Author Topic: Race from 10 to 100k!!  (Read 843982 times)

Cezil

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Re: Race from 10 to 100k!!
« Reply #2650 on: October 07, 2019, 07:31:24 AM »
Quote
Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)

Jan-2019:    $81,866.77  (+ 9,373.61)
Feb-2019:   $87,222.31  (+ 5,355.54)
Mar-2019:   $88,865.95 (+ 1,643.64)
Apr-2019:   $93,050.94  (+ 4,184.99)
May-2019:  $91,719.70  ( - 1,331.24)
Jun-2019:   $95,665.54   (+ 3,945.84)
Jul-2019:    $99,502.49  (+ $3,865.95)


Aug-2019:   $98,338.71  (- $1,162.78)
Sep-2019:   $102,459.81  (+ $4,120.10)
 

It was terribly busy in September and I didn’t get a chance to get to the forums that month.  I finally hit the $100K mark at the end of September, however I’ve been thinking of giving my 2 weeks on Friday and taking a few months off (probably not, but it’s nice to dream) since work has gotten super stressful, and the next 3 months will get worse before it can get better, and I’m not sure the pay is worth my health and happiness at this point.  Burn out for 10 months now sucks.  I've reduced my 401k contribution to the match percentage to hoard cash in my checking account so I feel less worried about leaving my job (I do have 5-6 months saved up already, then discovered cobra coverage would be $418/month!).

At least I met the goal.

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #2651 on: October 07, 2019, 07:46:27 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199


9/31/2019: $30,664

Was a hectic week around here last week (was part of a jury on an assault case) so I was not able to get on and update. It was another good month paying off debt. Good to see everyone's great progress!

Congrats Cezil on hitting this mark! Hopefully all works out with your job and you can figure something out. I wish you the best of luck

Tass

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Re: Race from 10 to 100k!!
« Reply #2652 on: October 07, 2019, 07:37:31 PM »
The access to the datasheet has been restored. So now you can enter the data for October

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit#gid=0

Thanks repman. Your public service is appreciated.

Shelfside27

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Re: Race from 10 to 100k!!
« Reply #2653 on: October 11, 2019, 07:07:44 AM »
Only just signed up to post but been following this thread for a while and it is a huge help to keep me on track.

Since I started tracking:

07/17: £18,831
08/17: £20,396
09/17: £23,363
10/17: £24,599


Quarter of the way there. :-)


A big jump this month thanks to an incredibly generous gift from parents towards my first home purchase. Can't quite put into words how much it means. Now I have the foundation, I need to start putting more towards an index fund ISA or SIPP as I only have my relatively low pension  pot and company shares at the moment. I also need to make sure I avoid the lure of fancy new furniture for the house.

11/17 £26,243
12/17 £27,160
01/18 £28,622
02/18 £48,272

Been a while since I've posted. Started saving more now in a Vanguard ISA. Pretty turbulant end to December/early 19 due to a big trip to Central America, but worth it in my eyes :-)

Mar-18    £48,856.64
Apr-18    £49,114.25
May-18    £49,053.71
Jun-18    £48,221.75
Jul-18    £47,846.38
Aug-18    £48,974.72
Sep-18    £52,939.16
Oct-18    £51,783.55
Nov-18    £53,924.18
Dec-18    £54,660.75
Jan-19    £51,549.50
Feb-19    £51,724.76
Mar-19    £52,470.21
Apr-19    £53,910.50
May-19    £54,337.07
Jun-19    £53,887.49
Jul-19    £55,380.13
Aug-19    £56,174.30
Sep-19    £59,791.60
Oct-19    £60,712.78


starting to ramp up, and a salary increase this summer hopefully really push on over the next year or so
« Last Edit: October 11, 2019, 07:09:20 AM by Shelfside27 »

Evasion

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Re: Race from 10 to 100k!!
« Reply #2654 on: October 14, 2019, 01:16:14 AM »
20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521
1 September 2019 - 55,314
Mid September 2019 - 57,608
1 October 2019 - 58,184
15 October 2019 - 58,927

Another disappointing update. I lent some cash to my partner and still awaiting a superannuation payment so hopefully a nice little jump for November.
I must be a bit more disciplined.

Serendip

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Re: Race from 10 to 100k!!
« Reply #2655 on: October 15, 2019, 04:46:56 PM »
I'm with you @Evasion --must be a bit more disciplined.
Traveling abroad led to a bit of a spending spree. I just cancelled a dinner reservation for tomorrow because we don't need to eat out at a fancy restaurant AT ALL. We have a fridge full of Thanksgiving leftovers (Canadian thanksgiving is much earlier than for you 'mericans), so we wouldn't even appreciate it as much as we normally would. :)

Savings has dropped and spending increased quite a bit, need to reboot!


Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008
June '19   56,272
July '19    57,022
Aug '19    59,005
Sept '19   61,160
Oct '19     62,060
« Last Edit: October 15, 2019, 04:50:28 PM by Serendip »

catorbe

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Re: Race from 10 to 100k!!
« Reply #2656 on: October 16, 2019, 08:44:20 AM »
I'm confident that my NW of >$40,000 will stick at this point (until I get paid again on 10/31) thus resulting in me being 40% of the way to the goal!

bradspartan

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Re: Race from 10 to 100k!!
« Reply #2657 on: October 16, 2019, 02:42:48 PM »
Hi all!

Looking to join this!  Current net worth is ~27K.

However; just curious over what people count in their net worth.  For example, I have a car paid off, with a value of 7K that I currently count in this equation.  Just curious if others do as well.  I've taken the plain approach of any asset (even though cars should rarely count as true assets) is an asset that I depreciate via adding the added mileage in via the Mint application.

Let me know your thoughts.


Tass

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Re: Race from 10 to 100k!!
« Reply #2658 on: October 16, 2019, 05:13:54 PM »
If any "official" MMM policy on counting cars exists, I would guess they are not generally counted toward NW - but everyone does it differently. Would you ever sell the car? If you're going to run it into the ground, you're not planning to extract that $7k back out of it, so it seems more like a sunk cost which you amortize over the lifetime of use. I don't count my car - or any other physical asset - but the car is the most expensive at less than $2k.

Do what works for you.

(I'm biting my nails on whether I'll make $40k this month. Currently trending toward no.)

bradspartan

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Re: Race from 10 to 100k!!
« Reply #2659 on: October 17, 2019, 10:39:00 AM »
I don't disagree with what you're saying at all and makes sense to me - however; I'll keep counting the car just b/c I list it all in Mint, and don't want to manually exclude it.  However; to truly graduate from this forum, I think i'll exclude them when I get to the 100k threshold.  For now out of ease, I'll keep it as is.  Good luck on the march to 40k!


If any "official" MMM policy on counting cars exists, I would guess they are not generally counted toward NW - but everyone does it differently. Would you ever sell the car? If you're going to run it into the ground, you're not planning to extract that $7k back out of it, so it seems more like a sunk cost which you amortize over the lifetime of use. I don't count my car - or any other physical asset - but the car is the most expensive at less than $2k.

Do what works for you.

(I'm biting my nails on whether I'll make $40k this month. Currently trending toward no.)

catorbe

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Re: Race from 10 to 100k!!
« Reply #2660 on: October 17, 2019, 11:43:39 AM »
I don't disagree with what you're saying at all and makes sense to me - however; I'll keep counting the car just b/c I list it all in Mint, and don't want to manually exclude it.  However; to truly graduate from this forum, I think i'll exclude them when I get to the 100k threshold.  For now out of ease, I'll keep it as is.  Good luck on the march to 40k!


If any "official" MMM policy on counting cars exists, I would guess they are not generally counted toward NW - but everyone does it differently. Would you ever sell the car? If you're going to run it into the ground, you're not planning to extract that $7k back out of it, so it seems more like a sunk cost which you amortize over the lifetime of use. I don't count my car - or any other physical asset - but the car is the most expensive at less than $2k.

Do what works for you.

(I'm biting my nails on whether I'll make $40k this month. Currently trending toward no.)

Meet in the middle and use the salvage value instead of KBB. Whatever the value is when you do dispose of it, scrap, sell, trade-in, etc. So if you can get a reliable 500 from the junk yard, or your plan is to turn it in in 10 years when its mileage is super high and you estimate you'll get 1000 or whatever from the trade use that value.

Personally I'm amortizing my remaining car note with my cars value so the asset and debt off-set one another which most won't agree with, but long term I don't want my car to have any impact in my NW so for Mint's purposes I'm doing it this way so it has no effect from an asset or a debt perspective. I know i'll have no debt against my car eventually, but also won't keep an asset on the Balance Sheet either so I just balance it out.

Imma

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Re: Race from 10 to 100k!!
« Reply #2661 on: October 17, 2019, 07:02:30 PM »
The only valuable asset I have is the house I live in and I don't include it in my net worth for several reasons: the housing market is insane where I live so the equity in my home would seriously distort my NW while I can't access that money, the market value is too difficult to determine exactly every month and I can't downsize any further than this so I can't just sell and cash the money unless I wanted to go and live in a van. I can imagine that if I owned a home worth half a million that I would include (a part) of the equity in my NW because there's the option of selling and releasing that money if I wanted to.

dutty

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Re: Race from 10 to 100k!!
« Reply #2662 on: October 20, 2019, 01:01:04 PM »



Quote
12/15 -£2,610
12/16  £5,250   (+£7,860 ~ +301%)
12/17  £10,810 (+£5,560 ~ +106%)
12/18  £68,620 (+£57,810 ~ +634%)
01/19  £68,210  (-£410 ~ -1%)
02/19  £64,060  (-£4,150 ~ -6%)
03/19  £74,350 (+£10,290 ~ +16%)
04/19  £69,650 (-£4,700 ~ -7%)
05/19  £68,950 (-£700 ~ -1%)
06/19  £76,850 (+£7,900 ~ +11%)
07/19  £79,180 (+£2,330 ~ +3%)
08/19  £98,690 (+£19,510 ~ +25%)
09/19  £109,170 (+£10,480 ~ +11% )

Keep fighting the good fight everyone. See you around!




Manchester

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Re: Race from 10 to 100k!!
« Reply #2663 on: October 22, 2019, 04:21:35 AM »
£24,889.28

My NW increased by £132 this month which is pretty bad for me.  I had a few unusual expenses like car insurance to pay for, which cost me a few hundred £'s.  Also had some wedding-related expenses which didn't help.

Overall I contributed my usual amounts into my investment accounts.  It's just cash that I've spent so not the end of the world.

Should smash through the £25k barrier in November.

Trifele

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Re: Race from 10 to 100k!!
« Reply #2664 on: October 22, 2019, 05:11:39 AM »
Quote
12/15 -£2,610
12/16  £5,250   (+£7,860 ~ +301%)
12/17  £10,810 (+£5,560 ~ +106%)
12/18  £68,620 (+£57,810 ~ +634%)
01/19  £68,210  (-£410 ~ -1%)
02/19  £64,060  (-£4,150 ~ -6%)
03/19  £74,350 (+£10,290 ~ +16%)
04/19  £69,650 (-£4,700 ~ -7%)
05/19  £68,950 (-£700 ~ -1%)
06/19  £76,850 (+£7,900 ~ +11%)
07/19  £79,180 (+£2,330 ~ +3%)
08/19  £98,690 (+£19,510 ~ +25%)
09/19  £109,170 (+£10,480 ~ +11% )

Keep fighting the good fight everyone. See you around!

Congratulations @dutty!   Well done! 

Treedream

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Re: Race from 10 to 100k!!
« Reply #2665 on: October 24, 2019, 04:49:01 AM »
01/06/2018: -€60
01/01/2019: €2875.28
01/07 2019: €9288.2
01/08/2019: €10.485.05
01/09/2019: 11554.85
28/09/2019:  €12.182,10
01/01/2020: €14.500 Goal

24/10/2019: €13.082.24
This number includes investments, savings and holiday sinking fund. I will definitely be making the goal for this year. I am aiming for €15.000, which also seems doable.

GeekyGirl

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Re: Race from 10 to 100k!!
« Reply #2666 on: October 28, 2019, 03:07:43 AM »
Hello

Yay! Still on track to reach my stretch goal of 56.5K by Dec ie a networth increase of 20K for 2019.
Jan 17, 2017:  € 12,138 
Feb 06, 2017:  € 16,720
Apr 04, 2017:  € 23,400
Oct 23, 2017:  € 27,680

Jan 07, 2019:  € 36,415
Jun 17, 2019:  € 46,385
 Aug 8, 2019:  € 48,526
Aug 18, 2019: € 50,236
Oct 07, 2019:  € 54,012
Oct 27, 2019:  € 55,619

A big ticket item is looming so I'll probably achieve my strech goal but just about.

BobTheBuilder

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Re: Race from 10 to 100k!!
« Reply #2667 on: October 28, 2019, 12:06:58 PM »
Greetings once againg, here comes October!
I did make the money back I lost on Tesla when my knock-out bull position went pooof in May this year. So my speculative fun-money made me 650€ this month. I am up by over 1.7k for October:

Investments and liquidity:                                                             €19,615
Illiquid positions (car, pension plan...):                                           €3,234
Total debt (CC on full pay, student loan, bank loan, all low interest): €6,887

Networth:                                                                                    €15,962

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2668 on: October 30, 2019, 01:16:00 AM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)
Sept 2019 €52.600 (+3.400)
Oct 2019 €53.900 (+1.300)

And that while spending the whole month traveling in a western country! As I've finally had my work trip I'm also soon gonna get back about €1500 which will help push me over the 55k goal for November. As that will also be a double paycheck month I may even hit 60k if markets cooperate!


Evasion

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Re: Race from 10 to 100k!!
« Reply #2669 on: October 30, 2019, 08:52:31 PM »
20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521
1 September 2019 - 55,314
Mid September 2019 - 57,608
1 October 2019 - 58,184
15 October 2019 - 58,927
1 November 2019 - 62,103

Finally a nice big jump! Got equivalent of 401k paid for the quarter, brought my spending under control, rebalanced investments, got dividends, etc.
Crazy how much it can fluctuate.
I'll try to keep the momentum and see if I can end the year at +30k.
@Serendip I'm not American;) we're almost on the same amounts, let's improve our discipline and race!
I hope to graduate before end of 2020.

haypug16

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Re: Race from 10 to 100k!!
« Reply #2670 on: October 31, 2019, 06:00:14 AM »
October 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78
5/31/2019 $21,498.65
6/30/2019 $17,825.45
7/31/2019 $19,232.60
8/31/2019 $18,295.57
9/30/2019 $20,402.75
10/31/2019 $24,417.80 +$4,015.05 increase

Nice jump for the month :) Hoping I can break into the 30s by the end of the year.

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #2671 on: October 31, 2019, 06:38:17 AM »
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416
April 2019 - $26,812
May 2019 - $26,575 
June 2019 - $27,758
July 2019 - $29,419
August 2019 - $29,884
September 2019 - $30,602

October 2019 - $31,770

I neither added to nor deducted from my savings, so that was all 401K/market gains. 

Slanhirn

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Re: Race from 10 to 100k!!
« Reply #2672 on: October 31, 2019, 08:37:59 AM »
Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)
05.2019 - £51,853 (+2,548)
06.2019 - £52,723 (+870)
07.2019 - £55,172 (+2,449)
08.2019 - £57,197 (+2,025)
09.2019 - £59,201 (+2,004)
10.2019 - £60,788 (+1,587)
11.2019 - £61,934 (+1,146)

Assets = £67,268
Student loans = (£5,334)


Serendip

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Re: Race from 10 to 100k!!
« Reply #2673 on: October 31, 2019, 11:30:03 AM »

@Serendip I'm not American;) we're almost on the same amounts, let's improve our discipline and race!
I hope to graduate before end of 2020.

Alright--let's do it @Evasion :)
I will likely take longer than your goal of end of 2020 but a challenge is motivating.

Optimiser

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Re: Race from 10 to 100k!!
« Reply #2674 on: October 31, 2019, 01:12:56 PM »
Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
June 2019 $11,500
July 2019 $17,000
August 2019 $19,900
September 2019 $19,900

October 2019 $26,200

Thanks stock/housing market!

Tass

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Re: Race from 10 to 100k!!
« Reply #2675 on: October 31, 2019, 03:10:57 PM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k
May 19$31.5k
Jun 19$33.3k
Jul 19$35.1k
Aug 19$36.7k
Sep 19$38.6k

Oct 19: $40.2k

A big mechanic bill pushed this to my second-highest spend month of the year, missing the top spot by only $10. But the stock market launched me past $40k anyway!

The stretchiest of stretch goals would be for me to hit $44.8k by the end of the year, as that would represent a doubling of my net worth in 2019 - a feat I accomplished in 2018, but of course only gets harder over time. ;) Right now I'm forecasting $44.1k. Can I make up the difference?? What suspense!
« Last Edit: November 01, 2019, 09:16:04 PM by Tass »

nmitb

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Re: Race from 10 to 100k!!
« Reply #2676 on: October 31, 2019, 03:27:36 PM »
2019
Jan: -$7,248
Feb: -$6,093
Mar: -$1,081
Apr: $1,221
May: $4,418
Jun: $5,562
Jul: $7,408
Aug: $9,255
Sept: $25,361
Oct: $27,333
Nov: $31,211

Imma

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Re: Race from 10 to 100k!!
« Reply #2677 on: October 31, 2019, 03:29:39 PM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95
September 2019: €10338.28
October: €11128.59

Goals for 2019:
Savings: €5000
Investments: €10000

Going in the right direction again, just not as much as I had hoped, but I had some unexpected costs (again). September-December is always the most expensive part of the year for me.

Sugaree

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Re: Race from 10 to 100k!!
« Reply #2678 on: November 01, 2019, 04:20:04 AM »
5/1/2015     $4419.53
5/1/2016     $15689.46
5/1/2017     $34125.20
5/1/2018     $51663.60

5/1/2019     $64340.45
6/3/2019     $64940.28
7/1/2019     $70156.02
8/1/2019     $74255.95
9/1/2019     $74328.43
10/1/2019   $78067.76
11/1/2019   $81247.16


Not a bad month.  Crossed the $90k asset threshold, so if I can just knock those liabilities down I'll be doing good.

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2679 on: November 01, 2019, 07:06:45 AM »

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589
9/30/2019 - $83,292
10/31/2019 - $87,539

October Notes

Trucking right along, though still have a lot of room for improvement on the expense front.

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #2680 on: November 01, 2019, 07:13:15 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646
8/30/2019: $27,199
9/31/2019: $30,664


10/31/2019: $33,343

Was a little spend happy this month but sold off some unused things from around the house to make up for it.

kaposzta

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    • Years Until FIRE Calculator
Re: Race from 10 to 100k!!
« Reply #2681 on: November 01, 2019, 07:51:22 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2,47%)
Aug 29, 2019: $69,931 (+2,53%)
Sept 29, 2019: $71,138 (+1.73%)
Oct 31, 2019: $71,517 (+0,53%)

Investments performed quite bad, and there were some unexpected costs (e.g. new glasses for $250, buying some of the Christmas gifts for $100, buying a sandwich maker for $20, quarterly bank charges, excessive drinking (two times in October instead of one, LOL), incredible Belgian beer sale :) etc.).

SR was around a shameful 33%, good news is that my workplace will support my glass purchase with $100 (in theory), that would bring my SR to a less shameful 40%.

I expect that November will be better investment-wise, income-wise ($110 overtime payment) and spending-wise (I'm not planning to buy any expensive stuff this month), so my minimum target is 65% SR, normal target is 70% and maximum target is 75%.

I managed to sell one domain to an enduser, after the fees I'm expecting $900 in 6 monthly instalments. I hope this side business (or rather a hobby) can significantly help me reach my mid term goal, $100k by the end of 2021.
« Last Edit: November 01, 2019, 08:02:02 AM by kaposzta »

peppermint

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Re: Race from 10 to 100k!!
« Reply #2682 on: November 01, 2019, 08:01:07 AM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34
05/2019: $76475.71
06/2019: $77621.20
07/2019: $87651.71
08/2019: $94692.91
09/2019: $96637.79
10/2019: $98993.61
11/2019: $102339.59

I made it! Thanks for the support and encouragement everyone. :)

I feel like I don't belong in the next thread up!
« Last Edit: November 01, 2019, 08:06:34 AM by peppermint »

coldestcat

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Re: Race from 10 to 100k!!
« Reply #2683 on: November 01, 2019, 10:39:34 AM »
congrats! Whether you feel like it or not the numbers say you do :)

7/17/19-    4,199.61
9/3/19-    15,357.17
10/1/19-   15,636.38
11/1/19-   20,938.14

We have a long awaited trip to Japan coming up in December so I think we might not make much movement for the next few months. We will see.

Lamancha

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Re: Race from 10 to 100k!!
« Reply #2684 on: November 01, 2019, 07:39:36 PM »
Nov 2018- $23,000
Dec 2018- $26,000
Jan 2019- $29,000
Feb 2019- $36,000
March 2019- $40,000
April 2019- $43,000
May 2019- $48,000
June 2019- $54,000
July 2019- $60,600

Aug 2019- $71,800

July was a good month for the business.  Things will probably start slowing down in September.

Sept 2019- $85,100

Oct 2019- $94,650
Nov 2019- $106,180

I made it! Woot woot.  See you guys in the next race.

Old Ball Coach

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Re: Race from 10 to 100k!!
« Reply #2685 on: November 02, 2019, 12:24:21 PM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49
September 2019 - $87,380.98
October 2019 - $93,328.51

Still saving and the market climbed some.

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #2686 on: November 02, 2019, 05:03:18 PM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00
5/3/19 - 41,790.00
6/7/19 - 44,852.00
7/12/19 - 48,436.00
9/9/19 - 51,564.00
11/1/19 - 56,169.00

vertkurt

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Re: Race from 10 to 100k!!
« Reply #2687 on: November 02, 2019, 07:04:40 PM »
1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187
7/1/19= 79,553
8/1/19 = 85,573
9/1/19 = 86,127
10/1/19 = 89,807
11/1/19 = 96,168

Should graduate around the end of the year. Slight raise at work and have had quite a few weeks of overtime to help boost my savings lately.

Imma

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Re: Race from 10 to 100k!!
« Reply #2688 on: November 03, 2019, 03:57:07 AM »
Congrats @Lamancha and @peppermint !

eav

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Re: Race from 10 to 100k!!
« Reply #2689 on: November 04, 2019, 08:43:59 AM »
June 2019: $52,951
July 2019: $55,573
August 2019: $57,409
September 2019: $58,726
October 2019: $61,206
November 2019: $64,509

Luz

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Re: Race from 10 to 100k!!
« Reply #2690 on: November 04, 2019, 06:25:28 PM »
11/2019: $30,000.00

Living on one low income while paying for husband's schooling and supporting his family...with baby #2 on the way.
I'm hoping to double it by the time my husband's done with school in 4 years.
That might be a little ambitious (unrealistic). But hey, it's good to have a goal!



« Last Edit: November 04, 2019, 07:53:07 PM by Luz »

M5

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Re: Race from 10 to 100k!!
« Reply #2691 on: November 05, 2019, 09:03:56 AM »
4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55
5/7/19: $61,326.50
6/10/19: $62,992.97
7/3/19: $67,032.16
8/6/19: $66,081.23
9/4/19: $77,565.51
10/3/19: $81,417.50
11/5/19: $89,005.60

The markets climbing the past week seems to have helped us quite a bit. If it keeps up we may graduate by the end of the year!

jasert39

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Re: Race from 10 to 100k!!
« Reply #2692 on: November 06, 2019, 02:17:41 PM »

I've been using Personal Capital to track our net work for a few months, this will be a fun place to keep track and more importantly keep ourselves on the saving path!  I've only used the site to factor investment/retirement accounts against mortgage and car loan balance, I have cash set aside for home improvements\emergency so I didn't want that money to show a inflated NW, also have not used homes value to factor into the calculation.


September 1, 2018 - $16,853
October 1, 2018 - $20,234
April 2, 2019 - $64,781 (forgot about updating this, but was pretty exciting to see!)

November 6, 2019 - $89,158...the grind is paying off

Trifele

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Re: Race from 10 to 100k!!
« Reply #2693 on: November 07, 2019, 05:52:18 AM »
Great attitude @Luz!  With that kind of focus you will be there before you know it.  Even little things really do add up. 

@M5 and @jasert39 -- you are neck and neck, nearing the finish line.  The first 100k is the hardest.  Great job!   

M5

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Re: Race from 10 to 100k!!
« Reply #2694 on: November 07, 2019, 01:40:30 PM »
Thanks @Trifele !

JCGreen

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Re: Race from 10 to 100k!!
« Reply #2695 on: November 09, 2019, 09:55:48 AM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182)
Sep2019: $34,179 (-5739)
Oct2019: 38,091.83 (+3912) Not a bad month, late update due to me being out in the wilderness. Good job everybody!

jiimmy

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Re: Race from 10 to 100k!!
« Reply #2696 on: November 10, 2019, 10:47:36 AM »
01/2011  $   7,457
01/2012  $ 17,228
01/2013  $ 40,480
01/2014  $ 39,129
01/2015  $ 52,439
01/2016  $ 51,321
01/2017  $ 40,381
01/2018  $ 48,063

01/2019  $ 62,472
02/2019  $ 67,871
03/2019  $ 71,163
04/2019  $ 74,147
05/2019  $ 77,284
06/2019  $ 77,317
07/2019  $ 83,885
08/2019  $ 86,051
09/2019  $ 87,106
10/2019  $ 90,926
11/2019  $ 95,072


Shout-out to all of you that count in Euros or GBP. This challenge is a little tougher for you folks.

QuillScroll

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Re: Race from 10 to 100k!!
« Reply #2697 on: November 13, 2019, 01:42:53 PM »
30-Apr-18       37941
24-May-18       40069
18-Jun-18        41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645
23-Aug-19    84161
13-Nov-19    96500

Took another gap in posting there. Again a job change, my commute reduced from 1.5 hrs one way to 30 mins to and fro so very happy.

Evasion

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Re: Race from 10 to 100k!!
« Reply #2698 on: November 14, 2019, 03:02:06 AM »

20 Dec 18 - 37,800
Mid March 2019 - 45,815
20 June 2019 - 50,890
Mid September 2019 - 57,608
15 October 2019 - 58,927
1 November 2019 - 62,103
15 November 2019 - 64,594

Another nice jump, thanks to a market rally and good ol discipline! I shortened the list to show quarterly progress.
Almost two thirds of the way, I can hardly believe it.
It all works! Keen to continue and see if I can start 2020 over 70k.

snorr

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Re: Race from 10 to 100k!!
« Reply #2699 on: November 14, 2019, 12:16:44 PM »
11/2019: $30,000.00

Living on one low income while paying for husband's schooling and supporting his family...with baby #2 on the way.
I'm hoping to double it by the time my husband's done with school in 4 years.
That might be a little ambitious (unrealistic). But hey, it's good to have a goal!

Good luck!