Author Topic: Race from 100 to 250k  (Read 948573 times)

SeattleStache

  • Stubble
  • **
  • Posts: 167
Re: Race from 100 to 250k
« Reply #1600 on: April 01, 2018, 11:15:48 PM »
First number is retirement savings, second is total NW.

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)
March 2018: $196,371 (total NW $393,470) ouch with the market losses this month

Goal is to hit $250k by the end of 2018.

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

DarkandStormy

  • Handlebar Stache
  • *****
  • Posts: 1425
  • Age: 32
  • Location: Midwest, USA
Re: Race from 100 to 250k
« Reply #1601 on: April 02, 2018, 07:05:54 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110

4/2/18 - $177,092 // $127,541 - 3 paycheck month, tax refund hit, another $2k bonus hit...a lot went to investments, but holding back some cash for some house repairs coming up.

BiggerFishToFI

  • Stubble
  • **
  • Posts: 179
Re: Race from 100 to 250k
« Reply #1602 on: April 02, 2018, 08:10:04 AM »
Month   Networth   Investments   Debt
12/31/16   $115,671   $64,692   -$116,564
01/31/17   $119,371   $66,070   -$114,764
02/28/17   $124,835   $67,186   -$110,416
03/31/17   $129,469   $67,472   -$106,068
04/30/17   $125,786   $67,858   -$101,720
05/31/17   $134,698   $70,822   -$97,372
06/30/17   $140,666   $82,983   -$93,024
07/31/17   $153,716   $92,589   -$88,676
08/31/17   $159,027   $96,256   -$84,328
09/30/17   $168,105   $100,416   -$79,980
10/31/17   $181,050   $106,552   -$75,632
11/30/17   $192,875   $111,570   -$71,284
12/31/17   $209,837   $123,158   -$66,936
01/31/18   $226,173   $140,791   -$65,161
02/28/18   $227,345   $139,409   -$63,519
03/31/18   $230,611   $140,661   -$61,852

Last few months have pushed out the projection by a few, but still heading in the right direction! A couple more years and these market swings are going to be pretty tough to compensate for by our contributions, I guess a good problem to have. Might hit 250k in June

Check2400

  • Stubble
  • **
  • Posts: 174
Re: Race from 100 to 250k
« Reply #1603 on: April 02, 2018, 08:43:47 AM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000
April 1   2018-  169,000

Got paid the 1Q paycheck from the side business as the saving grace for this month.  Lately Home Depot has been the biggest bite out of the savings. 



dreadmoose

  • Stubble
  • **
  • Posts: 246
  • Age: 33
  • Location: Canada
  • Compounding
Re: Race from 100 to 250k
« Reply #1604 on: April 02, 2018, 01:21:25 PM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764     (+580)

I only count investment accounts minus loans (low interest student loans). Saved $4990 but only went up $580, got some cheap stocks out of my normal buying plan I suppose.

nick663

  • Bristles
  • ***
  • Posts: 335
  • Location: midwest
Re: Race from 100 to 250k
« Reply #1605 on: April 02, 2018, 06:57:43 PM »
We have now closed on our house so things are stable enough to join.  Tracking everything except real estate in this challenge

6/30:  198.7k
6/30:  198.7k
7/31:  207.5k

If we can continue this pace, we would hit 250k at the end of the year.
6/30:  198.7k
7/31:  207.5k
8/31:  211.8k
6/17:  198.7k
7/17:  207.5k
8/17:  211.8k
9/17:  222.1k
10/17: *missing*
11/17:  234.7k
12/17:  242.4k

3/18:  263.3k

Decided to start tracking quarterly this year so not sure when I crossed the 250k mark.  On to the next thread (fingers crossed that a market pullback doesn't bring me back!)


Rodgers12

  • 5 O'Clock Shadow
  • *
  • Posts: 69
  • Age: 32
  • Location: Wisconsin
Re: Race from 100 to 250k
« Reply #1606 on: April 02, 2018, 07:01:48 PM »
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931
03/31/2018: $144,290

solon

  • Handlebar Stache
  • *****
  • Posts: 1946
  • Age: 1820
  • Location: CO
Re: Race from 100 to 250k
« Reply #1607 on: April 02, 2018, 07:41:53 PM »
We have now closed on our house so things are stable enough to join.  Tracking everything except real estate in this challenge

6/30:  198.7k
6/30:  198.7k
7/31:  207.5k

If we can continue this pace, we would hit 250k at the end of the year.
6/30:  198.7k
7/31:  207.5k
8/31:  211.8k
6/17:  198.7k
7/17:  207.5k
8/17:  211.8k
9/17:  222.1k
10/17: *missing*
11/17:  234.7k
12/17:  242.4k

3/18:  263.3k

Decided to start tracking quarterly this year so not sure when I crossed the 250k mark.  On to the next thread (fingers crossed that a market pullback doesn't bring me back!)

woot woot!

Nudelkopf

  • Pencil Stache
  • ****
  • Posts: 900
  • Age: 29
  • Location: Australia
Re: Race from 100 to 250k
« Reply #1608 on: April 02, 2018, 08:32:41 PM »
Jun 2015:  $50k
Oct 2016:  $100k
Nov 2017:  $150k
1 April 2018: $160,000

I'm just counting shares and cash, and ignoring my retirement fund (superannuation) & student debt (hecs). My goal is to reach $200k by the end of 2018. That's providing the stock market doesn't drop too much. I'll get a decent tax return (~$6k in August) and my parents are gifting me $10k, which will push me to that $200k mark.

FI-REality

  • 5 O'Clock Shadow
  • *
  • Posts: 30
Re: Race from 100 to 250k
« Reply #1609 on: April 03, 2018, 05:18:38 AM »
Goal of $200,000 by June of 2018.

Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45
Apr 1/18 - $174,725.03 - After last months insane gains, I was hoping to be in the $180's this month.  Guess that will have to wait a while longer.

Unless the market does something big, it doesn't look like I'm going to hit my goal of $200k in June.

CorpRaider

  • Bristles
  • ***
  • Posts: 439
    • The Corpraider Blog
Re: Race from 100 to 250k
« Reply #1610 on: April 03, 2018, 01:10:37 PM »
Marketable securities: 

12/15 ~    $81,000
12/16 ~  $109,000
01/17 ~  $116,000
02/17 ~  $122,000
03/17 ~  $125,000
04/17 ~  $130,000
05/17 ~  $130,000
06/17 ~  $134,000
07/17 ~  $138,000
08/17 ~  $142,000
09/17 ~  $148,000
10/17 ~  $151,000
11/17 ~  $158,000
12/17 ~  $164,000     
01/18 ~  $174,000
02/18 ~  $172,000
03/18 ~  $175,000

Put up a post with a little more detail, but it looks like investments were a little bit of a headwind this month.  Over the last two months declines have offset pretty much all of my savings.   I am trying to mentally prepare myself for a year where all of the savings are offset by declines.  I am sure it is going to be hard to keep up motivation in that environment.
« Last Edit: April 03, 2018, 01:12:53 PM by CorpRaider »

Lamancha

  • 5 O'Clock Shadow
  • *
  • Posts: 57
Re: Race from 100 to 250k
« Reply #1611 on: April 03, 2018, 08:25:39 PM »
Hi everyone.   I would like to join this race.  I've been trying to be frugal and save more ever since I got out of debt in late 2013.  I just found MMM last December, and this January I created a Mint account.  This is the first time I've ever tried to actually keep a written budget.  Oh my gosh, it's so much FUN!  Maybe I'm just a total nerd.  Anyways, this place is amazing and you all are very inspiring.

Total NW

Jan 2014-  $10k
Jan 2015-  $30k
Jan 2016-  $52k
Jan 2017-  $80k
Jan 2018-  $106k

Feb 1, 2018-  $109k
March 1, 2018-  $113k



April 1, 2018-  $117k
It's been a good month.  We haven't been affected by the market at all because (big facepunch) all $117k is sitting in a savings account.   I know, terrible.

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1419
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 100 to 250k
« Reply #1612 on: April 04, 2018, 08:25:09 AM »
I am trying to mentally prepare myself for a year where all of the savings are offset by declines.  I am sure it is going to be hard to keep up motivation in that environment.

Yes. This is where I am too. We've put about $7,000 into our 401K/IRAs thus far in 2018, and with the market being down 3 or 4% for the year, pretty much all of our contributions have been offset. I think our balance is pretty flat for the year.

And yes, it's going to be tough to remain optimistic if we go into a bear market. I know we need to approach this as a long-term ride, but the ability to check performance and balances any second of the day with a tap of your finger really butts up against the long-term mindset.

I've already told myself that if we're getting to $250K net worth by Dec, it will have to be through debt reduction. That can provide the steady net worth increases that give me (and more importantly, my wife) momentum.
« Last Edit: April 04, 2018, 08:27:06 AM by Nick_Miller »

Blahhhh456

  • 5 O'Clock Shadow
  • *
  • Posts: 91
Re: Race from 100 to 250k
« Reply #1613 on: April 04, 2018, 11:08:06 AM »
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054  - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.
Nov 1, 2017 - $196,010 - yippee!! so close to $200K!
Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.
Jan 1, 2018 - $205,595.91
Feb 1, 2018 - $216,842.97
Mar 1, 2018 - $205,429.70 - Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.
Apr 1, 2018 - $214,541.70 - nice, climbing back up to Feb numbers.

solon

  • Handlebar Stache
  • *****
  • Posts: 1946
  • Age: 1820
  • Location: CO
Re: Race from 100 to 250k
« Reply #1614 on: April 05, 2018, 08:55:03 AM »
01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714  <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779 < -- horrible market "correction", lost $237
04/2018 $148,093 < -- rolled wife's pension into an IRA


Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

tarheeldan

  • Pencil Stache
  • ****
  • Posts: 838
  • Location: US
Re: Race from 100 to 250k
« Reply #1615 on: April 05, 2018, 10:45:38 AM »
https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing


Up $8,430.68 to $242,448.77.

Took advantage of some overtime, and my 403b match for last year finally dropped in. Good month!

Very good month @SpareChange !

Despite the rocky market this month, we've crossed the $250k threshold

Congratulations @aneel !!!!!

Joining in on the fun.

Welcome @Milkm4n !

Decided to start tracking quarterly this year so not sure when I crossed the 250k mark.  On to the next thread (fingers crossed that a market pullback doesn't bring me back!)

Congrats @nick663 ! See you in the next thread!


I see a good few people are getting close to graduating also :-)

I had a pretty good month due to a 401k elective contribution for my employer, and a nice bonus ahead of my 2.5-week vacation in Japan (life is sooo hard).

+$5,941.79 (2.65%) to $230,215.59

SpareChange

  • Pencil Stache
  • ****
  • Posts: 544
Re: Race from 100 to 250k
« Reply #1616 on: April 05, 2018, 12:13:18 PM »
...and a nice bonus ahead of my 2.5-week vacation in Japan (life is sooo hard).

Haha. Safe trip!!

ardrum

  • Stubble
  • **
  • Posts: 189
  • Location: Ohio
Re: Race from 100 to 250k
« Reply #1617 on: April 06, 2018, 07:16:59 PM »
Ever since I graduated into this group, it's been a ruthless struggle to maintain 6-figure NW.  I am just trying to keep investing at the rate the market drops for now haha! 

dignam

  • Bristles
  • ***
  • Posts: 490
Re: Race from 100 to 250k
« Reply #1618 on: April 10, 2018, 06:25:04 AM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]
Mar 2018 $141k [ouch market hurt]

use2betrix

  • Handlebar Stache
  • *****
  • Posts: 2248
Re: Race from 100 to 250k
« Reply #1619 on: April 11, 2018, 05:54:50 AM »
Ever since I graduated into this group, it's been a ruthless struggle to maintain 6-figure NW.  I am just trying to keep investing at the rate the market drops for now haha!

You must have joined during this turbulent 2018 lol.

coffeefueled

  • Stubble
  • **
  • Posts: 188
Re: Race from 100 to 250k
« Reply #1620 on: April 11, 2018, 09:19:16 AM »
Nov2017: 173,868
Dec2017: 184,268
Jan2018: 191,980
Feb2018: 204,625
Mar2018: 201,747
Apr2018: 184,058 [started tracking investments only]

MrUpwardlyMobile

  • Pencil Stache
  • ****
  • Posts: 534
    • The Upwardly Mobile Life
Re: Race from 100 to 250k
« Reply #1621 on: April 13, 2018, 08:20:54 PM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10

Nick_Miller

  • Handlebar Stache
  • *****
  • Posts: 1419
  • Location: A sprawling estate with one of those cool circular driveways in the front!
Re: Race from 100 to 250k
« Reply #1622 on: April 13, 2018, 09:08:18 PM »
Jan 2016      $80,165.78
Mar 2016     $101,768.81
May 2016     $106,529.21
July 2016     $115,035.02
Sept 2016    $126,076.92
Nov 2016     $135,152.36
Jan 2017      $147,729.69
Mar 2017     $140,835.79 (moving expenses set us back)
May 2017     $149,690.19
July 2017     $157,768.24
Sept 2017    $167,359.52
Nov 2017     $175,059.46
Jan 2018      $190,018.18
Feb 2018      $198,506.91
March 2018  $206,086.24
April 2018    $206,732.49

Tiny bump! Oh no! We can't afford another flat month if we're going to reach $250,000 by year's end.

MrUpwardlyMobile

  • Pencil Stache
  • ****
  • Posts: 534
    • The Upwardly Mobile Life
Re: Race from 100 to 250k
« Reply #1623 on: April 14, 2018, 06:32:29 AM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10

If I can keep this up, I’ll graduate the thread in 2019.

Making Cents

  • Stubble
  • **
  • Posts: 135
Re: Race from 100 to 250k
« Reply #1624 on: April 15, 2018, 01:30:59 PM »
I'm jumping on this bandwagon in the middle of the course. Counting only retirement investments and cash on hand, we are currently clocking in at $164,937. My goal is to pass $200k by the end of calendar year, then graduate from thread by end of 2019.

Lews Therin

  • Magnum Stache
  • ******
  • Posts: 3309
  • Age: 31
  • Location: Gatineau
  • Used to be Canadian Ben
Re: Race from 100 to 250k
« Reply #1625 on: April 16, 2018, 08:12:57 AM »
Oct/16 77000
Nov/16 82700
Dec/16 93200
Jan/17  103,720
Feb/17 119,800
Mar/17 127,400
Apr/17 140,376
May/17 148,000
---------------------
Nov/17 174,000
Dec/17 184,000
JAN/17 189,000
Feb/17  195,000
March/17 197,000 - Waiting for 6k Tax return.
April: 205,000 (Boo stock market, you hid the giant amount I`ve been investing.)

me1

  • Stubble
  • **
  • Posts: 115
Re: Race from 100 to 250k
« Reply #1626 on: April 19, 2018, 07:52:16 AM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $342,742
3/17/18     $226,810   $339,652
4/17/18     $227,061   $340,423
back to january NW values, but I'll take it not going down...

use2betrix

  • Handlebar Stache
  • *****
  • Posts: 2248
Re: Race from 100 to 250k
« Reply #1627 on: April 21, 2018, 05:43:37 AM »
Well - the stock market had me teetering with 250k all week. My paycheck cleared yesterday and I comfortably passed it! As silly as it sounds, this group (an anonymous group of strangers) really helped to set that goal.

Side note - last night my wife asked me “why I’ve been looking at my personal capital on my phone so much lately?” So I told her about this group, and she’s like, “oh, do you have to like show proof to get accepted into the 250k-500k group?” Lol. I told her that it’s just an honesty thing and I wasn’t going to cut corners now when I worked hard to get here.

SpareChange

  • Pencil Stache
  • ****
  • Posts: 544
Re: Race from 100 to 250k
« Reply #1628 on: April 21, 2018, 11:23:21 AM »
Well - the stock market had me teetering with 250k all week. My paycheck cleared yesterday and I comfortably passed it! As silly as it sounds, this group (an anonymous group of strangers) really helped to set that goal.

Side note - last night my wife asked me “why I’ve been looking at my personal capital on my phone so much lately?” So I told her about this group, and she’s like, “oh, do you have to like show proof to get accepted into the 250k-500k group?” Lol. I told her that it’s just an honesty thing and I wasn’t going to cut corners now when I worked hard to get here.

Lol, congrats! I think I'll be joining you over there next month. This anonymous peer pressure from a random thread on an interweb forum stuff really seems to work haha.

steveo

  • Handlebar Stache
  • *****
  • Posts: 1941
Re: Race from 100 to 250k
« Reply #1629 on: April 26, 2018, 11:20:59 PM »
Congrats use2betrix.

Jaayse

  • Bristles
  • ***
  • Posts: 285
  • Age: 34
  • Location: Somewhere on the Ocean
Re: Race from 100 to 250k
« Reply #1630 on: April 27, 2018, 06:19:59 PM »
Investments and liquid assets, not including condo equity:

April 15, 2017 -           164,900
May 1, 2017 -             ? (Lost info)
June 1, 2017 -            ? (Lost info)
July 1, 2017 -             180,808
August 10, 2017 -       189,280
September 1, 2017 -   193,727
October 1, 2017 -        209,968
November 1, 2017 -     220,602
December 1, 2017 -     225,918
January 1, 2018 -        232,213
February 1, 2018 -       245,447
March 1, 2018 -           242,789
April 1, 2018 -             246,140
April 28, 2018 -           319,055

I couldn't wait to put this up any longer, I sold my condo!  There are still quite a few more checks in the mail for me on this one (HOA refund, escrow refund, etc), and I am waiting on my tax return and back pay too, so my numbers will jump some more in the following months, but I think I crushed my way through this one.  I will see you all in the next thread!
« Last Edit: April 28, 2018, 03:25:17 AM by Jaayse »

mountain_air

  • 5 O'Clock Shadow
  • *
  • Posts: 18
Re: Race from 100 to 250k
« Reply #1631 on: April 28, 2018, 06:58:10 AM »
I've been following MMM for the past four years but I'm brand new to this forum.  This place is great so I thought I'd get off the sidelines and jump on in!  Getting to 100k seemed to take forever, so I'm pumped to share some numbers and join the race!

5/1/17     25,273
6/1/17     52,894  (I believe we transferred some money over)
7/1/17     59,114
8/1/17     67,337
9/1/17     75,486
10/1/17   80,726
11/1/17   85,681
12/1/17  100,005  (extra paycheck month for us both!)
1/1/18    105,431
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617

SpareChange

  • Pencil Stache
  • ****
  • Posts: 544
Re: Race from 100 to 250k
« Reply #1632 on: April 28, 2018, 12:42:25 PM »
Investments and liquid assets, not including condo equity:
April 28, 2018 -           319,055

I couldn't wait to put this up any longer, I sold my condo!  There are still quite a few more checks in the mail for me on this one (HOA refund, escrow refund, etc), and I am waiting on my tax return and back pay too, so my numbers will jump some more in the following months, but I think I crushed my way through this one.  I will see you all in the next thread!

Impressive! Keep it up!

SpareChange

  • Pencil Stache
  • ****
  • Posts: 544
Re: Race from 100 to 250k
« Reply #1633 on: April 28, 2018, 12:44:06 PM »
I've been following MMM for the past four years but I'm brand new to this forum.  This place is great so I thought I'd get off the sidelines and jump on in!  Getting to 100k seemed to take forever, so I'm pumped to share some numbers and join the race!

5/1/17     25,273
6/1/17     52,894  (I believe we transferred some money over)
7/1/17     59,114
8/1/17     67,337
9/1/17     75,486
10/1/17   80,726
11/1/17   85,681
12/1/17  100,005  (extra paycheck month for us both!)
1/1/18    105,431
2/1/18    108,535
3/1/18    111,337
4/1/18    117,617

Welcome! And yes, the first 100k does seem to take forever haha.

Milkm4n

  • 5 O'Clock Shadow
  • *
  • Posts: 34
Re: Race from 100 to 250k
« Reply #1634 on: April 29, 2018, 05:48:48 AM »
Posting a day early.

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333

Another solid month. Our first baby arrives this month, so expect our NW increases to be slightly reduced over the next few months.

MrUpwardlyMobile

  • Pencil Stache
  • ****
  • Posts: 534
    • The Upwardly Mobile Life
Re: Race from 100 to 250k
« Reply #1635 on: April 29, 2018, 06:15:38 AM »
Posting a day early.

03/01/18: $100,871
04/01/18: $104,410
05/01/18: $109,333

Another solid month. Our first baby arrives this month, so expect our NW increases to be slightly reduced over the next few months.

I was surprised by how little our newborn had an effect on net worth increases. The major expense, the one that gets people, hasn’t hit us though. Day care is outrageously expensive $1600-$2200/month depending on where and the hours they provide.

dogboyslim

  • Pencil Stache
  • ****
  • Posts: 517
Re: Race from 100 to 250k
« Reply #1636 on: April 30, 2018, 07:30:09 AM »
Taxable investments

04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2,680/+$1,221 Contribution/Investment Gain
08/2017: $113,472 +$2,680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2,680/$1,567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2,179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1,768 Contribution/Investment Gain
12/2017: $125,576 +$2,680/$1,230 Contribution/Investment Gain
01/2018: $130,690 +$1,570/$3,544 Contribution/Investment Gain
02/2018: $130,112 +$1,570/-$2,147 Contribution/Investment Loss
03/2018: $170,547 +$42,355/-$1,920 Contribution/Investment Loss
04/2018: $175,470 +$4,049/$874 Contribution/Investment Gain

Stimpy

  • Stubble
  • **
  • Posts: 217
  • Age: 37
  • Location: Middle of Nowhere
Re: Race from 100 to 250k
« Reply #1637 on: April 30, 2018, 08:10:06 AM »
6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14%   - Almost a new leap day  ;)
12/31/2017 $130,952.23 ~5.58%   - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018  $135,011.70 ~ 3.10%
2/28/2018  $135,864.07 ~ 0.63%
3/30/2018   $138,236.93 ~2.39%

4/31/2018   $146,471.66 ~5.96%

Numbers based on Mint

Some rent checks came in, which helps...  That being said, my IRA is now maxed so, any extra cash is gonna get taxed.... /crybaby

hudsoncat

  • Bristles
  • ***
  • Posts: 299
Re: Race from 100 to 250k
« Reply #1638 on: April 30, 2018, 08:15:19 AM »
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108
31-Mar-18: $234,454
30-Apr-18: $241,470

Made it back past that January high. Nice to see. Investments only as always. Hope to graduate soon. If the markets stay flat, investments alone will get me there by June 30. A little market help gets me there sooner.

BiggerFishToFI

  • Stubble
  • **
  • Posts: 179
Re: Race from 100 to 250k
« Reply #1639 on: April 30, 2018, 08:47:06 AM »
Month   Networth   Investments   Debt
12/31/16   $115,671   $64,692   -$121,564
01/31/17   $119,371   $66,070   -$119,764
02/28/17   $124,835   $67,186   -$115,416
03/31/17   $129,469   $67,472   -$111,068
04/30/17   $125,786   $67,858   -$106,720
05/31/17   $134,698   $70,822   -$102,372
06/30/17   $140,666   $82,983   -$98,024
07/31/17   $153,716   $92,589   -$93,676
08/31/17   $159,027   $96,256   -$89,328
09/30/17   $168,105   $100,416   -$84,980
10/31/17   $181,050   $106,552   -$80,632
11/30/17   $192,875   $111,570   -$76,284
12/31/17   $209,837   $123,158   -$72,736
01/31/18   $226,173   $140,791   -$69,683
02/28/18   $227,345   $139,409   -$68,013
03/31/18   $230,611   $140,661   -$67,756

04/30/18   $240,326   $148,934   -$66,421

Hoping to sell our house in the next couple months, hopefully our conservative equity estimate is correct and we get a solid bump to the next thread! Not to mention knocking out the student loans!

dreadmoose

  • Stubble
  • **
  • Posts: 246
  • Age: 33
  • Location: Canada
  • Compounding
Re: Race from 100 to 250k
« Reply #1640 on: April 30, 2018, 11:40:01 AM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1, 2018       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184    
   Apr 1       $122,764    
   May 1       $129,950     (+7186)

I only count investment accounts minus loans (low interest student loans). Saved $3992 but went up $7186, market helped a bit this month.

mustache you a question

  • 5 O'Clock Shadow
  • *
  • Posts: 72
  • Age: 34
  • Location: Omaha
Re: Race from 100 to 250k
« Reply #1641 on: April 30, 2018, 12:01:32 PM »
Joining this thread after graduating 10-100k race :)

Little background, started tracking November 2016 and first month was only 2k...took almost 18 months to graduate, hoping it doesn't take me and my wife so long on this race...

May 2018 - 104,770

Imustacheyouaquestion

  • Bristles
  • ***
  • Posts: 277
Re: Race from 100 to 250k
« Reply #1642 on: April 30, 2018, 01:48:23 PM »
Joining this thread after graduating 10-100k race :)

Little background, started tracking November 2016 and first month was only 2k...took almost 18 months to graduate, hoping it doesn't take me and my wife so long on this race...

May 2018 - 104,770

Nice username =) and welcome!

Imustacheyouaquestion

  • Bristles
  • ***
  • Posts: 277
Re: Race from 100 to 250k
« Reply #1643 on: April 30, 2018, 02:06:49 PM »
Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00
Nov 2016      $103,227.00
Dec 2016      $107,460.00
Jan 2017       $111,400.00
Feb 2017       $145,239.58
Mar 2017       $154,141.21
Apr 2017        $160,150.58
May 2017       $156,334.39
June 2017      $162,557.18
July 2017       $170,357.32
August 2017   $174,107.52
Oct 2017        $184,884.82
Nov 2017       $198,945.16
Dec 2017       $206,349.74
Jan 2018       $209,636.49
Feb 2018      $229, 479.48
Mar 2018       $226,966.28
Apr 2018     $225,520.37
May 2018      $234,199.42 +$8679.05

Received $600 state income tax refund, paid about $3500 in wedding expenses, also received some wedding cash presents.
On the horizon: auto insurance premium, about $10k in home renovations, honeymoon (this summer). Take-home pay decreased due to additional tax withholding, but then increased after I got a small raise at work.

Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0

Raenia

  • Handlebar Stache
  • *****
  • Posts: 1688
Re: Race from 100 to 250k
« Reply #1644 on: April 30, 2018, 05:32:33 PM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57
02/28/2018 - 164,404.90
03/31/2018 - 163,625.13

04/30/2018 - 168,453.88 - A good chunk of that was my tax refund, but the market rally helped too.

LurkerStache

  • 5 O'Clock Shadow
  • *
  • Posts: 28
Re: Race from 100 to 250k
« Reply #1645 on: April 30, 2018, 09:14:36 PM »
Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52
Mar 2018: 109,126.43
Apr 2018: 114,917.83

Definitely a lot better than the past two months!

SpareChange

  • Pencil Stache
  • ****
  • Posts: 544
Re: Race from 100 to 250k
« Reply #1646 on: April 30, 2018, 11:38:08 PM »
Up $4,928.45 to 247,377.22. Solid month. Gettin' cloooose....

MrUpwardlyMobile

  • Pencil Stache
  • ****
  • Posts: 534
    • The Upwardly Mobile Life
Re: Race from 100 to 250k
« Reply #1647 on: May 01, 2018, 05:57:31 AM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81
3/15/18-$113,810.14
4/1/18-$118,457.70
4/13/18-$122,591.10
5/1/18 - $124,603.56

Slow grind. Market is a little down, and I made my payments for a pricey trip later in the year.

DarkandStormy

  • Handlebar Stache
  • *****
  • Posts: 1425
  • Age: 32
  • Location: Midwest, USA
Re: Race from 100 to 250k
« Reply #1648 on: May 01, 2018, 06:53:37 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616
2/1/18 - $165,472 // $123,775
3/1/18 - $168,156 // $124,110
4/2/18 - $177,092 // $127,541

5/1/18 - $196,749 // $134,162 - expected home repairs haven't hit yet plus a couple recent home sales have really increased home value in the last few weeks.

It's been about one year since I discovered MMM.  Net worth has increased ~70% since then.
« Last Edit: May 01, 2018, 07:15:13 AM by DarkandStormy »

Old Ball Coach

  • Stubble
  • **
  • Posts: 129
Re: Race from 100 to 250k
« Reply #1649 on: May 01, 2018, 07:07:55 AM »
Jan 1, 2018 - $201,283.30
Feb 1, 2018 - $215,187.87 (Wife got big match in 401k) and market huge month.
Mar 1, 2018 - $211,493.56 (Darn market slump and making extra payments on car loan)
Apr 1, 2018 - $212,262.61 (I'll take an increase with the way the market acted last month. ALSO, paid off our last car loan!)
May 1, 2018 - $208,917.42

This month was a big drop.... Found out my wife had a credit card in her own name she had been hiding and she had maxxed it out at $4k. Needless to say there were some stressful times this month, but we have our new debt plan figured out and this will never happen again. (I had her create a free Experian credit monitoring account that I have access to, so she won't be able to charge anything or open any accounts without me knowing about it.) I know this might sound extreme, but this is the second time this has happened. About 10 years ago, it happened, but MUCH worse. This time though, we actually sat down together and I taught her how making minimum payments and charging things kills any kind of future we have. I think she gets it now. I explained to her that there will not be a next time....