Author Topic: Race from 10 to 100k!!  (Read 1228380 times)

Svoboda

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Re: Race from 10 to 100k!!
« Reply #2350 on: April 30, 2019, 04:00:29 PM »
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
Jun 18: 49,516
Jul 18: 53,589
Aug 18: 57,668
Sep 18: 62,740
Oct 18: 64,747
Nov 18: 58,921
Dec 18: 61,964
Jan 19: 63,810
Feb 19: 69,053
Mar 19: 73,770
Apr 19: 79,628
May 19: 84,026

Trifle

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Re: Race from 10 to 100k!!
« Reply #2351 on: April 30, 2019, 05:28:14 PM »
Congratulations on the new little one @haypug16!  "Puglet" -- very cute.   

politenessman

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Re: Race from 10 to 100k!!
« Reply #2352 on: April 30, 2019, 07:35:41 PM »
Aug   $ 81,356
Jul   $ 66,521
Jun   $ 64,243
May   $ 60,386
Apr   $ 56,284
Mar   $ 55,824
Feb   $ 55,756
Jan   $ 51,828
Sep   $ 88,159
Aug   $ 81,356
Oct $ 92.125
Nov $ 86,143    Looks like October to November took a bit of a nose dive.
Looks Like December is going to end up at about $ 75,941.
Well shit!
Its been a while since I posted, mostly I just got busy, but as of today I am at $97,192, not including emergency fund.
Almost there!
Today is the day!

       686.27   Investment account
    1,049.58   IRA
  98,911.88   401k
--------------
100,647.74

I also have about $16,000 in emergency savings but I don't like to count that as art of my retirement savings.
So its off to the next thread! See you there

katthjul

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Re: Race from 10 to 100k!!
« Reply #2353 on: May 01, 2019, 01:43:30 AM »
EOY 2014: €0
EOY 2015: €16,728
EOY 2016: €41,467
EOY 2017: €64,929
EOY 2018: €80,536
Jan 2019: €88,922
Feb 2019: €94,899
Mar 2019: €98,691
Apr 2019: €104,580

At long last, I have reached €100k! Time to move on to the next thread.

Trifle

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Re: Race from 10 to 100k!!
« Reply #2354 on: May 01, 2019, 05:28:34 AM »
--------------
100,647.74

So its off to the next thread! See you there

Congratulations @politenessman and @katthjul -- Well done!!
« Last Edit: May 07, 2019, 03:55:58 AM by Trifele »

peppermint

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Re: Race from 10 to 100k!!
« Reply #2355 on: May 01, 2019, 06:58:01 AM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34
05/2019: $76475.71

Just keep swimming...

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2356 on: May 01, 2019, 07:04:18 AM »
Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674.39

April Notes

Waaaay too spendy this month. Need to rein in during May.

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #2357 on: May 01, 2019, 07:11:50 AM »

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50
3/31/2019: 19,286


4/30/2019: 19,283

Very slightly down this month but it was expected. We welcomed our third child into the world this month and all of the hospital bills should be paid! So overall I call it a good month.

Congratulations to both katthjul and politenessman on graduating this thread. hopefully by the time I join the next one you guys will be ready to move out of that one as well!

Welcome to this thread Imma. good to see you here.

Jim Fiction

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Re: Race from 10 to 100k!!
« Reply #2358 on: May 01, 2019, 08:12:50 AM »
April 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78 +9,918.58 increase

Baby Puglet has arrived and Maternity leave has started. I will be without income for a little while until my Short Term Disability kicks in so I imagine May is going to have a much smaller increase than most months.

Puglet! That's glorious! Congratulations!

Apple_Tango

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Re: Race from 10 to 100k!!
« Reply #2359 on: May 01, 2019, 09:11:56 AM »
Net worth tracking:

05/01/19: $25,501

Only place to go is up from here!!! My goal is $100,000 by Jan 2021.

catorbe

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Re: Race from 10 to 100k!!
« Reply #2360 on: May 01, 2019, 12:40:48 PM »
I broke $10,000 on 9/9/2018. I'm up to $25k as of 2/17/2019.


3/20/19: $26,600.

If all goes well i'll be at $30k by Mid May.

I sold some RSU's that weren't previously included in my NW calculation, and with a couple other small items (depositing gold dollars and getting a new bank account bonus) I will be at $30k. On 5/15/19 I will undoubtedly be over 30k (closer to $31-32k) and should continue going up from there!

Sugaree

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Re: Race from 10 to 100k!!
« Reply #2361 on: May 01, 2019, 01:59:21 PM »
I'll play.  These numbers are based on what I have in my spreadsheet going back 5 year:


5/1/2015   $4419.53
5/1/2016   15689.46  <--Finally started to get my shit together
5/1/2017   34125.20
5/1/2018   51663.60  <--Found MMM sometime after this.
5/1/2019   64340.45

fluffmuffin

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Re: Race from 10 to 100k!!
« Reply #2362 on: May 03, 2019, 08:37:10 AM »
Major congratulations on the puglet, @haypug16 !

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92

May 3, 2019: 100,567.21

I'm only still in six figures because I updated a bunch of retirement accounts, which I only do erratically. I'll be out of the six figure club for a good long while as of the next update in, because that's when final payments for wedding vendors are going to start coming due.

Still managing the medical stuff without totally zeroing out my medical sinking fund, which has been good. I had put on my big girl pants to dispute some charges with my provider--any tips for managing US medical fuckery would be welcome. This is the first time as an adult that I've ever needed something more complicated than an annual well-woman exam or a round of antibiotics.

adamsputnik

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Re: Race from 10 to 100k!!
« Reply #2363 on: May 03, 2019, 10:00:36 AM »
1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00
5/3/19 - 41,790.00

still recovering from paying off student loans and taxes. This a three-paycheck month, so providing the market keeps some sort of forward momentum, things will start building up nicely.
« Last Edit: May 06, 2019, 11:48:56 AM by adamsputnik »

ItsALongStory

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Re: Race from 10 to 100k!!
« Reply #2364 on: May 03, 2019, 10:12:01 PM »
Major congratulations on the puglet, @haypug16 !

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92

May 3, 2019: 100,567.21

I'm only still in six figures because I updated a bunch of retirement accounts, which I only do erratically. I'll be out of the six figure club for a good long while as of the next update in, because that's when final payments for wedding vendors are going to start coming due.

Still managing the medical stuff without totally zeroing out my medical sinking fund, which has been good. I had put on my big girl pants to dispute some charges with my provider--any tips for managing US medical fuckery would be welcome. This is the first time as an adult that I've ever needed something more complicated than an annual well-woman exam or a round of antibiotics.

There was a choosefi podcast that had someone on who negotiated much of his medical debt down by disputing individual line items (like a $10 roll of TP). Might be worth a listen.

JAYSLOL

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Re: Race from 10 to 100k!!
« Reply #2365 on: May 04, 2019, 01:04:26 PM »
2018
Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 -  65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)
Dec 1 - 81.8k (+2300)

2019
Jan 1 - 82.5k (+700)
Feb 1 - 86.6k (+4100)
Mar 1 - 89.7k (+3100)
Apr 1 - 91.3k (+1600)
May 1 - 90.9k (-400)

Would have been a better month but I booked some flights (for 3) for later this year.  Still on track to hit 100k by early or late fall depending a little what the market does. 

Nederstash

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Re: Race from 10 to 100k!!
« Reply #2366 on: May 06, 2019, 01:46:46 AM »
Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098
Oct 18: 85029
Nov 18: 85620
Dec 18: 88171
Jan 19: 88673
Feb 19: 90575
Mar 19: 91673
Apr 19: 93802
May 19: 95808

Less than 5k to go...

Cezil

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Re: Race from 10 to 100k!!
« Reply #2367 on: May 06, 2019, 07:38:04 AM »
Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)

Jan-2019:    $81,866.77  (+ 9,373.61)
Feb-2019:   $87,222.31  (+ 5,355.54)
Mar-2019:   $88,865.95 (+ 1,643.64)


Apr-2019:   $93,050.94  (+ 4,184.99)

April was mostly just 401k + HSA contributions, and market growth.  I'm hoping that by August, I'll reach the $100K club (July is a stretch goal).  :)

One other super exciting thing as I look at these numbers: from Dec 2016 to Dec 2017, I grew about $25K.  From Dec 2018 to now (4 months), it's a positive change of over $20,500.  So I'm close to achieving what took me 1 year back then in about a half a year now.  Wow does that compounding snowball really matter!!  (And also increasing the pre-tax contributions ;) )

fluffmuffin

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Re: Race from 10 to 100k!!
« Reply #2368 on: May 06, 2019, 09:20:19 AM »
There was a choosefi podcast that had someone on who negotiated much of his medical debt down by disputing individual line items (like a $10 roll of TP). Might be worth a listen.

Thanks, will check that out! My situation seems clear-cut (to me, a non-medical professional) and hopefully would not require that level of wizardry...but I'm sure there's a lot I could learn from that discussion.

And it looks like there's some great progress in this thread--lots of folks who should be getting there in the next couple of months!

M5

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Re: Race from 10 to 100k!!
« Reply #2369 on: May 07, 2019, 11:34:52 AM »
4/13/18: $14,324.67
12/27/18: $20,377.45
2/6/19: $27,927.20
3/1/19: $33,596.07
4/3/19: $57,285.55

5/7/19: $61,326.50

twistedfirestarter

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Re: Race from 10 to 100k!!
« Reply #2370 on: May 09, 2019, 04:27:23 AM »


£24,041 Apr '17
£26,105 May '17
£28,229 Jun '17
£31,961 Jul '17
£34,902 Aug '17
£37,596 Sep '17
£41,756 Oct '17
£45,885 Nov '17
£49,200 Dec '17
£53,000 Jan '18
£55,765 Feb '18
£58,840 Mar '18
£61,802 Apr '18
£66,336 May '18
£70,866 Jun '18
£74,169 Jul '18
£78,963 Aug '18
£82,615 Sep '18
£79,540 Oct '18
£84,005 Nov '18
£87,300 Dec '18
£88,150 Jan '19
£90,813 Feb '19
£93,933 Mar ‘19
£99,661 Apr '19

£100,877 May '19

Whoop Whoop! Super happy with my progress and hitting this milestone. Wish I could share this with people in real life but will have to make do with posting it on here.

Thanks for all your support and I look forward to seeing you in the race to 250k

cassafrass

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Re: Race from 10 to 100k!!
« Reply #2371 on: May 09, 2019, 08:05:51 AM »
2019
Jan 2019: 49,400
Feb 2019: 52,900
Mar 2019: 55,500
Apr 2019: 59,500

May 2019: 61,100 (+1600)

I hit some slowed momentum in April, but hoping to do better this month.

Lately, we've been spending a lot of time and money on the yard because when we moved into our house at the end of September, we had to have our backyard dug up to replace our sewer line. Now that it's springtime, we're buying weekly truckloads of topsoil/compost and bags of grass seed to try and get things functional and looking nice (a giant mud pit of a backyard with two preschoolers is no fun!). These expenses should subside soon so we can get back on track. And the bright side, I discovered that I really enjoy spending the weekends outside working in the yard.

Congrats @twistedfirestarter @politenessman and @katthjul for making it over the hump this month! Super inspiring!


UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #2372 on: May 10, 2019, 02:59:59 PM »
Wow so awesome to see so much progress for everyone!

Welcome to the thread @Imma and @AAM550

@haypug16 , Welcome to the thread and congratulations on your new little one!

@bcbaseballman Congratulations on welcoming baby #3 into the family

Way to go hitting debt freedom @zeli2033 , My wife and are are aiming to hit that milestone by mid June!  Must be very exciting!

And congratulations on your recent graduation @fluffmuffin , @twistedfirestarter , @katthjul , and @politenessman .  As of today we're less than $1,000 away from graduating but I don't officially track the numbers till end of month, so we'll have to see how the rest of May plays out.

That said here's the May update for the unexpected expense expector household:

2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77
2018 Jan: 48,429.84

2019
January: 79,517.63
February: 87,532.51
March: 91,151.25
April: 95,594.61
...
2019 Jul: 100,000 (GOAL)

Sooo close to graduating!!  I also updated the spreadsheet. 

jiimmy

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Re: Race from 10 to 100k!!
« Reply #2373 on: May 18, 2019, 09:43:25 AM »
I'm a little late to the party here. Hope to graduate to the next tread by the end of 2019:

1/1/2011 $7,457.97
1/1/2012 $17,228.76
1/1/2013 $40,480.11
1/1/2014 $39,129.08
1/1/2015 $52,439.23
1/1/2016 $51,321.29
1/1/2017 $40,381.29
1/1/2018 $48,063.59
1/1/2019 $62,472.51
Today, 5/18/2019: ~80k

2013 through 2017 included a lot of goofing off and very little paid work. Grand total of $240k gross earned income from 1/1/2011 through today. Now I'm back to the 9-5 life and making some real progress!
« Last Edit: May 18, 2019, 09:58:44 AM by jiimmy »

UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #2374 on: May 18, 2019, 01:20:12 PM »
Welcome to the party @jiimmy . Good luck on hitting your goal of graduating by 2019!

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2375 on: May 18, 2019, 01:27:13 PM »
@jiimmy even between '11 and '17 that's pretty awesome progress for someone claiming to gooff off and do little paid work. At this pace you'll be graduated in no time!

jiimmy

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Re: Race from 10 to 100k!!
« Reply #2376 on: May 18, 2019, 03:00:58 PM »
Welcome to the party @jiimmy . Good luck on hitting your goal of graduating by 2019!

Thank you for the warm welcome, and I see you're very close to graduating yourself, congrats! Six figures in the red to six figures in the black in just a few years is damn impressive.

jiimmy

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Re: Race from 10 to 100k!!
« Reply #2377 on: May 18, 2019, 03:13:13 PM »
@jiimmy even between '11 and '17 that's pretty awesome progress for someone claiming to gooff off and do little paid work. At this pace you'll be graduated in no time!

Thank you! I spent a few years living the RE life before actually being FI :-)

Now I'm focused on getting there for real this time. It feels great watching the NW go in the correct direction!

philli14

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Re: Race from 10 to 100k!!
« Reply #2378 on: May 18, 2019, 05:17:16 PM »
I'm a little late to the party here. Hope to graduate to the next tread by the end of 2019:

1/1/2011 $7,457.97
1/1/2012 $17,228.76
1/1/2013 $40,480.11
1/1/2014 $39,129.08
1/1/2015 $52,439.23
1/1/2016 $51,321.29
1/1/2017 $40,381.29
1/1/2018 $48,063.59
1/1/2019 $62,472.51
Today, 5/18/2019: ~80k

2013 through 2017 included a lot of goofing off and very little paid work. Grand total of $240k gross earned income from 1/1/2011 through today. Now I'm back to the 9-5 life and making some real progress!

Welcome! Based on YTD growth seems like you're right on track.

fluffmuffin

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Re: Race from 10 to 100k!!
« Reply #2379 on: May 20, 2019, 08:01:45 AM »
March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63
April 19, 2019: 100,517.92
May 3, 2019: 100,567.21

May 20, 2019: 98,698.52

And so begins the downward turn, haha.

Good financial news: my dispute with the hospital was successful! All of the medical bills are PAID. And this is good financial news but a little more mixed on the personal side: just about everyone we've had to chase down for RSVPs for our wedding can't come. Fewer people = less money, but my fiance is pretty disappointed that some of the last-minute no folks won't be there.

UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #2380 on: May 20, 2019, 03:11:38 PM »
Welcome to the party @jiimmy . Good luck on hitting your goal of graduating by 2019!

Thank you for the warm welcome, and I see you're very close to graduating yourself, congrats! Six figures in the red to six figures in the black in just a few years is damn impressive.

Thank you!  We are pretty excited.  So long as there are no major fireworks in the market in the next week and a half it will very likely happen this month.

Slanhirn

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Re: Race from 10 to 100k!!
« Reply #2381 on: May 24, 2019, 06:27:50 AM »
Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)
05.2019 - £51,853 (+2,548)
06.2019 - £52,723 (+870)

Assets = £60,012
Student loans = (£7,289)

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2382 on: May 24, 2019, 07:07:56 AM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
Dec 2018 €35.600 (+13.3k over 6 months)
Jan 2019 €39.000 (+3.400)
Feb 2019 €40.700 (+1.700)
Mar 2019 €42.400 (+1.700)
Apr 2019 €44.900 (+2.500)
May 2019 €46.200 (+1.300)

Double paycheck month, yet my stocks have dropped around €1000 and I prepaid €500 for work travel so it's hard to see it. €50k by next month will be pretty much impossible unless the market bounces back up like crazy, but July/Aug is still feasible!
« Last Edit: May 24, 2019, 07:10:11 AM by Hirondelle »

arob54600

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Re: Race from 10 to 100k!!
« Reply #2383 on: May 24, 2019, 08:46:51 AM »
Haven't posted in a while, still working on it!
Good luck ya'll!!

End of November 17-  41195
End of December 17-  42526
End of January 18-     47966
End of February 18-    47104
End of May 18 -          48521
End of July 18 -          53000
End of August 18-       55866
End of September 18- 57315
End of October 18-     54534
End of January 19-     57389
End of May 2019-       62331


Serendip

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Re: Race from 10 to 100k!!
« Reply #2384 on: May 25, 2019, 10:59:47 AM »
Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065
May '19    54,008

Feeling as if I've stalled out since January, owed a lot extra for taxes and we just found out our kitchen needs a pretty major renovation due to long-standing leak under the sink. Will keep slowly but surely plugging away!

lexde

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  • Age: 34
Re: Race from 10 to 100k!!
« Reply #2385 on: May 25, 2019, 07:56:28 PM »
3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
6/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60
10/26/2018: $29,793.20
11/21/2018: $32,551.23
12/7/2018: $33,589.65
12/21/2018: $33,986.10
1/18/2019: $35,782.18
2/15/2019: $43,365.46
3/1/2019: $44,391.15
3/15/2019: $45,689.39
3/31/2019: $48,303.11

05/25/2019: $53,145.15

It's apparently been a while since I posted, oops. I've had a lot going on, but have continued to have a steady upward trajectory so all is good.

LittleWanderer

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  • Location: USA
Re: Race from 10 to 100k!!
« Reply #2386 on: May 31, 2019, 08:15:05 AM »
May 2018 - $14,592
August 2018 - $19,246
September 2018 - $20,031
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416
April 2019 - $26,812

May 2019 - $26,575 

Darn stock market.  Let's hope for a better June!

philli14

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  • Posts: 325
Re: Race from 10 to 100k!!
« Reply #2387 on: May 31, 2019, 09:12:13 AM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)
1/06/19: 86,749 (+0661)

Well I certainly jinxed it last month.. The market completely wiped out the savings I managed to have this month. I guess in another way of looking at it, I managed to offset a tough market month through some great savings (glass half full).

Goal remains 100k before 2020.

zeli2033

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  • Location: West Coast
Re: Race from 10 to 100k!!
« Reply #2388 on: May 31, 2019, 09:18:24 AM »
8/31/18: $12,784
9/17/18: $14,547
9/28/18: $22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081
11/30/18: $36,219
12/31/18: $36,235
1/15/19: $44,961
1/31/19: $52,928
2/16/19: $57,672
2/28/19: $61,806
3/16/19: $64,611
3/29/19: $72,482
4/15/19: $76,177
4/30/19: $99,041
5/31/19: $96,807 (-2234)

May was a bit spendy making some large donations and purchases in preparation for baby, and markets are doing whatever they're doing. Hoping that come this summer I can officially graduate the thread but we'll see what happens.

Imma

  • Magnum Stache
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  • Location: Europe
Re: Race from 10 to 100k!!
« Reply #2389 on: May 31, 2019, 10:04:27 AM »
April 2019: €10094.35
May 2019:  €11629.87

Goals for 2019:
Savings: €5000
Investments: €10000

Depending on what the market is doing and how cooperative my neighbours are, I might temporarily dip under 10k next month. We need to do some yardwork and fix some fencing. The current fencing was severely damaged in a storm. We've been negotiating with both sets of neighbours for 1,5 years and I think everyone is on board with the plans now, but I'm not entirely sure they'll pay up in the end. We've decided we're going to replace it now and we no longer care whether they help out or pay.

Tass

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  • Location: Crossing some mountains
Re: Race from 10 to 100k!!
« Reply #2390 on: May 31, 2019, 10:47:31 AM »
Well I certainly jinxed it last month.. The market completely wiped out the savings I managed to have this month. I guess in another way of looking at it, I managed to offset a tough market month through some great savings (glass half full).

And everything you saved got to be invested for cheap!

I'm in about the same boat - I saved $1350 this month and my NW increased by $200. As long as we're still moving forward!

Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k
Apr 19$31.3k

May 19: $31.5k

Only $315 to go to fill up my Roth!

JCGreen

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Re: Race from 10 to 100k!!
« Reply #2391 on: May 31, 2019, 05:43:46 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019:$29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)

May-$33,933 (-$26)- I put in the usual amount of money, so I guess stocks must be on sale?

Jim Fiction

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  • Posts: 214
  • Location: Connecticut
Re: Race from 10 to 100k!!
« Reply #2392 on: June 01, 2019, 07:59:20 AM »
Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340
4/30/2019 - $70,674
5/31/2019 - $69,853

May Notes

Trimmed my expenses by $1K from last month, but the bloodbath in the markets resulted in my first negative month since last December. Ohh well.

peppermint

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Re: Race from 10 to 100k!!
« Reply #2393 on: June 01, 2019, 10:04:53 AM »
01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34
05/2019: $76475.71
06/2019: $77621.20

Net gain overall, but the market hurt me too.

Lamancha

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Re: Race from 10 to 100k!!
« Reply #2394 on: June 01, 2019, 04:53:52 PM »
Nov 2018- $23,000
Dec 2018- $26,000
Jan 2019- $29,000
Feb 2019- $36,000
March 2019- $40,000
April 2019- $43,000
May 2019- $48,000
June 2019- $54,000

zygote

  • Bristles
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  • Posts: 493
Re: Race from 10 to 100k!!
« Reply #2395 on: June 02, 2019, 10:25:19 AM »
For context: I'm 29 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)
9/18: $70,101.27 (+6,285.08 - extra paycheck)
10/18: $73,538.91 (+3,437.64)
11/18: $69,595.61 (-3,943.30)
12/18: $73,126.64 (+3,531.03)
1/19: $69,733.94 (-2,712.15)
2/19: $78,918.09 (+9,184.15 - extra paycheck)
3/19: $83,762.93 (+4,844.84)
4/19: $86,925.57 (+3,162.64)
5/19: $92,839.14 (+5,913.57)
6/19: $90,415.30 (-2,423.84)

I saved the normal amount this month, but got clobbered in the market. Meh. It'll go back up. I still suspect I'll hit $100k this year, fingers crossed.
« Last Edit: June 03, 2019, 10:47:29 AM by zygote »

AAM550

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Re: Race from 10 to 100k!!
« Reply #2396 on: June 02, 2019, 01:10:43 PM »
Just discovered MMM and this is my first post here. It's really inspiring seeing all the awesome stories here and the healthy mentality about money and spending. I'm not sure what the correct format for here is but i'll just go ahead and splatter all the info that seems pertinent and then update next month and refine over time.

Income - 9,648.82 ( $2430.14 from full time employment / $6618.66 from part time job / $600 in rent )
Spending - $3,028.07

Cash- $8,676.52
401(k)- $16,055.13

Mortgage - $143,320.46 at 3.25 % Interest

Please let me know if you have any tips or tweaks to help me along!

May Data

Income - $3914.39 ( $3314.39 from full time employment / $0.00 from part time job / $600 in rent )
Spending - $3,367.90 (1948.54 From Travel)

Cash- $10,784.35
401(k)- $15,805.27
State Retirement Account - $8,530.54

Mortgage - $143,589.34 at 3.25 % Interest

Total Estimated Net Worth $35,120.16


Some details that stand out from this past month. My part time job (Realtor) produced nothing this month, however I have a couple closings coming up and am well on the way to my yearly goal, so that is fine. My spending IS higher than last month, however there are a few major life expenditures that are catching me at the moment (engagement ring, travel) that actually will cost me around $4,500 over the next two months. All that to say, beyond the actual huge expense of plane tickets my daily spending habits changed from $3,028.07 to 1,419.36 in the month. There were a lot of things I spent money on that were unnecessary but I feel like I've made a HUGE step forward with this spending decrease. Oh also I discovered I had an extra retirement account with $8,530.54 in it... so that was cool :)

See y'all next month.

« Last Edit: June 02, 2019, 01:17:00 PM by AAM550 »

ItsALongStory

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  • Location: Somewhere in Europe
Re: Race from 10 to 100k!!
« Reply #2397 on: June 02, 2019, 01:41:22 PM »
Just discovered MMM and this is my first post here. It's really inspiring seeing all the awesome stories here and the healthy mentality about money and spending. I'm not sure what the correct format for here is but i'll just go ahead and splatter all the info that seems pertinent and then update next month and refine over time.

Income - 9,648.82 ( $2430.14 from full time employment / $6618.66 from part time job / $600 in rent )
Spending - $3,028.07

Cash- $8,676.52
401(k)- $16,055.13

Mortgage - $143,320.46 at 3.25 % Interest

Please let me know if you have any tips or tweaks to help me along!

May Data

Income - $3914.39 ( $3314.39 from full time employment / $0.00 from part time job / $600 in rent )
Spending - $3,367.90 (1948.54 From Travel)

Cash- $10,784.35
401(k)- $15,805.27
State Retirement Account - $8,530.54

Mortgage - $143,589.34 at 3.25 % Interest

Total Estimated Net Worth $35,120.16


Some details that stand out from this past month. My part time job (Realtor) produced nothing this month, however I have a couple closings coming up and am well on the way to my yearly goal, so that is fine. My spending IS higher than last month, however there are a few major life expenditures that are catching me at the moment (engagement ring, travel) that actually will cost me around $4,500 over the next two months. All that to say, beyond the actual huge expense of plane tickets my daily spending habits changed from $3,028.07 to 1,419.36 in the month. There were a lot of things I spent money on that were unnecessary but I feel like I've made a HUGE step forward with this spending decrease. Oh also I discovered I had an extra retirement account with $8,530.54 in it... so that was cool :)

See y'all next month.
Odd that your mortgage balance would have gone up month over month. Might wanna double check the may number.

Sent from my Pixel 2 XL using Tapatalk


haypug16

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Re: Race from 10 to 100k!!
« Reply #2398 on: June 02, 2019, 02:29:42 PM »
May 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78
5/31/2019 $29,498.65 +9,662.87 increase

June will most likely show a decrease unless the market makes up for the lack of income this month. I'll be heading back to work mid July and I'll be happy to see money coming in and going towards my 401k.

vertkurt

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Re: Race from 10 to 100k!!
« Reply #2399 on: June 02, 2019, 06:45:18 PM »
1/1/18= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328
6/1/19= 70,187