Race from 100 to 250k

[Epor]

Code: [Select]

Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total       Saved       Market G/L
01/01/18 93684.00   2136.40 908.60
02/01/18 103443.00   4675.00     5084.00
03/01/18 100621.00   1645.00    -4467.00
04/01/18 100572.00   1645.00    -1694.00
05/01/18 102878.00   1845.00      461.00

Good month.

[solon]

It's been about one year since I discovered MMM.  Net worth has increased ~70% since then.

Nice work. Isn't it amazing how quickly the green stuff stacks up when you start focusing on it?

[tarheeldan]

Up $4,928.45 to 247,377.22. Solid month. Gettin' cloooose....

Very close!!!

[Check2400]

Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000
May 1   2018-  171,000

Slow and steady wins the race.  I'm roughly 1/10th of the way to a full budget FIRE, 1/6th of the way to where I could pull the plug and do a different job.  Still hoping to graduate from this race this time next year though.   

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

[Check2400]

Hey @tarheeldan, is there any way to add an annual % change to The Big Board in the chart?  Seems like it could be easy and would be more gratifying that just a month over month change?  Just a thought...

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017

$119,626 - Jan 2018
$123,301 - Feb 2018
$127,224 - Mar 2018
$126,450 - Apr 2018

$130,499 - May 2018

[junga]

January 1, 2018        : $97,318
February 2, 2018       : $104,695
March 1,2018            : $107,006
March 30, 2018         : $115,189
May 1, 2018              : $116,178

[FI-REality]

Goal of $200,000 by June of 2018.

Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03

May 1/18 - $180,806.91 - More great gains. 

Unless the market gives me over $16,000 in gains this month, no way am I hitting my goal.  After this month my wife stops getting maternity leave payments and isn't going back to work until July, and only part time at that, so increases are going to slow down dramatically; our savings rate will be about half what it is now.  I've calculated that it will add about 1 year to FI (currently about 6 years out) and about 5 years to RE (currently about 10 years out).  Worth it for her to be home with the kids while they are young.  We still have about 18 years on the mortgage and the plan has always been to work until that is paid off.

[blahblahblah]

Counting investment accounts and rental property, not including E fund or primary residence.  Goal is to graduate the challenge by Dec 2020.

1/31/18   $100,248
4/31/18   $106,971


                              

[Rodgers12]

05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290
04/30/2018: $151,784

Busy season is over, no more OT and back to 40 hour weeks. Spending will go back up now that I have more free time. Stretch goal of $175,000 by year end.

[Blahhhh456]

Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054  - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70 - Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.
Apr 1, 2018 - $214,541.70 - nice, climbing back up to Feb numbers.

May 1, 2018 - $218,916.00 - finally surpassed February's high! Still hoping to recover more of my contributions this year, as I seem to be missing some....... ha

[Cornel_Westside]

03/2017 - $130,500
04/2017 - $133,780 (+3280 - Saved $2500, Market Gains $780, Savings Ratio 48.2%)
05/2017 - $138,157 (+4377 - Saved $2835, Market Gains $1542, Savings Ratio 54.4%)
06/2017 - $144,144 (+5987 - Saved $3265, Market Gains $2731, Savings Ratio 61.9%)
07/2017 - $147,452 (+3308 - Saved $2039, Market Gains $1269, Savings Ratio 39.1%)
08/2017 - $152,993 (+5541 - Saved $2961, Market Gains $2580, Savings Ratio 54.3%)
09/2017 - $155,863 (+2870 - Saved $2838, Market Gains $32, Savings Ratio 52%)
10/2017 - $162,673 (+6810 - Saved $2999, Market Gains $3811, Savings Ratio 54.9%)
11/2017 - $168,673 (+6000 - Saved $2775, Market Gains $3225, Savings Ratio 50.8%)
12/2017 - $175,755 (+7082 - Saved $2730, Market Gains $4352, Savings Ratio 50%)
01/2018 - $193,174 (+17419 - Saved $3452, Market Gains $13967, Savings Ratio 63.3%)
02/2018 - $207,459 (+14285 - Saved $3693, Market Gains $10592, Savings Ratio 67.7%)
05/2018 - $202,142 (-5317 - Saved $3298, Market Gains $-8615, Savings Ratio 27.54%)

I changed jobs and moved and crypto gains reversed. So it looks bad the last few months, but overall it was actually good! Put a lot of money into my Roth IRA through Mega Backdoor and only have limited exposure to crypto on purpose (<10% of net worth). I now have an HSA at the new job so that will help as well. Moving expenses were steep, so I'm looking forward to May and June to be saving heavy months except for buying flights this year.

[Pooperman]

Date	Net Worth	Total Gains	Saved	Market Gains	Saving Rate
5/31/2017	$101,344.65	+$2,422.39	+$1,478.82	+$943.57	+23%
6/30/2017	$100,060.05	-$1,284.60	-$1,601.89	+$317.29	-26%
7/31/2017	$103,868.70	+$3,808.65	+$2,550.76	+$1,257.89	+39%
8/31/2017	$104,537.62	+$668.92	+$1,100.88	-$431.96	+14%
9/30/2017	$107,892.53	+$3,354.91	+$2,288.37	+$1,066.54	+33%
10/31/2017	$110,221.54	+$2,329.01	+$1,193.40	+$1,135.61	+30%
11/30/2017	$111,408.49	+$1,186.95	+$268.63	+$918.32	+4%
12/31/2017	$132,802.54	+$21,394.05	+$5,134.14	+$16,259.91	+59%
1/31/2018	$137,862.25	+$5,060.29	+$1,119.44	+$3,940.85	+25%
2/28/2018	$137,431.49	-$430.76	+$2,213.75	-$2,644.51	+26%
3/31/2018	$136,819.12	-$612.37	-$686.31	+$73.94	-25%
4/30/2018	$130,288.03	-$6,531.09	-$6,841.85	+$310.76	-351%

This'll be the last month of negative. Next month should be positive.

[LPG]

I'll join in on this one!

Date              Net Worth
1/1/16           96,148
6/1/16           108,455
10/1/16         119,391
12/31/16       126,957
6/1/2017       149,354
1/27/2018     216,498
4/17/2018     218,109
5/2/2018       217,361

This current market slow down is causing problems for me*! That said, with my current savings rate I'll be pretty close to $250k at the end of this year, assuming 0% investment gains. Here's to hoping the stock market helps me out!

*Yeah, short-term. It'll start climbing again pretty soon, and I'll be glad that I was able to buy more stock at the current rate.

[SeattleStache]

First number is retirement savings, second is total NW.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470) ouch with the market losses this month
April 2018: $197,690 (total NW $397,029)

Goal is to hit $250k by the end of 2018.

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

[tjrssibelle]

Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k
Feb 2018 - $205.18 k (market loss plus one less paycheck)
Mar 2018 - $211.20 k

Sent from my SM-N920V using Tapatalk

Apr 2018 - $215.64 k


Sent from my SM-N920V using Tapatalk

[moonpalace]

01/2017:  $42,000
....
01/2018:  $143,602
02/2018:  $151,025
03/2018:  $158,208
04/2018:  $161,505
05/2018:  $171,200

Hoping to graduate in something like early 2019. Everything on auto-pilot and really thankful for threads like this to keep motivation alive!

[BeautifulDay]

            Net Worth      investment and cash assets
Mar 2016      $28,361      $74,408
Jun 2016      $40,970      $81,270
Sep 2016      $57,895      $92,035
Dec 2016      $80,499     $100,376
Mar 2017      $99,766     $116,593
Jun 2017     $102,562      $96,048
Sep 2017     $112,554     $106,887
Oct 2017     $116,826     $110,677
Dec 2017     $128,724     $121,976
Jan 2018     $136,288     $127,999
Feb 2018     $140,881     $132,219
Mar 2018     $133,930     $124,857
Apr 2018     $146,151     $136,573

Received a small windfall last month that will be spent in May on business equipment for DH's new side gig.  Money, a gift, specifically intended for this purpose.  So next month will take a hit to our numbers.  However moving forward on side business 6 months earlier than expected.

[solon]

01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714  <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779 < -- horrible market "correction", lost $237
04/2018 $148,093
05/2018 $158,814 < -- bummer about that correction a couple months ago

Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

[gpyros85]

2 month away from hitting the 100k mark, then very quickly to 250k due to special assignment at work.

$88,600 as of 5/5/2018
100k goal by Sept. 2018
250k goal by Dec.  2019

[Lamancha]

Total NW

Jan 2014- $10k
Jan 2015- $30k
Jan 2016- $52k
Jan 2017- $80k

Jan 2018- $106k
Feb 2018- $109k
March 2018- $113k
April 2018- $117k
May 2018- $122k

I finally opened a Roth IRA too.  Bring it on early retirement,  here I come!

[beantown]

Joining this thread a little late, but it feels like most things are in autopilot so want the continued motivation. Hoping to graduate this thread in 2019.

Jan 2018 - $136.1K  (Combined net worth with spouse)
Feb 2018 - $134.0K  (Decrease due to the market dropping in Feb)   
Mar 2018 - $137.7K  (Did not increase much due to moving apartment costs (deposit, moving)   
Apr 2018 - $150.3K  (Huge increase due to tax refund, refund of previous apartment's deposit)

[Lews Therin]

Oct/16 77000
Dec/16 93200
Jan/17  103,720
May/17 148,000
Jan/18 189,000
Feb  195,000
March 197,000
April: 205,000
May: 213,000 Hell yea, another month increase above whole my salary.

[tarheeldan]

Well, only up 0.97% last month, but still up! +$2,223.03 to $232,438.62. Still hoping to graduate by my birthday in late August :-)

[aubade]

Brand new to this forum, but I've been reading MMM since I started my first "real job" in late 2014. Really excited to jump in here for some motivation!

Summary of finances so far:
01/2014: $1.5k
07/2014: $4k
01/2015: $15.3k
07/2015: $28.4k
01/2016: $54.8k
07/2016: $69.5k
01/2017: $89.7k
07/2017: $102.5k (hooray!)
01/2018: $136.8k (bought a house with equity baked in)
02/2018: $151.1k
03/2018: $155.4k
04/2018: $160.0k
05/2018: $169.8k (company finally got 401(k) last month, so I'm able to save a lot more. And 3 paychecks doesn't hurt.)

I can't wait until that 200,000 milestone.

[CorpRaider]

Marketable securities: 

12/15 ~    $81,000
12/16 ~  $109,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000
04/18 ~  $180,000

Put up a post on my site with a little more detail, but it looks like investments were a little bit of a tailwind this month (I'm overweight ex-us and they were up like 2% in dollar terms).  Nice to get some positive movement.  Ten year wedding anniversary is coming up though...that's going to leave a mark.

[dignam]

Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]
Apr 2018 $145k [paid off car]

[nyxst]

Slow slow race.... ha!

Dec 2017 121k
Jan 2018 125k
Feb 2018 121k
Mar 2018 121k
Apr 2018 127k

At least I'm not moving backwards again!

[jda85]

9/1/16: $99,187.71
9/9/16: $101,885
10/1/16: $103,713.66
11/1/16: $108,566.60
12/1/16: $116,317
1/1/17: $125,770
2/1/17: $131,945
5/1/17: $149,650
7/1/17: $170,407
10/1/17: $186,103 - WOW! Added $82,390 in a year! I knew we were packing it in, but I didn't realize it was that much!
11/1/17: $197,211

5/1/18: $227,460 -- Starting to taste it...

[wonkette]

March:152,595   
April:157,954   
May:164,079

slow and steady

[Million2000]

My family just hit 250k in investments this weekend. After a rapid run up last year it seemed like we were going to easily hit the mark around March after some extra cash was scheduled to be free. Because of the market correction, it took a couple months longer than we anticipated. While it definitely feels like we have made progress over the last few years since we started this journey, I still feel we have a long way to go before getting to our destination.

[Nick_Miller]

Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24
April 2018    $206,732.49
May 2018     $211,986.89

A good rebound after a flat prior month. Still, without the market gains of the last few years to count on, we're falling behind the pace we need to hit $250K by year's end.

[DarkandStormy]

Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24
April 2018    $206,732.49
May 2018     $211,986.89

A good rebound after a flat prior month. Still, without the market gains of the last few years to count on, we're falling behind the pace we need to hit $250K by year's end.

You've increased your net worth by 11.6% since Jan. 1, in a relatively flat market.  If you increase at the same 11.6% (and that may not be fair depending on how steady your income is) you'd be near ~$236K at at the end of September.  Any uptick in the market probably gets you to $250K before 12/31.  Flat, you have an outside chance and if it's down you'd have to save quite a bit.

[Making Cents]

Retirement investments + emergency savings

April 15 2018 $164,937
May 15 2018 $182,637

[Nick_Miller]

Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24
April 2018    $206,732.49
May 2018     $211,986.89

A good rebound after a flat prior month. Still, without the market gains of the last few years to count on, we're falling behind the pace we need to hit $250K by year's end.

You've increased your net worth by 11.6% since Jan. 1, in a relatively flat market.  If you increase at the same 11.6% (and that may not be fair depending on how steady your income is) you'd be near ~$236K at at the end of September.  Any uptick in the market probably gets you to $250K before 12/31.  Flat, you have an outside chance and if it's down you'd have to save quite a bit.

Yup! I have crunched numbers and concur!! I figure, I can only control what I can control, the savings and contributions, not the market performance. Like you said, even if things stay flat, we have a puncher's chance.

[Nick_Miller]

Is anyone else aiming to graduate sometime around the end of the year?

I'd like to find a person or two who are in the same "it's possible if we push it hard" camp.

[Lews Therin]

@Nick Miller I've been trailing you for a while, you could challenge me! Though for me everything is automatic unless I can find more CC churning, bank account churning in order to increase my income. (No overtime at my work). Maybe taking it as a smaller 1-1 challenge will be more motivating than simply watching the end approach.

According to my spreadsheet, I should be able to make it to 250 by maintaining the course.

[DarkandStormy]

Is anyone else aiming to graduate sometime around the end of the year?

I'd like to find a person or two who are in the same "it's possible if we push it hard" camp.

I have a very, very outside shot by 12/31, at least in terms of overall net worth (I still break out invested assets as that is what I'll need to draw on if/when I FIRE).  Market is up slightly = probably graduate by 12/31, market is flat = outside chance to graduate by 12/31, market is down = almost no chance to graduate by 12/31.

My year was front-loaded with higher-than-expected tax refund (due to prepaying property taxes in December), bonus hits in Q1, so I won't have any of those additional bumps in income the rest of the year.  Also going to have some wedding costs start hitting so I anticipate expenses to be a bit more than normal, though we're doing it pretty frugally and they'll be spread out.

[moonpalace]

Is anyone else aiming to graduate sometime around the end of the year?

I'd like to find a person or two who are in the same "it's possible if we push it hard" camp.

I'm definitely in this camp - at roughly $178k right now, and from May to December of last year I increased about $70k with a lot of help from the market. This year, who knows about the market but I've increased my savings rate...

Let's do this!

[Nick_Miller]

@Nick Miller I've been trailing you for a while, you could challenge me! Though for me everything is automatic unless I can find more CC churning, bank account churning in order to increase my income. (No overtime at my work). Maybe taking it as a smaller 1-1 challenge will be more motivating than simply watching the end approach.

According to my spreadsheet, I should be able to make it to 250 by maintaining the course.

@Canadian Ben , you're at $213K?  Game on, my friend!

(I was going to say "suck it!" but that seems extreme for the beginning of the contest)

[Lews Therin]

Canadian Ben: you're at $213K?  Game on, my friend!

(I was going to say "suck it!" but that seems extreme for the beginning of the contest)

Polite is for loosers.  Suck it... YOU NINNY.

(To be clear, this is NW, and not just investments right?)

[Nick_Miller]

Canadian Ben: you're at $213K?  Game on, my friend!

(I was going to say "suck it!" but that seems extreme for the beginning of the contest)

Polite is for loosers.  Suck it... YOU NINNY.

(To be clear, this is NW, and not just investments right?)

Polite is for losers...and Canadians!!  Zing!!

(but seriously, yes it's for total net worth. I wish you good luck!)

[Lews Therin]

I'm going to send you back home crying; and/or hurrying to finish your zombie novel to catch up to me.

(I'm unsure if you caught the other Nick reference, since "you ninny" is a quote)

[Nick_Miller]

Don't call me a ninny! I'm PMSing!!!

(lol if there a poster here named Jessica Day I would never get any work done)

[MrUpwardlyMobile]

1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56
5/15/18 - $129,202.24

[me1]

Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $342,742
3/17/18     $226,810   $339,652
4/17/18     $227,061   $340,423
5/17/18     $230,609   $349,921

Finally making good moves. Some of it market, but most of it tax refund. Can't believe investments (and net worth) increased ~$50K in 10 months!
On target to graduate this thread by the end of the year.

[daverr7]

Hello, joining in!

Rather than net worth, reporting on investments. Goal of $250,000 by March 2019. Goal of $500,000, paid off mortgage, and FI by January 2023.

Investments:
5/1/2018: $192,000

Remaining Mortgage
5/1/2018: $231,000

[Off the Wheel]

I can't find my last post in here as I fell off the radar a bit, but I'm game for the race to graduation before the end of the year! Will be especially challenging since we'll have our first kid in mid-November and I'll go off work at the end of October or November... for more than a year. Good reason to save more aggressively now? :)

1/15: $199
2/15: $196
3/15: $204
4/15: $199 (big tax bill)
5/15: $206

[Nick_Miller]

Hey @moonpalace, I didn't mean to leave you out! You, me and @Canadian Ben are all racing to the goal by December 31st.

I don't want to brag, but I just sold three more copies of my zombie novel, so that's another $2.97 toward my goal!

[moonpalace]

Hey @moonpalace, I didn't mean to leave you out! You, me and @Canadian Ben are all racing to the goal by December 31st.

I don't want to brag, but I just sold three more copies of my zombie novel, so that's another $2.97 toward my goal!

Oh, snap! I've never sold a *single* zombie novel! I fear I may be overmatched!! :-)

But I do love a little friendly competition!