Race from 10 to 100k!!

[zeli2033]

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081
11/30/18: $36,219
12/31/18: $36,235
1/15/19: $44,961
1/31/19: $52,928
2/16/19: $57,672
2/28/19: $61,806
3/16/19: $ 64,611 (+2805)

Not as much of an uptick since we had to pay for some larger purchases. But it's bonus season so we're hoping to make up for it over the next 3-4 paychecks. If things go somewhat to plan, we will be able to eradicate the student loan and our NW will hit the 100k mark in just a few months!

Just keep swimming...

[lexde]

@zeli2033 — great progress! You’ll be out of here in no time!

[Evasion]

20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815

No progress this fortnight but I paid a big tax bill, so it feels good.
Low on cash, need to save liquid for a while.

[Alf91]

Wooohooooo

Last month I was at 99,000

Just checked and I have made it! 102,000

Yaaaaayyyy!!!!!!

[Trifle]

Wooohooooo

Last month I was at 99,000

Just checked and I have made it! 102,000

Yaaaaayyyy!!!!!!

Congratulations @Alf91!  Way to go!!

[catorbe]

I broke over $10,000 on 9/9/2018. I'm up to $25k as of 2/17/2019.
I'm increasing my NW by about 2k a month based on those figures and would hit 100k in about 37 months putting it out to about March 2022. I believe with an upcoming raise, bonus, and other small windfalls that come and go, I'm looking at a goal of December 31st 2021 to hit 100k. Current salary is 49k.

3/20/19: $26,600. Lots of changes: Trip to Chicago complete. Bonus received. Salary bumped to over 50k!!!! We're moving to a townhouse from an apartment. This will affect my savings rate slightly, but we will remain resident property managers and continue to receive a discount on rent. Overall the changes are positive.

Now to await the final March paycheck and get back into the groove of things in the new place.

[UnexpectedExpenseExpector]

Here's the March update:

2014 Jan: (129,703.05)
2015 Jan: (115,355.51)
2016 Jan: (82,545.00)
2017 Jan: 2,693.77

2018
Jan: 48,429.84
Feb: 39,863.96 (Acquired new to us mini-van at low end of our price range and at low end of mileage for vehicles in our price range)
Mar: 44,139.97
Apr: 44,650.91 
May: 48,082.98 (Awesome month for the networth despite getting to pay rent on two places and waiting on the return of one security deposit. Thank you Mr. Market!)
June: 52,774.50  (Cue up the Bon Jovi!)
July: 56,756.98 (Welcome Baby #3)
August: 63,139.77
September: 63,038.31 (Welcome Baby #3 medical bills)
October: 67,516.75
November: 73,833.11 (Blew right past the Dec 2018 goal!!!)
December: 68,091.28 (Was pretty happy that despite the market pullback we still stayed above the original 2018 goal)

2019
January: 79,517.63
February: 87,532.51
...
2019 Jul: 100,000 (GOAL)

It's getting so close!  I also updated the spreadsheet. 

[fluffmuffin]

March 14, 2019: 91,383.01

March 22, 2019: 96,571.66

Got the refund! I do need to pay rent for April so it's really $95,491, but at least for the next week I get to be in the 96es :) I'm only planning to do progress updates once a month, but the refund is a big jump so I wanted to go ahead and get it in there.

[jojoguy]

October 7, 2018 = $600
October 18, 2018 = $2500
November 1, 2018 = $5,995
November 15, 2018 = $9,273
November 29, 2018 = $11,340
December 13, 2018 = $13,155
December 25, 2018 = $15,396
January 26, 2019 = $78,191 (Added our 401Ks into the mix)
February 9, 2019 = $80,723.72
February 14, 2019 = $81,500.07
February 22, 2019 = $84,426.22
March 8, 2019 = 91581.06
March 24, 2019 = 96640.33 (Was about to go over 97K but the markets tanked on Friday. Still, not much farther.)

Oh, crap! I just realized that we have saved over $18,000 in two months! Oh, man this is crazy.

[paulkots]

11/26/17: $47,707.48
06/22/18: $72,953.75
07/27/18: $71,676.31
08/23/18: $65,034.83
10/04/17: $63,306.87
10/26/18: $64,270.98
11/27/18: $66,467.65
12/26/18: $66,160.59
01/28/18: $64,688.44

An unexpected month. First, had to buy a last minute airplane ticket to fly out to my uncles funeral. A few weeks later, booked airplane tickets to Costa Rica for a vacation, within a couple of days booked the hotels and rental car. Also did my last 2018 tax prepayment.

03/25/19: $63,325.75

Skipped a month. In the last 2 months, did my taxes, I was close on pre-payment but had to paid some more. Also, did the Costa Rica vacation and some work around the house. First 2019 tax pre-payment was sent out. Major expenses were Costa Rica vacation and the work I did on my GTI for a roadtrip to Montana.

[Hirondelle]

New month new money:

Dec 2017 €14.300
June 2018 €23.300 (+9k over 6 months)
July 2018 €24.400 (+1.100)
Aug 2018 €25.700 (+1.300)
Sept 2018 €26.100 (+400)
Oct 2018 €26.100 (+0)
Nov 2018 €29.100 (+3.000!!)
Dec 2018 €35.600 (+6.500)
Jan 2019 €39.000 (+3.400)
Feb 2019 €40.700 (+1.700)
Mar 2019 €42.400 (+1.700)

Markets have been mostly flat but had a low spending month and better than average side hustle month :) Let them jumps continue like this and I'll reach 50k by summer.

[Manchester]

Hey Everyone,

Nice to see you all doing well and moving in the right direction.   Here is my latest update from 22/03/2019.




It's + £1,480 for the month, which I'm very happy with.  My YTD number is around £4,884.


Over this period I also had to pay around £1,500 in work expenses which will be paid back to me tomorrow, so next month could be great.  Only downside is I've had work in my house which will be expensive.  It's nice to have work done and know my N/W is still growing though. 

[cassafrass]

I'm jumping on this thread for some accountability and motivation.

My story: I'm married to a not-very-Mustachian-but-not-super-un-Mustachian-type and have two little kiddos (1 and 3). I recently finished up some long schooling/training in the sciences and finally have my first "real" job with a decent salary. Our savings has been mediocre in the past, mostly due to low salaries, living in a HCOL area, having kids and most significantly, TOO MANY EXCUSES. Now we're back in our very affordable hometown and I'm ready to start really focusing on building up our net worth. We still have some work to do on cutting expenses and increasing our savings rate, but we're making some solid progress. I'm hoping to hit 100k by this time in 2020. We'll see how it plays out!

This year so far:
Jan 2019: 49,400
Feb 2019: 52,900
Mar 2019: 55,500

[M5]

Welcome aboard @cassafrass !

Looks like you've made some nice progress so far this year, keep plugging away!

[Serendip]

Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075

We are getting hit with a 10,000 strata bill for roof repair in the next month (not even for our roof!)--thankfully my SO & I will split ours but it's still a bit disappointing. Ah well, onwards & upwards :)

[Slanhirn]

Tracking net worth.

EOY 12.2016 - (-£10,250)
EOY 12.2017 - £4,360
EOY 12.2018 - £40,620
01.2019 - £42,662 (+2,042)
02.2019 - £43,796 (+1,134)
03.2019 - £44,582 (+786)
04.2019 - £49,305 (+4,723)

Assets = £57,376
Student loans = (£8,071)

Very close to halfway!

[jojoguy]

Dec '17    18,146
Jan '18     23,607
Feb '18     27,000
Mar '18     29,008
Apr '18     30,100
May '18    35,030
Jun '18     36,700
July '18    39,000
Aug '18    40,150
Sep '18    42,500
Oct '18     43,300
Nov '18    44,500
Dec '18    48,380
Jan '19     51,210
Feb '19     53,000
Mar '19     55,075

We are getting hit with a 10,000 strata bill for roof repair in the next month (not even for our roof!)--thankfully my SO & I will split ours but it's still a bit disappointing. Ah well, onwards & upwards :)

We have got to get our roof done real soon. We have a smaller house but it will still be at least several thousand dollars. Thank God, we have the money to get it done.

[M5]

We have got to get our roof done real soon. We have a smaller house but it will still be at least several thousand dollars. Thank God, we have the money to get it done.

If you've got a little bit of handyman ability and watch a few Youtube videos, you can do the roof yourself rather cheap. We re-roofed our rental last fall with about 14sq shingles, new decking, tool rental, and dumpster all for less than $3700. We were quoted around $7,000 to have a roofing company do it. It took us 5 1/2 solid days but we also had a few layers to tear off and some rotten fascia boards to repair before installing the new decking. If you just do an overlay I bet we could've done it in 2-3.

Note that we had never attempted roofing before this project either.

[Serendip]

We have got to get our roof done real soon. We have a smaller house but it will still be at least several thousand dollars. Thank God, we have the money to get it done.

That's the thing, it's great for it to be an inconvenience rather than a major stress! Good luck with yours :)

[lexde]

3/15/2018: $12,926.94
3/31/2018: $12,989.49
4/13/2018: $16,254.32
4/30/2018: $17,831.70
5/15/2018: $18,911.08
5/31/2018: $21,674.06
6/15/2018: $23,447.78
6/29/2018: $20,396.96
7/21/2018: $22,666.63
7/31/2018: $24,667.50
8/23/2018: $25,400.62
8/31/2018: $27,393.30
9/14/2018: $28,138.60
9/28/2018: $30,242.60
10/26/2018: $29,793.20
11/21/2018: $32,551.23
12/7/2018: $33,589.65
12/21/2018: $33,986.10
1/18/2019: $35,782.18
2/15/2019: $43,365.46
3/1/2019: $44,391.15
3/15/2019: $45,689.39

3/31/2019: $48,303.11

Looks like I'm going to hit the halfway mark at $50K next month! Exciting stuff!

[zeli2033]

8/31/18: $12,784
9/17/18: $14,547
9/28/18: $22,476
10/15/18: $24,956
10/31/18: $27,980
11/15/18: $30,081
11/30/18: $36,219
12/31/18: $36,235
1/15/19: $44,961
1/31/19: $52,928
2/16/19: $57,672
2/28/19: $61,806
3/16/19: $64,611
3/29/19: $72,482 (+7871)

Got bonus 1 of 3 today so we were able to put a significant chunk toward the student loan and we paid our 2018 taxes (first time owing, ouch). Student loan should be paid off end of next month and then we'll have no debt for the first time ever! Excited to be debt free and hit our 100k NW before our first baby makes their appearance this summer.

[zeli2033]

...
3/31/2019: $48,303.11

Looks like I'm going to hit the halfway mark at $50K next month! Exciting stuff!

Yay, very exciting stuff @lexde !!! I love that we must have a similar posting schedule for updating this thread. Then I get to get caught up on your progress and cheer you on!

[lexde]

...
3/31/2019: $48,303.11

Looks like I'm going to hit the halfway mark at $50K next month! Exciting stuff!

Yay, very exciting stuff @lexde !!! I love that we must have a similar posting schedule for updating this thread. Then I get to get caught up on your progress and cheer you on!

Yes! I look forward to your updates every time I post! We got this!

[LittleWanderer]

March 2018 - $14,175
April 2018 - $14,330
May 2018 - $14,592
August 2018 - $19,246
September 2018 - $20,031
October 2018 - $19,301
November 2018 - $20,523
December 2018 - $20,923
January 2019 - $21,742
February 2019 - $23,933

March 2019 - $25,416

1/4 of the way there!  :)  That's exciting.  I can't wait to hit $30K.  Seeing that 3 is going to feel good.

[catorbe]

1/4 of the way there!  :)  That's exciting.  I can't wait to hit $30K.  Seeing that 3 is going to feel good.

I'm hopeful that by the end of April I'll hit the 30k mark so long as the market doesn't go the wrong way and offset my contributions.

[JCGreen]

I do not include my savings to buy expensive "fun items" like new cellphone, electronics etc. as it is not very big, and I just started it in July. My checking account is also not included as it has money I will likely spend this month.

Net worth:
Dec2017:$7800
Apr2018:$13,200
Aug2018:$22,800
Sep2018: $23,645
Oct2018: $23,658
Nov2018: $23,948 (+$290)
Dec2018: $23,960 (+12)
Jan2019: $27,100 (+3140)
Feb2019:$29,443 (+2343)

Goal for 2019 is to make it to $45K.

Mar2019: $31,603 (+2160)- Took me 7 months to make it out of the 20k's. I hope to not spend that much time in the 30k's, but everyone should still brace for the recession that this achievement is likely to trigger!

[philli14]

1/10/18: 43,071
1/11/18: 46,223 (+3152)
1/12/18: 50,605 (+4382)
1/01/19: 57,786 (+7181)
1/02/19: 65,133 (+7347)
1/03/19: 71,695 (+6562)
1/04/19: 77,573 (+5878)

Not too much contribution from the market this month, but managed to do well with plain old SR. Goal remains 100k before 2020.

[JAYSLOL]

2018
Jan1 - 63.8k
Feb1 - 64.0k (+200)
Mar 1 - 65.0k (+1000)
Apr 1 -  65.4k (+400)
May 1 - 67.5k (+2100)
June 1 - 69.5k (+2000)
July 1 - 72.3k (+2800)
Aug 1 - 74.0k (+1700)
Sept 1 - 76.7k (+2700)
Oct 1 - 79.6k (+2900)
Nov 1 - 79.5k (-100)
Dec 1 - 81.8k (+2300)

2019
Jan 1 - 82.5k (+700)
Feb 1 - 86.6k (+4100)
Mar 1 - 89.7k (+3100)
Apr 1 - 91.3k (+1600)

Broke through the 90k mark in March, however, I may dip into some of that soon to pay for a trip coming up.  Shooting for graduation by late summer, early fall. 

[Serendip]

Since repman has graduated to the $100k-250k group, I thought I would take up the mantle of linking to the spreadsheet (and updating it when I can).

https://docs.google.com/spreadsheets/d/1aBcGP8d7UD2oJif5IMSY9xmi8sIcRWKYRUswL1FE-ZM/edit#gid=0

Thanks for doing this @DadJokes !

[Tasse]

Jul 17	$6.2k
Aug 17	$6.8k
Sept 17	$8.2k
Oct 17	$9.0k
Nov 17	$9.9k
Dec 17	$11.1k
Jan 18	$12.1k
Feb 18	$13.6k
Mar 18	$15.1k
Apr 18	$16.6k
May 18	$17.7k
Jun 18	$18.5k
Jul 18	$20.2k
Aug 18	$20.8k
Sept 18	$22.2k
Oct 18	$21.7k
Nov 18	$22.5k
Dec 18	$22.4k
Jan 19	$24.7k
Feb 19	$27.2k

Mar 19: $29.3k

My three-paycheck month more than offset a bit of unusual spending on a friend's wedding. Can't wait to hit the 30s!

[Old Ball Coach]

This includes all our retirement and personal accounts for assets. It includes our credit cards, student loan, and mortgage for liabilities. It DOES NOT include our home value.

April 2018 - $52,917.42
May 2018  - $58,400.19
June 2018 - $59,686.34
July 2018  - $65,798.53
Aug 2018 - $72,231.70
Sept 2018 - $76,755.71
Oct 2018 -  $64,348.89
Nov 2018 - $70,839.76
Dec 2018 - $58,351.73
Jan 2019 - $78,256.31
Feb 2019 - $87,795.97
Mar 2019 - $67,121.29

This was the big month that I knew was coming. We had to purchase another vehicle. Had to take out a loan for it since we are late to this FI party. Unlike some, I don't count the value of our home or our vehicles in our net worth. It makes our numbers look a little less rosy, but it's also more realistic since we can't use the value of our home or vehicle as a liquid asset.

[Svoboda]

Dec 17: 37,449 (Found MMM)
Jan 18: 40,439
Feb 18: 42,796
Mar 18: 44,219
Apr 18: 42,188
May 18: 46,097
Jun 18: 49,516
Jul 18: 53,589
Aug 18: 57,668
Sep 18: 62,740
Oct 18: 64,747
Nov 18: 58,921
Dec 18: 61,964
Jan 19: 63,810
Feb 19: 69,053
Mar 19: 73,770
Apr 19: 79,628

[zygote]

For context: I'm 29 in a HCOL city. I'm married, but these are my own numbers since we keep our finances separate. Includes cash, retirement, and credit cards, which are used for normal expenses and paid off in full every month.

3/18: $48,533.91
4/18: $53,215.13 (+4,681.22 - extra paycheck)
5/18: $55,433.65 (+2,218.52)
6/18: $57,041.95 (+1,572.27)
7/18: $59,753.49 (+2,711.54)
8/18: $63,816.19 (+4,062.70)
9/18: $70,101.27 (+6,285.08 - extra paycheck)
10/18: $73,538.91 (+3,437.64)
11/18: $69,595.61 (-3,943.30)
12/18: $73,126.64 (+3,531.03)
1/19: $69,733.94 (-2,712.15)
2/19: $78,918.09 (+9,184.15 - extra paycheck)
3/19: $83,762.93 (+4,844.84)
4/19: $86,925.57 (+3,162.64)

[Jim Fiction]

Hello everyone! It is my first time posting in this thread, I just made by way over from the race to $10k thread which I just surpassed.

Here is a basic breakdown of the numbers as of the end of the day today:

Total Cash/Cash Equivalents: $31,642
Total Liabilities: $20,131

Net Worth: $11,511

Virtually all of my liabilities are student loans. I also have some minor balances on my credit cards, which I pay off monthly. I've been aggressively attacking the student loans (see my participation in the student loan challenge if curious) and have made steady progress.

As for asset composition,  20% are in checking accounts, 13% is in my HSA and 67% is in my 401k.

9/29/17 - $11,511 (First post in thread)
6/30/18 - $36,000
7/31/18 - $38,676
8/31/18 - $40,277
9/30/18 - $50,572
10/31/18 - $46,085
11/30/18 - $48,956
12/31/18 - $46,003
1/31/19 - $53,028
2/28/19 - $58,276
3/31/2019 - $67,340

March Notes

Big month - I received a bonus and we got our tax refund. Did have some large unusual expenses including an $800 car repair bill and $1,400 in medical bills for the DD, otherwise the month would have been extraordinary. I can't complain though, progress is progress and everyone is happy and healthy!

[bcbaseballman]

2018
1/31 : (5949.05)
2/28 : (5288.30)
3/31 : (4273.93)
4/30 : (2592.07)
5/31 : (629.70)
6/30 : 1,206.77
7/31 : 2,703.97
8/31: 5,651.70
9/31: 8,039.01
10/31: 7,803.49
11/30: 9,531.28
12/31: 9,296.79

2019
1/31/19: 13,493.35
2/28/2019: 15,766.50

3/31/2019: 19,286

This was a very busy month for my family and I.
First I sold off my full sized truck. Had been holding onto it because of I just didn't want to let it go, but knew it was time to make a move on from it. I bought a little ford focus hatchback to replace it. Paid for it in full!

Have been getting everything ready for my family of 4 to become a family of 5 this Friday! My wife C-section is scheduled for Friday and it will be our first little girl. Very excited about it! Thankfully all of our premium has been meet already for this year so everything from here on out the insurance is covering, which will most likely include some NICU stay for the little one.

Other than that we have just been going along as smoothly as we currently can.
Keep up the good work everyone!

[peppermint]

01/2018: $40796.81
02/2018: $41337.51
03/2018: $42682.42
04/2018: $46138.41
05/2018: $48761.77
06/2018: $51084.06
07/2018: $56155.54
08/2018: $55622.63
09/2018: $62036.49
10/2018: $64543.48
11/2018: $63002.61
12/2018: $65136.29
01/2019: $64776.35
02/2019: $69347.10
03/2019: $71885.58
04/2019: $74177.34

It feels so slow, but I have almost doubled in a year and a quarter, so I want to pat myself on the back for that. :)

[Optimiser]

Hi everyone. I spent 24 months in the Race to Positive Net Worth thread and 2 months in Saving to $10K. Happy to join everyone here now! I'm really starting to feel the momentum as things have started to turn positive for me, and can't wait to graduate from this thread too.

Mar 2019 $14,000

[Jim Fiction]

Hi everyone. I spent 24 months in the Race to Positive Net Worth thread and 2 months in Saving to $10K. Happy to join everyone here now! I'm really starting to feel the momentum as things have started to turn positive for me, and can't wait to graduate from this thread too.

Mar 2019 $14,000

Welcome and congratulations on the astounding progress you have made!

[Trifle]

It feels so slow, but I have almost doubled in a year and a quarter, so I want to pat myself on the back for that. :)

You should pat yourself on the back -- you're doing great @peppermint!   You are covering this ground way faster than I did!

[twistedfirestarter]

£24,041 Apr '17
£26,105 May '17
£28,229 Jun '17
£31,961 Jul '17
£34,902 Aug '17
£37,596 Sep '17
£41,756 Oct '17
£45,885 Nov '17
£49,200 Dec '17
£53,000 Jan '18
£55,765 Feb '18
£58,840 Mar '18
£61,802 Apr '18
£66,336 May '18
£70,866 Jun '18
£74,169 Jul '18
£78,963 Aug '18
£82,615 Sep '18
£79,540 Oct '18
£84,005 Nov '18
£87,300 Dec '18
£88,150 Jan '19
£90,813 Feb '19

£93,933 Mar ‘19

On target for 100k around June. Progress has slowed a bit due to some short term saving pots being filled for house renovations (including roof replacement) which are not being tracked as part of net worth.

[cassafrass]

First I sold off my full sized truck.

Have been getting everything ready for my family of 4 to become a family of 5 this Friday!

Congrats on getting rid of the truck! I am currently trying my best to convince my husband that he does not need to buy a 4-door pickup truck for his upcoming vehicle purchase. He does use a truck for work and would like to be able to cart our two kiddos around, but there's gotta be a better way!

And best wishes for an easy delivery for your wife on Friday!

[jasert39]

I've been using Personal Capital to track our net work for a few months, this will be a fun place to keep track and more importantly keep ourselves on the saving path!  I've only used the site to factor investment/retirement accounts against mortgage and car loan balance, I have cash set aside for home improvements\emergency so I didn't want that money to show a inflated NW, also have not used homes value to factor into the calculation.


September 1, 2018 - $16,853
October 1, 2018 - $20,234
April 2, 2019 - $64,781 (forgot about updating this, but was pretty exciting to see!)

[vertkurt]

1/1= 14,705
2/1/18= 18,264
3/1/18= 21,225
4/1/18= 22,741
5/1/18= 26,020
6/1/18= 28,987
7/1/18= 31,457
8/1/18= 34,642
9/1/18= 37,413
10/1/18= 41,426
11/1/18= 37,475
12/1/18= 44,300
1/1/19= 46,862
2/1/19= 53,310
3/1/19 = 59,800
4/1/19 = 63,705

[M5]

4/13/18: $14,324.67
12/27/18: $20,377.45

2/6/19: $27,927.20

3/1/19: $33,596.07

4/3/19: $57,285.55

I hadn't checked the value of our rental property since we bought it in 2014, but I finally did and it is now worth about 18k more than we paid for it. This is the reason for the huge jump this month. Looks like hitting 100k by year's end is a slight possibility!

[cassafrass]

2019
Jan 2019: 49,400
Feb 2019: 52,900
Mar 2019: 55,500

Apr 2019: 59,500 (+4000)

March was an extra paycheck month for us - hooray! We would've had a bit more to stash but we had to pay some back taxes and invested in some supplies for our new veggie garden. I did stash a big chunk in Mr. Frass's IRA which felt very satisfying.

Some upcoming expenses that might put a damper in our saving momentum are looming - adding an extra day or two of daycare ($90 - $180/wk) and purchasing a new (used) vehicle which would increase our insurance/fuel/maintenance costs ($250/mo) and debt payments ($250/mo?).

Happy Spring and keep up the good work everyone!

[M5]

I've debated when it is most appropriate to recalculate real estate value, with the four options being (1) a monthly estimate, (2) an annual estimate, (3) after an appraisal, or (4) when sold/never. And then should rentals be recalculated differently from your own residence?

Obviously it's all for internal record keeping and makes no difference in reality, as the only time any gains are realized is when the property is sold.

I've wondered about that sometimes too. We'll probably never sell the rental, or if we do it'll be when we're too old to mess with it anymore. On the other hand a huge part of many rich individual's NW is equity in their business or real estate, in which case gains also aren't realized until sold. If I were to buy investment real estate worth a significant sum I'd definitely want it help bump up my NW. Although I would also include a primary home's value in my calculations, I believe that's where the real NW inflation happens. It's easy to sell a rental tomorrow and cash out forever, not the same for a primary home. Of course if you choose to downsize your primary home upon the sale then that changes things a bit.

I think I'm going to stick with a monthly check of the Realtor.com estimate as my baseline in the future. While not perfect, those numbers are pretty close to what comparable properties in the area are selling for.

*I know this is controversial, but I choose to include our vehicle values in our NW as well. I figure I might as well include anything I can liquidate worth more than a couple grand.

[Evasion]

20 Dec 18 - 37,800
16 Jan 19 - 39,900
1 Feb 19 - 41,500
15 Feb 19 - 43,362
March 2019 - 45,496
Mid March 2019 - 45,815
April 19 - 46,412

Considering this includes my super (Australian 401k) compulsory increase and the market going up, it's quite bad. Will make more efforts this month.

[adamsputnik]

1/18/18 - 18,350.00
3/15/18 - 20,267.70
5/17/18 - 19,930.00
8/31/18 - 25,908.00
9/21/18 - 28,115.00
11/30/18 - 29,835.00
12/14/18 - 30,879.00
12/31/18 - 30,072.00
1/15/19 - 32,774.00
1/31/19 - 34,776.00
3/13/19 - 36,967.00
4/5/19 - 39,465.00

Almost crossed that 40k threshold. I'll hover around that while I'm paying taxes, but things should pick up pretty quickly, especially now that I am contributing 20% to the 401k.

[catorbe]

I broke over $10,000 on 9/9/2018. I'm up to $25k as of 2/17/2019.
I'm increasing my NW by about 2k a month based on those figures and would hit 100k in about 37 months putting it out to about March 2022. I believe with an upcoming raise, bonus, and other small windfalls that come and go, I'm looking at a goal of December 31st 2021 to hit 100k. Current salary is 49k.

3/20/19: $26,600. Lots of changes: Trip to Chicago complete. Bonus received. Salary bumped to over 50k!!!! We're moving to a townhouse from an apartment. This will affect my savings rate slightly, but we will remain resident property managers and continue to receive a discount on rent. Overall the changes are positive.

Now to await the final March paycheck and get back into the groove of things in the new place.

So I've paid rent for the first time at the new townhome. First utility bills are showing up. We bought a few more household items to round out each room's dιcor and furniture needs. After paying my car insurance (6 months worth) and a few other small outstanding bills, I should be at $26,500. So essentially this past paycheck went out the door and then some, but moving forward there are fewer expected expenses coming up at least in the near term. If all goes well i'll be at $30k by Mid May.

[Nederstash]

Aug 15: 5327 (found MMM)
Jan 16: 12700
Jan 17: 31444
Jan 18: 73227
Feb 18: 74628
Mar 18: 75981
Apr 18: 75766
May 18: 77414
Jun 18: 81980
Jul 18: 82825
Aug 18: 82665
Sep 18: 84098
Oct 18: 85029
Nov 18: 85620
Dec 18: 88171
Jan 19: 88673
Feb 19: 90575
Mar 19: 91673
Apr 19: 93802

The market giveth! I did have a little setback, my bike was stolen. In retaliation I bought a white bike with black decoration on the side and a neon green crate on the front rack. Try getting away with that one, ya filthy thieves... It's recognizable AF. Anyway, only 210 euro (230 dollars?) and it rides a treat. Also love front crates... dump everything in & go!