Author Topic: Race from 10 to 100k!!  (Read 635447 times)

kaposzta

  • 5 O'Clock Shadow
  • *
  • Posts: 65
  • Age: 35
  • Location: Hungary
    • Years Until FIRE Calculator
Re: Race from 10 to 100k!!
« Reply #2600 on: August 29, 2019, 07:35:50 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2,47%)
Aug 29, 2019: $69,931 (+2,53%)

Another great month investment-wise. SR will be ~60% for August.

Evasion

  • 5 O'Clock Shadow
  • *
  • Posts: 44
Re: Race from 10 to 100k!!
« Reply #2601 on: August 30, 2019, 04:47:29 AM »
20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521
1 September 2019 - 55,314

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!

Saving September here I come

haypug16

  • Handlebar Stache
  • *****
  • Posts: 1173
  • Age: 40
  • Location: Boston, MA
Re: Race from 10 to 100k!!
« Reply #2602 on: August 30, 2019, 06:17:11 AM »

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!


How did you go about doing this if you don't mind me asking? I am very interested.

JAYSLOL

  • Handlebar Stache
  • *****
  • Posts: 1233
Re: Race from 10 to 100k!!
« Reply #2603 on: August 30, 2019, 07:22:30 AM »
2018
Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 -  65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)
Dec 1 - 81.8k (+2300)

2019
Jan 1 - 82.5k (+700)
Feb 1 - 86.6k (+4100)
Mar 1 - 89.7k (+3100)
Apr 1 - 91.3k (+1600)
May 1 - 90.9k (-400)
June 1 - 90.6k (-300)
July 1 - 93.7k (+3100)
Aug 1 - 97.3k (+3600)
Sept 1 - 101.6k (+4300)


I’m calling it!  Official graduation time!  I pushed hard this month to get it done.  Thanks for having me, I’ll see you all in the next race soon
« Last Edit: August 30, 2019, 08:02:27 AM by JAYSLOL »

Hirondelle

  • Handlebar Stache
  • *****
  • Posts: 1432
Re: Race from 10 to 100k!!
« Reply #2604 on: August 30, 2019, 07:52:25 AM »

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!


How did you go about doing this if you don't mind me asking? I am very interested.

Same here. I have some 'sustainable' ETFs but I am always interested to hear about new/different ones that I don't know about yet.

Imma

  • Handlebar Stache
  • *****
  • Posts: 2053
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #2605 on: August 30, 2019, 09:42:37 AM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95

Goals for 2019:
Savings: €5000
Investments: €10000

Not a good month for the net worth, with a big invoice for a renovation project due + tuition and books for next semester and a lower income because of unpaid leave + no income from my side hustle during summer holiday, but I have been pretty frugal otherwise this month - 40% savings rate while I only earned €1350.

I have depleted my emergency fund so building that back up is my main goal as my job has become very insecure. I don't expect it to end before the end of the year but I wouldn't be surprised if it ends next year. There is possibly an option to switch to a different location but I wouldn't want to do that, it's too far from home and if I don't accept that option I will not qualify for unemployment benefits (as I'd be unemployed by choice). I'm sure I'd find work soon enough and my side hustle is going well, so I'm not too worried as long as I've got about 5k (or 6 months of expenses) in my savings account.

BobTheBuilder

  • Stubble
  • **
  • Posts: 166
Re: Race from 10 to 100k!!
« Reply #2606 on: August 30, 2019, 11:15:57 AM »
Hey folks,

I am new to this thread and would like to join in with a thread starting balance of

€11,407

after having just moved into a nicer appartment.

Net worth is composed of:

€17,491 investments and cash
€1,400 car (approx. market value)
€55 employer-co-funded pension plan (contribution startet 7/2019)

€887 CC paid each month
€1,443 student loan at 0.7% (min. payment fixed to €120)
€5,209 bank loan at 3.3%

Plan: >15k by year's end!

JCGreen

  • 5 O'Clock Shadow
  • *
  • Posts: 83
Re: Race from 10 to 100k!!
« Reply #2607 on: August 30, 2019, 03:50:00 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182) -Its a little sad to know that I added almost $1300 to my retirement investments, and they only went up $182. I hope the bounce back will be epic!

Tass

  • Handlebar Stache
  • *****
  • Posts: 1675
  • Age: 26
  • Location: Southern California
  • Working on a PhD...
Re: Race from 10 to 100k!!
« Reply #2608 on: August 30, 2019, 04:01:40 PM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k
May 19$31.5k
Jun 19$33.3k
Jul 19$35.1k

Aug 19: $36.7k

My three-paycheck month nicely counterbalanced market fluctuations for a steady upward trajectory (and discount stock!) I'm still on track to cross $40k before this December and hit $60k by next December.

DadJokes

  • Pencil Stache
  • ****
  • Posts: 919
Re: Race from 10 to 100k!!
« Reply #2609 on: August 30, 2019, 05:32:44 PM »
7/1/18: 41,258
8/1/18: 43,517
9/1/18: 48,733
10/1/18: 49,642
11/1/18: 52,012
12/1/18: 56,889
1/1/19: 60,898
2/1/19: 71,098
3/1/19: 77,557
4/1/19: 81,086
5/1/19: 81,836
6/1/19: 79,610
7/1/19: 88,436
8/1/19: 94,585
9/1/19: 99,159

Market volatility kept me from reaching 100k this month, but I'll be there by October.
« Last Edit: September 03, 2019, 03:22:20 PM by DadJokes »

Trifele

  • Handlebar Stache
  • *****
  • Posts: 2411
  • Location: NC
Re: Race from 10 to 100k!!
« Reply #2610 on: August 31, 2019, 03:41:46 AM »
Hey folks,

I am new to this thread and would like to join in

<snip>

Plan: >15k by year's end!

Welcome @BobTheBuilder!  Sounds like you're making good steady progress.  What's the plan for next year?

Congrats @JAYSLOL !
« Last Edit: August 31, 2019, 04:38:27 PM by Trifele »

Dave15

  • 5 O'Clock Shadow
  • *
  • Posts: 10
Re: Race from 10 to 100k!!
« Reply #2611 on: August 31, 2019, 09:03:10 AM »
New graduate from the race to 50k thread joining in, already used that to track net worth, so no adjustments needed.

I'm a 26 year old guy, living together with my GF in one of the bigger Dutch cities. We are lucky enough to both make decent money for our age and Dutch standards, but rent is rather high. A big part of the numbers above is my half of the down payment we're saving up. GF is very frugal, and I've only just cathced up with her money wise: joint NW is slightly over 100K now! We keep finances separated, so I'll be tracking for myself only.

First six months of 2019 were very fortunate for me: vacation pay, extra monthly pay as a bonus and two holidays that were less expensive than expected. Now it's just hoping I can continue the streak. Next goal: 60k on the 5th of december ("Sinterklaas").

Best of luck to everyone posting and reading here, happy stashing!

25-6-2018            € 29.879,12 ------> Started Tracking
25-7-2018            € 30.749,12
25-8-2018            € 31.993,17
25-9-2018            € 33.185,00 ------> Found MMM
25-10-2018          € 34.433,66
25-11-2018          € 35.556,00
25-12-2018          € 41.939,62
25-1-2019            € 42.082,47
25-2-2019            € 44.338,00
25-3-2019            € 46.218,65
25-4-2019            € 47.829,00
03-6-2019            € 49.478,00
05-7-2019            € 52.722,00
25-7-2019            € 54.736,00
31-8-2019            € 56.431,00

To be honest, the market downfall since last periode was a bit dissapointing, here's hoping to a bigger sale on stocks asap! The month itself was financially dull, standard pay, no big expenses. Sort-off related: my goal to accumulate 50k in hard cash (home deposit, buyer's costs, etc.) is going to be met soon, meaning that come November, I'll be able to increase monthly investments with 70%! And then I'm truly off into the boring middle...

Thanks to all the welcoming messages my first post in here received, happy stashing and best of luck to you all for the next month- we'll get there!

philli14

  • Stubble
  • **
  • Posts: 177
Re: Race from 10 to 100k!!
« Reply #2612 on: August 31, 2019, 04:04:29 PM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)

With all of your permission, I'm going to request to stay in the race for another month. I would like two consecutive months >100k to make sure I'm legit and can move on.

At any rate.. wow! great feeling!! Hoping to officially graduate next month :)

nmitb

  • 5 O'Clock Shadow
  • *
  • Posts: 43
Re: Race from 10 to 100k!!
« Reply #2613 on: September 01, 2019, 07:00:27 AM »
Congrats @philli14! You never had a down month, move up you wuss ;)

peppermint

  • Stubble
  • **
  • Posts: 154
Re: Race from 10 to 100k!!
« Reply #2614 on: September 01, 2019, 09:44:40 AM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34
05/2019: $76475.71
06/2019: $77621.20
07/2019: $87651.71
08/2019: $94692.91
09/2019: $96637.79

Ugh, so close.

BobTheBuilder

  • Stubble
  • **
  • Posts: 166
Re: Race from 10 to 100k!!
« Reply #2615 on: September 01, 2019, 12:00:03 PM »

Welcome @BobTheBuilder!  Sounds like you're making good steady progress.  What's the plan for next year?


To double is what I desire :-D How about you?

nmitb

  • 5 O'Clock Shadow
  • *
  • Posts: 43
Re: Race from 10 to 100k!!
« Reply #2616 on: September 01, 2019, 12:37:17 PM »
2019
Jan: -$7,248
Feb: -$6,093
Mar: -$1,081
Apr: $1,221
May: $4,418
Jun: $5,562
Jul: $7,408
Aug: $9,255
Sept: $25,361


Got paid for something I have been working on for a few years, a one time thing. Nice to officially join the race.

catprog

  • 5 O'Clock Shadow
  • *
  • Posts: 31
Re: Race from 10 to 100k!!
« Reply #2617 on: September 02, 2019, 02:25:09 AM »
(Oct/2015) $21,229.91
(Oct/2016) $38,686.20
(Oct/2017) $69,217.02
(Oct/2018) $69,963.94
(Jan/2019) $70,629.84
(Feb/2019) $74,360.85
(March/2019) $77,397.67
(April/2019) $82,140.83
(May/2019) $83,987.43
(June/2019) $87,146.59
(July/2019) $93,154.16
(Aug/2019) $97,596.37

Final Aug/2019 total $96,178.98 (100,956.79 if bank accounts are included)
Projected Sep/2019 $98,180.47


haypug16

  • Handlebar Stache
  • *****
  • Posts: 1173
  • Age: 40
  • Location: Boston, MA
Re: Race from 10 to 100k!!
« Reply #2618 on: September 02, 2019, 10:09:11 AM »
August 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78
5/31/2019 $21,498.65
6/30/2019 $17,825.45
7/31/2019 $19,232.60
8/31/2019 $18,295.57 (-937.03 decrease)

Optimiser

  • Pencil Stache
  • ****
  • Posts: 568
  • Age: 36
  • Location: PNW
Re: Race from 10 to 100k!!
« Reply #2619 on: September 02, 2019, 10:55:27 AM »
Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
June 2019 $11,500
July 2019 $17,000

August 2019 $19,900

eav

  • 5 O'Clock Shadow
  • *
  • Posts: 72
  • Age: 25
Re: Race from 10 to 100k!!
« Reply #2620 on: September 02, 2019, 02:13:47 PM »
June 2019: $52,951
July 2019: $55,573
August 2019: $57,409
September 2019: $58,726

vertkurt

  • 5 O'Clock Shadow
  • *
  • Posts: 72
Re: Race from 10 to 100k!!
« Reply #2621 on: September 02, 2019, 02:56:43 PM »
1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187
7/1/19= 79,553
8/1/19 = 85,573
9/2/19 = 86,127

Old Ball Coach

  • Stubble
  • **
  • Posts: 104
Re: Race from 10 to 100k!!
« Reply #2622 on: September 02, 2019, 07:04:39 PM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49

Still saving, but the market drop was too much to overcome.

Sugaree

  • Pencil Stache
  • ****
  • Posts: 579
Re: Race from 10 to 100k!!
« Reply #2623 on: September 03, 2019, 06:50:25 AM »
5/1/2015   $4419.53
5/1/2016   15689.46 
5/1/2017   34125.20
5/1/2018   51663.60 

5/1/2019   64340.45
6/3/2019   64940.28
7/1/2019   70156.02
8/1/2019   74255.95
9/1/2019   74328.43


It's not a loss, so I'll take it.  Retirement accounts were more or less flat once you take into account the contributions.  The biggest change was actually in my bank accounts and that's almost fully explained by my paying a couple of larger annual expenses in August. 

bcbaseballman

  • 5 O'Clock Shadow
  • *
  • Posts: 78
  • Age: 30
  • Location: Kansas
Re: Race from 10 to 100k!!
« Reply #2624 on: September 03, 2019, 07:30:33 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646

8/30/2019: $27,199

I crossed the 1/4 way mark for this thread!

I was nervous about the market drop this month but contributions were greater than the drop fortunately enough for me(wife got paid 3x). Other than that I put about an extra 800.00 toward my debt this month. Working on being debt free here in 2 years.


Jim Fiction

  • Stubble
  • **
  • Posts: 176
  • Location: Connecticut
Re: Race from 10 to 100k!!
« Reply #2625 on: September 03, 2019, 07:33:37 AM »
Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589

August Notes

The rare two paycheck month is the main reason I am up at all this month. Market bloodbath plus some hefty medical bills caused the net worth to tread water, but my paycheck came early due to the holiday. Though as a result September will be likely trend negative, unless the market gains a bit.

SwordGuy

  • Walrus Stache
  • *******
  • Posts: 5921
  • Location: Fayetteville, NC
Re: Race from 10 to 100k!!
« Reply #2626 on: September 03, 2019, 07:37:50 AM »
Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589

August Notes

The rare two paycheck month is the main reason I am up at all this month. Market bloodbath plus some hefty medical bills caused the net worth to tread water, but my paycheck came early due to the holiday. Though as a result September will be likely trend negative, unless the market gains a bit.

Lucky you!   You got to buy extra at a lower price!   

.

cassafrass

  • 5 O'Clock Shadow
  • *
  • Posts: 39
Re: Race from 10 to 100k!!
« Reply #2627 on: September 03, 2019, 07:52:21 AM »

2019
01/2019:  49,400
02/2019:  52,900
03/2019:  55,500
05/2019:  59,500
05/2019:  61,100
06/2019:  71,200
07/2019:  75,000
08/2019:  75,300
09/2019:  79,200

We had a 5-paycheck month, plus my husband is now getting his employer 401k match for a nice savings boost.

Met with our mortgage broker last week and were able to secure a 3.375% refinance (decreased from 4.625!) that will decrease our payment ~150/month. We'll lose a little chunk of savings in loan fees when we close later this month, but I'm planning to funnel all of that extra monthly $$ into investments and will break even in less than 3 years.

Moral of the story: If you have a mortgage, check to see if it's worth it to refinance because rates are really low right now!


LittleWanderer

  • Bristles
  • ***
  • Posts: 384
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #2628 on: September 03, 2019, 08:50:27 AM »
September 2018 - $20,031
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416
April 2019 - $26,812
May 2019 - $26,575 
June 2019 - $27,758
July 2019 - $29,419

August 2019 - $29,884

Bah!  So close!  My 401K was lower this month than last month.  Fingers crossed I'll hit $30K next month, I suppose. 

Slanhirn

  • 5 O'Clock Shadow
  • *
  • Posts: 33
Re: Race from 10 to 100k!!
« Reply #2629 on: September 03, 2019, 10:28:44 AM »
Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)
05.2019 - £51,853 (+2,548)
06.2019 - £52,723 (+870)
07.2019 - £55,172 (+2,449)
08.2019 - £57,197 (+2,025)
09.2019 - £59,201 (+453)

Assets = £65,317
Student loans = (£6,116)

coldestcat

  • 5 O'Clock Shadow
  • *
  • Posts: 66
Re: Race from 10 to 100k!!
« Reply #2630 on: September 03, 2019, 12:00:48 PM »
I am not sure if I am in this topic or not since I just started tracking and last time I was at net worth 4k and now it is much higher. So I will post in this one and the race to 10k one just in case for next month.

9/3/19-    15,357.17

paulkots

  • 5 O'Clock Shadow
  • *
  • Posts: 25
Re: Race from 10 to 100k!!
« Reply #2631 on: September 03, 2019, 01:43:31 PM »
11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87
10/26/18: $64,270.98
11/27/18: $66,467.65
12/26/18: $66,160.59
01/28/18: $64,688.44
03/25/19: $63,325.75
04/24/19: $65,022.87
06/04/19: $63,056.67
07/30/19: $65,345.01

Missed a month since I was on a 30 day roadtrip. Numbers look good since quarter taxes and un-invested IRA monies are part of it. Vacations are behind so I need to start catching up with a few financial loose ends.

09/03/19: $64,034.31

Quarterly taxes were paid. To much money was wasted last month on food, going out, alcohol, etc

M5

  • Stubble
  • **
  • Posts: 176
  • Location: Nevada
Re: Race from 10 to 100k!!
« Reply #2632 on: September 04, 2019, 05:10:12 PM »
4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55
5/7/19: $61,326.50
6/10/19: $62,992.97
7/3/19: $67,032.16
8/6/19: $66,081.23
9/4/19: $77,565.51

Sold our rental house which led to the big jump this month. We're now maxing 401k's and will start contributing to our Roth IRAs again soon. We should then be increasing our NW by around $4500/mo. My new goal is to hit $100k by April 2021!

Lamancha

  • 5 O'Clock Shadow
  • *
  • Posts: 25
Re: Race from 10 to 100k!!
« Reply #2633 on: September 06, 2019, 04:31:44 PM »
Nov 2018- $23,000
Dec 2018- $26,000
Jan 2019- $29,000
Feb 2019- $36,000
March 2019- $40,000
April 2019- $43,000
May 2019- $48,000
June 2019- $54,000
July 2019- $60,600

Aug 2019- $71,800

July was a good month for the business.  Things will probably start slowing down in September.

Sept 2019- $85,100

Imma

  • Handlebar Stache
  • *****
  • Posts: 2053
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #2634 on: September 07, 2019, 02:43:10 PM »
11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87
10/26/18: $64,270.98
11/27/18: $66,467.65
12/26/18: $66,160.59
01/28/18: $64,688.44
03/25/19: $63,325.75
04/24/19: $65,022.87
06/04/19: $63,056.67
07/30/19: $65,345.01

Missed a month since I was on a 30 day roadtrip. Numbers look good since quarter taxes and un-invested IRA monies are part of it. Vacations are behind so I need to start catching up with a few financial loose ends.

09/03/19: $64,034.31

Quarterly taxes were paid. To much money was wasted last month on food, going out, alcohol, etc

I'm so sorry but I have to laugh every time I see your username. In my language (Dutch) kots = puke. Hope you didn't buy that much alcohol :)

paramorgan9

  • 5 O'Clock Shadow
  • *
  • Posts: 2
Re: Race from 10 to 100k!!
« Reply #2635 on: September 08, 2019, 10:45:35 PM »
I've been following this thread for awhile and am excited to finally jump in with some numbers of my own!

8/31/18: $41,824.90
12/31/18: $46,368.78
7/31/19: $74,727.68
8/31/19:$76,225.03

Trifele

  • Handlebar Stache
  • *****
  • Posts: 2411
  • Location: NC
Re: Race from 10 to 100k!!
« Reply #2636 on: September 09, 2019, 03:29:42 AM »
Welcome @paramorgan9 !  Great progress this year.  How did you manage such a big jump?

adamsputnik

  • 5 O'Clock Shadow
  • *
  • Posts: 37
Re: Race from 10 to 100k!!
« Reply #2637 on: September 09, 2019, 11:36:08 AM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00
5/3/19 - 41,790.00
6/7/19 - 44,852.00
7/12/19 - 48,436.00
9/9/19 - 51,564.00

It's been a while since I've updated this. Couple of slow months with market downturns and some overly expensive travel and vet bills. I think we're back on the upswing in general though, and the halfway point has been surpassed.

DadJokes

  • Pencil Stache
  • ****
  • Posts: 919
Re: Race from 10 to 100k!!
« Reply #2638 on: September 12, 2019, 06:17:19 AM »
Being so close, I've been checking the market daily for the last couple weeks (yes, I know how unhealthy that is). The awesome last ten days or so in the market have pushed me over 100k.

Final numbers

7/1/18: 41,258
8/1/18: 43,517
9/1/18: 48,733
10/1/18: 49,642
11/1/18: 52,012
12/1/18: 56,889
1/1/19: 60,898
2/1/19: 71,098
3/1/19: 77,557
4/1/19: 81,086
5/1/19: 81,836
6/1/19: 79,610
7/1/19: 88,436
8/1/19: 94,585
9/1/19: 99,159
9/12/19: 100,631

Breakdown of net worth

Net value of home: 25,689
Investments: 61,152
Cash: 13,790

If someone would like to keep up with the spreadsheet, here is the link: Google doc for race to $100k

Imma

  • Handlebar Stache
  • *****
  • Posts: 2053
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #2639 on: September 12, 2019, 10:45:44 AM »
Congrats!!! Hope to see you in the next thread, in a couple of years ;-) I would be checking my investments every day as well if I was so close to graduating!

Treedream

  • 5 O'Clock Shadow
  • *
  • Posts: 18
Re: Race from 10 to 100k!!
« Reply #2640 on: September 12, 2019, 12:09:46 PM »
Being so close, I've been checking the market daily for the last couple weeks (yes, I know how unhealthy that is). The awesome last ten days or so in the market have pushed me over 100k.

Final numbers

7/1/18: 41,258
8/1/18: 43,517
9/1/18: 48,733
10/1/18: 49,642
11/1/18: 52,012
12/1/18: 56,889
1/1/19: 60,898
2/1/19: 71,098
3/1/19: 77,557
4/1/19: 81,086
5/1/19: 81,836
6/1/19: 79,610
7/1/19: 88,436
8/1/19: 94,585
9/1/19: 99,159
9/12/19: 100,631

Breakdown of net worth

Net value of home: 25,689
Investments: 61,152
Cash: 13,790

If someone would like to keep up with the spreadsheet, here is the link: Google doc for race to $100k

Congrats DadJokes! You've really flown through this last year!

Evasion

  • 5 O'Clock Shadow
  • *
  • Posts: 44
Re: Race from 10 to 100k!!
« Reply #2641 on: September 13, 2019, 09:15:28 PM »

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!


How did you go about doing this if you don't mind me asking? I am very interested.

Same here. I have some 'sustainable' ETFs but I am always interested to hear about new/different ones that I don't know about yet.

Hello Hirondelle and Haypug, sorry I only come here twice a month :)
I trade on the ASX in Australia. I buy a mix of VESG for international stock and FAIR for domestic / Australian exposure which is focused on sustainability leaders and not just negative screening. I have divested from VDHG as it included too much mining through VAS the basic ASX 200 Australian index, including thermal coal which is no no no for me.
I also  have a Raiz account which is a micro investment app from my investing start. I am on the socially responsible portfolio which is a mix of RARI and ETHI for the stocks, then some bonds. Happy to chat more in PM so we don't derail the racing thread ;)

Evasion

  • 5 O'Clock Shadow
  • *
  • Posts: 44
Re: Race from 10 to 100k!!
« Reply #2642 on: September 13, 2019, 09:22:21 PM »
20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521
1 September 2019 - 55,314
Mid September 2019 - 57,608

Finally a nice big jump. So far following my new saving plan. Got a small tax return which helped a little.
With dividends and good discipline, I hope to be over 60k in a month!

Serendip

  • Pencil Stache
  • ****
  • Posts: 727
Re: Race from 10 to 100k!!
« Reply #2643 on: September 13, 2019, 11:23:39 PM »
Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008
June '19   56,272
July '19    57,022
Aug '19    59,005
Sept '19   61,160

Phew--busted outta those 50k's!
« Last Edit: September 16, 2019, 05:42:17 PM by Serendip »

iamthepinky

  • 5 O'Clock Shadow
  • *
  • Posts: 6
Re: Race from 10 to 100k!!
« Reply #2644 on: September 15, 2019, 04:18:46 PM »
A little late to post, these numbers are for 9/1:

January 2019    $ 34,820.54
February 2019    $ 40,959.03
March 2019    $ 48,963.23
April 2019        $ 49,324.37
May 2019            $ 54,756.42
June 2019       $ 62,703.77
July 2019            $ 68,173.37
August 2019    $ 71,590.05

Bad market and a vacation made this month a little slower. But we've bounced back nicely with the market.

catprog

  • 5 O'Clock Shadow
  • *
  • Posts: 31
Re: Race from 10 to 100k!!
« Reply #2645 on: September 16, 2019, 02:13:07 AM »
I think I will be graduating this month.  My two investment accounts together total $99,929.11

Manchester

  • Stubble
  • **
  • Posts: 196
Re: Race from 10 to 100k!!
« Reply #2646 on: September 23, 2019, 04:44:51 AM »
So my recent figures are:

22/07/2019 - £22,744.50
22/08/2019 - £23,289.96
22/09/2019 - £24,756.80

It's an increase of £1,466.84 which is a bit higher than recent months. 

I've increased my N/W by around £16,700 in the last year and I started tracking in September 2017 with a N/W around -£1,400.

All going pretty well.  Just feel like I'll be in this thread for years, which is kind of demoralising, I know Rome wasn't built in a day though.  Just got to think of other ways to speed up my progress.

LittleWanderer

  • Bristles
  • ***
  • Posts: 384
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #2647 on: September 23, 2019, 10:31:34 AM »
All going pretty well.  Just feel like I'll be in this thread for years, which is kind of demoralising, I know Rome wasn't built in a day though.  Just got to think of other ways to speed up my progress.

Don't worry, I think you're going faster than me.  I predict I'll be here for another 5-6 years or so.  Settle in, have some coffee with me!

Manchester

  • Stubble
  • **
  • Posts: 196
Re: Race from 10 to 100k!!
« Reply #2648 on: September 23, 2019, 10:44:35 AM »
That'll be a hell of a lot of coffee...  :')

paramorgan9

  • 5 O'Clock Shadow
  • *
  • Posts: 2
Re: Race from 10 to 100k!!
« Reply #2649 on: September 23, 2019, 02:49:08 PM »
Welcome @paramorgan9 !  Great progress this year.  How did you manage such a big jump?

Thank you! I started my first full-time job at the beginning of 2018 after graduating from college, so I've tried to take full advantage of my 401k, HSA, and ESPP since then. I've also been working on setting goals for myself throughout the year and tracking everything to ensure that I am on track to hit them!