Author Topic: Race from 100 to 250k  (Read 855785 times)

zygote

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Re: Race from 100 to 250k
« Reply #3000 on: May 01, 2020, 09:53:25 AM »
For context: I'm 30 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
1/20: $117,811.45 (+4,927.26, +4.37%)
2/20: $124,417.62 (+6,606.17, +5.61%)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)

Thanks to the market for bringing me back up to February levels. The stimulus check also helped some.

Jim Fiction

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Re: Race from 100 to 250k
« Reply #3001 on: May 03, 2020, 06:14:26 PM »
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:

9/29/17 - $11,511
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539
11/30/2019 - $98,502
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897

This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.

Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.

Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.

With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.

Looking forward to following along with everyone's progress!

alcon835

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Re: Race from 100 to 250k
« Reply #3002 on: May 03, 2020, 06:59:05 PM »
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:

9/29/17 - $11,511
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539
11/30/2019 - $98,502
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897

This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.

Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.

Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.

With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.

Looking forward to following along with everyone's progress!

Congrats on making it to the 100K thread and also congrats on combining incomes! That's a HUGE step and one I suspect you will be glad you took. Based on your current net worth, I bet you'll be blowing out of here soon! haha

Huskerfan

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Re: Race from 100 to 250k
« Reply #3003 on: May 03, 2020, 07:51:25 PM »
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240


Numbers updated thru the last day of the month

Coronavirus update; thus far I minimized most losses in my account.  I’ve been using a fairly good plan and avoid emotional moves with the market.
There was a moment I jumped back in according to the plan, but unfortunately lost 5%. Oh well.  You win some and you lose some.

I hope others were able to make adjustments and protect their investments. Times are a bit strange right now; however, I anticipate we will recover once this virus moves on. 
Keep safe everyone!

jayzee

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Re: Race from 100 to 250k
« Reply #3004 on: May 03, 2020, 10:18:39 PM »
Oops forgot to post here for three months. Updates in green.

1/11/2019 - $198,410.93
1/12/2019 - $204,597.01
3/1/2020 - $205,467.05
3/2/2020 - $224,053.54
3/3/2020 - $218,631.51
3/4/2020 - $218,115.59
3/5/2020 - $245,418.01


Note: The values include superannuation (Australian retirement account, which I contribute to personally because I'm self-employed), but do not include equity in my primary residence, which is mortgaged with 20%+ equity.

jojoguy

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Re: Race from 100 to 250k
« Reply #3005 on: May 04, 2020, 06:37:40 AM »
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 6, 2020 = $174,427.92
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
April 20, 2020 = $169,633.96
May 4, 2020 = $171,045.51

zeli2033

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Re: Race from 100 to 250k
« Reply #3006 on: May 04, 2020, 07:05:09 PM »
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705
1/31/20: $163,400
2/28/20: $156,457
3/31/20: $145,287
4/30/20: $163,919 (+18632)

Some market recovery & DH's new job/raise hit. May will be another hard hit month (still incurring the cost from moving) but we should be getting back to a good place for saving going into the summer.

jiimmy

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Re: Race from 100 to 250k
« Reply #3007 on: May 05, 2020, 07:12:05 PM »
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632

May 1st, 2020 $106,626

jojoguy

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Re: Race from 100 to 250k
« Reply #3008 on: May 06, 2020, 04:08:26 AM »
Dec 1st, 2019 $101,254
Jan 1st, 2020 $105,996
Feb 1st, 2020 $107,546
Mar 1st, 2020 $103,600
Apr 1st, 2020 $94,632

May 1st, 2020 $106,626


Welcome back!

Raenia

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Re: Race from 100 to 250k
« Reply #3009 on: May 06, 2020, 06:19:54 AM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74
6/1/2019 - 194,990.98
6/30/2019 - 208,303.52
7/31/2019 - 211,145.36
9/1/2019 - 206,812.25
9/30/2019 - 213,264.14
10/31/2019 - 220,750.62
11/29/2019 - 228,708.339
1/2/2020 - 233,844.83
2/1/2020 - 235,698.59
3/1/2020 - 222,032.57

4/1/2020 - 197,303.41
5/2/2020 - 214,800.91

Treading water against the market, but regular contributions are still going in.  Glad that the threatened decrease of hours at work hasn't hit me yet.

Cezil

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Re: Race from 100 to 250k
« Reply #3010 on: May 06, 2020, 06:22:17 AM »
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)
Dec-2019: $111,642.78   (+ 39,149.62)

Jan-2020:   $115,567.59   (+ 3,924.81)
Feb-2020:   $111,573.16   (- 3,994.43)
Mar-2020:   $99,504.35   (- 12,068.81)

Apr-2020:   $111,360.82   (+ 11,856.47)

M5

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Re: Race from 100 to 250k
« Reply #3011 on: May 07, 2020, 01:41:50 PM »
1/3/20: $100,937.12
2/4/20: $104,293.89 (+3,356.77)
3/3/20: $105,785.10 (+1,491.21)
4/7/20: $102,299.07 (-3,486.03)
5/7/20: $104,704.32 (+2,405.25)

Happy to still be hanging in there despite buying a house last week and doing some work before we move in.

snoot

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Re: Race from 100 to 250k
« Reply #3012 on: May 07, 2020, 03:54:24 PM »
01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351

Jim Fiction

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Re: Race from 100 to 250k
« Reply #3013 on: May 10, 2020, 12:24:40 PM »
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:

9/29/17 - $11,511
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539
11/30/2019 - $98,502
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897

This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.

Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.

Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.

With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.

Looking forward to following along with everyone's progress!

Congrats on making it to the 100K thread and also congrats on combining incomes! That's a HUGE step and one I suspect you will be glad you took. Based on your current net worth, I bet you'll be blowing out of here soon! haha

Thank you for the warm welcome, Alcon835! Just making it to this thread feels insane to me, given where I was a few short years ago.

Truth be told we probably could have combined things for "gauntlet" purposes sooner, but I really wanted to complete the 100K challenge on my "own". (As much as these things can be your own when you've been married for 5 years and have a kiddo). It was an important milestone for me. I'd love, love, love to graduate by year end, going to do what I can to make that happen. Having the second kiddo on the way complicates things a bit, but as long as the market cooperates and a few other things fall into place, I think we can get there.

Lamancha

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Re: Race from 100 to 250k
« Reply #3014 on: May 10, 2020, 04:40:32 PM »
Nov 2019- 106,180
Dec 2019- 116,263
Jan 2020- 130,855
Feb 2020- 141,124
March 2020- 146,604
April 2020- 139,975

May 2020- 130,984
Not bad considering we just pulled 30k out for taxes.

rachellynn99

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Re: Race from 100 to 250k
« Reply #3015 on: May 11, 2020, 02:56:00 AM »
Entirely too much debt- so working on that. But otherwise below is our net worth ( Not counting equity in items like home or vehicles). I update on the first day of each month.

Jan 20:164,853
Feb : 174,570
March: 175,762
April: 146,344
May: 147,636

I haven't looked at my husband's portfolio since April. I'll try to look in May and hopefully have quite a bit of rebound for my June 1st update.

ColoAndy

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Re: Race from 100 to 250k
« Reply #3016 on: May 11, 2020, 09:34:58 AM »
Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote

April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40

Staunch Aim

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Re: Race from 100 to 250k
« Reply #3017 on: May 14, 2020, 09:11:55 PM »
Skipped checking in for April.  This update captures annual bonus, profit sharing and stimulus funds being invested.  I no longer care to speculate when I'll graduate to the next thread, but I'll keep shoveling money in.

DateInvestedNet
2/1/2019$100,047.32$243,630.87
3/1/2019$105,434.50$270,922.05
4/1/2019$114,967.04$292,914.68
3/1/2020$157,729.02$344,058.04
5/1/2020$169,003.88$361,813.52

dignam

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Re: Race from 100 to 250k
« Reply #3018 on: May 15, 2020, 06:17:01 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k

Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Oct 2019 $217k
Nov 2019 $228k
Dec 2019 $232k
Jan 2020 $239k
Feb 2020 $253k
Mar 2020 $221k [COVID-19]
Apr 2020 $239k
May 2020 $244k


grantmeaname

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Re: Race from 100 to 250k
« Reply #3019 on: May 15, 2020, 06:58:05 AM »
Ooh, you're almost outta here!

dignam

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Re: Race from 100 to 250k
« Reply #3020 on: May 15, 2020, 08:03:25 AM »
Ooh, you're almost outta here!

Ha yep!  2nd time's a charm?

An Unassuming Moose

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Re: Race from 100 to 250k
« Reply #3021 on: May 15, 2020, 08:04:11 AM »
Nov 20, 2019 -- $113,800
January 15, 2020 -- $120,900
February 15, 2020 -- $136,916
March 17, 2020 -- $65,556
April 15, 2020 -- $97,329
May 15, 2020 -- $106,496.59

And we're back! Leveraging hit me hard on the down side, but I had some extra breathing room and the interest rate fell off a cliff, so I leveraged a bit more. Here's to the upswing being even more magnified!

grantmeaname

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Re: Race from 100 to 250k
« Reply #3022 on: May 15, 2020, 11:26:52 AM »
Ooh, you're almost outta here!
Ha yep!  2nd time's a charm?
What you mean to say is you're nearly twice as good at graduating from this thread as most of its alums!

jojoguy

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Re: Race from 100 to 250k
« Reply #3023 on: May 17, 2020, 07:48:43 AM »
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 4, 2020 = $171,045.51
May 17, 2020 = $173,750.12

zee dot

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Re: Race from 100 to 250k
« Reply #3024 on: May 18, 2020, 10:41:21 AM »
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
12/2019 $161,956.70
1/2020 $240,295.73 (raise, bonus, market movement)
3/2020 $210,091.77 (COVID-19 market movement)
4/2020 $239,976.10
« Last Edit: May 18, 2020, 10:48:54 AM by zee dot »

Alf91

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Re: Race from 100 to 250k
« Reply #3025 on: May 21, 2020, 02:32:09 PM »
Finally hit $125,000! Was almost there in February, but then Covid-19 happened.

Jan - $122,000
Feb - $124,000
Mar - $111,000 :(
Apr - $119,000
May - $125,000 :)

ColoAndy

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Re: Race from 100 to 250k
« Reply #3026 on: May 23, 2020, 07:17:55 AM »
Joining in for accountability and motivation.  Hoping to hit the goal by end of next year:

January 29, 2020---$157,404.75

February 3, 2020---$157,171.27 (coronavirus induced market panic).
[/quote




April 19, 2020------$153,349.63    Sighhh

May 11, 2020------$157,000.40

May 23, 2020------$160,142.85

bloodaxe

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Re: Race from 100 to 250k
« Reply #3027 on: May 23, 2020, 03:52:15 PM »
The market has been kind to us:

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000

Glad to join the race :)

grantmeaname

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Re: Race from 100 to 250k
« Reply #3028 on: May 23, 2020, 05:28:40 PM »
Welcome bloodaxe!

jojoguy

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Re: Race from 100 to 250k
« Reply #3029 on: May 25, 2020, 10:21:32 AM »
The market has been kind to us:

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000

Glad to join the race :)

$28K in three months!? You`ll be moving into the next "Race to" thread by early next year if you keep that pace up! :P Welcome!

ZsaZsa

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Re: Race from 100 to 250k
« Reply #3030 on: May 27, 2020, 01:34:22 PM »
Portfolio totals:
1/28/20 $253,542.85
2/20/20 $264,385.15
2/28/20 $241,121.58
3/13/20 $209,201.71  Ouch!
4/3/20  $214,113.72
4/30/20 $241,361.42   Encouraging, regained 32,159.71 from the lowest point that I recorded.
5/27/20 $252,278.03 Still not back where we were in February, but it looks like it at least pushed us into the next race! Hope we stay there this time!

bloodaxe

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Re: Race from 100 to 250k
« Reply #3031 on: May 29, 2020, 06:03:12 AM »
The market has been kind to us:

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000

Glad to join the race :)


$28K in three months!? You`ll be moving into the next "Race to" thread by early next year if you keep that pace up! :P Welcome!

It would be nice, but I think a lot of the gain has been because we put a lot into VTSAX late March. I wouldn't be upset if it kept happening though :)

jojoguy

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Re: Race from 100 to 250k
« Reply #3032 on: May 29, 2020, 07:18:08 AM »
The market has been kind to us:

March 2020: 78,000
April 2020: 91,000
May 2020: 106,000

Glad to join the race :)


$28K in three months!? You`ll be moving into the next "Race to" thread by early next year if you keep that pace up! :P Welcome!

It would be nice, but I think a lot of the gain has been because we put a lot into VTSAX late March. I wouldn't be upset if it kept happening though :)

It may have been the perfect time to do it!

jojoguy

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Re: Race from 100 to 250k
« Reply #3033 on: May 29, 2020, 07:19:29 AM »
April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 21, 2019 = $141,995.43
October 19, 2019 = $148,424.92
November 17, 2019 = $156,260.45
December 28, 2019 = $167,860.18
January 14, 2020 = $170,102.78
February 22, 2020 = $176,650.55
April 7, 2020 = $155,679.52
May 4, 2020 = $171,045.51
May 17, 2020 = $173,750.12
May 29, 2020 = $187,647.52 ((WOW!))

grantmeaname

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Re: Race from 100 to 250k
« Reply #3034 on: May 29, 2020, 09:07:19 AM »
1/12/18   $ 50k
7/13/18   $ 63k
10/19/18  $ 75k
1/31/19   $ 80k
2/28/19   $100k
5/31/19   $119k
8/30/19   $130k
12/31/19  $163k
3/31/20   $156k
4/30/20   $187k
  5/31/20   $196k

Two days ago my 401k hit $100k for the first time which was exciting. It consisted of $100.7k of contributions and -$700 of market returns - thanks for everything, market!

Just need 2% or one month of savings in a sideways market to roll over the odometer! And $250k at year end should be very doable - just need the market to drop no more than 5-10% between now and the end of the year.

philli14

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Re: Race from 100 to 250k
« Reply #3035 on: May 30, 2020, 09:48:04 AM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)

1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)
1/10/19: 107,111 (+3301)
1/11/19: 112,338 (+5227)
1/12/19: 120,227 (+7889)

1/01/20: 127,304 (+7077)
1/02/20: 131,547 (+4243)
1/03/20: 125,438 (-6109)
1/04/20: 114,410 (-11028)
1/05/20: 131,316 (+16906)
1/06/20: 143,277 (+11961)

Up almost 29k in the last two months is wild, and makes me feel extra fortunate that I'm (1) in my accumulation phase and not recently retired, and (2) still able to work and put away money at this time. Very very fortunate!

MudPuppy

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Re: Race from 100 to 250k
« Reply #3036 on: May 30, 2020, 10:00:14 AM »
Household net for 2 adults:

05/2020: 203K
06/2020: 225K (market gains, three paycheck month)

junga

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Re: Race from 100 to 250k
« Reply #3037 on: May 30, 2020, 06:04:56 PM »
31/01/2019:  $139,828
01/03/2019:  $145,617
31/03/2019:  $153,549
02/05/2019:  $162,575
02/06/2019:  $164,396
28/06/2019:  $173,404
31/07/2019:  $183,384
31/08/2019:  $186,347
30/09/2019:  $196,033
31/10/2019:  $202,222
28/11/2019:  $210,924

01/01/2020:  $221,074 (+10,150)
03/02/2020:  $226,108 (+5,034)
01/03/2020:  $215,551 (-10,557)
06/04/2020:  $197,168 (-18,383)
30/04/2020:  $223,850 (+26,682)
30/05/2020:  $236,967 (+13,117)

Mainlander

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Re: Race from 100 to 250k
« Reply #3038 on: May 31, 2020, 06:10:39 AM »
MAY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)
01/01/20: $210,660 ($3,679 gain)
02/01/20: $220,276 ($9,616 gain)
03/01/20: $216,826 ($3,450 loss)
04/01/20: $219,362 ($2,536 gain)
05/01/20: $236,819 ($17,457 gain)
06/01/20: $241,176 ($4,352 gain)

 At the beginning of the year I predicted June to finish the race. There is a slight chance of that happening if the market continues to rebound.

FrugalByChance

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Re: Race from 100 to 250k
« Reply #3039 on: May 31, 2020, 07:34:12 AM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence. These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016   €  58 971.00
Jan 2017   €  86 368.00
Jan 2018   € 119 817.00
Jan 2019   € 145 840.48
...
Oct 2019   € 180 160.74   (growth:  € 2 898.12)
Nov 2019   € 189 075.68   (growth:  € 8 914.94 deposits: € 3 735.00 )
Dec 2019   € 195 798.72   (growth:  € 6 723.04 deposits:  € 3 600.00)
Totals for 2019:
Growth:   € 60 523.78  (= 44,70%)
Deposits: € 22 925.00   
Returns:  € 37 598.78  ( = 20,38%)

Jan 2020  € 198 632.07   (growth:  € 2 833.35)
Feb 2020  € 193 987.01   (growth: -€ 4 645.06)
Mar 2020  € 179 084.86   (growth: -€14 902.15 deposits: € 7 273.31)
Apr 2020  € 200 737.12   (growth:  €21 652.26 deposits: € 3 798.78)


May 2020  € 209 540.07   (growth:  € 8 802.95 deposits: € 5 855.37)

Jim Fiction

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Re: Race from 100 to 250k
« Reply #3040 on: May 31, 2020, 02:35:52 PM »
Hi all! Finally joining this thread after spending a few years in the 10K to 100K thread. Here's my history from that thread:

9/29/17 - $11,511
6/30/18 - $36,000
1/31/19 - $53,028
6/30/2019 - $75,757
12/31/2019 - $96,225
1/31/2020 - $96,048
2/29/2020 - $94,556
3/31/2020 - $92,438
4/30/2020 - $101,897

This was previously just my personal net worth, however with the graduation I've decided to move to household net worth, so Mrs. Fiction gets to join the fun too. It makes too much sense at this point, given how intertwined our finances have become.

Background - I'm 35 and my wife is 31. DD is two and we have another on the way this summer. Looking to buy a house around this time next year.

Total joint net worth as of 4/30/2020 is $203,198. We are debt-free outside of whatever is on our credit cards, which always get paid each month.

With some market cooperation, some inspiration and some hard work (and some luck!) We just might be able to graduate this thread by the end of the year.

Looking forward to following along with everyone's progress!

New Joint Tracker

                  Solo NW      Joint NW
4/30/2020 - 101,897        203,198
5/31/2020 - 109,544        218,023

Overall a good month, though there is plenty of fat to be cut. Too much on money spent on things going into my gullet: groceries, beer and restaurants.

Huskerfan

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Re: Race from 100 to 250k
« Reply #3041 on: May 31, 2020, 09:19:02 PM »
I’m jumping in this thread with a few ideas and thoughts in mind. I don’t plan to add house equity or extras like that. I’m not even going to add the spouse’s 401k. I’ll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 — $101953
Aug2019 — $106277
Sep2019 — $111050
Oct2019 — $114791
Nov2019 — $120215
Dec2019 — $122692
Jan2020 — $120521
Feb2020 — $123625
Mar2020 — $124248
Apr2020 — $133240
May2020 — $145475


Numbers updated thru the last day of the month

I hope others were able to make adjustments and protect their investments. Times are a bit strange right now; however, I anticipate we will recover once this virus moves on. 
Keep safe everyone!

JAYSLOL

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Re: Race from 100 to 250k
« Reply #3042 on: May 31, 2020, 11:20:02 PM »
Sept 1 - 101.6k
Oct 1 - 106.2k (+4,600)
Nov 1 - 108.8k (+2,600)
Dec 1 - 111.7 (+2,900)
Jan 1 - 113.0 (+1,300)
Feb 1 - 115.1 (+2,100)
Mar 1 - 110.4 (-4,700)
Apr 1 - 98.6 (-11,800)
May 1 - 107.5 (+8900)
June 1 - 115.5 (+8000)

Back up just above where I was at “The Top” back in Feb. 

Sugaree

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Re: Race from 100 to 250k
« Reply #3043 on: June 01, 2020, 04:15:44 AM »
5/1/2015     $4,419.53
5/1/2016     $15,689.46
5/1/2017     $34,125.20
5/1/2018     $51,663.60
5/1/2019     $64,340.45
5/1/2020     $106,341.84

6/1/2020     $113,372.31  (+$7030.47  or +6.61%)

DadJokes

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Re: Race from 100 to 250k
« Reply #3044 on: June 01, 2020, 06:05:39 AM »
                       2018                2019                2020                2021               
January     $49,303$60,898$137,079-
February$52,048$71,098$141,597-
March$53,600$77,557$140,179-
April$56,545$81,086$133,882-
May$52,774$81,836$153,746-
June$44,834$79,012$160,342-
July$41,258$88,897--
August$43,517$106,096--
September$48,733$110,857-Grad Goal
October$49,642$116,653-
November$52,012$122,850-
December$56,889$131,012-

alcon835

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Re: Race from 100 to 250k
« Reply #3045 on: June 01, 2020, 08:39:06 AM »
Note: all numbers are from the 1st of the month. Only tracking investments, no savings, assets, etc.

Jan 2020: $100,566
Feb 2020: $107,987 (+7,421) [+7.38%]
Mar 2020: $96,513 (-11,474) [-10.62%]
Apr 2020: $90,626 (-5,887) [-6.09%]
May 2020: $104,595 (+13,969) [+15.41%]
Jun 2020: $129,092 (+24,297) [+23.42% ]

Year-to-date change: +$28,526 [+28.36%]

A big bump for me this month, for a couple reasons:
  • I hit my option vesting cliff. This was the biggest gainer for me. I am pretty conservative with how i'm pricing these (probably worth at least double what I have them at) since this is only paper money until we actually sell or go public. Still, this is a major part of my FIRE plan so I am adding the current value of my vested options as part of the race going forward.
  • Three Paycheck Month. This wasn't as big of a deal for me as it was for others, but the third paycheck added a nice boost to my 401K.
  • Company Match Started. In May, my company starting a 2.5% 401K match. That's a nice bump that is going to continue indefinitely.
  • Market Recovery. The market recovered even more in May. My original investments haven't come back to February levels yet, but it's close! Plus the gains I've made from continued investing through the downturn have made up significantly for the loss.

Overall, I think I made the right choice to continue investing aggressively through the quarantine. I'm early enough in my journey that drops in the marketing don't impact my day-to-day life at all - except to add some anxiety! As things are going right now, I expect my investments to be above February levels by the end of June.

I have a bunch of quarantine cash I'm sitting on that I planned to start spending and investing in June, but the riots have me nervous. I may need that money for something more important than a few stocks and who knows how they'll effect the market (assuming they have any impact). Historically, protests/riots end on Monday when folks go back to work, so we'll see if unemployment frees people up to keep protesting/rioting. I'll re-evaluate the risk each week and start spending that cash once things are stable. DW and I are both itching to start working on our goals again.

Other than that, my big goal of getting to $250K by June of 2021 looks reasonable. I have valuable stock options steadily vesting over the next 12 months, a new employer match giving me a nice boost, and I'm in a good place financially to keep investing beyond the 401K/Roth IRA max. Plus, I expect my current investments to grow significantly over the next 12 months as certain market segments (travel, hospitality, and oil) recover.

Here's hoping July comes with more financial good news!

Epor

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Re: Race from 100 to 250k
« Reply #3046 on: June 01, 2020, 10:24:32 AM »

Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM   3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
                Total       Saved      Market G/L
02/01/20 182780      4285       -575
03/01/20 170715      2092       -14157
04/01/20 148065      2092       -24742
05/01/20 172135      2092        21978
06/01/20 185340      2092        11113

I'm still employed and still contributing.

snoot

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Re: Race from 100 to 250k
« Reply #3047 on: June 01, 2020, 10:27:57 AM »

01/2018 $67,602
01/2019 $101,315
01/2020 $196,633
02/2020 $202,698
03/2020 $190,324
04/2020 $188,776
05/2020 $200,351
06/2020 $220,593

zygote

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Re: Race from 100 to 250k
« Reply #3048 on: June 01, 2020, 10:33:20 AM »
For context: I'm 30 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)
1/20: $117,811.45 (+4,927.26, +4.37%)
2/20: $124,417.62 (+6,606.17, +5.61%)
3/20: $118,287.76 (-6,129.86, -4.93%)
4/20: $109,838.67 (-8,449.09, -7.14%)
5/20: $124,495.18 (+14,656.51, +13.34%)
6/20: $132,228.82 (+7,733.64, +6.21%)

Very grateful to still be working and contributing.

FICurious

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Re: Race from 100 to 250k
« Reply #3049 on: June 01, 2020, 11:00:08 AM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K 
Jan 2014:  $97k
Jan 2015:  $100k   
Jan 2016:  $103k   
Jan 2017:  $108k
Jan 2018:  $127k
Jan 2019:  $133k


Jan 2020: $171,809   
Feb 2020: $170,818
Mar 2020: $160,860
Apr 2020: $138,831
May 2020: $152,580

Jun 2020: $159,404

The past few months we've been hitting some things we owe on very hard. It'd be nice to put that in the market, but feel better about where it is going instead. Once these things are taken care of, we should start zooming.