Author Topic: Race from 100 to 250k  (Read 856930 times)

me1

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Re: Race from 100 to 250k
« Reply #1500 on: February 19, 2018, 06:06:29 PM »
Column 1: investments (retirement + otherwise):
Column 2: total net worth (including investments, savings account and the paid off part of the house)
 7/17/17    $182,905   $301,487
 8/17/17    $184,943   $301,381
 9/17/17    $191,576   $308,692
10/17/17   $197,557   $314,090
11/17/17   $201,230   $315,249
12/17/17   $210,178   $328,245
1/17/18     $225,531   $340,364
2/17/18     $224,612   $344,742

Not bad considering how far down the market went.

Anon in Alaska

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Re: Race from 100 to 250k
« Reply #1501 on: February 21, 2018, 06:18:54 AM »
$112,473.79 today, not counting paid off condo, car, etc.

Mezzie

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Re: Race from 100 to 250k
« Reply #1502 on: February 21, 2018, 09:49:45 AM »
I changed the rules of this game for myself, so I'm only tracking our retirement accounts. With that calculation, we're now at $112,500, not counting the vested portion of my pension plan (I have no plans to cash that out) or any taxable accounts we might touch for home repair or other necessary purchases.

My rationale for keeping the mortgage (our only debt) out of this is that we pay less than the going rental rate for the smallest apartment we could comfortably live in, and we've hit the halfway mark on the mortgage (what we have in equity is equal to what we owe), so it's a net worth wash.

I think we can hit 250k in three years with a crappy market and two years in a good one at our current savings rate. My 403 and our IRAs are maxed out, but I have room to invest more in my 457 and my husband has room to invest more in his 401; we don't yet have the funds to do so. If we could max those out, we'd be looking at a year and a half to two years.

Either way, it's looking good considering we just got to the above number after ten years of marriage.

We can retire once we have $800,000 in our retirement + my pension (earliest in 15 years). We're on track to meet that $800,000 goal at exactly the time I can retire with my pension even assuming flat market returns and no increased contributions. Any additional contributions or any good returns will be icing. We're also on track to pay off our house in 12-15 years, so our cost of living will decrease considerably at exactly the right time.

With my luck, we'll have a nice market crash upon my retirement, but I like my work and can continue it if need be. I'll also make more conservative investments as retirement nears, of course.


dignam

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Re: Race from 100 to 250k
« Reply #1503 on: February 26, 2018, 12:24:07 PM »
Jun 2017 $112k
Jul 2017 $115k
Aug 2017 $111k [sold house and paid off student loans]
Sep 2017 $117k
Oct 2017 $121k
Nov 2017 $125k
Dec 2017 $126k [buying a house, lots of associated expenses]
Jan 2018 $132k [stellar market]
Feb 2018 $142k [closed on new house, 401k profit sharing lump sum]

Slow&Steady

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Re: Race from 100 to 250k
« Reply #1504 on: February 26, 2018, 02:00:20 PM »
I am joining this race from the $10k-$100k race!  Hopefully not too early.

I don't count true NW but thought it would be nice to look back and see it, so I added it!  What I am really tracking is the "Invested Total" column.  I also don't count different savings accounts if they have a specific purpose (maternity leave, self-employment taxes, etc).

What is happening in 2018:  Baby #2 is due in late March!  I accepted a job offer last week that includes a 30+% raise. I will not be able to contribute to the new company 401k until I have been there for 30 days, very close to when I take unpaid maternity leave, and we are holding off on putting anything into the IRA until after maternity leave so our Invested Total should follow the market increases/dips for the next several months with very little contributions added.  We also plan to finish off student loans in 2018 (finally).  If DH's business continues growing as it has for the last few months I would love to max his IRA and then will need to make decisions of paying down debt vs investing in another rental vs increasing my 401k vs opening an IRA for me vs increasing contributions to 529 Plans.

I get to STAY!! We decided to add $3k in 2017 contributions to the IRA a few days into Feb and it looks like that $3k is almost exactly what we needed (in the Invested Total) to stay in this race.

Code: [Select]
        401K        IRA Invested Total Home Value Rental Value Debt         Total NW
Dec-13 $43,660 $0         $43,660 $120,000 $120,000 $232,000 $51,660
Dec-14 $52,943 $0         $52,943 $125,000 $125,000 $227,000 $75,943
Dec-15 $55,622 $0         $55,622 $130,000 $130,000 $227,000 $88,622
Dec-16 $68,870 $700 $69,570 $200,000 $130,000 $281,000 $118,570
Dec-17 $96,294 $1,167 $97,461 $240,000 $135,000 $317,727 $154,724
Jan-18 $101,379 $1,212 $102,591 $240,000 $135,000 $316,332 $161,258
Feb-18 $97,645 $4,248 $101,894 $240,000 $135,000 $314,997 $161,896

I am a little impatient to post end of Feb numbers today but I am also a little to perfectionist about it showing actual end of month numbers, so I might be editing this in the next couple of days to actual end of FEB numbers. Impatient perfectionist is not generally a good combination.

Edited: Updated to show actual end of Feb numbers (not 2-3 days early numbers).  Looks like without that IRA contribution we would have been pushed back under the $100k mark.  I can't wait until I can start contributing to the 401k again.
« Last Edit: March 01, 2018, 07:22:47 AM by Slow&Steady »

SeattleStache

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Re: Race from 100 to 250k
« Reply #1505 on: February 27, 2018, 05:02:17 PM »
Retirement only, does not include real estate or emergency savings:

January 2015: $98,619

January 2016: $101,235
December 2016: $140,779 (total NW $269,089)

January 2017: $151,307 (total NW $276,052)
December 2017: $193,677 (total NW $364,276)

January 2018: $203,876
February 2018: $200,867 (total NW $382,740)

Goal is to hit $250k by the end of 2018!

I know the total NW is over $250k but I'm focused on retirement only for this challenge. A good chunk of the NW is real estate equity.

BeautifulDay

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Re: Race from 100 to 250k
« Reply #1506 on: February 27, 2018, 07:14:26 PM »

            Net Worth      investment and cash assets
Mar 2016     $28,361       $74,408
Jun 2016     $40,970       $81,270
Sep 2016     $57,895       $92,035
Dec 2016     $80,499      $100,376
Jan 2017     $87,257      $104,880
Feb 2017     $93,080      $110,760
Mar 2017     $99,766      $116,593
Apr 2017     $97,334       $89,230  Bought a house
May 2017     $100,755      $93,943
Jun 2017     $102,562      $96,048
Jul 2017     $107,420     $101,106
Aug 2017     $107,530     $102,450
Sep 2017     $112,554     $106,887
Oct 2017     $116,826     $110,677
Nov 2017     $122,380     $115,275
Dec 2017     $128,724     $121,976
Jan 2018     $136,288     $127,999
Feb 2018     $140,881     $132,219

« Last Edit: February 27, 2018, 10:03:05 PM by BeautifulDay »

Raenia

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Re: Race from 100 to 250k
« Reply #1507 on: February 28, 2018, 05:40:38 AM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57

02/28/2018 - 164,404.90 - Ouch, first month that ended lower than it started.  Never had the losses exceed my ongoing contributions before.  So... yay?

hudsoncat

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Re: Race from 100 to 250k
« Reply #1508 on: February 28, 2018, 06:20:53 AM »
31-Oct-16: $121,639
30-Nov-16: $128,335
31-Dec-16: $134,179
31-Jan-17: $140,623
28-Feb-17: $148,087
31-Mar-17: $153,745
30-Apr-17: $161,518
30-Jun-17: $171,538
31-Jul-17: $179,124
31-Aug-17: $180,682
30-Sep-17: $192,217
31-Oct-17: $199,128
30-Nov-17: $207,436
30-Dec-17: $222,019
31-Jan-18: $236,834
28-Feb-18: $234,108

Investments only. Couldn't out save the market losses. On the plus side, DH recently was given a nice raise which we've already scheduled to immediately dump into investments when it kicks in in April. We are at the point that his 401k and my 403b are maxed, but we have room left in my 457b. So even though it was his raise, we'll funnel the money into my 457b.

cashmoney

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Re: Race from 100 to 250k
« Reply #1509 on: February 28, 2018, 08:18:05 AM »
4/28/17 $82,123.14 start of competition
5/31/17 $83,416.85 an increase of $1,293.71
6/30/17 $88,646.63 an increase of $5,229.78
7/31/17 $97,939.57 an increase of $9,292.94
8/31/17 $98,975.02 an increase of $1,034.45
9/29/17 $101,431.60 an increase of $2,456.58
10/31/17 $106,262.40 an increase of $4,830.80
11/30/17 $103,638.95 a decrease of -$2,623.45
12/29/17 $107,889.26 a 4% increase of $4,250.31
01/31/18 $112,888.72 a 4.6% increase of $4,999.46
02/28/18 $110,864.47 a -1.7% decrease of -$2,024.25

Market has been down, wedding expenses creeping up and a out of town trip.  I'm still feeling real good.

Pooperman

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Re: Race from 100 to 250k
« Reply #1510 on: February 28, 2018, 08:43:37 AM »
DateNet WorthTotal GainsSavedMarket GainsSaving Rate
5/31/2017$101,344.65+$2,422.39+$1,478.82+$943.57+23%
6/30/2017$100,060.05-$1,284.60-$1,601.89+$317.29-26%
7/31/2017$103,868.70+$3,808.65+$2,550.76+$1,257.89+39%
8/31/2017$104,537.62+$668.92+$1,100.88-$431.96+14%
9/30/2017$107,892.53+$3,354.91+$2,288.37+$1,066.54+33%
10/31/2017$110,221.54+$2,329.01+$1,193.40+$1,135.61+30%
11/30/2017$111,408.49+$1,186.95+$268.63+$918.32+4%
12/31/2017$132,802.54+$21,394.05+$5,134.14+$16,259.91+59%
1/31/2018$137,862.25+$5,060.29+$1,119.44+$3,940.85+25%
2/28/2018$137,431.49-$430.76+$2,213.75-2,644.51+26%

dreadmoose

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Re: Race from 100 to 250k
« Reply #1511 on: February 28, 2018, 09:58:50 AM »
   Jul 1, 2016      -$19,048    
   Jan 1, 2017      -$25,189     <--Found MMM
   Jan 1       $110,473    
   Feb 1       $116,237    
   Mar 1       $122,184     (+5,947)

I only count investment accounts minus loans (low interest student loans). Had a pretty good month after the initial scare in markets, got some cheap stocks out of it on my normal buying plan.

dogboyslim

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Re: Race from 100 to 250k
« Reply #1512 on: February 28, 2018, 11:55:06 AM »
12/2016: $56,197
01/2017: $59,598
02/2017: $94,135
03/2017: $96,711
04/2017: $100,313
05/2017: $104,001
06/2017: $107,339
07/2017: $111,240 +$2680/+$1221 Contribution/Investment Gain
08/2017: $113,472 +$2680/-$448 Contribution/Investment Loss
09/2017: $117,719 +$2680/$1567 Contribution/Investment Gain
10/2017: $119,898 +$0/+$2179 Contribution/Investment Gain
11/2017: $121,666 +$0/+$1768 Contribution/Investment Gain
12/2017: $125,576 +$2680/$1230 Contribution/Investment Gain
01/2018: $130,690 +$1570/$3544 Contribution/Investment Gain
02/2018: $130,112 +$1570/(-$2147 Contribution/Investment Gain


I went back to update since October.  I moved, and my contributions dropped considerably to support multiplied living expenses.  I'm not including the new home/mortgage here, but when we sell our prior home, I may put the proceeds of that sale here, and then I will put the loan against it, as it is a truer representation of our invested assets.  We are still trying to decide if/how much of the proceeds to invest once the house sells.  It should net us around $300-350k (depending on so many things).  I'm not sure I feel great about putting all that in the market right now, so may split it 50/50 with the new loan balance.  Contributions will increase again once we only have one home, but will be lower than previous contributions to account for mortgage debt service we didn't previously have.

rg422

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Re: Race from 100 to 250k
« Reply #1513 on: February 28, 2018, 02:09:36 PM »
First, congratulations to those have graduated the group!

AS for us....

4/5/17 - 101,800 (joined the 'group')
10/19/17 - 156,200

Thanks to the nice market gains and continued contributions, our NW (home equity not included) has steadily risen. Could we have done better? Sure. But we like our current balance of spending/saving.

Richard

Just checking in to report our progress.

2/28/18 - $204,400

Izybat

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Re: Race from 100 to 250k
« Reply #1514 on: February 28, 2018, 06:37:59 PM »
1/17 - $71,425.20
2/17 - $81,629.90
3/17 - $90,185.83
4/17 - $106,744.63
5/17 - $112,212.95
6/17 - $119,459.82
7/17 - $123,788.19
8/17 - $130,553.30
9/17 - $137,292.06
10/17 - $141,917.56
11/17 - $149,045.19
12/17 - $153,537.92
1/18 - $160,704.93
2/18 - $167,472.58

CutTheFat

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Re: Race from 100 to 250k
« Reply #1515 on: February 28, 2018, 06:49:39 PM »
9/2015 $85k
9/2016 $102k
4/2017 $122k
2/2018 $139k

use2betrix

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Re: Race from 100 to 250k
« Reply #1516 on: February 28, 2018, 06:54:52 PM »


Feb 1, 2016 - $90k
Jan 1, 2017 - $177k
Jan 1, 2018 - $196k
Feb 1, 2018 - $214,462

March 1, 2018 $225,651

Stock Market closed a bit rough at the end of this month. I actually ďsavedĒ about $18,000 this month, but lost about $7,000 in the stock market drops. Not the end of the world and Iím still fortunate I was able to out-save the market loss a bit still. Itís going to be cutting it close to hit my goal of $250k by the end of April. A lot will depend if the market drops anymore.

sweetkerryline

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Re: Race from 100 to 250k
« Reply #1517 on: February 28, 2018, 07:51:07 PM »
Joining in here really late to the game.

March 1, 2018 - $117,559

SpareChange

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Re: Race from 100 to 250k
« Reply #1518 on: February 28, 2018, 11:37:20 PM »
Well, shoot. Down $2,153.60 to $234,018.09. 

Trifele

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Re: Race from 100 to 250k
« Reply #1519 on: March 01, 2018, 04:19:47 AM »
04/01/2017 - 114,128.11
05/01/2017 - 123,935.63
06/01/2017 - 127,228.98
07/01/2017 - 128,638.92
08/01/2017 - 133,202.60
09/01/2017 - 135,706.79
10/01/2017 - 141,346.00
11/01/2017 - 146,788.93
12/01/2017 - 153,023.95
12/31/2017 - 156,988.01
01/30/2018 - 166,995.57

02/28/2018 - 164,404.90 - Ouch, first month that ended lower than it started.  Never had the losses exceed my ongoing contributions before.  So... yay?

It is an 'ouch' to write a negative number -- I did it this month too.  But I think this is definitely a 'yay' Raenia -- it means the stash is reaching the point where market fluctuations are sometimes greater than your contributions.  Your money is starting to work harder than you can.  (If you look at the lower $ threads, most of those folks did not see a net decrease this month, while most people 'upthread' -- like the $500k to $1M thread -- did). 

Well done everyone!!  Keep calm and keep filling those buckets!  :)

LurkerStache

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Re: Race from 100 to 250k
« Reply #1520 on: March 01, 2018, 04:41:59 AM »
Dec 2017: 102,068.04
Jan 2018: 108,443.97
Feb 2018: 108,726.52

The market wasn't so kind this month, but at least I was able to stay positive.
« Last Edit: March 01, 2018, 04:47:01 AM by LurkerStache »

AcftW

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Re: Race from 100 to 250k
« Reply #1521 on: March 01, 2018, 05:15:08 AM »
$43,153 - Jan 2016
$67,328 - Jan 2017
$119,626 - Jan 2018
$123,301 - Feb 2018

$127,224 - Mar 2018

Just got my tax return yesterday, so that added a bit.  Upward progress!

FI-REality

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Re: Race from 100 to 250k
« Reply #1522 on: March 01, 2018, 05:30:48 AM »
Goal of $200,000 by June of 2018.

Jan 1/16 - $105,809.20
Feb 1/16 - $102,834.20
Mar 1/16 - $105,602.70
Apr 1/16 - $108,749.60
May 1/16 - $111,301.30
Jun 1/16 - $115,863.40
Jul 1/16 - $117,155.44
Aug 1/16 - $121,029.58
Sept 1/16 - $115,764.20
Oct 1/16 - $118,878.00
Nov 1/16 - $121,182.02
Dec 1/16 - $122,740.03
Jan 1/17 - $126,041.95
Feb 1/17 - $126,222.84
Mar 1/17 - $131,614.25
Apr 1/17 - $138,777.41
May 1/17 - $143,059.30
Jun 1/17 (Goal of $150,000) - $145,507.49
Jul 1/17 - $144,570.34
Aug 1/17 - $144,686.48
Sept 1/17 - $147,458.04
Oct 1/17 - $152,266.77
Nov 1/17 - $158,846.78
Dec 1/17 - $162,149.53
Jan 1/18 - $164,613.88
Feb 1/18 - $165,721.03
Mar 1/18 - $173,486.45 - Wow... not a bad month at all.

DarkandStormy

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Re: Race from 100 to 250k
« Reply #1523 on: March 01, 2018, 06:36:48 AM »
NW // Inv. Assets

5/1/17 - $115,775  //  $92,843
6/1/17 - $132,067  //  $96,095
7/1/17 - $134,078  //  $96,404
8/1/17 - $142,711  //  $100,068
9/1/17 - $144,009 // $102,800
10/1/17 - $146,185 // $106,104
11/1/17 - $151,793 // $111,791
12/1/17 - $155,245 // $116,204
1/1/18 - $157,542 // $115,616 - Had some unexpected medical bills hit this month (hence the drop in HSA funds) and decided to pull the trigger and prepay property taxes late in December as well.

2/1/18 - $165,472 // $123,775

3/1/18 - $168,156 // $124,110 - bonus hit and went straight to investments, thus outpacing market losses

Epor

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Re: Race from 100 to 250k
« Reply #1524 on: March 01, 2018, 06:53:24 AM »
Code: [Select]
Jan-2014 $24,525.00
Jan-2015 $32,090.00
Jan-2016 $39,258.00
Jan-2017 $59,072.00 (found MMM   3/17)
----------
                Total       Saved       Market G/L
01/01/18 93684.00   2136.40 908.60
02/01/18 103443.00   4675.00     5084.00
03/01/18 100621.00   1645.00    -4467.00

Still over 100k!
« Last Edit: March 01, 2018, 06:56:56 AM by Epor »

Stimpy

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Re: Race from 100 to 250k
« Reply #1525 on: March 01, 2018, 08:12:37 AM »

6/1/2017 - $115,738
6/30/2017 $117,232 ~ +1.29%
7/31/2017 $119,087 ~ +1.58%
8/31/2017 $123,218 ~ +3.47%
9/30/2017 $123,886 ~ +0.54%
10/31/2017 $125,468.75 +1.28%
11/30/2017 $124,036.64 ~-1.14%   - Almost a new leap day  ;)
12/31/2017 $130,952.23 ~5.58%   - Side note: previous month didn't have tax liens so this % is a little skewed
1/31/2018  $135,011.70 ~ 3.10%

2/28/2018  $135,864.07 ~ 0.63%
Numbers based on Mint

Well that market downturn is getting interesting.  Have not put away as much as I wanted to the last few months, but here is hoping I can turn it around!

Jaayse

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Re: Race from 100 to 250k
« Reply #1526 on: March 01, 2018, 10:17:08 AM »
Investments and liquid assets, not including condo equity:

April 15, 2017 -           164,900
May 1, 2017 -             ? (Lost info)
June 1, 2017 -            ? (Lost info)
July 1, 2017 -             180,808
August 10, 2017 -       189,280
September 1, 2017 -   193,727
October 1, 2017 -        209,968
November 1, 2017 -     220,602
December 1, 2017 -     225,918
January 1, 2018 -        232,213
February 1, 2018 -       245,447
March 1, 2018 -           242,789

This month was a rough one for me, I had more than normal costs for my condo and it was vacant the whole month... on the bright side, I accepted an offer on it that will rent it out for the next two months refund me the extra costs this month and pay 24k more than I paid for it.  I also am still owed 2800 from my job and around 6k in taxes.  I should be well into the next race in the next few months!

Check2400

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Re: Race from 100 to 250k
« Reply #1527 on: March 01, 2018, 12:21:16 PM »
Jan. 1, 2017 - 103,000
Feb. 1, 2017 - 106,500
Mar. 1 2017  - 102,500
Apr. 1  2017 -  110,000
May 1  2017 -  112,500
June 1 2017 -  113,500
July  1 2017 -  120,500
Aug. 1 2017 -  131,000
Sept. 1 2017-  131,000
Oct.  1  2017-  131,500
Nov. 1  2017 - 135,000
Dec. 1  2017 - 140,000
Jan. 1   2018 - 160,000
Feb. 1   2018-  168,000
Mar. 1   2018-  168,000


Employer Match went in this month, which is the only reason I was able to stay even. 

It is going to be really weird for those of us who have ever only known gains our whole investing life of up to the past 9 years (almost literally, the Great Recession bottomed out March 9, 2009) when the good times stop being good. 

I think we'll see a lot of true colors shining through on the forums, both for better and worse.  For me, so long as the job security can stay firm I'll be fine, although I know I'll struggle buying into the teeth of a downturn no matter how well educated I am about the benefit of doing so. 


SarkastikNinja

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Re: Race from 100 to 250k
« Reply #1528 on: March 01, 2018, 12:33:01 PM »

DATE                    |      NW          |       CHG          |              COMMENT                                                                                                                                |
2017-10-31                 115,301             +25,438            YE bonus graduated me to this thread.   
2017-11-30                 115,827             +     526            Too spendy this month, but at least positive
2017-12-31                 116,736             +     909            Another slow month, but reinvigorated for a frugal January
2018-01-31                 117,528             +     792            Actual saved decently, but an O&G ETF tanked hard, offsetting savings. Never should have bought that.

2018-02-28                 130,116             +12,588             Bonus time         

tjrssibelle

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Re: Race from 100 to 250k
« Reply #1529 on: March 01, 2018, 06:35:45 PM »

Dec 2016 - $129.04 k
Jan 2017 - $133.53 k
Feb 2017 - $139.23 k
Mar 2017 - $145.40 k
Apr 2017 - $149.59 k
May 2017 - $155.36 k
Jun 2017 -  $160.27 k
July 2017 - $167.24 k
Aug 2017 - $171.00 k
Sep 2017 - $178.27 k (5 paychecks instead of 4)
Oct 2017 - $184.61 k
Nov 2017 - $190.83 k
Dec 2017 - $196.66 k
Jan 2018 - $210.26 k

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Feb 2018 - $205.18 k (market loss plus one less paycheck)
   

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Toad

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Re: Race from 100 to 250k
« Reply #1530 on: March 01, 2018, 07:04:02 PM »
Summary of accounts:

   Date      Bank Account      Taxable Investments      IRAs and 401k      TOTAL      CHANGE   
   February 1, 2018      $13,975.00      $81,380.67      $51,185.33      $146,541.00   
   February 16, 2018      $13,812.30      $82,021.39      $51,242.74      $147,076.43      +0.37%   
   March 1, 2018      $10,851.87      $81,263.42      $50,645.46      $142,760.75      -2.93%   

...and as the market tumbles, so too does my net worth.

ardrum

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Re: Race from 100 to 250k
« Reply #1531 on: March 01, 2018, 07:16:31 PM »
Barely clinging to staying in the group in light of the market drop, but managed to stay by keeping up aggressive saving!

2/1/18   $103,481
3/1/18   $100,568

Imustacheyouaquestion

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Re: Race from 100 to 250k
« Reply #1532 on: March 01, 2018, 08:48:31 PM »
Aug 2016      $104,410.00
Sept 2016    $106,084.00   
Oct 2016       $107,559.00
Nov 2016      $103,227.00
Dec 2016      $107,460.00
Jan 2017       $111,400.00
Feb 2017       $145,239.58
Mar 2017       $154,141.21
Apr 2017        $160,150.58
May 2017       $156,334.39
June 2017      $162,557.18
July 2017       $170,357.32
August 2017   $174,107.52
Oct 2017        $184,884.82
Nov 2017       $198,945.16
Dec 2017       $206,349.74
Jan 2018       $209,636.49
Feb 2018      $229, 479.48
Mar 2018     $226,966.28    -$2513.22

Kind of funny that during the last update I was excited about our investments crossing $200k, and then this month I got to watch them dip below and crest above that mark again. Happy to buy some stocks on sale this month :)

Started paying for some honeymoon and wedding reception expenses, otherwise it was a pretty low month for spending. There was a slight bump in our paychecks as the new paycheck withholding tables went into effect - but I will definitely need to adjust withholdings this month based on our 2018 projections.

Google doc link: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0
« Last Edit: March 01, 2018, 08:51:53 PM by Imustacheyouaquestion »

Primm

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Re: Race from 100 to 250k
« Reply #1533 on: March 02, 2018, 02:24:42 AM »
DateNet worthGain (Loss)
1 Dec 2017$239,686.56N/A
1 Jan 2018$244,059.96$4,373.40
1 Mar 2018$234,659.04($9,400.92)

Hmm. Apparently my superannuation investments got hit harder in the "correction" than I expected. If I take my investment accounts off the table I'm actually up for the period.

Next time... It's a bit frustrating to be so close ($16.5k) in this challenge and not quite tipping over the line.

Nick_Miller

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Re: Race from 100 to 250k
« Reply #1534 on: March 02, 2018, 07:03:34 AM »
It will be interesting to see how we all handle more drops like the one yesterday.

I asked earlier if people would leave these threads if market drops reduced their net worth out of the minimal range for the thread, but I guess the answer will depend on the individual. I would assume that most people will stay in a thread once they get there, even if market forces technically push them back down to the previous thread.

It would be sort of crushing to be 'demoted.'


Blahhhh456

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Re: Race from 100 to 250k
« Reply #1535 on: March 02, 2018, 07:26:14 AM »
Including IRAs, 401(k), HSA, and Investment Account.
Jan 1, 2016 - $81,396
Aug 1, 2016 - $120,039
Oct 1, 2016 - $122,943
Jan 1, 2017 - $128,893
Mar 1, 2017 - $151,772
May 1, 2017 - $156,756
Aug 1, 2017 - $170,072
Sep 1, 2017 - $174,170
Oct 1, 2017 - $189,054  - moved $8K into Investment Account from Emergency Savings. While overall NW did not increase much, moving money around into respective accounts pushes the needle dramatically.


Nov 1, 2017 - $196,010 - yippee!! so close to $200K!

Dec 1, 2017 - $201,106 - nice! Crossed over to the $200k line. Let's hope I can stay for awhile. Still projecting Jan 2019 to hit $250k.

Congrats to all the graduates this month!

Jan 1, 2018 - $205,595.91

Feb 1, 2018 - $216,842.97

Mar 1, 2018 - $205,429.70
Yikes, all my contributions and then some are gone.... Oh well, keep plugging away! Bonus hits this month, so I will hopefully see a bump.

dogboyslim

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Re: Race from 100 to 250k
« Reply #1536 on: March 02, 2018, 08:48:20 AM »
For me it would depend on how close to the boarder I was, and if I felt the next month of contribution would put me back in.  Yes, this is a net worth thread with specific boundaries, but this is also a paper loss.  If I were slowly accumulating, then every new boundary crossing could create back and forth between threads.  That said, if the market tanked and I was now like 2-3 months contributions away, I'd go back.

CorpRaider

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Re: Race from 100 to 250k
« Reply #1537 on: March 02, 2018, 09:26:02 AM »
Marketable securities: 

12/15 ~    $81,000
12/16 ~  $109,000
01/17 ~  $116,000
02/17 ~  $122,000
03/17 ~  $125,000
04/17 ~  $130,000
05/17 ~  $130,000
06/17 ~  $134,000
07/17 ~  $138,000
08/17 ~  $142,000
09/17 ~  $148,000
10/17 ~  $151,000
11/17 ~  $158,000
12/17 ~  $164,000      Year end TNW estimate ~ $445,000
01/18 ~  $174,000
02/18 ~  $172,000

EDIT:  Thanks for springing me from groundhog day MrUpwardlyMobile.
« Last Edit: March 05, 2018, 07:08:28 AM by CorpRaider »

BiggerFishToFI

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Re: Race from 100 to 250k
« Reply #1538 on: March 02, 2018, 11:22:26 AM »
Month   Networth   Investments   Change $   Change %
12/31/2016   $115,810   $64,692      
1/31/2017   $119,510   $66,070   $3,700   3.19%
2/28/2017   $124,974   $67,186   $5,464   4.57%
3/31/2017   $129,608   $67,472   $4,634   3.71%
4/30/2017   $125,925   $67,858   -$3,683   -2.84%
5/31/2017   $134,837   $70,822   $8,912   7.08%
6/30/2017   $140,805   $82,983   $5,968   4.43%
7/31/2017   $153,855   $92,589   $13,050   9.27%
8/31/2017   $159,166   $96,256   $5,311   3.45%
9/30/2017   $168,244   $100,416   $9,078   5.70%
10/31/2017   $181,189   $106,552   $12,945   7.69%
11/30/2017   $193,014   $111,570   $11,825   6.53%
12/31/2017   $209,976   $123,158   $16,962   8.79%
1/31/2018   $226,312   $140,791   $16,336   7.78%
2/28/2018   $227,484   $139,409   $1,172   0.52%

Survived our first correction ending up in the green! It's actually even better than this because my wife contributed $3,700 to her 457 which has not shown up in her account yet.

Primm

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Re: Race from 100 to 250k
« Reply #1539 on: March 02, 2018, 04:01:57 PM »
Sitting this close to the upper end of the scale for this thread, I really hope that I never have to fall back out again! That's some serious market "correction" right there that is probably only possible given a WWIII or zombie apocalypse scenario, in which case my net worth will be the least of my worries. :)

Apples

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Re: Race from 100 to 250k
« Reply #1540 on: March 03, 2018, 06:36:03 AM »
Nov. 1 2015:  $101,701.11 --- gain of $8,228.48
Dec 1 2015:  $106,488.64 --- gain of $4,787.53
Jan. 1 2016:  $107,709.77 --- gain of $1,221.14
Feb. 1 2016:  $106,318.40 --- loss of $1,402.91
Mar. 1 2016:  $108,550.55 --- gain of $2,232.15
Apr. 1 2016:  $115,724.63 --- gain of $7,174.08  woohoo market swing up!
May 1 2016:  $119,946.35 --- gain of $4,221.72
June 1 2016:  $125,160.93 --- gain of $5,214.58
July 1 2016:  $127,094.93 --- gain of $1,934.00
August 1 2016:  $133,039.69 --- gain of $5,944.76
September 1 2016:  $136,465.21 --- gain of $3,425.52
October 1 2016:  $140,391.81 --- gain of $3,926.60
November 1 2016:  $145,497.13 --- gain of $5,105.32
December 1 2016:  $149,771.11 -- gain of  $3,732.60
January 1 2017:  $153,948.79 -- gain of $4,177.68
February 1 2017:  $163,262.29 -- gain of $9,313.60 
March 1 2017:  $169,266.73 -- gain of $6,004.44  January had 5 paychecks, so extra went in savings, which made this a better-than-average month.
April 1 2017:  $173,615.56 -- gain of $4,398.83
May 1 2017:  $179,910.03 -- gain of $6,294.47
June 1 2017:  $185,658.02 -- gain of $5,747.99
July 1 2017:  $189,004.34 -- gain of $3,346.32
August 1 2017:  $194,775.49 -- gain of $5,771.15
September 1 2017:  $198,403.35 -- gain of $3,627.86
October 1 2017:  $203,102.05 -- gain of $4,698.70
November 1 2017:  $210,951.82 -- gain of $7,849.76
December 1 2017:  $216,449.55 -- gain of $5,497.73
January 1 2018:  $219,525.37 -- gain of $3,075.82
The link to the spreadsheet is:

https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit?usp=sharing

February 1:  $246,732.17   It looks like a big jump.  Part of it is because I got a big bonus put in my retirement account in December, which shows up on the January statement, which then gets reflected in the Jan 31/Feb 1 net worth update.  That's about half of this gain.  The other half is at the end of every year I go through our budget and various sinking funds and any extra money that we don't need to carry forward I deposit into savings.  I only count 1/5 of our checking account balance towards our net worth (long story with reasons, just believe me) so moving it into savings makes it 5x as valuable.  And if I remember right the market went up, right?

March 1:  $242,060.78  Market went downnnnn.  Our cash and savings are up, so this just shows how much the market dropped.  I think this is the first time the market drop has had a significant downward impact on our net worth.  It feels weird.

Mezzie

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Re: Race from 100 to 250k
« Reply #1541 on: March 03, 2018, 06:46:05 AM »
Like everyone else, I'm down several thousand.

Old Ball Coach

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Re: Race from 100 to 250k
« Reply #1542 on: March 03, 2018, 07:21:22 AM »
Just the thread I was looking for. Been working on saving for a while, so looking forward to tracking my progress with others. I include all retirement accounts, investments, personal accounts, liabilities, and home equity in my net worth calculations since that's how I've always done it.

Jan 1, 2018 - $201,283.30
Feb 1, 2018 - $215,187.87 (Wife got big match in 401k) and market huge month.
Mar 1, 2018 - $211,493.56 (Darn market slump and making extra payments on car loan)

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #1543 on: March 04, 2018, 06:09:20 AM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81

New to this thread. Just graduated from the race to 100k thread.

MrUpwardlyMobile

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Re: Race from 100 to 250k
« Reply #1544 on: March 04, 2018, 06:15:22 AM »
Marketable securities: 

12/15 ~    $81,000
12/16 ~  $109,000
01/17 ~  $116,000
02/17 ~  $122,000
03/17 ~  $125,000
04/17 ~  $130,000
05/17 ~  $130,000
06/17 ~  $134,000
07/17 ~  $138,000
08/17 ~  $142,000
09/17 ~  $148,000
10/17 ~  $151,000
11/17 ~  $158,000
12/17 ~  $164,000      Year end TNW estimate ~ $445,000
01/17 ~  $174,000
02/17 ~  $172,000

Youíre accidentally saying itís 2017 again in your dates.

tjrssibelle

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Re: Race from 100 to 250k
« Reply #1545 on: March 04, 2018, 09:25:53 AM »
1/12/18 - $75,103.12
1/16/18 - $83,567.53
2/1/18 - $94,138.48
2/15/18 - $91,543.60
3/4/18 - $106,647.81

New to this thread. Just graduated from the race to 100k thread.
Welcome!

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junga

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Re: Race from 100 to 250k
« Reply #1546 on: March 04, 2018, 10:55:52 AM »
January 1, 2018        : $97,318
February 2, 2018       : $104,695
March 1,2018            : $107,006

We could have had more increase if it wasn't for the stock market wrath.

urover

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Re: Race from 100 to 250k
« Reply #1547 on: March 04, 2018, 04:35:07 PM »
Joining this thread as we recently breached 110K in nw. Single earner family with a not-so-crazy salary, but here goes:

17th-Jan-2018: 110K
04th-Feb-2018: 112K
05-Mar-2018:  116K

Rodgers12

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Re: Race from 100 to 250k
« Reply #1548 on: March 04, 2018, 06:18:08 PM »
05/31/2017: $101,116
06/30/2017: $105,800
07/31/2017: $108,102
08/31/2017: $109,173
09/30/2017: $112,641
10/31/2017: $114,947
11/30/2017: $120,950
12/31/2017: $130,109
01/31/2018: $135,205
02/28/2018: $136,931

solon

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Re: Race from 100 to 250k
« Reply #1549 on: March 05, 2018, 06:57:06 AM »
01/2017 $88,615
02/2017 $88,660
03/2017 $99,298
04/2017 $103,578
05/2017 $107,174
06/2017 $113,684
07/2017 $114,171
08/2017 $117,825
09/2017 $120,714  <-- bought a house, didn't affect rate of increase in net worth
10/2017 $123,290
11/2017 $129,261 < -- started a company, transferred a bunch of personal money to company, still saw a huge increase in networth
12/2017 $125,716 < -- bought a car to replace the one that was totaled
01/2018 $132,155
02/2018 $138,015
03/2018 $137,779 < -- horrible market "correction", lost $237


Also updated the group spreadsheet: https://docs.google.com/spreadsheets/d/1Z8OcegKpbeNJoqSI0nzoBuypFKqDD7BT2SS60oFEeCw/edit#gid=0