Author Topic: Race from 100 to 250k  (Read 694357 times)

DadJokes

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Re: Race from 100 to 250k
« Reply #2800 on: December 01, 2019, 01:27:06 PM »
Hello! Recent graduate of the 100k thread here. Targeting 40k/yr of new contributions. Let's go!

12-2019 $101,254

Lots of entrants this month!

Welcome @jiimmy @Old Ball Coach @peppermint @vertkurt

May your dreams fly as high as your hats.

FICurious

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Re: Race from 100 to 250k
« Reply #2801 on: December 01, 2019, 04:20:04 PM »

This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K     >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014:  $97k
Jan 2015:  $100k   >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016:  $103k   >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017:  $108k
Jan 2018:  $127k

Jan 2019:  $133k
Feb 2019:  $145k
Mar 2019:  $147k
Apr 2019:  $151K 
May 2019: $154k  >>>> Graduated trainee program. Whoopee!
Jun 2019: $149,276
Jul 2019: $157,542
Aug 2019: $159,018
Sep 2019: $158,064
Oct 2019:  $161,255
Nov 2019: $164,825   


Dec 2019: $169,167

Welcome to all the new members!

35andFI

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Re: Race from 100 to 250k
« Reply #2802 on: December 01, 2019, 06:16:39 PM »
Jan-19   $88,323.07
Feb-19   $97,575.00
Mar-19   $105,804.17
Apr-19   $110,146.48
May-19   $118,815.81
Jun-19   $116,686.93
Jul-19   $127,984.34
Aug-19   $131,602.10
Sep-19   $135,237.23
Oct-19   $139,487.25
Nov-19   $144,270.40
Dec-19   $152,659.87

I did better than expected this past month with my spending (under $1,000) and the market has been on a tear.

L2

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Re: Race from 100 to 250k
« Reply #2803 on: December 01, 2019, 06:35:47 PM »
1/15/19 - $101,635.
1/31/19 NW: 108,165 - Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70 - Projected Graduation Goal NW (12/31/2020):  $211,141.90
3/31/19 NW: $118,967.70 - Projected Graduation Goal NW (12/31/2020):  $211,887
4/30/19 NW: $128,933.75 - Projected Graduation Goal NW (12/31/2020):  $224,080.24
5/31/19 NW: $133,788 - Projected Graduation Goal NW (12/31/2020):  $227,373
6/30/19 NW: $141,921 - Projected Graduation Goal NW (12/31/2020):  $236,022
7/31/19 NW: $147,155 - Projected Graduation Goal NW (12/31/2020: $238,679
08/31/19 NW: $151,735 - Projected Graduation Goal NW (12/31/2020): $243,877
09/30/19 NW: 157,653 - Projected Graduation Goal NW (12/31/2020): $247,779
A little late this month but....
11/7/19 NW: $173,838 - Projected Graduation Goal NW (12/31/2020): $270,847 (?!)
11/30/19 NW: 178,535 - Projected Graduation Goal NW (12/31/2020): $240,288
Updated the projection to exclude all potential bonuses, which accounted for the previously higher estimate. Need a combined $10k from pay raise, bonuses, churning, and investment gains to meet the goal. Still looking good!

ingrownstudentloans

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Re: Race from 100 to 250k
« Reply #2804 on: December 02, 2019, 06:06:53 AM »
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105,187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (one twomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)
6/30/2019 $168,401.72 ($63,214.38 in one year...stay the course)
7/31/2019 $172,680.44
8/31/2019 $169,675.29
9/30/2019 $169,620.62 (recalculated due to typo in tracker)
10/31/2019 $178,498.23
11/30/2019 $192,486.52 (stretch goal - make this a 2 year race.  It will be a real stretch, but that's what we are here for, right?)

Rodgers12

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Re: Race from 100 to 250k
« Reply #2805 on: December 02, 2019, 07:05:01 AM »
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784
05/31/2018: $156,979
06/30/2018: $161,462
07/31/2018: $165,899
08/31/2018: $167,980
09/30/2018: $170,675
10/31/2018: $166,320
11/30/2018: $169,814
12/31/2018: $167,124
01/31/2019: $177,652
02/28/2019: $187,313
03/31/2019: $196,426
04/30/2019: $214,442
05/31/2019: $209,319
06/30/2019: $219,920
07/31/2019: $224,398
08/31/2019: $224,550
09/30/2019: $233,153
10/31/2019: $245,588
11/30/2019: $258,296

Graduated to the next level! Looking back at my progress and seeing how fast the numbers climbed is truly amazing. It was a pleasure tracking and following along with everyone, see you at the next one!

Epor

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Re: Race from 100 to 250k
« Reply #2806 on: December 02, 2019, 07:43:49 AM »
Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved      Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     
07/01/19   151525      1976        10804     
08/01/19   155785      2000         2260     
09/01/19   152835      2000        -4950
10/01/19   156450      2000         1615
11/01/19   163220      2000         4770
12/01/19   170360       524         6616

« Last Edit: December 02, 2019, 07:56:50 AM by Epor »

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2807 on: December 02, 2019, 07:46:36 AM »
Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved      Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     
07/01/19   151525      1976        10804     
08/01/19   155785      2000         2260     
09/01/19   152835      2000        -4950
10/01/19   156450      2000         1615
11/01/19   163220      2000         4770
12/01/19   170360       524         6616


Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.

Epor

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Re: Race from 100 to 250k
« Reply #2808 on: December 02, 2019, 08:02:49 AM »

Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved      Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     
07/01/19   151525      1976        10804     
08/01/19   155785      2000         2260     
09/01/19   152835      2000        -4950
10/01/19   156450      2000         1615
11/01/19   163220      2000         4770
12/01/19   170360       524         6616


Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.

Thank you. I do this because when I started MMM (not that long ago) I would look at the races and see increases of thousands of dollars - specially on the races over 100k. I felt a little discouraged, because there was no way I could save 5k a month. But then I noticed one poster (not sure who) that displayed how much he saved, and how much the market gains were: I figured - "That I can do". So I copied his format.
« Last Edit: December 02, 2019, 08:07:14 AM by Epor »

DadJokes

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Re: Race from 100 to 250k
« Reply #2809 on: December 02, 2019, 08:08:28 AM »
Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved      Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     
07/01/19   151525      1976        10804     
08/01/19   155785      2000         2260     
09/01/19   152835      2000        -4950
10/01/19   156450      2000         1615
11/01/19   163220      2000         4770
12/01/19   170360       524         6616

Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.

Thank you. I do this because when I started MMM (not that long ago) I would look at the races and see increases of thousands of dollars - specially on the races over 100k. I felt a little discouraged, because there was no way I could save 5k a month. But then I notice one poster (not sure who) that displayed how much he saved, and how much the market gains were: I figured - "That I can do". So I copied his format.

A portion of my spreadsheet is dedicated to tracking the difference between contributions & gains. I even have a fun chart to go with it. It's definitely a useful thing to keep track of. The chart also makes it pretty obvious as to when I started following MMM.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2810 on: December 02, 2019, 09:10:26 AM »
That inflection point is hilarious indeed. :-)

How does the compounding number drop in certain months without a corresponding overall drop though?

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2811 on: December 02, 2019, 09:13:07 AM »

Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00(found MMM   3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
----------
           Total       Saved      Market G/L
02/01/19129805      7876        10710
03/01/19136520      1976         4739
04/01/19139740      1976         1244     
05/01/19147985      1976         6269     
06/01/19138745      2715       -11955     
07/01/19151525      1976        10804     
08/01/19155785      2000         2260     
09/01/19152835      2000        -4950
10/01/19156450      2000         1615
11/01/19163220      2000         4770
12/01/19170360       524         6616


Nice to see the market gives you those nice pushes in the back. I may steal your format actually, looks very clean.

Thank you. I do this because when I started MMM (not that long ago) I would look at the races and see increases of thousands of dollars - specially on the races over 100k. I felt a little discouraged, because there was no way I could save 5k a month. But then I noticed one poster (not sure who) that displayed how much he saved, and how much the market gains were: I figured - "That I can do". So I copied his format.
Exactly, I'm on the cusp of the 250-500k thread. I want to target growing by 10k/month if I am to graduate in roughly 2 years. I can not save/contribute anywhere near 10k per month though so I will need the market's help.

Sent from my Pixel 2 XL using Tapatalk


DadJokes

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Re: Race from 100 to 250k
« Reply #2812 on: December 02, 2019, 09:24:21 AM »
That inflection point is hilarious indeed. :-)

How does the compounding number drop in certain months without a corresponding overall drop though?

I'm not quite sure what you're asking there.

It's a stacked line chart, with one value reading total contributions, and the other reading total gains based on current portfolio value. If market were to drop below my level of contributions, it would look something like the picture below. The blue area (my contributions) would continue to rise, but the green area, which represents total portfolio value would be lower.


Master of None

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Re: Race from 100 to 250k
« Reply #2813 on: December 02, 2019, 09:58:41 AM »
4/1/19-$102,995.86
5/1/19- $103,951.81
7/1/19- $110,074.26
8/1/19- $112,049.87
9/4/19- $111,441.64
11/1/19- $119,582.07
12/2/19- $124,511.64

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2814 on: December 02, 2019, 06:01:32 PM »
That inflection point is hilarious indeed. :-)

How does the compounding number drop in certain months without a corresponding overall drop though?

I'm not quite sure what you're asking there.

It's a stacked line chart, with one value reading total contributions, and the other reading total gains based on current portfolio value. If market were to drop below my level of contributions, it would look something like the picture below. The blue area (my contributions) would continue to rise, but the green area, which represents total portfolio value would be lower.

I see, that makes sense. Not sure what I was thinking.

afah0447

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Re: Race from 100 to 250k
« Reply #2815 on: December 03, 2019, 03:00:23 AM »
Sep-18   $75,296.52
Oct-18   $86,288.66
Nov-18   $86,233.00
Dec-18   $86,642.12
Jan-19   $86,441.13
Feb-19   $91,507.65
Mar-19   $99,520.65
Apr-19   $110,916.19
May-19   $115,351.36
Jun-19   $116,942.12
Jul-19   $121,817.08
Aug-19   $130,530.53
Sep-19   $135,520.24
Oct-19   $138,063.29
Nov-19   $143,974.69
Dec-19   $149,978.41

dootsiez

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Re: Race from 100 to 250k
« Reply #2816 on: December 03, 2019, 05:20:22 AM »

1/11/2019 - $198,410.93
1/12/2019 - $204,597.01

Had set myself a goal to hit $200K before 1 Jan but the Australian market beat me to it.

Note: The values include superannuation (the Australian retirement account, which I contribute to personally because I'm self-employed), but do not include equity in my primary residence, which is mortgaged with 20%+ equity.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2817 on: December 03, 2019, 09:09:47 AM »
I knew i was getting real close, unfortunately no celebrations yet as I just added up my investments and am at $249894.69 as of today. My post-tax 401k will show up on Saturday or Sunday and assuming a flat market tomorrow I should make it out of this thread for the first (and hopefully last) time.

Fingers crossed!

Dec-19: $249741.51 = $14397.95 HSA + $6976.56 VG Taxable + $228367.10 Fidelity (Taxable, Roth IRA and 401k).

Did not make it but ecstatic with the progress since some RSUs will vest tomorrow that will put me over the top by a few k. This number also doesn't include any of our equity in vehicles, emergency fund etc so I will consider myself unofficially graduated.

Now that we've established that the top is in, it may take another few paychecks to reach 250k. :)

lcmac32

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Re: Race from 100 to 250k
« Reply #2818 on: December 03, 2019, 10:41:35 AM »
Update #3 (still tracking 401k only)                             
                                 401k
Nov. 12, 2019         $238,035.96
Dec.   3, 2019         $240,880.64
« Last Edit: January 02, 2020, 08:59:00 AM by lcmac32 »

Mainlander

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Re: Race from 100 to 250k
« Reply #2819 on: December 04, 2019, 08:01:46 AM »
NOVEMBER UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260
06/01/19: $170,858
07/01/19: $178,164 ($7,306 gain)
08/01/19: $183,917 ($5,753 gain)
09/01/19: $187,578 ($3,661 gain)
10/01/19: $193,112 ($5,533 gain)
11/01/19: $200,575 ($7,463 gain)
12/01/19: $206,981 ($6,405 gain)

Another great month in the market. Added about $2k in new contributions.
 

Fishing4FI

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Re: Race from 100 to 250k
« Reply #2820 on: December 04, 2019, 10:00:33 AM »
Very excited to join this thread!  According to my trend line, I should hit $250k in little over a year.  Of course, this is assuming the market continues the way it has...

My progress thus far:

August-18    $27,210
September-18    $30,963
October-18    $59,191
November-18    $60,036
December-18    $64,001
January-19    $63,048
February-19    $74,091
March-19    $78,283
April-19    $86,176
May-19    $97,974
June-19    $104,555
July-19    $104,361
August-19    $110,514
September-19    $137,274
October-19    $143,665
November-19    $151,239
December-19    $160,842

zygote

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Re: Race from 100 to 250k
« Reply #2821 on: December 04, 2019, 12:14:36 PM »
For context: I'm 30 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91 (found MMM and started tracking)
3/19: $83,762.93
8/19: $101,572.33 (graduated to this thread)
9/19: $104,368.69 (+2,796.36, +2.75%)
10/19: $107,279.56 (+2,910.87, +2.79%)
11/19: $111,107.47 (+3,827.91, +3.57%)
12/19: $112,883.69 (+1,776.22, +1.60%)

Spent a lot this month so the lower gain is due to a decrease in my cash buffer. Contributions the same as always.

katthjul

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Re: Race from 100 to 250k
« Reply #2822 on: December 05, 2019, 02:09:57 PM »
Apr 2019: Ä104,580
May 2019: Ä102,272
Jun 2019: Ä107,885
Jul 2019: Ä113,905
Aug 2019: Ä113,608
Sep 2019: Ä119,395
Oct 2019: Ä122,728
Nov 2019: Ä127,996

Lamancha

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Re: Race from 100 to 250k
« Reply #2823 on: December 05, 2019, 08:26:46 PM »
Sept 2018- $142,000
Oct 2018- $145,500
Nov 2018- $26,000
Nov 2019- $106,180
Dec 2019- $116,263

I can finally join this race again after spending almost all of my money last year.  Glad to be back.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2824 on: December 05, 2019, 09:21:49 PM »
I knew i was getting real close, unfortunately no celebrations yet as I just added up my investments and am at $249894.69 as of today. My post-tax 401k will show up on Saturday or Sunday and assuming a flat market tomorrow I should make it out of this thread for the first (and hopefully last) time.

Fingers crossed!

Dec-19: $249741.51 = $14397.95 HSA + $6976.56 VG Taxable + $228367.10 Fidelity (Taxable, Roth IRA and 401k).

Did not make it but ecstatic with the progress since some RSUs will vest tomorrow that will put me over the top by a few k. This number also doesn't include any of our equity in vehicles, emergency fund etc so I will consider myself unofficially graduated.

Now that we've established that the top is in, it may take another few paychecks to reach 250k. :)
Been watching it like a hawk, up to $250318 as of today! \o/

See you all in the next thread!

Sent from my Pixel 2 XL using Tapatalk


Cezil

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Re: Race from 100 to 250k
« Reply #2825 on: December 09, 2019, 07:55:54 AM »
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)

Jan-2019:    $81,866.77  (+ 9,373.61)
Feb-2019:   $87,222.31  (+ 5,355.54)
Mar-2019:   $88,865.95 (+ 1,643.64)
Apr-2019:   $93,050.94  (+ 4,184.99)
May-2019:  $91,719.70  ( - 1,331.24)
Jun-2019:   $95,665.54   (+ 3,945.84)
Jul-2019:    $99,502.49  (+ 3,865.95)
Aug-2019:   $98,338.71  (- 1,162.78)
Sep-2019:   $102,459.81  (+ 4,120.10)
Oct-2019:   $104,199.94 (+ 1,740.13)


Nov-2019:   $ 109,178.17 (+ 4,978.23)
 

Not a bad month.  The market helped; 401k contributions were reduced to just the match percentage in order to stockpile money for possible rage quitting.  Hasnít happened yet, and my cash cushion holds about 8 [lean] months.  If still employed by next year, the goal is to invest half my income all year.  I expect some big jumps between now and February/March due to OT this month, raise/bonus, company 401k match, etc.. And overall I'm super eager to see what I end the year at and how much it has grown since the beginning of the year!

Valvore

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Re: Race from 100 to 250k
« Reply #2826 on: December 09, 2019, 09:22:38 AM »
VALVORE HAS ENTERED THE RACE!

1-2019 = $82,000
2-2019 = $90,000 (maxed 2018 IRA)
3-2019 = $102,600 (maxed DH 2018 IRA & 2018 HSA)
4-2019 = $107,800 (+$5,200)
5-2019 = $111,100 (+$3,300)
6-2019 = $121,400(+$10,300)
7-2019 = $127,700(+$6,300)
8-2019 = $135,200 (+$7,300)
9-2019 = $141,200 (extra 3k to IRA, +$6,000)
10-2019 = $150,000 (+$8,800)
11-2019 = $155,850 (+$5,850)
« Last Edit: December 09, 2019, 10:01:11 AM by Valvore »

mustardstew

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Re: Race from 100 to 250k
« Reply #2827 on: December 14, 2019, 11:24:14 AM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114
05/2019 - $134,870
06/2019 - $130,798
07/2019 - $134,625
08/2019 - $134,062...
12/2019 - $137,885
Been a bit since updating... refinanced, and some other expenses, but - the market!!

jojoguy

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Re: Race from 100 to 250k
« Reply #2828 on: December 15, 2019, 04:36:34 AM »
These are investments only between me and my wife`s 401ks, Traditional IRAs(maxed), taxable brokerage, immediate emergency in checking account($3,000), and Money Market account for emergency funds(currently sitting at about 6 months of our budget):

April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2829 on: December 15, 2019, 01:43:44 PM »
Been watching it like a hawk, up to $250318 as of today! \o/

See you all in the next thread!

Came back one more time to formally close out, as of today I am sitting at $256947 so with that extra buffer I am seeing you all soon in the next thread!

Nederstash

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Re: Race from 100 to 250k
« Reply #2830 on: December 15, 2019, 05:21:43 PM »
Jul 19: 100741
Aug 19: 100432
Sep 19: 102822
Oct 19: 103403

Nov 19: 105453
Dec 19: 109724

jasert39

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Re: Race from 100 to 250k
« Reply #2831 on: December 16, 2019, 11:56:01 AM »
Just graduated to this thread...
12/16/2019 - $102,141

35andFI

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Re: Race from 100 to 250k
« Reply #2832 on: December 16, 2019, 12:19:19 PM »
Just graduated to this thread...
12/16/2019 - $102,141

Congrats! Welcome.

Huskerfan

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Re: Race from 100 to 250k
« Reply #2833 on: December 17, 2019, 08:39:21 PM »
Iím jumping in this thread with a few ideas and thoughts in mind. I donít plan to add house equity or extras like that. Iím not even going to add the spouseís 401k. Iíll be solely tracking
My 401k and my Roth IRA Numbers to go toward the goal of $250k. I may add the savings account numbers later, but most of that pays toward the last of my mortgage and a basement remodel right now.

My stats:

Jul2019 ó $101953
Aug2019 ó $106277
Sep2019 ó $111050
Oct2019 ó $114791
Nov2019 ó $120215


Numbers updated thru the last day of the month

Wiggle

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Re: Race from 100 to 250k
« Reply #2834 on: December 18, 2019, 09:32:32 AM »
Nov 20 2019 - $159k
Dec 18 2019 - $166k

Had some market gains and extra income.

zee dot

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Re: Race from 100 to 250k
« Reply #2835 on: December 18, 2019, 10:09:38 PM »
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)
03/2019 $152,786.73
04/2019 $200,186.35
05/2019 $195,428.02
06/2019 $106,265.42 (bought an apartment for my mom)
09/2019 $133,351.70 (market movement, my own apt appreciated)
11/2019 $157,752.34
« Last Edit: December 18, 2019, 10:13:17 PM by zee dot »

Anon in Alaska

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Re: Race from 100 to 250k
« Reply #2836 on: December 20, 2019, 06:54:35 AM »
12/20/2019 $150.243.29 invested; another $12,000 in a HSA; maybe another 80 k for my modest condo (100k - 20k I'd have to spend upgrading it to sell it); less than $2500 in checking. (No emergency fund, and I really ought to do something about it but the market has had such great returns lately that it is hard not to keep putting money in it.)

Up from $0 invested 5 years ago. Income under $30,000. If only I had done this 25 years ago.

daveed

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Re: Race from 100 to 250k
« Reply #2837 on: December 20, 2019, 10:28:38 AM »
11//2018   $100,130.27
12//2018   $97,696.71
1//2019   $107,673.20
2//2019   $116,133.78
3//2019   $119,538.07
4//2019   $127,526.50
5//2019   $125,693.12
6//2019   $138,641.02
7//2019   $144,176.97
8//2019   $138,441.20
9//2019   $144,935.02
10//2019 $155,176.79
11//2019 $165,030.63 - haven't calculated SR for the month.

Should finish the year around $170k depending on market fluctuations. Pretty good for one year. Really need to take the time to calculate savings rate + market gains overall to see how much of this is savings and how much is market gain. I think the 10k between October and November was about 50/50 savings/market gains.

November was relatively uneventful financially. Biggest "excess" expense is therapy, which I think is 100% worth the money. And can always cut down on eating out/food expenses. Want to start meal prepping 1x a week to avoid eating so many frozen burritos.

QuillScroll

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Re: Race from 100 to 250k
« Reply #2838 on: December 23, 2019, 07:57:34 AM »
11/29/2019 - 101000
12/23/2019 - 107000

Merry Christmas and Happy New Year everyone!!!

dignam

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Re: Race from 100 to 250k
« Reply #2839 on: December 25, 2019, 06:21:28 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k
Jun 2019 $207k
Jul 2019 $212k
Aug 2019 $207k [tough month; stocks slid and several unexpected expenses]
Sep 2019 $213k
Oct 2019 $217k
Nov 2019 $228k
Dec 2019 $232k


It's been a very expensive year.  Replaced aging, falling apart appliances in Q2.  Water heater died this month, almost flooding the basement.  Beater car was no longer safe to drive, so had to replace with a less beater of a car this month as well.

Barring a recession, should be able to graduate this thread in 2020!

Steeze

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Re: Race from 100 to 250k
« Reply #2840 on: December 25, 2019, 10:00:13 AM »
05/31/2017: $101,116
11/30/2019: $258,296

Graduated to the next level! Looking back at my progress and seeing how fast the numbers climbed is truly amazing. It was a pleasure tracking and following along with everyone, see you at the next one!

Congrats @Rodgers12 !

BSL18

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Re: Race from 100 to 250k
« Reply #2841 on: December 25, 2019, 01:02:47 PM »

2016/12/31          17500$ invested     (NW 43929$)
2017/06/30          23500$ invested     (NW 21600$)
2017/12/31          29713$ invested     (NW 40492$)
2018/06/30          41895$ invested     (NW 68955$)
2019/01/01          83406$ invested     (NW 126961$)
2019/06/20          102900$ invested   (NW 145095$)


2020/01/01: 120491$ invested (NW 170734$) Nothing to see here, keep rowing...
« Last Edit: December 31, 2019, 01:09:44 PM by BSL18 »

jojoguy

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Re: Race from 100 to 250k
« Reply #2842 on: December 28, 2019, 11:39:31 AM »
These are investments only between me and my wife`s 401ks, Traditional IRAs(maxed), taxable brokerage, immediate emergency in checking account($3,000), and Money Market account for emergency funds(currently sitting at about 6 months of our budget):

April 13, 2019 = $100,325.68
May 19, 2019 = $104,598.06
June 29, 2019 = $116,258.11
July 28, 2019 = $125,262.57
August 24, 2019 = $125,496.17
September 8, 2019 = $135,203.65
September 21, 2019 = $141,995.43
October 6, 2019 = $144,609.88
October 19, 2019 = $148,424.92
November 3, 2019 = $153,424.19
November 17, 2019 = $156,260.45
December 1, 2019 = $160,550.38
December 15, 2019 = $162,506.95
December 28, 2019 = $167,860.18

End of the year! I just looked at an old post from January 15th and I was at $82,000 back then. This has been an amazing year for us.
« Last Edit: December 28, 2019, 11:43:22 AM by jojoguy »

daveed

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Re: Race from 100 to 250k
« Reply #2843 on: December 30, 2019, 10:25:15 AM »
End of the year! I just looked at an old post from January 15th and I was at $82,000 back then. This has been an amazing year for us.

Impressive! Amazing to look back and see.

DadJokes

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Re: Race from 100 to 250k
« Reply #2844 on: December 30, 2019, 12:44:58 PM »
I'm going on vacation tomorrow, so I'll close out the month a couple days early.

                       2018                2019                2020                2021               
January     $49,303$60,898$137,265-
February$52,048$71,098--
March$53,600$77,557--
April$56,545$81,086--
May$52,774$81,836--
June$44,834$79,012--
July$41,258$88,897--
August$43,517$106,096--
September$48,733$110,857-Grad Goal
October$49,642$116,653-
November$52,012$122,850-
December$56,889$131,012-

The $137,265 is made up of the following:

Cash & cash equivalents: $15,209
Investments: $80,619
Pension (vested): $12,176
Home equity: $29,261

cupcakery

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Re: Race from 100 to 250k
« Reply #2845 on: December 31, 2019, 05:34:20 AM »
New here and this challenge is inspiring. 

Net worth:

11/01/19:  $233,622

We have a good shot of hitting $250k by January 1st as long as our investments keep doing well and we get decent holiday bonuses.  Can't wait!

We did it. 

11/1/2019   233,622
12/1/2019   235,218
12/31/2019   264,522

We both got some nice bonuses and our investments are doing extremely well.

grantmeaname

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  • Age: 27
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Re: Race from 100 to 250k
« Reply #2846 on: December 31, 2019, 06:07:08 AM »
We're at $130k right now and on track for $150 at year end. Maybe we can graduate next December if all goes well. (If all does not go well, the Buffett family buys more hamburger when hamburger is on sale, and will not cry.)

1/12/18 $50k
7/13/18 $63k
10/19/18 $75k
1/31/19 $80k
2/28/19 $100k
5/31/19 $119k
8/30/19 $130k
12/31/19 $163k

2019 has been very good to us - we more than doubled our net worth, including the massive start to the year to cancel out the December '18 dip.

We have a shot at graduating well before the end of '20 - my goal is to save $100k during the year so even without market help we should get there before December. And we may move to a much cheaper apartment (NYC -> Jersey City) which could have us saving more like $120k. In a really strong market we could double again in '20 and end up just past $300k in a year's time.
« Last Edit: December 31, 2019, 06:37:48 AM by grantmeaname »

zeli2033

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Re: Race from 100 to 250k
« Reply #2847 on: December 31, 2019, 07:36:39 AM »
6/30/19: $106,071
7/31/19: $112,395
8/31/19: $116,527
9/30/19: $124,973
10/31/19: $135,196
11/30/19: $143,839
12/31/19: $150,705 (+6866)

Doing a look back at 2019, we started the year at $36.2k net worth. Made quite a bit of progress this year, which is exciting! Assuming we're able to save according to plan in 2020, we're on track to graduate by January 2021 just with our savings contributions. Looking forward to seeing how the year shakes out!


catprog

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Re: Race from 100 to 250k
« Reply #2848 on: December 31, 2019, 03:19:02 PM »

September 2019 101,671.46
October 2019 $104,093.65
November 2019 $106,200.86
December 2019 $110,803.14

(only includes the managed fund and super. Does not include the HECS debt)

Epor

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  • One day at the time
Re: Race from 100 to 250k
« Reply #2849 on: December 31, 2019, 03:22:22 PM »
Wrapping up the year a day earlier. I saved about 31k, and the market added almost 37k! Close to 68k increase in one year. Amazing.

Jan-2020    $179,070.00

Code: [Select]
Jan-2014 $ 24,525.00
Jan-2015 $ 32,090.00
Jan-2016 $ 39,258.00
Jan-2017 $ 59,072.00 (found MMM   3/17)
Jan-2018 $ 93,684.00
Jan-2019 $111,219.00
Jan-2020 $179,070.00
----------
                Total       Saved      Market G/L
02/01/19 129805      7876        10710
03/01/19 136520      1976         4739
04/01/19 139740      1976         1244     
05/01/19 147985      1976         6269     
06/01/19 138745      2715       -11955     
07/01/19 151525      1976        10804     
08/01/19 155785      2000         2260     
09/01/19 152835      2000        -4950
10/01/19 156450      2000         1615
11/01/19 163220      2000         4770
12/01/19 170360       524         6616
01/01/20 179070      3938         4772