Author Topic: Race from 10 to 100k!!  (Read 846624 times)

Dave15

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Re: Race from 10 to 100k!!
« Reply #2700 on: November 16, 2019, 05:13:43 AM »
25-6-2018            € 29.879,12 ------> Started Tracking
25-7-2018            € 30.749,12
25-8-2018            € 31.993,17
25-9-2018            € 33.185,00 ------> Found MMM
25-10-2018          € 34.433,66
25-11-2018          € 35.556,00
25-12-2018          € 41.939,62
25-1-2019            € 42.082,47
25-2-2019            € 44.338,00
25-3-2019            € 46.218,65
25-4-2019            € 47.829,00
03-6-2019            € 49.478,00
05-7-2019            € 52.722,00
25-7-2019            € 54.736,00
31-8-2019            € 56.431,00
01-10-2019          € 58.445,00

06-11-2019          € 60.308,00

In my first post in this thread I challenged myself to get to 62k before december 5th, that will be tight as I have a small weekend getaway coming up.

shrimpwd

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Re: Race from 10 to 100k!!
« Reply #2701 on: November 18, 2019, 09:35:38 AM »
I'm going to join this race and only include invested money. My net worth is larger, even with the current liabilities. I have a couple previous data points, so I'll include those while I'm at it.

                  401K
1-1-2018     6455
12-1-2018   9518
4-1-2019    10960
11-6-2019   13466

I look forward to seeing my progress!

Serendip

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Re: Race from 10 to 100k!!
« Reply #2702 on: November 22, 2019, 10:47:24 AM »
Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008
June '19   56,272
July '19    57,022
Aug '19    59,005
Sept '19   61,160
Oct '19     62,060
Nov '19    64,246


Still need to pay a large bill for taxes, ideally before the end of the year so likely won't grow this much in the next month or two but happy for the progress!


Treedream

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Re: Race from 10 to 100k!!
« Reply #2703 on: November 26, 2019, 07:04:42 AM »
01/06/2018: -€60
01/01/2019: €2875.28
01/07 2019: €9288.2
01/08/2019: €10.485.05
01/09/2019: 11554.85
28/09/2019:  €12.182,10
24/10/2019: €13.082.24
01/01/2020: €14.500 Goal

26/11/2019: €14,311.49      
« Last Edit: November 26, 2019, 07:06:29 AM by Treedream »

catorbe

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Re: Race from 10 to 100k!!
« Reply #2704 on: November 26, 2019, 12:54:41 PM »
[

I was like boooo when I saw the recent market drops, but also have to realize that while being at $36500 right now instead of 37-38,000 which is where i was anticipating, i'm still averaging over 2000 a month since I broke the 10k mark. Progress!

A few short months later I'm going to be at >$44,000 after the end of the month and rent is paid and suddenly it seems crazy that I was just at 36500 just 3 months ago.

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2705 on: November 27, 2019, 12:49:45 AM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)
Oct 2019 €53.900 (+1.300)
Nov 2019 €58.800 (+4.900)

« Last Edit: November 30, 2019, 11:52:10 AM by Hirondelle »

ItsALongStory

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Re: Race from 10 to 100k!!
« Reply #2706 on: November 27, 2019, 08:26:15 AM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)
Oct 2019 €53.900 (+1.300)
Nov 2019 €58.800 (+4.900)

Fixed that for you ;)

Slanhirn

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Re: Race from 10 to 100k!!
« Reply #2707 on: November 27, 2019, 10:02:01 AM »
Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)
05.2019 - £51,853 (+2,548)
06.2019 - £52,723 (+870)
07.2019 - £55,172 (+2,449)
08.2019 - £57,197 (+2,025)
09.2019 - £59,201 (+2,004)
10.2019 - £60,788 (+1,587)
11.2019 - £61,934 (+1,146)
12.2019 - £62,523 (+589)

Assets = £67,466
Student loans = (£4,943)

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2708 on: November 27, 2019, 03:17:49 PM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)
Oct 2019 €53.900 (+1.300)
Nov 2019 €58.800 (+4.900)

Fixed that for you ;)

Damn! Saved even more money than I thought I had ;)

kaposzta

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Re: Race from 10 to 100k!!
« Reply #2709 on: November 29, 2019, 01:50:05 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2.47%, +$1,642)
Aug 29, 2019: $69,931 (+2.53%, +$1,724)
Sept 29, 2019: $71,138 (+1.73%, +$1,207)
Oct 31, 2019: $71,517 (+0.53%, +$379)
Nov 29, 2019: $73,138 (+2.27%, +$621)

This month was great spending-wise, as my SR will be around ~80%. Investments grew slowly but steadily. I've sold a domain with $180 profit, and received the first instalment out of 6 after a domain sale in October ($150). Received a $100 and a $200 offer for other domains, these are pending. December spending will be higher than November's, but I'll try to reach $75k by the end of the year.
« Last Edit: November 29, 2019, 08:17:29 AM by kaposzta »

GeekyGirl

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Re: Race from 10 to 100k!!
« Reply #2710 on: November 29, 2019, 07:50:57 AM »
Hello,

Jan 17, 2017:  € 12,138 
Feb 06, 2017:  € 16,720
Apr 04, 2017:  € 23,400
Oct 23, 2017:  € 27,680

Jan 07, 2019:  € 36,415
Jun 17, 2019:  € 46,385
 Aug 8, 2019:  € 48,526
Aug 18, 2019: € 50,236
Oct 07, 2019:  € 54,012
Oct 27, 2019:  € 55,619
Nov 29, 2019:  € 58,468

My initial goal for this year was to have a 50K net worth and the stretch goal was an increase of 20K or a NW of 56.5K. I reached both of these goals so I’m really proud of myself. We have a kitchen remodel coming in and we want to change the windows so that could reduce the EOY NW. For 2020, I’m thinking of removing the emergency fund and sinking fund accounts from the NW calculations. This is money I save to spend as needed. It also inflates my saving rates while the money I invest is not increasing so it’s not helpful. It’s decided: as of Jan 2020, I’ll count just real estate and investments accounts in the NW.

QuillScroll

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Re: Race from 10 to 100k!!
« Reply #2711 on: November 29, 2019, 08:16:30 AM »
30-Apr-18       37941
24-May-18       40069
18-Jun-18        41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645
23-Aug-19    84161
13-Nov-19    96500
30-Apr-18       37941
24-May-18       40069
18-Jun-18        41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645
23-Aug-19    84161
13-Nov-19    96500
29-Nov-19    101000

So there, broke the 100K mark. Found MMM on sep/oct 2017, I was saving before as well but not with any goal and was also spending a lot. Started tracking in Dec 2017, so happy to reach the 100K mark in two years. Shows what a little bit of intention and direction can achieve. Though I had some nice bonus at work to help me along.  Thanks to all of you for support.

Hope to see you all soon on the next thread. I'll be still watching this one with interest.
« Last Edit: November 29, 2019, 08:21:50 AM by QuillScroll »

Evasion

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Re: Race from 10 to 100k!!
« Reply #2712 on: November 29, 2019, 03:48:35 PM »

20 Dec 18 - 37,800
Mid March 2019 - 45,815
20 June 2019 - 50,890
Mid September 2019 - 57,608
15 October 2019 - 58,927
1 November 2019 - 62,103
15 November 2019 - 64,594
1 December 2019 - 67,473

Market gone crazy and good saving efforts! Looks like I am going to go over +30,000 this year!
So keen!

BobTheBuilder

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Re: Race from 10 to 100k!!
« Reply #2713 on: November 30, 2019, 03:46:26 AM »
My speculative fun-money made me some hundreds more this month, and markets acted in my favor. I am up by over 2.2k for November:

Investments and liquidity:                                                             €21,096
Illiquid positions (car, pension plan...):                                           €3,187
Total debt (CC on full pay, student loan, bank loan, all low interest): €6,040

Networth:                                                                                    €18,234

Goal for December: Prepay the last €965 of student loans, even if it is only at 0.7% interest. Don't want to include it in my 2020 bookkeeping. At this balance, it doesn't matter any longer. Be gone from my life, student debt :-)

20k is very doable if stocks don't tank before Christmas.

Best to you all!

Imma

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Re: Race from 10 to 100k!!
« Reply #2714 on: November 30, 2019, 06:25:29 AM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October: €11128.59
November: €11227,46

Goals for 2019:
Savings: €5000
Investments: €10000

Same story as the last couple of months: lots of costs, some expected, some unexpected. Hopefully December will be a little bit better. I'll be off for 2 weeks over Christmas so not commuting will save a lot of money. When I'm off work I hardly spend anything except on food, and even with all the holiday food that's not going to break the bank - maybe €25-50 extra, depending on how many guests we'll have on how many days. I'm a fairly decent cook and I love to bake so I make everything from scratch.

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #2715 on: November 30, 2019, 07:04:08 AM »
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416
April 2019 - $26,812
May 2019 - $26,575 
June 2019 - $27,758
July 2019 - $29,419
August 2019 - $29,884
September 2019 - $30,602
October 2019 - $31,770

November 2019 - $33,081

Same footnote as before.  I neither added to nor deducted from my cash savings, so that was all 401K/market gains.  Honestly, it's a little scary at this point.

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2716 on: November 30, 2019, 09:08:45 AM »

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539
11/30/2019 - $98,502

November Notes

Another dual paycheck month, which means December will be paycheck-less. It also brings me tantalizingly close to the $100K mark, which I will probably cross on January 1st (barring market setbacks of course) when I receive my next paycheck. Wowza.

jiimmy

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Re: Race from 10 to 100k!!
« Reply #2717 on: November 30, 2019, 09:31:32 AM »
01/2011  $   7,457
01/2012  $ 17,228
01/2013  $ 40,480
01/2014  $ 39,129
01/2015  $ 52,439
01/2016  $ 51,321
01/2017  $ 40,381
01/2018  $ 48,063

01/2019  $ 62,472
02/2019  $ 67,871
03/2019  $ 71,163
04/2019  $ 74,147
05/2019  $ 77,284
06/2019  $ 77,317
07/2019  $ 83,885
08/2019  $ 86,051
09/2019  $ 87,106
10/2019  $ 90,926
11/2019  $ 95,072
12/2019  $101,254

Bon Voyage, see ya in the next thread!

vertkurt

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Re: Race from 10 to 100k!!
« Reply #2718 on: November 30, 2019, 10:24:15 AM »
1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187
7/1/19= 79,553
8/1/19 = 85,573
9/1/19 = 86,127
10/1/19 = 89,807
11/1/19 = 96,168
12/1/19 = 101,602

Not bad at all. <2 years to complete this challenge. See everyone in the next one!


Old Ball Coach

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Re: Race from 10 to 100k!!
« Reply #2719 on: November 30, 2019, 10:30:57 AM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51
November 2019 - $103,159.50

Big saving month and an even bigger month in the market. Time to move on up!

Imma

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Re: Race from 10 to 100k!!
« Reply #2720 on: November 30, 2019, 11:44:15 AM »
Wow @Hirondelle that's really impressive progress!!

Tass

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Re: Race from 10 to 100k!!
« Reply #2721 on: November 30, 2019, 12:33:13 PM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k
May 19$31.5k
Jun 19$33.3k
Jul 19$35.1k
Aug 19$36.7k
Sep 19$38.6k
Oct 19$40.2k

Nov 19: $42.6k

Big jump as my partner and I decided to retroactively restructure the way we share car expenses, inflating my savings rate to 61% for the month. Now I'm set to blow the "double my NW in 2019" goal out of the water - or to surpass it by $400, at least.

Congrats to at least four people so far this month who are graduating!
« Last Edit: November 30, 2019, 12:35:48 PM by Tass »

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2722 on: November 30, 2019, 12:45:25 PM »
Thanks @Imma! Double paycheck month + travel reimbursement helped a lot, wish every month was this good! You're doing a great job yourself as well keeping the upward trend even though you have big expenses. You've come so far compared to last year!

@Tass, congrats on your almost sure realization of doubling your NW again! Great jump also :)

And ofcourse congrats to all our graduations of this month. Meet you guys in the next thread.

KathrinS

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Re: Race from 10 to 100k!!
« Reply #2723 on: November 30, 2019, 01:06:50 PM »
I have just graduated from the Race to 50k thread and am eager to join in here. Here are my data points so far:

March 3rd 2019: £24 650
April 11th 2019: £29 470
May 5th 2019: £31 830
June 6th 2019: £33 755
July 4th 2019: £38 274
July 29th 2019: £40 619
September 3rd 2019: £42 102
October 4th 2019: £43 821
November 1st 2019: £46 954
November 30th 2019: £50 134

CanadianTeacher

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Re: Race from 10 to 100k!!
« Reply #2724 on: December 01, 2019, 11:17:30 AM »
Just contacted my former pension plan. Commuted value is difficult to calculate and I'll get a figure in six months. But I was assured I will get at least my contributions + interest, so: $6,826.01

So my current net worth:
$65,536.55 + $7,678.96 + $6,826.01 = ‬ $80,041.52‬  Woot!

December 1st update: $86,963.15

I received no pay over the summer, but travelled to England and Italy. I also treated myself to a new MacBook for work/pleasure.

With the threat of layoffs/strikes due to our new anti-education government, I will be slowing down my spending drastically. I know I'd be a lot closer to my $100,000 goal if I hadn't spent money on my trip/new technology, but you got to live a little.

I figure I will reach $100,000 by the end of February if my job remains stable.

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2725 on: December 01, 2019, 12:51:19 PM »
01/2011  $   7,457
01/2012  $ 17,228
01/2013  $ 40,480
01/2014  $ 39,129
01/2015  $ 52,439
01/2016  $ 51,321
01/2017  $ 40,381
01/2018  $ 48,063

01/2019  $ 62,472
02/2019  $ 67,871
03/2019  $ 71,163
04/2019  $ 74,147
05/2019  $ 77,284
06/2019  $ 77,317
07/2019  $ 83,885
08/2019  $ 86,051
09/2019  $ 87,106
10/2019  $ 90,926
11/2019  $ 95,072
12/2019  $101,254

Bon Voyage, see ya in the next thread!

Congrats! I hope to see you in the next thread very soon.

haypug16

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Re: Race from 10 to 100k!!
« Reply #2726 on: December 01, 2019, 07:46:19 PM »
November 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78
5/31/2019 $21,498.65
6/30/2019 $17,825.45
7/31/2019 $19,232.60
8/31/2019 $18,295.57
9/30/2019 $20,402.75
10/31/2019 $24,417.80
11/30/2019 $29,601.50 +$5,183.70 increase

Very good month for me. I should easily cross over into the $30ks with my first December check and end the year 1/3 of the way to finishing this race.

Congrats to everyone that graduated this month, seems like it was a good month for a lot of people :)

JCGreen

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Re: Race from 10 to 100k!!
« Reply #2727 on: December 01, 2019, 09:36:03 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: $38,091 (+3912)
Nov2019: $39,867.80 (+1776) Pretty typical month, probably not going to make it to 45k this year, but would if I included the value of the car I bought in September . 

Sugaree

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Re: Race from 10 to 100k!!
« Reply #2728 on: December 02, 2019, 06:51:00 AM »
5/1/2015     $4419.53
5/1/2016     $15689.46
5/1/2017     $34125.20
5/1/2018     $51663.60

5/1/2019     $64340.45
6/3/2019     $64940.28 (+$ 599.83  or  +0.93%)
7/1/2019     $70156.02 (+$5215.74 or  +8.03%)
8/1/2019     $74255.95 (+$4146.62 or  +5.91%)
9/1/2019     $74328.43 (+$  25.79   or  +0.03%)
10/1/2019   $78067.76 (+$3739.33  or  +5.03%)
11/1/2019   $81247.16 (+$3206.40  or  +4.11%)
12/2/2019   $88148.59 (+$6874.43  or  +8.46%)

Good month in the market plus an end-of-the-year bonus that gave my bank accounts a nice boost.

Trifele

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Re: Race from 10 to 100k!!
« Reply #2729 on: December 02, 2019, 07:05:01 AM »
1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187
7/1/19= 79,553
8/1/19 = 85,573
9/1/19 = 86,127
10/1/19 = 89,807
11/1/19 = 96,168
12/1/19 = 101,602

Not bad at all. <2 years to complete this challenge. See everyone in the next one!

Congrats @vertkurt !!

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #2730 on: December 02, 2019, 09:08:33 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199
9/31/2019: $30,664
10/31/2019: $33,343


11/30/2019: $35,249

Better month than what I was expecting had some big bills that had to come out but still moving upward!

M5

  • Stubble
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  • Location: Nevada
Re: Race from 10 to 100k!!
« Reply #2731 on: December 02, 2019, 01:46:49 PM »
4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55
5/7/19: $61,326.50
6/10/19: $62,992.97
7/3/19: $67,032.16
8/6/19: $66,081.23
9/4/19: $77,565.51
10/3/19: $81,417.50
11/5/19: $89,005.60
12/2/19: $95,911.37

Getting close!

coldestcat

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Re: Race from 10 to 100k!!
« Reply #2732 on: December 02, 2019, 03:06:17 PM »
7/17/19-    4,199.61
9/3/19-    15,357.17
10/1/19-   15,636.38
11/1/19-   20,938.14
12/2/19-   32,158.59    I started keeping track of my assets myself instead of using MINT and I guess there was some money it wasn't tracking, since this is a pretty big jump.

Optimiser

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Re: Race from 10 to 100k!!
« Reply #2733 on: December 03, 2019, 01:25:11 PM »
Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
June 2019 $11,500
July 2019 $17,000
August 2019 $19,900
September 2019 $19,900
October 2019 $26,200

November 2019 $34,500
« Last Edit: December 03, 2019, 01:27:28 PM by Optimiser »

Tass

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  • Working on a PhD...
Re: Race from 10 to 100k!!
« Reply #2734 on: December 03, 2019, 01:59:30 PM »
Wow, Optimiser! Best month ever!

(I just got the pun in your name for the first time. Ha.)

catorbe

  • 5 O'Clock Shadow
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  • Posts: 93
  • Location: ND
Re: Race from 10 to 100k!!
« Reply #2735 on: December 04, 2019, 07:36:29 AM »
Wow, Optimiser! Best month ever!

(I just got the pun in your name for the first time. Ha.)

I too was today year's old when I saw it! LOL

FIRE_guy

  • 5 O'Clock Shadow
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  • Location: Canada/EU
Re: Race from 10 to 100k!!
« Reply #2736 on: December 04, 2019, 11:12:28 PM »
Code: [Select]
1/1/2019 $58,510.45
2/1/2019 $57,956.00
3/1/2019 $64,999.54
4/1/2019 $67,995.31
5/1/2019 $67,087.75
6/1/2019 $68,470.09
7/1/2019 $75,814.13
8/1/2019 $79,447.74
9/1/2019 $79,958.65
10/1/2019 $82,594.49
11/1/2019 $86,949.23
12/1/2019 $88,888.31

Our moonshot goal for 2019 was to hit 100k, knowing that it was likely not going to happen. Revised the goal mid-year for 90k as this was a bit more realistic.... SO CLOSE!!!

Hoping to hit 100k early in 2020, but will be incurring 5-10k in moving costs in May, so looks like we might be in tough to crack 100k in 2020. Fingers crossed.


Optimiser

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Re: Race from 10 to 100k!!
« Reply #2737 on: December 06, 2019, 02:07:23 PM »
Thanks @Tass This is mostly due to the markets though. Nothing special happened on my end of things. Just a slowly building tailwind of less interest to paid each month and more interest earned.

adamsputnik

  • 5 O'Clock Shadow
  • *
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Re: Race from 10 to 100k!!
« Reply #2738 on: December 13, 2019, 06:51:09 AM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00
5/3/19 - 41,790.00
6/7/19 - 44,852.00
7/12/19 - 48,436.00
9/9/19 - 51,564.00
11/1/19 - 56,169.00
12/13/19 - 60,978.00

Pretty good progress last month. Having an extra paycheck month didn't hurt. Basically exactly doubled my starting point for this year.
« Last Edit: December 13, 2019, 07:04:30 AM by adamsputnik »

Evasion

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  • *
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Re: Race from 10 to 100k!!
« Reply #2739 on: December 15, 2019, 01:04:24 AM »
20 Dec 18 - 37,800
Mid March 2019 - 45,815
20 June 2019 - 50,890
Mid September 2019 - 57,608
15 October 2019 - 58,927
1 November 2019 - 62,103
15 November 2019 - 64,594
1 December 2019 - 67,473
15 December 2019 - 65,794

Down almost 2k this fortnight.. Big unavoidable expenses + market tanking.
It's actually not too bad considering. I even managed to buy a few extra shares.
I'll be back stronger for the first 2020 update!


Serendip

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Re: Race from 10 to 100k!!
« Reply #2740 on: December 15, 2019, 04:56:33 PM »
Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008
June '19   56,272
July '19    57,022
Aug '19    59,005
Sept '19   61,160
Oct '19     62,060
Nov '19    64,246
Dec '19    60,746

*had to rob Peter to pay Paul..or something like that :)

Hopefully next year will continue on an upward trajectory!

jasert39

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  • *
  • Posts: 10
Re: Race from 10 to 100k!!
« Reply #2741 on: December 16, 2019, 11:54:25 AM »

I've been using Personal Capital to track our net work for a few months, this will be a fun place to keep track and more importantly keep ourselves on the saving path!  I've only used the site to factor investment/retirement accounts against mortgage and car loan balance, I have cash set aside for home improvements\emergency so I didn't want that money to show a inflated NW, also have not used homes value to factor into the calculation.


September 1, 2018 - $16,853
October 1, 2018 - $20,234
April 2, 2019 - $64,781 (forgot about updating this, but was pretty exciting to see!)

November 6, 2019 - $89,158...the grind is paying off

This feels so good...onto the new Race thread for me!  $102,141 NW according to Personal Capital today!!!!

M5

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Re: Race from 10 to 100k!!
« Reply #2742 on: December 18, 2019, 08:42:42 PM »
Congrats @jasert39! Hopefully I'll join you in a month or two.

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2743 on: December 24, 2019, 02:21:50 AM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.4k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)
Oct 2019 €53.900 (+1.300)
Nov 2019 €58.800 (+4.900)
Dec 2019 €61.500 (+2.700 or +13.500 over 6 months)

Yet another great month and my 6 month NW increases keep going up as well :)

Dave15

  • 5 O'Clock Shadow
  • *
  • Posts: 18
Re: Race from 10 to 100k!!
« Reply #2744 on: December 26, 2019, 02:41:52 AM »
25-6-2018            € 29.879,12 ------> Started Tracking
25-7-2018            € 30.749,12
25-8-2018            € 31.993,17
25-9-2018            € 33.185,00 ------> Found MMM
25-10-2018          € 34.433,66
25-11-2018          € 35.556,00
25-12-2018          € 41.939,62
25-1-2019            € 42.082,47
25-2-2019            € 44.338,00
25-3-2019            € 46.218,65
25-4-2019            € 47.829,00
03-6-2019            € 49.478,00
05-7-2019            € 52.722,00
25-7-2019            € 54.736,00
31-8-2019            € 56.431,00
01-10-2019          € 58.445,00
06-11-2019          € 60.308,00

In my first post in this thread I challenged myself to get to 62k before december 5th, that will be tight as I have a small weekend getaway coming up.

06-12-2019          € 61.808,00
26-12-2019          € 64.000,00 (estimate, brokerage accounts will take some time to execute orders)

So I didn't make the 62k goal, as I forked over almost €1k to pay for next year's health insurance in advance & infull- it gets you a small percentage off- even if the weekend getaway was cheaper than expected. December came with the first full thirtheenth month I've ever received, and that feeling I can get used to! I'm going to dump most of it into the market since I've saved enough money to cover for expected expenses in the next couple of years (down-payment etc.).

2020 will be the first year where I'm going to invest more than I'll save, which is feeling good (albeit a little nervewrecking for a money-hoarder like me, but I'll get used to that).

Good to see everyone in this thread making serious progress, bet of luck to you in 2020!

BobTheBuilder

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Re: Race from 10 to 100k!!
« Reply #2745 on: December 26, 2019, 09:29:23 AM »
Ending the year at €20.6k, up 21k over Dec 2018. I like.

After-tax-robbery income was 41k, savings 20k, stock returns approx. 1k, underperfoming 100% passive investing. Why? I lost 2.5k on way to risky leveraged longs in the Spring of 2019. I later made back 3.5k, but at idiotic risk.
I learned a lot this year :-D ->

Do not leverage too high, do not use knock-outs, use options instead, if you must.
Keep most investments in indexes.
If you work full time, you don't have the time to follow more than a few companies even if they are in your field of expertise.
Diversify

So savings rate was ~48%. Plan to keep it that way for 2020.




shrimpwd

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  • Posts: 41
  • Location: Georgia
Re: Race from 10 to 100k!!
« Reply #2746 on: December 29, 2019, 03:20:34 AM »
                  401K   NW
1-1-2018     6455   24k
12-1-2018   9518   37k
4-1-2019    10960  49k
11-6-2019   13466  53k  - start of race

12-29-19     14460   56k

I only have another ~15k in liabilities. I hope to see faster growth in the next year or two.

FIRE_guy

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  • Posts: 35
  • Location: Canada/EU
Re: Race from 10 to 100k!!
« Reply #2747 on: December 29, 2019, 06:45:24 AM »
Code: [Select]
1/1/2019 $58,510.45
2/1/2019 $57,956.00
3/1/2019 $64,999.54
4/1/2019 $67,995.31
5/1/2019 $67,087.75
6/1/2019 $68,470.09
7/1/2019 $75,814.13
8/1/2019 $79,447.74
9/1/2019 $79,958.65
10/1/2019 $82,594.49
11/1/2019 $86,949.23
12/1/2019 $88,888.31
12/29/2019 $92,750

So close to that 100k mark! Wanted to hit it this year so badly, but still up from 58k in January.

Goal for Q1 2020: hit 100k.
Goal for YE2020: hit 150k.

KathrinS

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    • A Chat with Kat
Re: Race from 10 to 100k!!
« Reply #2748 on: December 30, 2019, 05:59:59 AM »
End of December update:

£5012 in emergency fund
£3000 in 5% interest rate savings account
£277 extra money, ready to be invested
£40026 in investment account
£4061 in new LISA


March 3rd 2019: £24 650
April 11th 2019: £29 470
May 5th 2019: £31 830
June 6th 2019: £33 755
July 4th 2019: £38 274
July 29th 2019: £40 619
September 3rd 2019: £42 102
October 4th 2019: £43 821
November 1st 2019: £46 954
November 30th 2019: £50 134
December 30th 2019: £52 376 --> £2 242 increase.

slowstart

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Re: Race from 10 to 100k!!
« Reply #2749 on: December 30, 2019, 11:43:53 AM »
Assuming this thread carries over to the new year.  New to MMM and the community, trying to get ahold of my financial future. 29y/o with no student debts (woohoo).

Dec 2019 - [total: 64220.99]{Brokerage: 5638.78, 401k: 51229.12, HSA: 7353.09}
« Last Edit: December 30, 2019, 12:05:23 PM by slowstart »