Race from 100 to 250k

[CTEC_Stache]

UPDATE: Liquid, invested assets and cash only.

	2021	2022
JAN	-	$51,061
FEB	-	$49,155
MAR	-	$113,346
APR	-	$110,177
MAY	-	$104,247
JUN	-	$ -
JUL	$61,529	$ -
AUG	$50,910	$ -
SEP	$50,508	$ -
OCT	$54,173	$ -
NOV	$53,802	$ -
DEC	$51,533	$ -

[TerrierTown]

01 Jun 2019 NW £44,112 - started MMM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901) - Received work bonus
20 May 2022 NW £114,875 (- £276)

[CanadianTeacher]

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)

Due to rocky nature of my savings so far this year, I cut back 100% of my discretionary spending and had little in grocery bills as I started eating what I had in the pantry and freezer. I also upped my side-hustle game and made around $1000 this month from my various side gigs.

I've loosened the purse strings a little this weekend but hope to continue with frugalness throughout June to get me to the summer. Don't really feel like spending my two month vacations staying at home being super frugal so the plan is to give myself some budget room though these two months of frugalness.

Markets still volatile. Last week helped me from reporting $0 gain this month despite my frugalness. Hopefully things get better soon. The current market situation has derailed my plans to buy a condo or house.

Goal of reaching $250,000 net worth by the summer has certainly been derailed. New projected date is December 31st or early in the new year.

[Stubblestache]

July 2018 - £20,385
 - Annual gain 2018 - £4,119

Jan 2019 - £25,295
Nov 2019 - £38,588
 - Annual gain 2019 - £13,293

Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
 - Annual gain 2020 - £19,108

Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
 - Annual gain 2021 - £41,278

Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950

juuuuuuust about still part of the 100-250 club :)

[jdhansen]

Dec 2021 $221,090
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506

Seems like we are just crawling along this year after the crazy 2021 we had.  But we are at least back to Feb 2022 levels so we are heading in the right direction.

[Feivel2000]

138.668 €
-8.625 €
~33% Savings Rate

A month to forget...
I invested a little bit of additional money.

	2020	2021	2022	2023	2024	2025
Jan	...............	110.053 €	138.241 €	...............	200.000 €	...............
Feb	...............	115.328 €	138.954 €	...............	...............	...............
Mar	...............	123.950 €	150.359 €	...............	...............	...............
Apr	...............	122.597 €	147.293 €	...............	...............	...............
May	...............	120.440 €	138.668 €	...............	...............	...............
Jun	...............	124.056 €	...............	...............	...............	...............
Jul	87.134 €	127.401 €	...............	...............	...............	...............
Aug	88.989 €	134.533 €	...............	...............	...............	...............
Sept	90.473 €	133.571 €	...............	...............	...............	250.000 €
Oct	90.093 €	143.292 €	...............	...............	...............	...............
Nov	96.957 €	144.693 €	...............	...............	...............	...............
Dec	103.130 €	143.712 €	...............	...............	...............	...............
Change	~20.000 €	+40.582 €	...............	...............	...............	...............

[mgardner88]

7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)

We have added around $17k to the market since February, seen a very rocky 6k increase in our net worth. But an increase is an increase. Hopefully next month we will be back where we topped out in late march :)

[Sugaree]

Net Worth	2019	2020	2021	2022
January	$49,378.04	$90,928.02	$161,747.01	$229,977.41
February	$50,300.10	$93,896.81	$162,883.32	$217,510.91
March	$59,373.49	$100,165.23	$173,923.10	$220,602.56
April	$59,558.47	$94,297.23	$183,031.09	$226,302.77
May	$64,340.45	$106,341.84	$186,124.71	$216,297.22
June	$64,940.28	$113,372.31	$189,866.01	$210,792.90
July	$70,156.02	$120,466.05	$194,364.35	$     -
August	$74,302.64	$127,953.51	$197,286.96	$     -
September	$74,328.43	$135,625.59	$205,953.08	$     -
October	$78,067.76	$137,857.32	$201,884.29	$     -
November	$81,274.16	$136,857.08	$215,701.01	$     -
December	$88,148.59	$152,706.85	$217,143.43	$     -
Annual gain	$41,549.98	$70,818.99	$68,230.40	$     -

And the bleeding continues..... 



The TSP site is FUBAR'd today, so a major component of that total is 6 days behind.  I suspect that the real number is still a bit negative, but less so than what is shown here.

[peppermint]

01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02

[bcbaseballman]

2018                             2019                              2020                            2021                          2022
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576               1/31: 137,128
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616               2/28: 132,607
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009               3/31: 141,282
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128               4/30: $138,395
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792                 7/31: 97,017
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970                 8/30: 133,097
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466                 9/30: 129,725
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288               10/31: 135,443
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093               11/30: 132,452
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002               12/31: 139,677
Gain: 15,245.84                         29,783                            44,923                           55,655

5/31: 137,158

[FICurious]

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653

Jun 2020: $219,682

Missed a month and continuing to take some hits.

Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

[JAYSLOL]

Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)

May was a good month for saving, let’s see how the summer months go this year

[MommyCake]

Investments only:
9/4/18      73,600
10/4/18    75,950
11/7/18    75,960
10/7/21    96,760
11/12/21 101,000
6/8/22     119,755

I made SOME progress....Need to get back to tracking monthly

[TerrierTown]

01 Jun 2019 NW £44,112 - started MMM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901) - Received work bonus
20 May 2022 NW £114,875 (- £276)
16 Jun 2022 NW £115,137 (+ £262)

[TerrierTown]

01 Jun 2019 NW £44,112 - started MMM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901) - Received work bonus
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)

[Stubblestache]

July 2018 - £20,385
 - Annual gain 2018 - £4,119

Jan 2019 - £25,295
Nov 2019 - £38,588
 - Annual gain 2019 - £13,293

Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
 - Annual gain 2020 - £19,108

Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
 - Annual gain 2021 - £41,278

Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
Predictable fall from the 100-250 club in sterling terms, I'll just convert it to dollars then I've got $115k :D

[jdhansen]

Dec 2021 $221,090
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749

Seems being so in the market continues to take us in the wrong direction.  Going to need to get back on track with our saving and tracking plans.

[Gingersnaps]

Back to work and adjusting to working parent lives. We've both dropped hours, I got an extra cost of living pay rise though, we have childcare fees and everything is getting more expensive including our remortgage - so let's see how this pans out! Before during market dips we've had cash to throw in so never actually taken a step back like this - I'm ok with it though!

01/08/2020 - £76,466.46
01/09/2020 - £79,690.65
01/10/2020 - £95,664.71
01/11/2020 - £97,515.00
01/12/2020 - £112,302.49
01/01/2021 - £114,965.12
01/02/2021 - £117,962.11
01/03/2021 - £118,873.35
01/04/2021 - £125,164.43
01/07/2021 - £146,807.86
01/08/2021 - £149,419.96
01/09/2021 - £155,711.83
01/10/2021 - £156,288.35
01/11/2021 - £164,134.53
01/12/2021 - £165,717.17
01/01/2022 - £171,598.80
01/04/2022 - £172,645.88
01/07/2022 - £166,566.73

[CanadianTeacher]

January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)

Well this school year didn't result in me getting much further ahead financially :( My investments have taken a beating. On the plus side, I've been quite frugal over the past two months and have grown the cash portion of my portfolio which I'll need for a downpayment on a house in the next 2 years (was hoping my investments would allow me to do this sooner, but that's not happening).

[zygote]

For context: I'm 33 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300,88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)

I've been saving and spending as much as always, but I'm basically 100% stocks so the market has really been hurting my net worth. I kept posting in the 250 to 500k thread in the hopes that the dip would be short lived, but I think I've got to admit I'm back under 250k for the time being. At this point, it would take a pretty big rebound for me to get back over the threshold.

[JAYSLOL]

Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100  (-$6100)

[FICurious]

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682

Jul 2022: $205,193


Continuing to take hits.

Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

[Sugaree]

Net Worth	2019	2020	2021	2022
January	$49,378.04	$90,928.02	$161,747.01	$229,977.41
February	$50,300.10	$93,896.81	$162,883.32	$217,510.91
March	$59,373.49	$100,165.23	$173,923.10	$220,602.56
April	$59,558.47	$94,297.23	$183,031.09	$226,302.77
May	$64,340.45	$106,341.84	$186,124.71	$216,297.22
June	$64,940.28	$113,372.31	$189,866.01	$210,792.90
July	$70,156.02	$120,466.05	$194,364.35	$206,546.54
August	$74,302.64	$127,953.51	$197,286.96	$     -
September	$74,328.43	$135,625.59	$205,953.08	$     -
October	$78,067.76	$137,857.32	$201,884.29	$     -
November	$81,274.16	$136,857.08	$215,701.01	$     -
December	$88,148.59	$152,706.85	$217,143.43	$     -
Annual gain	$41,549.98	$70,818.99	$68,230.40	$     -

Oof.

[bcbaseballman]

2018                             2019                              2020                            2021                          2022
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576               1/31: 137,128
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616               2/28: 132,607
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009               3/31: 141,282
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128               4/30: 138,395
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056               5/31: 137,158
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792                 7/31: 97,017
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970                 8/30: 133,097
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466                 9/30: 129,725
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288               10/31: 135,443
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093               11/30: 132,452
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002               12/31: 139,677
Gain: 15,245.84                         29,783                            44,923                           55,655

6/30: 131,596
And we continue to go downward. . .
Overall spending this month was really good though so this is all retirment account activity.

[mgardner88]

7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)


Keeping at the same contribution each month, spending is about the same, maybe even a bit lower than usual. Hard to watch the money "disappear" but we will continue to keep on trucking.

[Feivel2000]

128.938 €
-9.730 €
31,5% Savings Rate

Had to get out of an AltCoin, maybe at the worst moment, or maybe before it falls to 0... Could not risk losing all --> I was overexposed.
Next month will be interesting. I might fall below the NetWorth from a year ago...

	2020	2021	2022	2023	2024	2025
Jan	...............	110.053 €	138.241 €	...............	200.000 €	...............
Feb	...............	115.328 €	138.954 €	...............	...............	...............
Mar	...............	123.950 €	150.359 €	...............	...............	...............
Apr	...............	122.597 €	147.293 €	...............	...............	...............
May	...............	120.440 €	138.668 €	...............	...............	...............
Jun	...............	124.056 €	128.938 €	...............	...............	...............
Jul	87.134 €	127.401 €	...............	...............	...............	...............
Aug	88.989 €	134.533 €	...............	...............	...............	...............
Sept	90.473 €	133.571 €	...............	...............	...............	250.000 €
Oct	90.093 €	143.292 €	...............	...............	...............	...............
Nov	96.957 €	144.693 €	...............	...............	...............	...............
Dec	103.130 €	143.712 €	...............	...............	...............	...............
Change	~20.000 €	+40.582 €	...............	...............	...............	...............

[BiscuitsandGuy]

Graduated from the race to 10k thread! Current net worth is at $117,479. I have such a long, long way to go and so much debt to payoff, but at least I’m positive now.

[TerrierTown]

01 Jun 2019 NW £44,112 - started MMM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth

[Sanitary Stache]

5/31/2020          - $   72,426
6/19/2020          - $   82,681
8/6/2020            - $   89,237
9/2/2020            - $   93,346
10/6/2020          - $  103,450
1/5/2021            - $  114,837
7/2/2021            - $  169,009
9/24/2021          - $  173,134
11/4/2021          - $  182,341
7/19/2022           -$  157,261

Spent about $12,000 creating a second bathroom in the house and took off time from work to do it.  I have also heard the stock market lost value.  I expect this will go down before it goes back up since I still have some savings to spend.

[song gnos]

Graduated from race to 100k. So might as well start tracking.

January 2019 81.8k
February 2019 93.2k
March 2019 98.3k
April 2019 108.3k
May 2019 111.9k
June 2019 108.4k
July 2019 117k

Not sure what a realistic timeframe to 250k would be. Hopefully within Jan 2021.



Sent from my Moto Z (2) using Tapatalk

Welp, back for my annual checkup as I remember that this exists.
Odd not keeping track on a monthly basis. Everything is so automatic at this point.

July 2020 $189.5k

Still hoping that the market moves me to 250k by Jan of next year. Wishful thinking.

Sent from my Moto Z (2) using Tapatalk

Back after 2 years of absence. Skipped 2021.
Not exactly sure when I passed the 250k mark.

Currently at $372,000 2022YTD. Purchasing a home at the right time helped. Guess I'm graduating onto the next one!

[Stubblestache]

July 2018 - £20,385
 - Annual gain 2018 - £4,119

Jan 2019 - £25,295
Nov 2019 - £38,588
 - Annual gain 2019 - £13,293

Jan 2020 - £43,260
Aug 2020 - £50,172
Dec 2020 - £62,638
 - Annual gain 2020 - £19,108

Jan 2021 - £64,542
Dec 2021 - £105,802 (graduated to next thread!)
 - Annual gain 2021 - £41,278

Jan 22 - £91,915
Feb 22 - £91,765
Mar 22 - £104,601
Apr 22 - £107,495
May 22 - £100,950
Jun 22 - £94,828
July 22 - £104,023

Back in the big girls' club

[mgardner88]

7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)
9/3/2021: $98,221 (+1,710)
10/8/2021: $101,351 (+3,130)
11/2/2021: $108,952 (+7,601)
12/2/2021: $111,949 (+2,997)
1/5/2022: $119,012 (+7,843)
2/2022: MISSED
3/3/2022: $119,373 (+361)
3/30/2022: $127,293 (+7,920)
5/5/2022: $124,563 (-2,730)
6/1/2022: $126,047 (+1,484)
7/6/2022: $123,834 (-2,213)
8/1/2022: $134,800 (+10,966)

*looks around suspiciously* Hmmmm. Off Monday so put my numbers in a little early.

[JAYSLOL]

Jan 1st - $162,300
Feb 1st - $160,600 (-$1700)
Mar 1st - $161,100 (+$500)
Apr 1st - $163,800 (+$2700)
May 1st - $160,400 (-$3400)
June 1st - $165,300 (+$4900)
July 1st - $159,100  (-$6100)
Aug 1st - $166,900  (+$7800)

Also updating my numbers a little early.  Darn recovery, I was really starting to enjoy the 20+% discount.  I scrapped a nw goal for this year in favour of a savings goal.  The problem with a nw goal is that when the market is way up I slack off because I’m already ahead, and when the market isn’t doing well it’s not super motivating to see myself literally moving backwards.  Savings goal this year is keeping me better motivated than I’ve ever been

[CanadianTeacher]

Good month thanks to the market! And the numbers don't tell the full story. I had to erase a ~$3000 entry in my networth due to a reporting error. So I'm actually up more than $12,000 compared to last month..... but I was deeper in the whole in previous months, just didn't realize it :P The error has been in my numbers for a while, so I'm actually at the highest point in terms of my historical net worth.


January 2018: $18,944.35
February 2018: $22,047.46
March 2018: $23,463.61
April 2018: $24,224.19
May 2018: $26,173
Jun 2018: $29,519.62
October 2018: $29,676.50
November 2018: $32,923.90
December 2018: $34,394.85

January 2019: $39,825.43
February 2019: $43,508.66
April 2019: $48,394.91
July 2019: $80,041.52
December 2019: $86,963.15

January 2020: $96,301.56
February 2020: $101,272.15.
March 2020: $102,362.65
April 2020: $98,415.77
May 2020:$111,832.84
June 2020: $116,958.23
July 2020: $125,945.15
August 2020: $130,494.78
September 2020: $136,844.71
October 2020: $131,422.24
November 2020: $133,493.15
December 2020: $147,149.14

January 2021: $149,313.19
February 2021: $158,168.99 (+5.9%)
March 2021: $159.365.46 (+0.8%)
April 2021: $170,344.02 (+6.9%)
May 2021: $179,276.00 ( +5.2%)
June 2021: $197,826.75 (+10.3%)
July 2021: $199, 591.41 (+.89%)
August 2021: $202,218.51 (+1.3%)
September 2021: $201,763.82 (-0.2%)
October 2021: $210,788.99 (+4.5%)
November 2021: $216,066.77 (+2.5%)
December 2021: $224,210.94 (+3.8%)

January 2022: $216,791.87 (-3.3%)
February 2022: $219,450.86  (+1.2%)
March 2022: $227,763.33  (+3.8%)
April 2022: $218,157.28 (-4.2%)
May 2022: $222,539.27 (+2.0%)
June 2022: $215,695.15 (-3.1%)
July 2022 $224,814.72 (+4.2%)

[jdhansen]

Market changes seem to be working in our favor.  We started working on a remodel so all extra funds are going towards cash flowing those expenses.  Hopefully, we can get this positive growth going while fixing up our forever home.

Dec 2021 $221,090
Jan 2022 $214,407
Feb 2022 $209,219
Mar 2022 $222,542
Apr 2022 $207,858
May 2022 $209,506
Jun 2022 $197,749
Jul 2022 $206,392

[JCGreen]

I include money that is invested for retirement accounts , but not value of savings for specific items (car insurance for the year etc.) or checking accounts as it is money I will likely use this month. I am hoping to hit 150k by Jun 2022.

Net worth:
2018:                         2019                2020             2021              2022
Jan                          $27,100           $45,839         $89,090         $130,904
Feb                          $29,443           $43,345         $86,608         $131,274
Mar                         $31,603            $39,081         $98,860
Apr    $13,200          $33,959           $47,551         $106,604
May                         $33,933           $51,613         $107,294
Jun                          $37,928           $56,760         $111,827
Jul                           $39,736           $61,567         $116,999        $116,506
Aug  $22,800           $39,918            $68,102        $122,191
Sep  $23,645           $34,179            $68,212        $121,891
Oct   $23,658           $38,091           $68,976         $130,532
Nov  $23,948           $39,867            $76,790        $133,720
Dec  $23,960           $43,836            $82,778        $139,448                       

Jul2022: $116,505.83 : Bought a house and changed jobs so I've been a little busy since I have updated. I think the most of the networth decrease is from buying the house (not yet included in net worth) but I am sure the stock market being down hasn't helped.

[FICurious]

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k
Jan 2020: $171,809   
Jan 2021: $200,820
Jan 2022: $241,685
Feb 2022: $232,246
Mar 2022: $230,653
Jun 2022: $219,682
Jul 2022: $205,193

Aug 2022: $218,972


Monthly Google Doc Tracker:  https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0    *Just put in your numbers. Do not sort.*

[cassafrass]

It's been awhile since I've checked in. Now that I can finally stand to look at my accounts, I figured I'd update my numbers. Seems that I've been close to graduating the thread all year, but we'll see what the markets bring in the next few months. I'm about to start a new job and will get a nice payout for my unused PTO from my current position that should push me over.

Net Worth	2019	2020	2021	2022
January	$40,680	$93,140	$168,166	$229,844
February	$42,496	$92,053	$168,632	$232,054
March	$46,476	$90,666	$178,514	$246,053
April	$48,755	$101,232	$184,396	$242,747
May	$54,753	$108,998	$188,411	$246,922
June	$61,471	$115,028	$217,944	$240,793
July	$61,645	$113,794	$220,030	$248,841
August	$79,153	$123,505	$221,966	$     -
September	$78,338	$127,257	$219,463	$     -
October	$73,878	$131,185	$223,178	$     -
November	$81,073	$144,125	$222,822	$     -
December	$87,448	$153,550	$230,406	$     -
Annual gain	$46,768	$66,062	$76,856	$     -

[bcbaseballman]

2018                             2019                              2020                            2021                          2022
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576               1/31: 137,128
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616               2/28: 132,607
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009               3/31: 141,282
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128               4/30: 138,395
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056               5/31: 137,158
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201               6/30: 131,597
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792                 7/31: 97,017
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970                 8/30: 133,097
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466                 9/30: 129,725
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288               10/31: 135,443
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093               11/30: 132,452
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002               12/31: 139,677
Gain: 15,245.84                         29,783                            44,923                           55,655

7/31: 138,747

[Sugaree]

Net Worth	2019	2020	2021	2022
January	$49,378.04	$90,928.02	$161,747.01	$229,977.41
February	$50,300.10	$93,896.81	$162,883.32	$217,510.91
March	$59,373.49	$100,165.23	$173,923.10	$220,602.56
April	$59,558.47	$94,297.23	$183,031.09	$226,302.77
May	$64,340.45	$106,341.84	$186,124.71	$216,297.22
June	$64,940.28	$113,372.31	$189,866.01	$210,792.90
July	$70,156.02	$120,466.05	$194,364.35	$206,546.54
August	$74,302.64	$127,953.51	$197,286.96	$224,774.07
September	$74,328.43	$135,625.59	$205,953.08	$     -
October	$78,067.76	$137,857.32	$201,884.29	$     -
November	$81,274.16	$136,857.08	$215,701.01	$     -
December	$88,148.59	$152,706.85	$217,143.43	$     -
Annual gain	$41,549.98	$70,818.99	$68,230.40	$     -

At least we're moving in the right direction again.  I keep reminding myself that wealth is built during bear markets, but it's not nearly as much fun to watch balances go down each month.  Especially when I was so close to graduating out of this thread.

[shrimpwd]

Hello! After a few years of playing around in the 10-100k race, I am finally moving up to this one. Originally counted 401K balance, then added my ROTH numbers when I began investing in Vanguard. Now that I've purchased my first I-Bonds, I figure it should go in my total investments as well. Still feels odd, breaking into 6 digits. Hopefully I get more comfortable with it over the next few years.

I'm going to make a prediction/goal of 250k by the end of 2025. Seems like a stretch at the moment, but... I'm up for a challenge!

	2018	2019	2020	2021	2022	2023	2024	2025
January	$6,455	-	$14,460	$34,473	$77,625	-	-	-
February	-	-	$14,991	$36,257	$83,384	-	-	-
March	-	-	$14,632	$38,256	$85,694	-	-	-
April	-	$10,960	$13,884	$47,021	$93,539	-	-	-
May	-	-	$17,011	$52,533	$86,952	-	-	-
June	-	-	$19,255	$54,094	$89,131	-	-	-
July	-	-	$20,358	$55,927	$83,281	-	-	-
August	-	-	$21,993	$58,821	$101,031	-	-	-
September	-	-	$23,312	$67,274	-	-	-	-
October	-	-	$24,777	$67,897	-	-	-	-
November	-	$13,466	$26,407	$72,781	-	-	-	-
December	$9,518	-	$30,697	$73,730	-	-	-	-

[JAYSLOL]

Hello! After a few years of playing around in the 10-100k race, I am finally moving up to this one. Originally counted 401K balance, then added my ROTH numbers when I began investing in Vanguard. Now that I've purchased my first I-Bonds, I figure it should go in my total investments as well. Still feels odd, breaking into 6 digits. Hopefully I get more comfortable with it over the next few years.

I'm going to make a prediction/goal of 250k by the end of 2025. Seems like a stretch at the moment, but... I'm up for a challenge!

	2018	2019	2020	2021	2022	2023	2024	2025
January	$6,455	-	$14,460	$34,473	$77,625	-	-	-
February	-	-	$14,991	$36,257	$83,384	-	-	-
March	-	-	$14,632	$38,256	$85,694	-	-	-
April	-	$10,960	$13,884	$47,021	$93,539	-	-	-
May	-	-	$17,011	$52,533	$86,952	-	-	-
June	-	-	$19,255	$54,094	$89,131	-	-	-
July	-	-	$20,358	$55,927	$83,281	-	-	-
August	-	-	$21,993	$58,821	$101,031	-	-	-
September	-	-	$23,312	$67,274	-	-	-	-
October	-	-	$24,777	$67,897	-	-	-	-
November	-	$13,466	$26,407	$72,781	-	-	-	-
December	$9,518	-	$30,697	$73,730	-	-	-	-

Welcome!  That’s an impressive run from $15k - $100k in just 2.5 years, I think you underestimate how fast you are going to smash this next milestone with that kind of momentum.  The next $150k is usually goes faster than the first $100k from what I’ve heard. 

[peppermint]

01/2021 - $156537.17
02/2021 - $158405.83
03/2021 - $163636.31
04/2021 - $166594.94
05/2021 - $172437.77
06/2021 - $175987.02
07/2021 - $132636.84 (bought house)
08/2021 - $142046.81
09/2021 - $140320.59
10/2021 - $138836.11
11/2021 - $148459.81
12/2021 - $147177.41
01/2022 - $152961.87
02/2022 - $150083.47
03/2022 - $150493.41
04/2022 - $153868.76
06/2022 - $162893.02
07/2022 - $159117.84
08/2022 - $168159.13

[Feivel2000]

130.726 €
+1.788 €
31,5% Savings Rate

Even though I had a total loss of 2k in an fringe-investment, I could end the month with a small plus.
I will increase my ETF investments from this month going forward.

	2020	2021	2022	2023	2024	2025
Jan	...............	110.053 €	138.241 €	...............	200.000 €	...............
Feb	...............	115.328 €	138.954 €	...............	...............	...............
Mar	...............	123.950 €	150.359 €	...............	...............	...............
Apr	...............	122.597 €	147.293 €	...............	...............	...............
May	...............	120.440 €	138.668 €	...............	...............	...............
Jun	...............	124.056 €	128.938 €	...............	...............	...............
Jul	87.134 €	127.401 €	130.726 €	...............	...............	...............
Aug	88.989 €	134.533 €	...............	...............	...............	...............
Sept	90.473 €	133.571 €	...............	...............	...............	250.000 €
Oct	90.093 €	143.292 €	...............	...............	...............	...............
Nov	96.957 €	144.693 €	...............	...............	...............	...............
Dec	103.130 €	143.712 €	...............	...............	...............	...............
Change	~20.000 €	+40.582 €	...............	...............	...............	...............

[zygote]

For context: I'm 33 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93 (1 year tracking)
8/19: $101,572.33 (graduated to the 100-250k thread)
3/20: $118,287.76 (2 years tracking)
3/21: $206,593.43 (3 years tracking)
11/21: $254,300.88 (graduated to the 250-500k thread)
12/21: $258,452.24 (+$4,151.36, +1.63%)
1/22: $266,408.54 (+$7,956.30, +3.08%)
2/22: $249,470.14 (-$16,938.40, -6.36%)
3/22: $251,915.95 (+$2,445.81, +0.98%)
4/22: $258,017.81 (+$6,101.86, +2.42%)
5/22: $241,209.30 (-$16,808.51, -6.51%)
6/22: $241,739.39 (+$530.09, +0.22%)
7/22: $225,680.23 (-$16,059.16, -6.64%)
8/22: $246,154.19 (+$20,473.96, +9.07%)

And so the roller coaster continues...

[Rimu05]

Until the markets stablized, I'll probably be inbetween this thread and the race to 100K

JAN 2022: 40,699.37
MAR 2022: 87,840.41
JUN 2022:  86,153.42
AUG 2022: 100,611.5

[MommyCake]

Hi Rimu05, Congrats on hitting 100!!!!!

Investments only:
9/4/18      73,600
10/4/18    75,950
11/7/18    75,960
10/7/21    96,760
11/12/21 101,000
6/8/22     119,755
8/9/22     120,000

I am struggling to make progress, it seems my deposits get wiped out by the market.

[TerrierTown]

01 Jun 2019 NW £44,112 - started MMM
17 Feb 2021 NW £86,418 (+£2,495)
16 Feb 2022 NW £110,250 (+ £3,061)
07 Apr 2022 NW £115,151 (+ £4,901)
20 May 2022 NW £114,875 (- £276)
27 Jun 2022 NW £115,682 (+£807)
17 Jul 2022 NW £118,831 (+ £3,149) - lots of sign up offers this month added a lot to net worth
16 Aug 2022 NW £122,949 (+ £4,118) - lots of sign up offers this month added a lot to net worth

[lifeisshort123]

Sitting around $170k… Curious to see how much higher or lower that will go… Housing seems to be going lower, so that may lower the number, but hoping the markets could rebound.  We shall see.

[JAYSLOL]

I am struggling to make progress, it seems my deposits get wiped out by the market.

If you are making deposits, then you making progress!  If the value of what you have stays the same or goes down a bit, but you own more shares, that’s still progress!  I still track net worth, but I switched from caring about a net worth goal to caring about a savings goal for this year, and it’s done wonders for my sense of progress in these up and down times.  I’m no longer trying to hit a certain amount in my accounts by the end of the year, but I am trying to hit a goal of an amount saved to accounts, it’s much easier to keep motivated that way.  Good luck!