Author Topic: Race from 10 to 100k!!  (Read 1111891 times)

Serendip

  • Handlebar Stache
  • *****
  • Posts: 1462
Re: Race from 10 to 100k!!
« Reply #3550 on: June 30, 2021, 10:17:11 AM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20   62,900
Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013

*made a few stressful money decisions but still managing to move forward!

triple7stash

  • Stubble
  • **
  • Posts: 103
  • Location: Age 28 - Sacramento, CA
    • Pension Prologue
Re: Race from 10 to 100k!!
« Reply #3551 on: June 30, 2021, 11:20:45 AM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843

Ze Stash

  • 5 O'Clock Shadow
  • *
  • Posts: 60
  • Age: 30
Re: Race from 10 to 100k!!
« Reply #3552 on: July 01, 2021, 01:30:08 AM »
Net worth:
01/01/2019: -    109,47
01/02/2019:      269,41 (+   378,88 )
01/03/2019:      890,47 (+   621,06 )
01/04/2019:   1.767,70 (+   877,23 )
01/05/2019:   3.755,46 (+1.987,76 )
01/06/2019:   4.814,83 (+1.059,37 )
01/07/2019:   5.959,50 (+1.144,67 )
01/08/2019:   7.116,94 (+1.157,44 )
01/09/2019:   9.855,39 (+2.738,45 )
01/10/2019:   9.718,18 (-   137,21 )
01/11/2019: 10.726,98 (+1.008,80 )
01/12/2019: 11.773,70 (+1.046,72 )
01/01/2020: 12.979,27 (+1.205,57 )
01/02/2020: 14.363,54 (+1.384,27 )
01/03/2020: 15.039,09 (+   675,56 )
01/04/2020: 15.456,74 (+   417,65 )
01/05/2020: 16.903,74 (+1.447,00 )
01/06/2020: 17.847,51 (+   943,77 )
01/07/2020: 19.991,35 (+2.143,84 )
01/08/2020: 23.859,77 (+3.868,42 )
01/09/2020: 27.705,58 (+3.845,81 )
01/10/2020: 28.348,92 (+   643,34 )
01/11/2020: 29.975,77 (+1.626,85 )
01/12/2020: 32.157,81 (+2.182,04 )
01/01/2021: 37.536,36 (+5.378,55 )
01/02/2021: 39.128,65 (+1.592,29 )
01/03/2021: 43.488,25 (+4.359,60 )
01/04/2021: 50.227,75 (+6.739,50 )
01/05/2021: 50.942,27 (+   714,52 )
01/06/2021: 45.969,23 (- 4.973,04 )

01/07/2021: 47.887,98 (+1.918,75 )

Back to a more regular month, hopefully back over 50k next month or the month after.

Dutch Comfort

  • Bristles
  • ***
  • Posts: 295
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #3553 on: July 01, 2021, 02:36:19 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
31 March 2021: EUR 26,263
30 April 2021: EUR 27,109
31 May 2021: EUR 30,039
30 June 2021: EUR 30,721
(2021 goal: EUR 35K)

Only a small increase this month. We directed our insurance refund to the mortgage and to our special project savings. So the increase is just regular savings (and a bit of market increase). Whenever the special project savings are at their required balance, we should be able to direct more to the retirement savings.

lifeandlimb

  • 5 O'Clock Shadow
  • *
  • Posts: 72
Re: Race from 10 to 100k!!
« Reply #3554 on: July 01, 2021, 08:13:33 AM »
Dec 2019 $7,548   
Jan 2020 $7,379   
Feb 2020 $7,983   
Mar 2020 $11,952   
Apr 2020 $20,078   
May 2020 $27,255   
June 2020 $29,933   
July 2020 $28,764   
Aug 2020 $28,618   
Sept 2020 $28,864   
Oct 2020 $27,434   
Nov 2020 $39,641   
Dec 2020 $39,169   
Jan 2021 $42,748   
Feb 2021 $43,215   
Mar 2021 $45,100   
Apr 2021 $48,171   
May 2021 $49,227
June 2021 $49,484
July 2021 $49,142

NW went up and down this past month, flirting with crossing the halfway mark. At one point it was over $50/51k and then dropped back down.
I'm anticipating July to be a bigger paycheck month, so the NW should go up. I'm trying to strike a balance between enjoying my social life again as Covid restrictions ease, while still saving.

robertford

  • 5 O'Clock Shadow
  • *
  • Posts: 6
Re: Race from 10 to 100k!!
« Reply #3555 on: July 02, 2021, 02:37:15 AM »
April 21: 58,800
May 21: 66,153
June 21: 67,120
July 21: 70,304

Good returns this month!

hal

  • Stubble
  • **
  • Posts: 107
  • Location: Bay Area
Re: Race from 10 to 100k!!
« Reply #3556 on: July 02, 2021, 07:39:15 AM »
MonthInvested TNW
Aug 2020$7,009$44,174
Sep 2020$11,792$44,287
Oct 2020$31,493$64,283
Nov 2020$41,577$73,480
Dec 2020$50,881$81,261
Jan 2021$57,339$89,777
Feb 2021$64,587$97,514
Mar 2021$72,121$107,895
Apr 2021$81,536$118,113
May 2021$88,638$124,105
Jun 2021$95,129$130,902

If markets hold, July will be the month!! I also submitted a $4k order on July 1, so I'm technically at around $99k right now. I feel fortunate to be part of this bull market...

Imma

  • Magnum Stache
  • ******
  • Posts: 3196
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #3557 on: July 02, 2021, 08:50:33 AM »
April 2019: 10094.35
May 2019: 11629.87
June 2019: 12728.63
July 2019: 13021,33
August 2019: 10363,95
September 2019: 10338.28
October 2019: 11128.59
November 2019: 11227,46
December 2019: 11991,27
January 2020: 12576,72
February 2020: 11904,39
March 2020: 10425,32
April 2020: 11830,70
May 2020: 12154,67
June 2020: 14634,19
July 2020: 15345,09
August 2020: 16444,46
September 2020: 17108,60
October 2020: 16687,93
November 2020: 17762,62
December 2020: 19386,94
January 2021: 20649.69
February 2021: 22021,64
March 2021: 22763,55
April 2021: 23866,70
May 2021: 25689.77
June 2021: 25659.61

Goals for 2021:
Savings: 10.000
Investments: 25.000

I'm learning to drive and it costs a fortune where I live. I've spent 2000 so far on my theory test, my first 21 lessons (average person needs 39) and some associated costs. I'm expecting to spend another 1500 at least in a couple of months for the rest of my lessons + my medical exam + the actual license card and getting my picture taken. The card itself is 41 already. And they wonder why so many young people don't drive....

shinn497

  • Bristles
  • ***
  • Posts: 441
Re: Race from 10 to 100k!!
« Reply #3558 on: July 02, 2021, 11:13:30 AM »
March 19 10450 (At beginning of the month)
Apr 19     12500
May 19    14800
June 19   17031
July 19    20100
Aug 19    23300
Sept 19   26300
Oct 19     29300
Nov 19    30500
Dec 19    33800
Jan 20     37100
Feb 20     37100
March 20 38413
Apr 20     32000
May 20     37000
June 20    42500
July 20     46300
Aug 20     50200
Sept 20     53400
Oct 20       55700
Nov 20      62000
Dec 20      66300
Jan 21       71500
Feb 21       77000
March 21   80500
Apr 21   83500
May 21   88000
June 21 91000
July 21 95000

Crazy how much gainz have been. I actually lowered my contributions and still had large increases.

shrimpwd

  • 5 O'Clock Shadow
  • *
  • Posts: 90
  • Location: Georgia
Re: Race from 10 to 100k!!
« Reply #3559 on: July 02, 2021, 06:28:33 PM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473-
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993--
September--$23,312--
October--$24,777--
November-$13,466$26,407--
December$9,518-$30,697--

Tass

  • Magnum Stache
  • ******
  • Posts: 2543
  • Age: 29
  • Location: Crossing some mountains
Re: Race from 10 to 100k!!
« Reply #3560 on: July 04, 2021, 09:24:07 AM »
20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k
August$6.8k$20.8k$36.7k$63.0k
September   $8.2k$22.2k$38.6k$63.2k
October$9.0k$21.7k$40.2k$62.9k
November$9.9k$22.5k$42.6k$69.9k
December$11.1k   $22.4k   $44.6k   $75.0k   

Now projecting $30 short of $100k by the end of the year. Kind of hilarious, honestly.

Trifele

  • CM*MW 2023 Attendees
  • Magnum Stache
  • *
  • Posts: 4784
  • Age: 55
  • Location: Outside, NC, US
    • In The Garden
Re: Race from 10 to 100k!!
« Reply #3561 on: July 04, 2021, 03:04:49 PM »
Dec 2019 $7,548   
Jan 2020 $7,379   
Feb 2020 $7,983   
Mar 2020 $11,952   
Apr 2020 $20,078   
May 2020 $27,255   
June 2020 $29,933   
July 2020 $28,764   
Aug 2020 $28,618   
Sept 2020 $28,864   
Oct 2020 $27,434   
Nov 2020 $39,641   
Dec 2020 $39,169   
Jan 2021 $42,748   
Feb 2021 $43,215   
Mar 2021 $45,100   
Apr 2021 $48,171   
May 2021 $49,227
June 2021 $49,484
July 2021 $49,142

NW went up and down this past month, flirting with crossing the halfway mark. At one point it was over $50/51k and then dropped back down.
I'm anticipating July to be a bigger paycheck month, so the NW should go up. I'm trying to strike a balance between enjoying my social life again as Covid restrictions ease, while still saving.

That's nice steady progress @lifeandlimb!  Keep it up!  You've got this.   

mgardner88

  • 5 O'Clock Shadow
  • *
  • Posts: 46
Re: Race from 10 to 100k!!
« Reply #3562 on: July 06, 2021, 08:50:19 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)

Its been one year since I began tracking. Total gains of $43,797 since July of 2020. Now that things are slowing down with Covid restrictions we will begin to funnel some of our money towards vacations and travel again. So I anticipate our savings rate to slow a little. Still hoping to get to 100k by October. Great job everybody.

lifeandlimb

  • 5 O'Clock Shadow
  • *
  • Posts: 72
Re: Race from 10 to 100k!!
« Reply #3563 on: July 06, 2021, 11:03:59 AM »
Dec 2019 $7,548   
Jan 2020 $7,379   
Feb 2020 $7,983   
Mar 2020 $11,952   
Apr 2020 $20,078   
May 2020 $27,255   
June 2020 $29,933   
July 2020 $28,764   
Aug 2020 $28,618   
Sept 2020 $28,864   
Oct 2020 $27,434   
Nov 2020 $39,641   
Dec 2020 $39,169   
Jan 2021 $42,748   
Feb 2021 $43,215   
Mar 2021 $45,100   
Apr 2021 $48,171   
May 2021 $49,227
June 2021 $49,484
July 2021 $49,142

NW went up and down this past month, flirting with crossing the halfway mark. At one point it was over $50/51k and then dropped back down.
I'm anticipating July to be a bigger paycheck month, so the NW should go up. I'm trying to strike a balance between enjoying my social life again as Covid restrictions ease, while still saving.

That's nice steady progress @lifeandlimb!  Keep it up!  You've got this.

Thanks @Trifele ! Much appreciated.

catlady

  • 5 O'Clock Shadow
  • *
  • Posts: 55
Re: Race from 10 to 100k!!
« Reply #3564 on: July 06, 2021, 07:51:36 PM »
 
2020
2021
25 Jan
   
$48 938 (+$26 476)
25 Feb
   
$50 686.73 (+$ 1748)
25 Mar
   
$52 418 (+$ 1731)
06 July
   
$70,688.91 (+$ 18,270.69)
25 Sept
 
$11 699.98
 
25 Oct
 
$15 171.88 (+$3,471.9)
 
25 Nov
 
$17,631.78 (+$2,459.90)
 
25 Dec
 
$22,462.17 (+$4,830.39)
 

Spoiler: show
 I've been a bit depressed? lately so I stopped tracking but apparently we did really well... So at least some good news :)

« Last Edit: July 06, 2021, 07:53:10 PM by catlady »

DieHard_772

  • Bristles
  • ***
  • Posts: 484
  • Location: California
Re: Race from 10 to 100k!!
« Reply #3565 on: July 07, 2021, 09:47:17 AM »
 
2020
2021
25 Jan
   
$48 938 (+$26 476)
25 Feb
   
$50 686.73 (+$ 1748)
25 Mar
   
$52 418 (+$ 1731)
06 July
   
$70,688.91 (+$ 18,270.69)
25 Sept
 
$11 699.98
 
25 Oct
 
$15 171.88 (+$3,471.9)
 
25 Nov
 
$17,631.78 (+$2,459.90)
 
25 Dec
 
$22,462.17 (+$4,830.39)
 

Spoiler: show
 I've been a bit depressed? lately so I stopped tracking but apparently we did really well... So at least some good news :)


Nice job @catlady

TyGuy

  • Stubble
  • **
  • Posts: 241
  • Age: 28
  • Location: Oregon
Re: Race from 10 to 100k!!
« Reply #3566 on: July 07, 2021, 10:30:41 AM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
05/04/21: $21,456
06/01/21: $21,456
07/03/21: $21,456 (Loans have remained in forbearance)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)
05/04/21: $36,424 ($3,344)
06/01/21: $39,976 ($3,552)
07/03/21: $47,349 ($7,373)


Paid for some overtime this past month, I expect to be over 50K for the August update!

catlady

  • 5 O'Clock Shadow
  • *
  • Posts: 55
Re: Race from 10 to 100k!!
« Reply #3567 on: July 07, 2021, 03:08:04 PM »
 
2020
2021
25 Jan
   
$48 938 (+$26 476)
25 Feb
   
$50 686.73 (+$ 1748)
25 Mar
   
$52 418 (+$ 1731)
06 July
   
$70,688.91 (+$ 18,270.69)
25 Sept
 
$11 699.98
 
25 Oct
 
$15 171.88 (+$3,471.9)
 
25 Nov
 
$17,631.78 (+$2,459.90)
 
25 Dec
 
$22,462.17 (+$4,830.39)
 

Spoiler: show
 I've been a bit depressed? lately so I stopped tracking but apparently we did really well... So at least some good news :)


Nice job @catlady

Thanks! 😁

bcbaseballman

  • Stubble
  • **
  • Posts: 142
  • Age: 33
  • Location: Kansas
Re: Race from 10 to 100k!!
« Reply #3568 on: July 08, 2021, 09:14:45 AM »

2018                             2019                              2020                            2021
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002
Gain: 15,245.84                         29,783                            44,943

6/30/2021: 96,201

Been a heck of a start of this month so far. We have officially moved into our new house. Now it is time to get the old one prepared to sell. Hopefully going to see my networth take off here over the next couple of months.


Spread sheet is updated and ready to be filled in:
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?usp=sharing

DieHard_772

  • Bristles
  • ***
  • Posts: 484
  • Location: California
Re: Race from 10 to 100k!!
« Reply #3569 on: July 16, 2021, 03:06:38 PM »

Our Investments and Savings (not including checking accounts)

9/28/18  - $22,949
10/28/18 - $23,952
11/28/18 - $27,878
1/28/19 - $28,853
2/28/19 - $31,682
3/28/19 - $32,684
4/28/19 - $35,011
5/28/19 - $35,838
6/28/19 - $38,276
7/28/19 - $40,607
8/28/19 - $40,508
9/28/19 - $42,168
10/28/19 -$42,209
11/28/19 - $44,478
12/28/19 -$46,408
1/28/20 - $49,115
2/28/20 - $50,466
3/28/20 - $48,609
4/28/20 - $55,026
5/28/20 - $59,256
6/28/20 - $60,807
7/28/20 - $64,342
8/28/20 - $65,454
9/28/20 -  $65,495
10/28/20 - $67,282
11/28/20 - $70,737
12/28/20 - $72,895
1/28/21 - $79,429
2/28/21 - $83,727
3/28/21 - $88,303
4/28/21 - $91,120
5/28/21 - $93,394
6/28/21 - $96,779
7/15/21 - $97,566

Our NW is edging closer to $100k!  Looking forward!

Side note: when adding checking accounts, we hit $100k back in March, but it will be really nice when our investing/savings joins the SIX FIGURE CLUB :)

dizzy

  • Stubble
  • **
  • Posts: 177
Re: Race from 10 to 100k!!
« Reply #3570 on: July 21, 2021, 11:05:00 AM »
Oct 2019- $1000
Nov 2019- $2340
Dec 2019- $2779
Jan 2020- $5658
Feb 2020- $5539
Mar 2020- $5024
Apr 2020- $5444
May 2020- $8302  (wherein I finally got some of unemployment)
June 2020- $20864 (wherein I got more unemployment plus the EIDL)
mid July 2020- $31724 (got the rest of the backpay, woohoo!)
7/31/20- $33340
9/2/20- $36366
9/17/20 - $42978
10/2/20- $43800
10/31/20- $47854
11/11/20- $53709
12/23/20- $64158
1/8/21- $69542
3/23/21- $81890
4/10/21- $88405
5/2/21- $94414
7/21/21- $93777.25

Oooook so a lil lower than before, BUT
-I spent $5000 in the last months for our wedding (most of the expenses are done)
-Spent $2400 on our honeymoon, 17 days roadtrip around Colorado which we took already.  Highly recommend doing honeymoon before the wedding!  LOL.  My fiance said he's going to contribute but I was doing a few credit card bonuses so I paid them. 
-Any future wedding spending is coming from his parents' contribution which is in his bank account currently. 

Basically spent a lot, would've hit $100k already, which is BANANAs, I make like $40-50k/year, I saved all this in less than 2 years (good investing helped too- I've averaged 30% return yearly).  My income has taken a jump since I got back 2 weeks ago since I now work 5 days a week instead of 3 at one job, and also we started taking private and insurance patients which pay more.

ALSO!  music is coming back.  I have gigs every weekend in September and October (including some weddings and polka which pay more).  Had 2 gigs last week and 2 more this week, and another 2 next week.  We have some November hits too with guarantees which is usually a drier month for us.  The main guy on my instrument who gets first preference is a band that's been on national TV, they have another thing coming up, so I am getting work usually he would have taken.  Yay for all of us getting $$ and gigz!!

triple7stash

  • Stubble
  • **
  • Posts: 103
  • Location: Age 28 - Sacramento, CA
    • Pension Prologue
Re: Race from 10 to 100k!!
« Reply #3571 on: July 28, 2021, 09:10:14 AM »
Tracking investing in SPN (which doesn't include roth)

12/28/2020 - $62,783
1/28/2021 - $67,335.21
2/28/2021 - $69,404
3/28/2021 - $71,869
4/28/2021 - $77,861
5/31/2021 - $79,885
6/30/2021 - $82,843
7/28/2021 - $85,130

Serendip

  • Handlebar Stache
  • *****
  • Posts: 1462
Re: Race from 10 to 100k!!
« Reply #3572 on: July 29, 2021, 10:11:49 AM »
Dec '17    18,146
Jan '18     23,607
Dec '18    48,380
Dec '19    60,746
Jan '20     63,186
May '20    62,300
June '20   63,000
July '20    58,562
Oct '20     60,900

Dec '20   62,900
Jan '21    65,400
Feb '21    67,600
Mar '21    68,750
Apr '21    72,858
May '21   75,068
June '21  77,013
July '21   79,020

*$2000 gains seems to be my average these past few months, will work more/pick up some shifts as we move into fall and keep spending lower. Getting closer to $100k and have to remember to be proud of myself!
« Last Edit: July 29, 2021, 10:13:49 AM by Serendip »

Serendip

  • Handlebar Stache
  • *****
  • Posts: 1462
Re: Race from 10 to 100k!!
« Reply #3573 on: July 29, 2021, 10:14:25 AM »
Good work @DieHard_772 --you are SO CLOSE!

Stubblestache

  • Stubble
  • **
  • Posts: 141
Re: Race from 10 to 100k!!
« Reply #3574 on: July 30, 2021, 01:28:57 AM »
July 2018: 20,385
October 2018: 24,504
January 2019: 25, 295
April 2019: 33,844
July 2019: 38,667
October 2019: 38,588
January 2020: 43,260
April  2020:  38,094
July 2020: 49,062.35
August 2020: 50,172 just over halfway! :)
Sept 2020: 55,556
Oct 2020 : 56,42
Nov 2020: 57.565
Dec 2020 : 62,368
Jan 2021 64,542
Feb 2021 66,616
March 2021 67,305
April 2021 71,137 
May 2021 75,325
June 2021 73,732
July 2021 80,163

August 2021 82,015
Had to rebuild emergency fund this month so investments have had to take a bit of a back seat.

lifeandlimb

  • 5 O'Clock Shadow
  • *
  • Posts: 72
Re: Race from 10 to 100k!!
« Reply #3575 on: July 30, 2021, 06:40:48 AM »
Dec 2019 $7,548   
Jan 2020 $7,379   
Feb 2020 $7,983   
Mar 2020 $11,952   
Apr 2020 $20,078   
May 2020 $27,255   
June 2020 $29,933   
July 2020 $28,764   
Aug 2020 $28,618   
Sept 2020 $28,864   
Oct 2020 $27,434   
Nov 2020 $39,641   
Dec 2020 $39,169   
Jan 2021 $42,748   
Feb 2021 $43,215   
Mar 2021 $45,100   
Apr 2021 $48,171   
May 2021 $49,227
June 2021 $49,484
July 2021 $49,142
Aug 2021 $54,479

Crossed the halfway mark! :)

Stubblestache

  • Stubble
  • **
  • Posts: 141
Re: Race from 10 to 100k!!
« Reply #3576 on: July 30, 2021, 07:46:45 AM »
well done @lifeandlimb ! major milestone :)

DieHard_772

  • Bristles
  • ***
  • Posts: 484
  • Location: California
Re: Race from 10 to 100k!!
« Reply #3577 on: July 30, 2021, 02:21:40 PM »

lifeandlimb

  • 5 O'Clock Shadow
  • *
  • Posts: 72
Re: Race from 10 to 100k!!
« Reply #3578 on: July 31, 2021, 09:14:35 AM »

shrimpwd

  • 5 O'Clock Shadow
  • *
  • Posts: 90
  • Location: Georgia
Re: Race from 10 to 100k!!
« Reply #3579 on: August 01, 2021, 09:06:51 AM »
                       2018                2019                2020                2021                2022               
January$6,455-$14,460$34,473-
February--$14,991$36,257-
March--$14,632$38,256-
April-$10,960$13,884$47,021-
May--$17,011$52,533-
June--$19,255$54,094-
July--$20,358$55,927-
August--$21,993$58,821-
September--$23,312--
October--$24,777--
November-$13,466$26,407--
December$9,518-$30,697--

Tass

  • Magnum Stache
  • ******
  • Posts: 2543
  • Age: 29
  • Location: Crossing some mountains
Re: Race from 10 to 100k!!
« Reply #3580 on: August 01, 2021, 09:58:58 AM »
20172018201920202021
January$12.1k$24.7k$49.0k$76.2k
February$13.6k$27.2k$46.5k$79.0k
March$15.1k$29.3k$42.7k$82.6k
April$16.6k$31.3k$47.5k$87.3k
May$17.7k$31.5k$50.6k$88.2k
June$18.5k$33.3k$53.5k$90.3k
July$6.2k$20.2k$35.1k$58.5k$92.0k
August$6.8k$20.8k$36.7k$63.0k
September   $8.2k$22.2k$38.6k$63.2k
October$9.0k$21.7k$40.2k$62.9k
November$9.9k$22.5k$42.6k$69.9k
December$11.1k   $22.4k   $44.6k   $75.0k   

I've officially been on this forum and tracking my money for four years, and accumulated over $85k in that time - on the slow side for this forum, but very fast for the rest of the world. It's possible on a smaller paycheck!

Dutch Comfort

  • Bristles
  • ***
  • Posts: 295
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #3581 on: August 02, 2021, 01:49:54 AM »
Tracking investments, emergency fund and additional pension investments (all to be used to retire together with SO!)
(not tracking company pension investments, house value and current accounts / special project savings)

15 May 2020: EUR 17,034 (started tracking)
15 December 2020: EUR 23,325

31 January 2021: EUR 24,040
28 February 2021: EUR 25,103
31 March 2021: EUR 26,263
30 April 2021: EUR 27,109
31 May 2021: EUR 30,039
30 June 2021: EUR 30,721
31 July 2021: EUR 31,784
(2021 goal: EUR 35K)

Nice and steady increase. Next month will be a challenge since we will go on a 2 week holiday. Although we will not leave the country, there will be extra spending.....

@Tass : you will get there. I'm with you in the slow camp and we CAN do it on smaller paychecks. It is really possible! As long as we see the numbers going up, there is a win.


Imma

  • Magnum Stache
  • ******
  • Posts: 3196
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #3582 on: August 02, 2021, 03:18:45 AM »
April 2019: 10094.35
May 2019: 11629.87
June 2019: 12728.63
July 2019: 13021,33
August 2019: 10363,95
September 2019: 10338.28
October 2019: 11128.59
November 2019: 11227,46
December 2019: 11991,27
January 2020: 12576,72
February 2020: 11904,39
March 2020: 10425,32
April 2020: 11830,70
May 2020: 12154,67
June 2020: 14634,19
July 2020: 15345,09
August 2020: 16444,46
September 2020: 17108,60
October 2020: 16687,93
November 2020: 17762,62
December 2020: 19386,94
January 2021: 20649.69
February 2021: 22021,64
March 2021: 22763,55
April 2021: 23866,70
May 2021: 25689.77
June 2021: 25659.61
July 2021: 26434.48

Goals for 2021:
Savings: 10.000
Investments: 25.000

Nothing special this month. Still going in the right direction. Did spend some extra money on fun things because it's summer and I want to enjoy life for a bit. But it's not like I bought a boat or something. My splurges include buying a new bikini (a nice fitted one, not one of those cheap tie string bikini's) a few books and a new pair of boots for winter.

bcbaseballman

  • Stubble
  • **
  • Posts: 142
  • Age: 33
  • Location: Kansas
Re: Race from 10 to 100k!!
« Reply #3583 on: August 02, 2021, 07:11:32 AM »

2018                             2019                              2020                            2021
1/31: (5949.05)              1/31: 13,493.35              1/31: 44,514                 1/31: 85,576
2/28: (5288.30)              2/28: 15,766.50              2/29: 48,891                 2/28: 86,616
3/31: (4273.93)              3/31: 19,286                   3/31: 46,104                 3/31: 94,009
4/30: (2592.07)              4/30: 19,283                   4/30: 52,720                 4/30: 96,128
5/31: (629.70)                5/31: 18,676                   5/31: 55,177                 5/31: 95,056
6/30: 1,206.77                6/30: 22,362                   6/30: 59,720                 6/30: 96,201
7/31: 2,703.97                7/31: 24,646                   7/31: 65,792
8/31: 5,651.70                8/30: 27,199                   8/31: 71,970
9/31: 8,039.01                9/31: 30,664                   9/30: 72,466
10/31: 7,803.49              10/31: 33,343                 10/31: 72,288
11/30: 9,531.28              11/30: 35,249                 11/30: 80,093
12/31: 9,296.79              12/31: 39,079                 12/31: 84,002
Gain: 15,245.84                         29,783                            44,943

7/31/2021: 97,017

Keep moving forward. We have our old house under contract to sell and will have it sold this month. At that point we should break the 100k mark!


Spread sheet is updated and ready to be filled in:
https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit?usp=sharing

LittleWanderer

  • Bristles
  • ***
  • Posts: 472
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #3584 on: August 02, 2021, 02:10:02 PM »
July 2020 - $42,207
August 2020 - $44,045
September 2020 - $44,514
October 2020 - $45,564
November 2020 - $50,152
December 2020 - $52,356
January 2021 - $53,423
February 2021 - $54,304
March 2021 - $58,321
April 2021 - $61,745
May 2021 - $62,978
June 2021 - $62,595

July 2021 - $64,082

I forgot to update last month, but I'm still chugging along slowly!

Imma

  • Magnum Stache
  • ******
  • Posts: 3196
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #3585 on: August 03, 2021, 03:41:49 AM »
July 2020 - $42,207
August 2020 - $44,045
September 2020 - $44,514
October 2020 - $45,564
November 2020 - $50,152
December 2020 - $52,356
January 2021 - $53,423
February 2021 - $54,304
March 2021 - $58,321
April 2021 - $61,745
May 2021 - $62,978
June 2021 - $62,595

July 2021 - $64,082

I forgot to update last month, but I'm still chugging along slowly!

You're still doing great! Slow but steady wins the race. Especially to those of us with "normal" wages, having this kind of money is life-changing. I mean, look at @Tass are you still a PhD student? How many PhD students have that kind of money? It will give you so many options even at the beginning of your career.

TyGuy

  • Stubble
  • **
  • Posts: 241
  • Age: 28
  • Location: Oregon
Re: Race from 10 to 100k!!
« Reply #3586 on: August 03, 2021, 09:38:09 AM »
Student Loan Debt:

01/12/19: $43,762
05/04/20: $21,456
11/09/20: $21,456
05/04/21: $21,456
06/01/21: $21,456
07/03/21: $21,456
08/02/21: $21,456 (Loans have remained in forbearance)


Net Worth:

03/04/19: -$30,065
05/04/20: $10,739
06/05/20: $18,006 ($7,267)
07/05/20: $8,594 (-$9,412)
08/05/20: $9,084 ($490)
09/01/20: $13,497 ($4,413)
10/01/20: $12,283 (-$1,214)
11/01/20: $15,692 ($3,409)
12/05/20: $19,528 ($3,836)
01/01/21: $21,735 ($2,207)
02/03/21: $21,870 ($135)
03/01/21: $23,417 ($1,547)
04/02/21: $33,080 ($9,663)
05/04/21: $36,424 ($3,344)
06/01/21: $39,976 ($3,552)
07/03/21: $47,349 ($7,373)
08/02/21: $52,292 ($5,044)


Happy to reach the 50K milestone and then some this past month! I should be graduated from this thread sometime around this time next year. Congratulations to everyone else that has reached major milestones this past month too!



shinn497

  • Bristles
  • ***
  • Posts: 441
Re: Race from 10 to 100k!!
« Reply #3587 on: August 03, 2021, 01:39:28 PM »
Apr 19     12500
May 19    14800
June 19   17031
July 19    20100
Aug 19    23300
Sept 19   26300
Oct 19     29300
Nov 19    30500
Dec 19    33800
Jan 20     37100
Feb 20     37100
March 20 38413
Apr 20     32000
May 20     37000
June 20    42500
July 20     46300
Aug 20     50200
Sept 20     53400
Oct 20       55700
Nov 20      62000
Dec 20      66300
Jan 21       71500
Feb 21       77000
March 21   80500
Apr 21   83500
May 21   88000
June 21 91000
July 21 95000
Aug 21 97000

Getting so close to graduating! Maybe next month but def by  october!
« Last Edit: November 12, 2021, 12:32:20 AM by shinn497 »

dizzy

  • Stubble
  • **
  • Posts: 177
Re: Race from 10 to 100k!!
« Reply #3588 on: August 04, 2021, 12:18:32 PM »
Oct 2019- $1000
Nov 2019- $2340
Dec 2019- $2779
Jan 2020- $5658
Feb 2020- $5539
Mar 2020- $5024
Apr 2020- $5444
May 2020- $8302  (wherein I finally got some of unemployment)
June 2020- $20864 (wherein I got more unemployment plus the EIDL)
mid July 2020- $31724 (got the rest of the backpay, woohoo!)
7/31/20- $33340
9/2/20- $36366
9/17/20 - $42978
10/2/20- $43800
10/31/20- $47854
11/11/20- $53709
12/23/20- $64158
1/8/21- $69542
3/23/21- $81890
4/10/21- $88405
5/2/21- $94414
7/21/21- $93777.25
8/4/21- $97766

Had a few gigs, also got a bonus unexpectedly and a promotion.  I legit have never gotten either before in my life (most of the jobs I work it's not really possible).  Seriously considering to leave one of my jobs since I am in over my head with wedding stuff/music gigs/working 6 days a week.  Hard decisions to make but grateful I have the possibility to leave something and be financially still better than ever.  I guess I won't put in my notice until at least I graduate here...two weeks fingers crossed!!!

Also excited since one of my goals is having at least $50k stashed towards tax bomb for student loans in 2035 (based on current plan/legislation).  I realized that $22000 of my investments are for that so feeling better now about quitting one job.
« Last Edit: August 04, 2021, 01:06:01 PM by dizzy »

mgardner88

  • 5 O'Clock Shadow
  • *
  • Posts: 46
Re: Race from 10 to 100k!!
« Reply #3589 on: August 05, 2021, 08:52:41 AM »
7/1/2020: $46,295
8/1/2020: $49,461 (+3,166)
9/1/2020: $51,488 (+2,027)
10/1/2020: $52,753 (+1,265)
11/1/2020: $53,942 (+1,189)
12/1/2020: $56,152 (+2,210)
1/8/2021: $63,512 (+7,360)
2/5/2021: $67,571 (+4,059)
3/3/2021: $70,618 (+3,047)
4/2/2021: $74,861 (+4,243)
5/5/2021: $80,447 (+5,586)
6/7/2021: $84,957 (+4,510)
7/6/2021: $90,092 (+5,135)
8/5/2021: $96,511 (+6,419)

Second highest month to date, due to the child tax credit payment we received in July. Our dog had to have emergency surgery, bill hasnt come for that yet but I expect it to take a nice chunk out of our "emergency fund". Depending on the outcome of that we might be reaching 100k by September instead. :)

Tass

  • Magnum Stache
  • ******
  • Posts: 2543
  • Age: 29
  • Location: Crossing some mountains
Re: Race from 10 to 100k!!
« Reply #3590 on: August 08, 2021, 09:21:16 AM »
@Tass are you still a PhD student? How many PhD students have that kind of money? It will give you so many options even at the beginning of your career.

I am still a PhD student! I hope not for that much longer. I have heard a former student talked about with awe for graduating with $30k saved and I definitely smile quietly to myself when I hear that. (To be fair, that was also 15 years ago and he graduated much faster than I did.)

Aiming for FI (and having a partner on board) definitely makes me feel a lot of freedom in choosing what I want to do next. I know empirically that I don't need to make a huge paycheck, and I also know exactly how much freedom a big paycheck will buy me if I do make one.

la Condessa

  • 5 O'Clock Shadow
  • *
  • Posts: 70
Re: Race from 10 to 100k!!
« Reply #3591 on: August 18, 2021, 09:18:57 AM »
I'd like to join in, but how are most people calculating?


Our cash savings plus investments I'm actively working on include:

EF cash: $3,500

Vanguard Roth IRA: $7,517.95

Robinhood: $94.48

= $11,112.43


There's also about $44,000 in the retirement account from my husband's old job, but I usually ignore that since we won't have access to those funds until well after I hope we can retire.

And we have 529 accounts and savings accounts we are using for saving up towards being able to help our kids with college/other launching into adulthood expenses.  Those add up to over $14,000, but we won't be using any of that for our retirement.

And we have a mortgage (our only debt) at $212,000.


So are we going by total net worth or retirement savings?

DieHard_772

  • Bristles
  • ***
  • Posts: 484
  • Location: California
Re: Race from 10 to 100k!!
« Reply #3592 on: August 19, 2021, 10:03:33 AM »
I'd like to join in, but how are most people calculating?


Our cash savings plus investments I'm actively working on include:

EF cash: $3,500

Vanguard Roth IRA: $7,517.95

Robinhood: $94.48

= $11,112.43


There's also about $44,000 in the retirement account from my husband's old job, but I usually ignore that since we won't have access to those funds until well after I hope we can retire.

And we have 529 accounts and savings accounts we are using for saving up towards being able to help our kids with college/other launching into adulthood expenses.  Those add up to over $14,000, but we won't be using any of that for our retirement.

And we have a mortgage (our only debt) at $212,000.


So are we going by total net worth or retirement savings?

@la Condessa , it's really up to you :). Personally, I track our investments and savings on here, leaving out the most liquid cash.  I don't think you can go wrong tracking some aspect of your financial picture to grow to SIX FIGURES

Good luck.

mgardner88

  • 5 O'Clock Shadow
  • *
  • Posts: 46
Re: Race from 10 to 100k!!
« Reply #3593 on: August 19, 2021, 01:26:47 PM »
I'd like to join in, but how are most people calculating?


Our cash savings plus investments I'm actively working on include:

EF cash: $3,500

Vanguard Roth IRA: $7,517.95

Robinhood: $94.48

= $11,112.43


There's also about $44,000 in the retirement account from my husband's old job, but I usually ignore that since we won't have access to those funds until well after I hope we can retire.

And we have 529 accounts and savings accounts we are using for saving up towards being able to help our kids with college/other launching into adulthood expenses.  Those add up to over $14,000, but we won't be using any of that for our retirement.

And we have a mortgage (our only debt) at $212,000.


So are we going by total net worth or retirement savings?

I calculate retirement/investments/small cash savings but I leave out home equity as we plan on staying where we are and not cashing out that equity anytime soon.

TyGuy

  • Stubble
  • **
  • Posts: 241
  • Age: 28
  • Location: Oregon
Re: Race from 10 to 100k!!
« Reply #3594 on: August 20, 2021, 10:20:43 AM »
@mgardner88 @dizzy @shinn497

You all are inches from the finish line, I'm happy for you all, hopefully a congratulations will be in store for all of you next month!!

Manchester

  • Bristles
  • ***
  • Posts: 401
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #3595 on: August 23, 2021, 04:41:49 AM »
Had possibly my best month ever I think.

My N/W grew by 2,846.97 to a new total of 54,453.44.  I've already surpassed the total increase in my N/W in 2020 which, considering it's August feels crazy (although I can blame COVID for last year).

I got married last month, which was amazing.  Now that's out the way I was hoping to boost my savings.  But we've been very lucky and should be expecting a baby next Spring - so I guess we have a new 'thing' to save towards.  Exciting times and even though my N/W is modest compared to the majority on this forum, it's given me the platform to increase my happiness and reduce stress.  I have no financial concerns whatsoever.


Trifele

  • CM*MW 2023 Attendees
  • Magnum Stache
  • *
  • Posts: 4784
  • Age: 55
  • Location: Outside, NC, US
    • In The Garden
Re: Race from 10 to 100k!!
« Reply #3596 on: August 23, 2021, 04:45:27 AM »
Had possibly my best month ever I think.

My N/W grew by 2,846.97 to a new total of 54,453.44.  I've already surpassed the total increase in my N/W in 2020 which, considering it's August feels crazy (although I can blame COVID for last year).

I got married last month, which was amazing.  Now that's out the way I was hoping to boost my savings.  But we've been very lucky and should be expecting a baby next Spring - so I guess we have a new 'thing' to save towards.  Exciting times and even though my N/W is modest compared to the majority on this forum, it's given me the platform to increase my happiness and reduce stress.  I have no financial concerns whatsoever.

Fantastic update.  Congratulations @Manchester!   

Manchester

  • Bristles
  • ***
  • Posts: 401
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #3597 on: August 24, 2021, 03:43:25 AM »
Thank you @Trifele

It's still very early days, so I'm trying not to get too excited.  :-)

Imma

  • Magnum Stache
  • ******
  • Posts: 3196
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #3598 on: August 25, 2021, 02:32:30 PM »
Congratulations @Manchester , that's great news! I think you've mentioned wanting to start a family asap after marriage, I'm so happy for both of you that it happened so quickly. And I'm glad to hear you're starting this exciting new part of your life without any kind of financial stress.

I think all of us Europeans make slower progress than the members from the other side of the Atlantic, but we have to keep in mind our societies are so different. Our wages are lower but we don't have to worry as much about catastrophic life events. I'm pretty sure you're doing fantastic compared to the median of your age category in the UK. And honestly, probably compared to your parents' age category too.

Manchester

  • Bristles
  • ***
  • Posts: 401
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #3599 on: August 26, 2021, 09:17:06 AM »
Congratulations @Manchester , that's great news! I think you've mentioned wanting to start a family asap after marriage, I'm so happy for both of you that it happened so quickly. And I'm glad to hear you're starting this exciting new part of your life without any kind of financial stress.

I think all of us Europeans make slower progress than the members from the other side of the Atlantic, but we have to keep in mind our societies are so different. Our wages are lower but we don't have to worry as much about catastrophic life events. I'm pretty sure you're doing fantastic compared to the median of your age category in the UK. And honestly, probably compared to your parents' age category too.

Thanks Imma!
When our original date was pushed back a year the thing we were most upset about was the delay to starting our family.  We just presumed it could take months/years of trying before it happened. 

Yes, we definitely make slower progress this side of the pond!  But we have better welfare/health services/state pensions than our US counterparts, so it's swings and roundabouts I guess. 

I don't think half of my school friends will get to a 50k N/W at any point in their lives.  They just don't have the right mentality.  Going off this link https://www.bbc.co.uk/news/uk-48759591 My personal net worth is similar to an 'average family aged between 31-40'.  If I did mine and my wife's combined with house included it would be closer to families in their 50s!

So we're doing pretty well compared to average.  Let's revisit that in a year though when I find out how expensive babies are!  :D

I hope you're doing well?