Race from 100 to 250k

[coffeefueled]

Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]
???2018: [accounts unsync from software = no tracking, oops]
July2018: 190,242
Aug2018: 208,651
Sept2018: 215,804

[mustache you a question]

Update for September

Total Net Worth:

May 2018 - 104,770
June 2018 - 111,962
July 2018 - 113,933
August 2018 - 121,622
September 2018 - 123,785

[Slow&Steady]

Code: [Select]

        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896
Jun-18 $104,527 $4,218 $108,745 $240,000 $135,000 $309,458 $174,286
Jul-18 $108,967 $4,350 $113,317 $240,000 $125,000 $307,995 $170,322
Aug-18 $113,625 $4,398 $118,023 $240,000 $125,000 $303,563 $179,460

We are really only tracking Invested Total as I feel that equity is too much of a guess.  My stretch goal was to get to 120k in investments by the end of the year.  Looks like I might need a new stretch goal!

On the rental front, we have now officially fired the property manager, the leach field has been replaced, the roof, soffit, and fascia are all in progress.  Hopefully, the property will start paying us back here real quick.  We are not sure if we are going to try to find another property manager or not.

[tjrssibelle]

Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k

Hope to cross 250k by end of year

Sent from my SM-N920V using Tapatalk

Aug 2018 - $239.87 k

Sent from my SM-N920V using Tapatalk

[BiggerFishToFI]

Month   Networth   Investments
12/31/16   $115,671   $64,692
01/31/17   $119,371   $66,070
02/28/17   $124,835   $67,186
03/31/17   $129,469   $67,472
04/30/17   $125,786   $67,858
05/31/17   $134,698   $70,822
06/30/17   $140,666   $82,983
07/31/17   $153,716   $92,589
08/31/17   $159,027   $96,256
09/30/17   $168,105   $100,416
10/31/17   $181,050   $106,552
11/30/17   $192,875   $111,570
12/31/17   $209,837   $123,158
01/31/18   $226,173   $140,791
02/28/18   $227,345   $139,409
03/31/18   $230,611   $140,661
04/30/18   $240,326   $148,934
05/31/18   $252,234   $157,561
06/30/18   $254,345   $163,327
07/31/18   $285,203   $176,231
08/31/18   $293,078   $186,348

Will be transferring some cash over to the investments in the coming months, but am holding most of it for a house downpayment + remodel costs sometime in the next 2-5 months.

[CorpRaider]

Liquid Investments: 

12/14 ~    $46,000
12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000
04/18 ~  $180,000
05/18 ~  $184,000
06/18 ~  $174,000
07/18 ~  $183,000
08/18 ~  $186,000

Put up a post on my blog with a little more detail (if you care).  Overweight to ex-U.S. stocks has been a drag.  I guess I am just grinding it out.  Hoping to break the $200 mark by year end.

[Check2400]

Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018 -  171,000
June 1  2018 -  178,000
July  1  2018 -  180,500
Aug. 1  2018 -  194,000
Sept 1  2018 -  200,500

Rolled the Odometer over to a crooked number! 

3 years and nine months ago (45 months total), Jan. 1, 2015, I had just broken through to a net worth of zero!  I had just finished paying off over $120,000 in student loans, and for the first time in my working career I was working for the future instead of paying off the past. This is when I found MMM.  Since then life's tried to derail me as I've bought a ring, sold a condo, married, made kids, bought and remodeled a forever home, and more, but I've barely changed my annual spend (aside from the remodel). 

I keep finding fun ways to think of money and savings.  Here is another as I hit $200,000.  If I never saved another dollar my entire life and just kept a 7% return going forward, I already have enough money to retire at my current life at the 'traditional' retirement age of 65. 

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

[Lews Therin]

Oct/16 77000
Dec/16 93200
Jan/17  103,720
May/17 148,000
---------------------
Jan/18 189,000
Feb  195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900
August: 233,000

Canadian Ben is Now Lews Therin!

September: 237,100 - No Market effect. All salary based. That would mean that it's 4-5k month, so still on track for 250 at the end of the year.

Modified to add: 4k increase is 80% SR on my take-home.

[Nick_Miller]

I am so proud of @moonpalace, @Lews Therin, and @Virtus! Soon we'll all be in the 250k-500k club where we shall drink Old Fashioneds and smoke and make provocative comments about the servers.

I have been watching too much Mad Men.

[NextTime]

Oct/16 77000
Dec/16 93200
Jan/17  103,720
May/17 148,000
---------------------
Jan/18 189,000
Feb  195,000
March 197,000
April: 205,000
May: 213,000
June: 221,000
July: 225,900
August: 233,000

Canadian Ben is Now Lews Therin!

September: 237,100 - No Market effect. All salary based. That would mean that it's 4-5k month, so still on track for 250 at the end of the year.

Excellent work Kinslayer.

[NextTime]

2/1/2018   $198,264.59
3/1/2018   $204,079.63
4/1/2018   ???
5/1/2018   $206,310.31
6/1/2018   $207,731.13
7/1/2018   $209,452.69
8/1/2018   $218,450.07
9/1/2018   $224,242.78

[Epor]

Code: [Select]

Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total       Saved       Market G/L
01/01/18 93684.00   2136.40 908.60
02/01/18 103443.00   4675.00     5084.00
03/01/18 100621.00   1645.00    -4467.00
04/01/18 100572.00   1645.00    -1694.00
05/01/18 102878.00   1845.00      461.00
06/01/18 109348.00   3845.00     2625.00
07/01/18 117669.00   8265.00       56.00
08/01/18 121581.00    400.00     3512.00
09/01/18 126351.00    400.00     4370.00

New 401k contributions should start this week, so savings should look much better next month.

[andy85]

Graduating from the 10k to 100k thread! Hopefully it will only take me a few years to graduate from this group as well.

August 2018
$106,793

• $85,203 - investments
• $7,604 - cash
• $5,050 - vehicle
• $8,936 - home equity

[solon]

01/2017   $88,615
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779
04/2018 $148,093
05/2018 $158,814
06/2018 $161,284
07/2018 $160,446
08/2018 $168,222
09/2018 $184,258

Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

[Blahhhh456]

Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054
Nov 1, 2017 - $196,010
Dec 1, 2017 - $201,106
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70
Apr 1, 2018 - $214,541.70
May 1, 2018 - $218,916.00
June 1, 2018 - $220,322.00
July 1, 2018 - $224,289.00
August 1, 2018 - $233,189.00

Good month for gains in the market!

Whoops a little late with reporting!!
Sept 1, 2018 - $243,320
Thank you to three paycheck month, I am closing in on $250k!

[Neustache]

We finished the mortgage payoff, now I'm joining this thread!  Hope to reach 250K by 2020, but we'll see what the stock market does. 

September 2018 154,0000

[wonkette]

Jul 18   $165,275
Aug 18   $176,231
Sep 18   $181,266

I opened a taxable brokerage account this month!

[mountain_air]

5/1/17     25,273
6/1/17     52,894  (I believe we transferred some money over)
7/1/17     59,114
8/1/17     67,337
9/1/17     75,486
10/1/17   80,726
11/1/17   85,681
12/1/17  100,005  (extra paycheck month for us both!)
1/1/18    105,431
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617
5/1/18    135,266 (a slight tax refund and extra paycheck!)
6/1/18    146,521
7/1/18    150,573
8/1/18    155,306 (slow and steady)
9/1/18    169,777

This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M.  Its an odd feeling.  The only thing I can really compare it to was getting out of debt.  It felt like we would never make it until one day we were only a few thousand away.  Im doing a no-spend month to kick things into high gear and cut down on my lavish spending a bit.  Thanks everyone for all the encouragement, it really helps keep me going!

[Toad]

Summary of accounts:

Date	Bank Account	Taxable Investments	IRAs and 401k	TOTAL	CHANGE
February 1, 2018	$13,975.00	$81,380.67	$51,185.33	$146,541.00
February 16, 2018	$13,812.30	$82,021.39	$51,242.74	$147,076.43	+0.37%
March 1, 2018	$10,851.87	$81,263.42	$50,645.46	$142,760.75	-2.93%
March 16, 2018	$10,400.70	$86,537.43	$51,975.87	$148,914.00	+4.31%
April 1, 2018	$9,260.83	$82,902.34	$49,913.25	$142,076.42	-4.59%
April 16, 2018	$9,024.81	$84,219.71	$56,999.42	$150,243.94	+5.75%
May 1, 2018	$6,865.67	$81,933.59	$59,445.02	$148,244.28	-1.33%
May 16, 2018	$7,083.48	$82,866.54	$62,421.20	$152,371.22	+2.78%
June 1, 2018	$6,764.50	$83,959.71	$66,115.73	$156,839.94	+2.93%
June 16, 2018	$6,879.10	$83,700.80	$69,304.41	$159,884.31	+1.94%
July 1, 2018	$7,123.50	$83,121.42	$69,308.09	$159,553.01	-0.21%
July 16, 2018	$10,719.90	$85,129.69	$71,826.92	$167,676.51	+5.09%
August 1, 2018	$14,732.56	$86,652.82	$72,329.18	$173,714.56	+3.60%
August 16, 2018	$13,196.71	$87,191.11	$73,238.38	$173,626.20	-0.05%
September 1, 2018	$13,673.41	$90,472.35	$74,941.54	$179,087.30	+3.15%

Good month overall.  Next month through the end of the year should be good since I start to get my additional ~1k/mo for teaching this semester.

This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M.  Its an odd feeling.  The only thing I can really compare it to was getting out of debt.  It felt like we would never make it until one day we were only a few thousand away.

Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.

[abhe8]

I'm here!! Or at least I think I am. I'm still trying to decide the best way to track my progress. These are my numbers for NW in personal Capitol.

Aug 1, 2018: 132,613.79
Sept 7,2018: 161,693.24

The big bump is mostly (24k) my annual student loan payment from work.

[abhe8]

I'm here!! Or at least I think I am. I'm still trying to decide the best way to track my progress. These are my numbers for NW in personal Capitol.

Aug 1, 2018: 132,613.79
Sept 7,2018: 161,693.24

The big bump is mostly (24k) my annual student loan payment from work.

[MrUpwardlyMobile]

I'm here!! Or at least I think I am. I'm still trying to decide the best way to track my progress. These are my numbers for NW in personal Capitol.

Aug 1, 2018: 132,613.79
Sept 7,2018: 161,693.24

The big bump is mostly (24k) my annual student loan payment from work.

Your job pays 24k toward your student loans annually? What the heck job do you have?!

[mountain_air]

This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M.  Its an odd feeling.  The only thing I can really compare it to was getting out of debt.  It felt like we would never make it until one day we were only a few thousand away.

Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.
[/quote]

I completely understand.  I've had more than a few months where i felt the same way, maybe even like im going backwards.  Just keep grinding away at it, it will feel easier after a while.

[onlykelsey]

I completely understand.  I've had more than a few months where i felt the same way, maybe even like im going backwards.  Just keep grinding away at it, it will feel easier after a while.

In some ways I think this actually gets harder and more important the further you are in your journey.  In the beginning, building up savings and paying off debt produces (almost always) a positive gain most months or quarters.  As you kill debt and start putting more money in the market or real estate or whatever, you lose control over the numbers a lot more.

[NextTime]

Summary of accounts:

Date	Bank Account	Taxable Investments	IRAs and 401k	TOTAL	CHANGE
February 1, 2018	$13,975.00	$81,380.67	$51,185.33	$146,541.00
February 16, 2018	$13,812.30	$82,021.39	$51,242.74	$147,076.43	+0.37%
March 1, 2018	$10,851.87	$81,263.42	$50,645.46	$142,760.75	-2.93%
March 16, 2018	$10,400.70	$86,537.43	$51,975.87	$148,914.00	+4.31%
April 1, 2018	$9,260.83	$82,902.34	$49,913.25	$142,076.42	-4.59%
April 16, 2018	$9,024.81	$84,219.71	$56,999.42	$150,243.94	+5.75%
May 1, 2018	$6,865.67	$81,933.59	$59,445.02	$148,244.28	-1.33%
May 16, 2018	$7,083.48	$82,866.54	$62,421.20	$152,371.22	+2.78%
June 1, 2018	$6,764.50	$83,959.71	$66,115.73	$156,839.94	+2.93%
June 16, 2018	$6,879.10	$83,700.80	$69,304.41	$159,884.31	+1.94%
July 1, 2018	$7,123.50	$83,121.42	$69,308.09	$159,553.01	-0.21%
July 16, 2018	$10,719.90	$85,129.69	$71,826.92	$167,676.51	+5.09%
August 1, 2018	$14,732.56	$86,652.82	$72,329.18	$173,714.56	+3.60%
August 16, 2018	$13,196.71	$87,191.11	$73,238.38	$173,626.20	-0.05%
September 1, 2018	$13,673.41	$90,472.35	$74,941.54	$179,087.30	+3.15%

Good month overall.  Next month through the end of the year should be good since I start to get my additional ~1k/mo for teaching this semester.

This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M.  Its an odd feeling.  The only thing I can really compare it to was getting out of debt.  It felt like we would never make it until one day we were only a few thousand away.

Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.

Dude, you added $33K in just 7 months. I call that killing it.

[ItsALongStory]

Summary of accounts:

Date	Bank Account	Taxable Investments	IRAs and 401k	TOTAL	CHANGE
February 1, 2018	$13,975.00	$81,380.67	$51,185.33	$146,541.00
February 16, 2018	$13,812.30	$82,021.39	$51,242.74	$147,076.43	+0.37%
March 1, 2018	$10,851.87	$81,263.42	$50,645.46	$142,760.75	-2.93%
March 16, 2018	$10,400.70	$86,537.43	$51,975.87	$148,914.00	+4.31%
April 1, 2018	$9,260.83	$82,902.34	$49,913.25	$142,076.42	-4.59%
April 16, 2018	$9,024.81	$84,219.71	$56,999.42	$150,243.94	+5.75%
May 1, 2018	$6,865.67	$81,933.59	$59,445.02	$148,244.28	-1.33%
May 16, 2018	$7,083.48	$82,866.54	$62,421.20	$152,371.22	+2.78%
June 1, 2018	$6,764.50	$83,959.71	$66,115.73	$156,839.94	+2.93%
June 16, 2018	$6,879.10	$83,700.80	$69,304.41	$159,884.31	+1.94%
July 1, 2018	$7,123.50	$83,121.42	$69,308.09	$159,553.01	-0.21%
July 16, 2018	$10,719.90	$85,129.69	$71,826.92	$167,676.51	+5.09%
August 1, 2018	$14,732.56	$86,652.82	$72,329.18	$173,714.56	+3.60%
August 16, 2018	$13,196.71	$87,191.11	$73,238.38	$173,626.20	-0.05%
September 1, 2018	$13,673.41	$90,472.35	$74,941.54	$179,087.30	+3.15%

Good month overall.  Next month through the end of the year should be good since I start to get my additional ~1k/mo for teaching this semester.

This is finally starting to feel like we will actually make it, not only to 250k but maybe all the way to 1M.  Its an odd feeling.  The only thing I can really compare it to was getting out of debt.  It felt like we would never make it until one day we were only a few thousand away.

Wish I had your optimism...just feel like I am playing a Pokemon game and am at the Elite Four...just grinding it out endlessly until I level up enough to defeat them.

Dude, you added $33K in just 7 months. I call that killing it.

Agree with Dcozad999, great job adding $30k+ in just 7 months.

[Nick_Miller]

Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24
April 2018    $206,732.49
May 2018     $211,986.89
June 2018    $217,559.28
July 2018     $231,046.53
Aug 2018     $239,233.26
Sept 2018 $252,544.08

Thanks to some bonuses, decent market performance this month, and copious numbers of zombie novels sold, the Nick Miller clan has finally...and the Nick says finally!...graduated from this thread!

I really enjoyed the banter and getting to know some of you folks, and I'm pretty sure the fun will continue in $250k-$500k.

-mic drop-

-gun fingers-

Nick out

[Lews Therin]

Well, that wasn't very stressful as far as races go.

[Raymond Reddington]

Rough month. All the bills from July came due at the same time, which include several prepaid items that will amortize over the next few months, but in terms of cash flow and present value of assets, not a good one. Even still, managed to get the numbers up. The market trading mostly flat didn't help, but the last few days of the month made the end result look better than it felt.

Late to the party, but my progress has been:

December 2014: $89,173 (I don't have the exact date I hit 100K, so including this here anyway)
December 2015: $106,299
December 2016: $147,449
December 2017: $182,600
June 2018: $217,065
July 2018: $221,250
August 2018: 222,274

[Blahhhh456]

Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24
April 2018    $206,732.49
May 2018     $211,986.89
June 2018    $217,559.28
July 2018     $231,046.53
Aug 2018     $239,233.26
Sept 2018 $252,544.08

Thanks to some bonuses, decent market performance this month, and copious numbers of zombie novels sold, the Nick Miller clan has finally...and the Nick says finally!...graduated from this thread!

I really enjoyed the banter and getting to know some of you folks, and I'm pretty sure the fun will continue in $250k-$500k.

-mic drop-

-gun fingers-

Nick out

Congratulations!!! I might have withdrawals for a few months missing your antics. See you in the next thread!

[MrUpwardlyMobile]

1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95

9/17/18 - $196,425.73

[Lan Mandragoran]

Aug 18                   $99,827
>>> Notes for August. Not a fun month, bought propane for the year, bought a fridge for rental, 1k of medical stuff. <<<
Sep 18                   $102,026

[me1]

Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $342,742
3/17/18     $226,810   $339,652
4/17/18     $227,061   $340,423
5/17/18     $230,609   $349,921
6/17/18     $238,269   $360,523
7/17/18     $241,997    $364,204
8/17/18     $246,204   $372,236
9/17/18     $264,012   $390,335

Hasta next thread, amigos! I guess I've graduated. SO starting a steady job definitely helped!

[caracol]

Yay! Finally reached 250k, and I think we will stay solidly there by the end of this month, too, even if the market fluctuates a bit. It's weird to have this much but also, it's not enough for FIRE. It's good to see from everyone else how long it takes. Headed to the race to 500k thread!

12/9/2015          101611
11/30/2016      128212
5/15/2017          161913
8/9/2017          176173
11/4/2017          200578
12/4/2017        204915
1/28/2018          211799
8/26/2018          244107
9/20/2018          250216

[Nick_Miller]

@Lews Therin, well I'm guessing the race to $500K will be a bit more stressful...we have a few years of trash talking ahead of us. Do you trash talk in Canada or is that against your constitution?

@Blahhhh456, how far away are you?? I promise there will be antics in the $250k-$500k thread. Someone there already told me that no one wears pants there! No one!

@Virtus, I win. No rationale needed because...lawyered!

[Lews Therin]

I win. Next summer I transfer my pension fund over to me. 250k value. (I'm just not counting it now.)
I'm also FIRE at 500k, so racing is done at 250k.

[BeautifulDay]

            Net Worth      investment and cash assets
Mar 2016      $28,361      $74,408
Jun 2016      $40,970      $81,270
Sep 2016      $57,895      $92,035
Dec 2016      $80,499     $100,376
Mar 2017      $99,766     $116,593
Jun 2017     $102,562      $96,048
Sep 2017     $112,554     $106,887
Oct 2017     $116,826     $110,677
Dec 2017     $128,724     $121,976
Jan 2018     $136,288     $127,999
Feb 2018     $140,881     $132,219
Mar 2018     $133,930     $124,857
Apr 2018     $146,151     $136,573 cash from parents for business
May 2018     $141,036     $133,501 made business capital purchases
Jun 2018     $148,700     $139,600
Jul 2018     $153,000     $141,845
Aug 2018     $157,317     $146,407

[Stimpy]

Date	FIRE	Medi	Total NW	% Increase	Notes
6/1/2017			$115,738	-
6/30/2017			$117,232	~ +1.29%
7/31/2017			$119,087	~ +1.58%
8/31/2017			$123,218	~ +3.47%
9/30/2017			$123,886	~ +0.54%
10/31/2017			$125,468.75	+1.28%
11/30/2017			$124,036.64	~-1.14%	- Almost a new leap day  ;)
12/31/2017			$130,952.23	~5.58%	- Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018			$135,011.70	~ 3.10%
2/28/2018			$135,864.07	~ 0.63%
3/30/2018			$138,236.93	~2.39%
4/31/2018			$146,471.66	~5.96%
5/31/2018			$149,243.29	~ 1.89%
6/29/2018	$138,672.35	$10,383.62	$149,055.97	~-.13%
7/31/2018	$143,601.47	$11,999.00	$155,600.47	~4.39%
8/31/2018	$170,882.66	$33,529.66	203,882.32	~31.37%

Numbers based on Mint

9/28/2018 Fire: $175,228.25 + Medi  $33,941.00 = $209,169.25 ~2.33%

Posting slightly early cause not expecting thing to change much over the week end.

[kickel]

8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354

9/18: $186,532

Let's go! Seeing some progress here. Really starting to see the compounding effect. I could really see it come into play around 140K.

Stretch goal still 200K by EOY. 13.5k away.

[tjrssibelle]

Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k
Apr 2018 - $215.64 k
May 2018 - $220.34 k
Jun 2018 - $223.78 k
Jul 2018 - $232.53 k
Aug 2018 - $239.87 k
Sep 2018 - $242.39 k; so close

Sent from my SM-N920V using Tapatalk

[ItsALongStory]

Brand new to this forum, this is literally my first post. Excited to see this take off towards 250k and beyond. Started professional career in this country back 2012 at 31 years old, effectively starting from scratch. Super fortunate to have gotten a great opportunity in 2016 that has really allowed me to catch up a number of years in a short time span. My wife has been retired nearly 15 years, she is significantly older than me and she is therefore not interested in planning for the future. This is 100% a solo effort.

Edited: Added a lot more detail from what I could find on Mint.

Oct-12: $0.00
Nov-12: $432.15
Dec-12: $1192.8
Jan-13: $1542.90
Jan-14: $7286.11
Jan-15: $16985.5
Jan-16: $26770.16
Jan-17: $58399.77
Jan-18: $95469.77
Feb-18: 111724.81
Mar-18: $112878.91
Apr-18: $117425.35
May-18: $123001.77
Jun-18: $125427.65
Jul-18: $135341.45
Aug-18: $138059.7
Sep-18: $142216.90

I currently max out 401k, my Roth IRA and my ESPP which is pretty much all I can get away with due to S/O not being on board (which is somewhat understandable as she is on a pension already and significantly older than me). I also put about $4400 per year in HSA currently and may consider maxing that out soon as well. We could do with more of an EF buffer but again, she sees no value in it as she considers her income '100% guaranteed'. It is for the most part as the retirement fund she is relying on has done really well.

All done for the month
Oct-18: $149116 + $3500  in HSA which I'm including for the first time. = $152616

Graduation Target is June 2020 but January 2020 is my stretch goal.

[ItsALongStory]

8/8/16: $101,750
2/24/17: $110,773
3/31/17: $115,783
4/30/17: $116,557
5/31/17: $117,749
6/30/17: $121,780
8/17: $124,670
9/17: $126,816
10/17: $126,387
11/17: $137,646
12/17: $146,267
1/18: $150,863
2/18: $141,915
3/18: $140,688
4/18: $148,621
5/18: $153,220
6/18: $157,062
7/18: $166,413
8/18: $176,354

9/18: $186,532

Let's go! Seeing some progress here. Really starting to see the compounding effect. I could really see it come into play around 140K.

Stretch goal still 200K by EOY. 13.5k away.

Great job!

Seems that lately your standard jumps are $5k with $10k outliers and for me that too is sort of a mental difference vs 3 or 4k increments. I just recently eclipsed $150k so I hope my trajectory aligns with yours.

[Neustache]

09/05/18     154,000
10/01/18     168,330

Pulled some temp savings to start the T IRA fill up for 2018 - should finish filling it up in October.  So while it looks like a huge jump, 8.5K of that was just sitting in savings and now it's invested. So not quite as impressive as it looks.  Definitely won't have many 14K additions for one month in the future!

[Radagast]

Quarter StockBondCash  +House       XIRR
Q3 2016:  $112,200     $165,800      13.6%
Q4 2016:  $124,300     $178,500      16.1%
Q1 2017:  $148,300     $203,300      12.1%
Q2 2017:  $160,548     $217,018      11.8%
Q3 2017:  $178,042     $235,102      13.3%
Q4 2017:  $203,082     $260,736      15.6%
Q1 2018:  $213,941     $272,491      12.3%
Q2 2018:  $223,802     $283,554      TBD
Q3 2018:  $235,666     $296,330      Too much work

OUCH! I really hope to move on to the next thread at the end of this year. The needle has not been moving as fast as I would like the past few quarters.

[SeattleStache]

First number is retirement savings, second is total NW including cash emergency savings and real estate equity.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470)
April 2018: $197,690 (total NW $397,029)
May 2018: $201,800 (total NW $372,420) hit with a special assessment at the condo
June 2018: $202,198 (total NW $376,525)
July 2018: $208,954 (total NW $380,041) Starting a new job in August which will finally allow me to max out my 401(k)
August 2018:$213,699 (total NW $385,100)
September 2018: $215,600 (total NW $385,197)

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

[DarkandStormy]

NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541
5/1/18 - $196,749 // $134,162
6/1/18 - $208,027 // $141,372
7/1/18 - $216,157 // $144,325
8/1/18 - $220,843 // $149,916
9/1/18 - $233,654 // $154,377

10/1/18 - $245,070 // $155,324

[junga]

January 1, 2018         : $97,318
February 2, 2018        : $104,695
March 1,2018             : $107,006
March 30, 2018          : $115,189
May 1, 2018               : $116,178
June 1, 2018              : $119,529
July 2, 2018               : $117,366
July 31, 2018             : $120,235
Aug 31, 2018             : $126,710
Sept 30, 2018            : $135,258

[MrUpwardlyMobile]

1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24
5/31/18 - $150,940.36
6/16/18 - $154,273.90
6/30/18- $155,247,41
7/16/18 - $182,310.10
8/1/18 - $186,730.18
8/15/18 - $188,050.23
9/1/18 - $192,672,95
9/17/18 - $196,425.73

10/1/18 - $197,629.50

[Milkm4n]

SEPTEMBER UPDATE       

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333
06/01/18: $111,851
07/01/18: $115,134
08/01/18: $118,949
09/01/18: $121,714
10/01/18: $123,222

  Expenses were high this month and investments were flat. Nonetheless, still moving in the right direction.

[NextTime]

2/1/2018    $198,264.59
3/1/2018    $204,079.63
4/1/2018    ???
5/1/2018    $206,310.31
6/1/2018    $207,731.13
7/1/2018    $209,452.69
8/1/2018    $218,450.07
9/1/2018    $224,242.78
10/1/2018  $227,036.87