Author Topic: Race from 10 to 100k!!  (Read 830983 times)

GeekyGirl

  • Stubble
  • **
  • Posts: 141
  • Age: 38
  • Location: France
Re: Race from 10 to 100k!!
« Reply #2550 on: August 08, 2019, 08:21:03 AM »
Hello

Jan 17, 2017:  € 12,138 
Feb 06, 2017:  € 16,720
Apr 04, 2017:  € 23,400
Oct 23, 2017:  € 27,680

Jan 07, 2019:  € 36,415
Jun 17, 2019:  € 46,385
  Aug 8, 2019:  € 48,526

Still on track to 50K by Dec.

fluffmuffin

  • Bristles
  • ***
  • Posts: 263
  • Location: VA
Re: Race from 10 to 100k!!
« Reply #2551 on: August 09, 2019, 07:53:10 AM »
March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

Cezil

  • Stubble
  • **
  • Posts: 211
  • Age: 33
  • Location: Great Lakes region
Re: Race from 10 to 100k!!
« Reply #2552 on: August 09, 2019, 09:14:07 AM »
Oh man, within $500, so close!  I made it to within one pay check of graduating, but now it’s looking like 2 or3 to get there.

I know!  Gah!  Good luck to us both!!

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

Congratulations & well done!  I hope to see you in the next thread real soon!

Imma

  • Handlebar Stache
  • *****
  • Posts: 2498
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #2553 on: August 09, 2019, 05:07:12 PM »
March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

Yaaayy!! I'm doing happy dances for you :) and I hope to see you in the next thread in a few years.

Manchester

  • Bristles
  • ***
  • Posts: 296
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #2554 on: August 12, 2019, 08:27:03 AM »
March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

You've smashed it.  Well done and good luck in the next thread.  I'll see you in there in a few years! :P

JAYSLOL

  • Handlebar Stache
  • *****
  • Posts: 1384
Re: Race from 10 to 100k!!
« Reply #2555 on: August 12, 2019, 07:21:35 PM »
March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

Nice, see you in the next one soon!

catprog

  • 5 O'Clock Shadow
  • *
  • Posts: 53
Re: Race from 10 to 100k!!
« Reply #2556 on: August 13, 2019, 10:51:55 PM »
I just added up all my accounts and got $100,491.30

My two investments accounts are still a couple of thousand below the 100k so not quite yet.

haypug16

  • Handlebar Stache
  • *****
  • Posts: 1298
  • Age: 41
  • Location: Boston, MA
Re: Race from 10 to 100k!!
« Reply #2557 on: August 14, 2019, 06:22:39 AM »
Congrats @fluffmuffin Maybe I'll catch you in the next thread if you don't race through it before I get there! : )

Treedream

  • 5 O'Clock Shadow
  • *
  • Posts: 36
Re: Race from 10 to 100k!!
« Reply #2558 on: August 16, 2019, 10:36:22 AM »
March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21
May 20, 2019: 98,698.52
July 1, 2019: 97,874.14
July 12, 2019: 99,582.15

Well done! The hardest parts are done, apparently :) Keep trucking.

August 9, 2019: 101,008.36

For real this time, even after getting whacked by the market.

It's been real y'all. Thanks for the accountability, and best wishes to my fellow not-super-high-earners who are out there grinding. If I can do it, you can!

lexde

  • Handlebar Stache
  • *****
  • Posts: 2341
  • Age: 30
Re: Race from 10 to 100k!!
« Reply #2559 on: August 16, 2019, 11:35:33 AM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
6/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60
10/26/2018: $29,793.20
11/21/2018: $32,551.23
12/7/2018: $33,589.65
12/21/2018: $33,986.10
1/18/2019: $35,782.18
2/15/2019: $43,365.46
3/1/2019: $44,391.15
3/15/2019: $45,689.39
3/31/2019: $48,303.11
05/25/2019: $53,145.15
06/07/2019: $54,674.68
06/21/2019: $57,532.15
07/03/2019: $58,718.06
07/19/2019: $60,172.27
08/02/2019: $60,058.32

08/16/2019: $62,923.68

Chugging along. Negotiating a raise at work, so hopefully I make better progress in Q4. Not to say my current progress isn’t good!

I’m building up my cash cushion a bit with the extra paycheck this month and am looking forward to ~65k net worth by the end of August. At my YTD rate, I’m increasing my net worth by about $3,240.00 each month. Which means that I should be somewhere around $75.8k at the end of 2019 if I maintain the same salary and savings rate.

I’m looking to bump from $85k to $110-134k in the next month or two, so hopefully I can make that happen and maybe hit 100k before the end of the year.

Evasion

  • 5 O'Clock Shadow
  • *
  • Posts: 69
Re: Race from 10 to 100k!!
« Reply #2560 on: August 17, 2019, 11:49:05 PM »
20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521

Always frustrating to see it going down but it's due to the market. I managed to have a fancy holiday and still save a little. Not as short on cash as last update and about to invest a bundle for cheaper than usual so I guess things aren't too bad! Will focus on saving in september.

GeekyGirl

  • Stubble
  • **
  • Posts: 141
  • Age: 38
  • Location: France
Re: Race from 10 to 100k!!
« Reply #2561 on: August 19, 2019, 06:15:27 AM »
Hello

Jan 17, 2017:  € 12,138 
Feb 06, 2017:  € 16,720
Apr 04, 2017:  € 23,400
Oct 23, 2017:  € 27,680

Jan 07, 2019:  € 36,415
Jun 17, 2019:  € 46,385
 Aug 8, 2019:  € 48,526
Aug 18, 2019: € 50,236

Yay!! Broke the 50K mark, let's hope that the next 50K won't take 4 years or even more. With a mortgage and childcare, it's hard to save.
New goal for the end of year is to get to 55K; stretch goal will be to have an increase of 20K for 2019 or a NW of 56.5 K.
« Last Edit: August 20, 2019, 03:38:43 AM by GeekyGirl »

Serendip

  • Pencil Stache
  • ****
  • Posts: 901
Re: Race from 10 to 100k!!
« Reply #2562 on: August 20, 2019, 11:26:43 AM »
Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008
June '19   56,272
July '19    57,022
Aug '19    59,005

So excited to move out of the 50's--this year has been a bit of a hard go financially but excited to almost be at a new milestone!

catorbe

  • 5 O'Clock Shadow
  • *
  • Posts: 88
  • Location: ND
Re: Race from 10 to 100k!!
« Reply #2563 on: August 21, 2019, 09:22:16 PM »
I broke $10,000 on 9/9/2018. I'm up to $25k as of 2/17/2019.

With my paycheck tomorrow and the recent gains in market i'm around 32650 after a few minor expenses are paid out in the next few days. So 4 months since 25k and i'm at 32650. A change of 7650 / 4 is about 1912 a month.

My 8/2/19 balance (3 paychecks since last update) will be around $37,000 once paycheck, rent, and reimbursement from GF all settles. Solid gain for 1.5 months given my income.

A quick Trip to Kansas and some market schenanigans and suddenly my estimate is almost 1800 dollars off. Great :P

I was like boooo when I saw the recent market drops, but also have to realize that while being at $36500 right now instead of 37-38,000 which is where i was anticipating, i'm still averaging over 2000 a month since I broke the 10k mark. Progress!
« Last Edit: August 21, 2019, 09:24:24 PM by catorbe »

Manchester

  • Bristles
  • ***
  • Posts: 296
  • Location: UK
Re: Race from 10 to 100k!!
« Reply #2564 on: August 22, 2019, 05:38:06 AM »
Another month and another step in the right direction.  Unfortunately not as much as I'd have liked, but it's all progress - especially considering I had some other costs and could have been way more frugal than I was.



I'm £545 up from last month.

Also - the usual website I use to host my images on this site has closed down - what do you guys use?

QuillScroll

  • 5 O'Clock Shadow
  • *
  • Posts: 52
Re: Race from 10 to 100k!!
« Reply #2565 on: August 23, 2019, 11:29:34 AM »
Update Time


30-Apr-18       37941
24-May-18    40069
18-Jun-18       41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645

Posting almost after about 10 months. Change in job and some more personal stuff to handle so wasn't active. Hope to be more regular -
23-Aug-19 -   84161

catorbe

  • 5 O'Clock Shadow
  • *
  • Posts: 88
  • Location: ND
Re: Race from 10 to 100k!!
« Reply #2566 on: August 23, 2019, 12:21:37 PM »
Update Time


30-Apr-18       37941
24-May-18    40069
18-Jun-18       41679
16-Jul-18       46413
13-Aug-18       52974
17-Sep-18       58683
24-Oct-18       60645

Posting almost after about 10 months. Change in job and some more personal stuff to handle so wasn't active. Hope to be more regular -
23-Aug-19 -   84161

Another 10 month (or less!) hiatus and you'll be out of this thread!

Treedream

  • 5 O'Clock Shadow
  • *
  • Posts: 36
Re: Race from 10 to 100k!!
« Reply #2567 on: August 24, 2019, 10:31:06 AM »
01/06/2018: -€60
01/01/2019: €2875.28
01/07 2019: €9288.2
01/08/2019: €10.485.05 good month 😀
01/01/2020: €14.500 Goal

01/09/2019: 11554.85

My salary has hit, so I thought I'd update now. Since I don't count my checking account it doesn't really matter anyway. Good month. Next months will be worse as I'm going on holiday and am looking for a different job. Onwards and upwards!

Hirondelle

  • Handlebar Stache
  • *****
  • Posts: 1601
Re: Race from 10 to 100k!!
« Reply #2568 on: August 27, 2019, 12:30:22 AM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
June 2019 €48.000 (+12.3k over 6 months)
July 2019 €49.400 (+1.400)
Aug 2019 €49.200 (-200)

First time ever for my NW to move downwards. Last month I posted right before the dip and as stocks haven't really gone back up from that yet I'm down regardless of my below average expenses (61% SR) this month.

JAYSLOL

  • Handlebar Stache
  • *****
  • Posts: 1384
Re: Race from 10 to 100k!!
« Reply #2569 on: August 27, 2019, 01:05:10 PM »
Well, I just barely touched 100k, I’ll make an official call of graduation hopefully at the end of the week/month if it sticks, or the market will drag me right back in this race for a while, who knows.

JAYSLOL

  • Handlebar Stache
  • *****
  • Posts: 1384
Re: Race from 10 to 100k!!
« Reply #2570 on: August 27, 2019, 01:37:50 PM »
Well, I just barely touched 100k, I’ll make an official call of graduation hopefully at the end of the week/month if it sticks, or the market will drag me right back in this race for a while, who knows.

You can never leave us.

yep, not as long as the Top is In

kaposzta

  • 5 O'Clock Shadow
  • *
  • Posts: 80
  • Age: 36
  • Location: Hungary
    • Years Until FIRE Calculator
Re: Race from 10 to 100k!!
« Reply #2571 on: August 29, 2019, 07:35:50 AM »
July 12, 2019: $66,565
Aug 1, 2019: $68,207 (+2,47%)
Aug 29, 2019: $69,931 (+2,53%)

Another great month investment-wise. SR will be ~60% for August.

Evasion

  • 5 O'Clock Shadow
  • *
  • Posts: 69
Re: Race from 10 to 100k!!
« Reply #2572 on: August 30, 2019, 04:47:29 AM »
20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412
Late April 2019 - 48,372
20 June 2019 - 50,890
3 July 2019 - 53,333
Mid July 2019 - 52,850
1 August 2019 - 54,160
Mid August 2019 - 53,521
1 September 2019 - 55,314

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!

Saving September here I come

haypug16

  • Handlebar Stache
  • *****
  • Posts: 1298
  • Age: 41
  • Location: Boston, MA
Re: Race from 10 to 100k!!
« Reply #2573 on: August 30, 2019, 06:17:11 AM »

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!


How did you go about doing this if you don't mind me asking? I am very interested.

JAYSLOL

  • Handlebar Stache
  • *****
  • Posts: 1384
Re: Race from 10 to 100k!!
« Reply #2574 on: August 30, 2019, 07:22:30 AM »
2018
Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 -  65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)
Dec 1 - 81.8k (+2300)

2019
Jan 1 - 82.5k (+700)
Feb 1 - 86.6k (+4100)
Mar 1 - 89.7k (+3100)
Apr 1 - 91.3k (+1600)
May 1 - 90.9k (-400)
June 1 - 90.6k (-300)
July 1 - 93.7k (+3100)
Aug 1 - 97.3k (+3600)
Sept 1 - 101.6k (+4300)


I’m calling it!  Official graduation time!  I pushed hard this month to get it done.  Thanks for having me, I’ll see you all in the next race soon
« Last Edit: August 30, 2019, 08:02:27 AM by JAYSLOL »

Hirondelle

  • Handlebar Stache
  • *****
  • Posts: 1601
Re: Race from 10 to 100k!!
« Reply #2575 on: August 30, 2019, 07:52:25 AM »

Back up! I made a plan to save at least 10k before 2020, hope I can stick to it! Rebalanced my investments to be full ethical, I don't contribute to terrible companies anymore yay!


How did you go about doing this if you don't mind me asking? I am very interested.

Same here. I have some 'sustainable' ETFs but I am always interested to hear about new/different ones that I don't know about yet.

Imma

  • Handlebar Stache
  • *****
  • Posts: 2498
  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #2576 on: August 30, 2019, 09:42:37 AM »
April 2019: €10094.35
May 2019: €11629.87
June 2019: €12728.63
July 2019: €13021,33
August 2019: €10363,95

Goals for 2019:
Savings: €5000
Investments: €10000

Not a good month for the net worth, with a big invoice for a renovation project due + tuition and books for next semester and a lower income because of unpaid leave + no income from my side hustle during summer holiday, but I have been pretty frugal otherwise this month - 40% savings rate while I only earned €1350.

I have depleted my emergency fund so building that back up is my main goal as my job has become very insecure. I don't expect it to end before the end of the year but I wouldn't be surprised if it ends next year. There is possibly an option to switch to a different location but I wouldn't want to do that, it's too far from home and if I don't accept that option I will not qualify for unemployment benefits (as I'd be unemployed by choice). I'm sure I'd find work soon enough and my side hustle is going well, so I'm not too worried as long as I've got about 5k (or 6 months of expenses) in my savings account.

BobTheBuilder

  • Stubble
  • **
  • Posts: 207
Re: Race from 10 to 100k!!
« Reply #2577 on: August 30, 2019, 11:15:57 AM »
Hey folks,

I am new to this thread and would like to join in with a thread starting balance of

€11,407

after having just moved into a nicer appartment.

Net worth is composed of:

€17,491 investments and cash
€1,400 car (approx. market value)
€55 employer-co-funded pension plan (contribution startet 7/2019)

€887 CC paid each month
€1,443 student loan at 0.7% (min. payment fixed to €120)
€5,209 bank loan at 3.3%

Plan: >15k by year's end!

JCGreen

  • Stubble
  • **
  • Posts: 112
Re: Race from 10 to 100k!!
« Reply #2578 on: August 30, 2019, 03:50:00 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019: $29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)
May2019: $33,933 (-$26)
Jun2019: $37,928 (+3995)
Jul2019: $39,736 (+1808)
Aug2019: $39,918 (+182) -Its a little sad to know that I added almost $1300 to my retirement investments, and they only went up $182. I hope the bounce back will be epic!

Tass

  • Handlebar Stache
  • *****
  • Posts: 2121
  • Age: 27
  • Location: Southern California
  • Working on a PhD...
Re: Race from 10 to 100k!!
« Reply #2579 on: August 30, 2019, 04:01:40 PM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k
May 19$31.5k
Jun 19$33.3k
Jul 19$35.1k

Aug 19: $36.7k

My three-paycheck month nicely counterbalanced market fluctuations for a steady upward trajectory (and discount stock!) I'm still on track to cross $40k before this December and hit $60k by next December.

Trifele

  • Magnum Stache
  • ******
  • Posts: 2918
  • Age: 53
  • Location: Outside
Re: Race from 10 to 100k!!
« Reply #2580 on: August 31, 2019, 03:41:46 AM »
Hey folks,

I am new to this thread and would like to join in

<snip>

Plan: >15k by year's end!

Welcome @BobTheBuilder!  Sounds like you're making good steady progress.  What's the plan for next year?

Congrats @JAYSLOL !
« Last Edit: August 31, 2019, 04:38:27 PM by Trifele »

Dave15

  • 5 O'Clock Shadow
  • *
  • Posts: 16
Re: Race from 10 to 100k!!
« Reply #2581 on: August 31, 2019, 09:03:10 AM »
New graduate from the race to 50k thread joining in, already used that to track net worth, so no adjustments needed.

I'm a 26 year old guy, living together with my GF in one of the bigger Dutch cities. We are lucky enough to both make decent money for our age and Dutch standards, but rent is rather high. A big part of the numbers above is my half of the down payment we're saving up. GF is very frugal, and I've only just cathced up with her money wise: joint NW is slightly over 100K now! We keep finances separated, so I'll be tracking for myself only.

First six months of 2019 were very fortunate for me: vacation pay, extra monthly pay as a bonus and two holidays that were less expensive than expected. Now it's just hoping I can continue the streak. Next goal: 60k on the 5th of december ("Sinterklaas").

Best of luck to everyone posting and reading here, happy stashing!

25-6-2018            € 29.879,12 ------> Started Tracking
25-7-2018            € 30.749,12
25-8-2018            € 31.993,17
25-9-2018            € 33.185,00 ------> Found MMM
25-10-2018          € 34.433,66
25-11-2018          € 35.556,00
25-12-2018          € 41.939,62
25-1-2019            € 42.082,47
25-2-2019            € 44.338,00
25-3-2019            € 46.218,65
25-4-2019            € 47.829,00
03-6-2019            € 49.478,00
05-7-2019            € 52.722,00
25-7-2019            € 54.736,00
31-8-2019            € 56.431,00

To be honest, the market downfall since last periode was a bit dissapointing, here's hoping to a bigger sale on stocks asap! The month itself was financially dull, standard pay, no big expenses. Sort-off related: my goal to accumulate 50k in hard cash (home deposit, buyer's costs, etc.) is going to be met soon, meaning that come November, I'll be able to increase monthly investments with 70%! And then I'm truly off into the boring middle...

Thanks to all the welcoming messages my first post in here received, happy stashing and best of luck to you all for the next month- we'll get there!

philli14

  • Bristles
  • ***
  • Posts: 265
Re: Race from 10 to 100k!!
« Reply #2582 on: August 31, 2019, 04:04:29 PM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)
1/07/19: 95,468 (+8719)
1/08/19: 99,958 (+4490)
1/09/19: 103,810 (+3852)

With all of your permission, I'm going to request to stay in the race for another month. I would like two consecutive months >100k to make sure I'm legit and can move on.

At any rate.. wow! great feeling!! Hoping to officially graduate next month :)

nmitb

  • 5 O'Clock Shadow
  • *
  • Posts: 52
Re: Race from 10 to 100k!!
« Reply #2583 on: September 01, 2019, 07:00:27 AM »
Congrats @philli14! You never had a down month, move up you wuss ;)

peppermint

  • Stubble
  • **
  • Posts: 166
Re: Race from 10 to 100k!!
« Reply #2584 on: September 01, 2019, 09:44:40 AM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34
05/2019: $76475.71
06/2019: $77621.20
07/2019: $87651.71
08/2019: $94692.91
09/2019: $96637.79

Ugh, so close.

BobTheBuilder

  • Stubble
  • **
  • Posts: 207
Re: Race from 10 to 100k!!
« Reply #2585 on: September 01, 2019, 12:00:03 PM »

Welcome @BobTheBuilder!  Sounds like you're making good steady progress.  What's the plan for next year?


To double is what I desire :-D How about you?

nmitb

  • 5 O'Clock Shadow
  • *
  • Posts: 52
Re: Race from 10 to 100k!!
« Reply #2586 on: September 01, 2019, 12:37:17 PM »
2019
Jan: -$7,248
Feb: -$6,093
Mar: -$1,081
Apr: $1,221
May: $4,418
Jun: $5,562
Jul: $7,408
Aug: $9,255
Sept: $25,361


Got paid for something I have been working on for a few years, a one time thing. Nice to officially join the race.

catprog

  • 5 O'Clock Shadow
  • *
  • Posts: 53
Re: Race from 10 to 100k!!
« Reply #2587 on: September 02, 2019, 02:25:09 AM »
(Oct/2015) $21,229.91
(Oct/2016) $38,686.20
(Oct/2017) $69,217.02
(Oct/2018) $69,963.94
(Jan/2019) $70,629.84
(Feb/2019) $74,360.85
(March/2019) $77,397.67
(April/2019) $82,140.83
(May/2019) $83,987.43
(June/2019) $87,146.59
(July/2019) $93,154.16
(Aug/2019) $97,596.37

Final Aug/2019 total $96,178.98 (100,956.79 if bank accounts are included)
Projected Sep/2019 $98,180.47


haypug16

  • Handlebar Stache
  • *****
  • Posts: 1298
  • Age: 41
  • Location: Boston, MA
Re: Race from 10 to 100k!!
« Reply #2588 on: September 02, 2019, 10:09:11 AM »
August 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78
5/31/2019 $21,498.65
6/30/2019 $17,825.45
7/31/2019 $19,232.60
8/31/2019 $18,295.57 (-937.03 decrease)

Optimiser

  • Pencil Stache
  • ****
  • Posts: 712
  • Age: 37
  • Location: PNW
Re: Race from 10 to 100k!!
« Reply #2589 on: September 02, 2019, 10:55:27 AM »
Mar 2019 $14,000
Apr 2019 $12,700
May 2019 $9,500
June 2019 $11,500
July 2019 $17,000

August 2019 $19,900

eav

  • 5 O'Clock Shadow
  • *
  • Posts: 73
  • Age: 26
Re: Race from 10 to 100k!!
« Reply #2590 on: September 02, 2019, 02:13:47 PM »
June 2019: $52,951
July 2019: $55,573
August 2019: $57,409
September 2019: $58,726

vertkurt

  • 5 O'Clock Shadow
  • *
  • Posts: 75
Re: Race from 10 to 100k!!
« Reply #2591 on: September 02, 2019, 02:56:43 PM »
1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187
7/1/19= 79,553
8/1/19 = 85,573
9/2/19 = 86,127

Old Ball Coach

  • Stubble
  • **
  • Posts: 119
Re: Race from 10 to 100k!!
« Reply #2592 on: September 02, 2019, 07:04:39 PM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85
May 2019 - $63,243.68
June 2019 - $79,359.89
July 2019 - $84,352.69
August 2019 - $81,608.49

Still saving, but the market drop was too much to overcome.

Sugaree

  • Pencil Stache
  • ****
  • Posts: 864
Re: Race from 10 to 100k!!
« Reply #2593 on: September 03, 2019, 06:50:25 AM »
5/1/2015   $4419.53
5/1/2016   15689.46 
5/1/2017   34125.20
5/1/2018   51663.60 

5/1/2019   64340.45
6/3/2019   64940.28
7/1/2019   70156.02
8/1/2019   74255.95
9/1/2019   74328.43


It's not a loss, so I'll take it.  Retirement accounts were more or less flat once you take into account the contributions.  The biggest change was actually in my bank accounts and that's almost fully explained by my paying a couple of larger annual expenses in August. 

bcbaseballman

  • Stubble
  • **
  • Posts: 110
  • Age: 31
  • Location: Kansas
Re: Race from 10 to 100k!!
« Reply #2594 on: September 03, 2019, 07:30:33 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286
4/30/2019: 19,283
5/31/2019: 18,676
6/30/2019 :22,362
7/31/2019: 24,646

8/30/2019: $27,199

I crossed the 1/4 way mark for this thread!

I was nervous about the market drop this month but contributions were greater than the drop fortunately enough for me(wife got paid 3x). Other than that I put about an extra 800.00 toward my debt this month. Working on being debt free here in 2 years.


Jim Fiction

  • Stubble
  • **
  • Posts: 201
  • Location: Connecticut
Re: Race from 10 to 100k!!
« Reply #2595 on: September 03, 2019, 07:33:37 AM »
Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589

August Notes

The rare two paycheck month is the main reason I am up at all this month. Market bloodbath plus some hefty medical bills caused the net worth to tread water, but my paycheck came early due to the holiday. Though as a result September will be likely trend negative, unless the market gains a bit.

SwordGuy

  • Walrus Stache
  • *******
  • Posts: 7241
  • Location: Fayetteville, NC
Re: Race from 10 to 100k!!
« Reply #2596 on: September 03, 2019, 07:37:50 AM »
Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853
6/30/2019 - $75,757
7/31/2019 - $78,206
8/31/2019 - $83,589

August Notes

The rare two paycheck month is the main reason I am up at all this month. Market bloodbath plus some hefty medical bills caused the net worth to tread water, but my paycheck came early due to the holiday. Though as a result September will be likely trend negative, unless the market gains a bit.

Lucky you!   You got to buy extra at a lower price!   

.

cassafrass

  • 5 O'Clock Shadow
  • *
  • Posts: 42
Re: Race from 10 to 100k!!
« Reply #2597 on: September 03, 2019, 07:52:21 AM »

2019
01/2019:  49,400
02/2019:  52,900
03/2019:  55,500
05/2019:  59,500
05/2019:  61,100
06/2019:  71,200
07/2019:  75,000
08/2019:  75,300
09/2019:  79,200

We had a 5-paycheck month, plus my husband is now getting his employer 401k match for a nice savings boost.

Met with our mortgage broker last week and were able to secure a 3.375% refinance (decreased from 4.625!) that will decrease our payment ~150/month. We'll lose a little chunk of savings in loan fees when we close later this month, but I'm planning to funnel all of that extra monthly $$ into investments and will break even in less than 3 years.

Moral of the story: If you have a mortgage, check to see if it's worth it to refinance because rates are really low right now!


LittleWanderer

  • Bristles
  • ***
  • Posts: 440
  • Location: USA
Re: Race from 10 to 100k!!
« Reply #2598 on: September 03, 2019, 08:50:27 AM »
September 2018 - $20,031
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416
April 2019 - $26,812
May 2019 - $26,575 
June 2019 - $27,758
July 2019 - $29,419

August 2019 - $29,884

Bah!  So close!  My 401K was lower this month than last month.  Fingers crossed I'll hit $30K next month, I suppose. 

Slanhirn

  • 5 O'Clock Shadow
  • *
  • Posts: 44
Re: Race from 10 to 100k!!
« Reply #2599 on: September 03, 2019, 10:28:44 AM »
Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)
05.2019 - £51,853 (+2,548)
06.2019 - £52,723 (+870)
07.2019 - £55,172 (+2,449)
08.2019 - £57,197 (+2,025)
09.2019 - £59,201 (+453)

Assets = £65,317
Student loans = (£6,116)