Author Topic: Race from 100 to 250k  (Read 856674 times)

Epor

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Re: Race from 100 to 250k
« Reply #2000 on: October 01, 2018, 07:07:04 AM »
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total       Saved       Market G/L
01/01/18 93684.00   2136.40 908.60
02/01/18 103443.00   4675.00     5084.00
03/01/18 100621.00   1645.00    -4467.00
04/01/18 100572.00   1645.00    -1694.00
05/01/18 102878.00   1845.00      461.00
06/01/18 109348.00   3845.00     2625.00
07/01/18 117669.00   8265.00       56.00
08/01/18 121581.00    400.00     3512.00
09/01/18 126351.00    400.00     4370.00
10/01/18 126843.00   2400.00    -1908.00



ItsALongStory

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Re: Race from 100 to 250k
« Reply #2001 on: October 01, 2018, 07:15:57 AM »
Quote
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73
10/1/18 - $197,629.50

There are some huge jumps in there this year, awesome job. Could hit $500k very quickly.

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #2002 on: October 01, 2018, 07:32:45 AM »
Month   Networth   Investments
12/31/16   $115,671   $64,692
01/31/17   $119,371   $66,070
02/28/17   $124,835   $67,186
03/31/17   $129,469   $67,472
04/30/17   $125,786   $67,858
05/31/17   $134,698   $70,822
06/30/17   $140,666   $82,983
07/31/17   $153,716   $92,589
08/31/17   $159,027   $96,256
09/30/17   $168,105   $100,416
10/31/17   $181,050   $106,552
11/30/17   $192,875   $111,570
12/31/17   $209,837   $123,158
01/31/18   $226,173   $140,791
02/28/18   $227,345   $139,409
03/31/18   $230,611   $140,661
04/30/18   $240,326   $148,934
05/31/18   $252,234   $157,561
06/30/18   $254,345   $163,327
07/31/18   $285,203   $176,231
08/31/18   $293,078   $186,348
09/30/18   $302,203   $206,186

Gearing up for a house purchase... then comes furniture, refinishing flooring, ripping out carpet and I"m sure a bunch of other costs :(.

Would love to hit 250k invested by the end of the year but that is really going to depend on the above costs + the size of the annual bonus. Wish us luck!

ingrownstudentloans

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Re: Race from 100 to 250k
« Reply #2003 on: October 01, 2018, 07:56:16 AM »
I am tracking only IRA/401K/taxable accounts.
5/31/2018 $100,519.07  - not even the slightest clue on target date...I'll be here for a few years :)
6/30/2018 $105.187.34
7/31/2018 $109,052.07
8/31/2018 $116,748.06

9/30/2018 $122,259.23 (should slow down for rest of year as both 401Ks are maxed) $125,8333.33 (revised up to reflect newly found quarterly statement that somehow found us at our new house wife's old retirement account from 5+ years ago)
« Last Edit: October 11, 2018, 07:53:52 AM by ingrownstudentloans »

mustache you a question

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Re: Race from 100 to 250k
« Reply #2004 on: October 01, 2018, 09:03:24 AM »
Update for October

Total Net Worth:

May 2018 - 104,770
June 2018 - 111,962
July 2018 - 113,933
August 2018 - 121,622
September 2018 - 123,785
October 2018 - 139,051

Equity grants and a big jump in home value have pumped up our NW.  Feels good to see the number get bigger!


Check2400

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Re: Race from 100 to 250k
« Reply #2005 on: October 01, 2018, 09:45:46 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500
Oct. 1  2018 -  200,800

Dropped a good chunk of change on a reservation for 2019, so prepaying for a vacation set me back a grand.  This month could be a huge month for me, as a big payment comes due, but who knows.  The bigger goal is to stay on budget this month--I haven't made it under budget in 4 months, and the past two months haven't even been close!


mustardstew

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Re: Race from 100 to 250k
« Reply #2006 on: October 01, 2018, 03:53:56 PM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960

10/2018 - $133,054
Err...

kickel

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Re: Race from 100 to 250k
« Reply #2007 on: October 01, 2018, 04:25:41 PM »
06/2018 - $127,908
07/2018 - $128,267
08/2018 - $130,454
09/2018 - $133,960

10/2018 - $133,054
Err...

You're going the wrong way... lol there is always next month for a big swing. Plus September is historically a down month in the market.

kickel

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Re: Race from 100 to 250k
« Reply #2008 on: October 01, 2018, 04:30:46 PM »
8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354

9/18: $186,532

Let's go! Seeing some progress here. Really starting to see the compounding effect. I could really see it come into play around 140K.

Stretch goal still 200K by EOY. 13.5k away.

Great job!

Seems that lately your standard jumps are $5k with $10k outliers and for me that too is sort of a mental difference vs 3 or 4k increments. I just recently eclipsed $150k so I hope my trajectory aligns with yours.

I like the big jumps, I save on average about 5-6k a month after tax. From there I live on 1,800 or less including housing expenses. So any extra commission go into the savings. I figure save as much as I can now, then is 3-4 years the rest of life finances won't be a major focus. Trying to ramp commissions so I can save even more.

moonpalace

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Re: Race from 100 to 250k
« Reply #2009 on: October 02, 2018, 07:12:14 AM »
01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505
05/2018:  $171,200
06/2018:  $186,416
07/2018:  $190,600
08/2018:  $201,789
09/2018:  $214,798
10/2018:  $223,764

Just might make it to $250k by year end!

Link to group spreadsheet

Blahhhh456

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Re: Race from 100 to 250k
« Reply #2010 on: October 02, 2018, 07:59:22 AM »

Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00

Good month for gains in the market!

Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!

Oct 1, 2018 - $247,758
So close!! Next month should put me over $250k; hoping for no dramatic loss in the markets.

coffeefueled

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Re: Race from 100 to 250k
« Reply #2011 on: October 02, 2018, 08:08:48 AM »
Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]
???2018: [accounts unsync from software = no tracking, oops]
July2018: 190,242
Aug2018: 208,651
Sept2018: 215,804
Oct2019: 223,539

steady going... maybe another 4-6 months

daveed

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Re: Race from 100 to 250k
« Reply #2012 on: October 02, 2018, 08:55:15 AM »
Is it too late to join this challenge? Set to hit $100k this month if everything goes according to plan. But looks like a number of people on here have already completed the challenge since thread started in 2015.

solon

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Re: Race from 100 to 250k
« Reply #2013 on: October 02, 2018, 08:57:02 AM »
Is it too late to join this challenge? Set to hit $100k this month if everything goes according to plan. But looks like a number of people on here have already completed the challenge since thread started in 2015.

People are joining all the time! And people are graduating all the time. Welcome aboard.

Lews Therin

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Re: Race from 100 to 250k
« Reply #2014 on: October 02, 2018, 09:00:11 AM »
Is it too late to join this challenge? Set to hit $100k this month if everything goes according to plan. But looks like a number of people on here have already completed the challenge since thread started in 2015.

It's like the rollercoaster games on computers. New people jumping on all the time, and then being ejected to the next one because it's funnier to not finish the tracks and watch the little people fly.
10-100k; 100,250k and then I think there's a 250k to Jeff Bezos. That one is pretty rough.

dreadmoose

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Re: Race from 100 to 250k
« Reply #2015 on: October 02, 2018, 01:53:20 PM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950    
   June 1       $149,174    
   July 1       $154,992            
   Aug 1       $167,846            
   Sep 1       $180,482            
   Oct 1       $185,098            (+4616)

This month went very well until last friday when our dollar jumped and made my accounts appear lower, sunk in $8000 extra and only up $4616. It'll all work out in the end, and upward trend is great. Maybe I'll get a little bit of cheap stock buying now, hoorah.

I don't count my house equity, so this is just investments minus loans (I invest instead of paying off my low interest loans).

AcftW

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Re: Race from 100 to 250k
« Reply #2016 on: October 03, 2018, 08:18:58 AM »
$43,153 - Jan 2016
$67,328 - Jan 2017

$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018
$130,499 - May 2018
$125,105 - Jun 2018
$115,346 - Jul 2018
$121,995 - Aug 2018
$128,269 - Sep 2018
$135,577 - Oct 2018

Finally back to May status, low 140s are expected for the end of the year.

dignam

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Re: Race from 100 to 250k
« Reply #2017 on: October 03, 2018, 01:58:57 PM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]
May 2018 $153k
Jun 2018 $156k
Aug 2018 $166k
Sep 2018 $168k

FrugalByChance

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Re: Race from 100 to 250k
« Reply #2018 on: October 03, 2018, 03:07:30 PM »

I will join in the race but only counting my "Early Retirement stash". So this does not include my emergency-fund, pension capital, or payed-off residence.

These are the "end of the month" numbers:
Month      Early Retirement Stash
Jan 2016     58,971.00
...
Jan 2017     86 368.00
...
Jan 2018    119 817.00
Feb 2018    118 464.00
Mar 2018    115 094.00
Apr 2018    122 622.00
May 2018    128 787.00
Jun 2018    130 283.31
Jul 2018    135 595.00
Aug 2018    138 342.00

Sep 2018    139 524.74

mountain_air

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Re: Race from 100 to 250k
« Reply #2019 on: October 04, 2018, 08:21:13 AM »
5/1/17     25,273
6/1/17     52,894  (I believe we transferred some money over)
7/1/17     59,114
8/1/17     67,337
9/1/17     75,486
10/1/17   80,726
11/1/17   85,681
12/1/17  100,005  (extra paycheck month for us both!)
1/1/18    105,431
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617
5/1/18    135,266 (a slight tax refund and extra paycheck!)
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306 (slow and steady)
9/1/18    169,777
10/1/18  178,901 (DW started to contribute to 401k, some good market returns!)

I'm relatively new to having significant money in the 401k.  The weirdest thing started happening, it started growing on its own!  Ha, i know this is dumb but its the first legitimate signs of compounding interest that I've seen since starting this journey, and its pretty damn cool.

fuzzy math

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Re: Race from 100 to 250k
« Reply #2020 on: October 04, 2018, 08:48:26 AM »

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018.  $251,023

I joined this thread recently and am now moving on. Good luck and keep on 'stashing everyone!!!

daverr7

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Re: Race from 100 to 250k
« Reply #2021 on: October 04, 2018, 12:28:14 PM »
Hello, joining in!

Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.

Investments:
5/1/2018: $192,000
6/1/2018: $200,737
7/1/2018: $205,121
8/1/2018: $213,771
9/1/2018: $222,070

10/1/2018: $225,027


ItsALongStory

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Re: Race from 100 to 250k
« Reply #2022 on: October 04, 2018, 08:19:16 PM »

June 2018.  $219,320
July 2018. $228,483
Aug 2018 $234,711
Sept 2018 $245,993
Oct 2018.  $251,023

I joined this thread recently and am now moving on. Good luck and keep on 'stashing everyone!!!

Congrats, hope that by the time I join the next thread you're out of there already.

CorpRaider

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Re: Race from 100 to 250k
« Reply #2023 on: October 05, 2018, 08:41:50 AM »
Liquid Investments: 

12/14 ~    $46,000
12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000
04/18 ~  $180,000
05/18 ~  $184,000
06/18 ~  $174,000
07/18 ~  $183,000
08/18 ~  $186,000
09/18 ~  $188,000

GRIND.

solon

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Re: Race from 100 to 250k
« Reply #2024 on: October 05, 2018, 09:55:09 AM »
01/2017   $88,615
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284
07/2018 $160,446
08/2018 $168,222
09/2018 $184,258
10/2018 $189,536

Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!

Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

SproutingStacheHK

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Re: Race from 100 to 250k
« Reply #2025 on: October 06, 2018, 10:22:11 AM »
Jumping in - I passed 100k just a couple of months ago: bring on 250k! (Amounts in Aussie dollars - which may be cheating, but it's the currency I do all my long-term planning in.)

Net worth (don't have a house):

Jan 2015 - 15,000
Jan 2016 - 19,000
Jan 2017 - 24,000 [got first proper job after grad school; discovered MMM]
Jan 2018 - 87,000 [got second job]
Oct 2018 - 156,000

Planning on recording net worth each month from now on. Saving like crazy while the work is good!

Toad

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Re: Race from 100 to 250k
« Reply #2026 on: October 07, 2018, 06:27:45 PM »
Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!

Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Updated mine.  Looks like we are close to each other.  Your rate seems higher though, so don't think I will be catching you but I hope to keep not too far behind :) .


Summary of accounts:

   Date      Bank Accounts      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   
   March 16, 2018      $10,400.70      $86,537.43      $51,975.87      $148,914.00      +4.31%   
   April 1, 2018      $9,260.83      $82,902.34      $49,913.25      $142,076.42      -4.59%   
   April 16, 2018      $9,024.81      $84,219.71      $56,999.42      $150,243.94      +5.75%   
   May 1, 2018      $6,865.67      $81,933.59      $59,445.02      $148,244.28      -1.33%   
   May 16, 2018      $7,083.48      $82,866.54      $62,421.20      $152,371.22      +2.78%   
   June 1, 2018      $6,764.50      $83,959.71      $66,115.73      $156,839.94      +2.93%   
   June 16, 2018      $6,879.10      $83,700.80      $69,304.41      $159,884.31      +1.94%   
   July 1, 2018      $7,123.50      $83,121.42      $69,308.09      $159,553.01      -0.21%   
   July 16, 2018      $10,719.90      $85,129.69      $71,826.92      $167,676.51      +5.09%   
   August 1, 2018      $14,732.56      $86,652.82      $72,329.18      $173,714.56      +3.60%   
   August 16, 2018      $13,196.71      $87,191.11      $73,238.38      $173,626.20      -0.05%   
   September 1, 2018      $13,673.41      $90,472.35      $74,941.54      $179,087.30      +3.15%   
   September 16, 2018      $15,374.17      $91,006.68      $75,107.00      $181,487.85      +1.34%   
   October 1, 2018      $16,854.55      $91,794.30      $75,717.00      $184,365.85      +1.59%   

Another good month overall.  I should see some additional boosting to my numbers starting next month when the excessive amounts of bank account bonuses I have started hitting begin to show up. --> That's the real reason why my bank account # has kept growing rather than my other accounts.  Rate of return on the bonuses is much much much higher than the market, and as close to risk free as you can get so win-win.

solon

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Re: Race from 100 to 250k
« Reply #2027 on: October 07, 2018, 07:58:25 PM »
Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!

Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Updated mine.  Looks like we are close to each other.  Your rate seems higher though, so don't think I will be catching you but I hope to keep not too far behind :) .


Thanks, but we can't know the future. This week I was laid off from work, so I expect a couple of flat or declining months.

Lamancha

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Re: Race from 100 to 250k
« Reply #2028 on: October 07, 2018, 08:01:12 PM »
Total NW

Jan 2014- $10,000
Jan 2015- $30,000
Jan 2016- $52,000
Jan 2017- $80,000

Jan 2018- $106,000
Feb 2018- $109,000
Mar 2018- $113,000
April 2018- $117,000
May 2018- $122,000
June 2018- $124,900
July 2018- $131,400
Aug 2018- $137,500
Sept 2018- $142,000
Oct 2018- $145,500

Raymond Reddington

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Re: Race from 100 to 250k
« Reply #2029 on: October 08, 2018, 04:50:27 AM »
Slow and steady wins the race, so they say. October's off to a rough start, but I can pat myself on the back for not spending nearly as much in September as I could have if I had reverted to my pre-Mustachian ways.

So far in October I've had to replace my car battery, which was the big expense, and several favors to my wife for bailing me out during bad commute week while the car issues were going on - like buying meals out because both of us were too tired to cook - me from commuting 2-3 hours by transit during off hours while the car was out of commission, and her for having to blow up her sleep to come get me from the train station in the middle of the night twice. So, a fair trade as I see it, but I'd obviously rather have not had the car trouble. With an oil bill looming on the horizon, it's gonna be a rough one. But at least September saw me save about 52% of my takehome pay, not withstanding the 15% or so that went into my 457. Market was slightly down for me, but my portfolio is more conservative than many and I've stayed away from speculative bubbles like crypto and cannabis. I have to diversify out of mainly US stocks though, and that's what I'll be doing in the last few months of the year. Definitely looking to add some munis to my taxable account, some international stock, and some defensive US stock. Also have to set aside the 2018 Roth contribution, although I won't make it till next year (have to see where we land with taxable limits, if not I'll have to backdoor it). So my ambitious target is 5K more in the market by EOY, with 5500 set aside for April from this year's earnings.

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
August 2018: 222,274
September 2018: 224,569

DarkandStormy

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Re: Race from 100 to 250k
« Reply #2030 on: October 08, 2018, 08:18:29 AM »
Don't know who the "owner" is of the Google Doc but the Big Board isn't working too well.

Check2400

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Re: Race from 100 to 250k
« Reply #2031 on: October 08, 2018, 10:01:30 AM »
oh no, you're right--save us @tarheeldan, you're our only hope. 


my whole 2018 is wiped out and it has me tracking at 18K more than I should.  This is why we can't have nice things... :(

Slow&Steady

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Re: Race from 100 to 250k
« Reply #2032 on: October 08, 2018, 12:32:42 PM »
Only tracking Invested Total.  My stretch goal is to get to 120k in investments by the end of the year. 

On the rental front, we have now officially fired the property manager, the leach field has been replaced, the roof, soffit, and fascia are all in progress.  Hopefully, the property will start paying us back here real quick.  We are not sure if we are going to try to find another property manager or not.

Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460
Sept-18 $114,907 $4,404 $119,311 $240,000 $125,000 $301,045 $183,266

Those are the 9/30 numbers, both the 401k and the IRA are below the 8/31 numbers today (10/08).  I thought I had the stretch goal in the bag, guess we will just have to see what happens to the markets the rest of the year.

Toad

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Re: Race from 100 to 250k
« Reply #2033 on: October 08, 2018, 05:08:03 PM »
Thanks, but we can't know the future. This week I was laid off from work, so I expect a couple of flat or declining months.

Sorry to hear that.  I certainly don't want to beat you by default, that's no fun for anyone.  Good luck finding a more lucrative (and hopefully better overall) job!

repman

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Re: Race from 100 to 250k
« Reply #2034 on: October 09, 2018, 02:05:23 AM »
oh no, you're right--save us @tarheeldan, you're our only hope. 


my whole 2018 is wiped out and it has me tracking at 18K more than I should.  This is why we can't have nice things... :(

Somebody has totally messed up the spreadsheet. I have reinstalled the version from 10\06\2018. Please, enter your data correctly only in the data entry section, don't delete anything.

Toad

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Re: Race from 100 to 250k
« Reply #2035 on: October 09, 2018, 07:50:52 AM »
oh no, you're right--save us @tarheeldan, you're our only hope. 


my whole 2018 is wiped out and it has me tracking at 18K more than I should.  This is why we can't have nice things... :(

Somebody has totally messed up the spreadsheet. I have reinstalled the version from 10\06\2018. Please, enter your data correctly only in the data entry section, don't delete anything.

We are saved!  Thinking someone tried to sort the data entry by username and then insert their name without doing an insert row.  I noticed they were in alphabetical and all my data was in the row below my name previously.  Regardless, thanks for fixing it!

tarheeldan

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Re: Race from 100 to 250k
« Reply #2036 on: October 09, 2018, 09:13:55 AM »
oh no, you're right--save us @tarheeldan, you're our only hope. 


my whole 2018 is wiped out and it has me tracking at 18K more than I should.  This is why we can't have nice things... :(

Somebody has totally messed up the spreadsheet. I have reinstalled the version from 10\06\2018. Please, enter your data correctly only in the data entry section, don't delete anything.

We are saved!  Thinking someone tried to sort the data entry by username and then insert their name without doing an insert row.  I noticed they were in alphabetical and all my data was in the row below my name previously.  Regardless, thanks for fixing it!

Glad to see it was fixed! I think if you use the "comment" feature in Google Docs, it should notify me. I don't get notifications for mentions or quotes on this forum, so that's faster.

hodge

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Re: Race from 100 to 250k
« Reply #2037 on: October 10, 2018, 08:47:26 AM »
Here we go:

Jan 2017   $98,740.42
Feb 2017   $101,544.19
Mar 2017   $105,874.33
Apr 2017   $108,920.53
May 2017   $112,813.64
Jun 2017   $116,694.63
Jul 2017   $118,418.48
Aug 2017   $122,525.17
Sep 2017   $125,733.32
Oct 2017   $129,650.13
Nov 2017   $136,228.61
Dec 2017   $140,611.31
Jan 2018   $144,000.29
Feb 2018   $154,385.29
Mar 2018   $153,635.50
Apr 2018   $156,606.96
May 2018   $159,828.90
Jun 2018   $164,035.59
Jul 2018   $164,678.08
Aug 2018   $172,678.34
Sep 2018   $180,039.73
Oct 2018   $182,801.48

I moved in May to take a new job (was earning 55k, now 70k base salary; will turn 31 this month) -- savings rate dipped into the high 30%s as I adjusted to HCOL, but should be back in the 45%-50% range after tax this month based on where I'm currently tracking. So glad to be car-free and able to walk to work!

ardrum

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Re: Race from 100 to 250k
« Reply #2038 on: October 11, 2018, 09:48:57 AM »
2/1/18 - $103,481
3/1/18 - $100,568
4/1/18 - $103,798
5/1/18 - $108,542
6/1/18 - $117,139
7/1/18 - $121,565
8/1/18 - $126,719
9/1/18 - $136,714
10/1/18 - $139,465

I am expecting a down month the way October is going.  Hoping to finish around $140k+ by year end.

LPG

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Re: Race from 100 to 250k
« Reply #2039 on: October 23, 2018, 10:24:49 AM »
This correction is killing me*!

Aug 27 ===> $247,946
Sep 21 ===> $248,834
Sep 25 ===> $249,578
Oct 4   ===> $244,538
Oct 16 ===> $241,802
Oct 22 ===> $238,501

I was $422 short just before the correction started! Now I'm $11.5k short, despite having invested another $3.5k in that time.

Ah well, as we all know corrections are just opportunities to buy at a discount, and my investment strategy can best be described by paraphrasing Dory from Finding Nemo**. I'm just amazed by how this correction started when I was that close to the $250k goal.


*Mostly in a "Pretending it's a huge deal for fun" way.
**Can anybody tell me how to put images in the post? I ended up attaching one, but that isn't quite what I wanted to do.

RWD

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Re: Race from 100 to 250k
« Reply #2040 on: October 23, 2018, 10:29:16 AM »
**Can anybody tell me how to put images in the post? I ended up attaching one, but that isn't quite what I wanted to do.
Attaching is more permanent. But you can embed an image with the img tags. You just put the URL of the image between the tags.
Code: [Select]
[img]url goes here[/img]

Slow&Steady

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Re: Race from 100 to 250k
« Reply #2041 on: October 23, 2018, 11:57:21 AM »
...
I was $422 short just before the correction started! Now I'm $11.5k short, despite having invested another $3.5k in that time.
...

If it makes you feel any better, I am down 6k since 9/30.

LPG

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Re: Race from 100 to 250k
« Reply #2042 on: October 23, 2018, 04:51:06 PM »
...
I was $422 short just before the correction started! Now I'm $11.5k short, despite having invested another $3.5k in that time.
...

If it makes you feel any better, I am down 6k since 9/30.

Oh, I feel all right about it. A little annoyed that the correction hit when I was so close to an arbitrary goal, but mostly laughing about the absurdity (In my little world) of the timing.

Radagast

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Re: Race from 100 to 250k
« Reply #2043 on: October 23, 2018, 09:15:20 PM »
Just so everyone knows, there is a spreadsheet for this group. When you update it, you get added to the leader board and you can see how you compare. I would love it if more people would use it!

Check it out at: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Updated mine.  Looks like we are close to each other.  Your rate seems higher though, so don't think I will be catching you but I hope to keep not too far behind :) .


Thanks, but we can't know the future. This week I was laid off from work, so I expect a couple of flat or declining months.
Shit. And here I stopped by to congratulate my fellow runners in an off-month, but not much action on that front.

Lews Therin

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Re: Race from 100 to 250k
« Reply #2044 on: October 24, 2018, 06:32:23 AM »
Hey @Nick_Miller : Are you back in the cohort due to the market? And you thought you had seen the last of us..

Nick_Miller

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Re: Race from 100 to 250k
« Reply #2045 on: October 25, 2018, 06:07:23 AM »
Hey @Nick_Miller : Are you back in the cohort due to the market? And you thought you had seen the last of us..

How dare you, sir! How dare you!

-pauses- Ummm...maybe? I switched up to "first of month" calculations so that I could report with everyone, so I guess we'll see in a week or so. I'd say chances are 50/50.

daveed

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Re: Race from 100 to 250k
« Reply #2046 on: October 30, 2018, 12:21:52 PM »
This correction is killing me*!

I for one at least feel a little better knowing there are other pursuing Mustachians in the same boat. Don't think anyone else around the office has any clue there's even been any sort of correction.

FI-REality

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Re: Race from 100 to 250k
« Reply #2047 on: October 31, 2018, 05:14:28 AM »
Goal of $250,000 by Sept of 2019.

Jan 1/16 - $105,809.20
Apr 1/16 - $108,749.60
Jul 1/16 - $117,155.44
Oct 1/16 - $118,878.00
Jan 1/17 - $126,041.95
Apr 1/17 - $138,777.41
Jul 1/17 - $144,570.34
Oct 1/17 - $152,266.77
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03
May 1/18 - $180,806.91
June 1/18 - $186,975.44
July 1/18 - $188,096.17
Aug 1/18 - $189,047.27
Sep 1/18 - $191,274.33
Oct 1/18 - $191,853.58

Nov 1/18 - $183,173.07 - ouch...

Stimpy

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Re: Race from 100 to 250k
« Reply #2048 on: October 31, 2018, 08:52:45 AM »
DateFIREMediTotal NW% IncreaseNotes
6/1/2017$115,738 -
6/30/2017$117,232~ +1.29%
7/31/2017$119,087~ +1.58%
8/31/2017$123,218~ +3.47%
9/30/2017$123,886~ +0.54%
10/31/2017$125,468.75+1.28%
11/30/2017$124,036.64~-1.14%- Almost a new leap day  ;)
12/31/2017$130,952.23~5.58%- Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018$135,011.70~ 3.10%
2/28/2018$135,864.07~ 0.63%
3/30/2018$138,236.93~2.39%
4/31/2018$146,471.66~5.96%
5/31/2018$149,243.29~ 1.89%
6/29/2018$138,672.35$10,383.62$149,055.97~-.13%
7/31/2018$143,601.47$11,999.00$155,600.47~4.39%
8/31/2018$170,882.66$33,529.66203,882.32~31.37%
9/28/2018$175,228.25$33,941.00209,136.25~2.33%
Numbers based on Mint

10/31/2018 Fire: $173,675.18 + Medi  $37,549.95 = $211,225.13 ~0.98%

Not going to lie, got a large check, so I am in the positive direction BUT, everything portfolio wise is down + large work expenses (which I should get paid back for eventually) made for a not so dramatic increase.  Oh well.  At least I got some discount funds/stocks!

SeattleStache

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Re: Race from 100 to 250k
« Reply #2049 on: October 31, 2018, 10:41:16 AM »
First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041)
August 2018:$213,699 (total NW $385,100)
September 2018: $215,600 (total NW $385,197)
October 2018: $201,612 :-/ (total NW $372,274

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.