$88,148.59	$152,706.85	$217,143.43	$241,204.92	$        -	Graduation Goal
Annual gain	$41,549.98	$70,818.99	$68,230.40	$2,950.75	$        -	$        -

Always fun to see that first number go up.  Not sure how long it will stay there, but I'll take it for the moment.

[Lilium]

2022/11    234,446
2022/12    401k switch
2023/01    253,622
2023/02    252,575
2023/03    256,289
2023/04    255,468
2023/05
2023/06    276,029

This is gonna take a while...

Is there a tracking chart for this thread? The links I could find from earlier don't work.

[zeli2033]

Investments Only

	2018	2019	2020	2021	2022	2023
January	-	$52,928	$163,400	$239,950	$347,310	$380,483
February	-	$61,806	$156,457	$250,940	$342,981	$383,698
March	-	$72,482	$145,287	$261,224	$359,722	$393,303
April	-	$99,041	$163,919	$280,829	$304,751	$413,036
May	-	$96,807	$178,765	$284,686	$336,271	$421,003
June	-	$106,071	$185,289	$293,185	$322,698	$456,058
July	$4,624	$112,395	$201,395	$301,660	$363,465	-
August	$12,784	$116,527	$222,183	$312,943	$349,355	-
September	$22,476	$124,973	$221,234	$305,520	$322,151	-
October	$27,980	$135,196	$225,329	$325,798	$351,955	-
November	$36,219	$143,839	$221,148	$329,221	$364,086	-
December	$36,235	$150,705	$234,567	$357,336	$358,064	-

June was a spendy month with July & August likely following suit (house projects, traveling, etc). Look forward to things moving faster (contribution-wise at least) come September.

[VodkaWater]

2023 NW/Investments

Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
May: $311,423 / $329,896
June: $323,829 / $342,102


Still unemployed but at least the market is working in my favor.

[lcmac32]

It has been a while since I posted (almost two years)  Oddly enough, not a ton has changed as it was the peak trough and now almost back to where I was.  I am now self-employed so will have to work on creating a 401k mechanism to contribute more than than the $7500 max on an IRA.  Here are the old numbers with latest amount.

401k only
Nov. 12, 2019         $238,035.96
Dec.   3, 2019         $240,880.64
Jan.   1, 2020          $249,417.11
Feb. 11, 2020          $257,961.03
Oct.  13, 2020         $277,374.19
Dec.   3, 2020         $296,200.72
Jan.  11, 2021         $314,041.78 (late checking, but a nice day to check)
Feb.  2, 2021          $315,792.29
Mar.  2, 2021          $324,324.39
Apr.  5, 2021          $327,497.50
May  1, 2021          $341,098.14
Sep. 14,2021         $370,643.21 (getting there)
Oct.  5, 2021         $355,201.45 (first down month this year, but okay with the breather...onward and upward from here)
Nov.  5, 2021         $392,676.23
July, 16, 2023        $380,554.39

I am hoping to finish 2023 north of $400k.  Target now looks like 2025.  My original post was 401k total only so now I will have to make that IRA.  I sold a house and am now renting until the market goes down.  I have $330k for the new house purchase, so technically I have graduated, but I will still stay put until the new house purchase or the IRA exceeds the total. 

[CanadianTeacher]

A little early this month as I don't have a regular paycheque over the summer months. Nonetheless, my side gig income has been record breaking the last three months and my portfolio has had good performance. Delighted to see that I've almost completely recovered from paying for a new car in just a month and a bit... hard to believe.


January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022:  $235,770.22

January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023:  $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30

[snoot]

01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262

Great work everyone!

[Mainlander]

JULY UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356

Nice returns this month. Still paying down debt accrued while I was off work on parental leave. If the market stays hot then I may finish this race by year end, but a more realistic goal is by summer 2024.

[PlanetDee]

Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22  - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k

The end is near!

[Sugaree]

Net Worth	2019	2020	2021	2022	2023	2024
January	$49,378.04	$90,928.02	$161,747.01	$229,977.41	$232,928.16	$        -
February	$50,300.10	$93,896.81	$162,883.32	$217,510.91	$346,856.21	$        -
March	$59,373.49	$100,165.23	$173,923.10	$220,602.56	$347,275.46	$        -
April	$59,558.47	$94,297.23	$183,031.09	$226,302.77	$358,270.55	$        -
May	$64,340.45	$106,341.84	$186,124.71	$216,297.22	$363,790.59	$        -
June	$64,940.28	$113,372.31	$189,866.01	$210,792.90	$370,890.90	$        -
July	$70,156.02	$120,466.05	$194,364.35	$206,546.54	$400,232.03	$        -
August	$74,302.64	$127,953.51	$197,286.96	$224,774.07	$417,598.48	$        -
September	$74,328.43	$135,625.59	$205,953.08	$217,814.80	$        -	$        -
October	$78,067.76	$137,857.32	$201,884.29	$206,617.66	$        -	$        -
November	$81,274.16	$136,857.08	$215,701.01	$220,532.58	$        -	$        -
December	$88,148.59	$152,706.85	$217,143.43	$241,204.92	$        -	Graduation Goal
Annual gain	$41,549.98	$70,818.99	$68,230.40	$2,950.75	$        -	$        -

[Lilium]

2022/11    234,446
2022/12    401k switch
2023/01    253,622
2023/02    252,575
2023/03    256,289
2023/04    255,468
2023/05
2023/06    276,029
2023/07    284,556

Will hopefully be switching jobs soon. The pay is quite a bit less, but I'm hoping for better balance. I definitely feel better about switching gears after tracking like this.

[DadJokes]

	2021	2022	2023
January	$258,885	$373,041	-
February	$262,452	$363,275	-
March	$272,904	$361,574	-
April	$287,533	$377,554	-
May	$301,006	$359,300	-
June	$311,676	$368,284	-
July	$328,942	$361,191	-
August	$315,944	$387,549	$521,771
September	$330,810	$383,946	-
October	$327,571	$369,646	-
November	$347,847	$389,421	-
December	$353,721	$411,902	Grad Goal

I guess I haven't updated in here in a while. I finished this leg a few months ahead of my initial projections. Good luck all.

[VodkaWater]

2023 NW/Investments

Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
May: $311,423 / $329,896
June: $323,829 / $342,102
July: 326,883 / $346,128

Back Employed! July is the last month of unemployment so I am glad that the market kept us up. I am looking forward to getting back on track with pay. I am back at my original company and I managed to get a pay increase as well.

[ontheheel]

A few thousand more dumped into the same rental property that's cost me nearly $10k this year already. This is getting really old, but I think I'm hopefully getting to a point where there isn't much else to replace...

Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.

	2019	2020	2021	2022	2023
January	$87,000	$153,000	$241,000	$347,000	$408,000
February	$95,000	$159,000	$246,000	$354,000	$418,000
March	$95,000	$152,000	$255,000	$372,000	$429,000
April	$98,000	$172,000	$267,000	$381,000	$445,000
May	$95,000	$157,000	$290,000	$381,000	$453,000
June	$104,000	$187,000	$303,000	$383,000	$474,000
July	$106,000	$202,000	$325,000	$396,000	***$483,000***
August	$115,000	$206,000	$333,000	$387,000	-
September	$118,000	$207,000	$328,000	$378,000	-
October	$134,000	$215,000	$342,000	$394,000	-
November	$136,000	$233,000	$346,000	$403,000	-
December	$143,000	$234,000	$359,000	$404,000	-
Annual gain	$56,000	$89,000	$125,000	$45,000	-

[EchoStache]

Stache:
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/2023: $256,339
08/2023: $268,438

$500k goal: 08/2025

[lcmac32]

401k (IRA as of Jan. 2023)
Nov. 12, 2019         $238,035.96
Dec.   3, 2019         $240,880.64
Jan.   1, 2020          $249,417.11
Feb. 11, 2020          $257,961.03
Oct.  13, 2020         $277,374.19
Dec.  3, 2020          $296,200.72
Jan.  11, 2021         $314,041.78 (late checking, but a nice day to check)
Feb.  2, 2021           $315,792.29
Mar.  2, 2021           $324,324.39
Apr.  5, 2021           $327,497.50
May  1, 2021           $341,098.14
Sep. 14, 2021          $370,643.21 (getting there)
Oct.  5, 2021           $355,201.45 (first down month this year, but okay with the breather...onward and upward from here)
Nov.  5, 2021           $392,676.23
Jul. 16, 2023           $380,554.39
Aug. 1, 2023           $388,000.00

[PlanetDee]

Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22  - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k
9/1/23 - $491k

Updating a bit early, but basically flat. Found out yesterday that I got a promotion, so excited to start adding that extra cash come the October paychecks.

[Mainlander]

AUGUST UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710

Stagnant this month due to the market. Going into busy time of year for work so looking to finish the year strong

[Sugaree]

Net Worth	2019	2020	2021	2022	2023	2024
January	$49,378.04	$90,928.02	$161,747.01	$229,977.41	$232,928.16	$        -
February	$50,300.10	$93,896.81	$162,883.32	$217,510.91	$346,856.21	$        -
March	$59,373.49	$100,165.23	$173,923.10	$220,602.56	$347,275.46	$        -
April	$59,558.47	$94,297.23	$183,031.09	$226,302.77	$358,270.55	$        -
May	$64,340.45	$106,341.84	$186,124.71	$216,297.22	$363,790.59	$        -
June	$64,940.28	$113,372.31	$189,866.01	$210,792.90	$370,890.90	$        -
July	$70,156.02	$120,466.05	$194,364.35	$206,546.54	$400,232.03	$        -
August	$74,302.64	$127,953.51	$197,286.96	$224,774.07	$417,598.48	$        -
September	$74,328.43	$135,625.59	$205,953.08	$217,814.80	$413,256.55	$        -
October	$78,067.76	$137,857.32	$201,884.29	$206,617.66	$        -	$        -
November	$81,274.16	$136,857.08	$215,701.01	$220,532.58	$        -	$        -
December	$88,148.59	$152,706.85	$217,143.43	$241,204.92	$        -	Graduation Goal
Annual gain	$41,549.98	$70,818.99	$68,230.40	$2,950.75	$        -	$        -

[zeli2033]

Investments Only

	2018	2019	2020	2021	2022	2023
January	-	$52,928	$163,400	$239,950	$347,310	$380,483
February	-	$61,806	$156,457	$250,940	$342,981	$383,698
March	-	$72,482	$145,287	$261,224	$359,722	$393,303
April	-	$99,041	$163,919	$280,829	$304,751	$413,036
May	-	$96,807	$178,765	$284,686	$336,271	$421,003
June	-	$106,071	$185,289	$293,185	$322,698	$456,058
July	$4,624	$112,395	$201,395	$301,660	$363,465	$475,671
August	$12,784	$116,527	$222,183	$312,943	$349,355	$473,076
September	$22,476	$124,973	$221,234	$305,520	$322,151	-
October	$27,980	$135,196	$225,329	$325,798	$351,955	-
November	$36,219	$143,839	$221,148	$329,221	$364,086	-
December	$36,235	$150,705	$234,567	$357,336	$358,064	-

July & August were spendy - and September will be the spendiest yet with some medical procedures happening this month and next.

[snoot]

01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431

Great work everyone!

[CanadianTeacher]

Made some significant gains this month thanks to investments and side income. No day job income as I'm a teacher and don't get paid over the summer:

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022:  $235,770.22

January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023:  $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11

[VodkaWater]

2023 NW/Investments

Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
May: $311,423 / $329,896
June: $323,829 / $342,102
July: $326,883 / $346,128
August: $320,026 / 338,509

Little dip this month as I paid down the credit card from the last 5 months of unemployment.

[EchoStache]

Stache:
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/2023: $256,339
08/2023: $268,438
09/2023: $277,460

$500k goal: 08/2025

[zygote]

For context: I'm 34 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
3/22: $251,915.95 (4 years tracking)
3/23: $290,001.63 (5 years tracking)
4/23: $295,028.87 (+$5,027.24, +1.73%)
5/23: $299,553.62 (+$4,524.75, +1.53%)
6/23: $300,997.32 (+$1,443.70, +0.48%)
7/23: $317,122.21 (+$16,124.89, +5.36%)
8/23: $329,712.67 (+$12,590.46, +3.97%)
9/23: $325,165.66 (-$4,547.01,   -1.38%)

It's been a spendy summer, but at this point, the market matters a lot more than my spending.

[CanadianTeacher]

Did good avoiding spending this month, but my investments dip. Will keep moving forward.

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022:  $235,770.22

January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023:  $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64

[PlanetDee]

Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22  - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k
9/1/23 - $491k
10/1/23 - $476k

Took a vacation, new pair of glasses, and market declines. Started my new job this month, so slightly higher pay is on the way. Keep chugging along everyone!

[Mainlander]

SEPTEMBER UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
10/01/23: $440,670

Another down month….

[EchoStache]

Oh man:

Stache:
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/2023: $256,339
08/2023: $268,438
09/2023: $277,460
10/2023: $277,053

$500k goal: 08/2025

[shrimpwd]

	2018	2019	2020	2021	2022	2023	2024	2025
January	$6,455	-	$14,460	$34,473	$77,625	$107,916	-	-
February	-	-	$14,991	$36,257	$83,384	$114,364	-	-
March	-	-	$14,632	$38,256	$85,694	$112,955	-	-
April	-	$10,960	$13,884	$47,021	$93,539	$118,460	-	-
May	-	-	$17,011	$52,533	$86,952	$118,924	-	-
June	-	-	$19,255	$54,094	$89,131	$226,232	-	-
July	-	-	$20,358	$55,927	$83,281	$234,961	-	-
August	-	-	$21,993	$58,821	$101,031	$290,312	-	-
September	-	-	$23,312	$67,274	$100,303	$288,681	-	-
October	-	-	$24,777	$67,897	$93,821	$283,917	-	-
November	-	$13,466	$26,407	$72,781	$104,050	-	-	-
December	$9,518	-	$30,697	$73,730	$109,646	-	-	-

I've been holding back in the previous race for a few months, just because I felt odd having nearly half of my investments tied up in CDs... But then I also felt strange having $280k invested in a race from 100 to 250...

Also not really Racing anywhere, since I've already pulled the plug and I'm nearing 1 year FIRE. But anything can happen, and I really like the monthly tracking!

[Sugaree]

Net Worth	2019	2020	2021	2022	2023	2024
January	$49,378.04	$90,928.02	$161,747.01	$229,977.41	$232,928.16	$        -
February	$50,300.10	$93,896.81	$162,883.32	$217,510.91	$346,856.21	$        -
March	$59,373.49	$100,165.23	$173,923.10	$220,602.56	$347,275.46	$        -
April	$59,558.47	$94,297.23	$183,031.09	$226,302.77	$358,270.55	$        -
May	$64,340.45	$106,341.84	$186,124.71	$216,297.22	$363,790.59	$        -
June	$64,940.28	$113,372.31	$189,866.01	$210,792.90	$370,890.90	$        -
July	$70,156.02	$120,466.05	$194,364.35	$206,546.54	$400,232.03	$        -
August	$74,302.64	$127,953.51	$197,286.96	$224,774.07	$417,598.48	$        -
September	$74,328.43	$135,625.59	$205,953.08	$217,814.80	$413,256.55	$        -
October	$78,067.76	$137,857.32	$201,884.29	$206,617.66	$400,848.50	$        -
November	$81,274.16	$136,857.08	$215,701.01	$220,532.58	$        -	$        -
December	$88,148.59	$152,706.85	$217,143.43	$241,204.92	$        -	Graduation Goal
Annual gain	$41,549.98	$70,818.99	$68,230.40	$2,950.75	$        -	$        -

Another not great month.  I'd say that at least the left-most number stayed the same, but I also know that's just because the annual homeowner's and auto insurance bills won't hit until later this week, lol.  On the bright side, got my health insurance quote for next year and it's actually going to be a few dollars per paycheck cheaper than last year after taking into consideration the increased premium passthrough vs. the increase in the premiums. 

[FI-REality]

Back to where I was at the beginning of 2021.

2016 - $106,000
2017 - $126,000
2018 - $165,000
2019 - $184,000
2020 - $216,400
2021 - $240,000
2022 - $288,000
2023
Jan - $240,000
Apr - $251,228
Jul  - $253,131
Oct - $248,544

Due to these horrible returns, my retirement date is pushed out by 10 years!

[snoot]

01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431
09/2023 $471,576

Great work everyone!

[lexde]

Goals Breakdown
Q1 2022: $330k (Completed: 03/01/2022)
Q2 2022: $360k (Completed: 04/01/2022)
Q3 2022: $390k
Q4 2022: $420k
Q1 2023: $450k
Q2 2023: $480k
Q3 2023: $500k


Projected Graduation date: September 2023!

Prior Progress: Race from 10 to 100k!
Prior Progress: Race from 100 to 250k!

I stepped away for a while but hit $511K officially in August 2023.
I'll have to go back month by month to see what the figures were, wishing everyone here the best and see you on the other side. :-)

[Em-Dog]

Have been missing a few updates, had a baby earlier this year, had stopped investing once I found out I was pregnant and started saving in money market fund instead (yielding 5+%), for the medical expenses plus now thinking about home buying. Then wasn't sure about updating this since a little over $100k is in money market and if we use it for down payment then that will bring me back down much lower. Also in these number a much larger then expected bonus earlier this year- lucky for me. Many changes since my last update, but I've been hunkering down since going back to work, with a renewed FIRE goal now that I have a kid! I've been bringing my lunch every day since going back to work, and although it doesn't offset the cost of child care in the slightest, every penny counts here. Cheers to all for a good rest of the year!

Edit to add: I'm going to move to the next thread, see you all there soon!

	2018	2019	2020	2021	2022	2023	2024	2025
January	$11,592	$19,461	$52,636	$117,964	$307,781	$369,828	-	-
February	$12,414	$28,144	$48,605	$129,160	$322,118	$407,633	-	-
March	$12,259	$23,011	$45,431	$135,298	$352,170	$478,568	-	-
April	$13,641	$25,628	$50,763	$183,963	$329,584	$486,929	-	-
May	$16,646	$24,273	$55,517	$213,448	$337,156	$490,587	-	-
June	$16,625	$27,726	$58,784	$247,758	$316,192	$523,455	-	-
July	$17,057	$31,358	$63,678	$259,587	$349,011	$556,274	-	-
August	$17,375	$30,624	$69,345	$274,737	$344,052	$584,557	-	-
September	$17,380	$41,343	$69,043	$269,876	$313,714	$569,039	-	$750k Goal
October	$16,044	$43,732	$69,866	$294,685	$342,157	-	-	-
November	$16,332	$46,935	$95,120	$294,439	$364,093	-	-	-
December	$16,589	$51,547	$118,877	$313,367	$346,313	-	-	-

[baconschteam]

Hit $250k about a year ago and now at $300k. Hope to hit $500k in 2 years! But unless there’s some stock market movement it’ll more likely be 3.

[Mainlander]

OCTOBER UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
10/01/23: $440,670
11/01/23: $441,254

Added about 15k into investment accounts in the last 2 months. This money just seems to evaporate in the current markets. Looking forward to what happens in the future when markets finally recover.

[Sugaree]

Net Worth	2019	2020	2021	2022	2023	2024
January	$49,378.04	$90,928.02	$161,747.01	$229,977.41	$232,928.16	$        -
February	$50,300.10	$93,896.81	$162,883.32	$217,510.91	$346,856.21	$        -
March	$59,373.49	$100,165.23	$173,923.10	$220,602.56	$347,275.46	$        -
April	$59,558.47	$94,297.23	$183,031.09	$226,302.77	$358,270.55	$        -
May	$64,340.45	$106,341.84	$186,124.71	$216,297.22	$363,790.59	$        -
June	$64,940.28	$113,372.31	$189,866.01	$210,792.90	$370,890.90	$        -
July	$70,156.02	$120,466.05	$194,364.35	$206,546.54	$400,232.03	$        -
August	$74,302.64	$127,953.51	$197,286.96	$224,774.07	$417,598.48	$        -
September	$74,328.43	$135,625.59	$205,953.08	$217,814.80	$413,256.55	$        -
October	$78,067.76	$137,857.32	$201,884.29	$206,617.66	$400,848.50	$        -
November	$81,274.16	$136,857.08	$215,701.01	$220,532.58	$392,181.17	$        -
December	$88,148.59	$152,706.85	$217,143.43	$241,204.92	$        -	Graduation Goal
Annual gain	$41,549.98	$70,818.99	$68,230.40	$2,950.75	$        -	$        -

[PlanetDee]

Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22  - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k
9/1/23 - $491k
10/1/23 - $476k
11/1/23 - $468k

Doesn’t feel like progress, but still looking good compared to the beginning of the year!

[snoot]

01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
01/2021 $276,482
01/2022 $353,077
01/2023 $404,419
02/2023 $404,203
03/2023 $415,695
04/2023 $424,700
05/2023 $437,751
06/2023 $450,159
07/2023 $465,262
08/2023 $469,431
09/2023 $471,576
10/2023 $479,470

Great work everyone!

[shrimpwd]

	2018	2019	2020	2021	2022	2023	2024	2025
January	$6,455	-	$14,460	$34,473	$77,625	$107,916	-	-
February	-	-	$14,991	$36,257	$83,384	$114,364	-	-
March	-	-	$14,632	$38,256	$85,694	$112,955	-	-
April	-	$10,960	$13,884	$47,021	$93,539	$118,460	-	-
May	-	-	$17,011	$52,533	$86,952	$118,924	-	-
June	-	-	$19,255	$54,094	$89,131	$226,232	-	-
July	-	-	$20,358	$55,927	$83,281	$234,961	-	-
August	-	-	$21,993	$58,821	$101,031	$290,312	-	-
September	-	-	$23,312	$67,274	$100,303	$288,681	-	-
October	-	-	$24,777	$67,897	$93,821	$283,917	-	-
November	-	$13,466	$26,407	$72,781	$104,050	$283,091	-	-
December	$9,518	-	$30,697	$73,730	$109,646	-	-	-

NW dropped 5k, but I purchased some stocks during the descent.

[CanadianTeacher]

Another month of growth! I vest into my pension plan this month so it'll be neat to see how much the commuted value goes up.

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022:  $235,770.22

January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023:  $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92

[EchoStache]

Stache:
01/2020: $35,500
01/2021: $38,706
01/2022: $111,025
01/2023: $179,454
06/2023: $256,339
08/2023: $268,438
09/2023: $277,460
10/2023: $277,053
11/2023: $272,389 ouchies.

$500k goal: 08/2025

Stache won't change much until January.  Only investing I'll be doing until year end is $2500 to finish up our IRA's.  401k's are done and I've got brokerage investing on hold(maybe) while I pay down debt.

[PMG]

Hi. I belong in this challenge. I’m not sure that I want to post numbers but I hope it’s ok to follow along. I’ve found it a bit reassuring to see that others are also stagnant these last few months.  It’s taking some guts not to get nervous! Back in July I hoped to reach 500k by December 2025. Not sure what that looks like now! Time will tell.

[VodkaWater]

2023 NW/Investments

Jan: $325,153 / $332,277
Feb: $312,957 / $325,669
March: $323,106 / $336,042
April: $311,991 / $331,583
May: $311,423 / $329,896
June: $323,829 / $342,102
July: $326,883 / $346,128
August: $320,026 / 338,509
Sept: $320,304 / $338,617
Oct: $310,236 / $327,292
 
Paying some bills this month & a mini vacation. This year is just a write off year for me.

[CanadianTeacher]

Great month due to the market :)

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)
August 2022: $220,642.29
November 2022:  $235,770.22

January 2023: $234,203.04
February 2023: $252,455.35
March 2023: $248,010.19
April 2023:  $261,341.44
May 2023: $264,584.52
June 2023: $274,849.50
July 2023: $268,430.90
August 2023: $274,014.30
September 2023: $287,031.11
October 2023: $285,581.64
November 2023: $293,547.92
December 2023: $311,006.64

[JAYSLOL]

Hey all, I’m going to hope the big jump I had in November sticks and that I can race along with you all now.  I found MMM in early 2015, had maybe $10k NW, took me 4.5 years to go from 10-100, and now 4.25 years to go from 100-250, if I can keep slowly accelerating things and get through this race in 4 years or less that would be great. 

2023
Dec 1st - $251,000

[PlanetDee]

Investments only:
5/23/21 - $413k
6/24/21 - $422k
7/23/21 - $433k
8/29/21 - $450k
9/29/21 - $439k
10/25/21 - $454k
11/29/21 - $447k
12/31/21 - $461k
1/26/22 - $429k
2/28/22 - $435k
3/30/22 - $449k
4/29/22 - $422k
6/3/22  - $403k
7/2/22 - $382k
8/1/22 - $404k
9/1/22 - $392k
10/2/22 - $363k
11/3/22 - $373k
12/1/22 -$400k
1/1/23 - $383k
2/1/23 - $406k
3/1/23 - $408k
4/1/23 - $420k
5/1/23 - $430k
6/1/23 - $440k
7/1/23 - $473k
8/1/23- $491k
9/1/23 - $491k
10/1/23 - $476k
11/1/23 - $468k
12/1/23 - $513k

It’s graduation day!!! I can’t believe it. I may be seeing you all again soon if we have a dip. Keep up the great work everyone!

[shrimpwd]

	2018	2019	2020	2021	2022	2023	2024	2025
January	$6,455	-	$14,460	$34,473	$77,625	$107,916	-	-
February	-	-	$14,991	$36,257	$83,384	$114,364	-	-
March	-	-	$14,632	$38,256	$85,694	$112,955	-	-
April	-	$10,960	$13,884	$47,021	$93,539	$118,460	-	-
May	-	-	$17,011	$52,533	$86,952	$118,924	-	-
June	-	-	$19,255	$54,094	$89,131	$226,232	-	-
July	-	-	$20,358	$55,927	$83,281	$234,961	-	-
August	-	-	$21,993	$58,821	$101,031	$290,312	-	-
September	-	-	$23,312	$67,274	$100,303	$288,681	-	-
October	-	-	$24,777	$67,897	$93,821	$283,917	-	-
November	-	$13,466	$26,407	$72,781	$104,050	$283,091	-	-
December	$9,518	-	$30,697	$73,730	$109,646	$295,542	-	-

Is the market finally deciding to go back up?

[Mainlander]

NOVEMBER UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851
09/01/21: $370,656
10/01/21: $364,708
11/01/21: $377,421
12/01/21: $380,530
01/01/22: $392,394
02/01/22: $394,149
03/01/22: $392,619
04/01/22: $404,583
05/01/22: $389,829
06/01/22: $395,217
07/01/22: $380,000
08/01/22: $373,664
09/01/22: $387,311
10/01/22: $393,399
11/01/22: $382,206
12/01/22: $398,186
01/01/23: $389,830
02/01/23: $415,973
03/01/23: $416,171
04/01/23: $427,193
05/01/23: $440,001
06/01/23: $439,533
07/01/23: $444,665
08/01/23: $454,356
09/01/23: $452,710
10/01/23: $440,670
11/01/23: $441,254
12/01/23: $463,911

This year has seemed like a grind, but somehow up 70k YTD. Looking to graduate this thread mid 2024.