Author Topic: Race from 100 to 250k  (Read 807160 times)

afah0447

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Re: Race from 100 to 250k
« Reply #2450 on: May 06, 2019, 04:29:29 AM »
Apr-19   $110,476.19   
May-19   $114,911.36

lampstache

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Re: Race from 100 to 250k
« Reply #2451 on: May 06, 2019, 07:42:12 AM »
1/2017   - 34,633
6/2017   - 45,227
1/2018   - 56,928
6/2018   - 71,500
1/2019   - 98,248
2/2019   - 115,926 (Big jump from tIRA contributions for 2018)
3/2019   - 123,445
4/2019   - 129,678
5/2019   - 136,527

Investments only!

CorpRaider

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Re: Race from 100 to 250k
« Reply #2452 on: May 06, 2019, 12:11:40 PM »
Broke through the big 2 bills round number threshold in April!  May be short lived if today's action keeps going.
« Last Edit: May 08, 2019, 11:24:53 AM by CorpRaider »

adamb

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Re: Race from 100 to 250k
« Reply #2453 on: May 08, 2019, 07:51:48 AM »
Officially broke $100,000 last friday (5/3/19) so im on the bandwagon now!

at my current savings amount I expect I'll get there in 3.5 years, but goal is to speed that up by any means possible :0

repman

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Re: Race from 100 to 250k
« Reply #2454 on: May 08, 2019, 03:16:25 PM »
Nov 2017     65,000
Dez 2017     69,000  a frugal month and a christmas paycheck !

Jan  2018     73,100
Feb  2018     74,100
Mar  2018     57,300  some expenses and bad investment decisions
Apr 2018      58,800
May 2018      62,285
June 2018     65,500
July 2018      71,538
Aug 2018      76,500
Sep 2018      78,600
Oct 2018      81,500
Nov 2018      83,980
Dez 2018      86,500

Jan 2019       90,900  some boni
Feb 2019       94,200
Mar 2019       100,317  some extra boni
Apr 2019       101,170
May 2019     105,211 


Goal: 250,000 in December 2022
 

Retire:
plan:      3\1\2025     24 x Living Expenses(year)
is:          now            8,5 x Living Expenses(year)

A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-

Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503
« Last Edit: May 08, 2019, 03:20:20 PM by repman »

zee dot

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Re: Race from 100 to 250k
« Reply #2455 on: May 09, 2019, 09:30:35 AM »
02/2019 $150,040.56
03/2019 $152,786.73
04/2019 $147,266.80

Raymond Reddington

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Re: Race from 100 to 250k
« Reply #2456 on: May 12, 2019, 05:40:51 PM »
April recap:

So I did pretty much the most unMustachian ever, and bought new F-150 and traded in my old Ford Escape. The Escape was great for a long time, but the new truck will allow me to get a lot more out of it when doing DIY projects and the like, and is a great vehicle for family get togethers since I can fit 6, while still getting the cargo carrying done. I took advantage of almost 20,000 in incentives and good negotiations to get the price down, on top of trading the Escape in for full KBB value, which meant more "equity" in the new truck up front (yes, I know, depreciating asset...there is no equity), and thus a lower principal balance, which will come in handy for extra payments here and there to get it paid off in much sooner than 6 years. I'm very happy with it though.

Outside of that, it was another banner month for investments. Pretax and post tax accounts continued to grow, and savings wasn't too significantly impacted by the truck purchase since it was 0 down with the trade-in, and I'd rather stay liquid right now. Promotion went through in early May, which is a significant leap in my base, which is nice too. School semester is finishing well, I have one last project and (maybe) a final depending on if I like the grade he offers me deal or no deal style, I can choose to sit for the exam or not. If we finish the group project strong, I will have survived the difficult class with flying colors, which will be a nice start to my grad school experience. Plus I should be able to look forward to a full tuition reimbursement as well.

Been trying to cut loose a bit more and have more fun with DW, even if it means slightly more spending. We had a really good month. Took a long walk in a nearby park, watched the sunset over the Hudson River, went to an anniversary party at a local brewery, I made it at the last minute to visit with her and her family out of state for her sister's baby shower despite having the group project hanging over my head, and got the 16 hours of driving done over two days by myself, we've cleaned up the house some (always an ongoing process as we are both super busy this time of year, but finally catching up), and soon we will get back to working on the house again. We've also had some good discussions about our respective qualities of life, and have agreed on a balance that works well for both of us. For me, that means me being more adventurous and less dollars-and-cents about fun, for her, that means recognizing how much I hate taking public transit through bad neighborhoods since I do it often during the work week, and finding more things to do in the surburbs or in our own neighborhood on weekends.

So it has meant walking back a bit since the investments have significant momentum for both of us, to draw the line at frugal, rather than extreme frugal, and continue to grow our wealth together while making sure we make time for fun and the occasional indulgences, provided they are things that make sense, make us happy, and won't ultimately lead to regret since we've carefully evaluated and agonized over them.

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
December 2018: $219,103
January 2019: $224,363
February 2019: $229,741
March 2019: $235,165
April 2019: $243,051

mountain_air

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Re: Race from 100 to 250k
« Reply #2457 on: May 13, 2019, 01:28:29 PM »
5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310 
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596

These market swings have been a little painful to watch, but upward and onward! Hope to graduate this thread next month if all goes well.

Lan Mandragoran

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Re: Race from 100 to 250k
« Reply #2458 on: May 15, 2019, 08:59:41 AM »
Joining a race yay!

106k August 3rd 2018 *this is about 6k higher than real... as we got rent 6 months in advance from one of our tenants

In the 9 months or so since this we've gone from 100k~ --> 149k. I'll take it :).

jojoguy

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Re: Race from 100 to 250k
« Reply #2459 on: May 19, 2019, 04:08:04 PM »
April 13, 2019 = $100,325.68
May 4, 2019 = $104,848.79
May 19, 2019 $104,598.06

Rough month so far.

daveed

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Re: Race from 100 to 250k
« Reply #2460 on: May 23, 2019, 12:56:13 PM »
Finally joining this thread!

TARGET DATE for $250k: May 2021.

Target date WAS going to be December 2020, but just enrolled in a grad school program this fall that I'm really excited about.
Will be updating 1x a month as we track our net worth.

Deets below:

1//2019 - $107,673.20
2//2019 - $116,133.78
3//2019 - $119538.07
4//2019 - $129090.20 -- market was up + new job and finally got paid wahoooooo

Looking forward to trying to keep up with you all! Hoping to also add a third column on here of savings rate % for the month.

Lews Therin

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Re: Race from 100 to 250k
« Reply #2461 on: May 24, 2019, 08:31:16 AM »
Nicely done David!

Too bad the higher that # gets, the less your income affects it. (i.E. market gains and losses can take out monthly increases or go insane and jump up six months of it)

dignam

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Re: Race from 100 to 250k
« Reply #2462 on: May 30, 2019, 07:08:08 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k
Nov 2018 $152k [Ouch! clearly I'm investing aggressively]
Dec 2018 $149k
Jan 2019 $167k
Feb 2019 $177k
Mar 2019 $186k
Apr 2019 $195k [replaced 16 year old appliances that are falling apart + booked vacation]
May 2019 $197k

Slow&Steady

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Re: Race from 100 to 250k
« Reply #2463 on: May 31, 2019, 07:35:04 AM »
2019 Goal = $135k (Invested Total) & $222K (Total NW)
2019 Stretch Goal = $160k (Invested Total) & $250k (Total NW)

I am using Invested Total for this race. Predicted Graduation = Jan 2022 or 4 year from start.

Code: [Select]
Month End 401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Dec-18 $103,098 $3,861 $106,959 $240,000 $125,000 $296,155 $175,804
Jan-19 $110,710 $4,151 $114,861 $240,000 $125,000 $313,885* $165,976
Feb-19 $116,005 $4,295 $120,300 $240,000 $125,000 $309,693 $175,607
Mar-19 $119,846 $4,333 $124,179 $240,000 $125,000 $302,998 $186,181
Apr-19 $125,157 $5,322 $130,479 $240,000 $125,000 $311,402 $184,076
May-19 $120,825 $704 $121,529 $240,000 $125,000 $305,517 $181,012

*I added $18k-19k of debt for the rental that I had not been tracking.  I realized that if I was going to count the rental equity & mortgage, I probably should count the other rental debt too. 

Sometimes it is sunshine and rainbows, sometimes you find out that you didn't have all the information that you thought you had and the market moves in the negative all in the same month. All the information is now accounted for (or it better be), a vehicle was traded in (decrease in debt by $6k), the rental will be put on the market in June (potential decrease in debt by $112k, hopefully), and regularly scheduled payments should decrease debt by another $6k by the end of the year.  The debt side of this table should be below $190k by the end of the year, but that also throws off the goal invested total vs total NW.  I have had so many curve balls thrown at me this month that I am just kind of sitting back and waiting to see what else can happen that alters my current plans, very much feels like making plans/goals is useless.

grantmeaname

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Re: Race from 100 to 250k
« Reply #2464 on: May 31, 2019, 07:58:47 AM »
Hi gang! Today I graduated to the $100k thread :) I'm gonna come hang out with y'allf or a few years, if you'll have me.

(Tomorrow rent comes out of my checking account and I temporarily ungraduate. But who's counting?)
We are at $113k today. The market pullback has been good to us. (Stocks are on sale!)

We save about $5k a month. My 401(k) is ridiculously good (decent employer contribution, plus we can contribute up to 50% and up to the IRS limit of $56k, daily conversions of nondeductible contributions to Roth) so I put as much as I can into that, plus we throw about a quarter of SWMBO'S salary into an IRA.

Back of the envelope says we've lost $4k or so in the recent pullback, nothing worth crying over.

snoot

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Re: Race from 100 to 250k
« Reply #2465 on: May 31, 2019, 01:06:19 PM »
01/2018 $67,602
01/2019 $101,315
02/2019 $116,294
03/2019 $121,914
04/2019 $126,008
05/2019 $171,195 (added house equity)
06/2019 $172,670

katthjul

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Re: Race from 100 to 250k
« Reply #2466 on: June 01, 2019, 02:50:56 AM »
Apr 2019: 104,580
May 2019: 102,272

Well, at least I did not go under 100k.

I've reached the goal of 100k last month, so it's time to aim for 250k.

Apr 2019: 104,580

Congratulations on the milestone!  I think you actually can notice the benefits of compounding after you crest that 100k point.  Good progress and a great month's gains, too!

Thank you. It will be interesting to have the market decide most of the gains and losses.

Mainlander

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Re: Race from 100 to 250k
« Reply #2467 on: June 01, 2019, 05:43:10 AM »
MAY UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222
11/01/18: $123,710
12/01/18: $132,287
01/01/19: $130,778
02/01/19: $142,434
03/01/19: $147,794
04/01/19: $164,175 
05/01/19: $171,260
06/01/19: $170,858

Contributions this month were erased, and then some. Next few months are gonna be a wash, buying a new home, and yet to sell existing home. On a positive note the new house is a slight upgrade from the old one, and not a huge leap. This should keep my wife off my back for a few more years and allow me to keep investing :)

mustardstew

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Re: Race from 100 to 250k
« Reply #2468 on: June 01, 2019, 05:44:42 AM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960
10/2018 - $133,054
11/2018 - $128,883
12/2018 - $130,047
01/2019 - $123,019
02/2019 - $126,896
03/2019 - $130,444
04/2019 - $132,114
05/2019 - $134,870

06/2019 - $130,798

Wow - been tracking a year.  Funny how market affects the net worth.  Frankly, I've been spinning my wheels paying down debt and paying lip service to curbing spending.  With a little luck. But it's time to make more luck!

Neustache

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Re: Race from 100 to 250k
« Reply #2469 on: June 01, 2019, 05:58:43 AM »


09/05/18     154,000
10/01/18     168,330
12/01/18     163,458
01/01/19     155,535
02/01/19     166,939
03/01/19     174,622   
04/01/19     177,810
05/01/19     200,000
06/01/19     195,345


Well!!  I sure picked poor timing to dump our IRA money in late April.  Ha!  Oh well.

ItsALongStory

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Re: Race from 100 to 250k
« Reply #2470 on: June 01, 2019, 07:12:07 AM »

Mar-19: Another solid month in the markets: $159,074.12 investments + $8928.66 HSA = $168002.78

I love these market gains :-) $176343 total, will add the detail later.

Detail: $176343 = $9434 HSA + $166908 in investments (Taxable + Roth IRA + 401k)

Went back and looked at my goal when I first joined this thread, I had set it for June 2020 with a stretch goal of January 2020. I am further ahead than anticipated but not by that much either.

Current overall total: $184512.48 which comprises of $9961.61 HSA and $174550.87 investments (Taxable + Roth IRA + 401k + ESPP for this quarter).

This means that reaching $250k by January 31st means ~$65.7k in gains or roughly what my overall annual savings including home equity look like. I doubt I will make it and hoping for a continuation of the stock market at its current pace would be the best year on record so that is also unlikely. We shall see what the future holds but there are really no bad outcomes while I'm still accumulating.
May-2019: $171694 + $9786 HSA is $181480 for a slight drop.

Will start saving a bit more through payroll deductions as of June so all is well.

Sent from my Pixel 2 XL using Tapatalk


dogboyslim

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Re: Race from 100 to 250k
« Reply #2471 on: June 01, 2019, 07:44:51 AM »
Taxable investments
02/2016: $20,818
03/2016: $23,784
04/2016: $26,650
05/2016: $28,769
06/2016: $32,015
07/2016: $34,808
08/2016: $37,342
09/2016: $39,883
10/2016: $41,720
11/2016: $44,979
12/2016: $56,197

01/2017: $59,598
02/2017: $94,135
03/2017: $96,711
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240
08/2017: $113,472
09/2017: $117,719
10/2017: $119,898
11/2017: $121,666
12/2017: $125,576

01/2018: $130,690
02/2018: $130,112
03/2018: $170,547
04/2018: $175,470
05/2018: $181,127
06/2018: $183,621
07/2018: $190,156
...

02/2019: $211,262
03/2019: $220,649
04/2019: $231,153
05/2019: $230,149

Market erased contributions plus $1k.  At least we had 5 purchase points this month that will help us later on.  Pushed graduation out a month probably too.  I also added back to 2016.  Mrs. DBS asked about the history and I had to search too hard to find it, so keeping it here for posterity.  08/2018 - 01/2019 will just stay gone.  Too much work to dig it up.  I know it went down a lot due to some expenses and the market drop, and then came back up with my wife starting work again.
« Last Edit: June 03, 2019, 11:26:12 AM by dogboyslim »

L2

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Re: Race from 100 to 250k
« Reply #2472 on: June 01, 2019, 09:11:19 AM »
1/15/19 - $101,635.
1/31/19 NW: 108,165
Projected Graduation Goal NW (12/31/2020):  204,027
2/28/19 NW: $115,123.70
Projected Graduation Goal NW (12/31/2020):  $211,141.90
 - The graduation goal is calculated by taking my projected total increase in 2019 and doubling it.
3/31/19 NW: $118,967.70
Projected Graduation Goal NW (12/31/2020):  $211,887
 - The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.
4/30/19 NW: $128,933.75
Projected Graduation Goal NW (12/31/2020):  $224,080.24
 - The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.

Due to the drastic change month over month, I hope I'm not making an error in my calculations lol.

5/31/19 NW: $133,788
Projected Graduation Goal NW (12/31/2020):  $227,373
 - The graduation goal is calculated by taking my projected total increase in 2019 and using the same for next year.

Raenia

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Re: Race from 100 to 250k
« Reply #2473 on: June 01, 2019, 10:57:10 AM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13
04/30/2018 - 168,453.88
05/31/2018 - 173,855.43
06/30/2018 - 176,412.22
07/30/2018 - 183,761.04
09/03/2018 - 190,205.44
09/29/2018 - 192,500.25
10/31/2018 - 182,303.59
11/30/2018 - 187,676.36
12/31/2018 - 177,921.99
1/31/2019 - 191,369.58
2/27/2019 - 199,934.11
3/31/2019 - 204,847.64
4/30/2019 - 212,380.74

6/1/2019 - 194,990.98 - Partly market drop, but mostly pulling out what was set aside as downpayment/closing costs on our house, which we closed on yesterday.

Epor

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Re: Race from 100 to 250k
« Reply #2474 on: June 01, 2019, 12:01:14 PM »

Jan-2014    $ 24,525.00   
Jan-2015    $ 32,090.00   
Jan-2016    $ 39,258.00   
Jan-2017    $ 59,072.00   (found MMM   3/17)
Jan-2018    $ 93,684.00
Jan-2019    $111,219.00
----------   
           Total       Saved       Market G/L
02/01/19   129805      7876        10710
03/01/19   136520      1976         4739
04/01/19   139740      1976         1244     
05/01/19   147985      1976         6269     
06/01/19   138745      2715       -11955     

Oh well.

LurkerStache

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Re: Race from 100 to 250k
« Reply #2475 on: June 01, 2019, 02:22:38 PM »
Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83
May 2018: 118,481.89
Jun 2018: 121,593.76
Jul 2018: 126,216.79
Aug 2018: 128,017.71
Mar 2019: 133,167.33
Apr 2019: 137,228.23
May 2019: 136,789.23

ASW

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Re: Race from 100 to 250k
« Reply #2476 on: June 01, 2019, 04:50:49 PM »
Market downturn...


                       2018                2019                2020                2021               
January     $38,800$88,534--
February$49,800$96,439--
March$55,707$107,387--
April$64,352$110,960--
May$68,097117,622--
June$72,976$113,078-(Grad Goal)
July$80,555--
August$85,858--
September$90,137--
October$93,806--
November$89,537--
December$92,795--
« Last Edit: June 30, 2019, 02:12:36 PM by ASW »

AcftW

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Re: Race from 100 to 250k
« Reply #2477 on: June 02, 2019, 01:12:40 AM »
$43,153 - Jan 2016
$67,328 - Jan 2017
$119,626 - Jan 2018

$122,335 - Jan 2019
$123,106 - Feb 2019
$133,183 - Mar 2019
$140,212 - Apr 2019
$147,214 - May 2019
$140,219 - Jun 2019

Market was a bit unkind.  Also off rotation so not much income.

junga

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Re: Race from 100 to 250k
« Reply #2478 on: June 02, 2019, 09:10:46 PM »
January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018             : $120,235
Aug 31, 2018             : $126,710
Sept 30, 2018            : $135,258
Dec 1, 2018               : $133,314
Dec 30, 2018             : $128,407
Jan 31, 2019              : $139,828
March 1, 2019            : $145, 617
March 31, 2019          : $153,549
May 2, 2019               : $162,575
June 2, 2019              : $164,396

felixbf

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  • Posts: 39
Re: Race from 100 to 250k
« Reply #2479 on: June 02, 2019, 10:46:50 PM »
Just pushing the numbers...should add another 15k+(hopefully) this Friday for my yearly performance bonus

16 Jan 2019  162,583.74
25 Jan 2019  172,583.74
28 Feb 2019  176,485.53
31 Mar 2019  183,523.19
30 Apr 2019  185,542.11 - some unfortunate expenses turned up
31 May 2019  201,150.55 - Pay increase with a years back pay in OT and normal pay bumped me over to 200K FINALLY
07 June 2019 R 219,150.55 - Partial Performance bonus for the year(taxed @45% for some reason) and remainder to be paid out in next payslip... first time the company did this.. and a bit odd...double tax maybe.?? :(

« Last Edit: June 06, 2019, 11:55:49 PM by felixbf »

SeattleStache

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Re: Race from 100 to 250k
« Reply #2480 on: June 03, 2019, 07:56:16 AM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
December 2018: $194,973 (total NW $367,535)

January 2019: $210,742 (total NW $375,622)
February 2019: $220,342 (total NW $390,613)
March 2019: $222,125 (total NW $391,337)
April 2019: $228,200 (total NW $403,977)
May 2019: $223,933 (total NW $394,029)

The total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.
« Last Edit: June 03, 2019, 07:59:16 AM by SeattleStache »

ingrownstudentloans

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  • Age: 34
  • Location: Nashville, TN
Re: Race from 100 to 250k
« Reply #2481 on: June 03, 2019, 08:26:36 AM »
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06
9/31/2018 $125.833.33 (should slow down for rest of year as both 401Ks are maxed)
10/31/2018 $121,400.49 (market pain)
11/30/2018 $120,116/63
12/31/2018 $115,318.38 (more market pain and put some resources towards our new AirBnB venture - looking forward to buying stocks on sale now that 401K is back in play)
1/31/2019 $121,188.34 (next couple of months are my favorite time of year - 401K is in play, bonus and employer 401K match (3% of compensation) all hit)
2/28/2019 $136,880.76 (one twomore fun months, then back to slow(er) growth mode)
3/31/2019 $141,195.30 (one more fun month - employer 401k contribution and last month until max 401k for the year)
4/30/2019 $161,209.95 (going to try to continue speed with taxable account - we will see with a 2-week old at home how this plays out)
5/31/2019 $157,215.34 (market pain decline despite adding close to $4,000 in my after-tax account.....stay the course)

Check2400

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Re: Race from 100 to 250k
« Reply #2482 on: June 03, 2019, 09:56:47 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800
Nov. 1 2018 -  184,000
Dec. 1 2018 -  195,000
Jan. 1 2019 -  204,000
Feb. 1 2019 -  217,000
Mar 1  2019 -  226,000
April 1 2019 -  231,000
May 1, 2019 -  246,500
June 1, 2019 - 235,500

Whew, I thought this would come after I graduated and I'd have to come skulking back to where I belong.

Those 250K+ people are elitists anyway.   


dogboyslim

  • Bristles
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Re: Race from 100 to 250k
« Reply #2483 on: June 03, 2019, 11:30:05 AM »
...
03/31/19        $236,710.41
04/30/19           $246,138.25
Why the red font? That's jinxing it right there.

Sent from my Pixel 2 XL using Tapatalk


Im not important enough for the universe to come after me for something like this.

How do you feel about your new-found importance in the universe?  ;)

FICurious

  • 5 O'Clock Shadow
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  • Posts: 33
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2484 on: June 03, 2019, 11:40:22 AM »
This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K     >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014:  $97k
Jan 2015:  $100k   >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016:  $103k   >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017:  $108k
Jan 2018:  $127k

Jan 2019:  $133k
Feb 2019:  $145k
Mar 2019:  $147k
Apr 2019:  $151K 
May 2019: $154k  >>>> Graduated trainee program. Whoopee!

Jun 2019: $149,276

ItsALongStory

  • Bristles
  • ***
  • Posts: 442
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2485 on: June 03, 2019, 02:04:45 PM »
This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K     >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014:  $97k
Jan 2015:  $100k   >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016:  $103k   >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017:  $108k
Jan 2018:  $127k

Jan 2019:  $133k
Feb 2019:  $145k
Mar 2019:  $147k
Apr 2019:  $151K 
May 2019: $154k  >>>> Graduated trainee program. Whoopee!

Jun 2019: $149,276
A 3 year trainee program?? Did that come with a huge raise or other perks?

Sent from my Pixel 2 XL using Tapatalk


repman

  • 5 O'Clock Shadow
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  • Posts: 34
Re: Race from 100 to 250k
« Reply #2486 on: June 04, 2019, 01:09:10 AM »
Nov 2017     65,000
Dez 2017     69,000  a frugal month and a christmas paycheck !

Jan  2018     73,100
Feb  2018     74,100
Mar  2018     57,300  some expenses and bad investment decisions
Apr 2018      58,800
May 2018      62,285
June 2018     65,500
July 2018      71,538
Aug 2018      76,500
Sep 2018      78,600
Oct 2018      81,500
Nov 2018      83,980
Dez 2018      86,500

Jan 2019       90,900  some boni
Feb 2019       94,200
Mar 2019       100,317  some extra boni
Apr 2019       101,170
May 2019     105,211
Jun 2019     113,334 


Goal: 250,000 in December 2022
 

Retire:
plan:      3\1\2025     24 x Living Expenses(year)
is:          now            8,7 x Living Expenses(year)

A warm welcome to everybody in this thread. I hope we have nice journey together on the road to freedom-

Google Spreadsheet
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=1302523503

FI-REality

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  • Posts: 30
Re: Race from 100 to 250k
« Reply #2487 on: June 04, 2019, 05:57:44 AM »
Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Apr 1/18 - $174,725.03
July 1/18 - $188,096.17
Oct 1/18 - $191,853.58
Jan 1/19 - $183,804.03
Feb 1/19 - $192,428.69
Mar 1/19 - $197,862.10
Apr 1/19 - $204,808.88
May 1/19 - $208,362.35

Jun 1/19 - $201,804.03

Well, at least I'm still above 200...
Spent about $1,500 above budget to pay off credit cards.
We have a vacation coming up so we have stopped contributions for the month of June to cover costs.  So next month will be purely market fluctuations... can't wait to see what happens.
« Last Edit: June 04, 2019, 05:59:39 AM by FI-REality »

gillhamface

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  • Posts: 15
Re: Race from 100 to 250k
« Reply #2488 on: June 04, 2019, 07:05:48 AM »
1/2018  $104,847
1/2019  $103,451
2/2019  $112,868
3/2019  $115,615
4/2019  $117,248
5/2019  $123,948

                                Saved        Market Gains
6/2019  $119,983     $1540         $-3965

Yeesh.  Well, I kept putting the money away, but the market shows a negative right now. But I will keep putting more in.  Sometimes it feels like my number isn't growing much, but I know it will over the long term. 

FrugalByChance

  • 5 O'Clock Shadow
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  • Posts: 37
  • Age: 47
  • Location: The Netherlands
    • Net Worth Progress
Re: Race from 100 to 250k
« Reply #2489 on: June 04, 2019, 07:16:46 AM »
Only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016     58 971.00
Jan 2017     86 368.00
Jan 2018    119 817.00
Dec 2018    135 400.00
Totals for 2018:
Growth    18.847,34   (= 16,17%)
Deposits 27.142,12   
Returns -  8.294,78   (= -6,81%)


Jan 2019    145 840.48
Feb 2019    151 827.59
Mar 2019    157 527.28  ( 5 699.69 growth including 1 440.00 deposits)
Apr 2019    164 309.47   (growth: 6 782.19  deposits:  950.00 )


May 2019  158 997 24   (growth: -5 312.23 deposits: 3 350.00)

mountain_air

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  • Posts: 18
Re: Race from 100 to 250k
« Reply #2490 on: June 04, 2019, 12:47:51 PM »
5/1/18    135,266
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306
9/1/18    169,777
10/1/18  178,901
11/1/18  179,225
12/1/18  185,066
1/1/19    184,310 
2/1/19    196,092
3/1/19    202,431
4/1/19    228,194
5/1/19    242,596
6/1/19    241,727

The market crumbled thanks to this lovely trade war we are in the middle of.  Should be a fun next few months i do declare.

daveed

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  • Posts: 50
  • Location: Ann Arbor, Michigan
    • Instagram
Re: Race from 100 to 250k
« Reply #2491 on: June 04, 2019, 01:44:33 PM »
May Update

1//2019 - $107,673.20
2//2019 - $116,133.78
3//2019 - $119538.07
4//2019 - $129090.20
5//2019 - $125,693.12  - 61% Savings Rate - market down. Ouch. Lowest savings rate in a very long time - bought tickets to visit Europe in August [Around $1800]. Not Mustachian at all. But looking forward to it. Bit of a buzzkill after such a big month in April. New 401k with new job, will take me until August to max out for the year. Best purchase of the month was a new $30 teapot that I use every single day for hot and iced tea.

solon

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  • Age: 1819
  • Location: CO
Re: Race from 100 to 250k
« Reply #2492 on: June 05, 2019, 09:20:45 AM »

 1-2017  $88,615
 1-2018 $132,155
 1-2019 $177,349
 2-2019 $188,332
 3-2019 $187,634
 4-2019 $197,461
 5-2019 $194,010
 6-2019 $186,414



Here's the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

jojoguy

  • Bristles
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Re: Race from 100 to 250k
« Reply #2493 on: June 07, 2019, 07:01:32 AM »
April 13, 2019 = $100,325.68
May 4, 2019 = $104,848.79
May 19, 2019 $104,598.06(Market downturn, but we contributed enough to our 401K to keep it above 104K)
June 7, 2019 $109,857.56(That sweet overtime, market upswing, and work quarter bonus!)

Significant but good changes have happened to us this month. Got rid of some ongoing bills that won`t be bothering us anymore. Totaling to the amount of $238 monthly added to our savings, and our bills(including food) are now down to a little over $1500. We have also just got our roof redone. We paid with my wife`s new Chase Sapphire card for the total of $5300(small house). The amazing thing was we had the cash on hand to pay, but we wanted the travel points and bonus travel points. So, in reality the roof only costed us about $4700. We`ll have it all paid by the next due statement. Really amazing past couple of weeks.
« Last Edit: June 07, 2019, 07:08:10 AM by jojoguy »

FICurious

  • 5 O'Clock Shadow
  • *
  • Posts: 33
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2494 on: June 10, 2019, 06:04:32 AM »
This will track only my investments and savings.

Apr 2011:  $49k
Jan 2013:  $80K     >>>> Out of work/stay at home Dad Aug 13 - Mar 15
Jan 2014:  $97k
Jan 2015:  $100k   >>>> Back to work, but daily 3 hour commute (Good for audio books, bad for car and home life)
Jan 2016:  $103k   >>>> Got position close to home in Jan, hated job and became trainee in current career field in Apr 16
Jan 2017:  $108k
Jan 2018:  $127k

Jan 2019:  $133k
Feb 2019:  $145k
Mar 2019:  $147k
Apr 2019:  $151K 
May 2019: $154k  >>>> Graduated trainee program. Whoopee!

Jun 2019: $149,276
A 3 year trainee program?? Did that come with a huge raise or other perks?

Sent from my Pixel 2 XL using Tapatalk

It was yearly raises as long as you met training requirements and performance goals, though since I was previously a certain grade level I did not receive my first full pay raise from one grade to the next until this year.

This is with the US Federal Government. Palace Acquire (halfway down this page) https://www.afciviliancareers.com/students.php

dcozad999

  • Pencil Stache
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  • Posts: 690
Re: Race from 100 to 250k
« Reply #2495 on: June 10, 2019, 09:04:42 AM »

01/31/18           $198,264.59
02/28/18           $204,079.63
03/31/18           $204,079.63
04/30/18           $206,310.31
05/31/18           $207,731.13
06/30/18           $209,452.69
07/31/18           $218,450.07
08/31/18           $224,242.78
09/30/18           $227,036.87
10/31/18           $214,106.68
11/30/18           $219,948.36
12/31/18           $206,666.96
01/31/19           $224,401.47
02/28/19           $231,997.45
03/31/19           $236,710.41
04/30/19           $246,138.25
05/31/2019       $245,062.03 (actually recorded on 6/10 as I was on vacation)


ItsALongStory

  • Bristles
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  • Posts: 442
  • Location: Western US
Re: Race from 100 to 250k
« Reply #2496 on: June 10, 2019, 07:14:48 PM »

01/31/18        $198,264.59
02/28/18        $204,079.63
03/31/18        $204,079.63
04/30/18        $206,310.31
05/31/18        $207,731.13
06/30/18        $209,452.69
07/31/18        $218,450.07
08/31/18        $224,242.78
09/30/18        $227,036.87
10/31/18        $214,106.68
11/30/18        $219,948.36
12/31/18        $206,666.96
01/31/19        $224,401.47
02/28/19        $231,997.45
03/31/19        $236,710.41
04/30/19           $246,138.25
05/31/2019       $245,062.03 (actually recorded on 6/10 as I was on vacation)
I'm assuming you have virtually graduated by now if that 245k was from 5/31. Congrats!

Sent from my Pixel 2 XL using Tapatalk


dcozad999

  • Pencil Stache
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Re: Race from 100 to 250k
« Reply #2497 on: June 11, 2019, 09:11:48 AM »
Thanks. But I'm not counting it until I hit the number. I don't want to graduate and then have to come back.

ardrum

  • Stubble
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  • Posts: 177
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #2498 on: June 13, 2019, 08:21:05 AM »
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465
11/1/18 - $131,465
12/1/18 - $136,952
1/1/19 - $127,801
2/1/19 - $143,055
3/1/19 - $153,839
4/1/19 - $161,291
5/1/19 - $167,820
6/1/19 - $163,243

jojoguy

  • Bristles
  • ***
  • Posts: 267
Re: Race from 100 to 250k
« Reply #2499 on: June 15, 2019, 01:45:51 PM »
April 13, 2019 = $100,325.68
May 4, 2019 = $104,848.79
May 19, 2019 = $104,598.06
June 7, 2019 = $109,857.56
June 15, 2019 = $112,748.14