Author Topic: Race from 10 to 100k!!  (Read 947725 times)

jojoguy

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Re: Race from 10 to 100k!!
« Reply #2300 on: April 06, 2019, 06:50:54 AM »
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50

Sooooo, close. Would be a few thousand over 100k but we have to get a new roof. Thank God for MMM and you guys. We would be struggling to pay for that if I didn't find this site. Our networth has doubled in roughly 6 or 7 months. Thanks guys. I am really grateful for the knowledge and encouragement.
Edit to add: We probably will hit a slower save amount in the next month or two because of less overtime being given out at my job, but I will strive to get it as much as I can to keep building our networth up.
« Last Edit: April 06, 2019, 06:54:19 AM by jojoguy »

politenessman

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Re: Race from 10 to 100k!!
« Reply #2301 on: April 06, 2019, 11:28:04 AM »
Aug   $ 81,356
Jul   $ 66,521
Jun   $ 64,243
May   $ 60,386
Apr   $ 56,284
Mar   $ 55,824
Feb   $ 55,756
Jan   $ 51,828

Update time:
Sep   $ 88,159
Aug   $ 81,356

Oct $ 92.125
Nov $ 86,143

Looks like October to November took a bit of a nose dive.
Looks Like December is going to end up at about $ 75,941.
Well shit!
Its been a while since I posted, mostly I just got busy, but as of today I am at $97,192, not including emergency fund.
Almost there!

jojoguy

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Re: Race from 10 to 100k!!
« Reply #2302 on: April 06, 2019, 03:21:01 PM »
Aug   $ 81,356
Jul   $ 66,521
Jun   $ 64,243
May   $ 60,386
Apr   $ 56,284
Mar   $ 55,824
Feb   $ 55,756
Jan   $ 51,828

Update time:
Sep   $ 88,159
Aug   $ 81,356

Oct $ 92.125
Nov $ 86,143

Looks like October to November took a bit of a nose dive.
Looks Like December is going to end up at about $ 75,941.
Well shit!
Its been a while since I posted, mostly I just got busy, but as of today I am at $97,192, not including emergency fund.
Almost there!

Way to go!

Cezil

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Re: Race from 10 to 100k!!
« Reply #2303 on: April 08, 2019, 07:30:15 AM »
Dec-2016: $32,870.70
Dec-2017: $58,271.55   (+ 25,400.85)
Dec-2018: $72,493.16   (+ 14,221.61)

Jan-2019:   $ 81,866.77  (+ 9,373.61)
Feb-2019:   $87,222.31  (+ 5,355.54)


Mar-2019:   $88,865.95 (+ 1,643.64)

Pretty boring month, contribution-wise.  I put over $1K into my 401k, about $230 into my HSA, the rest of it is growth.  I'm having issues with my medical payment plan: The Corporation screwed up it in January and is still being very unhelpful and increasingly passive aggressive when I call them to figure it out.  After cordially hanging up after a 33 minute phone call where *I* had to explain to the rep how $17.98 got overpaid to something not even in the agreed payment plan (she still seemed to think I'm just trying to get out of paying), I wrote a 3-page letter of the history of the issue starting in December, with my growing displeasure of dealing with them over the phone (no one seems to know what they are doing, and no one seems to know what they are talking about except me, and it's making the confusion even greater).  Big sigh.  I'm reluctant to pay it off in full because it's 0% interest, but I'm wondering if it's worth it.  (Yes, I could pay off the remaining $1,600 immediately without any issue whatsoever, but I chose the 0% plan to shove cash into investments instead.  I'd have to pull from cash reserves, no biggie.).

April is also looking boring, same ol' 401k and HSA contributions + assumed growth.  If I pay the above off, I might just come out even.  That...doesn't sound too bad at this point.  I might just do that.  Save myself a few premature gray hairs. ;)

UnexpectedExpenseExpector

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Re: Race from 10 to 100k!!
« Reply #2304 on: April 09, 2019, 03:51:35 PM »
Hi everyone. I spent 24 months in the Race to Positive Net Worth thread and 2 months in Saving to $10K. Happy to join everyone here now! I'm really starting to feel the momentum as things have started to turn positive for me, and can't wait to graduate from this thread too.

Mar 2019 $14,000

Congrats on your previous progress and welcome to the thread @Optimiser !



Our March numbers are in here's the update for April:

2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77
2018 Jan: 48,429.84

2019
January: 79,517.63
February: 87,532.51
March: 91,151.25
...
2019 Jul: 100,000 (GOAL)

In the homestretch!  Barring a big sell off in the market the arbitrary goal of July should be easily hit.  I also updated the spreadsheet. 


haypug16

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Re: Race from 10 to 100k!!
« Reply #2305 on: April 10, 2019, 12:34:20 PM »
Hi All! I just finished the race to $10K so I'm jumping in here :) I've been anxiously awaiting my time to join this thread.

Starting post
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/20919 $9,917.20 - 2 years in
4/10/2019 $10,440.08

According to my current calculations I will spend about 2 years in this race, though I think it could be faster once momentum from all my little employees picks up. I'm already starting to see this.

M5

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Re: Race from 10 to 100k!!
« Reply #2306 on: April 10, 2019, 12:57:15 PM »
Welcome aboard @haypug16 !

dutty

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Re: Race from 10 to 100k!!
« Reply #2307 on: April 12, 2019, 01:39:48 AM »


Quote
12/15 -£2,610
12/16  £5,250   (+£7,860 ~ +301%)
12/17  £10,810 (+£5,560 ~ +106%)
12/18  £68,620 (+£57,810 ~ +634%)
01/19  £68,210  (-£410 ~ -1%)
02/19  £64,060  (-£4,150 ~ -6%)
03/19  £74,350 (+£10,290 ~ +16% )


ISA filled. Momentum building.

zee dot

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Re: Race from 10 to 100k!!
« Reply #2308 on: April 12, 2019, 07:24:58 AM »
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)

I'm buying a place for my mom so I'll be back in a few months :) 

ItsALongStory

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Re: Race from 10 to 100k!!
« Reply #2309 on: April 12, 2019, 07:59:03 AM »
9/2017 (168,529.23)
10/2017 (156,730.67)
12/2017 (155, 778.96)
1/2018 (146,335.62)
2/2018 (146,208.20)
3/2018 (90,769.56) annual bonus
4/2018 (83,753.06)
6/2018 (73,857.57)
9/2018 (61,215.95)
10/2018 (51,434.89)
12/2018 $90,683.73 (sold a house)
01/2019 $96,400.22
02/2019 $150,040.56 (annual bonus)

I'm buying a place for my mom so I'll be back in a few months :)
Those are some remarkable jumps, are you in sales where a lot of your earnings are variable?

Sent from my Pixel 2 XL using Tapatalk


zee dot

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Re: Race from 10 to 100k!!
« Reply #2310 on: April 12, 2019, 08:07:15 AM »
No, not in sales.

Those jumps reflect a huge change in thinking (finding MMM mostly) and a very large annual bonus.

I'm well paid monthly so I always had the money--I was just spending it.
My behavior changes really snowballed.  Cancelling all of my monthly subscriptions to Birchbox, stitch fix etc.  Sending venmo requests for dinner tabs instead of just ignoring the $100 each person owed.  Taking money when ppl offered to pay for gas & tolls.

I posted a case study here in Sept 2017 and it was immensely helpful.

Sold a house. 
« Last Edit: April 12, 2019, 08:13:32 AM by zee dot »

fluffmuffin

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Re: Race from 10 to 100k!!
« Reply #2311 on: April 12, 2019, 08:38:08 AM »
Good to see you, @haypug16 ! You smashed the 10k challenge and I'm sure you'll be rocketing through here as well :)

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66

April 12, 2019: 99,627.63 !!!

OMG y'all, my bills are paid for April so my next paycheck should do it.

I won't stay in the six figures once I get the medical bills (I do have to argue about one of them, ugh, I hate sh*t like that) and final invoices for the wedding. BUT STILL.

Serendip

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Re: Race from 10 to 100k!!
« Reply #2312 on: April 12, 2019, 08:54:30 AM »
Good to see you, @haypug16 ! You smashed the 10k challenge and I'm sure you'll be rocketing through here as well :)

March 14, 2019: 91,383.01
March 22, 2019: 96,571.66

April 12, 2019: 99,627.63 !!!

OMG y'all, my bills are paid for April so my next paycheck should do it.

I won't stay in the six figures once I get the medical bills (I do have to argue about one of them, ugh, I hate sh*t like that) and final invoices for the wedding. BUT STILL.

CONGRATS @fluffmuffin --how exciting!

haypug16

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Re: Race from 10 to 100k!!
« Reply #2313 on: April 12, 2019, 08:59:29 AM »
Thanks everyone. :) It's nice to see some familiar faces from the race to $10k!

jojoguy

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Re: Race from 10 to 100k!!
« Reply #2314 on: April 13, 2019, 07:37:05 AM »
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50
April 13, 2019 = 100,325.68

Is this even real? We went from $54,000 in our 401ks that we had been contributing for 15 plus years in October to almost doubling our savings/investments in roughly a 6 month period. Unreal! I would have never thought it would be possible. You guys are the best! Seriously, the advice all of you give is above the highest economists in the world's advice, and you give it all away for free! Thanks again, ya'll. See you in the next thread.

katthjul

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Re: Race from 10 to 100k!!
« Reply #2315 on: April 14, 2019, 12:30:36 AM »
EOY 2014: €0
EOY 2015: €16,728
EOY 2016: €41,467
EOY 2017: €64,929
EOY 2018: €80,536
Jan 2019: €88,922
Feb 2019: €94,899
Mar 2019: €98,691

So close!

The numbers do include some uninvested money, but that is because I'm saving to pay off my student loan.

Trifele

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Re: Race from 10 to 100k!!
« Reply #2316 on: April 14, 2019, 05:57:00 AM »
April 13, 2019 = 100,325.68

Thanks again, ya'll. See you in the next thread.

Congrats @jojoguy!  Well done.   

jojoguy

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Re: Race from 10 to 100k!!
« Reply #2317 on: April 14, 2019, 08:17:26 AM »
April 13, 2019 = 100,325.68

Thanks again, ya'll. See you in the next thread.

Congrats @jojoguy!  Well done.
Thanks! I'm still having a hard time for this to sink in that we've saved $46,000 to break 100k in such a short time.

bcbaseballman

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Re: Race from 10 to 100k!!
« Reply #2318 on: April 15, 2019, 07:37:53 AM »
Welcome @haypug16 good to see you here on this thread now!

Congrats @jojoguy I'm sure you will have already graduated the next thread before I am even able to join it! Amazing progress.

Lots of people very close to breaking into the 6 figures it gives this little stash guy some confidence that it can be done. Well done.

zeli2033

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Re: Race from 10 to 100k!!
« Reply #2319 on: April 15, 2019, 08:14:36 AM »
8/31/18: $12,784
9/17/18: $14,547
9/28/18: $22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081
11/30/18: $36,219
12/31/18: $36,235
1/15/19: $44,961
1/31/19: $52,928
2/16/19: $57,672
2/28/19: $61,806
3/16/19: $64,611
3/29/19: $72,482
4/15/19: $76,177 (+3695)

One more paycheck until the student loan is paid in full. Light at the end of the tunnel!

haypug16

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Re: Race from 10 to 100k!!
« Reply #2320 on: April 15, 2019, 08:46:14 AM »
Mid-April Update
3/31/2017 - (52,848.85) - Found MMM
3/31/2018 - $(14,916.69) - 1 year in
3/31/20919 - $9,917.20 - 2 years in
4/10/2019 - $10,440.08 - Joined 10k-100k race
4/15/2019 - $19,105.19 - $9,187.99 increase from 3/31/19

Big increase mostly due to the $6k bonus I got today :) but even without that about $3k is just from saving/paying down debt. I'll be going on maternity leave any moment now so I imagine the next 3 months will be a little slower in the gains but should still have upward momentum.

zeli2033

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Re: Race from 10 to 100k!!
« Reply #2321 on: April 15, 2019, 08:50:50 AM »
Mid-April Update
3/31/2017 - (52,848.85) - Found MMM
3/31/2018 - $(14,916.69) - 1 year in
3/31/20919 - $9,917.20 - 2 years in
4/10/2019 - $10,440.08 - Joined 10k-100k race
4/15/2019 - $19,105.19 - $9,187.99 increase from 3/31/19

Big increase mostly due to the $6k bonus I got today :) but even without that about $3k is just from saving/paying down debt. I'll be going on maternity leave any moment now so I imagine the next 3 months will be a little slower in the gains but should still have upward momentum.

Nice job, haypug! Congrats on starting the 10-100k thread with a bang before baby makes their debut!

haypug16

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Re: Race from 10 to 100k!!
« Reply #2322 on: April 15, 2019, 09:28:20 AM »
Thanks zeli! Congrats on being one paycheck away from no more Student Loans! I bet that feels awesome!

jojoguy

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Re: Race from 10 to 100k!!
« Reply #2323 on: April 15, 2019, 09:53:49 AM »


Lots of people very close to breaking into the 6 figures it gives this little stash guy some confidence that it can be done. Well done.

I know it is cliche to say it, but if I can do it, anybody can.

fluffmuffin

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Re: Race from 10 to 100k!!
« Reply #2324 on: April 19, 2019, 07:01:33 AM »
March 14, 2019: 91,383.01
March 22, 2019: 96,571.66
April 12, 2019: 99,627.63

April 19, 2019: 100,517.92

I'm not declaring myself a graduate because this won't last. I have about $4,500 to pay for the wedding and will still spend money on our honeymoon. Plus whatever down payment on a house.

Good news on the medical front, though! Unless some new charges pop up on my account (always a possibility with the US healthcare system...), I will only need to pay another ~$900 out of pocket for my medical procedure, not the like, $4,000 I was afraid of. The state retirement system is also down for maintenance, so I couldn't update all of my accounts--I usually do those about every month and a half and the market's been up, so I would probably be getting a boost from those.

So: a provisional Friday win!


Lots of people very close to breaking into the 6 figures it gives this little stash guy some confidence that it can be done. Well done.

I know it is cliche to say it, but if I can do it, anybody can.

And yeah, same here. My salary trajectory started out at $20k in 2010. I've been very privileged in a lot of ways (parents paid for college so no loans, ~$30k inheritance from grandmother's estate, grew up with frugality + financial literacy, have been state employee with good benefits for majority of my career). But I have also worked hard as hell and said no to a lot of things I'd have liked to say yes to.

Slanhirn

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Re: Race from 10 to 100k!!
« Reply #2325 on: April 23, 2019, 05:54:15 AM »
Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)
05.2019 - £51,853 (+2,548)

Assets = £59,533
Student loans = (£7,680)

Broke £50K net worth! Halfway to the end of the race!

Manchester

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Re: Race from 10 to 100k!!
« Reply #2326 on: April 23, 2019, 08:12:29 AM »
Another month in the right direction!



My N/W went up by £1,378.59, which is one of my best months.  This has put me just over the £18k mark. 


I've opened a Vanguard ISA this month and increased my investments now that I've hit my savings targets.  I've also hit the target bank size for my side hustle (matched betting) which means I can withdraw more money and invest it moving forwards. 

Manchester

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Re: Race from 10 to 100k!!
« Reply #2327 on: April 23, 2019, 08:17:47 AM »
Hi All! I just finished the race to $10K so I'm jumping in here :) I've been anxiously awaiting my time to join this thread.

Starting post
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/20919 $9,917.20 - 2 years in
4/10/2019 $10,440.08

According to my current calculations I will spend about 2 years in this race, though I think it could be faster once momentum from all my little employees picks up. I'm already starting to see this.

Great to have you in this thread!!  The race to 10k'ers are taking over!

Manchester

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Re: Race from 10 to 100k!!
« Reply #2328 on: April 23, 2019, 08:25:49 AM »
October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06
March 24, 2019 = 96640.33
April 6, 2019 = 99886.50
April 13, 2019 = 100,325.68

Is this even real? We went from $54,000 in our 401ks that we had been contributing for 15 plus years in October to almost doubling our savings/investments in roughly a 6 month period. Unreal! I would have never thought it would be possible. You guys are the best! Seriously, the advice all of you give is above the highest economists in the world's advice, and you give it all away for free! Thanks again, ya'll. See you in the next thread.

Well done!

You don't increase your N/W as quickly as you have without putting some serious effort into it.  You'll be FIRE'd in no time!

adamb

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Re: Race from 10 to 100k!!
« Reply #2329 on: April 23, 2019, 11:43:51 AM »
I'm at 67k today! Started saving/investing seriously exactly 2 years ago, when I had about 5-10k. I expect I will hit 100k right before my next birthday at 28 (about 11 months) if I sell my car.

I've driven my car a total of 5 times the past year, so that's looking more and more likely, especially since my next apartment is right by the subway and doesn't have parking. I just really need to convince myself it's okay to do, I've never not had a car since I was 16 :O.

Congrats! I just turned 28 too. I'm in the same dilemma I put a total of 500 miles (most of which were people borrowing it) on my car last year. Living in a city with car2go's everywhere it makes less and less sense to hold on to it.

Thanks! Update on this one: I sold my car in December and put it all in VTSAX right as the market was at it's lowest in years (dumb luck). That plus increased salary/savings and market growth means I am at 99k now! I expect I'll hit 100k in the next paycheck if market holds flat, or 2-3 paychecks if it takes a dip. In either scenario, I'll be at 100k NW a month before my 28th birthday!

Brokerage - 22,223
IRA - 18,680
Roth IRA - 33,212
401k - 17,550
Cash - 7,500

Found MMM 3 years ago, been working full-time for 5 years, was frugal for all 5 but didn't realize the power of investing until after MMM.

Next goal after that is probably getting a MFH property and becoming a land lord. That's taking a lot of research first to make sure I find the right property.

paulkots

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Re: Race from 10 to 100k!!
« Reply #2330 on: April 24, 2019, 06:33:55 AM »

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87
10/26/18: $64,270.98
11/27/18: $66,467.65
12/26/18: $66,160.59
01/28/18: $64,688.44
03/25/19: $63,325.75

Skipped a month. In the last 2 months, did my taxes, I was close on pre-payment but had to paid some more. Also, did the Costa Rica vacation and some work around the house. First 2019 tax pre-payment was sent out. Major expenses were Costa Rica vacation and the work I did on my GTI for a roadtrip to Montana.

04/24/19: $65,022.87

Didn't have much expenses this month so I booked future planned trips, hotels, tickets and entertainment since the CC was lower than usual.

AAM550

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Re: Race from 10 to 100k!!
« Reply #2331 on: April 25, 2019, 01:15:33 PM »
Just discovered MMM and this is my first post here. It's really inspiring seeing all the awesome stories here and the healthy mentality about money and spending. I'm not sure what the correct format for here is but i'll just go ahead and splatter all the info that seems pertinent and then update next month and refine over time.

Income - 9,648.82 ( $2430.14 from full time employment / $6618.66 from part time job / $600 in rent )
Spending - $3,028.07

Cash- $8,676.52
401(k)- $16,055.13

Mortgage - $143,589.34 at 3.25 % Interest

Please let me know if you have any tips or tweaks to help me along!

Evasion

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Re: Race from 10 to 100k!!
« Reply #2332 on: April 25, 2019, 03:51:19 PM »
20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412

Late April 2019 - 48,372

Upwards and onwards, thanks to market and dividends but I have been struggling to save, way too slow to get to 50k..
One month left before my birthday, should tighten my belt until then!!

Serendip

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Re: Race from 10 to 100k!!
« Reply #2333 on: April 26, 2019, 10:27:40 AM »
Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075
Apr '19     53,065 (first downward swing--unexpectedly larger tax bill and still owe my SO for some strata roofing costs as we keep our finances seperate and he took the full hit of 10,000)

Have to admit, getting told you owe thousands more in taxes and not having to scramble for it is SUCH a relief!  Love the lessons I've learned here even if I will be more careful not to get into the same situation next year (self-employed and made much more than I normally do)

lemonverbena

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Re: Race from 10 to 100k!!
« Reply #2334 on: April 28, 2019, 11:56:16 AM »
Hi! Joining in.

Late Apr 2019:
tIRA: $6,329
Simple IRA: $4,500
Emergency fund: $1,000

Total: $11,829

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2335 on: April 28, 2019, 02:39:01 PM »
Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
July 2018 €24.400 (+1.100)
Aug 2018 €25.700 (+1.300)
Sept 2018 €26.100 (+400)
Oct 2018 €26.100 (+0)
Nov 2018 €29.100 (+3.000!!)
Dec 2018 €35.600 (+6.500)
Jan 2019 €39.000 (+3.400)
Feb 2019 €40.700 (+1.700)
Mar 2019 €42.400 (+1.700)
Apr 2019 €44.900 (+2.500)

Great market month + fairly low spending. First month of the year without any big line items like travel or one-offs. About 1500 is actual savings, the other 1000 is a great month for stocks. Next month is a double paycheck month for me so it looks like I'll be able to hit 50k by June, assuming no market drops.

JCGreen

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Re: Race from 10 to 100k!!
« Reply #2336 on: April 28, 2019, 04:18:28 PM »
I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big. My checking account is also not included as it has money I will likely spend this month. Goal for 2019 is to make it to $45K.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019:$29,443 (+2343)
Mar2019: $31,603 (+2160)
Apr2019: $33,959 (+2356)- Another good savings month, if this keeps up I should meet my end of year goal! Its amazing for me to think I am up almost $20K for a year seeing as I made/will make less than 50K a year.

vertkurt

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Re: Race from 10 to 100k!!
« Reply #2337 on: April 28, 2019, 06:31:09 PM »
1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705
5/1/19= 70,328

Imma

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Re: Race from 10 to 100k!!
« Reply #2338 on: April 29, 2019, 09:47:05 AM »
After spending almost two years in the Saving to 10k thread, I have officially graduated to this thread! :)

April 2019: €10094.35


Goals for 2019:
Savings: €5000
Investments: €10000

I'm on a low-ish income compared to many on MMM, but I've increased my income by 50% since I started to track my savings 2 years ago, so I'm getting there! I don't personally track my net worth but my savings + investments instead. We bought our home during a real estate dip and we're now in a bubble where prices go up by 10% a year. We already live in a very cheap and small home so the only way we could ever release this equity is by selling up and moving into a tent. As we're not planning on doing that anytime soon, I don't want to distort my numbers by adding the value of our home.

Hirondelle

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Re: Race from 10 to 100k!!
« Reply #2339 on: April 29, 2019, 10:17:59 AM »
Welcome @Imma! Good to see you here :)

zeli2033

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Re: Race from 10 to 100k!!
« Reply #2340 on: April 30, 2019, 07:36:40 AM »
8/31/18: $12,784
9/17/18: $14,547
9/28/18: $22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081
11/30/18: $36,219
12/31/18: $36,235
1/15/19: $44,961
1/31/19: $52,928
2/16/19: $57,672
2/28/19: $61,806
3/16/19: $64,611
3/29/19: $72,482
4/15/19: $76,177
4/30/19: $99,041 (+22894)

Hello bonus! Goodbye Student Loan! Officially Debt-freeeeeeeeeeeee and so close to 100k NW!

fluffmuffin

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Re: Race from 10 to 100k!!
« Reply #2341 on: April 30, 2019, 09:10:41 AM »
Welcome @Imma! So great to have you on this thread :)

Old Ball Coach

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Re: Race from 10 to 100k!!
« Reply #2342 on: April 30, 2019, 09:33:48 AM »
This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29
Apr 2019 - $75,155.85

Nice bounce back month for us after purchasing a used RAV 4 in March.... Onward and upward!
« Last Edit: April 30, 2019, 07:22:03 PM by Old Ball Coach »

Optimiser

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Re: Race from 10 to 100k!!
« Reply #2343 on: April 30, 2019, 09:51:55 AM »
Mar 2019 $14,000

Apr 2019 $12,700

Investments and cash were up this month and my loan balances are lower, but Zillow dropped the value of my house by a lot so my overall net worth is off some.

philli14

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Re: Race from 10 to 100k!!
« Reply #2344 on: April 30, 2019, 09:59:51 AM »
1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)
1/05/19: 86,088 (+8515)

Thrilled with this month. Goal remains 100k before 2020! Looking well on track, as long as markets don’t take a big tumble.

Tass

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Re: Race from 10 to 100k!!
« Reply #2345 on: April 30, 2019, 10:04:58 AM »
Jul 17$6.2k
Aug 17$6.8k
Sept 17$8.2k
Oct 17$9.0k
Nov 17$9.9k
Dec 17$11.1k
Jan 18$12.1k
Feb 18$13.6k
Mar 18$15.1k
Apr 18$16.6k
May 18$17.7k
Jun 18$18.5k
Jul 18$20.2k
Aug 18$20.8k
Sept 18$22.2k
Oct 18$21.7k
Nov 18$22.5k
Dec 18$22.4k
Jan 19$24.7k
Feb 19$27.2k
Mar 19$29.3k

Apr 19: $31.3k

On track to fill up my Roth and reach a full year's income in NW by June.

ETA: Congrats on killing the student loan @zeli2033!
« Last Edit: April 30, 2019, 10:26:07 AM by Tass »

zygote

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Re: Race from 10 to 100k!!
« Reply #2346 on: April 30, 2019, 10:45:46 AM »
Congrats on joining the race, @Imma , and congrats on getting rid of those student loans, @zeli2033 !

---

For context: I'm 29 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)
9/18: $70,101.27 (+6,285.08 - extra paycheck)
10/18: $73,538.91 (+3,437.64)
11/18: $69,595.61 (-3,943.30)
12/18: $73,126.64 (+3,531.03)
1/19: $69,733.94 (-2,712.15)
2/19: $78,918.09 (+9,184.15 - extra paycheck)
3/19: $83,762.93 (+4,844.84)
4/19: $86,925.57 (+3,162.64)
5/19: $92,839.14 (+5,913.57)

Very happy with this month's progress. My spending was pretty low and the market was kind. Hopefully I will hit $100k in the next few months!

I also think it's crazy how much more my net worth is going up per month compared to this time last year. I think it's partly improvement in my spending, but also shows the power of having a lot in the market! More growth potential.

LittleWanderer

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Re: Race from 10 to 100k!!
« Reply #2347 on: April 30, 2019, 12:41:50 PM »
April 2018 - $14,330
May 2018 - $14,592
August 2018 - $19,246
September 2018 - $20,031
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933
March 2019 - $25,416

April 2019 - $26,812

Good to see you in this thread too, @Imma!  It's nice to have long term company!  :)

Imma

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Re: Race from 10 to 100k!!
« Reply #2348 on: April 30, 2019, 02:04:23 PM »
Thanks for the warm welcome, good to see some fellow Saving to 10k graduates doing really well!

haypug16

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Re: Race from 10 to 100k!!
« Reply #2349 on: April 30, 2019, 03:56:53 PM »
April 2019 Update
3/31/2017 (52,848.85) - Found MMM
3/31/2018 $(14,916.69) - 1 year in
3/31/2019 $9,917.20 - 2 years in
4/30/2019 $19,835.78 +9,918.58 increase

Baby Puglet has arrived and Maternity leave has started. I will be without income for a little while until my Short Term Disability kicks in so I imagine May is going to have a much smaller increase than most months.