Race from 250 to 500k!

[trc4897]

Update for end of September. Slight slide from August, but not too bad. Hoping to finish out the year strong!

	2019	2020	2021
January	$137,280	$293,698	-
February	$146,582	$302,360	-
March	$150,267	$266,971	-
April	$176,495	$300,121	-
May	$185,139	$322,480	-
June	$187,672	$331,012	-
July	$189,881	$349,037	-
August	$197,857	$370,826	-
September	$199,332	$368,358	Estimated Graduation
October	$206,540	-	-
November	$229,780	-	-
December	$274,581	-	-

Estimated graduation moved up 1 day - Now September 2, 2021

[SeattleStache]

First number is retirement savings & other long term investments, second is total NW including cash emergency savings and real estate equity. I'm focused on retirement only for this challenge rather than total NW.

September 2019: $261,238 (total NW $387,863)
October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
July 2020: $330,819 (total NW $473,215)
August 2020 $351,475 (total NW $498,660)
September 2020 $343,809 (total NW $480,842)

[Genevieve]

Whomp whomp, back down to $490,416.

Waiting on $6k worth of checks but that still wouldn't be enough to stay over $500k. Until next time!

Net Worth:

Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July 2020: $481,662
August 2020: $506,951

Graduation!!! Honestly I'm shocked that the market has been on such a tear. I didn't think we were going to make it until the end of the year when we get a big bump from a bonus.

[Nick_Miller]

Sept. 2018   $252,544.08
Nov.  2018   $248,197.15
Dec.  2018   $256,394.61
Jan.  2019   $252,481.67
Feb.  2019   $287,793.45
Mar.  2019   $304,683.46
April  2019  $311,927.67
May 2019    $320,971.09
June 2019   $315,026.35
July 2019    $326,646.84
Aug 2019    $333,750.35
Sept 2019   $331,716.00
Oct 2019     $338,088.89
Nov 2019    $348,140.01
Dec 2019    $356,233.57
Jan 2020    $364,075.39
Feb 2020    $374,691.07
Mar. 2020   $373,208.41
April 2020  $347,174.09
May 2020   $379,369.40
June 2020  $392,456.38
July 2020  $401,514.57
Aug 2020  $420,905.96
Sept 2020 $437,594.31
Oct 2020 $433,564.24

Bit of down month in the market, not honestly not as bad as I feared leading up to the election.

[NextTime]

Investments only

First of	2018	2019	2020
January	-	$206,667	$304,693
February	$198,265	$224,401	$305,287
March	$204,080	$231,997	$290,554
April	$204,080	$236,710	$274,909
May	$206,310	$246,138	$298,297
June	$207,731	$245,062	$320,072
July	$209,453	$256,868	$331,215
August	$218,450	$256,076	$349,025
September	$224,243	$266,197	$367,183
October	$227,037	$274,186	$360,397
November	$214,107	$284,427	-
December	$219,948	$295.004	-

[tjrssibelle]

Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k

Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k

Sent from my SM-N960U using Tapatalk

[nick663]

June 2017:  198.7k
July 2017:  207.5k
August 2017:  211.8k
September 2017:  222.1k
October 2017: *missing*
November 2017:  234.7k
December 2017:  242.4k

March 2018:  263.3k
June 2018:  290.4k
September 2018:  313.7k
December 2018:  296.8k
March 2019:  346.3k
June 2019:  372.4k
September 2019: 390.4k
December 2019:  428.6k
March 2020:  371.1k
June 2020:  456.2k

September 2020:  505.5k

See you guys in the next thread. :)

[Mainlander]

SEPTEMBER UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193

 This summer has felt like a grind trying to save money. Fortunately I am coming into the busy season at work, so hoping to see some nice progress for the remainder of the year.

[Radagast]

Quarter StockBondCash  +House
Q3 2016:  $112,200     $165,800
Q4 2016:  $124,300     $178,500
Q1 2017:  $148,300     $203,300
Q2 2017:  $160,548     $217,018
Q3 2017:  $178,042     $235,102
Q4 2017:  $203,082     $260,736
Q1 2018:  $213,941     $272,491
Q2 2018:  $223,802     $283,554
Q3 2018:  $235,666     $296,330
Q4 2018:  $229,947     $291,293
Q1 2019:  $284,421     $346,689
Q2 2019:  $315,573     $378,769
Q3 2019:  $350,244     $414,376
Q4 2019:  $408,250     $473,325
Q1 2020:  $362,044     $428,120
Q2 2020:  $457,379     $524,413
Q3 2020:  $383,076     $555,858

4 years of tracking, 5 of saving! OK, so there was a big hit to liquid assets, but a big jump in house assets. It's like going back in time a year, as I count it.

[Morning Glory]

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221

2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363

2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Aug 1: 548,390/336,821
Sep 1: 574,193/361,734

Oct 1: 564,814/351,416

[trc4897]

Whomp whomp, back down to $490,416.

Waiting on $6k worth of checks but that still wouldn't be enough to stay over $500k. Until next time!

Net Worth:

Dec 2012: $26,461.85
Dec 2014: $29,446.16
Dec 2015: $54,568.08
Dec 2016: $87,878.65
Dec 2017: $165,042
Dec 2018: $280,087
Dec 2019: $454,301
June 2020: $465,444.67
July 2020: $481,662
August 2020: $506,951

Graduation!!! Honestly I'm shocked that the market has been on such a tear. I didn't think we were going to make it until the end of the year when we get a big bump from a bonus.

Hopefully next month you get to graduate again!

[DarkandStormy]

3/1/19 - $268,584 // $154,100
4/1/19 - $281,161 // $160,561
5/1/19 - $287,799 // $169,570
6/1/19 - $299,560 // $163,398
7/1/19 - $309,640 // $178,229
8/1/19 - $317,066 // $185,846
9/1/19 - $321,205 // $186,588
10/1/19 - $327,232 // $191,328
11/1/19 - $335,150 // $197,615
12/1/19 - $340,787 // $208,029
1/1/20 - $352,472 // $223,044
2/1/20 - $362,809 // $229,548
3/1/20 - $356,377 // $216,835
4/1/20 - $330,416 // $192,356
5/1/20 - $362,077 // $220,959
6/1/20 - $381,391 // $240,213
7/1/20 - $399,404 // $257,588
8/1/20 - $417,420 // $269,617
9/1/20 - $440,121 // $291,650

10/1/20 - $435,659 // $291,480

[SpareChange]

Down $4,179 to $446,061. Nothing too exciting going on.

[hudsoncat]

	2016	2017	2018	2019	2020	2021
January	-	$134,179	$222,019	$261,809	$403,264	-
February	-	$140,623	$236,831	$286,584	$414,417	-
March	-	$148,087	$234,104	$303,681	$388,201	-
April	-	$153,745	$234,452	$314,939	$355,475	-
May	-	$161,518	$241,470	$331,080	$398,672	-
June	-	$167,077	$249,398	$320,926	$417,280	-
July	-	$171,538	$253,884	$342,700	$424,818	-
August	-	$179,124	$264,666	$354,784	$456,512	-
September	-	$180,682	$276,905	$351,842	$491,411	-
October	-	$192,217	$285,986	$360,853	$482,214	-
November	$121,639	$199,128	$267,359	$374,706	-	-
December	$128,335	$207,436	$281,461	$391,293	-	-

Down a bit. October is looking to be a spendy month, but that should only affect my sinking funds, not my investments. I'm pretty sure my house is on the verge of being a money pit... but at least the next owner shouldn't have to fix anything for several years. So I guess that will be nice for them. ha!

[ZsaZsa]

Portfolio totals:
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71
4/3/20  $214,113.72
4/30/20 $241,361.42   
5/27/20 $252,278.03
6/8/20 $265,620.410
6/30/20 $260,161.31
8/20/20 $287,415.26
9/1/20 $293,920.41
10/1/20 $289,996.35 Well, this month took a dip, but not near what it did earlier this year. Thank goodness Apple continues to thrive...

[L2]

Greetings all, looks like I will be hanging out here for a while since I survived last month's dip in the market and finished above 250k!

10/1/20 NW: $250,496

Going to go ahead and set my stretch graduation goal date here as 12/31/2022. That will be just about an average increase of $125k/year. I was able to do better than $75k/year going from 100k - 250k NW. Bonus - getting married next August and should add an immediate 50-75k to the joint NW. That along with the fiance's contributions will certainly help reach that.

[JLee]

2017

Code: [Select]

Date             Assets           Debts          Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.67
2018

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.17
2019

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.40
2020

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Jun 2020 $826,539.24 -$455,286.73 $371,252.51
Jul 2020 $847,335.26 -$453,339.28 $393,995.98
Aug 2020 $901,558.90 -$452,541.02 $449,017.88
Sep 2020 $899,175.10 -$450,501.08 $448,674.02

Little dip, not terrible though!

[lampstache]

Investments only

 1/2017   - 34,633
 1/2018   - 56,928 (+22,295)
 1/2019   - 98,248 (+41,320)

 1/2020   - 176,153 (+77,905)
 2/2020   - 182,362 (+6,209)
 3/2020   - 171,868 (-10,494)
 4/2020   - 178,606 (+6,738)
 5/2020   - 255,004 (+76,398) - sold house, dumped money in market
 6/2020   - 287,981 (+32,977) - put more money in market from house sale
 8/2020   - 326,686 (+38,705)
 9/2020   - 336,875 (+10,189)
10/2020  - 338,532 (+1,657)

[Toad]

Been a while since my last update:

Summary of accounts:

Date	Bank Accounts	Taxable Investments	IRAs and 401k	TOTAL	CHANGE
September 1, 2019	$34,060.56	$107,178.92	$100,816.28	$242,055.76	-1.70%
October 1, 2019	$41,940.06	$111,460.07	$102,729.37	$256,129.50	+5.81%
November 1, 2019	$42,198.89	$119,326.23	$106,347.53	$267,872.65	+4.58%
December 1, 2019	$48,713.45	$122,014.49	$109,478.12	$280,206.06	+4.60%
January 1, 2020	$52,388.86	$125,197.91	$114,378.91	$291,915.68	+4.18%
February 1, 2020	$53,457.64	$125,344.96	$112,834.00	$291,636.60	-0.10%
April 1, 2020	$27,623.26	$111,748.88	$120,109.25	$259,481.39	-11.03%
May 1, 2020	$30,442.36	$115,290.75	$126,836.11	$272,569.22	+5.04%
June 1, 2020	$30,756.15	$120,109.09	$132,578.29	$283,443.53	+3.99%
July 1, 2020	$33,441.25	$120,352.31	$135,818.32	$289,611.88	+2.18%
August 1, 2020	$31,592.21	$127,770.67	$143,453.85	$302,816.73	+4.56%
September 1, 2020	$34,321.11	$136,765.56	$153,559.45	$324,646.12	+7.21%
October 1, 2020	$32,724.74	$133,084.16	$154,151.76	$319,960.66	-1.44%

[solon]

 1-2017  $88,615
 1-2018 $132,155
 1-2019 $177,349
 1-2020 $282,110
 2-2020 $290,845
 3-2020 $288,022
 4-2020 $257,224
 5-2020 $276,627
 6-2020 $299,563
 7-2020 $304,249
 8-2020 $318,456
 9-2020 $324,661
10-2020 $317,511


Gaaahhh!  These races take so long! Why can't I just be rich NOW?

[ingrownstudentloans]

(IRA/401K/taxable accounts/conservative equity in rental properties/conservative equity in side business):
2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
5/1/2020 $404,443.66
6/1/2020 $450,581.83 ($30k of the bump is from an increase in rental property equity based on refinance appraisal)
7/1/2020 $455,164.98
8/1/2020 $465,701.07
9/1/2020 $480,888.70

10/1/2020 $483,691.22 (closed on first business - closing costs ate into some of the monthly gains).  Barring anything major, I hope to graduate by EOY.

[oneday]

Note: I'm not working ATM - just started the job search, so no projected graduation currently.

	2018	2019	2020	2021	2022
January	-	$283K	$354K	-	-
February	-	$291K	$342K	-	-
March	-	$294K	$304K	-	-
April	$263K	$304K	$328K	-	-
May	$268K	$293K	$337K	-	-
June	$270K	$309K	$340K	-	-
July	$276K	$314K	$352K	-	-
August	$284K	$313K	$372K	-	-
September	$287K	$329K	$367K	-	-
October	$276K	$325K	-	-	-
November	$280K	$335K	-	-	-
December	$268K	$343K	-	-	-

@L2 Welcome!

Congrats to our graduate @nick663 !

@Toad congrats on passing $300K since your last check-in!

@solon I have been asking myself that for quite some time!

[junga]

		2018		2019		2020
Jan		$97,318		$128,407		$221,074
Feb		$104,695		$139,828		$226,108
Mar		$107,006		$145,617		$215,551
April		$115,189		$153,549		$197,168
May		$116,178		$162,575		$223,850
June		$119,529		$164,396		$236,967
July		$117,366		$173,404		$247,960
Aug		$120,235		$183,384		$264,301
Sep		$126,710		$186,374		$284,801
Oct		$135,258		$196,033		$286,632
Nov		-		$202,222		-
Dec		$133,314		$210,924		-

[Mustachio Bashio]

Sooo I haven't posted since the world started getting a bit crazier. Last entry was at the beginning of February. I actually graduated at the start of last month! Just going to update my stats now.

2/17 - 167,752
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
11/18 - 295,490
12/18 - 298,003
1/19 - 284,697
2/19 - 314,314
3/19 - 331,474
4/19 - 344,390
5/19 - 357,302
6/19 - 351,017
7/19 - 372,466
8/19 - 373,986
9/19 - 377,991
10/19 - 384,914
11/19 - 403,766
12/19 - 415,269
1/20 - 436,741
2/20 - 440,512
3/20 - 429,408
4/20 - 359,683 (yup, this is why I stopped posting lol)
5/20 - 409,428
6/20 - 452,705
7/20 - 468,792
8/20 - 499,412
9/20 - 541,591!!!!
10/20 - 529,969

Hopefully it doesn't dip below, but really anything could happen. Good luck to everyone and see you in the next thread!

[nkt0]

I expect this bubble to pop any time now.

Investments/Net Worth
Q3 2018: $175k/$291k
Q4 2018: $162k/$280k
Q1 2019: $185k/$313k
Q2 2019: $199k/$331k
Q3 2019: $210k/$344k
Q4 2019: $283k/$448k
Q1 2020: $244k/$404k
Q2 2020: $309k/$472k
Q3 2020: $357k/$521k

[oneday]

Sooo I haven't posted since the world started getting a bit crazier. Last entry was at the beginning of February. I actually graduated at the start of last month! Just going to update my stats now.

2/17 - 167,752
3/17 - 177,448
4/17 - 183,917
5/17 - 189,025
6/17 - 195,189
7/17 - 202,048
8/17 - 211,263
9/17 - 215,880
10/17 - 222,924
11/17 - 230,962
12/17 - 238,389
1/18 - 247,829
2/18 - 263,000
3/18 - 254,401
5/18 - 267,000
6/18 - 273,062
7/18 - 278,308
8/18 - 287,779
9/18 - 298,772
10/18 - 307,200
11/18 - 295,490
12/18 - 298,003
1/19 - 284,697
2/19 - 314,314
3/19 - 331,474
4/19 - 344,390
5/19 - 357,302
6/19 - 351,017
7/19 - 372,466
8/19 - 373,986
9/19 - 377,991
10/19 - 384,914
11/19 - 403,766
12/19 - 415,269
1/20 - 436,741
2/20 - 440,512
3/20 - 429,408
4/20 - 359,683 (yup, this is why I stopped posting lol)
5/20 - 409,428
6/20 - 452,705
7/20 - 468,792
8/20 - 499,412
9/20 - 541,591!!!!
10/20 - 529,969

Hopefully it doesn't dip below, but really anything could happen. Good luck to everyone and see you in the next thread!

@Mustachio Bashio pleased to make your acquaintance! I don't think I've seen a post from you since I started here earlier this year.  Congrats on moving up to the next race!!!

[dignam]

Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k
Jun 2020 $265k
Jul 2020 $269k
Aug 2020 $281k
Sep 2020 $281k
Oct 2020 $294k

[Bracken_Joy]

2019:
Jan-  240.0
Feb- 262.7
Mar- 279.6
Apr- 295.8
May- 299.9
Jun- 283.1
Jul- 302.6
Aug- 315.98
Sep- 310.8
Oct- 346.5
Nov- 354.3

Ha, funny that. Last update was right before I had the baby. YEP that checks out.

Dec- 360.5
2020
Jan- 373.0
Feb- 373.1
Mar- 354.0
Apr- 314.8
May- 348.5
Jun- 376.4
Jul- 384.4
Aug- 393.6
Sep- 435.5 (Retirement contributions from old job for 2019/Bought a house)
Oct- 417.6

[SeattleStache]

First number is retirement savings & other long term investments, second is total NW including cash emergency savings and real estate equity. I'm focused on retirement only for this challenge rather than total NW.

October 2019: $260,934 (total NW $381,797)
November 2019: $280,569 (total NW $405,660)
December 2019: $292,062 (total NW $423, 991)
January 2020: $299,351 (total NW $430,390)
February 2020: $281,810 (total NW $412,616) ouch!
March 2020: $249,818 (total NW $390,340) double ouch!
April 2020: $273,408 (total NW $426,464)
May 2020: $300,289 (total NW $453,672)
June 2020: $313,013 (total NW $456,056)
July 2020: $330,819 (total NW $473,215)
August 2020 $351,475 (total NW $498,660)
September 2020: $343,809 (total NW $480,842)
October 2020: $342,336 (total NW $516,708)

[grantmeaname]

Hi y'all! I'm gonna come hang out here for a couple years if that's ok! I'm targeting something in the range of $700k-$1M and should save $100-140k/yr the next two years which should graduate me in 2022.

7/13/18   $ 63k
10/19/18  $ 75k
1/31/19   $ 80k
2/28/19   $100k
5/31/19   $119k
8/30/19   $130k
12/31/19  $163k
3/31/20   $156k
4/30/20   $187k
5/31/20   $196k
6/30/20   $208k
7/31/20   $228k
8/31/20   $242k
9/30/20   $246k

  10/31/20   $252k

[achvfi]

Hi y'all! I'm gonna come hang out here for a couple years if that's ok! I'm targeting something in the range of $700k-$1M and should save $100-140k/yr the next two years which should graduate me in 2022.

Hey @grantmeaname, Congrats on joining the group. 100-140k Savings per year! Thats awesome. All the best.

[grantmeaname]

Thanks achv! Good to be here :)

We're living with family right now - we paid to break our NYC lease in August when it became clear we weren't going back to the office for a year or more - which probably saves us $30k/yr between rent, NYC income tax, and misc household costs. But even before that we were almost on track to live off my wife's salary and save my whole (higher) salary and bonus after tax.

[achvfi]

Thanks achv! Good to be here :)

We're living with family right now - we paid to break our NYC lease in August when it became clear we weren't going back to the office for a year or more - which probably saves us $30k/yr between rent, NYC income tax, and misc household costs. But even before that we were almost on track to live off my wife's salary and save my whole (higher) salary and bonus after tax.

Love it. Good plan :)

[Accrual]

8/20 - $250k
9/20 - $250k
10/20 - $254k

[Nick_Miller]

*Numbers include all assets minus all debts, except: 1) checking account balance (fluctuates with a few thousand $) and 2) college funds of about $23K.

Sept  2018   $252,544.08
Nov   2018   $248,197.15
Dec   2018   $256,394.61
Jan   2019   $252,481.67
Feb   2019   $287,793.45
Mar  2019   $304,683.46
April 2019   $311,927.67
May 2019    $320,971.09
June 2019   $315,026.35
July 2019    $326,646.84
Aug 2019    $333,750.35
Sept 2019   $331,716.00
Oct 2019     $338,088.89
Nov 2019    $348,140.01
Dec 2019    $356,233.57
Jan 2020    $364,075.39
Feb 2020    $374,691.07
Mar  2020   $373,208.41
April 2020  $347,174.09
May 2020   $379,369.40
June 2020  $392,456.38
July 2020   $401,514.57
Aug 2020   $420,905.96
Sept 2020  $437,594.31
Oct 2020    $433,564.24
Nov 2020 $438,951.38

We hit our all-time this month even with market tanking this week. $450K is still a very real goal for end of 2020 with potential graduation from this thread come spring/summer 2021. We already have money allocated toward funding our Roth IRAs come January, so I like feeling ahead of the game there.

[SpareChange]

Down $3,134 to $442,927. Three paycheck month wasn't enough to override the whims of the market.

[WhiteTrashCash]

Nov. 2017: $108496.07
Nov. 2018: $165575.77
Nov. 2019: $235584.90
Nov. 2020: $311056.94

We've been cooking right along for the past four years. It'll probably be another year and a half to two years to reach 500k. We'll get a boost in investments once my student loans are paid off, which will increase investments by about 25% each month.

[SpareChange]

Nov. 2017: $108496.07
Nov. 2018: $165575.77
Nov. 2019: $235584.90
Nov. 2020: $311056.94

We've been cooking right along for the past four years. It'll probably be another year and a half to two years to reach 500k. We'll get a boost in investments once my student loans are paid off, which will increase investments by about 25% each month.

If my own experience plays out for you, I predict a much greater than 25% return to your psyche when those bad boys get paid off. :)

[tjrssibelle]

Investments only;

Dec 2016: $129.04k
Dec 2017: $196.66k
Dec 2018: $227.08k

Jan 2019: $255.83k
Feb 2019: $263.40k
Mar 2019: $275.82k
Apr 2019: $286.26k
May 2019: $277.52k
Jun 2019: $295.84k
July 2019: $302.29k
Aug 2019: $300.88k
Sep 2019: $309.76k
Oct 2019: $319.40k
Nov 2019: $329.54k
Dec 2019: $339.51k

Jan 2020: $347.23k
Feb 2020: $330.32k
Mar 2020: $293.63k
Apr 2020: $323.58k
May 2020: $340.17k
Jun 2020: $356.25k
July 2020: $377.68k
Aug 2020: $397.52k
Sep 2020: $390.84k
Oct 2020: $384.47k

Sent from my SM-N960U using Tapatalk

[WhiteTrashCash]

Nov. 2017: $108496.07
Nov. 2018: $165575.77
Nov. 2019: $235584.90
Nov. 2020: $311056.94

We've been cooking right along for the past four years. It'll probably be another year and a half to two years to reach 500k. We'll get a boost in investments once my student loans are paid off, which will increase investments by about 25% each month.

If my own experience plays out for you, I predict a much greater than 25% return to your psyche when those bad boys get paid off. :)

I hope you are right. It would be really nice to reach FIRE faster.

[NextTime]

Investments only

First of	2018	2019	2020
January	-	$206,667	$304,693
February	$198,265	$224,401	$305,287
March	$204,080	$231,997	$290,554
April	$204,080	$236,710	$274,909
May	$206,310	$246,138	$298,297
June	$207,731	$245,062	$320,072
July	$209,453	$256,868	$331,215
August	$218,450	$256,076	$349,025
September	$224,243	$266,197	$367,183
October	$227,037	$274,186	$360,397
November	$214,107	$284,427	$360,290
December	$219,948	$295.004	-

[hudsoncat]

	2016	2017	2018	2019	2020	2021
January	-	$134,179	$222,019	$261,809	$403,264	-
February	-	$140,623	$236,831	$286,584	$414,417	-
March	-	$148,087	$234,104	$303,681	$388,201	-
April	-	$153,745	$234,452	$314,939	$355,475	-
May	-	$161,518	$241,470	$331,080	$398,672	-
June	-	$167,077	$249,398	$320,926	$417,280	-
July	-	$171,538	$253,884	$342,700	$424,818	-
August	-	$179,124	$264,666	$354,784	$456,512	-
September	-	$180,682	$276,905	$351,842	$491,411	-
October	-	$192,217	$285,986	$360,853	$482,214	-
November	$121,639	$199,128	$267,359	$374,706	$475,471	-
December	$128,335	$207,436	$281,461	$391,293	-	-

Oct. 31 2016 was the first time I totaled up our retirement numbers. We've gained $353,832 since then. We've ramped up savings each year, going from about $40,000 per year in 2017 to about $64,000 now (not including going from about $1000 per year in 2016 in one HSA to maxing out two individual HSAs). Hoping we can continue to increase savings in 2021, but to be honest at this point I'm just happy we are both employed and healthy!

[SpareChange]

	2016	2017	2018	2019	2020	2021
January	-	$134,179	$222,019	$261,809	$403,264	-
February	-	$140,623	$236,831	$286,584	$414,417	-
March	-	$148,087	$234,104	$303,681	$388,201	-
April	-	$153,745	$234,452	$314,939	$355,475	-
May	-	$161,518	$241,470	$331,080	$398,672	-
June	-	$167,077	$249,398	$320,926	$417,280	-
July	-	$171,538	$253,884	$342,700	$424,818	-
August	-	$179,124	$264,666	$354,784	$456,512	-
September	-	$180,682	$276,905	$351,842	$491,411	-
October	-	$192,217	$285,986	$360,853	$482,214	-
November	$121,639	$199,128	$267,359	$374,706	$475,471	-
December	$128,335	$207,436	$281,461	$391,293	-	-

Oct. 31 2016 was the first time I totaled up our retirement numbers. We've gained $353,832 since then. We've ramped up savings each year, going from about $40,000 per year in 2017 to about $64,000 now (not including going from about $1000 per year in 2016 in one HSA to maxing out two individual HSAs). Hoping we can continue to increase savings in 2021, but to be honest at this point I'm just happy we are both employed and healthy!

You guys are a well-oiled machine at this point. That's a nice progression of numbers I'm staring at. :)

[hudsoncat]

You guys are a well-oiled machine at this point. That's a nice progression of numbers I'm staring at. :)

I'm pleased! Before we started funneling it to retirement, we had been funneling money hardcore into student loan repayment. While I am happy we no longer have student loan debt, I wish we'd had focused a bit more on retirement earlier. Luckily we've always lived within our means after college, bought a reasonable (for us!) house in a nice if not flashy neighborhood. Bought dependable, long running, not expensive car... at least we made some good choices along the way (all the student loans not withstanding).

[Mainlander]

OCTOBER UPDATE

08/01/20: $253,789
09/01/20: $257,810
10/01/20: $256,193
11/01/20: $255,810

  Had a nice increase going until the last few days of this month. Oh well, just gotta stay the course.

[Morning Glory]

2017
Jan 1: 236,254
Feb 1: 250,055
Mar 1: 262,196
Apr 1: 269,959
May 1: 282,665
Jun 1: 284,827
Jul 1: 292,037
Aug 1: 293,168
Sep 1: 297,489
Oct 1: 303,111
Nov 1: 309,583
Dec 1: 316,618

2018
Jan 1: 322,183
Feb 1: 332,735
Mar 1: 328,393
April 1: 327,048
May 1: 332,943
June 1: 339,934
July 1: 341,553
Aug 1: 351,978
Sep 1: 356,877
Oct 1: 360,074
Nov 1:346,354
Dec 1: 354,221

2019
Jan 1: 339,623
Feb 1: 358,056
Mar 1: 368,263
April 1: 386,406
May 1: 395,806
Jun 1: 382,758
July 1: 399,023
Aug 1: 404,132
Sep 1: 404,378
Oct 1: 411,212
Nov 1: 421,398
Dec 1: 434,363

2020
Jan 1: 447,716
Feb 1: 451,064
Mar. 1: 427,409
Apr 1: 391,361
May 1: 428,733
Jun 1: 516,412 (net worth)/302,612 (investments)
July 1: 524,981/314,313
Aug 1: 548,390/336,821
Sep 1: 574,193/361,734
Oct 1: 564,814/351,456

Nov 1:.561,416 /347,157

[JLee]

2017

Code: [Select]

Date             Assets           Debts          Net Worth
Oct 2017 $370,483.90 -$120,007.15 $250,476.80
Dec 2017 $382,100.79 -$121,838.12 $260,262.67
2018

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2018 $390,088.91 -$119,841.70 $270,247.21
Feb 2018 $393,016.96 -$118,184.89 $274,832.08
Mar 2018 $388,528.30 -$117,901.07 $270,627.23
Apr 2018 $396,987.40 -$118,619.04 $278,368.36
May 2018 $399,896.79 -$125,537.47 $274,359.32
Jun 2018 $393,835.05 -$119,226.10 $274,608.95
Jul 2018 $405,587.66 -$124.894.90 $280,692.80
Aug 15th 2018 $289,351.24 $0.00 $289,351.24
Aug 2018 $296,066.75 -$1,507.49 $294,559.30
Sep 2018 $297,258.10 -$2,513.24 $294,744.86
Oct 2018 $270,846.50 -$2,179.98 $268,666.52
Nov 2018 $283,924.79 -$3,588.97 $280,335.80
Dec 2018 $263,008.28 -$2,510.11 $260,498.17
2019

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2019 $286,398.03 -$3,720.22 $282,677.81
Feb 2019 $303,524.32 -$65.88 $303,458.40
Mar 2019 $303,218.72 $0.00 $303,218.72
Apr 2019 $319,854.21 -$2,685.70 $317,168.50
May 2019 $307,507.31 -$2,240.87 $305,266.40
Jun 2019 $731,745.00 -$426,815.80 $304,929.20
Jul 2019 $736,673.88 -$431,083.30 $305,590.60
Aug 2019 $735,255.93 -$429,153.68 $306,102.25
Sep 2019 $736,594.53 -$431,388.57 $305,205.96
Oct 2019 $753,717.95 -$431,346.90 $322,371.05
Nov 2019 $778,884.35 -$426,308.33 $352,576.02
Dec 2019 $781,597.49 -$426,057.09 $355,540.40
2020

Code: [Select]

Date             Assets           Debts          Net Worth
Jan 2020 $787,211.64 -$425,357.09 $361,854.55
Feb 2020 $755,990.43 -$417,635.17 $338,355.26
Mar 2020 $756,805.46 -$464,555.13 $292,250.33
Apr 2020 $808,288.92 -$461,043.60 $347,245.32
May 2020 $820,040.10 -$455,622.69 $364,417.41
Jun 2020 $826,539.24 -$455,286.73 $371,252.51
Jul 2020 $847,335.26 -$453,339.28 $393,995.98
Aug 2020 $901,558.90 -$452,541.02 $449,017.88
Sep 2020 $899,175.10 -$450,501.08 $448,674.02
Oct 2020 $897,909.23 -$449,998.62 $447,910.61
I'm (hopefully) about to close on a refi and then renovate two kitchens, so I expect a significant dip here shortly.

[MudPuppy]

Household net for 2 adults:

05/2020: 203K
06/2020: 225K
07/2020: 236k
08/2020: 252k
09/2020: 264k
10/2020: 262k
11/2020: 271k

Despite being a 3-check month, the market dipped so much we didn’t increase our investment totals. The rise in NW here is based on an updated home value. Prices have gotten so high in this area recently.

[L2]

10/1/20 NW: $250,496

11/1/20: $254,125

[ingrownstudentloans]

(IRA/401K/taxable accounts/conservative equity in rental properties/conservative equity in side business):
2/1/2020 $333,916.40
3/1/2020 $386,416.81 (put cash into new rental property)
4/1/2020 $386,032.10
5/1/2020 $404,443.66
6/1/2020 $450,581.83 ($30k of the bump is from an increase in rental property equity based on refinance appraisal)
7/1/2020 $455,164.98
8/1/2020 $465,701.07
9/1/2020 $480,888.70
10/1/2020 $483,691.22 (closed on first business - closing costs ate into some of the monthly gains).  Barring anything major, I hope to graduate by EOY.

11/1/2020 $506,667.23 (found a chunk of cash that I did not realize was being withheld from my paycheck for a retirement account contribution that gets made at the end of the year.  Because it is my money, I am including it and retiring from this race today - might see you back here next month depending on how the market reacts to the election).  Good luck all!