Author Topic: Race from 250 to 500k! (Read 979491 times)

malachite · « **Reply #2850 on:** July 02, 2021, 04:01:12 PM »

Quote from: nickelwise on July 02, 2021, 12:52:53 PM

I haven't regularly posted a running log like many here, but this is an exciting milestone to hit so I thought I'd share (brag) here, since I can't share it with most people in my life. I'm just too excited not to talk about it somewhere, even though it always feels a little unseemly to me. These are net worth numbers, index funds plus emergency cash. I don't have any home equity or debt.

01/01/15: $0
04/09/17: $100,000 (2y, 3mo)
02/04/19: $200,000 (1y, 10mo)
02/15/20: $300,000 (1y, 0mo)
12/03/20: $400,000 (10mo)
07/01/21: $500,000 (7mo)

I noted how long each hundred grand took to reach. The consistent acceleration of the pace is really unbelievable. It doesn't hurt that we've been living through this endless bull of asset inflation. It only took ten months to get from 300k to 400k, despite the pandemic panic hitting shortly after the 300k milestone. Surely there's no way this party will last forever. I expect I'll have to fall back below one or more of these milestones soon enough. If I had a high confidence of average real returns going forward, which is to say 6%+ ($30k+ in today's dollars), I'd quit my job today. As it stands, I'll keep working until either we get through a real recession period, or I reach truly wild levels of depression-proof wealth. In the meantime, I'm starting to feel secure enough that I might start behaving more like a confident "SWAMI" at work, instead of a fearful subservient wage slave suck-up.

Congrats to my fellow $500k graduates, Finwiz and joe189man.

It is like you took the thoughts right out of my head. In the last year my net worth is up 50% and my cash investments over 100%. I know that savings is a powerful tool & I hardly spent an unnecessary dime in 2020, but that can't possibly explain how fast these numbers have grown. I'm trying to take it all with a grain of salt, half expecting that some of these gains may eventually reverse themselves or at least stagnate for a time at least. In the meantime, I'm glad I saved what I could before this market run started...

Ladychips · « **Reply #2851 on:** July 02, 2021, 04:02:48 PM »

Quote from: nickelwise on July 02, 2021, 12:52:53 PM

I haven't regularly posted a running log like many here, but this is an exciting milestone to hit so I thought I'd share (brag) here, since I can't share it with most people in my life. I'm just too excited not to talk about it somewhere, even though it always feels a little unseemly to me. These are net worth numbers, index funds plus emergency cash. I don't have any home equity or debt.

01/01/15: $0
04/09/17: $100,000 (2y, 3mo)
02/04/19: $200,000 (1y, 10mo)
02/15/20: $300,000 (1y, 0mo)
12/03/20: $400,000 (10mo)
07/01/21: $500,000 (7mo)

I noted how long each hundred grand took to reach. The consistent acceleration of the pace is really unbelievable. It doesn't hurt that we've been living through this endless bull of asset inflation. It only took ten months to get from 300k to 400k, despite the pandemic panic hitting shortly after the 300k milestone. Surely there's no way this party will last forever. I expect I'll have to fall back below one or more of these milestones soon enough. If I had a high confidence of average real returns going forward, which is to say 6%+ ($30k+ in today's dollars), I'd quit my job today. As it stands, I'll keep working until either we get through a real recession period, or I reach truly wild levels of depression-proof wealth. In the meantime, I'm starting to feel secure enough that I might start behaving more like a confident "SWAMI" at work, instead of a fearful subservient wage slave suck-up.

Congrats to my fellow $500k graduates, Finwiz and joe189man.

Congratulations! Its not unseemly here...it's encouraging for your fellow forum-ites.

I enjoyed your timeline analysis. I might go back and look at mine. I started quite a bit before you and have managed to reach depression proof wealth (at least in my own mind). It's a really remarkable feeling. I have confidence you will achieve it!

malachite · « **Reply #2852 on:** July 02, 2021, 04:11:05 PM »

I've been busy moving out of the higher cost of living suburbs and to a place where the money goes a lot farther when buying real estate. Because of this I didn't get a change to post the last few months. Looks like the markets graduated me from this thread even before the influx of money taken out of my old home's equity. It also looks like the market has a lot of other people in this topic graduating up as well. See you all there...

Month	Investments	Home Equity	Net Worth
NOV 19	286k	193k	480k
DEC 19	292k	195k	487k
JAN 20	293k	196k	489k
FEB 20	288k	197k	485k
MAR 20	260k	198k	458k	<-- Momentary downward blip thanks to COVID
APR 20	285k	199k	483k	<-- And recovered
MAY 20	306k	200k	505k
JUN 20	311k	200k	511k
JUL 20	326k	201k	527k
AUG 20	334k	202k	536k
SEP 20	336k	187k	523k
OCT 20	385k	190k	576k	<-- thanks to my employer for the nice bonus. At a saving rate of ~$7k/month this bonus moved up FI by about half a year.
NOV 20	420k	201k	621k	<-- Stock market for the win (up 98k in 2 months???)
DEC 20	421k	205k	626k	<-- Only 1k increase in liquid due to a lot of end-of-year charity donations.
JAN 21	449k	208k	657k
FEB 21	461k	210k	671k
MAR 21	478k	215k	693k
APR 21	505k	220k	726k
JUN 21	522k	233k	755k
JUL 21	647k	126k	774k	<-- Moved out of the expensive suburbs. Equity -> Working Investments

oneday · « **Reply #2853 on:** July 03, 2021, 04:24:34 PM »

Welcome @tacticalteam4 @windytrail

Congrats @Finwiz @monarda @joe189man @nickelwise (that is a neat metric!)

Net Worth; includes credit cards that are paid off monthly

	2018	2019	2020	2021	2022
January	-	$283K	$354K	$409K	-
February	-	$291K	$342K	$423K	-
March	-	$294K	$304K	$437K	-
April	$263K	$304K	$328K	$464K	-
May	$268K	$293K	$337K	$466K	-
June	$270K	$309K	$340K	$474K	-
July	$276K	$314K	$352K	-	-
August	$284K	$313K	$372K	-	-
September	$287K	$329K	$367K	-	$500K?
October	$276K	$325K	$361K	-	-
November	$280K	$335K	$394K	-	-
December	$268K	$343K	$410K	-	-

Lamancha · « **Reply #2854 on:** July 03, 2021, 04:46:17 PM »

Quote from: Lamancha on June 04, 2021, 07:30:47 PM

01/2021- 258,257
02/2021- 275,647
03/2021- 280,873
04/2021- 302,154
05/2021- 324,155

06/2021- 337,961

07/2021- 355,742

zeli2033 · « **Reply #2855 on:** July 03, 2021, 10:45:19 PM »

	2018	2019	2020	2021	2022
January	($28,165)	$52,928	$163,400	$239,950	-
February	($21,735)	$61,806	$156,457	$250,940	-
March	($16,099)	$72,482	$145,287	$261,224	-
April	($11,771)	$99,041	$163,919	$280,829	-
May	($6,744)	$96,807	$178,765	$284,686	-
June	($1,596)	$106,071	$185,289	$293,185	-
July	$4,624	$112,395	$201,395	-	-
August	$12,784	$116,527	$222,183	-	-
September	$22,476	$124,973	$221,234	-	-
October	$27,980	$135,196	$225,329	-	-
November	$36,219	$143,839	$221,148	-	-
December	$36,235	$150,705	$234,567	-	-

KidneyBeansMD · « **Reply #2856 on:** July 04, 2021, 08:44:27 PM »

Starting off slow this year due to some unexpected expenses and wife unemployed the past 2 months. Really going to push more the next half of the year, especially now that she started a new position that pays much better than her prior job.

1/31/21 - $257,360
2/28/21 - $253,769
3/31/21 - $270,121
4/30/21 - $279,524
5/31/21 - $277,736
6/30/21- $279,142

Accrual · « **Reply #2857 on:** July 05, 2021, 12:33:57 PM »

6/1/2018 - $102k
6/1/2019 - $167k
10/1/2019 - $189k
11/1/2019 - $190k
12/1/2019 - $207k
1/1/2020 - $210k
2/1/2020 - $212k
3/1/2020 - $210k
4/1/2020 - $206k
5/1/2020 - $214K
6/1/2020 - $234k
7/1/2020 - $239k
8/1/2020 - $244k
9/1/2020 - $250k
10/1/2020 - $250k
11/1/2020 - $254k
12/1/2020 - $295k
1/1/2021 - $301k
2/1/2021 - $307k
3/1/2021 - $304k
4/1/2021 - $310k
5/1/2021 - $319k
6/1/2021 - $341k
7/1/2021 = $344k

The Tester · « **Reply #2858 on:** July 05, 2021, 02:19:01 PM »

Even if the market stays flat for the rest of the year, I'll graduate by 2022.

	2019	2020	2021
January	-	$281,256	$406,011
February	-	$268,507	$419,342
March	-	$244,811	$426,217
April	-	$275,496	$454,020
May	-	$296,407	$454,614
June	-	$311,160	$478,081
July	-	$329,791
August	-	$348,640
September	-	$348,234
October	-	$345,595
November	$266,069	$382,855
December	$277,275	$402,434

Psyche · « **Reply #2859 on:** July 05, 2021, 03:31:59 PM »

	2021
Jan	$223,873
Feb	$239,134
Mar	$264,278
Apr	$283,849
May	$293,311
Jun	$304,208
Jul	-
Aug	-
Sep	-
Oct	-
Nov	-
Dec	-

300K was my 2025 goal.

Thank you, Mr. Market!

(Congrats to all the recent graduates!)

Huskerfan · « **Reply #2860 on:** July 05, 2021, 04:25:39 PM »

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084

Numbers updated thru the last day of the month. I only post my TSP numbers. Nothing else. But I may revamp this to show the wife’s account as well.
I stuck to my strategy, and laid low for the majority of June. And popped back in for some gains when I was ready to do so. .

I hit the $250K goal I set for myself to hit in December 2021 —many months ahead of schedule. So with that; I guess a new goal will be $280k. I’ve pulled in gains above the 20% mark thus far for the year. So hopefully I can keep the trend going and perhaps gain another 10%. I’m excited to see how the next 7 months treat my accounts.

solon · « **Reply #2861 on:** July 05, 2021, 05:32:26 PM »

	2018	2019	2020	2021	2022
January	132,155	177,349	282,110	344,002	-
February	138,015	188,332	290,845	360,553	-
March	138,469	187,634	288,022	367,222	-
April	148,093	197,461	257,224	387,064	-
May	158,814	194,010	276,627	398,896	-
June	161,284	186,414	299,563	407,230	-
July	160,446	196,934	304,249	418,701	500,000?
August	168,222	267,535	318,456	-	-
September	184,158	268,153	324,661	-	-
October	189,536	271,542	317,511	-	-
November	184,146	283,636	323,958	-	-
December	182,675	287,248	341,124	-	-

joedad189 · « **Reply #2862 on:** July 06, 2021, 09:12:43 AM »

Quote from: oneday on July 03, 2021, 04:24:34 PM

Welcome @tacticalteam4 @windytrail

Congrats @Finwiz @monarda @joe189man @nickelwise (that is a neat metric!)

Net Worth; includes credit cards that are paid off monthly

2018 2019 2020 2021 2022
January - $283K $354K $409K -
February - $291K $342K $423K -
March - $294K $304K $437K -
April $263K $304K $328K $464K -
May $268K $293K $337K $466K -
June $270K $309K $340K $474K -
July $276K $314K $352K - -
August $284K $313K $372K - -
September $287K $329K $367K - $500K?
October $276K $325K $361K - -
November $280K $335K $394K - -
December $268K $343K $410K - -

[/td][/tr][/table]

Thanks @oneday you will be there in no time

dignam · « **Reply #2863 on:** July 07, 2021, 02:24:24 PM »

Feb 2020 $253k
Mar 2020 $221k
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k
Nov 2020 $290k
Dec 2020 $301k
Jan 2021 $308k
Feb 2021 $319k
Mar 2021 $332k
Apr 2021 $349k
May 2021 $355k
Jun 2021 $368k
Jul 2021 $378k

afah0447 · « **Reply #2864 on:** July 12, 2021, 04:06:02 AM »

Sep-18   $75,296.52
Oct-18   $86,288.66
Nov-18   $86,233.00
Dec-18   $86,642.12
Jan-19   $86,441.13
Feb-19   $91,507.65
Mar-19   $99,520.65
Apr-19   $110,916.19
May-19   $115,351.36
Jun-19   $116,942.12
Jul-19   $121,817.08
Aug-19   $130,530.53
Sep-19   $135,520.24
Oct-19   $138,063.29
Nov-19   $143,974.69
Dec-19   $149,978.41
Jan-20   $152,246.51
Feb-20   $155,073.89
Mar-20   $155,073.89
Apr-20   $174,853.54
May-20   $174,853.54
Jun-20   $185,608.87
Jul-20   $189,810.67
Aug-20   $198,923.35
Sep-20   $201,682.05
Oct-20   $205,135.60
Nov-20   $215,637.12
Dec-20   $229,214.43
Jan-21   $236,573.28
Feb-21   $239,809.43
Mar-21   $240,741.65
Apr-21   $246,930.39
May-21   $252,344.97
Jun-21   $261,182.29
Jul-21   $272,370.20

QuillScroll · « **Reply #2865 on:** July 14, 2021, 10:23:27 AM »

2017 End (Found MMM)
Apr 2018 - 37941 (Started Tracking)
Nov 2019 - 101000
Dec 2020 - 212337
May 2021 - 250935

07/14/2021 - 279970

Starting entry in this group!!

grantmeaname · « **Reply #2866 on:** July 14, 2021, 02:36:17 PM »

welcome quillscroll!

junga · « **Reply #2867 on:** July 15, 2021, 06:58:46 PM »

2021 2022 2023
Jan $321,143 - -
April - - -
July $279,165 - -
Oct - - -

PlanetDee · « **Reply #2868 on:** July 23, 2021, 07:18:15 AM »

Quote from: PlanetDee on June 24, 2021, 07:33:29 AM

Investments only:
5/23/21 - $413k
6/24/21 - $422k

7/23/21 - $433k

Southern Stache · « **Reply #2869 on:** July 23, 2021, 01:02:21 PM »

May 2021: $419,847
June 2021: $433,387
July 2021: $436,917

Nice progress, PlanetDee!

mbk · « **Reply #2870 on:** July 26, 2021, 05:34:33 AM »

Quote from: mbk on November 30, 2020, 11:16:06 AM

My target is to graduate in 4 1/2 years by mid 2025 when liquid assets cross $500k.

Date	Liquid Assets	Fixed Assets	Total Assets
11/30/20	$278,000	$92,000	$360,000
12/31/20	$293,094	$96,705	$380,799
06/30/21	$358,037	$150,000	$508,037

I contributed $20k the liquid assets consisting of 401k's and IRAs. Rest is the market gains.
The fixed assets are an approximate number. I use Zillow to estimate the value of my properties and my equity in the properties.

grantmeaname · « **Reply #2871 on:** July 28, 2021, 11:43:27 AM »

Wild, +$140k so far this year. I should juuuuuust about graduate at year end

Quote from: grantmeaname on May 28, 2021, 08:35:28 AM

7/13/18 $ 63k
10/19/18 $ 75k
1/31/19 $ 80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k
3/31/20 $156k
4/30/20 $187k
5/31/20 $196k
6/30/20 $208k
7/31/20 $228k
8/31/20 $242k
9/30/20 $246k
10/31/20 $252k
11/30/20 $287k
12/31/20 $304k
1/31/21 $316k
2/28/21 $365k
3/31/21 $377k
4/30/21 $403k
5/31/21 $414k
6/30/21 $428k

7/31/21 $444k

Fire2025 · « **Reply #2872 on:** July 30, 2021, 09:52:35 AM »

I would like to join this race. Love that we all get to be winners!! Can anyone say participation trophy?

I'm racing with my Savings, not my NW.

End of:
2015 - 5800 - Found MMM

2016 - 56,145

2017 - 104,485

2018 - 134,864

2019 - 174,932

2020 - 220,850

Currently - 274,240

There's been some ups and downs with the savings rates and some job changes in there. But 2021 should be a solid 50% savings year and a good income, Woohoo double double!!

solon · « **Reply #2873 on:** July 30, 2021, 10:53:37 AM »

Welcome to the race!

Yes, we all get to be winners. But the prize is a big 'ole pile of stache - much better than a participation trophy!

NextTime · « **Reply #2874 on:** July 31, 2021, 01:14:08 AM »

Investments only

	2018	2019	2020	2021
January	$198,265	$224,401	$305,287	$424,924
February	$204,080	$231,997	$290,554	$453,313
March	$204,080	$236,710	$274,909	$471,199
April	$206,310	$246,138	$298,297	$489,213
May	$207,731	$245,062	$320,072	$492,274
June	$209,453	$256,868	$331,215	$493,272
July	$218,450	$256,076	$349,025	$503,214
August	$224,243	$266,197	$367,183
September	$227,037	$274,186	$360,397
October	$214,107	$284,427	$360,290
November	$219,948	$295.004	$400,264
December	$206,667	$304,693	$419,937

I made it!

InvincibleChutzpah · « **Reply #2875 on:** July 31, 2021, 06:15:31 AM »

Quote from: InvincibleChutzpah on June 30, 2021, 07:04:09 AM

5/31/2020    $226,178.29
6/30/2020    $233,483.30
7/31/2020    $347,096.04   Sold my condo and invested the profit
8/31/2020    $369,374.23
9/30/2020    $361,170.14
10/31/2020   $359,913.37
11/30/2020   $398,280.76
12/31/2020   $415,859.82
1/31/2021    $422,920.86
2/28/2021    $425,382.16
3/31/2021    $444,011.60
4/30/2021    $466,376.29
5/31/2021    $475,698.13
6/30/2021    $486,488.79

Still looks like I'll have an August graduation. July is a five paycheck month, so I MIGHT be able to squeeze it if the market cooperates.

7/31/2021 $496,247.94

Damn! So close

SeattleStache · « **Reply #2876 on:** July 31, 2021, 08:34:53 AM »

December 2019: $292,062 (total NW $423,991)
December 2020: $398,408 (total NW $572,704)
January 2021: $413,029 (total NW $584,337)
February 2021: $420,000 (total NW $593,792)
March 2021: $431,239 (total NW $589,008)
April 2021: $454,876 (total NW $631,244)
May 2021: $459,903 (total NW $636,817)
June 2021: $469,431 (total NW $648,000)
July 2021: $474,327 (total NW $638,168)

oneday · « **Reply #2877 on:** July 31, 2021, 10:38:08 PM »

Welcome @Huskerfan @QuillScroll @Fire2025

Congrats @NextTime (you made it!)

@InvincibleChutzpah August will be your month.

Net Worth; includes credit cards that are paid off monthly

	2018	2019	2020	2021	2022
January	-	$283K	$354K	$409K	-
February	-	$291K	$342K	$423K	-
March	-	$294K	$304K	$437K	-
April	$263K	$304K	$328K	$464K	-
May	$268K	$293K	$337K	$466K	-
June	$270K	$309K	$340K	$474K	-
July	$276K	$314K	$352K	$485K	-
August	$284K	$313K	$372K	-	-
September	$287K	$329K	$367K	-	$500K?
October	$276K	$325K	$361K	-	-
November	$280K	$335K	$394K	-	-
December	$268K	$343K	$410K	-	-

Epor · « **Reply #2878 on:** August 01, 2021, 07:20:50 AM »

Code: [Select]

                Total       Saved      Market G/L
12/01/20	251865       524        30251    <<-- Ticket to the 250-500k Race!
01/01/21	273830      6524        15441    
02/01/21	277210      7694        -4314    
03/01/21	287160      1486         8464    
04/01/21	300280      2750        10370    
05/01/21	316530      2824        13436    
06/01/21	321830      2164         3126    
07/01/21	337420      2164        13426    
08/01/21	341980      2164         2396

philli14 · « **Reply #2879 on:** August 01, 2021, 09:09:07 AM »

1/01/19: 57,786 (+7181) 1/01/20: 127,304 (+7077) 1/01/21: 203,920 (+10877)
1/02/19: 65,133 (+7347) 1/02/20: 131,547 (+4243) 1/02/21: 208,614 (+4694)
1/03/19: 71,695 (+6562) 1/03/20: 125,438 (-6109) 1/03/21: 220,643 (+12029)
1/04/19: 77,573 (+5878) 1/04/20: 114,410 (-11028) 1/04/21: 229,518 (+8875)
1/05/19: 86,088 (+8515) 1/05/20: 131,316 (+16906) 1/05/21: 245,137 (+15619)
1/06/19: 86,749 (+0661) 1/06/20: 143,277 (+11961) 1/06/21: 250,988 (+5831)
1/07/19: 95,468 (+8719) 1/07/20: 149,491 (+6214) 1/07/21: 258,861 (+7873)
1/08/19: 99,958 (+4490) 1/08/20: 158,440 (+8949) 1/08/21: 268,936 (+10075)
1/09/19: 103,810 (+3852) 1/09/20: 170,460 (+12020)
1/10/19: 107,111 (+3301) 1/10/20: 170,416 (-44)
1/11/19: 112,338 (+5227) 1/11/20: 172,359 (+1943)
1/12/19: 120,227 (+7889) 1/12/20: 193,043 (+20684)

Mainlander · « **Reply #2880 on:** August 01, 2021, 03:13:32 PM »

JULY UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810
12/01/20: $273,815
01/01/21: $276,958
02/01/21: $286,621
03/01/21: $290,643
04/01/21: $311,128
05/01/21: $320,779
06/01/21: $328,171
07/01/21: $352,430
08/01/21: $360,851

Another good month with nice market returns and Company shares being deposited. Looks like my year end goal of 385k is attainable with a stretch goal of 400k.

Woah just noticed it was exactly 1 year since I joined this race. A one year increase of 107k is absolutely bonkers to me.

zeli2033 · « **Reply #2881 on:** August 01, 2021, 10:12:38 PM »

	2018	2019	2020	2021	2022
January	($28,165)	$52,928	$163,400	$239,950	-
February	($21,735)	$61,806	$156,457	$250,940	-
March	($16,099)	$72,482	$145,287	$261,224	-
April	($11,771)	$99,041	$163,919	$280,829	-
May	($6,744)	$96,807	$178,765	$284,686	-
June	($1,596)	$106,071	$185,289	$293,185	-
July	$4,624	$112,395	$201,395	$301,660	-
August	$12,784	$116,527	$222,183	-	-
September	$22,476	$124,973	$221,234	-	-
October	$27,980	$135,196	$225,329	-	-
November	$36,219	$143,839	$221,148	-	-
December	$36,235	$150,705	$234,567	-	-

ontheheel · « **Reply #2882 on:** August 02, 2021, 04:55:23 AM »

Quote from: ontheheel on June 01, 2021, 05:34:41 AM

Net worth consists of equity portfolio, two rental properties, and cash (checking/savings). Liabilities are month-to-month credit card (PIF every month), two mortgages on rental properties, and what’s left of my wife’s student loans.

2019
January $87k
February $95k
March $95k
April $98
May $95
June $104
July $106
August $115
September $118
October $134
November $136
December $143

2020
January $153 (Got back on YNAB after a few years off - this, along with market tailwinds made 2020 an amazing year)
February $159
March $152 (Market crash and start of recovery)
April $172
May $187
June $187 (Bought a 2012 Toyota Sienna for $8,200)
July $202
August $206
September $207
October $215
November $233
December $234

2021
January $241
February $246
March $255
April $267
May $290
June $303

July $325k

Raised rent on one of my properties for the first time in three years, and my other one is about to rent for 15% more than the last tenant. Both of these are really helpful because I’ve had to make several repairs in the past six months. All in all, things are looking up.

bloodaxe · « **Reply #2883 on:** August 02, 2021, 05:00:04 AM »

Quote from: bloodaxe on July 01, 2021, 04:46:51 AM

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000
June 2020: 115,000
July 2020: 125,000
September 2020: 145,000
October 2020: 157,076.76
November 2020: 170,592.07
December 2020: 186,935
January 2021: 204,451
March 2021: 214,068
April 2021: 233,785.28
April 26, 2021: 252,949.69
June 2021: 262,929.30
July 2021: 276,020.11
August 2021: $287,492.04

DadJokes · « **Reply #2884 on:** August 02, 2021, 05:33:34 AM »

	2021	2022	2023	2024
January	$227,807	-	-	-
February	$230,079	-	-	-
March	$239,227	-	-	-
April	$251,865	-	-	-
May	$263,588	-	-	Grad Goal
June	$273,052	-	-
July	$289,104	-	-
August	$274,883	-	-
September	-	-	-
October	-	-	-
November	-	-	-
December	-	-	-

I bought a motorcycle.

Em-Dog · « **Reply #2885 on:** August 02, 2021, 08:00:52 AM »

Joining you all here in this race! I put it in some of my old posts but I had been saving for a house down-payment and scratched that idea late 2020 and started putting all the cash into my investments, that's why I sped so quickly through the last race.

	2018	2019	2020	2021	2022	2023	2024
January	$11,592	$19,461	$52,636	$117,964	-	-	-
February	$12,414	$28,144	$48,605	$129,160	-	-
March	$12,259	$23,011	$45,431	$135,298	-	-
April	$13,641	$25,628	$50,763	$183,963	-	-
May	$16,646	$24,273	$55,517	$213,448	-	-
June	$16,625	$27,726	$58,784	$247,758	-	-
July	$17,057	$31,358	$63,678	$259,587	-	-
August	$17,375	$30,624	$69,345	-	-	-
September	$17,380	$41,343	$69,043	-	-	Graduation Goal
October	$16,044	$43,732	$69,866	-	-	-
November	$16,332	$46,935	$95,120	-	-	-
December	$16,589	$51,547	$118,877	-	-	-

Annual Gain	$6,671	$34,958	$67,330	$140,710	-	-

MudPuppy · « **Reply #2886 on:** August 02, 2021, 08:11:57 AM »

Quote from: MudPuppy on July 01, 2021, 11:33:44 AM

[quote author=MudPuppy link=topic=46338.msg2849284#msg2849284
Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k
12/2020: 297k

01/2021: 303k
02/2021: 310k
03/2021: 328k
04/2021: 338k
05/2021: 354k
06/2021: 364k
07/2021: 371k

08/2021: 374k

Big medical expenses and travel for funerals

windytrail · « **Reply #2887 on:** August 02, 2021, 08:44:50 AM »

1/2016   -$41,000         0%
1/2017   -$19,000   +$22,000      0$
1/2018   $9,000   +$28,000      0.90%
1/2019   $29,500   +$20,500   +228%   2.95%
1/2020   $70,500   +$41,000   +139%   7.05%
6/1/2020   $111,116   +$40,616   +58%   11.11%
7/1/2020   $128,000   +$16,884   +15%   12.80%
8/1/2020   $136,000   +$8,000   +6%   13.60%
8/31/2020   $144,858   +$8,858   +7%   14.49%
9/30/2020   $147,009   +$2,151   +1%   14.70%
10/31/2020   $150,073   +$3,064   +2%   15.01%
11/30/2020   $174,474   +$24,401   +16%   17.45%
1/1/2021   $190,979   +$16,505   +9%   19.10%
2/1/2021   $198,243   +$7,264   +4%   19.82%
3/1/2021   $208,142   +$9,899   +5%   20.81%
4/1/2021   $220,468   +$12,326   +6%   22.05%
5/1/2021   $238,094   +$17,626   +8%   23.81%
6/1/2021   $246,170   +$8,076   +3%   24.62%
7/1/2021   $254,478   +$8,308   +3%   25.45%
8/1/2021   $261,982   +$7,504   +3%   26.20%

InvincibleChutzpah · « **Reply #2888 on:** August 02, 2021, 09:16:32 AM »

Quote from: oneday on July 31, 2021, 10:38:08 PM

@InvincibleChutzpah August will be your month.

Oh for sure! It's been my projected month for a while and I'm glad I'll likely meet that. I was a little bummed that July wasn't my month. My employer was bought out and during the 401k switch over our contributions were halted. Then I ended up using most of what wasn't lost to taxes on some extra spending (paying for my upcoming wedding). I know that one month is nothing in the long run, but I was looking forward to graduating a little early. Here's hoping the stock market does well this month and I cross the finish line.

Huskerfan · « **Reply #2889 on:** August 02, 2021, 05:05:39 PM »

My stats:

Jul2019 — $101953 Jul2021 — $257785
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475
Jun2020 — $143581
Jul2020 — $151652
Aug2020 — $155546
Sep2020 — $149687
Oct2020 — $161159
Nov2020 — $182840
Dec2020 — $197090
Jan2021 — $197402
Feb2021 — $218863
Mar2021 — $229977
Apr2021 — $241104
May2021 — $249275
Jun2021 — $252084

Numbers updated thru the last day of the month. I only post my TSP numbers. Nothing else. But I may revamp this to show the wife’s account as well.
I stuck to my strategy, and laid low for some of the month. I’m excited to see how the next 7 months treat my accounts.

falsekrakk808 · « **Reply #2890 on:** August 02, 2021, 06:22:25 PM »

Quote from: falsekrakk808 on June 25, 2021, 05:25:21 AM

Quote from: falsekrakk808 on April 30, 2021, 03:15:50 PM
Apr 20   $256    Jan 21   $365
May 20   $278   Feb 21   $380
Jun 20   $282    Mar 21   $380
Jul 20   $304     Apr 21   $410
Aug 20   $312   May 21   $417
Sep 20   $295   Jun 21 $438
Oct 20   $286
Nov 20   $330
Dec 20   $360

Jul 21 $439

Small positive increase is still a good increase.

Fishing4FI · « **Reply #2891 on:** August 03, 2021, 05:00:52 AM »

August-18 $27k
September-18 $31k
October-18 $59k
November-18 $60k
December-18 $64k
January-19 $63k
February-19 $74k
March-19 $78k
April-19 $86k
May-19 $98k
June-19 $104k
July-19 $104k
August-19 $110k
September-19 $137k
October-19 $143k
November-19 $151k
December-19 $160k
January-20 $169k
February-20 $175k
March-20 $168k
April-20 $156k
May-20 $180k
June-20 $190k
July-20 $200k
August-20 $217k
September-20 $234k
October-20 $234k
November-20 $231k
December-20 $255k
January-21 $264k
February-21 $269k
March-21 $279k
April-21 $298k
May-21 $317k
June-21 $329k
July-21 $352k
August-21 $367k

FrugalByChance · « **Reply #2892 on:** August 03, 2021, 07:19:19 AM »

Quote from: FrugalByChance on June 30, 2021, 01:07:08 PM

As I'm living and getting payed in the Netherlands, all my numbers are in EUR.
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:

Month      Early Retirement Stash   (growth=diff with prev. month deposits=money added) 
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Jan 2019   € 145 840.48
...
Dec 2019  € 195 798.72   (growth:  € 6 723.04 deposits: € 3 600.00)  Totals for 2019: growth:  € 60 523.78 (=44.70%) Deposits: € 22 925.00 Returns: € 37 598.78 (=20.38%)
Jan 2020  € 198 632.07   (growth:  € 2 833.35)
Feb 2020  € 193 987.01   (growth: -€ 4 645.06)
Mar 2020  € 179 084.86   (growth: -€14 902.15 deposits: € 7 273.31) 
Apr 2020  € 200 737.12   (growth:  €21 652.26 deposits: € 3 798.78)
May 2020  € 209 540.07   (growth:  € 8 802.95 deposits: € 5 855.37)
Jun 2020  € 214 045.88   (growth:  € 4 505.81 deposits: € 3 240.00)
Jul 2020  € 220 555.81   (growth:  € 6 509.93 deposits: € 4 324.66)
Aug 2020  € 237 427.24   (growth:  €16 871.43 deposits: € 5 462.50)
Sep 2020  € 235 543.53   (growth: -€ 1 883.71 deposits: € 1 058.72)
Oct 2020  € 238 322.92   (growth:  € 2 779.39 deposits: € 4 400.00)
Nov 2020  € 262 121.50   (growth:  €23 798.58 deposits: € 6 521.65)
Dec 2020  € 269 374.68   (growth:  € 7 253.18 deposits: € 4 590.75)   Totals for 2020: growth:  € 73 452.27 (=37,49%)  Deposits: € 52 186.18  Returns:  € 21 266.09 (=8,74%)
Jan 2021  € 285 791.77   (growth:  €16 417.09 deposits: €12 000.00)
Feb 2021  € 323 281.33   (growth:  €37 489.56 deposits: €33 000.00)
Mar 2021  € 344 492.32   (growth:  €21 210.99 deposits: € 4 000.00)
Apr 2021  € 355 971.71   (growth:  €11 479.39 deposits: € 4 500.00)
May 2021  € 358 877.94   (growth:  € 2 906.23 deposits: € 3 075.00)
Jun 2021  € 381 498.25   (growth:  €22 620.31 deposits: €10 075.00)

Jul 2021 € 395 145.96 (growth: €13 647.71 deposits: € 6 573.89)

Another good month. Some house expenses coming up in August (new heater and outside painting), so not sure if I can hit 400K next month.

Quote from: Epor on July 01, 2021, 06:41:35 AM

You are killing it this year! Amazing savings, you will be out of this race in no time.

Thanks @Epor, I hope I can keep this up. Bonuses are concentrated in the first part of the year so I will not expect the same pace for the rest of the year.

oneday · « **Reply #2893 on:** August 03, 2021, 04:03:01 PM »

Quote from: InvincibleChutzpah on August 02, 2021, 09:16:32 AM

Quote from: oneday on July 31, 2021, 10:38:08 PM

@InvincibleChutzpah August will be your month.

Oh for sure! It's been my projected month for a while and I'm glad I'll likely meet that. I was a little bummed that July wasn't my month. My employer was bought out and during the 401k switch over our contributions were halted. Then I ended up using most of what wasn't lost to taxes on some extra spending (paying for my upcoming wedding). I know that one month is nothing in the long run, but I was looking forward to graduating a little early. Here's hoping the stock market does well this month and I cross the finish line.

I know what you mean. With the market going so crazy these last 18 months, a little voice in the back of my head whispers to me: $500K by December! Even though my projection was Fall 2022, I'm sure to be feeling as you do in Dec if I don't get there.

easternblockbabe · « **Reply #2894 on:** August 04, 2021, 12:04:21 PM »

My last post was in November 2019, when our Net Worth was $372,500. I go through periods of obsessing over our financial status and months of going on auto-pilot and not really checking, as our savings strategy is being implemented with automatic deposits to the 401k, IRA, and 529K accounts. And our spending is, well, as usual, more that I'd like - a constant struggle between the desire for frugality and the needs of life in an extremely HCOL area.

So here I am in the "obsessing" phase, only to find out that we have GRADUATED FROM THIS TREAD! That was back on 5/30/2021, when our non-equity assets minus liabilities (retirement, 529k, and cash) first exceeded 500k.

The challenges of the last two years (2020- duh): husband's lost of job due to the Covid-19 crisis, which reduced our income quite a bit; and his starting a construction business in 2021. We are not expecting much profit this year as he is trying to establish his company, if he can bring in 50K after expenses, that'd be a success.

retirement total non-equity
July 2016: $150,350 $204,450 (start of tracking)
Dec 2016: $167,700 $219,800
Dec 2017: $207,000 $315,150
Dec 2018: $236,800 $324,150
Dec 2019: $283,300 $372,500
Dec 2020: $301,227 $467,407
July 2021: $414,703 $520,603

So in summary, we doubled our retirement assets in 4.5 years, and multiplied our total non-equity by 2.5 in five years.

I will be moving to the 'Race from 500k to 1 mil' tread - and hope to see you there soon!

solon · « **Reply #2895 on:** August 05, 2021, 05:48:53 AM »

	2018	2019	2020	2021	2022
January	132,155	177,349	282,110	344,002	-
February	138,015	188,332	290,845	360,553	-
March	138,469	187,634	288,022	367,222	-
April	148,093	197,461	257,224	387,064	-
May	158,814	194,010	276,627	398,896	-
June	161,284	186,414	299,563	407,230	-
July	160,446	196,934	304,249	418,701	-
August	168,222	267,535	318,456	520,045	-
September	184,158	268,153	324,661	-	-
October	189,536	271,542	317,511	-	-
November	184,146	283,636	323,958	-	-
December	182,675	287,248	341,124	-	-

I spent two years in this race, and now I get to go play with the big boys.

What's really weird is, I don't feel like I'm worth half a million bucks. I feel like an imposter. Any minute now you all are going to learn the truth about me and toss me out the alley door.

grantmeaname · « **Reply #2896 on:** August 05, 2021, 06:16:04 AM »

that's right! get out of here and into the rich folks' 500-1m thread!

MudPuppy · « **Reply #2897 on:** August 05, 2021, 07:45:00 AM »

@solon a jump of more then 100k last month?! Wow!

Fire2025 · « **Reply #2898 on:** August 05, 2021, 08:53:47 AM »

Congratulations Solon and Eastern. I'm so happy for you both!!!

Solon I know what you mean with the impostor syndrome thing. I always think "This can't be real, I'm not saving this kind of real money". I keep waiting for someone to tell me I've made a mistake and put me back in a place where I'm financially fearful all the time.

Have fun with the race to becoming a millionaire!!!!!!

Psyche · « **Reply #2899 on:** August 05, 2021, 10:05:44 AM »

	2021
Jan	$223,873
Feb	$239,134
Mar	$264,278
Apr	$283,849
May	$293,311
Jun	$304,208
Jul	$308,247
Aug	-
Sep	-
Oct	-
Nov	-
Dec	-

I left my main job and now only have a part-time, so progress will be minimal for a while. This month's gain is all from the market--I was actually in the red for the month, which hasn't happened in years : P

News:

Author Topic: Race from 250 to 500k! (Read 979491 times)