Race from 10 to 100k!!

[Malum Prohibitum]

$43,153 - Jan 2016
$67,328 - Jan 2017     
$119,626 - Jan 2018   
$122,335 - Jan 2019

$12,307 - Jul 2024
$16,106 - Aug 2024
$18,542 - Sep 2024
$19,083 - Oct 2024

Had some necessary expenses before winter so the monthly savings is down from the last few months but October should be back to normal.

Maybe you posted somewhere before, but what happened after 2018 that took you from higher than this thread's dollar range back to almost the start in 2024?

[Malum Prohibitum]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652
August 2024:       $17,880
September 2024: $18,792
October 2024:      $19,428

You are so close to doubling your first number! 

[Air]

Thanks @Trifle! Converting an Excel tabel to html was difficult :D

I'm expecting an extra 4kEUR untaxed income this month, taxed it's about 2.3kEUR. Tax payment has to be done mid 2025, but until then I'll include it in the total amount.
Portfolio values were incorrect, adjusted according to history.

2023

Added

Total

2024

Aim

Added

SR

Total

Jan-23

€ 0 K

|

Jan-24

€ 2.7 K

€ 3.6 K

80%

€ 28.4 K

Feb-23

€ 0 K

|

Feb-24

€ 2.3 K

€ 2.5 K

65%

€ 32.8 K

Mar-23

€ 0 K

|

Mar-24

€ 2.1 K

€ 2.5 K

51%

€ 39.4 K

Apr-23

€ 0 K

€ 0 K

|

Apr-24

€ 2.3 K

€ 2.5 K

51%

€ 42.4 K

May-23

€ 8 K

€ 8 K

|

May-24

€ 8.3 K

€ 2.1 K

84%

€ 44.5 K

Jun-23

€ 7.4 K

€ 15.4 K

|

Jun-24

€ 2.3 K

€ 8.1 K

50%

€ 53 K

Jul-23

€ 0.3 K

€ 15.7 K

|

Jul-24

€ 2.3 K

€ 2.2 K

62%

€ 57.4 K

Aug-23

€ 4 K

€ 19.7 K

|

Aug-24

€ 2.3 K

€ 1.6 K

64%

€ 57.2 K

Sep-23

€ -0.1 K

€ 19.6 K

|

Sep-24

€ 2.3 K

€ 3.1 K

73%

€ 62.4 K

Oct-23

€ 2.5 K

€ 22.1 K

|

Oct-24

€ 2.3 K

€ 3.4 K

%

€ 67.1 K

Nov-23

€ 1.9 K

€ 24 K

|

Nov-24

€ 2.3 K

€ 0 K

%

€ 0 K

Dec-23

€ 1.3 K

€ 25.4 K

|

Dec-24

€ 2.3 K

€ 0 K

%

€ 0 K

[getsorted]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652
August 2024:       $17,880
September 2024: $18,792
October 2024:      $19,428

You are so close to doubling your first number!

I hadn't thought about it that way! That's true!

[Log]

3/7/2024 NW: $11.4k

Just crested $20k today 🎉

I'm just short of $30k now, I'll cross the line when I get paid on Thursday!

>$40k NW as of today. I will not be able to sustain this pace of growth, but it's good to be able to pad the stash while the money is flowing!

[Trifle]

$43,153 - Jan 2016
$67,328 - Jan 2017     
$119,626 - Jan 2018   
$122,335 - Jan 2019

$12,307 - Jul 2024
$16,106 - Aug 2024
$18,542 - Sep 2024
$19,083 - Oct 2024

Had some necessary expenses before winter so the monthly savings is down from the last few months but October should be back to normal.

Maybe you posted somewhere before, but what happened after 2018 that took you from higher than this thread's dollar range back to almost the start in 2024?

I believe they bought a house, and aren't including home equity in their numbers for this race.

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036
May 2024: EUR 48,507
June 2024: EUR 47,806
July 2024: EUR 43,684
August 2024: EUR 46,364
September 2024: EUR 48,190
October 2024: EUR 46,150

Goal for 2024: EUR 55K

Small downturn due to the roof repair. But from now on, it's upwards for the rest of the year. Working towards the bonus payment in December (fingers crossed) to see whether I can reach my goal for this year.

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756
01/05/2024: € 63,096  Investments: €795
01/06/2024: € 65,123  Investments: €925
01/07/2024: € 65,498  Investments: €1,003
01/08/2024: € 65,897  Investments: € 1,098
01/09-2024: € 66,362  Investments: € 1,334
01/10/2024: € 66,805  Investments: € 1,514

01/11/2024: € 67,519 + € 714 Investments: € 1,919 + € 405

The line upwards is in sight. Managed to invest more this month. Next 2 months I have payments from additional work coming in + end of year bonusses. And my income should go up again. Good things in sight. :D

[Air]

Good month, payment came through for which I have to pay taxes next year. Bought a vehicle. Other income increased a bit.

2023

Added

Total

2024

Aim

Added

SR

Total

Jan-23

€ 0 K

|

Jan-24

€ 2.7 K

€ 3.6 K

80%

€ 28.4 K

Feb-23

€ 0 K

|

Feb-24

€ 2.3 K

€ 2.5 K

65%

€ 32.8 K

Mar-23

€ 0 K

|

Mar-24

€ 2.1 K

€ 2.5 K

51%

€ 39.4 K

Apr-23

€ 0 K

€ 0 K

|

Apr-24

€ 2.3 K

€ 2.5 K

51%

€ 42.4 K

May-23

€ 8 K

€ 8 K

|

May-24

€ 8.3 K

€ 2.1 K

84%

€ 44.5 K

Jun-23

€ 7.4 K

€ 15.4 K

|

Jun-24

€ 2.3 K

€ 8.1 K

50%

€ 53 K

Jul-23

€ 0.3 K

€ 15.7 K

|

Jul-24

€ 2.3 K

€ 2.2 K

62%

€ 57.4 K

Aug-23

€ 4 K

€ 19.7 K

|

Aug-24

€ 2.3 K

€ 1.6 K

64%

€ 57.2 K

Sep-23

€ -0.1 K

€ 19.6 K

|

Sep-24

€ 2.3 K

€ 3.1 K

73%

€ 62.4 K

Oct-23

€ 2.5 K

€ 22.1 K

|

Oct-24

€ 2.3 K

€ 3.4 K

79%

€ 67.1 K

Nov-23

€ 1.9 K

€ 24 K

|

Nov-24

€ 2.3 K

€ 5.7 K

%

€ 73.2 K

Dec-23

€ 1.3 K

€ 25.4 K

|

Dec-24

€ 2.3 K

€ 0 K

%

€ 0 K

[Magenta_screwdriver]

Hi! my net worth finally is over 10K! Now I'm heading to 100 000$ (CAD) :D

-October 2024: 11 055,47$

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017     
$119,626 - Jan 2018   
$122,335 - Jan 2019

$12,307 - Jul 2024
$16,106 - Aug 2024
$18,542 - Sep 2024
$19,083 - Oct 2024
$21,005 - Nov 2024

Not quite as much as I had planned for this month but still on the right track.

[comicguy]

October update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27
06/29/24 Round Up 5172.00  Investment   60125.08  Total 65297.08
07/31/24 Round Up 5546.11  Investment   65047.22  Total 70593.33
08/31/24 Round Up 5855.79  Investment   66546.73  Total 72402.52
09/30/24 Round Up 6141.01  Investment   69419.67  Total 75560.68
10/31/24 Round Up 6256.27  Investment   68445.30  Total 74701.57
Down slightly but nothing to worry about at ths point!

[Log]

Hi! my net worth finally is over 10K! Now I'm heading to 100 000$ (CAD) :D

-October 2024: 11 055,47$

Congrats and welcome!

[Magenta_screwdriver]

Congrats and welcome!

Thanks! :)

[getsorted]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652
August 2024:       $17,880
September 2024: $18,792
October 2024:      $19,428
November 2024:  $19,840

Unfortunate down market keeping me from quite hitting that "double where I started," but to be expected given current events.

[41_swish]

This is the boat I am in: ~30k in 401k, 403b, Roth IRA, and HSA. My plan for FY 2025 is to max out my Roth IRA, HSA, and 401k. This gets me to about a 41% savings rate. The math says I should be to 100k in about 2.5 to 3 years so who knows.


In order to do this, I am going to move in with a roommate, keep driving my paid off car and diligently budget. It is important to remind myself to have fun along the way. I plan on going skiing as much as I can this winter, God I hate I-70, take some small weekend trips in the spring and summer, and continue doing the hobbies I enjoy. When I was paying off my student loans, 20k worth, I lived on basically rice and beans and I was miserable. I learned my lesson from it, and now I am striking a good balance.

[Log]

I was so close to crossing $50k NW last week... and now I am still not there yet.

Between only getting a small paycheck today, and eating out a lot while vacationing this past week, my net worth flatlined along with the market. I should almost surely cross the line by next week!

[Log]

3/7/2024 NW: $11.4k

Just crested $20k today 🎉

I'm just short of $30k now, I'll cross the line when I get paid on Thursday!

>$40k NW as of today. I will not be able to sustain this pace of growth, but it's good to be able to pad the stash while the money is flowing!

Past $50k now! It took 7 weeks to gain $10k this time.

[comicguy]

November update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27
06/29/24 Round Up 5172.00  Investment   60125.08  Total 65297.08
07/31/24 Round Up 5546.11  Investment   65047.22  Total 70593.33
08/31/24 Round Up 5855.79  Investment   66546.73  Total 72402.52
09/30/24 Round Up 6141.01  Investment   69419.67  Total 75560.68
10/31/24 Round Up 6256.27  Investment   68445.30  Total 74701.57
11/30/24 Round Up 6641.29  Investment   73553.08  Total 80194.37

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017     
$119,626 - Jan 2018   
$122,335 - Jan 2019

$12,307 - Jul 2024
$16,106 - Aug 2024
$18,542 - Sep 2024
$19,083 - Oct 2024
$21,005 - Nov 2024
$23,208 - Dec 2024

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756
01/05/2024: € 63,096  Investments: €795
01/06/2024: € 65,123  Investments: €925
01/07/2024: € 65,498  Investments: €1,003
01/08/2024: € 65,897  Investments: € 1,098
01/09-2024: € 66,362  Investments: € 1,334
01/10/2024: € 66,805  Investments: € 1,514
01/11/2024: € 67,519  Investments: € 1,919

01/12/2024: € 69,166 + € 1,647 Investments: € 3,318 + € 1,399

Got paid for an extra job and threw almost all of it into investments. Feels very good to make a big jump in that bucket.

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366

January 2024: EUR 51,666
February 2024: EUR 52,399
March 2024: EUR 53,690
April 2024: EUR 54,036
May 2024: EUR 48,507
June 2024: EUR 47,806
July 2024: EUR 43,684
August 2024: EUR 46,364
September 2024: EUR 48,190
October 2024: EUR 46,150
November 2024: EUR 47,496

Goal for 2024: EUR 55K

Just a regular month, with a nice upward amount. Now hoping for a nice December bonus!

[Air]

December will be different; the aim is to spent everything saved from wage income in November as an experiment.

Have to determine the monthly goals for 2025. December is a good month to reflect and possibly adjust.

2023

Added

Total

2024

Aim

Added

SR

Total

Jan-23

€ 0 K

|

Jan-24

€ 2.7 K

€ 3.6 K

80%

€ 28.4 K

Feb-23

€ 0 K

|

Feb-24

€ 2.3 K

€ 2.5 K

65%

€ 32.8 K

Mar-23

€ 0 K

|

Mar-24

€ 2.1 K

€ 2.5 K

51%

€ 39.4 K

Apr-23

€ 0 K

€ 0 K

|

Apr-24

€ 2.3 K

€ 2.5 K

51%

€ 42.4 K

May-23

€ 8 K

€ 8 K

|

May-24

€ 8.3 K

€ 2.1 K

84%

€ 44.5 K

Jun-23

€ 7.4 K

€ 15.4 K

|

Jun-24

€ 2.3 K

€ 8.1 K

50%

€ 53 K

Jul-23

€ 0.3 K

€ 15.7 K

|

Jul-24

€ 2.3 K

€ 2.2 K

62%

€ 57.4 K

Aug-23

€ 4 K

€ 19.7 K

|

Aug-24

€ 2.3 K

€ 1.6 K

64%

€ 57.2 K

Sep-23

€ -0.1 K

€ 19.6 K

|

Sep-24

€ 2.3 K

€ 3.1 K

73%

€ 62.4 K

Oct-23

€ 2.5 K

€ 22.1 K

|

Oct-24

€ 2.3 K

€ 3.4 K

67%

€ 67.1 K

Nov-23

€ 1.9 K

€ 24 K

|

Nov-24

€ 2.3 K

€ 5.7 K

55%

€ 73.2 K

Dec-23

€ 1.3 K

€ 25.4 K

|

Dec-24

€ 2.3 K

€ 0.7 K

%

€ 77.9 K

[41_swish]

October 2024: $28,788.40
November 2024: $31,978.50

[ladyluck]

OO wait I can join this one. Currently at 16k :) Hoping to hit 100k in 3 years but that is very ambitious haha

[Magenta_screwdriver]

Congrats Ladyluck! I just joined the thread at 13K and also aim for 100 000$ net worth in 3-5 years :D

[ladyluck]

Congrats Ladyluck! I just joined the thread at 13K and also aim for 100 000$ net worth in 3-5 years :D

Congrats to you too!! Good luck :D

[getsorted]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652
August 2024:       $17,880
September 2024: $18,792
October 2024:      $19,428
November 2024:  $19,840
December 2024:  $21,612

Woohoo, doubled!

[41_swish]

October 2024: $28,788.40
November 2024: $31,978.50
December 2024: $33,565.50

[J.P. MoreGains]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652
August 2024:       $17,880
September 2024: $18,792
October 2024:      $19,428
November 2024:  $19,840
December 2024:  $21,612

Woohoo, doubled!

Nice work!

[comicguy]

December update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27
06/29/24 Round Up 5172.00  Investment   60125.08  Total 65297.08
07/31/24 Round Up 5546.11  Investment   65047.22  Total 70593.33
08/31/24 Round Up 5855.79  Investment   66546.73  Total 72402.52
09/30/24 Round Up 6141.01  Investment   69419.67  Total 75560.68
10/31/24 Round Up 6256.27  Investment   68445.30  Total 74701.57
11/30/24 Round Up 6641.29  Investment   73553.08  Total 80194.37
12/31/24 Round Up 6694.26  Investment   69205.10  Total 75899.36
Post election gains have been given back :(

[Air]

Happy new year all!
In the summer I'll be leaving this sub if I meet my goals.

Previous month the aim was to spent instead of save. This failed, no clue what more to buy. Perhaps I've gone too far with saving.

Month		2023		2024		Aim		SR		2025
Jan				€ 3.6 K / € 28.4 K		€ 2.8 K
Feb				€ 2.5 K / € 32.8 K		€ 2.6 K
Mar				€ 2.5 K / € 39.4 K		€ 2.5 K
Apr		€ 0 K / € 0 K		€ 2.5 K / € 42.4 K		€ 2.8 K
May		€ 8 K / € 8 K		€ 2.1 K / € 44.5 K		€ 5 K
Jun		€ 7.4 K / € 15.4 K		€ 8.1 K / € 53 K		€ 9.9 K
Jul		€ 0.3 K / € 15.7 K		€ 2.2 K / € 57.4 K		€ 2.1 K
Aug		€ 4 K / € 19.7 K		€ 1.6 K / € 57.2 K		€ 2.1 K
Sep		€ -0.1 K / € 19.6 K		€ 3.1 K / € 62.4 K		€ 2.1 K
Oct		€ 2.5 K / € 22.1 K		€ 3.4 K / € 67.1 K		€ 2.2 K
Nov		€ 1.9 K / € 24 K		€ 5.7 K / € 73.2 K		€ 2.2 K
Dec		€ 1.3 K / € 25.4 K		€ 3.1 K / € 80.7 K		€ 2.2 K

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017     
$119,626 - Jan 2018   
$122,335 - Jan 2019

$27,103 - Jan 2025

[Magenta_screwdriver]

-October 2024: 11 055,47$
-November 2024: 12565,46$
-December 2024: 12910,65$
December was verrrrry spendy and I can't blame it on Christmas, as I was underbudget for my Christmas spending!

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756
01/05/2024: € 63,096  Investments: €795
01/06/2024: € 65,123  Investments: €925
01/07/2024: € 65,498  Investments: €1,003
01/08/2024: € 65,897  Investments: € 1,098
01/09-2024: € 66,362  Investments: € 1,334
01/10/2024: € 66,805  Investments: € 1,514
01/11/2024: € 67,519  Investments: € 1,919
01/12/2024: € 69,166  Investments: € 3,318

01/01/2025: € 69,846 + € 680 Investments: € 3,833 + € 515

Got a small bonus, but that went to some expenses and hobby stuff. This year was a slow year, but next year I am back at earning a higher salary and I should be making quicker progress. Happy what I managed to do with what I had this year.

[41_swish]

October 2024: $28,788.40
November 2024: $31,978.50
December 2024: $33,565.50

I started taking FIRE seriously in November of last year. That allowed me to recalibrate to saving more. I am very excited for what 2025 has in store for me and my finances!

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366
December 2024: EUR 54,691

Goal for 2024: EUR 55K
Goal for 2025: EUR 65K

Missed the 2024 goal, but overall I think we did a good job. Now 2025 goal is set. Let's go!
 

[Log]

3/7/2024 NW: $11.4k

Just crested $20k today 🎉 (14 weeks to gain $10k)

I'm just short of $30k now, I'll cross the line when I get paid on Thursday! (13 weeks)

>$40k NW as of today. I will not be able to sustain this pace of growth, but it's good to be able to pad the stash while the money is flowing! (6 weeks)

Past $50k now! (7 weeks)

Crossed the $60k threshold! (8 weeks)

I may have been right back in October that I wouldn't be sustaining +$10k growth every 6 weeks, but I've been pretty darn close!

I am aiming to be over $100k NW before I move out of my current roommate situation and either get a place to myself, or a place with just one roommate. That will significantly slow down my savings. I'm hoping to move by December—I'm definitely on track for that at this pace. I suppose if stocks go on sale between now and then, I'll be happy to stick around my current place a little while longer.

[getsorted]

August 2023:       $10,171
November 2023:  $12,224
December 2023:  $13,048
January 2024:     $14,724
February 2024:    $15,805
March 2024:        $16,391
May 2024:           $16,329
June 2024:          $16,979
July 2024:           $17,652
August 2024:       $17,880
September 2024: $18,792
October 2024:      $19,428
November 2024:  $19,840
December 2024:  $21,612
January 2024:     $23,775 (big jump because employer contributes their match annually & it just came through)

[Air]

Next month will be better, not in amount added but in effort taken to make progress.

Month		2023		2024		Aim		2025		SR
Jan				€ 3.6 K / € 28.4 K		€ 3.5 K		€ 3.3 K / € 87 K		62.1%
Feb				€ 2.5 K / € 32.8 K		€ 2.8 K
Mar				€ 2.5 K / € 39.4 K		€ 2.7 K
Apr		€ 0 K / € 0 K		€ 2.5 K / € 42.4 K		€ 3 K
May		€ 8 K / € 8 K		€ 2.1 K / € 44.5 K		€ 5.1 K
Jun		€ 7.4 K / € 15.4 K		€ 8.1 K / € 53 K		€ 10.1 K
Jul		€ 0.3 K / € 15.7 K		€ 2.2 K / € 57.4 K		€ 2.3 K
Aug		€ 4 K / € 19.7 K		€ 1.6 K / € 57.2 K		€ 2.3 K
Sep		€ -0.1 K / € 19.6 K		€ 3.1 K / € 62.4 K		€ 2.3 K
Oct		€ 2.5 K / € 22.1 K		€ 3.4 K / € 67.1 K		€ 2.4 K
Nov		€ 1.9 K / € 24 K		€ 5.7 K / € 73.2 K		€ 2.4 K
Dec		€ 1.3 K / € 25.4 K		€ 3.1 K / € 80.7 K		€ 2.4 K

[41_swish]

October 2024:     $28,788.40
November 2024:  $31,978.50
December 2024:  $33,565.50
January 2025:     $37,432.31

[comicguy]

January update

01/26/22  Round Up 642.33    Investment  9911.44   Total 10553.77
02/26/22  Round Up 752.42    Investment 12408.26  Total 13160.68
03/25/22  Round UP 897.57    Investment 17291.64  Total 18189.21
04/30/22  Round up 971.36    Investment 18713.79  Total 19685.15
05/29/22  Round up 1083.32  Investment 20117.98  Total 21201.30
06/30/22  Round up 1132.77  Investment 21500.10  Total 22632.87
07/30/22  Round up 1372.95  Investment 22042.54  Total 23415.49
08/31/22  Round up 1459.92  Investtment 23530.05 Total 24989.97
09/30/22  Round up 1448.77  Investment  23662.64 Total 25111.41
10/31/22  Round up 1653.35  Investment  27970.70 Total 29624.05
11/20/22  Round up 1888.20  Investment  30821.32 Total 32709.52
12/31/22  Round up 1930.61  Investment  30827.38 Total 32757.99

1/31/23   Round up 2191.57   Investment  34746.35 Total 36937.92
2/28/23   Round up 2250.62   Investment  34618.49 Total 36869.11
3/31/23   Round Up 2414.73   Investment  38034.42 Total 40449.55
4/30/23   Round Up 2593.99   Investment  41109.71 Total 43784.70
5/31/23   Round Up 2704.05   Investment  40744.42 Total 43448.47
6/30/23   Round Up 2964.89   Investment  45358.97 Total 48323.86
7/31/23   Round Up 3186.85   Investment  48247.88 Total 51434.53
8/31/23   Round Up 3246.18   Investment  46405.95 Total 49652.13
9/30/23   Round Up 3198.44  Investment   45198.55 Total 48396.99
10/31/23 Round Up 3302.66   Investment  45110.26 Total 48412.92
11/30/23 Round Up 3699.72  Investment   49541.50 Total 53241.22
12/31/23 Round Up 4031.71  Investment   53525.05 Total 57556.75

01/31/24 Round Up 4157.69  Investment   53274.08  Total 57431.77
02/29/24 Round Up 4438.66  Investment   55297.24  Total 59735.90
03/30/24 Round Up 4629.61  Investment   58364.23  Total 62993.84
04/30/24 Round Up 4748.39  Investment   57798.31  Total 62546.70
05/31/24 Round Up 4964.89  Investment   58705.38  Total 63670.27
06/29/24 Round Up 5172.00  Investment   60125.08  Total 65297.08
07/31/24 Round Up 5546.11  Investment   65047.22  Total 70593.33
08/31/24 Round Up 5855.79  Investment   66546.73  Total 72402.52
09/30/24 Round Up 6141.01  Investment   69419.67  Total 75560.68
10/31/24 Round Up 6256.27  Investment   68445.30  Total 74701.57
11/30/24 Round Up 6641.29  Investment   73553.08  Total 80194.37
12/31/24 Round Up 6694.26  Investment   69205.10  Total 75899.36

01/31/25 Round Up 7113.88  Investment   72383.19   Total 79497.07

[Magenta_screwdriver]

-October 2024: 11 055,47$
-November 2024: 12565,46$
-December 2024: 12910,65$
-January 2025: 13554,21$

[AcftW]

$43,153 - Jan 2016
$67,328 - Jan 2017     
$119,626 - Jan 2018   
$122,335 - Jan 2019

$27,103 - Jan 2025
$30,478 - Feb 2025

[Dutch Comfort]

Tracking cash savings and liquid investments (so excluding pensions and house value and my DH cash savings, since he has his own account which I'm not tracking)

December 2020: EUR 25,141
December 2021: EUR 40,501
December 2022: EUR 50,344
December 2023: EUR 51,366
December 2024: EUR 54,691

January 2025: EUR 55,337

Goal for 2025: EUR 65K

Good start for 2025, since markets were outperforming my spending (paid flight tickets for our April holiday.....).
We did a budget for 2025, and it will be spendy....... with 2 holidays and driving lessons for DD planned. But we are blessed that we can do this without going into debt and even try to increase our savings!

[Treedream]

01/06/2018: -€60
01/01/2019: €2.875
01/02/2020: €15.260

31/05/2020: €21.280

Big gap

01/12/2022: € 21.636
01/01/2023: € 22.315

01/05/2023: € 25,649

01/09/2023:  €53,363 (house purchase)

01/01/2024: € 59,606  Investments: €550
01/02/2024: € 60,227  Investments: €619
01/03/2024: € 61,450  Investments: €684
01/04/2024: € 62,453  Investments: €756
01/05/2024: € 63,096  Investments: €795
01/06/2024: € 65,123  Investments: €925
01/07/2024: € 65,498  Investments: €1,003
01/08/2024: € 65,897  Investments: € 1,098
01/09-2024: € 66,362  Investments: € 1,334
01/10/2024: € 66,805  Investments: € 1,514
01/11/2024: € 67,519  Investments: € 1,919
01/12/2024: € 69,166  Investments: € 3,318

01/01/2025: € 69,846  Investments: € 3,833

01/02/2025: € 70,265 + € 419 Investments: € 4,157 + € 324

Made less progress than I wanted, because I had an unexpected big bill come in. Still going upwards though.

[getsorted]

August 2023	$10,171
November 2023	$12,224
December 2023	$13,048
January 2024	$14,724
February 2024	$15,805
March 2024	$16,391
May 2024	$16,329
June 2024	$16,979
July 2024	$17,652
August 2024	$17,880
September 2024	$18,792
October 2024	$19,428
November 2024	$19,840
December 2024	$21,612
January 2025	$23,775
February 2025	$24,321

[J.P. MoreGains]

August 2023	$10,171
November 2023	$12,224
December 2023	$13,048
January 2024	$14,724
February 2024	$15,805
March 2024	$16,391
May 2024	$16,329
June 2024	$16,979
July 2024	$17,652
August 2024	$17,880
September 2024	$18,792
October 2024	$19,428
November 2024	$19,840
December 2024	$21,612
January 2024	$23,775
February 2024	$24,321

Bottom two in your table should be 2025 right?

[getsorted]

August 2023	$10,171
November 2023	$12,224
December 2023	$13,048
January 2024	$14,724
February 2024	$15,805
March 2024	$16,391
May 2024	$16,329
June 2024	$16,979
July 2024	$17,652
August 2024	$17,880
September 2024	$18,792
October 2024	$19,428
November 2024	$19,840
December 2024	$21,612
January 2024	$23,775
February 2024	$24,321

Bottom two in your table should be 2025 right?

Whoops, yeah! Got caught up in converting to table formatting.

[J.P. MoreGains]

Yeah... I make mistakes with these tables all the time. It's kind of tricky.